CN109767313A - Method and Related product based on resource distribution - Google Patents
Method and Related product based on resource distribution Download PDFInfo
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- CN109767313A CN109767313A CN201811527492.4A CN201811527492A CN109767313A CN 109767313 A CN109767313 A CN 109767313A CN 201811527492 A CN201811527492 A CN 201811527492A CN 109767313 A CN109767313 A CN 109767313A
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Abstract
The embodiment of the present application discloses a kind of loan Platform Server, resource allocation method and Related product, applied to loan Platform Server, method includes: that the loan of current received the first quantity for target loan project of detection is ordered, the loan order for meeting the second quantity for combining the condition of making loans is filtered out from the loan order of the first quantity, secondly, the loan order of the second quantity is sent to bank server, is received each loan Confirmation of Orders in the loan order for second quantity from bank server and is made loans information;The status information of each loan order is generated according to confirmation information of making loans, to each loan order associated mobile terminal transmission status information.The embodiment of the present application advantageously reduces the average examination & approval duration in user's loan order, improves bank server for the treatment effeciency for order of providing a loan, reduces the examination & approval duration of entire loan order, meet the demand for loan of user rapidly and efficiently.
Description
Technical field
This application involves server technology fields, and in particular to a kind of loan Platform Server, resource allocation method and phase
Close product.
Background technique
With the continuous improvement of people's living standards, people's consumption idea also gradually changes, more and more people incline
To in meeting current shopping need by providing a loan.Causing current loan platform to bank, related loan transaction is busy, place
Inefficiency is managed, user's loan waiting time is longer.
Summary of the invention
The embodiment of the present application provides a kind of loan Platform Server, resource allocation method and Related product, to improve
The treatment effeciency of bank server reduces the examination & approval duration of loan order, improves loan platform and the processing for order of providing a loan is imitated
Rate, meet user to loan process rapidly and efficiently the needs of.
In a first aspect, the embodiment of the present application provides a kind of resource allocation method, it is applied to loan Platform Server, the loan
Money Platform Server and small loan corporate server, bank server communicate to connect, and logical by loan customer end and mobile terminal
Letter connection, which comprises
Detect the loan order of current received the first quantity for target loan project, the target loan project
Mode that the mode of making loans is combined in support and little Dai company fully makes loans;
The loan order for meeting the second quantity for combining the condition of making loans is filtered out from the loan order of first quantity;
The loan order of second quantity is sent to the bank server, receives the needle from the bank server
It makes loans information to each loan Confirmation of Orders in the loan order of second quantity;
According to the status information for confirming information of making loans and generating each loan order;
The status information is sent to each associated mobile terminal of loan order.
Second aspect, the embodiment of the present application provide a kind of device for allocating resources, including processing unit and communication unit,
In,
The processing unit, the loan for detecting current received the first quantity for target loan project are ordered
It is single;And the loan order for meeting the second quantity for combining the condition of making loans is filtered out from the loan order of first quantity;
The loan order of second quantity is sent to bank server by the communication unit, receives and comes from the bank server
The loan order for second quantity in each loan Confirmation of Orders make loans information;And it is made loans according to the confirmation
Information generates the status information of each loan order;And institute is sent to each associated mobile terminal of loan order
State status information.
The third aspect, the embodiment of the present application provide a kind of loan Platform Server, including application processor, memory, logical
Believe interface and one or more programs, wherein said one or multiple programs are stored in above-mentioned memory, and are matched
It sets and is executed by above-mentioned processor, above procedure is included the steps that for executing in the embodiment of the present application first aspect either method
Instruction.
Fourth aspect, the embodiment of the present application provide a kind of computer readable storage medium, wherein above-mentioned computer-readable
Storage medium storage is used for the computer program of electronic data interchange, wherein above-mentioned computer program executes computer such as
Step some or all of described in the embodiment of the present application first aspect either method.
5th aspect, the embodiment of the present application provide a kind of computer program product, wherein above-mentioned computer program product
Non-transient computer readable storage medium including storing computer program, above-mentioned computer program are operable to make to calculate
Machine executes the step some or all of as described in the embodiment of the present application first aspect either method.The computer program product
It can be a software installation packet.
As can be seen that loan Platform Server detects current received for target loan first in the embodiment of the present application
The loan order of the first quantity of fund purpose combines the condition of making loans secondly, filtering out to meet from the loan order of the first quantity
The second quantity loan order;Secondly, sending the loan order of the second quantity to bank server, receives and come from the bank
Each loan Confirmation of Orders is made loans information in the loan order for the second quantity of server, secondly, being made loans according to confirmation
Information generates the status information of each loan order, secondly, status information is sent to the associated mobile terminal of each loan order,
Wherein, the mode of making loans is combined in the support of target loan project and little Dai company fully makes loans mode.As it can be seen that loan Platform Server energy
It enough filters out and meets the loan order for combining constraint condition of making loans, then be uploaded to bank server, reduce bank server
Quantity on order improves the treatment effeciency of bank server, meanwhile, the order that can upload bank server daily is efficiently utilized
Quantity improves bank's audit percent of pass, filters out be unsatisfactory for combining the loan order of constraint condition of making loans in advance, eliminate not
Meet and combine the intermediate steps that the loan order upload bank server for constraint condition of making loans is audited, reduces such loan
Order examines duration, improves loan platform for the treatment effeciency for order of providing a loan, meets user for fast during loan
The efficient demand of speed.
Detailed description of the invention
In order to illustrate the technical solutions in the embodiments of the present application or in the prior art more clearly, to embodiment or will show below
There is attached drawing needed in technical description to be briefly described, it should be apparent that, the accompanying drawings in the following description is only this
Some embodiments of application for those of ordinary skill in the art without creative efforts, can be with
It obtains other drawings based on these drawings.
Figure 1A is a kind of configuration diagram of resource allocation method provided by the embodiments of the present application;
Fig. 1 is a kind of flow diagram of resource allocation method provided by the embodiments of the present application;
Fig. 2 is the flow diagram of another resource allocation method provided by the embodiments of the present application;
Fig. 3 is the flow diagram of another resource allocation method provided by the embodiments of the present application;
Fig. 4 is a kind of structural schematic diagram of loan Platform Server based on resource distribution provided by the embodiments of the present application;
Fig. 5 is that a kind of functional unit based on resource distribution loan Platform Server provided by the embodiments of the present application forms frame
Figure.
