CN107169760A - Mapping card management method, data processing method and device based on multimedium - Google Patents

Mapping card management method, data processing method and device based on multimedium Download PDF

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Publication number
CN107169760A
CN107169760A CN201710337637.3A CN201710337637A CN107169760A CN 107169760 A CN107169760 A CN 107169760A CN 201710337637 A CN201710337637 A CN 201710337637A CN 107169760 A CN107169760 A CN 107169760A
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Prior art keywords
medium
media type
user
card
mapping
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CN107169760B (en
Inventor
杜亮
罗恕人
李丹
刘宁锋
詹韶鑫
赖涛
胡俊
王杨
刘颖
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China Construction Bank Corp
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China Construction Bank Corp
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    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/30Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/322Aspects of commerce using mobile devices [M-devices]
    • G06Q20/3227Aspects of commerce using mobile devices [M-devices] using secure elements embedded in M-devices
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/30Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/322Aspects of commerce using mobile devices [M-devices]
    • G06Q20/3229Use of the SIM of a M-device as secure element
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/30Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/327Short range or proximity payments by means of M-devices
    • G06Q20/3278RFID or NFC payments by means of M-devices
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/30Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/34Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
    • G06Q20/354Card activation or deactivation

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  • Engineering & Computer Science (AREA)
  • Business, Economics & Management (AREA)
  • Computer Networks & Wireless Communication (AREA)
  • Accounting & Taxation (AREA)
  • Strategic Management (AREA)
  • Physics & Mathematics (AREA)
  • General Business, Economics & Management (AREA)
  • General Physics & Mathematics (AREA)
  • Theoretical Computer Science (AREA)
  • Microelectronics & Electronic Packaging (AREA)
  • Stored Programmes (AREA)
  • Information Transfer Between Computers (AREA)

Abstract

The invention discloses a kind of mapping card management method, data processing method and device based on multimedium, wherein, the mapping card management method includes:The media type of medium in detection terminal device simultaneously reads the storage information in each medium;Media type and storage information based on the medium generate the operation interface for obtaining user's operation;Operated to obtain from server according to the user and respond the message that the user operates.Using the present invention, it is capable of management and the Correlation method for data processing of compatible multimedium realization mapping card, improves Consumer's Experience.

