CN101807319A - Authentication method and system based on ATM - Google Patents
Authentication method and system based on ATM Download PDFInfo
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Abstract
The invention provides an authentication method and an authentication system based on an ATM. The authentication method based on an ATM comprises the following steps of: receiving a user-input appointed withdrawal request including a contract mobile telephone number, an authentication code, a withdrawal sum and a trading password; acquiring preset appointed withdrawal information including a bank card number, the authentication code, the withdrawal sum and the trading password from the mobile phone bank based on the contract mobile telephone number; and authenticating the received appointed withdrawal request based on the acquired appointed withdrawal information to output the sum which is the same with the withdrawal sum in the appointed withdrawal request when the authentication is successful. The invention can overcome the problem that the bank authentication is necessary for the ATM withdrawal in the prior art, thereby facilitating the user of withdrawing money from the ATM.
Description
Technical field
The present invention relates to the channel terminal technology in the bank computer network, especially, relate to a kind of authentication method and system based on ATM (Automatic Teller Machine, ATM (Automatic Teller Machine)).
Background technology
At present, the demand of withdrawing the money of bank client mainly contains dual mode and realizes: a kind of client of being parent is to bank outlets, by the operation of withdrawing the money of bank's cabinet face; Another kind be the client parent to bank ATM, carry out self-help drawing money operation by ATM.
Above-mentioned two kinds of modes of withdrawing the money all exist deficiency: for first kind of bank's cabinet face mode of withdrawing the money, the client at first needs to know the particular location of bank outlets, because bank outlets' vast area in relative city is fewer, and skewness, so the client wants to find bank outlets nearby relatively more difficult, bank outlets' front-end business is busier in addition, so even the client has found bank outlets, handling the business of withdrawing the money at the cabinet face also needs to wait for the long time, has brought very big inconvenience to the client; For second kind of ATM mode of withdrawing the money, with respect to first kind of mode of withdrawing the money, relatively more convenient, bank ATM is layouted often, and ATM all can be placed than the place of comparatively dense in the key area for example stream of people such as market, transport hub, the ATM queue waiting time is also very short in addition, has brought very big convenience to the client, and customer experience is also relatively good; But the client is if withdraw the money from ATM, must carry bank card, by ATM the authentication of bank card is finished and is withdrawn the money; And in some cases, the user is easy to forget and carries bank card, and in some cases, for example, user's bank card may be lost or be stolen, and exactly this moment, the user needed most the cash emergency, and therefore this ATM mode of withdrawing the money of bank card that needs has also been brought inconvenience to the user.
In sum, because the present ATM mode of withdrawing the money needs bank card to authenticate, brought inconvenience and withdraw the money for ATM user.
Summary of the invention
The fundamental purpose of the embodiment of the invention is to provide a kind of certificate scheme based on ATM, to solve the problem that the ATM mode of withdrawing the money of the prior art needs bank authentication and withdraw the money and make troubles for ATM user.
To achieve these goals, the embodiment of the invention provides a kind of authentication method based on ATM, and this method comprises: receive the reservation request of withdrawing the money that comprises signatory phone number, authentication code, the withdraw the money amount of money and trading password of user's input; Obtain the reservation that comprises bank's card number, authentication code, the withdraw the money amount of money and trading password that the pre-sets information of withdrawing the money according to described signatory phone number from Mobile banking; According to described reservation of the obtaining information of withdrawing the money the reservation of the described reception request of withdrawing the money is authenticated, with the amount of money of the amount of money equal number of withdrawing the money in authentication success time output and the described reservation request of withdrawing the money.
Wherein, according to described reservation of the obtaining information of withdrawing the money the reservation of the described reception request of withdrawing the money is authenticated and comprises: withdraw the money during the amount of money authentication success what the authentication code of the described reservation request of withdrawing the money, trading password and described reservation withdrew the money that consistent, the described reservation of authentication code, trading password of information withdraws the money that the amount of money of withdrawing the money of asking is less than or equal to that described reservation withdraws the money information.
Particularly, according to described reservation of the obtaining information of withdrawing the money the reservation of the described reception request of withdrawing the money is authenticated, after the amount of money with the amount of money equal number of withdrawing the money in authentication success time output and the described reservation request of withdrawing the money, described method also comprises: the amount of money of will withdrawing the money, withdraw the money date and the place of withdrawing the money are recorded in the daily record of withdrawing the money related with described bank card number.
The embodiment of the invention also provides a kind of authentication method based on ATM, and this method comprises: receive the dynamic sign indicating number request of withdrawing the money that comprises signatory phone number of user's input; The request of withdrawing the money generates authentication code and described authentication code is sent to and the corresponding mobile phone of described signatory phone number according to described dynamic sign indicating number; Reception comprises described authentication code, the authentication information of the amount of money and trading password of withdrawing the money; Obtain the dynamic yard information of withdrawing the money that comprises phone number, bank's card number and trading password that pre-sets from Mobile banking according to described phone number; According to the withdraw the money authentication code of information and described generation of the described dynamic sign indicating number that obtains the authentication information that receives is authenticated, with the amount of money of the amount of money equal number of withdrawing the money in output when the authentication success and the described authentication information.
Wherein, the authentication information that receives is authenticated comprise according to the withdraw the money authentication code of information and described generation of the described dynamic sign indicating number that obtains: during trading password unanimity when the trading password in consistent, the described authentication information with the authentication code of described generation of the authentication code in the described authentication information is withdrawn the money information with described dynamic sign indicating number in, represent authentication success.
Authentication code according to described dynamic yard withdraw the money information and described generation of obtaining authenticates the authentication information that receives, after the amount of money with the amount of money equal number of withdrawing the money in authentication success time output and described authentication information, described method also comprises: the amount of money of will withdrawing the money, withdraw the money date and the place of withdrawing the money are recorded in the daily record of withdrawing the money related with described bank card number.
The embodiment of the invention also provides a kind of Verification System based on ATM, and this system comprises: ATM and ATM backstage, wherein:
Described ATM comprises: preengage the request receiving element of withdrawing the money, be used to receive the reservation request of withdrawing the money that comprises signatory phone number, authentication code, the withdraw the money amount of money and trading password of user's input, wherein, described authentication code sets in advance for user and Mobile banking; Go out the money unit, be used for when the request authentication success is withdrawn the money in reservation the amount of money of the amount of money equal number of withdrawing the money in output and the described reservation request of withdrawing the money;
Described ATM backstage comprises: the reservation information acquisition unit of withdrawing the money is used for obtaining the reservation that comprises bank's card number, authentication code, the withdraw the money amount of money and trading password that the pre-sets information of withdrawing the money according to withdraw the money signatory phone number that the request receiving element receives of described reservation from Mobile banking; The reservation authentication information authentication ' unit of withdrawing the money, what be used for withdrawing the money according to described reservation that information acquisition unit obtains authenticates the described reservation reservation request of withdrawing the money that the request receiving element receives of withdrawing the money with the corresponding reservation of the described signatory phone number information of withdrawing the money.