Specific embodiment
In order to make those skilled in the art more fully understand application scheme, below in conjunction in the embodiment of the present application
Attached drawing, the technical scheme in the embodiment of the application is clearly and completely described, it is clear that described embodiment is only
Some embodiments of the present application, instead of all the embodiments.Based on the embodiment in the application, those of ordinary skill in the art
Every other embodiment obtained without creative efforts, shall fall in the protection scope of this application.
The description and claims of this application and term " first " in above-mentioned attached drawing, " second " etc. are for distinguishing
Different objects, are not use to describe a particular order.In addition, term " includes " and " having " and their any deformations, it is intended that
It is to cover and non-exclusive includes.Such as the process, method, system, product or equipment for containing a series of steps or units do not have
It is defined in listed step or unit, but optionally further comprising the step of not listing or unit, or optionally also wrap
Include other step or units intrinsic for these process, methods, product or equipment.
Referenced herein " embodiment " is it is meant that a particular feature, structure, or characteristic described can wrap in conjunction with the embodiments
It is contained at least one embodiment of the application.Each position in the description occur the phrase might not each mean it is identical
Embodiment, nor the independent or alternative embodiment with other embodiments mutual exclusion.Those skilled in the art explicitly and
Implicitly understand, embodiment described herein can be combined with other embodiments.
Server in the application may include smart phone (such as Android phone, iOS mobile phone, Windows Phone
Mobile phone etc.), tablet computer, palm PC, laptop, mobile internet device MID (Mobile Internet
Devices, referred to as: MID) or wearable device etc., above-mentioned server is only citing, and non exhaustive, including but not limited to above-mentioned
Server, for convenience of description, in following example by above-mentioned server be known as user equipment (UE) (User equipment,
Referred to as: UE).Certainly in practical applications, above-mentioned user equipment is also not necessarily limited to above-mentioned realization form, such as can also include: intelligence
Energy car-mounted terminal, computer equipment etc..
It describes in detail below to the embodiment of the present application.
In order to meet the public demand for taking the amount of the loan rapidly and efficiently, certain loan projects of bank are being carried out at present
Combine making loans with little Dai company when making loans, it is such to combine the loan project made loans by bank and little Dai company according to pre-seting
The fund accounting of fixation make loans, the feature flexible and efficient using little Dai company that such mode of making loans is unable to fully, and
It is easy to cause bank server load excessively high, the decline of bank's treatment effeciency causes entire loan period elongated.It is asked for above-mentioned
Topic, the embodiment of the present application propose settlement mechanism in detail below.
Referring to Fig. 1, Fig. 1 is the flow diagram for a kind of method that the embodiment of the present application provides resource distribution, application
In loan Platform Server, as shown, the method comprising the steps of 101~105 contents:
Step 101, the loan Platform Server detects current received the first quantity for target loan project
Loan order;
Wherein, the mode of making loans is combined in the support of target loan project and little Dai company fully makes loans mode, the loan order
It is generated by user by the credit information of the mobile terminal typing of itself, and loan platform service is sent to by mobile terminal
Device;
Step 102, the loan Platform Server, which filters out to meet to combine from the loan order of first quantity, puts
The loan order of second quantity of money condition;
Step 103, the loan Platform Server sends the loan order of second quantity to the bank server,
Each loan Confirmation of Orders in the loan order for second quantity from the bank server is received to make loans letter
Breath;
Wherein, bank receives the loan order of the second quantity, and calling is combined auditing standards of making loans and audited, for audit
By loan order, the confirmation message of making loans of corresponding loan order is sent to loan Platform Server;
Step 104, the loan Platform Server confirms that information of making loans generates each loan order according to described
Status information;
Wherein, loan Platform Server according to target loan project and confirms that information of making loans generates the shape of each loan order
State information, status information include following at least one: loan breath expense, is refunded the time at mode of making loans;
Step 105, the loan Platform Server sends the shape to each associated mobile terminal of loan order
State information.
Wherein, mobile terminal converts chart-information for status information after the status information for receiving loan order, with
It is shown by display screen at the default interface at the loan customer end convenient for the mobile terminal.
For particular hardware framework involved in above-mentioned steps 101~step 105 implementation procedure, Figure 1A, Figure 1A are please referred to
It is a kind of configuration diagram of the method for fund accounting flexible configuration provided by the embodiments of the present application;
Wherein, mobile terminal is firstly received the loan order information of user, and loan order information is sent to loan
Platform Server, the authenticity that loan Platform Server carries out information to loan order information first is verified, for passing through
The loan order of information authenticity verifying carries out detailed assessment to loan order, determines whether user reaches the condition of making loans, right
In the loan order for reaching the condition of making loans, small loan corporate server is sent it to, little Dai company returns to loan Platform Server
It returns confirmation to make loans information, and is fully made loans the loan order for reaching the condition of making loans, Platform Server of providing a loan is put to reaching
The loan order of money condition is further assessed, and the loan order for the condition of making loans is combined for reaching, sends it to silver
Row server, receives bank and is directed to and reach the loan Confirmation of Orders for combining the condition of making loans and make loans information, and will receive confirmation and put
The associated little Dai corporation account information of the loan order of money information is sent to bank server, in order to which bank server will correspond to
Fund accounting is transferred accounts to little Dai corporation account, is achieved the purpose that combine and be made loans.And for do not receive bank confirmation make loans information and
The loan order Platform Server of then providing a loan for reaching the condition of making loans sends a notification message to small loan corporate server, notifies that small loan is public
Department executes little Dai company and fully makes loans mode.
As can be seen that loan Platform Server detects current received for target loan first in the embodiment of the present application
The loan order of the first quantity of fund purpose, secondly, the loan Platform Server is screened from the loan order of the first quantity
Meet the loan order for combining the second quantity of the condition of making loans out;Secondly, the loan Platform Server is sent out to bank server
The loan order of the second quantity is sent, each loan in the loan order for the second quantity from the bank server is received
Confirmation of Orders is made loans information, secondly, the loan Platform Server generates each loan order according to confirmation information of making loans
Status information, secondly, the loan Platform Server sends status information to the associated mobile terminal of each loan order.Its
In, mode that the mode of making loans is combined in the support of target loan project and little Dai company fully makes loans;As it can be seen that loan Platform Server can
It filters out and meets the loan order for combining constraint condition of making loans, then be uploaded to bank server, reduce ordering for bank server
Odd number amount, improves the treatment effeciency of bank server, meanwhile, the order numbers that can upload bank server daily are efficiently utilized
Amount improves bank's audit percent of pass, filters out be unsatisfactory for combining the loan order of constraint condition of making loans in advance, eliminate discontented
The loan order that constraint condition of making loans is closed by Football Association uploads the intermediate steps that bank server is audited, and reduces such loan and orders
Single examination & approval duration improves loan platform for the treatment effeciency for order of providing a loan, meets user for quick during loan
Efficient demand.