Description

Mapping card management method, data processing method and device based on multimedium
Technical field
The present invention relates to data processing field and the communications field, more particularly, it is related to a kind of reflecting based on multimedium Penetrate card management method, data processing method and device.
Background technology
In the prior art, client can utilize backing entity card, complete granting in different medium by mobile terminal Paid on mapping card, line, under line, the business such as management mapping card.Many-to-one binding can be carried out with bank card by mapping card.
Existing mobile payment species is various, such as existing Apple Pay, Samsung Pay, millet Pay, Huawei Pay, HCE (Unionpay's cloud, which dodges, to be paid) etc., media type is divided into SD (Secure Digital Memory Card) cards, SIM again (Subscriber Identification Module) card, HCE, full terminal phone etc..But current equipment can only be propped up simultaneously A type of medium hair fastener and management are held, and for the distribution & management mapping card in medium, existing technology can not Meet demand.
The content of the invention
In view of the drawbacks described above of prior art, embodiment of the present invention provides a kind of mapping card management based on multimedium Method, data processing method and device, management and the Correlation method for data processing of mapping card can be realized based on multimedium, improves and uses Experience at family.
Specifically, embodiment of the present invention provides a kind of mapping card data processing method based on multimedium, and it includes:
Detect the media type of the medium in terminal device;
Specified media type in media type based on bank card information and the medium, is obtained from server Fabrication data and instruction;
According to the fabrication data got and instruction, the medium of the specified media type is generated as mapping card.
Correspondingly, embodiment of the present invention additionally provides a kind of mapping card managing device based on multimedium, including:
Detect the media type of the medium in program module, detection terminal device and read the letter of the storage in each medium Breath;
Interface generates program module, and media type and storage information based on the medium are generated to be used for obtaining The operation interface of family operation;
Program module is obtained, is operated according to the user and the message for responding user's operation is obtained from server.
Correspondingly, embodiment of the present invention also provides a kind of mapping card data processing equipment based on multimedium, including:
Detect the media type of the medium in program module, detection terminal device;
Obtain the specified medium class in program module, the media type based on bank card information and the medium Type, fabrication data and instruction are obtained from server;
Fabrication program module, according to the fabrication data and instruction, the medium of the specified media type is generated as reflecting Penetrate card.
In addition, embodiment of the present invention also provides a kind of mapping card data processing equipment based on multimedium, including storage Device and processor, wherein, the memory is used to store one or more computer instruction for calling execution for the processor, Characterized in that, the processor realizes foregoing management method or data processing side by performing the computer instruction Method.
In addition, embodiment of the present invention also provides a kind of computer-readable storage medium, the computer-readable storage medium stores journey Sequence, described program realizes foregoing management method or data processing method upon execution.
Using embodiment of the present invention, by detecting the type of medium and reading storage information, and based on these letters Breath obtain user operation and and server interaction, realize the compatibility of multimedium, it is ensured that the uniformity of customer experience, remove from The trouble that client toggles between different application.In addition, by monitoring medium state in real time, it is advantageously ensured that reflecting Penetrate the safety of card.
Brief description of the drawings
Fig. 1 is a kind of schematic flow sheet of mapping card management method based on multimedium according to embodiments of the present invention;
Fig. 2 is a kind of flow signal of mapping card data processing method based on multimedium according to embodiments of the present invention Figure;
Fig. 3 is a kind of block diagram of mapping card managing device based on multimedium according to embodiments of the present invention;
Fig. 4 is a kind of block diagram of mapping card data processing equipment based on multimedium according to embodiments of the present invention;
Fig. 5 is a kind of block diagram of mapping card data management system based on multimedium according to embodiments of the present invention;
Fig. 6 is a kind of schematic diagram of hair fastener flow according to embodiments of the present invention;
Fig. 7 is a kind of schematic diagram of querying flow according to embodiments of the present invention;
Fig. 8 is a kind of schematic diagram of logout flow path according to embodiments of the present invention.
Embodiment
In order that those skilled in the art more fully understand the present invention program, below in conjunction with the embodiment of the present invention Accompanying drawing, the technical scheme in the embodiment of the present invention is clearly and completely described.
In some flows of description in description and claims of this specification and above-mentioned accompanying drawing, contain according to Particular order occur multiple operations, but it should be clearly understood that these operation can not herein occur according to it is suitable Sequence is performed or performed parallel, and the sequence number such as 101,102 etc. of operation is only used for distinguishing each different operation, sequence number Any execution sequence is not represented for itself.In addition, these flows can include more or less operations, and these operations can To perform or perform parallel in order.It should be noted that the description such as " first ", " second " herein, is to be used to distinguish not Same message, equipment, program module etc., does not represent sequencing, it is different types also not limit " first " and " second ".
Below in conjunction with the accompanying drawing in the embodiment of the present invention, the technical scheme in the embodiment of the present invention is carried out clear, complete Site preparation is described, it is clear that described embodiment is only a part of embodiment of the invention, rather than whole embodiments.It is based on Modification and improvement that embodiment in the present invention is carried out etc., belong to the scope of protection of the invention.
Fig. 1 is a kind of schematic flow sheet of mapping card management method based on multimedium according to embodiments of the present invention.Ginseng According to Fig. 1, methods described includes:
