CN107153980A - Second-hand card exchange system and its exchange method - Google Patents
Second-hand card exchange system and its exchange method Download PDFInfo
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- CN107153980A CN107153980A CN201610123449.6A CN201610123449A CN107153980A CN 107153980 A CN107153980 A CN 107153980A CN 201610123449 A CN201610123449 A CN 201610123449A CN 107153980 A CN107153980 A CN 107153980A
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q30/00—Commerce
- G06Q30/06—Buying, selling or leasing transactions
- G06Q30/0601—Electronic shopping [e-shopping]
- G06Q30/0613—Third-party assisted
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/34—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
- G06Q20/356—Aspects of software for card payments
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- Business, Economics & Management (AREA)
- Engineering & Computer Science (AREA)
- Accounting & Taxation (AREA)
- Physics & Mathematics (AREA)
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- General Physics & Mathematics (AREA)
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- Control Of Vending Devices And Auxiliary Devices For Vending Devices (AREA)
Abstract
The invention discloses a kind of second-hand card exchange system and its exchange method, second-hand card exchange system includes customer center management module, and there is provided the essential information of the registration of user, login and user；There is provided the inquiry of the information to needing to change card of user, retrieval, storage for card changeable directory management module；Second-hand card transaction and the effect for changing card of idle card of the Switching Module there is provided user on hand；There is provided be traded based on the second-hand card in user's hand for second-hand card transaction platform.The present invention improves the organic efficiency, authenticity, accuracy rate of second-hand card, it is ensured that transaction security.
Description
Technical field
The present invention relates to a kind of exchange system and its exchange method, more particularly to a kind of second-hand card exchange system and its exchange method.
Background technology
Flourishing for internet and mobile Internet, makes the circulation way of merchandise news there occurs huge change, because traditional mode of propagation is very inconvenient and cost is very high.Traditional mode of propagation such as medium made of paper of form such as newspaper, TV, advertisement, small poster etc. is no longer the major way that information material is propagated.Entity recovery point under the exchange way of recycling of traditional second-hand card, such as each line, and the interim of each shop are withheld a little, all without effectively issue with receiving newest effective information.Traditional second-hand exchanged form has the limitation in region, and also has certain limiting factor to the card specifically reclaimed.The recovery side of traditional second-hand card exchanged form effectively can not timely detect the real information of the card of recovery, there are certain risk factors.Traditional second-hand card exchanged form does not provide convenient effective manner to the user for selling card, and the cost that user changes card is very high, is unfavorable for facilitating the realization of transaction.In the market needs new to change the second-hand card market that mode card vitalizes precipitation.
The content of the invention
The technical problems to be solved by the invention are to provide a kind of second-hand card exchange system and its exchange method, and which raises the organic efficiency of second-hand card, authenticity, accuracy rate, it is ensured that transaction security.
The present invention is to solve above-mentioned technical problem by following technical proposals：A kind of second-hand card exchange system, it is characterised in that it includes：
There is provided the essential information of the registration of user, login and user for customer center management module；
There is provided the inquiry of the information to needing to change card of user, retrieval, storage for card changeable directory management module；
Second-hand card transaction and the effect for changing card of idle card of the Switching Module there is provided user on hand；
There is provided be traded based on the second-hand card in user's hand for second-hand card transaction platform；
There is provided the management function to system resource of back-stage management personnel for second-hand card management backstage；
Second-hand card inspection module, the main verifying function provided to merchandise with exchange in user's hand；
Second-hand card lock module, is locked if second-hand card is upchecked by second-hand card lock module to second-hand card；
Settle accounts calculation module, major function is to provide card transaction and the settlement function exchanged in user's hand；
Card vendor exchanges management module, main to provide the transaction and the management of the card vendor exchanged supported platform；
Risk management module, effectively timely detects the real information of the card of recovery.
Preferably, the second-hand card correction verification module, second-hand card lock module, customer center management module, transaction and Switching Module are all connected with second-hand card transaction platform；Risk management module, settle accounts calculation module, commutative card directory management module, card vendor exchange management module and are connected with second-hand card management backstage；Second-hand card transaction platform is connected with second-hand card management backstage.
Preferably, the customer center management module includes the Registering modules being connected with each other, login module, subscriber information storing module, and Registering modules provide the platform account registering functional of user；Login module provides the function of the login platform of user；Subscriber information storing module provides the store function of user related information.