As an example it is assumed that bank is consecutive days to the process cycle of loan order, providing a loan Platform Server daily can be to
Bank server uploads 3000 loan orders.Platform Server then provide a loan in the quantity on order detection period pair being pre-configured daily
The loan order for target loan project received carries out unified screening, will meet 3000 loans for combining the condition of making loans
Order is uploaded to bank server, rather than all loan orders for target loan project are uploaded 3000 in order
To bank, in this way, 3000 loan order chances of daily bank will not be wasted, thereby increases and it is possible to there is daily satisfaction and combine item of making loans
The case where loan order of part is less than 3000, therefore the loan order for being uploaded to bank server may also be less than 3000,
The examination amount for reducing bank server, simultaneously for being unsatisfactory for combining the loan order for the condition of making loans, on being lined up
Bank server is passed, can directly switch to little Dai company and fully make loans, in this way, reducing the workload of bank server, accelerate
For the examination & approval efficiency of the loan order of syndicated loan mode, also saved simultaneously for the order for being unsatisfactory for combining the mode of making loans
Queuing time improves loan platform for the treatment effeciency of all loan orders.
In a possible example, the loan Platform Server is filtered out from the loan order of first quantity
Meet the loan order for combining the second quantity of the condition of making loans, which comprises the loan Platform Server is to described
The loan order of one quantity carries out information authenticity verifying, determines the loan order verified by the information authenticity;From institute
State the loan order for filtering out in the loan order verified by information authenticity and meeting constraint condition of making loans;Acquisition, which is combined, makes loans
Constraint condition;Combine constraint condition of making loans according to described, filters out symbol from the loan order for meeting constraint condition of making loans
Close the loan order for combining the second quantity of constraint condition of making loans.
Wherein, information authenticity be verified as the certificate information for the corresponding account of current loan order of system intialization with
And the method that the finger print information and face information of typing carry out authenticity verification, authenticity verification methods can be according to current techniques
Iteration carries out networking update, has guaranteed most reliable Information Authentication.
As it can be seen that being finally obtained by the screening of multilayer in this example and meeting the loan order for combining constraint condition of making loans, protected
The qualification rate for meeting and combining constraint condition of making loans is demonstrate,proved.
In a possible example, the loan order to first quantity carries out information authenticity verifying, institute
The method of stating includes: the certificate information and face information that the loan Platform Server obtains target loan order, the certificate letter
Information of the breath comprising at least one of following certificate certificate: identity document, household registry certificate, house property certificate and employee's card clear proof part,
The target loan order can represent any loan order in the loan order of first quantity;Analyze the face letter
Breath determines the identity information of the target loan order based on the analysis results;According to preset certificate information recognition methods to institute
The authenticity for stating certificate information is verified, if the certificate information is really, to extract the identity information of the certificate information;
Compare the identity information of the target loan order and the identity information of the certificate information, the loan is ordered if the two is identical
The verifying of information authenticity described in single pass-through.
Wherein, certificate information can be not limited to the card such as identity document, household registry certificate, house property certificate and employee's card clear proof part
Part can verify the certificate of demand, such as army's testimony of a witness according to specific condition.
Optionally, the identity information acquisition of loan order can be above by acquisition face information, is believed by face
The identity information of the correspondence user prestored in the matching database of breath is also possible to the acquisition by fingerprint or voiceprint,
And then the identity information of the correspondence user prestored in matching database.
As it can be seen that having carried out the authenticity verification of information in this example to loan order, having reduced loan platform and bank
Risk, eliminate the case where subsequent false order occupies resource, and then accelerate the treatment effeciency of loan Platform Server.
In a possible example, described filter out from the loan order verified by information authenticity meets
The loan order for constraint condition of making loans, which comprises the identity information in target loan order is extracted, with identity letter
Breath is inquiry mark, inquires the related information of the identity information, and the target loan order can represent described to be tested by information
Any loan order in the loan order of card;The wages information and job information in the target loan order are read, according to
The related information and the wages information assess the loan order, determine that the target loan order is corresponding and use
The loan repayment ability value at family;Inquire preset matching relationship, obtain the loan repayment ability value it is corresponding can loan fund, if
It is described can loan fund be greater than the amount of money value of the target loan project, then target loan order meets the constraint of making loans
Condition, the preset matching relationship are the matching relationship established according to loan repayment ability value and value of funds;It is public to the small loan
It takes charge of server and sends instruction message, the instruction message is used to indicate the little Dai company according to the target loan project to institute
State the loan order progress operation in full of making loans for meeting the condition of making loans;
Wherein, for the related information of identity information, Platform Server of providing a loan can connect cooperative institution's such as bank wire and seek
The credit system and fund management system of industry system obtain the related information of user.
As it can be seen that loan Platform Server judges user's financial condition in this example, for passing through loan platform clothes
The loan order of business device assessment and the loan order for having reached the condition of making loans, are first all made loans by little Dai company, subsequent right
The fund of corresponding ratio is given to little Dai company by bank again in meeting the loan order for combining the condition of making loans, user is accelerated and takes
To the speed of loan fund, the convenience that data are transmitted between server is taken full advantage of.
In a possible example, the related information includes credit information, assets information, the determination target
The loan repayment ability value of user corresponding to loan order, which comprises the target is determined according to the credit information
The credit coefficient of loan order, reads credit coefficient required by the target loan project, determines the target loan order
Credit coefficient be greater than the target loan project required by credit coefficient;According to the assets information and the wages information
The corresponding user of the target loan order is estimated in the fund operation feelings of the target loan project estimated in loan period
Condition and value of funds determine the credit risk coefficient of the target loan order;According to the credit system of target loan order
The several and credit risk coefficient determines the loan repayment ability value of user corresponding to the target loan order.