10:The media type of medium in detection terminal device simultaneously reads the storage information in each medium.On being situated between Matter, media type, terminal device etc. can be explained with implication well-known to those skilled in the art, not repeated herein.
12:Media type and storage information based on the medium generate operation circle for obtaining user's operation Face.
14:Operated to obtain from server according to the user and respond the message that the user operates.
The method provided using the present embodiment, the medium that can be directed in terminal device carries out related to mapping card Management, the management includes:Fabrication, inquiry, cancellation etc. are handled.
Alternatively, in a kind of implementation of the present embodiment, in processing 12, the operation interface of generation is selected including medium Select interface and mapping card operation interface.Wherein, the medium selection interface is used to select any in the medium for user Person or any many persons;The mapping card operation interface for user to mapping card for operating, for example, nullifying, updating, inquiring about Deng operation.
Alternatively, in a kind of implementation of the present embodiment, in processing 14, the bank card information inputted based on user And the media type of medium that user is selected by the medium selection interface, obtained from server comprising fabrication data and The message of instruction.
Alternatively, in a kind of implementation of the present embodiment, in processing 14, the mapping card behaviour is passed through based on user The mapping card specified as interface, the message comprising Query Result or log-out instruction is obtained from the server.
Alternatively, in a kind of implementation of the present embodiment, the state of each medium is monitored in real time, so that it is guaranteed that by being situated between The safety of the mapping card of matter generation.
Fig. 2 is a kind of flow signal of mapping card data processing method based on multimedium according to embodiments of the present invention Figure, this method includes:
20:Detect the media type of the medium in terminal device.
22:Specified media type in media type based on bank card information and the medium, from server Obtain fabrication data and instruction.Wherein, specified media type can be any one or more.
24:According to the fabrication data and instruction, the medium of the specified media type is generated as mapping card.
The method provided using the present embodiment, can realize the fabrication processing based on multimedium.
Alternatively, in a kind of implementation of the present embodiment, processing 24 is realized in the following ways:Based on the bank Card information and the specified media type, send for asking the fabrication of the fabrication data and instruction please to the server Ask;Fabrication data described in the server feedback and instruction are used as the response asked the fabrication.
Fig. 3 is a kind of block diagram of mapping card managing device based on multimedium according to embodiments of the present invention, reference picture 3, Mapping card managing device includes detection program module 30, interface generation program module 32 and obtains program module 34.Enter below Row is described in detail.
In the present embodiment, detection program module 30 detects the media type of the medium in terminal device and read each Storage information in medium;Interface generates media type and storage information generation of the program module 32 based on the medium Operation interface for obtaining user's operation;Program module 34 is obtained to be operated according to the user from described in server acquisition response The message of user's operation.
Alternatively, in a kind of implementation of the present embodiment, interface generation program module 32 includes:Medium selection interface Subroutine module is generated, medium selection interface is generated according to the media type of the medium, the medium selection interface is used In for any of described medium of user's selection or any number of;Card operation interface generation subroutine module is mapped, according to The storage information display mapping card operation interface, the mapping card operation interface is used to operate mapping card for user.
Still optionally further, requestor module 34 includes:Subroutine module is asked in fabrication, the bank inputted based on user The media type for the medium that card information and user are selected by the medium selection interface, obtains from server and includes fabrication number According to this and instruction message;Inquiry request subroutine module, the mapping specified based on user by the mapping card operation interface Card, the message comprising Query Result or log-out instruction is obtained from the server.
The method provided using the present embodiment, is capable of the management of compatible multimedium realization mapping card, improves Consumer's Experience.
Fig. 4 is a kind of block diagram of mapping card data processing equipment based on multimedium according to embodiments of the present invention.Reference Fig. 4, data processing equipment includes detection program module 40, obtains program module 42 and fabrication program module, in detail below Explanation.
In the present embodiment, the media type of the medium in detection program module 40 detection terminal device;Obtain journey Specified media type in media type of the sequence module 42 based on bank card information and the medium, is obtained from server Fabrication data and instruction;Fabrication program module 44 is according to the fabrication data got and instruction, by the specified medium class The medium of type is generated as mapping card.
Alternatively, in a kind of implementation of the present embodiment, obtaining program module 42 includes:Ask subroutine module, Based on the bank card information and the specified media type, to the server send for ask the fabrication data and The fabrication request of instruction;Subroutine module is received, the fabrication that the server responds the fabrication request and fed back is received Data and instruction.
The device provided using the present embodiment, can realize the preparation of mapping card based on multimedium.
Fig. 5 is a kind of block diagram of mapping card data management system based on multimedium according to embodiments of the present invention.Reference Fig. 5, data management system includes server 50 and terminal device 52.Wherein, terminal device 52 includes the (medium of medium 521 1st, medium 2 ... medium n) and application program 522.It is specifically described below
In the present embodiment, the medium of terminal device 52 (for example, mobile phone terminal) has SE functions, card image storage work( Energy and checking command and monitoring card mode function.Application program in terminal device has detection medium, communication, application card The functions such as piece, the management of mapping card, financial transaction, sector application.Server (for example, bank server) then has generation mapping card Data, issue data and instruction, accept transaction etc. function.