The described reservation authentication information authentication ' unit of withdrawing the money specifically is used for: whether the authentication code of the reservation of the more described reception request of withdrawing the money, trading password and described reservation withdraw the money the amount of money of withdrawing the money in asking of authentication code, trading password reservation whether consistent, described reception in the information of withdrawing the money is less than or equal to withdraw the money the amount of money of withdrawing the money in the information of described reservation; Withdraw the money the amount of money of withdrawing the money in asking of authentication code, trading password reservation consistent, described reception if authentication code, trading password in the reservation of the described reception request of withdrawing the money and described reservation are withdrawn the money in the information is less than or equal to withdraw the money the amount of money of withdrawing the money in the information of described reservation, then represents authentication success.
Described ATM backstage also comprises: the log record unit of withdrawing the money is used for the amount of money of withdrawing the money, withdraw the money date and the place of withdrawing the money are recorded in and the related daily record of withdrawing the money of described bank card number.
The embodiment of the invention also provides a kind of Verification System based on ATM, and this system comprises: ATM and ATM backstage, wherein:
Described ATM comprises: the dynamic yard request receiving element of withdrawing the money is used to receive the dynamic sign indicating number request of withdrawing the money that comprises phone number of user's input; The dynamic sign indicating number authentication information receiving element of withdrawing the money, be used to receive user's input comprise described authentication code, the authentication information of the withdraw the money amount of money and trading password, wherein, described trading password is that ATM client and bank set in advance; Go out the money unit, be used for the time, the amount of money of the amount of money equal number of withdrawing the money in output and the described authentication information the authentication information authentication success;
This ATM backstage comprises: the authentication code generation unit is used for that withdraw the money the dynamic sign indicating number request of withdrawing the money that the request receiving element receives generates authentication code and described authentication code is sent to and the corresponding mobile phone of described phone number according to described dynamic sign indicating number; The dynamic yard information acquisition unit of withdrawing the money, the phone number that is used for receiving according to the described dynamic yard request receiving element of withdrawing the money obtains the dynamic yard information of withdrawing the money that comprises phone number, bank's card number and trading password that pre-sets from Mobile banking; The dynamic sign indicating number authentication information authentication ' unit of withdrawing the money is used for according to described dynamic sign indicating number dynamic sign indicating number that information acquisition unit the obtains authentication code that information and described authentication code generation unit generate of withdrawing the money of withdrawing the money the authentication information that receives being authenticated.
The described dynamic yard authentication information authentication ' unit of withdrawing the money specifically is used for: whether the authentication code of more described authentication information is consistent with trading password and the trading password in the described dynamic yard information of withdrawing the money in whether consistent, the described authentication information of the authentication code of described generation; When the trading password if trading password in consistent, the described authentication information with the authentication of described generation of the authentication code in the described authentication information and described dynamic sign indicating number are withdrawn the money in the information is consistent, then represent authentication success.
Described ATM backstage also comprises: the log record unit of withdrawing the money is used for the amount of money of withdrawing the money, withdraw the money date and the place of withdrawing the money are recorded in and the related daily record of withdrawing the money of described bank card number.
By means of technique scheme one of at least, authenticate by the authentication information that will receive the information of withdrawing the money with the Mobile banking preservation, the output amount of money has overcome ATM of the prior art and has withdrawn the money and need the problem of bank authentication when authentication success, withdraws the money to user ATM convenience is provided.
Description of drawings
In order to be illustrated more clearly in the embodiment of the invention or technical scheme of the prior art, the accompanying drawing of required use is done to introduce simply in will describing embodiment below, apparently, accompanying drawing in describing below only is some embodiments of the present invention, for those of ordinary skills, under the prerequisite of not paying creative work, can also obtain other accompanying drawing according to these accompanying drawings.
Fig. 1 is the process flow diagram based on the ATM authentication method according to the embodiment of the invention;
Fig. 2 is another process flow diagram based on the ATM authentication method according to the embodiment of the invention;
Fig. 3 is the another process flow diagram based on the ATM authentication method according to the embodiment of the invention;
Fig. 4 is the another process flow diagram based on the ATM authentication method according to the embodiment of the invention;
Fig. 5 is the structured flowchart based on the ATM Verification System according to the embodiment of the invention;
Fig. 6 is another structured flowchart based on the ATM Verification System according to the embodiment of the invention;
Fig. 7 is the another structured flowchart based on the ATM Verification System according to the embodiment of the invention.
Embodiment
Below in conjunction with the accompanying drawing in the embodiment of the invention, the technical scheme in the embodiment of the invention is clearly and completely described, obviously, described embodiment only is the present invention's part embodiment, rather than whole embodiment.Based on the embodiment among the present invention, those of ordinary skills belong to the scope of protection of the invention not making the every other embodiment that is obtained under the creative work prerequisite.
All need bank card to authenticate at present when ATM withdraws the money, only after ATM passed through the authentication of bank card, ATM just can export cash and give the client.But, if user's bank card loss or stolen, and exactly this moment, the user needed most the cash emergency, this can bring many inconvenience to the user so.Based on this, the embodiment of the invention provides a kind of authentication method and system based on ATM, to solve the problem of withdrawing the money and needing bank authentication and withdraw the money and make troubles for ATM user at ATM of the prior art.
In the present embodiment, related to Mobile banking, the service by providing in conjunction with Mobile banking realizes the embodiment of the invention.Below briefly introduce Mobile banking.
Mobile banking utilizes mobile phone to handle the abbreviation of bank's related service, and it is after Web bank as a kind of brand-new banking service platform, a kind of bank electronic services channels of relying on mobile communication technology to develop rapidly.Say in principle, so long as client's mobile phone is connected to bank by mobile communications network, the phone number (can be called signatory phone number) that is about to client's mobile phone is associated with bank, and the service system of utilizing mobile phone interface directly to finish various bank finance business all can be referred to as Mobile banking.The characteristic of mobile communication " whenever and wherever possible, next to the shin, quick and easy " has been given prominence to by this Mobile banking, has really realized not being subjected to space-time to limit, whenever and wherever possible, and 24 hours round-the-clock bank finance business.