Wherein, the history credit record of the account according to corresponding to target loan order generates credit information, is believed according to credit
Breath generates corresponding credit coefficient, obtain credit coefficient method can there are many, one of which can be with are as follows: remembers all credit
Record is counted, and can have different classification coefficients for the credit record of different stage, and usual classification coefficient is 1, can be according to letter
Classification coefficient is increased or decreased with the amount of money that record is related to, the summation for counting the classification coefficient of entire credit information is N, and is used
The performance of each record in family can carry out grade assessment, determine the classification coefficient obtained after each credit record grade assessment
And sum and obtain n, then the credit coefficient of the user is 10/N*n, and credit coefficient value range is 0~10, for different targets
Loan project, needs different credit coefficients, and the credit coefficient of user need to be at least up to minimum standard.Simultaneously according to the firewood of user
Money situation combination statistical data estimates wages situation of the user in loan period, generates risk factor, only creditable
In the case of coefficient and risk factor all reach preset minimum standard, both COMPREHENSIVE CALCULATINGs coefficient generates loan repayment ability value.
As it can be seen that obtaining the loan repayment ability value of user in this example with assessment by multiple calculating, ensure that subsequent behaviour
The validity of work reduces the loan subsequent workload of Platform Server, improves the processing effect of subsequent loan Platform Server
Rate.
In a possible example, the constraint condition of making loans of combining includes information category requirement and the substantive requirements of form, institute
Stating information category requirement includes the information category and quantity that bank needs, and the substantive requirements of form include font size, format, word
Number information, it is described filter out to meet from the loan order for meeting constraint condition of making loans combine the second of constraint condition of making loans
The loan order of quantity, which comprises required to meet constraint of making loans from described with the substantive requirements of form according to the information category
The loan order for meeting second quantity for combining constraint condition of making loans is filtered out in the loan order of condition;
Wherein, bank server for provide a loan order audit first format and in terms of have strict requirements,
Therefore the auditing standards for obtaining bank, filter out the loan order for meeting and combining constraint condition of making loans.
As it can be seen that being effectively utilized bank processor resource in this example, avoids and be unsatisfactory for combining constraint condition of making loans
Loan order is uploaded to the situation of bank server, and then reduces the workload of bank server and Platform Server of providing a loan,
Improve the efficiency of bank server and Platform Server of providing a loan.
In a possible example, the loan for second quantity of the reception from the bank server
Each loan Confirmation of Orders is made loans after information in order, the method also includes: described in Xiang Suoshu bank server is sent
The account information of the loan order and the little Dai company of second quantity, in order to which the bank server is according to the money of pre-configuration
Golden accounting transfers accounts the corresponding investment amount of money of each order in the loan order of second quantity to the little Dai company.
As it can be seen that combining the loan order for constraint condition of making loans for satisfaction in this example, bank server will corresponding ratio
Fund is transferred accounts to small loan corporate server, and the efficiency that joint is made loans is improved, and meets user for providing a loan order rapidly and efficiently
Demand.
Referring to Fig. 2, Fig. 2 is the flow diagram of another resource allocation method provided by the embodiments of the present application, application
In loan Platform Server, as shown, the method comprising the steps of 201~207 contents:
Step 201, loan Platform Server detects the loan of current received the first quantity for target loan project
Money order;
Step 202, the loan Platform Server carries out information authenticity verifying to the loan order of first quantity,
Determine the loan order verified by the information authenticity;
Step 203, the loan Platform Server is filtered out from the loan order verified by information authenticity
Meet the loan order for constraint condition of making loans;
Step 204, constraint condition of making loans is combined in loan Platform Server acquisition, according to it is described combine to make loans constrain item
Part filters out the loan for meeting the second quantity for combining constraint condition of making loans from the loan order for meeting constraint condition of making loans
Money order;
Step 205, the loan Platform Server sends the loan order of second quantity to the bank server,
Each loan Confirmation of Orders in the loan order for second quantity from the bank server is received to make loans letter
Breath;
Step 206, the loan Platform Server confirms that information of making loans generates each loan order according to described
Status information;
Step 207, the loan Platform Server sends the shape to each associated mobile terminal of loan order
State information.
As can be seen that loan Platform Server detects current received for target loan first in the embodiment of the present application
The loan order of the first quantity of fund purpose, secondly, the loan Platform Server is screened from the loan order of the first quantity
Meet the loan order for combining the second quantity of the condition of making loans out;Secondly, the loan Platform Server is sent out to bank server
Send the loan order of the second quantity, the loan Platform Server receive from the bank server for the second quantity
Each loan Confirmation of Orders is made loans information in loan order, secondly, the loan Platform Server is made loans information according to confirmation
The status information of each loan order is generated, secondly, the loan Platform Server is associated mobile whole to each loan order
End sends status information.Wherein, the mode of making loans is combined in the support of target loan project and little Dai company fully makes loans mode;As it can be seen that
Loan Platform Server, which can filter out, meets the loan order for combining constraint condition of making loans, then is uploaded to bank server, subtracts
The quantity on order for having lacked bank server improves the treatment effeciency of bank server, meanwhile, being efficiently utilized can upload daily
The quantity on order of bank server improves bank's audit percent of pass, filters out be unsatisfactory for combining constraint condition of making loans in advance
It provides a loan order, eliminates and be unsatisfactory for combining the middle spacer step audited of loan order upload bank server of constraint condition of making loans
Suddenly, reduce such loan order examination & approval duration, improve loan platform for the treatment effeciency for order of providing a loan, meet user
For the demand during loan rapidly and efficiently.
In addition, loan Platform Server progress multiplex screening obtains load and combines the loan order for relaxing constraint condition, subtract
The upload for having lacked unnecessary order reduces the workload of bank server and Platform Server of providing a loan, improves bank service
The efficiency of device and loan Platform Server.
It is the flow diagram of another resource allocation method provided by the embodiments of the present application refering to Fig. 3, Fig. 3, is applied to
It provides a loan Platform Server, as shown, the method comprising the steps of 301~305 contents:
Step 301, loan Platform Server detects the loan of current received the first quantity for target loan project
Money order, mode that the mode of making loans is combined in target loan project support and little Dai company fully makes loans;
Step 302, the loan Platform Server carries out information authenticity verifying to the loan order of first quantity,
Determine the loan order verified by the information authenticity;
Step 303, the loan Platform Server extracts the identity information in target loan order, with the identity information
For inquiry mark, the related information of the identity information is inquired;
Step 304, the loan Platform Server reads wages information and job information in the target loan order,
The loan order is assessed according to the related information and the wages information, determines that target loan order institute is right
Using the loan repayment ability value at family;
Step 305, the loan Platform Server inquires preset matching relationship, and it is corresponding to obtain the loan repayment ability value
Can loan fund, if it is described can loan fund be greater than the amount of money value of the target loan project, the target is provided a loan order
Meet the constraint condition of making loans;
Step 306, the loan Platform Server sends instruction message to the small loan corporate server, and the instruction disappears
Breath is used to indicate the little Dai company and is carried out entirely according to the target loan project to the loan order for meeting the condition of making loans
Volume is made loans operation;
Step 307, constraint condition of making loans is combined in loan Platform Server acquisition, according to it is described combine to make loans constrain item
Part filters out the loan for meeting the second quantity for combining constraint condition of making loans from the loan order for meeting constraint condition of making loans
Money order;
Step 308, the loan Platform Server sends the loan order of second quantity to the bank server,
Each loan Confirmation of Orders in the loan order for second quantity from the bank server is received to make loans letter
Breath;
Step 309, the loan Platform Server confirms that information of making loans generates each loan order according to described
Status information;
Step 310, the loan Platform Server sends the shape to each associated mobile terminal of loan order
State information.