Preferably, the card changeable directory management module includes the enquiry module of interconnection, retrieval module, card changeable memory module, the relevant information of enquiry module inquirying card；Retrieve the function of search that module provides card redemption card；Card changeable memory module provides the storage of the classification information of card.
Preferably, the second-hand card refers to all the various electronic cards that exchange or reclaim and in kind blocks in can merchandising for market circulation.
The present invention also provides a kind of exchange method of second-hand card exchange system, it is characterised in that it comprises the following steps：
User logs in changes card platform, and the user without account uses registering functional；
User's selection needs to merchandise and the species of the card exchanged；
User fills in needs and merchandised and the relevant information of the card exchanged；
User confirms the transaction for initiating this card with exchanging request；
Second-hand card inspection module carries out a series of verification to the card of submission；
If inspection of the second-hand card inspection module to card does not pass through, point out this card of user not commutative, and point out non-swappable related causes, then terminate；
If inspection of the second-hand card inspection module to card passes through, user is pointed out to operate successfully, while second-hand card lock module is locked to second-hand card；
Second-hand card transaction platform sends transaction switching card operation corresponding with card vendor's platform progress of exchange request to cooperation；
Card vendor's platform receives transaction with exchanging after request, the amount of money for changing card can be squeezed into the platform account to second-hand card transaction platform or give second-hand card transaction platform by the card exchanged for, second-hand card transaction platform is returned again now gives corresponding user in the account of user or by the card exchanged for；Other users, which are seen changing after card information to be blocked to give second-hand card transaction platform and change user on card information, to be carried out changing card.
The positive effect of the present invention is：The present invention improves the organic efficiency, authenticity, accuracy rate of second-hand card, it is ensured that transaction security.Present invention optimizes customer transaction and the Consumer's Experience of the card exchanged, the trouble that user runs solid shop/brick and mortar store under line is eliminated.The present invention largely saves time, energy and the money that card of the user for transaction with exchanging is paid.The present invention has vitalized the frequency of use to every card, has vitalized the use of the amount of money of every card, prevents loss.
Brief description of the drawings
Fig. 1 is the theory diagram of second-hand card exchange system of the invention.
Fig. 2 changes card flow chart for user in the present invention.
Fig. 3 is the flow chart of second-hand card management backstage in the present invention.
The flow chart that Fig. 4 exchanges for the second-hand card of the present invention.
Fig. 5 is the theory diagram of customer center management module in the present invention.
Fig. 6 is the theory diagram of card changeable directory management module in the present invention.
Embodiment
Present pre-ferred embodiments are provided below in conjunction with the accompanying drawings, to describe technical scheme in detail.
As shown in Figures 1 to 6, second-hand card exchange system of the invention is included with lower module：
There is provided the essential information of the registration of user, login and user for customer center management module（Such as phone, address）Modification etc..Customer center management module can provide the platform account registering functional of user including the Registering modules being connected with each other, login module, subscriber information storing module, Registering modules；Login module provides the function of the login platform of user；Subscriber information storing module provides the store function of user related information.
Card changeable directory management module facilitates user quickly to recognize the species for the card that can support to purchase on a barter basis there is provided the inquiry of the information to needing to change card of user, retrieval, storage.Card changeable directory management module includes the enquiry module of interconnection, retrieval module, card changeable memory module, the relevant information of enquiry module inquirying card, such as state, remaining sum；Retrieve the function of search that module provides card redemption card；Card changeable memory module provides the storage of the classification information of card.
Second-hand card transaction and the effect for changing card of idle card of the Switching Module there is provided user on hand.
There is provided be traded based on the second-hand card in user's hand for second-hand card transaction platform.
There is provided the management function to system resource of back-stage management personnel for second-hand card management backstage.Second-hand card management backstage includes release module, change module, Account Review module.Back-stage management personnel are logged in after second-hand card management backstage, and to the species resource for changing card can be supported to carry out regularly updating issue, change etc. on website, the directory information of newest card changeable is transmitted in time.
Second-hand card inspection module, the main verifying function provided to merchandise with exchange in user's hand.
Second-hand card lock module, is locked if second-hand card is upchecked by second-hand card lock module to second-hand card, prevents that second-hand card from being merchandised or used again；If the test fails then without locking.