The present invention is described in detail below in conjunction with accompanying drawing.
Embodiment one
The embodiment of the invention provides a kind of authentication method based on ATM, and as shown in Figure 1, this method comprises:
Step 101, receive the no card reservation request of withdrawing the money (can abbreviate the reservation request of withdrawing the money as) of user's input, contain the authentication information that comprises signatory phone number, authentication code (can be called the subscription verification sign indicating number in this example), the withdraw the money amount of money and trading password in this nothing card request of withdrawing the money, wherein, the subscription verification sign indicating number is that ATM client and Mobile banking set in advance, and trading password is that ATM client and bank set in advance;
Step 102 is obtained the reservation that comprises bank's card number, subscription verification sign indicating number, the withdraw the money amount of money and trading password that the pre-sets information of withdrawing the money according to above-mentioned signatory phone number from Mobile banking;
Step 103 is according to authenticating with the corresponding reservation of the signatory phone number authentication information that information butt joint receives of withdrawing the money of obtaining, with the amount of money of the amount of money equal number of withdrawing the money in output when the authentication success and the reservation request of withdrawing the money.
By above description as can be seen, by the authentication of comparing of the authentication information that will receive and the information of Mobile banking reservation, export amount of money when authentication success, having overcome of the prior art withdrawing the money needs the problem of bank authentication, and withdrawing the money to the user provides convenience.
Authentication success in step 103 is specially: subscription verification sign indicating number, the trading password when the subscription verification sign indicating number in the authentication information that receives, trading password are withdrawn the money information with reservation in is consistent, the amount of money of withdrawing the money in the authentication information of reception is less than or equal to reservation the withdrawing the money during the amount of money in the information of withdrawing the money, and represents authentication success.
Particularly, ATM can comprise a man-machine interface, the user can select the reservation service of withdrawing the money (promptly not having the card reservation request of withdrawing the money) by the keyboard or the touch-screen of this man-machine interface, afterwards, the ATM scheduling is withdrawn the money with this reservation and is served corresponding interface, and prompting user input comprises signatory phone number, subscription verification sign indicating number, the authentication information of the withdraw the money amount of money and trading password, wherein, the subscription verification sign indicating number is that ATM client and Mobile banking set in advance, and trading password is that ATM client and bank set in advance.Need to prove that ATM does not need the card inserting mouth of ATM in the prior art in the present embodiment.
The process that above-mentioned ATM client and Mobile banking set in advance the subscription verification sign indicating number comprises: system is provided with in Mobile banking in advance preengages the function of withdrawing the money; ATM client is provided with the no card reservation related with the bank card number business of withdrawing the money in Mobile banking, that is, ATM client registers in Mobile banking, and the reservation of selecting the to open Mobile banking function of withdrawing the money; Select a certain bank card number then, and input the withdraw the money amount of money, trading password, the subscription verification sign indicating number is set simultaneously, Mobile banking preserve in this locality comprise bank's card number, information is withdrawn the money in the reservation of the amount of money of withdrawing the money, trading password and subscription verification sign indicating number, for follow-up authentication, finish the reservation transaction this moment.Wherein, the subscription verification sign indicating number is provided with voluntarily by the user.
The ATM backstage is after the no card reservation request of withdrawing the money and authentication information that receive from ATM, obtain by the signatory phone number in the authentication information that Mobile banking preserves with the corresponding reservation of the signatory phone number information of withdrawing the money, based on the withdraw the money reliability of the above-mentioned authentication information of authentification of message of this reservation, promptly, subscription verification sign indicating number in the authentication information that receives, trading password and the subscription verification sign indicating number of preengaging in the information of withdrawing the money, the trading password unanimity, the amount of money of withdrawing the money in the authentication information that receives is less than or equal to reservation the withdrawing the money during the amount of money in the information of withdrawing the money, the expression authentication success, this authentication information is reliable, and the ATM backstage sends to ATM and agrees to withdraw the money instruction then, ATM from the paper money case, extract with withdraw the money amount of money equal number the amount of money and export to the client.
The amount of money of withdrawing the money in the authentication information of the different or reception of subscription verification sign indicating number, the trading password if the subscription verification sign indicating number in the authentication information that receives, trading password and reservation are withdrawn the money in the information is greater than withdraw the money the amount of money of withdrawing the money in the information of reservation, then represent authentification failure, make mistakes by ATM main frame prompting user in the ATM backstage, refusal is carried out the operation of withdrawing the money.
By the double authentication of above-mentioned subscription verification sign indicating number and trading password, can guarantee to preengage the reliability of operation of withdrawing the money, for client's interests provide safeguard.
After success was withdrawn the money in execution, will the withdraw the money amount of money, withdraw the money date and the place of withdrawing the money of ATM backstage was recorded in the daily record of withdrawing the money related with the bank card number, for follow-up accounting checking operation.If carry out the failure of withdrawing the money, then the amount of money, date, the place that also the client can be withdrawn the money in advance of ATM backstage and the failure cause of withdrawing the money are recorded in the daily record of withdrawing the money related with the bank card number, for follow-up consulting.
Fig. 2 is that as shown in Figure 2, this flow process comprises according to the process flow diagram of the method for withdrawing the money that is used for ATM of the embodiment of the invention:
Step 201, registration and function are open-minded.ATM client registers in Mobile banking, and opens the reservation trading function of withdrawing the money in Mobile banking.
ATM client can continue to repeat aforesaid operations, carries out many transaction of withdrawing the money.
Present embodiment is primarily aimed in ATM client under no card situation, relatively the demand of withdrawing the money of wholesale.The client preengages the amount of withdrawing the money and can reduce by pen according to the actual extracting money amount of money, and the amount of money of withdrawing the money by Mobile banking's reservation also will be included customer bank card ATM day accumulative total withdrawal limit in addition.
For example, ATM user opens the reservation trading function of withdrawing the money by the mobile phone of oneself in Mobile banking, and according to the trading password of opening procedure Selection one bank card, this bank card and the cash (for example, 10000 yuan) that needs reservation, and the subscription verification sign indicating number is set; Then, ATM user parent is to any ATM, on the man-machine interface of ATM, select the reservation service of withdrawing the money, this man-machine interface enters the interface of input authentication information, this user imports signatory phone number, subscription verification sign indicating number, trading password and (for example withdraws the money the amount of money, 1000 yuan), then the ATM backstage is according to the information of Mobile banking's preservation, the reliability of authentication input information, when authentication success, export 1000 yuan of cashes, then, the information such as date, the amount of money, place of the transaction of withdrawing the money be recorded in the corresponding daily record of bank card in.If this client continues to withdraw the money, then the client also needs to import signatory phone number, subscription verification sign indicating number, trading password and the amount of money of withdrawing the money, and this nothing card mobile phone is preengage the total charge of withdrawing the money and should be less than or equal to 10000 yuan, if greater than 10000 yuan, then the ATM backstage will report an error, and refusal is carried out the operation of withdrawing the money.