As can be seen that loan Platform Server detects current received for target loan first in the embodiment of the present application
The loan order of the first quantity of fund purpose combines the condition of making loans secondly, filtering out to meet from the loan order of the first quantity
The second quantity loan order;Secondly, sending the loan order of the second quantity to bank server, receives and come from the bank
Each loan Confirmation of Orders is made loans information in the loan order for the second quantity of server, secondly, being made loans according to confirmation
Information generates the status information of each loan order, secondly, sending status information to the associated mobile terminal of each loan order.
Wherein, the mode of making loans is combined in the support of target loan project and little Dai company fully makes loans mode;As it can be seen that loan Platform Server energy
It enough filters out and meets the loan order for combining constraint condition of making loans, then be uploaded to bank server, reduce bank server
Quantity on order improves the treatment effeciency of bank server, meanwhile, the order that can upload bank server daily is efficiently utilized
Quantity improves bank's audit percent of pass, filters out be unsatisfactory for combining the loan order of constraint condition of making loans in advance, eliminate not
Meet and combine the intermediate steps that the loan order upload bank server for constraint condition of making loans is audited, reduces such loan
Order examines duration, improves loan platform for the treatment effeciency for order of providing a loan, meets user for fast during loan
The efficient demand of speed.
It is consistent with above-mentioned Fig. 1, Fig. 2, embodiment shown in Fig. 3, referring to Fig. 4, Fig. 4 is provided by the embodiments of the present application
A kind of structural schematic diagram of the loan Platform Server 400 based on resource distribution, as shown in figure 4, the loan Platform Server
400 include application processor 410, memory 420, communication interface 430 and one or more programs 421, wherein one
Or multiple programs 421 are stored in above-mentioned memory 420, and are configured to be executed by above-mentioned processor 410, it is one or
Multiple programs 421 include the instruction for executing following steps;
Detect the loan order of current received the first quantity for target loan project, the target loan project
Mode that the mode of making loans is combined in support and little Dai company fully makes loans;
The loan order for meeting the second quantity for combining the condition of making loans is filtered out from the loan order of first quantity;
The loan order of second quantity is sent to the bank server, receives the needle from the bank server
It makes loans information to each loan Confirmation of Orders in the loan order of second quantity;
According to the status information for confirming information of making loans and generating each loan order;
The status information is sent to each associated mobile terminal of loan order.
As can be seen that loan Platform Server detects current received for target loan first in the embodiment of the present application
The loan order of the first quantity of fund purpose combines the condition of making loans secondly, filtering out to meet from the loan order of the first quantity
The second quantity loan order;Secondly, sending the loan order of the second quantity to bank server, receives and come from the bank
Each loan Confirmation of Orders is made loans information in the loan order for the second quantity of server, secondly, being made loans according to confirmation
Information generates the status information of each loan order, secondly, sending status information to the associated mobile terminal of each loan order.
Wherein, the mode of making loans is combined in the support of target loan project and little Dai company fully makes loans mode;As it can be seen that loan Platform Server energy
It enough filters out and meets the loan order for combining constraint condition of making loans, then be uploaded to bank server, reduce bank server
Quantity on order improves the treatment effeciency of bank server, meanwhile, the order that can upload bank server daily is efficiently utilized
Quantity improves bank's audit percent of pass, filters out be unsatisfactory for combining the loan order of constraint condition of making loans in advance, eliminate not
Meet and combine the intermediate steps that the loan order upload bank server for constraint condition of making loans is audited, reduces such loan
Order examines duration, improves loan platform for the treatment effeciency for order of providing a loan, meets user for fast during loan
The efficient demand of speed.
In a possible example, filters out to meet in the loan order from first quantity and combine the condition of making loans
The second quantity loan order in terms of, the instruction in described program is specifically used for executing following operation: to first quantity
Loan order carry out information authenticity verifying, determine the loan order verified by the information authenticity;Pass through from described
The loan order for meeting constraint condition of making loans is filtered out in the loan order of information authenticity verifying;Acquisition, which combines to make loans, constrains item
Part;Combine constraint condition of making loans according to described, is filtered out from the loan order for meeting constraint condition of making loans and meet joint
The loan order of second quantity of constraint condition of making loans.
In a possible example, in terms of the loan order to first quantity carries out information authenticity verifying,
Instruction in described program is specifically used for executing following operation: obtaining the certificate information and face information of target loan order, institute
State the information that certificate information includes at least one of following certificate certificate: identity document, household registry certificate, house property certificate and employee's card
Clear proof part, the target loan order can represent any loan order in the loan order of first quantity;Described in analysis
Face information determines the identity information of the target loan order based on the analysis results;According to preset certificate information identification side
Method verifies the authenticity of the certificate information, if the certificate information is really, to extract the body of the certificate information
Part information;Compare the identity information of the target loan order and the identity information of the certificate information, the institute if the two is identical
Loan order is stated to verify by the information authenticity.
In a possible example, put filtering out to meet from the loan order verified by information authenticity
In terms of the loan order of money constraint condition, the instruction in described program is specifically used for executing following operation: extracting target loan and orders
Identity information in list is inquiry mark with the identity information, inquires the related information of the identity information, and the target is borrowed
Money order can represent any loan order in the loan order by Information Authentication;It reads in the target loan order
Wages information and job information, the loan order is assessed according to the related information and the wages information, really
The loan repayment ability value of user corresponding to the fixed target loan order;Preset matching relationship is inquired, the loan is obtained and repays
Also ability value it is corresponding can loan fund, if it is described can loan fund be greater than the amount of money value of the target loan project, it is described
Target loan order meets the constraint condition of making loans, and the preset matching relationship is according to loan repayment ability value and value of funds
The matching relationship of foundation;Instruction message is sent to the small loan corporate server, the instruction message is used to indicate the small loan
Company carries out operation of fully making loans to the loan order for meeting the condition of making loans according to the target loan project.