Settle accounts calculation module, major function is to provide card transaction and the settlement function exchanged in user's hand.Settle accounts calculation module supports multiple systems（Such as APP ends, WEB terminal etc.）The interface of the card vendor cooperated with each docks, does data exchange etc..
Card vendor exchanges management module, main to provide the transaction and the management of the card vendor exchanged supported platform.
Risk management module, effectively timely detects the real information of the card of recovery, reduces risk, improves security.
Second-hand card correction verification module, second-hand card lock module, customer center module, transaction and Switching Module are all connected with second-hand card transaction platform；Risk management module, settle accounts calculation module, commutative card directory management module, card vendor exchange management module and are connected with second-hand card management backstage；Second-hand card transaction platform is connected with second-hand card management backstage.
The present invention program is that the new technique scheme of second-hand card recovery and account balance deduction is realized based on Internet technology.The present invention improves the organic efficiency and accuracy rate of second-hand card, can steam again the remaining sum of idle card using technical approach in real time, and deliver again into market；Convenient there is provided user is cashed, improve card vendor fabrication and sale card ability there is provided the commission income mode of platform.
The exchange method of the second-hand card exchange system of the present invention comprises the following steps：
User logs in changes card platform, and the user without account uses registering functional.User's fill message and register account number.
User's selection needs to merchandise and the species of the card exchanged；
User fills in needs and merchandised and the relevant information of the card exchanged；
User confirms the transaction for initiating this card with exchanging request.
Second-hand card inspection module carries out a series of verification, such as species, face amount, the inspection for whether using condition to the card of submission.
If inspection of the second-hand card inspection module to card does not pass through, point out this card of user not commutative, and point out non-swappable related causes（Such as use or expired reason）, then terminate；
If inspection of the second-hand card inspection module to card passes through, user is pointed out to operate successfully, while second-hand card lock module is locked to second-hand card；
Second-hand card transaction platform sends transaction and asks to the operations such as card vendor's platform progress corresponding switching card, the de-activated of cooperation or issue to change card information with exchanging.
Card vendor's platform receives transaction with exchanging after request, the amount of money of switching card can be squeezed into the platform account to second-hand card transaction platform or give second-hand card transaction platform by the card exchanged for, second-hand card transaction platform is returned again now gives corresponding user in the account of user or by the card exchanged for.User can use this account amount of money to buy neocaine next time.Other users, which are seen changing after card information to be blocked to give second-hand card transaction platform and change user on card information, to be carried out changing card.
The present invention completes the inspection to exchanging former card authenticity.The present invention can be to some information in former card real-time detection, such as remaining sum of card, whether available, term of validity card image.The present invention ensures to conduct the locking operations to the card of withdrawal, and card image is not revealed and is not used by others, make user experience easily and fast, the characteristic such as safety.
The present invention program is that the new technique scheme of second-hand card recovery and account balance deduction is realized based on Internet technology.The present invention improves the organic efficiency and accuracy rate of second-hand card, can steam again the remaining sum of idle card using technical approach in real time, and deliver again into market.Registered user can directly log in second-hand card transaction platform, and the user without account can use registering functional.User's selection needs the card type class exchanged, and fills in the relevant information of card, such as these information of card number, clip pin.Switching card application is above proposed in second-hand card transaction platform.The essential information of card is submitted in second-hand card inspection module verification.Second-hand card transaction platform judges the kind of information for the card submitted.Card vendor is returned in the account that remaining sum is specified to user in card.The remaining sum for the destiny account that user's purchase next time can use this user to open when blocking is paid.The present invention program realizes the function that can be cashed of consumer.The present invention program can improve issued volume and sales volume by the means that user can conveniently cash.Major embodiment of the present invention once innovates bright spot：Check and write off in real time, it is based on electronics is checked and write off, the remaining sum for reclaiming card is real-time（Or within the time of setting）It is stored in destiny account.Second-hand card of the invention refers to all can the merchandise various electronic cards for exchanging or reclaiming and cards in kind, including but not limited to various prepaid cards, Gift Card, single-use card, branded card, rechargeable card, purchase card, promotional card, coupons, pick-up card etc. in market circulation.
Particular embodiments described above; technical problem, technical scheme and beneficial effect to the solution of the present invention are further described; it should be understood that; it the foregoing is only the specific embodiment of the present invention; it is not intended to limit the invention; within the spirit and principles of the invention, any modification, equivalent substitution and improvements done etc., should be included in the scope of the protection.