Embodiment two
The embodiment of the invention provides a kind of authentication method based on ATM, and as shown in Figure 3, this method comprises:
Step 301 receives the dynamically sign indicating number request of withdrawing the money of the no card that comprises signatory phone number (can abbreviate the request of withdrawing the money of dynamic sign indicating number as) of user's input;
Step 302 generates authentication code (can be called the dynamic sign indicating number of note in this example), also the dynamic sign indicating number of this note is sent to and the corresponding mobile phone of signatory phone number according to the dynamic yard request of withdrawing the money;
Step 303 receives the authentication information that comprises the dynamic sign indicating number of note, the withdraw the money amount of money and trading password, and wherein, trading password is that ATM client and bank set in advance;
Step 304 is obtained the dynamic yard information of withdrawing the money that comprises signatory phone number, bank's card number and trading password that pre-sets according to above-mentioned phone number from Mobile banking;
Step 305, according to the dynamic sign indicating number that obtains withdraw the money information and the note that generates dynamically sign indicating number an authentication information that receives is authenticated, with the amount of money of the amount of money equal number of withdrawing the money in output when the authentication success and the authentication information.
By above description as can be seen, send the dynamic sign indicating number of the note that generates at random to the user by the ATM backstage, and with the authentication of comparing of the authentication information that receives and the dynamic yard information of withdrawing the money of Mobile banking, output amount of money when authentication success, having overcome of the prior art withdrawing the money needs the problem of bank authentication, and withdrawing the money to the user provides convenience.
Authentication success in step 305 is specially: dynamically sign indicating number and the note that generates are represented authentication success when dynamically the trading password in consistent, the authentication information of sign indicating number and dynamic sign indicating number are withdrawn the money trading password unanimity in the information when the note in the authentication information.
Particularly, before execution in step 301, system is provided with the dynamic yard function of withdrawing the money in advance in Mobile banking; ATM client at first registers in Mobile banking, and in Mobile banking, open and the dynamic yard related business of withdrawing the money of bank's card number, concrete operations are: select a certain bank card number and with the corresponding trading password of this bank card, Mobile banking preserves the dynamic yard information of withdrawing the money that comprises bank's card number, trading password and subscriber phone number in this locality, for follow-up authentication.
When ATM user need withdraw the money, the parent selected the dynamic sign indicating number service of withdrawing the money on the ATM man-machine interface to any ATM, man-machine interface prompting user input handset number; The user is when the input handset number, and the ATM backstage generates a dynamic sign indicating number of note at random, and sends to the mobile phone of this phone number, imports note dynamically sign indicating number and the withdraw the money amount of money and trading password by ATM prompting user then; Keyboard or the touch-screen input note dynamic sign indicating number that receive of user by man-machine interface, and the withdraw the money amount of money and trading password, afterwards, compare dynamic sign indicating number of the note of obtaining and the local note that generates for dynamic yard in the ATM backstage, and obtain and the phone number corresponding dynamic sign indicating number information of withdrawing the money from Mobile banking according to phone number, reliability based on the dynamic yard authentification of message trading password of withdrawing the money, at the dynamic sign indicating number of note, under all reliable situation of trading password, the expression authentication success, the ATM backstage sends to ATM and agrees to withdraw the money instruction then, ATM from the paper money case, extract with withdraw the money amount of money equal number the amount of money and export to the client.
If the trading password in the authentication information that receives is different with dynamic yard of the note of this locality generation with the dynamic sign indicating number of trading password note different or reception in the dynamic yard information of withdrawing the money, then represent authentification failure, make mistakes by the touch-screen prompting user of ATM in the ATM backstage, refusal is carried out the operation of withdrawing the money.
By the dynamic double authentication of sign indicating number and trading password of note, can guarantee to preengage the reliability of withdrawing the money and operating, for client's interests provide safeguard.
After success was withdrawn the money in execution, will the withdraw the money amount of money, withdraw the money date and the place of withdrawing the money of ATM backstage was recorded in the daily record of withdrawing the money related with the bank card number, for follow-up accounting checking operation.If carry out the failure of withdrawing the money, then the amount of money, date, the place that also the client can be withdrawn the money in advance of ATM backstage and the failure cause of withdrawing the money are recorded in the daily record of withdrawing the money related with the bank card number, for follow-up consulting.
Fig. 4 is that as shown in Figure 4, this flow process comprises according to the process flow diagram of the method for withdrawing the money that is used for ATM of the embodiment of the invention:
Step 401, registration and function are open-minded.ATM client registers in Mobile banking, and opens the dynamic yard trading function of withdrawing the money in Mobile banking.
Second step: ATM withdraws the money.ATM client parent is to arbitrary ATM, on the man-machine interface of ATM, click and enter the dynamic yard transaction of withdrawing the money, the input handset number, the ATM backstage generates note dynamically can send to the client by way of short messages behind the sign indicating number, the client continues to import the dynamic sign indicating number of the note of receiving and the withdraw the money amount of money and trading password, the ATM backstage authenticate errorless after, export the cash identical, to finish the transaction of withdrawing the money with the amount of money of withdrawing the money.The client can repeat aforesaid operations and carry out many transaction of withdrawing the money.
Dynamically the sign indicating number scheme of withdrawing the money is primarily aimed in the client under no card situation, compares the demand that small amount is withdrawn the money fast, will include customer bank card ATM day accumulative total withdrawal limit in by the amount of money that dynamic sign indicating number is withdrawn the money.
For example, ATM user opens the dynamic yard trading function of withdrawing the money by the mobile phone of oneself in Mobile banking, and according to trading password and the phone number of opening procedure Selection one bank card, this bank card; Then, ATM user parent selects the dynamically sign indicating number service of withdrawing the money to any ATM on the man-machine interface of ATM, and this man-machine interface enters the interface of input handset number, behind this user's input handset number, receives the dynamic sign indicating number of a note that generates at random from the ATM backstage; At this moment, man-machine interface enters the interface of input authentication information, this user imports the dynamic sign indicating number of note, trading password and (for example withdraws the money the amount of money, 1000 yuan), then the ATM backstage is according to the information of Mobile banking's preservation and the dynamic sign indicating number of note of generation, the reliability of authentication input information, when authentication success, export 1000 yuan of cashes, then, the information such as date, the amount of money, place of the transaction of withdrawing the money be recorded in the corresponding daily record of bank card in.If this client continues to withdraw the money, then the client continues to carry out the operation of above-mentioned input handset number.