In a possible example, related information includes credit information, assets information, is ordered determining that the target is provided a loan
In terms of the loan repayment ability value of user corresponding to list, the instruction in described program is specifically used for executing following operation: according to institute
The credit coefficient that credit information determines the target loan order is stated, credit system required by the target loan project is read
Number determines that the credit coefficient of the target loan order is greater than credit coefficient required by the target loan project;According to institute
It states assets information and the wages information estimates the corresponding user of the target loan order in the pre- of the target loan project
Estimate fund operation situation and the value of funds in loan period, determines the credit risk coefficient of the target loan order;According to
The credit coefficient and the credit risk coefficient of the target loan order determine user's corresponding to the target loan order
Loan repayment ability value.
In a possible example, combining constraint condition of making loans includes information category requirement and the substantive requirements of form, info class
Yao Qiu comprising bank need information category and quantity, the substantive requirements of form include font size, format, number of words information, from
It is filtered out in the loan order for meeting constraint condition of making loans and meets the loan of the second quantity for combining constraint condition of making loans and order
Unilaterally, the instruction in described program is specifically used for executing following operation: required according to the information category and the substantive requirements of form from
The loan for meeting second quantity for combining constraint condition of making loans is filtered out in the loan order for meeting constraint condition of making loans
Money order;
In a possible example, ordered receiving the loan for second quantity from the bank server
In terms of each loan Confirmation of Orders makes loans information later in list, the instruction in described program is specifically used for executing following operate:
The account information of the loan order and the little Dai company of second quantity is sent, to the bank server in order to described
Bank server is according to the fund accounting of pre-configuration by the corresponding investment of each order in the loan order of second quantity
The amount of money is transferred accounts to the little Dai company.
It is above-mentioned that mainly the scheme of the embodiment of the present application is described from the angle of method side implementation procedure.It is understood that
, in order to realize the above functions, it comprises execute the corresponding hardware configuration of each function and/or software mould for mobile terminal
Block.Those skilled in the art should be readily appreciated that, in conjunction with each exemplary unit of embodiment description presented herein
And algorithm steps, the application can be realized with the combining form of hardware or hardware and computer software.Some function actually with
Hardware or computer software drive the mode of hardware to execute, the specific application and design constraint item depending on technical solution
Part.Professional technician can specifically realize described function to each using distinct methods, but this reality
Now it is not considered that exceeding scope of the present application.
The embodiment of the present application can carry out the division of functional unit according to above method example to mobile terminal, for example, can
With each functional unit of each function division of correspondence, two or more functions can also be integrated in a processing unit
In.Above-mentioned integrated unit both can take the form of hardware realization, can also realize in the form of software functional units.It needs
It is noted that be schematical, only a kind of logical function partition to the division of unit in the embodiment of the present application, it is practical real
It is current that there may be another division manner.
Fig. 5 is the functional unit composition block diagram of device for allocating resources 500 involved in the embodiment of the present application.The resource is matched
It sets device 500 and is applied to loan Platform Server, including processing unit 501 and communication unit 502, wherein
The processing unit 501, for detecting the loan of current received the first quantity for target loan project
Order;And it is filtered out from the loan order of first quantity and meets the loan of the second quantity for combining the condition of making loans and order
It is single;The loan order of second quantity is sent to bank server by the communication unit 502, receives and comes from the bank
Each loan Confirmation of Orders is made loans information in the loan order for second quantity of server;And according to described true
Recognize the status information that information of making loans generates each loan order;And by the communication unit 502 to each loan
The associated mobile terminal of money order sends the status information.
Wherein, the device for allocating resources can also include storage unit 503, for storing the journey of loan Platform Server
Sequence code and data.The processing unit 501 can be application processor, and the communication unit 502 can be touching display screen
Or transceiver, storage unit 503 can be memory.
As can be seen that loan Platform Server detects current received for target loan first in the embodiment of the present application
The loan order of the first quantity of fund purpose combines the condition of making loans secondly, filtering out to meet from the loan order of the first quantity
The second quantity loan order;Secondly, sending the loan order of the second quantity to bank server, receives and come from the bank
Each loan Confirmation of Orders is made loans information in the loan order for the second quantity of server, secondly, being made loans according to confirmation
Information generates the status information of each loan order, secondly, sending status information to the associated mobile terminal of each loan order.
Wherein, the mode of making loans is combined in the support of target loan project and little Dai company fully makes loans mode;As it can be seen that loan Platform Server energy
It enough filters out and meets the loan order for combining constraint condition of making loans, then be uploaded to bank server, reduce bank server
Quantity on order improves the treatment effeciency of bank server, meanwhile, the order that can upload bank server daily is efficiently utilized
Quantity improves bank's audit percent of pass, filters out be unsatisfactory for combining the loan order of constraint condition of making loans in advance, eliminate not
Meet and combine the intermediate steps that the loan order upload bank server for constraint condition of making loans is audited, reduces such loan
Order examines duration, improves loan platform for the treatment effeciency for order of providing a loan, meets user for fast during loan
The efficient demand of speed.
In a possible example, filters out to meet in the loan order from first quantity and combine the condition of making loans
The second quantity loan order in terms of, the processing unit 501 is used for: carrying out information to the loan order of first quantity
Authenticity verification determines the loan order verified by the information authenticity;From the loan verified by information authenticity
The loan order for meeting constraint condition of making loans is filtered out in money order;Constraint condition of making loans is combined in acquisition;According to it is described combine put
Money constraint condition filters out to meet and combines the second of constraint condition of making loans from the loan order for meeting constraint condition of making loans
The loan order of quantity.
In a possible example, in terms of the loan order to first quantity carries out information authenticity verifying,
The processing unit 501 is used for: obtaining the certificate information and face information of target loan order, the certificate information includes following
The information of at least one of certificate certificate: identity document, household registry certificate, house property certificate and employee's card clear proof part, the target are borrowed
Money order can represent any loan order in the loan order of first quantity;The face information is analyzed, according to analysis
As a result the identity information of the target loan order is determined;According to preset certificate information recognition methods to the certificate information
Authenticity is verified, if the certificate information is really, to extract the identity information of the certificate information;Compare the target
The identity information of loan order and the identity information of the certificate information, the loan order passes through the letter if the two is identical
Cease authenticity verification.