Claims (6)
1. a kind of second-hand card exchange system, it is characterised in that it includes：
There is provided the essential information of the registration of user, login and user for customer center management module；
There is provided the inquiry of the information to needing to change card of user, retrieval, storage for card changeable directory management module；
Second-hand card transaction and the effect for changing card of idle card of the Switching Module there is provided user on hand；
There is provided be traded based on the second-hand card in user's hand for second-hand card transaction platform；
There is provided the management function to system resource of back-stage management personnel for second-hand card management backstage；
Second-hand card inspection module, the main verifying function provided to merchandise with exchange in user's hand；
Second-hand card lock module, is locked if second-hand card is upchecked by second-hand card lock module to second-hand card；
Settle accounts calculation module, major function is to provide card transaction and the settlement function exchanged in user's hand；
Card vendor exchanges management module, main to provide the transaction and the management of the card vendor exchanged supported platform；
Risk management module, effectively timely detects the real information of the card of recovery.
2. second-hand card exchange system according to claim 1, it is characterised in that the second-hand card correction verification module, second-hand card lock module, customer center management module, transaction and Switching Module are all connected with second-hand card transaction platform；Risk management module, settle accounts calculation module, commutative card directory management module, card vendor exchange management module and are connected with second-hand card management backstage；Second-hand card transaction platform is connected with second-hand card management backstage.
3. second-hand card exchange system according to claim 1, it is characterised in that the customer center management module includes the Registering modules being connected with each other, login module, subscriber information storing module, Registering modules provide the platform account registering functional of user；Login module provides the function of the login platform of user；Subscriber information storing module provides the store function of user related information.
4. second-hand card exchange system according to claim 1, it is characterised in that the card changeable directory management module includes the enquiry module of interconnection, retrieval module, card changeable memory module, the relevant information of enquiry module inquirying card；Retrieve the function of search that module provides card redemption card；Card changeable memory module provides the storage of the classification information of card.
5. second-hand card exchange system according to claim 1, it is characterised in that the second-hand card refers to all the various electronic cards that exchange or reclaim and in kind to be blocked in can merchandising for market circulation.
6. a kind of exchange method of second-hand card exchange system, it is characterised in that it comprises the following steps：
User logs in changes card platform, and the user without account uses registering functional；
User's selection needs to merchandise and the species of the card exchanged；
User fills in needs and merchandised and the relevant information of the card exchanged；
User confirms the transaction for initiating this card with exchanging request；
Second-hand card inspection module carries out a series of verification to the card of submission；
If inspection of the second-hand card inspection module to card does not pass through, point out this card of user not interchangeable, and point out not interchangeable related causes, then terminate；
If inspection of the second-hand card inspection module to card passes through, user is pointed out to operate successfully, while second-hand card lock module is locked to second-hand card；
Second-hand card transaction platform sends transaction and asks to the card vendor's platform progress cooperated is corresponding to change card operation with exchanging；
Card vendor's platform receives transaction with exchanging after request, the amount of money of card can be squeezed into the platform account to second-hand card transaction platform or give second-hand card transaction platform by the card exchanged for, second-hand card transaction platform is returned again now gives corresponding user in the account of user or by the card exchanged for；Other users, which are seen changing after card information to be blocked to give second-hand card transaction platform and change user on card information, to be carried out changing card.
Priority Applications (1)
| Application Number | Priority Date | Filing Date | Title |
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| CN201610123449.6A CN107153980A (en) | 2016-03-06 | 2016-03-06 | Second-hand card exchange system and its exchange method |
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| Application Number | Priority Date | Filing Date | Title |
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| CN201610123449.6A CN107153980A (en) | 2016-03-06 | 2016-03-06 | Second-hand card exchange system and its exchange method |
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| CN107153980A true CN107153980A (en) | 2017-09-12 |
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| CN201610123449.6A Pending CN107153980A (en) | 2016-03-06 | 2016-03-06 | Second-hand card exchange system and its exchange method |
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| CN109191259A (en) * | 2018-09-18 | 2019-01-11 | 苏州诚满信息技术有限公司 | A kind of article and service exchange system based on e-commerce |
| CN111401886A (en) * | 2020-03-05 | 2020-07-10 | 云卡联(重庆)互联网科技有限公司 | System and method for exchanging different card types in platform |
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Application publication date: 20170912 |