Embodiment three
The embodiment of the invention provides a kind of Verification System based on ATM, and preferably, this Verification System is used to realize the method for the foregoing description one.As shown in Figure 5, should comprise based on the Verification System of ATM: ATM51 and ATM backstage 52, wherein:
ATM51 comprises:
Reservation is withdrawn the money and is asked receiving element 510, be used for receiving the reservation request of withdrawing the money (being the no card reservation request of withdrawing the money of embodiment one) of user's input, this reservation request of withdrawing the money contains and comprises signatory phone number, the authentication information of subscription verification sign indicating number, the withdraw the money amount of money and trading password, wherein, the subscription verification sign indicating number sets in advance for user and Mobile banking;
Go out money unit 511, be used for when the request authentication success is withdrawn the money in reservation the output and the amount of money of preengaging the amount of money equal number of withdrawing the money in the request of withdrawing the money;
ATM backstage 52 comprises:
The reservation information acquisition unit 520 of withdrawing the money is used for obtaining the reservation that comprises bank's card number, subscription verification sign indicating number, the withdraw the money amount of money and trading password that the pre-sets information of withdrawing the money according to withdraw the money phone number that the request receiving element receives of reservation from Mobile banking;
The reservation authentication information authentication ' unit 521 of withdrawing the money, what be used for withdrawing the money according to reservation that information acquisition unit obtains authenticates the reservation reservation request of withdrawing the money that the request receiving element receives of withdrawing the money with the corresponding reservation of the phone number information of withdrawing the money.
By above description as can be seen, by reservation authentication information that request receiving element 510 receives and the reservation subscription information of the Mobile banking that information acquisition unit 520 the obtains authentication of comparing of withdrawing the money of withdrawing the money, when authentication information authentication ' unit 521 authentication successs are withdrawn the money in reservation, go out money unit 511 output amount of money, having overcome of the prior art withdrawing the money needs the problem of bank authentication, and withdrawing the money to the user provides convenience.
The withdraw the money concrete operations of authentication information authentication ' unit 521 of reservation are: subscription verification sign indicating number, the trading password when the subscription verification sign indicating number in the authentication information that receives, trading password are withdrawn the money information with reservation in is consistent, the amount of money of withdrawing the money in the authentication information of reception is less than or equal to reservation the withdrawing the money during the amount of money in the information of withdrawing the money, and represents authentication success.
Particularly, ATM can comprise a man-machine interface, keyboard by this man-machine interface or touch-screen are selected withdrawing the money service of reservation (promptly do not have card and preengage the request of withdrawing the money), and this man-machine interface is pointed out the user to import to comprise signatory phone number, subscription verification sign indicating number simultaneously, the authentication information of the withdraw the money amount of money and trading password.Afterwards, the reservation information acquisition unit 520 of withdrawing the money is obtained and the information of should the corresponding reservation of signatory phone number withdrawing the money from Mobile banking according to withdraw the money signatory phone number that request receiving element 510 receives of reservation, based on this reservation information of withdrawing the money, reservation 521 pairs of reservations of authentication information authentication ' unit authentication information that request receiving element 510 receives of withdrawing the money of withdrawing the money authenticates, and behind authentication success, go out money unit 511 output cashes.ATM in the present embodiment does not need the card inserting mouth of ATM in the prior art.
Above-mentioned ATM backstage 52 also comprises the log record unit 5 of withdrawing the money, and is used for the amount of money of withdrawing the money, withdraw the money date and the place of withdrawing the money are recorded in and the related daily record of withdrawing the money of described bank card number.
In Mobile banking the withdraw the money process of information and the concrete implementation of each unit of reservation being set can repeat no more here with reference to the associated description in the foregoing description one.
Embodiment four
The embodiment of the invention provides a kind of Verification System based on ATM, preferably, should be used to realize the method for the foregoing description two based on the Verification System of ATM.As shown in Figure 6, should comprise based on the Verification System of ATM: ATM61 and ATM backstage 62, wherein:
ATM61 comprises:
Dynamically sign indicating number is withdrawn the money and is asked receiving element 610, is used to receive the dynamic sign indicating number request of withdrawing the money that comprises phone number of user's input;
The dynamic yard authentication information receiving element 611 of withdrawing the money is used to receive the authentication information that comprises the dynamic sign indicating number of note, the withdraw the money amount of money and trading password that the user imports, and wherein, trading password is that ATM client and bank set in advance;
Go out money unit 612, be used for the time, the amount of money of the amount of money equal number of withdrawing the money in output and the authentication information the authentication information authentication success;
This ATM backstage 62 comprises:
Authentication code generation unit 620, be used for according to dynamic sign indicating number withdraw the money the dynamic sign indicating number request of withdrawing the money that the request receiving element receives generate note dynamically sign indicating number and with note dynamically sign indicating number send to and the corresponding mobile phone of phone number;
The dynamic sign indicating number information acquisition unit 621 of withdrawing the money is used for obtaining the dynamic sign indicating number that comprises phone number, bank's card number and trading password that the pre-sets information of withdrawing the money according to withdraw the money phone number that the request receiving element receives of dynamic sign indicating number from Mobile banking;
The dynamic sign indicating number authentication information authentication ' unit 622 of withdrawing the money, be used for according to note dynamically sign indicating number withdraw the money dynamic sign indicating number that information acquisition unit obtains withdraw the money information and note dynamically the note that generates of sign indicating number generation unit dynamically sign indicating number an authentication information that receives is authenticated.
By above description as can be seen, send the dynamic sign indicating number of the note that generates at random to the user by authentication code generation unit 620, and by dynamically sign indicating number authentication information that authentication information receiving element 611 receives and the dynamic sign indicating number dynamic sign indicating number information of withdrawing the money of the Mobile banking that information acquisition unit 621 the obtains authentication of comparing of withdrawing the money of withdrawing the money of authentication information authentication ' unit 622 of withdrawing the money of dynamic sign indicating number, when authentication success, go out money unit 612 output amount of money, having overcome of the prior art withdrawing the money needs the problem of bank authentication, and withdrawing the money to the user provides convenience.