On application program, a kind of its specific implementation is referred to retouching for Fig. 3 and embodiment illustrated in fig. 4 above State.Its another specific implementation is referred in Fig. 5 shown in dotted line frame.Wherein, medium detecting unit (corresponds to Fig. 3 institutes Show the detection program module 30 in embodiment, 40) for detecting presence, media type of medium etc.;Communication unit is used for and Jie Matter, server carry out the exchange of data, signal etc.;Card issuing unit (corresponds to and obtains program module 42 and fabrication program module 44) For obtaining fabrication data and instruction from server, and specified medium is made as to map based on fabrication data and instruction Card;Card management unit (correspond to interface generation program module 32 and obtain program module 34) provide the user operation interface with And corresponding function, block in order to which user management maps.
Fig. 6 is a kind of schematic diagram of hair fastener flow according to embodiments of the present invention.With reference to Fig. 5 and Fig. 6, methods described includes Following processing procedure:
Client's login application program;All Jie that medium detecting unit detection terminal device (for example, mobile terminal) is supported Matter type, reads the information of dielectric memory storage;Customer selecting media type simultaneously inputs bank card key element (for example, card number);Using Medium selected by program associated client, fabrication number is asked according to card (i.e. bank card key element) and media type to bank server According to and instruction;Bank server verifies the user validation;Bank server returns to fabrication data and instruction to validated user;Should Data and instruction are write into medium with program;Application program shows hair fastener success, generation mapping after data and instruction write-in medium Card;Application program is disconnected and (communicated to connect) with medium.
Fig. 7 is a kind of schematic diagram of querying flow according to embodiments of the present invention.With reference to Fig. 5 and Fig. 7, query process includes Following processing procedure:
User logs in application program;The media type that medium detecting unit detection mobile terminal is supported, reads dielectric memory Store up information;Customer selecting card management business;Customer selecting needs the mapping card inquired about, and given query period;Using journey Sequence is initiated to inquire about the transaction of the mapping card information to bank server;Bank server verifies the legitimacy of the client;Bank takes Business device returns to the mapping card information for specifying the period to legal client;Application program is locally showing mapping card information.
Fig. 8 is a kind of schematic diagram of logout flow path according to embodiments of the present invention.With reference to Fig. 5 and Fig. 8, log off procedure includes Following processing procedure:
Client's login application program;The media type that medium detecting unit detection mobile terminal is supported, reads in medium Storage information;Customer selecting card management business;Selection needs the mapping card nullified;Application program is initiated to note to bank server The transaction of pin mapping card;Bank server verifies the user validation;Bank server nullifies mapping relations, is returned to validated user The mapping card instruction of re-injection pin;Application program is set up with medium and is connected, and deletes mapping card data;Application program display nullify card into Work(information.
Several specific management operations are described in detail above in association with Fig. 6-Fig. 8, not limited certainly in the present invention In above-mentioned management operation.Those skilled in the art can the thought based on the present invention, the other managers of flexible design as needed Formula, this is all fallen within protection scope of the present invention.
In addition to above-described embodiment and implementation, the present invention also provides a kind of mapping card data based on multimedium Processing unit, the device includes memory and processor, wherein, the memory is used to store one or more for the processing Device calls the computer instruction of execution, also, the processor is realized as previously described by performing the computer instruction Mapping card management method (more specifically, realizing each processing, step or logic in this method) based on multimedium, or it is logical Cross perform the computer instruction realize as previously described based on multimedium mapping card data processing method (it is more specific and Speech, realizes each processing, step or logic in this method).
In addition, the present invention also provides a kind of computer-readable storage medium, the computer-readable storage medium has program stored therein, the journey Sequence realizes that the mapping card management method as previously described based on multimedium (more specifically, is realized in this method upon execution Each processing, step or logic), or realize the mapping card data processing side based on multimedium as previously described upon execution Method (more specifically, realizes each processing, step or logic in this method).
It is apparent to those skilled in the art that, for convenience and simplicity of description, the device of foregoing description, The specific work process of program module, may be referred to the corresponding process in preceding method embodiment, will not be repeated here.
Through the above description of the embodiments, those skilled in the art can be understood that each embodiment can Realized by the mode of software plus required general hardware platform, naturally it is also possible to pass through hardware.Understood based on such, on The part that technical scheme substantially in other words contributes to prior art is stated to embody in the form of software product, should Computer software product can be stored in a computer-readable storage medium, such as ROM/RAM, magnetic disc, CD, including some fingers Order is to cause a computer equipment (can be personal computer, server, or network equipment etc.) to perform each implementation Method described in some parts of example or embodiment.
Finally it should be noted that:The above embodiments are merely illustrative of the technical solutions of the present invention, rather than its limitations;Although The present invention is described in detail with reference to the foregoing embodiments, it will be understood by those within the art that:It still may be used To be modified to the technical scheme described in foregoing embodiments, or equivalent substitution is carried out to which part technical characteristic; And these modification or replace, do not make appropriate technical solution essence depart from various embodiments of the present invention technical scheme spirit and Scope.

