CN1921517A - System for paying for bought commodity by mobile phone - Google Patents
System for paying for bought commodity by mobile phone Download PDFInfo
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- CN1921517A CN1921517A CN 200610030844 CN200610030844A CN1921517A CN 1921517 A CN1921517 A CN 1921517A CN 200610030844 CN200610030844 CN 200610030844 CN 200610030844 A CN200610030844 A CN 200610030844A CN 1921517 A CN1921517 A CN 1921517A
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- mobile phone
- consumer
- commodity
- base station
- expense
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Abstract
The invention relates to a system for using mobile phone to pay for consumption. Wherein, it comprises mobile phone, mobile payment card reader, base station, operator charging server, and band account; user can read the mobile phone information from the mobile payment card reader provided by cashier; the reader sends charging request to the base station; the base station sends charging request to the operator charging server; the server receives request and charges the consumption from the left sum of mobile phone, and feedbacks charge success message to the base station; the base station feedbacks charge success and charged consumption messages to the mobile phone. The invention has wide application.
Description
Technical field
The present invention relates to a kind of method of payment of buying the expense of commodity, relate in particular to system and method, belong to the valued added applications process field of mobile phone with the expense of bought commodity by mobile phone.
Background technology
Commodity are necessitys that people live; Buy commodity, also just become the part in people's daily life.Buying commodity will spend money, the mode of defrayment mainly contains following several during existing purchase commodity: the one, pay down the expense of buying commodity, but pay down the expense of buying commodity and have following shortcoming: change or a large amount of money have just become the biggest problem of consumer and cashier, brought a lot of inconvenience to them, and the change that the consumer buys behind the commodity is easy to lose or random consuming; The 2nd, with " bank card " payment consumption charge, it is present more modish mode, but the consumer who has bank card must carry this card, also to bear the service charge collected or the annual fee of bank card etc., pay the expense of buying commodity with the mode of swiping the card among the consumer in addition and also account for consumer's minority.。The 3rd, also more welcome at present with online payment consumption charges such as " Alipays ", but it has a lot of limitation, such as the consumer computer will be arranged, can go up network, can only online transaction or the like.
And as another indispensable communication tool---mobile phone in people's life, it has following characteristics:
1, the mobile phone consumer is general, and carries.
2, amount of money accuracy height, and visual.
3, easy to use, safe.
Therefore inventor's intention is constructed the problem that solves the reimbursement of expense of buying commodity from the characteristics of mobile phone itself.
Summary of the invention
Purpose of the present invention is intended to solve the existing defective and the not enough and system a kind of expense with bought commodity by mobile phone of providing of defrayment mode when buying commodity.
Goal of the invention of the present invention can be achieved through the following technical solutions:
A kind of system of expense of bought commodity by mobile phone, it comprises consumer's mobile phone, mobile payment card reader, base station, telecommunication provider charging server, the bank account of commodity seller.Consumer's mobile phone reads consumer's cellphone information for the mobile payment card reader that the consumer provides to the cashier when buying commodity, the mobile payment card reader sends the request of collection of charges to the base station, the base station sends the request of deducting fees to the telecommunication provider charging server, after accepting request, in consumer's mobile phone remaining sum, deducts server the expense of buying commodity, and the successful information of feedback charge is sent to the base station, and the information of being collected success and being collected the amount of money by base station feedback is to consumer's mobile phone.
Have the expense that the unit of telecommunication provider charging server can be regularly submit to when the bank account of commodity seller submits to the consumer that collect to buy commodity, commodity seller is regularly obtained the total amount of merchandising.
The above-mentioned information of being collected success and being collected the amount of money by base station feedback can be utilized withhold information or utilize the Presentation Function of mobile phone screen to show the information of withholing of the loud speaker sounding prompting of consumer's mobile phone.
Sounding prompting and screen display dual mode that the above-mentioned information of collecting success and collecting the amount of money can also be consumer's mobile phone carry out simultaneously.
Described telecommunication provider is a China Mobile, CHINAUNICOM, China Telecom, China Netcom, China Railway Telecom, China Satcom.
Above-mentioned consumer's mobile phone can utilize the setting of password of the SIM card of mobile phone to be used as consumer authentication in the whole payment process, takes place with the malice payment events that prevents to cause because consumer's mobile phone loses.
In the above-mentioned payment process, Sorry, your ticket has not enough value as if consumer's mobile phone, then is sent to consumer's mobile phone by the telecommunication provider charging server feedback information that Sorry, your ticket has not enough value via the base station.
Consider that SIM card or UIM card may be used on other electronic product (non-mobile phone) in the future, so, also belong to protection category of the present invention as long as the consumer uses this two kinds of cards indirectly or directly.
The expense of the bought commodity by mobile phone of realizing by method provided by the invention has practicality widely, can solve the advantage that consumer payment is bought the expense of commodity easily, and handles for the valued added applications of mobile phone and to add new research space again.
Description of drawings
Accompanying drawing 1 is the workflow diagram of the expense system of bought commodity by mobile phone of the present invention.
Embodiment
Further set forth implementation method of the present invention below in conjunction with description of drawings.