Dynamically the withdraw the money concrete operations of authentication information authentication ' unit 622 of sign indicating number are: dynamically sign indicating number and the note that generates are represented authentication success when dynamically the trading password in consistent, the authentication information of sign indicating number and dynamic sign indicating number are withdrawn the money trading password unanimity in the information when the note in the authentication information.
Particularly, ATM61 can comprise a man-machine interface, keyboard or touch-screen by this man-machine interface are selected the dynamically sign indicating number service of withdrawing the money, the user of ATM prompting simultaneously input handset number, then, generation unit 620 generates the dynamic sign indicating number of note at random and sends to user's mobile phone, the user of ATM prompting simultaneously input authentication information, and this authentication information comprises dynamic yard of note, the withdraw the money amount of money and trading password.After user's input authentication information, dynamically the sign indicating number information acquisition unit 621 of withdrawing the money is obtained and this phone number corresponding dynamic sign indicating number information of withdrawing the money from Mobile banking according to withdraw the money phone number that authentication information receiving element 611 receives of dynamic sign indicating number, based on this dynamically sign indicating number withdraw the money note that information and authentication code generation unit 620 generate at random dynamically sign indicating number to note dynamically the withdraw the money authentication information of authentication information receiving element 611 receptions of sign indicating number authenticate, and behind authentication success, go out money unit 612 output cashes.
This ATM backstage 62 also comprises the log record unit of withdrawing the money, and is used for the amount of money of withdrawing the money, withdraw the money date and the place of withdrawing the money are recorded in and the related daily record of withdrawing the money of described bank card number.
Mobile banking be provided with note dynamically the withdraw the money process of information and the concrete implementation of above-mentioned each unit of sign indicating number can repeat no more here with reference to the associated description in the foregoing description two.
In specific implementation process, the Verification System of embodiment three and embodiment four can also be integrated, obtain Verification System as shown in Figure 7, as shown in Figure 7, this Verification System comprises: ATM71 and ATM backstage 72, wherein,
ATM71 comprises:
Reservation is withdrawn the money and is asked receiving element 710, be used for receiving the reservation request of withdrawing the money (being the no card reservation request of withdrawing the money of embodiment one) of user's input, this reservation request of withdrawing the money contains the authentication information that comprises signatory phone number, subscription verification sign indicating number sign indicating number, the withdraw the money amount of money and trading password, wherein, the subscription verification sign indicating number sets in advance for user and Mobile banking;
Dynamically sign indicating number is withdrawn the money and is asked receiving element 711, is used to receive the dynamic sign indicating number request of withdrawing the money that comprises phone number of user's input;
The dynamic yard authentication information receiving element 712 of withdrawing the money is used to receive the authentication information that comprises the dynamic sign indicating number of note, the withdraw the money amount of money and trading password that the user imports, and wherein, trading password is that ATM client and bank set in advance;
Go out money unit 713, be used for when the request authentication success is withdrawn the money in reservation the output and the amount of money of preengaging the amount of money equal number of withdrawing the money in the request of withdrawing the money; Perhaps during the authentication information authentication success in authentication information receiving element 712 that dynamic sign indicating number is withdrawn the money, the amount of money of the amount of money equal number of withdrawing the money in output and the authentication information;
ATM backstage 72 comprises:
The reservation information acquisition unit 720 of withdrawing the money is used for obtaining the reservation that comprises bank's card number, authentication code, the withdraw the money amount of money and trading password that the pre-sets information of withdrawing the money according to withdraw the money signatory phone number that the request receiving element receives of reservation from Mobile banking;
The reservation authentication information authentication ' unit 721 of withdrawing the money, what be used for withdrawing the money according to reservation that information acquisition unit obtains authenticates the reservation reservation request of withdrawing the money that the request receiving element receives of withdrawing the money with the corresponding reservation of the signatory phone number information of withdrawing the money;
Authentication code generation unit 722, be used for according to dynamic sign indicating number withdraw the money the dynamic sign indicating number request of withdrawing the money that the request receiving element receives generate note dynamically sign indicating number and with note dynamically sign indicating number send to and the corresponding mobile phone of signatory phone number;
The dynamic sign indicating number information acquisition unit 723 of withdrawing the money is used for obtaining the dynamic sign indicating number that comprises phone number, bank's card number and trading password that the pre-sets information of withdrawing the money according to withdraw the money phone number that the request receiving element receives of dynamic sign indicating number from Mobile banking;
The dynamic sign indicating number authentication information authentication ' unit 724 of withdrawing the money, be used for according to dynamic sign indicating number withdraw the money dynamic sign indicating number that information acquisition unit obtains withdraw the money note that information and authentication code generation unit generate dynamically sign indicating number an authentication information that receives is authenticated.
This Verification System has the Verification System function of embodiment three and embodiment four, and specifically the function of each unit can be with reference to the description in the foregoing description.
As seen from the above description, if a client goes on business to the somewhere, unfortunately wallet is lost, this client lodging that needs cash badly, according to the embodiment of the invention, if having opened the ATM of Mobile banking, this client preengages withdraw the money function or dynamic yard function of withdrawing the money of note, then this client just can directly withdraw the money to any ATM, and do not need to use bank card, to separate the matter of great urgency.
In sum, the embodiment of the invention is carried bank card at the client and is carried out the ATM inconvenience of withdrawing the money, from the collaborative by all kinds of means thinking of integrating of bank, self-service channel ATM is integrated mutually with the Mobile banking channel, ATM based on Mobile banking is provided the scheme of withdrawing the money, improve user's convenience, strengthened customer experience.
One of ordinary skill in the art will appreciate that all or part of step that realizes in the foregoing description method can instruct relevant hardware to finish by program, this program can be stored in the computer read/write memory medium, such as ROM/RAM, magnetic disc, CD etc.
Above-described specific embodiment; purpose of the present invention, technical scheme and beneficial effect are further described; institute is understood that; the above only is specific embodiments of the invention; and be not intended to limit the scope of the invention; within the spirit and principles in the present invention all, any modification of being made, be equal to replacement, improvement etc., all should be included within protection scope of the present invention.
Claims (12)
1. the authentication method based on ATM is characterized in that, described method comprises:
Receive the reservation request of withdrawing the money that comprises signatory phone number, authentication code, the withdraw the money amount of money and trading password of user's input;
Obtain the reservation that comprises bank's card number, authentication code, the withdraw the money amount of money and trading password that the pre-sets information of withdrawing the money according to described signatory phone number from Mobile banking;
According to described reservation of the obtaining information of withdrawing the money the reservation of the described reception request of withdrawing the money is authenticated, with the amount of money of the amount of money equal number of withdrawing the money in authentication success time output and the described reservation request of withdrawing the money.