In a possible example, put filtering out to meet from the loan order verified by information authenticity
In terms of the loan order of money constraint condition, the processing unit 501 is used for: the identity information in target loan order is extracted, with
The identity information is inquiry mark, inquires the related information of the identity information, and the target loan order can represent described
Pass through any loan order in the loan order of Information Authentication;Read the wages information and work in the target loan order
Information assesses the loan order according to the related information and the wages information, determines that the target loan is ordered
The loan repayment ability value of user corresponding to list;Preset matching relationship is inquired, obtaining that the loan repayment ability value is corresponding can
Loan fund, if it is described can loan fund be greater than the amount of money value of the target loan project, target loan order meets
The constraint condition of making loans, the preset matching relationship are the matching relationship established according to loan repayment ability value and value of funds;
Instruction message is sent to the small loan corporate server by the communication unit 502, the instruction message is used to indicate described
Little Dai company carries out operation of fully making loans to the loan order for meeting the condition of making loans according to the target loan project.
In a possible example, the related information includes credit information, assets information, is determining the target loan
In terms of the loan repayment ability value of user corresponding to money order, the processing unit 501 is used for: being determined according to the credit information
The credit coefficient of the target loan order, reads credit coefficient required by the target loan project, determines the target
The credit coefficient of loan order is greater than credit coefficient required by the target loan project;According to the assets information and described
Wages information estimates the corresponding user of the target loan order in the money of the target loan project estimated in loan period
Golden working order and value of funds determine the credit risk coefficient of the target loan order;According to target loan order
Credit coefficient and the credit risk coefficient determine the loan repayment ability value of user corresponding to target loan order.
In a possible example, the constraint condition of making loans of combining includes information category requirement and the substantive requirements of form, institute
Stating information category requirement includes the information category and quantity that bank needs, and the substantive requirements of form include font size, format, word
Number information meets the combine constraint condition of making loans second number filtering out from the loan order for meeting constraint condition of making loans
In terms of the loan order of amount, the processing unit 501 is used for: being required according to the information category and the substantive requirements of form meet from described
The loan order for meeting second quantity for combining constraint condition of making loans is filtered out in the loan order for constraint condition of making loans.
In a possible example, ordered receiving the loan for second quantity from the bank server
Each loan Confirmation of Orders is made loans in list, and aspect, the processing unit 501 are used for information later: by the communication unit
502 send the account information of the loan order and the little Dai company of second quantity to the bank server, in order to
The bank server is corresponding by each order in the loan order of second quantity according to the fund accounting of pre-configuration
The investment amount of money is transferred accounts to the little Dai company.
The embodiment of the present application also provides a kind of computer storage medium, wherein computer storage medium storage is for electricity
The computer program of subdata exchange, the computer program make computer execute any as recorded in above method embodiment
Some or all of method step, above-mentioned computer include mobile terminal.
The embodiment of the present application also provides a kind of computer program product, and above-mentioned computer program product includes storing calculating
The non-transient computer readable storage medium of machine program, above-mentioned computer program are operable to that computer is made to execute such as above-mentioned side
Some or all of either record method step in method embodiment.The computer program product can be a software installation
Packet, above-mentioned computer includes mobile terminal.
It should be noted that for the various method embodiments described above, for simple description, therefore, it is stated as a series of
Combination of actions, but those skilled in the art should understand that, the application is not limited by the described action sequence because
According to the application, some steps may be performed in other sequences or simultaneously.Secondly, those skilled in the art should also know
It knows, the embodiments described in the specification are all preferred embodiments, related actions and modules not necessarily the application
It is necessary.
In the above-described embodiments, it all emphasizes particularly on different fields to the description of each embodiment, there is no the portion being described in detail in some embodiment
Point, reference can be made to the related descriptions of other embodiments.
In several embodiments provided herein, it should be understood that disclosed device, it can be by another way
It realizes.For example, the apparatus embodiments described above are merely exemplary, such as the division of said units, it is only a kind of
Logical function partition, there may be another division manner in actual implementation, such as multiple units or components can combine or can
To be integrated into another system, or some features can be ignored or not executed.Another point, shown or discussed is mutual
Coupling, direct-coupling or communication connection can be through some interfaces, the indirect coupling or communication connection of device or unit,
It can be electrical or other forms.
Above-mentioned unit as illustrated by the separation member may or may not be physically separated, aobvious as unit
The component shown may or may not be physical unit, it can and it is in one place, or may be distributed over multiple
In network unit.It can select some or all of unit therein according to the actual needs to realize the mesh of this embodiment scheme
's.
It, can also be in addition, each functional unit in each embodiment of the application can integrate in one processing unit
It is that each unit physically exists alone, can also be integrated in one unit with two or more units.Above-mentioned integrated list
Member both can take the form of hardware realization, can also realize in the form of software functional units.
If above-mentioned integrated unit is realized in the form of SFU software functional unit and sells or use as independent product
When, it can store in a computer-readable access to memory.Based on this understanding, the technical solution of the application substantially or
Person says that all or part of the part that contributes to existing technology or the technical solution can body in the form of software products
Reveal and, which is stored in a memory, including some instructions are used so that a computer equipment
(can be personal computer, server or network equipment etc.) executes all or part of each embodiment above method of the application
Step.And memory above-mentioned includes: USB flash disk, read-only memory (ROM, Read-Only Memory), random access memory
The various media that can store program code such as (RAM, Random Access Memory), mobile hard disk, magnetic or disk.
Those of ordinary skill in the art will appreciate that all or part of the steps in the various methods of above-described embodiment is can
It is completed with instructing relevant hardware by program, which can store in a computer-readable memory, memory
May include: flash disk, read-only memory (English: Read-Only Memory, referred to as: ROM), random access device (English:
Random Access Memory, referred to as: RAM), disk or CD etc..
The embodiment of the present application is described in detail above, specific case used herein to the principle of the application and
Embodiment is expounded, the description of the example is only used to help understand the method for the present application and its core ideas;
At the same time, for those skilled in the art can in specific embodiments and applications according to the thought of the application
There is change place, in conclusion the contents of this specification should not be construed as limiting the present application.
Claims (10)
1. a kind of resource allocation method, which is characterized in that be applied to loan Platform Server, the loan Platform Server with it is small
Corporate server, bank server communication connection are borrowed, and is connect by loan customer end with communication of mobile terminal, the method packet
It includes:
The loan order of current received the first quantity for target loan project is detected, the target loan project is supported
Combine the mode of making loans and little Dai company fully makes loans mode;
The loan order for meeting the second quantity for combining the condition of making loans is filtered out from the loan order of first quantity;
The loan order of second quantity is sent to the bank server, is received and is directed to institute from the bank server
Each loan Confirmation of Orders in the loan order of the second quantity is stated to make loans information;
According to the status information for confirming information of making loans and generating each loan order;
The status information is sent to each associated mobile terminal of loan order.