Claims (12)

1. a kind of mapping card management method based on multimedium, it is characterised in that methods described includes:
The media type of medium in detection terminal device simultaneously reads the storage information in each medium;
Media type and storage information based on the medium generate the operation interface for obtaining user's operation;
Operated to obtain from server according to the user and respond the message that the user operates.
2. the method as described in claim 1, it is characterised in that the media type and storage based on the medium Information generates the operation interface for obtaining user's operation, including:
Medium selection interface is generated according to the media type of the medium, the medium selection interface is used for for user's selection It is any one or any number of in the medium;
According to storage information display mapping card operation interface, the mapping card operation interface is used to stick into mapping for user Row operation.
3. method as claimed in claim 2, it is characterised in that described that response institute is obtained from server according to user operation The message of user's operation is stated, including:
The media type for the medium that the bank card information and user inputted based on user is selected by the medium selection interface, The message comprising fabrication data and instruction is obtained from server;
Based on user by the mapping card specified of mapping card operation interface, obtained from the server comprising Query Result or The message of log-out instruction.
4. a kind of mapping card data processing method based on multimedium, it is characterised in that methods described includes:
Detect the media type of the medium in terminal device;
Specified media type in media type based on bank card information and the medium, fabrication is obtained from server Data and instruction;
According to the fabrication data got and instruction, the medium of the specified media type is generated as mapping card.
5. method as claimed in claim 4, it is characterised in that Jie based on bank card information and the medium Specified media type in matter type, fabrication data and instruction are obtained from server, including:
Based on the bank card information and the specified media type, sent to the server for asking the fabrication number According to and instruction fabrication request;
Fabrication data described in the server feedback and instruction are used as the response asked the fabrication.
6. a kind of mapping card managing device based on multimedium, it is characterised in that described device includes:
Detect the media type of the medium in program module, detection terminal device and read the storage information in each medium;
Interface generates program module, and media type and storage information based on the medium are generated for obtaining user behaviour The operation interface of work;
Program module is obtained, is operated according to the user and the message for responding user's operation is obtained from server.
7. device as claimed in claim 6, it is characterised in that the interface generation program module includes:
Medium selection interface generates subroutine module, and medium selection interface, institute are generated according to the media type of the medium Giving an account of matter selection interface is used for for any of described medium of user's selection or any number of;
Card operation interface generation subroutine module is mapped, according to storage information display mapping card operation interface, the mapping Card operation interface is used to operate mapping card for user.
8. device as claimed in claim 7, it is characterised in that the requestor module includes:
Subroutine module is asked in fabrication, and the bank card information and user inputted based on user is selected by the medium selection interface The media type for the medium selected, the message comprising fabrication data and instruction is obtained from server;
Inquiry request subroutine module, the mapping card specified based on user by the mapping card operation interface, from the service Device obtains the message comprising Query Result or log-out instruction.
9. a kind of mapping card data processing equipment based on multimedium, it is characterised in that described device includes:
Detect the media type of the medium in program module, detection terminal device;
The specified media type in program module, the media type based on bank card information and the medium is obtained, from Server obtains fabrication data and instruction;
Fabrication program module, according to the fabrication data and instruction, mapping card is generated as by the medium of the specified media type.
10. method as claimed in claim 9, it is characterised in that the acquisition program module includes:
Subroutine module is asked, based on the bank card information and the specified media type, sends and uses to the server In the fabrication request for asking the fabrication data and instruction;
Subroutine module is received, for receiving the fabrication data and refer to that the server responds the fabrication request and feed back Order.
11. a kind of mapping card data processing equipment based on multimedium, including memory and processor, wherein, the memory For storing one or more computer instruction that execution is called for the processor, it is characterised in that the processor passes through Perform method of the computer instruction realization as any one of claim 1-5.
12. a kind of computer-readable storage medium, it is characterised in that the computer-readable storage medium has program stored therein, and described program exists The method as any one of claim 1-5 is realized during execution.
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CN110457965B (en) * 2018-05-07 2024-04-26 华为技术有限公司 Radio frequency card function calling method and device

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