2. method according to claim 1 is characterized in that, according to described reservation of the obtaining information of withdrawing the money the reservation of the described reception request of withdrawing the money is authenticated to comprise:
Withdraw the money authentication success during the amount of money what the authentication code, trading password of the described reservation request of withdrawing the money and described reservation withdrew the money that consistent, the described reservation of authentication code, trading password of information withdraws the money that the amount of money of withdrawing the money of asking is less than or equal to that described reservation withdraws the money information.
3. method according to claim 1, it is characterized in that, according to described reservation of the obtaining information of withdrawing the money the reservation of the described reception request of withdrawing the money is authenticated, after the amount of money with the amount of money equal number of withdrawing the money in authentication success time output and the described reservation request of withdrawing the money, described method also comprises:
The amount of money of withdrawing the money, withdraw the money date and the place of withdrawing the money are recorded in the daily record of withdrawing the money related with described bank card number.
4. the authentication method based on ATM is characterized in that, described method comprises:
Receive the dynamic sign indicating number request of withdrawing the money that comprises signatory phone number of user's input;
The request of withdrawing the money generates authentication code and described authentication code is sent to and the corresponding mobile phone of described signatory phone number according to described dynamic sign indicating number;
Reception comprises described authentication code, the authentication information of the amount of money and trading password of withdrawing the money;
Obtain the dynamic yard information of withdrawing the money that comprises phone number, bank's card number and trading password that pre-sets from Mobile banking according to described phone number;
According to the withdraw the money authentication code of information and described generation of the described dynamic sign indicating number that obtains the authentication information that receives is authenticated, with the amount of money of the amount of money equal number of withdrawing the money in output when the authentication success and the described authentication information.
5. method according to claim 4 is characterized in that, the authentication information that receives is authenticated comprises according to the withdraw the money authentication code of information and described generation of the described dynamic sign indicating number that obtains:
When the trading password in trading password in consistent, the described authentication information with the authentication code of described generation of the authentication code in the described authentication information and the described dynamic yard information of withdrawing the money is consistent, the expression authentication success.
6. method according to claim 4, it is characterized in that, authentication code according to described dynamic yard withdraw the money information and described generation of obtaining authenticates the authentication information that receives, after the amount of money with the amount of money equal number of withdrawing the money in authentication success time output and described authentication information, described method also comprises:
The amount of money of withdrawing the money, withdraw the money date and the place of withdrawing the money are recorded in the daily record of withdrawing the money related with described bank card number.
7. the Verification System based on ATM is characterized in that, described system comprises ATM and ATM backstage, wherein:
Described ATM comprises:
Preengage the request receiving element of withdrawing the money, be used to receive the reservation request of withdrawing the money that comprises signatory phone number, authentication code, the withdraw the money amount of money and trading password of user's input;
Go out the money unit, be used for when the request authentication success is withdrawn the money in reservation the amount of money of the amount of money equal number of withdrawing the money in output and the described reservation request of withdrawing the money;
Described ATM backstage comprises:
The reservation information acquisition unit of withdrawing the money is used for obtaining the reservation that comprises bank's card number, authentication code, the withdraw the money amount of money and trading password that the pre-sets information of withdrawing the money according to withdraw the money signatory phone number that the request receiving element receives of described reservation from Mobile banking;
The reservation authentication information authentication ' unit of withdrawing the money, what be used for withdrawing the money according to described reservation that information acquisition unit obtains authenticates the described reservation reservation request of withdrawing the money that the request receiving element receives of withdrawing the money with the corresponding reservation of the described signatory phone number information of withdrawing the money.
8. system according to claim 7 is characterized in that, the described reservation authentication information authentication ' unit of withdrawing the money specifically is used for:
Whether the authentication code, trading password in the reservation of the more described reception request of withdrawing the money and described reservation withdraw the money the amount of money of withdrawing the money in asking of authentication code, trading password reservation whether consistent, described reception in the information of withdrawing the money is less than or equal to withdraw the money the amount of money of withdrawing the money in the information of described reservation;
Withdraw the money the amount of money of withdrawing the money in asking of authentication code, trading password reservation consistent, described reception if authentication code, trading password in the reservation of the described reception request of withdrawing the money and described reservation are withdrawn the money in the information is less than or equal to withdraw the money the amount of money of withdrawing the money in the information of described reservation, then represents authentication success.
9. system according to claim 7 is characterized in that, described ATM backstage also comprises:
The log record unit of withdrawing the money is used for the amount of money of withdrawing the money, withdraw the money date and the place of withdrawing the money are recorded in and the related daily record of withdrawing the money of described bank card number.
10. the Verification System based on ATM is characterized in that, described system comprises ATM and ATM backstage, wherein:
Described ATM comprises:
The dynamic yard request receiving element of withdrawing the money is used to receive the dynamic sign indicating number request of withdrawing the money that comprises phone number of user's input;
The dynamic sign indicating number authentication information receiving element of withdrawing the money, be used to receive user's input comprise described authentication code, the authentication information of the withdraw the money amount of money and trading password, wherein, described trading password is that ATM client and bank set in advance;
Go out the money unit, be used for the time, the amount of money of the amount of money equal number of withdrawing the money in output and the described authentication information the authentication information authentication success;
This ATM backstage comprises:
The authentication code generation unit is used for that withdraw the money the dynamic sign indicating number request of withdrawing the money that the request receiving element receives generates authentication code and described authentication code is sent to and the corresponding mobile phone of described phone number according to described dynamic sign indicating number;
The dynamic yard information acquisition unit of withdrawing the money, the phone number that is used for receiving according to the described dynamic yard request receiving element of withdrawing the money obtains the dynamic yard information of withdrawing the money that comprises phone number, bank's card number and trading password that pre-sets from Mobile banking;
The dynamic sign indicating number authentication information authentication ' unit of withdrawing the money is used for according to described dynamic sign indicating number dynamic sign indicating number that information acquisition unit the obtains authentication code that information and described authentication code generation unit generate of withdrawing the money of withdrawing the money the authentication information that receives being authenticated.