2. the method according to claim 1, wherein described filter out from the loan order of first quantity
Meet the loan order for combining the second quantity of the condition of making loans, comprising:
Information authenticity verifying is carried out to the loan order of first quantity, determines the loan verified by the information authenticity
Money order;
The loan order for meeting constraint condition of making loans is filtered out from the loan order verified by information authenticity;
Constraint condition of making loans is combined in acquisition;
Combine constraint condition of making loans according to described, is filtered out from the loan order for meeting constraint condition of making loans and meet joint
The loan order of second quantity of constraint condition of making loans.
3. according to the method described in claim 2, it is characterized in that, the loan order to first quantity carries out information
Authenticity verification, comprising:
The certificate information and face information of target loan order are obtained, the certificate information includes at least one of following certificate card
The information of part: identity document, household registry certificate, house property certificate and employee's card clear proof part, the target loan order can represent described
Any loan order in the loan order of first quantity;
The face information is analyzed, determines the identity information of the target loan order based on the analysis results;
The authenticity of the certificate information is verified according to preset certificate information recognition methods, if the certificate information is
Really, the identity information of the certificate information is extracted;
Compare the identity information of the target loan order and the identity information of the certificate information, the loan if the two is identical
Money order is verified by the information authenticity.
4. according to the method described in claim 2, it is characterized in that, described order from the loan verified by information authenticity
The loan order for meeting constraint condition of making loans is filtered out in list, comprising:
The identity information in target loan order is extracted, is inquiry mark with the identity information, inquires the identity information
Related information, the target loan order can represent any loan order in the loan order by Information Authentication;
The wages information and job information in the target loan order are read, according to the related information and the wages information
The loan order is assessed, determines the loan repayment ability value of user corresponding to the target loan order;
Inquire preset matching relationship, obtain the loan repayment ability value it is corresponding can loan fund, if described can loan fund
Greater than the amount of money value of the target loan project, then the target loan order meets the constraint condition of making loans, described default
Matching relationship is the matching relationship established according to loan repayment ability value and value of funds;
Instruction message is sent to the small loan corporate server, the instruction message is used to indicate the little Dai company according to
Target loan project carries out operation of fully making loans to the loan order for meeting the condition of making loans.
5. according to the method described in claim 4, it is characterized in that, the related information includes credit information, assets information, institute
State the loan repayment ability value for determining user corresponding to the target loan order, comprising:
The credit coefficient that the target loan order is determined according to the credit information, reads required by the target loan project
Credit coefficient, determine that the credit coefficient of target loan order is greater than credit system required by the target loan project
Number;
The corresponding user of the target loan order is estimated according to the assets information and the wages information to borrow in the target
Fund purpose estimates fund operation situation and value of funds in loan period, determines the credit risk of the target loan order
Coefficient;
Determine that the target loan order institute is right according to the credit coefficient of target loan order and the credit risk coefficient
Using the loan repayment ability value at family.
6. according to the described in any item methods of claim 2-5, which is characterized in that the constraint condition of making loans of combining includes information
Class requirement and the substantive requirements of form, the information category require the information category needed comprising bank and quantity, the form to want
It asks comprising font size, format, number of words information, described filter out from the loan order for meeting constraint condition of making loans meets
Combine the loan order of the second quantity of constraint condition of making loans, comprising:
It is required according to the information category and the substantive requirements of form filters out completely from the loan order for meeting constraint condition of making loans
The loan order of foot second quantity for combining constraint condition of making loans.
7. method described in -6 according to claim 1, which is characterized in that the reception is directed to institute from the bank server
Each loan Confirmation of Orders in the loan order of the second quantity is stated to make loans after information, further includes:
The account information of the loan order and the little Dai company of second quantity is sent to the bank server, in order to
The bank server is corresponding by each order in the loan order of second quantity according to the fund accounting of pre-configuration
The investment amount of money is transferred accounts to the little Dai company.
8. a kind of device for allocating resources, which is characterized in that be applied to loan Platform Server, described device include processing unit and
Communication unit, wherein
The processing unit, for detecting the loan order of current received the first quantity for target loan project;With
And the loan order for meeting the second quantity for combining the condition of making loans is filtered out from the loan order of first quantity;Pass through institute
The loan order that communication unit sends second quantity to bank server is stated, being directed to from the bank server is received
Each loan Confirmation of Orders is made loans information in the loan order of second quantity;And confirm that information of making loans is raw according to described
At the status information of each loan order;And the state is sent to each associated mobile terminal of loan order
Information.
9. a kind of loan Platform Server, which is characterized in that including application processor, memory, communication interface and one or
Multiple programs, one or more of programs are stored in the memory, and are configured to be held by the application processor
Row, described program are included the steps that for executing the instruction in the method according to claim 1 to 7.
10. a kind of computer readable storage medium, which is characterized in that storage is used for the computer program of electronic data interchange,
In, the computer program makes computer execute the method according to claim 1 to 7.
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CN110473069A (en) * | 2019-08-15 | 2019-11-19 | 深圳乐信软件技术有限公司 | Order management method, device, server and storage medium |
CN112700322A (en) * | 2020-12-31 | 2021-04-23 | 深圳琼景科技有限公司 | Order sampling detection method and device, electronic equipment and storage medium |
CN114581222A (en) * | 2022-05-05 | 2022-06-03 | 支付宝(杭州)信息技术有限公司 | Resource allocation method, electronic device, application program and storage medium |
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CN107203937A (en) * | 2017-05-19 | 2017-09-26 | 四川新网银行股份有限公司 | A kind of bank based on open platform directly borrows with small loan platform combines the method made loans |
CN107767260A (en) * | 2017-09-30 | 2018-03-06 | 平安普惠企业管理有限公司 | What money pool was made loans make loans method, apparatus and computer-readable recording medium |
CN108765124A (en) * | 2018-04-03 | 2018-11-06 | 四川新网银行股份有限公司 | A kind of syndicated loan business solution Internet-based |
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CN107203937A (en) * | 2017-05-19 | 2017-09-26 | 四川新网银行股份有限公司 | A kind of bank based on open platform directly borrows with small loan platform combines the method made loans |
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