The system of the expense of a kind of bought commodity by mobile phone as shown in Figure 1, it comprises consumer's mobile phone, mobile payment card reader, base station, telecommunication provider charging server, the bank account of commodity seller; Consumer's mobile phone reads consumer's cellphone information for the mobile payment card reader that the consumer provides to the cashier when buying commodity, the mobile payment card reader sends the request of collection of charges to the base station, the base station sends the request of deducting fees to the telecommunication provider server, after accepting request, in consumer's mobile phone remaining sum, deducts server the expense of buying commodity, and the successful information of feedback charge is sent to the base station, and the information of being collected success and being collected the amount of money by base station feedback is to consumer's mobile phone; Have the expense that the unit of telecommunication provider charging server can be regularly submit to when the bank account of commodity seller submits to the consumer that collect to buy commodity, commodity seller is regularly obtained the total amount of merchandising.
Claims (6)
1, a kind of system of expense of bought commodity by mobile phone is characterized in that: it comprises consumer's mobile phone, mobile payment card reader, base station, telecommunication provider charging server, the bank account of commodity seller; Consumer's mobile phone reads consumer's cellphone information for the mobile payment card reader that the consumer provides to the cashier when buying commodity, the mobile payment card reader sends the request of collection of charges to the base station, the base station sends the request of deducting fees to the telecommunication provider charging server, after accepting request, in consumer's mobile phone remaining sum, deducts server the expense of buying commodity, and the successful information of feedback charge is sent to the base station, and the information of being collected success and being collected the amount of money by base station feedback is to consumer's mobile phone; The expense that the unit that has a telecommunication provider charging server is regularly submitted to when the bank account of commodity seller submits to the consumer who collects to buy commodity, commodity seller is regularly obtained the total amount of merchandising.
2, the system of the expense of a kind of bought commodity by mobile phone according to claim 1 is characterized in that: the information of being collected success and being collected the amount of money by base station feedback can be utilized withhold information or utilize the Presentation Function of mobile phone screen to show the information of withholing of the loud speaker sounding prompting of consumer's mobile phone.
3, the system of the expense of a kind of bought commodity by mobile phone according to claim 1 is characterized in that: the information of collecting success and collecting the amount of money can also be that the sounding prompting and the screen display dual mode of consumer's mobile phone carries out simultaneously.
4, the system of the expense of a kind of bought commodity by mobile phone according to claim 1 is characterized in that: telecommunication provider is a China Mobile, CHINAUNICOM, China Telecom, China Netcom, China Railway Telecom, China Satcom.
5, the system of the expense of a kind of bought commodity by mobile phone according to claim 1, it is characterized in that: consumer's mobile phone utilizes the setting of password of the SIM card of mobile phone to be used as consumer authentication in the whole payment process, takes place with the malice payment events that prevents to cause because consumer's mobile phone loses.
6, the system of the expense of a kind of bought commodity by mobile phone according to claim 1, it is characterized in that: in the payment process, Sorry, your ticket has not enough value as if consumer's mobile phone, then is sent to consumer's mobile phone by the telecommunication provider charging server feedback information that Sorry, your ticket has not enough value via the base station.
Priority Applications (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN 200610030844 CN1921517A (en) | 2006-09-05 | 2006-09-05 | System for paying for bought commodity by mobile phone |
Applications Claiming Priority (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN 200610030844 CN1921517A (en) | 2006-09-05 | 2006-09-05 | System for paying for bought commodity by mobile phone |
Publications (1)
| Publication Number | Publication Date |
|---|---|
| CN1921517A true CN1921517A (en) | 2007-02-28 |
Family
ID=37779078
Family Applications (1)
| Application Number | Title | Priority Date | Filing Date |
|---|---|---|---|
| CN 200610030844 Pending CN1921517A (en) | 2006-09-05 | 2006-09-05 | System for paying for bought commodity by mobile phone |
Country Status (1)
| Country | Link |
|---|---|
| CN (1) | CN1921517A (en) |
Cited By (3)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN102348208A (en) * | 2011-07-01 | 2012-02-08 | 太原科技大学 | Method for household base station to punch card for cell phone |
| CN103248768A (en) * | 2013-05-15 | 2013-08-14 | 江苏奇异点网络有限公司 | Realization method for card punching system using cellphone |
| CN106127466A (en) * | 2008-08-31 | 2016-11-16 | 马克西姆综合产品公司 | Mobile personal point-os-sale terminal |
-
2006
- 2006-09-05 CN CN 200610030844 patent/CN1921517A/en active Pending
Cited By (3)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN106127466A (en) * | 2008-08-31 | 2016-11-16 | 马克西姆综合产品公司 | Mobile personal point-os-sale terminal |
| CN102348208A (en) * | 2011-07-01 | 2012-02-08 | 太原科技大学 | Method for household base station to punch card for cell phone |
| CN103248768A (en) * | 2013-05-15 | 2013-08-14 | 江苏奇异点网络有限公司 | Realization method for card punching system using cellphone |
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|---|---|---|---|
| C06 | Publication | ||
| PB01 | Publication | ||
| C10 | Entry into substantive examination | ||
| SE01 | Entry into force of request for substantive examination | ||
| C02 | Deemed withdrawal of patent application after publication (patent law 2001) | ||
| WD01 | Invention patent application deemed withdrawn after publication |