11. system according to claim 10 is characterized in that, the described dynamic yard authentication information authentication ' unit of withdrawing the money specifically is used for:
Whether the authentication code in the more described authentication information is consistent with trading password and the trading password in the described dynamic yard information of withdrawing the money in whether consistent, the described authentication information of the authentication code of described generation;
When the trading password if trading password in consistent, the described authentication information with the authentication code of described generation of the authentication code in the described authentication information and described dynamic sign indicating number are withdrawn the money in the information is consistent, then represent authentication success.
12. system according to claim 10 is characterized in that, described ATM backstage also comprises:
The log record unit of withdrawing the money is used for the amount of money of withdrawing the money, withdraw the money date and the place of withdrawing the money are recorded in and the related daily record of withdrawing the money of described bank card number.
Priority Applications (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201010116443.9A CN101807319A (en) | 2010-03-03 | 2010-03-03 | Authentication method and system based on ATM |
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| Application Number | Priority Date | Filing Date | Title |
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| CN201010116443.9A CN101807319A (en) | 2010-03-03 | 2010-03-03 | Authentication method and system based on ATM |
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| CN101807319A true CN101807319A (en) | 2010-08-18 |
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| CN201010116443.9A Pending CN101807319A (en) | 2010-03-03 | 2010-03-03 | Authentication method and system based on ATM |
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| CN104123667A (en) * | 2013-04-24 | 2014-10-29 | 罗伯托焦里有限公司 | System and method for electronic money withdrawal |
| CN104134266A (en) * | 2014-07-12 | 2014-11-05 | 浙商银行股份有限公司 | Method using mobile phone number to carry out self-help receipt machine registration authentication |
| CN104240370A (en) * | 2014-09-24 | 2014-12-24 | 冯林 | Money depositing and withdrawing system on basis of dynamic two-dimensional codes |
| CN104318679A (en) * | 2014-10-29 | 2015-01-28 | 胡正义 | Cash withdrawal control method for ATM (automatic teller machine) |
| CN104574691A (en) * | 2014-12-23 | 2015-04-29 | 张文 | Service processing method and system based on automatic teller machine |
| CN105279694A (en) * | 2015-11-18 | 2016-01-27 | 深圳怡化电脑股份有限公司 | A method and a device for processing money withdrawing information of users |
| CN106022914A (en) * | 2016-07-01 | 2016-10-12 | 北京孔方同鑫科技有限公司 | Money withdrawing method based on cash reserve monitoring and balancing and apparatus |
| CN106127973A (en) * | 2016-03-30 | 2016-11-16 | 中国联合网络通信集团有限公司 | A kind of method for authenticating, device, system in real time |
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| CN107393213A (en) * | 2017-06-29 | 2017-11-24 | 台山市金讯互联网络科技有限公司 | A kind of method withdrawn the money without card |
| CN109377680A (en) * | 2018-09-30 | 2019-02-22 | 中国银行股份有限公司 | Withdrawal control method and device |
| CN111047796A (en) * | 2019-12-11 | 2020-04-21 | 镇江新一代信息技术产业研究院有限公司 | Deposit and withdrawal method and system based on face recognition |
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| CN103426082A (en) * | 2012-05-15 | 2013-12-04 | 中国移动通信集团公司 | Appointing cashing achieving system, method and device |
| CN103139210B (en) * | 2013-02-06 | 2016-09-14 | 平安银行股份有限公司 | A kind of safety certifying method |
| CN103139210A (en) * | 2013-02-06 | 2013-06-05 | 平安银行股份有限公司 | Method of safety authentication |
| CN104123667A (en) * | 2013-04-24 | 2014-10-29 | 罗伯托焦里有限公司 | System and method for electronic money withdrawal |
| CN103646473A (en) * | 2013-12-29 | 2014-03-19 | 张仁平 | Card-free payment system of automatic teller machine of bank |
| CN103942896A (en) * | 2014-04-23 | 2014-07-23 | 杭州电子科技大学 | System for money withdrawing without card on ATM |
| CN104134266A (en) * | 2014-07-12 | 2014-11-05 | 浙商银行股份有限公司 | Method using mobile phone number to carry out self-help receipt machine registration authentication |
| CN104240370A (en) * | 2014-09-24 | 2014-12-24 | 冯林 | Money depositing and withdrawing system on basis of dynamic two-dimensional codes |
| CN104318679A (en) * | 2014-10-29 | 2015-01-28 | 胡正义 | Cash withdrawal control method for ATM (automatic teller machine) |
| CN104574691A (en) * | 2014-12-23 | 2015-04-29 | 张文 | Service processing method and system based on automatic teller machine |
| CN104574691B (en) * | 2014-12-23 | 2017-07-04 | 张文 | A kind of method for processing business and system based on automatic teller machine |
| CN105279694A (en) * | 2015-11-18 | 2016-01-27 | 深圳怡化电脑股份有限公司 | A method and a device for processing money withdrawing information of users |
| CN106127973A (en) * | 2016-03-30 | 2016-11-16 | 中国联合网络通信集团有限公司 | A kind of method for authenticating, device, system in real time |
| CN106022914B (en) * | 2016-07-01 | 2021-10-15 | 北京孔方同鑫科技有限公司 | Withdrawal method and device based on monitoring and balancing cash reserve |
| CN106022914A (en) * | 2016-07-01 | 2016-10-12 | 北京孔方同鑫科技有限公司 | Money withdrawing method based on cash reserve monitoring and balancing and apparatus |
| CN107070886A (en) * | 2017-03-07 | 2017-08-18 | 深圳怡化电脑股份有限公司 | A kind of finance business processing method and mobile terminal |
| CN107393213A (en) * | 2017-06-29 | 2017-11-24 | 台山市金讯互联网络科技有限公司 | A kind of method withdrawn the money without card |
| CN109377680B (en) * | 2018-09-30 | 2021-04-27 | 中国银行股份有限公司 | Withdrawal control method and device |
| CN109377680A (en) * | 2018-09-30 | 2019-02-22 | 中国银行股份有限公司 | Withdrawal control method and device |
| TWI769415B (en) * | 2019-11-19 | 2022-07-01 | 兆豐國際商業銀行股份有限公司 | Cross country cash withdraw system |
| CN111047796A (en) * | 2019-12-11 | 2020-04-21 | 镇江新一代信息技术产业研究院有限公司 | Deposit and withdrawal method and system based on face recognition |
| CN112101605A (en) * | 2020-09-28 | 2020-12-18 | 中国银行股份有限公司 | Method and device for reserving withdrawal, electronic equipment and computer storage medium |
| CN114023015A (en) * | 2021-11-04 | 2022-02-08 | 中国银行股份有限公司 | Service processing method, system and device |
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Application publication date: 20100818 |