CN106940856A - Close method of payment and its system are exempted from based on vehicle-mounted payment authorization - Google Patents
Close method of payment and its system are exempted from based on vehicle-mounted payment authorization Download PDFInfo
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- CN106940856A CN106940856A CN201611114706.6A CN201611114706A CN106940856A CN 106940856 A CN106940856 A CN 106940856A CN 201611114706 A CN201611114706 A CN 201611114706A CN 106940856 A CN106940856 A CN 106940856A
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- Prior art keywords
- payment
- vehicle
- server
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- token
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Classifications
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
- G06Q20/322—Aspects of commerce using mobile devices [M-devices]
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
- G06Q20/327—Short range or proximity payments by means of M-devices
- G06Q20/3278—RFID or NFC payments by means of M-devices
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
- G06Q20/401—Transaction verification
- G06Q20/4014—Identity check for transactions
Abstract
The present invention relates to close method of payment is exempted from based on vehicle-mounted payment authorization, it includes：It will represent that the binding information of the binding relationship of the vehicle termination and payment account signs in server, and the corresponding relation with vehicle termination signed in into server；Vehicle termination sends payment authorization application to server；Server verifies payment authorization application and interim Token is sent into user terminal corresponding with vehicle termination in the case where verification passes through, meanwhile, server record current vehicle position；When user carries out consumer sale in merchant tenninal side, current transaction location, Transaction Information and interim Token are sent to server by merchant tenninal；And, complete payment processes in the interim Token successes of server authentication and in the case of judging the distance between current transaction location and current vehicle position within prescribed limit set in advance.According to the present invention, user need not input password when paying, and Consumer's Experience is good.
Description
Technical field
The present invention relates to the communication technology, close method of payment and its system are exempted from more particularly to based on vehicle-mounted payment authorization.
Background technology
The means of payment of existing main flow is required for password to verify that user identity realizes payment.This has three shortcomings,
Firstth, user needs the input password could to pay, payment process trouble, and Consumer's Experience is poor.
Secondth, user may forget or remember that mixed password brings payment to bother.
3rd, user account password may be stolen, and bring potential safety hazard.
The content of the invention
The present invention aims to provide one kind in view of the above problems need not input password but can arrive vehicle-mounted payment authorization
Mobile terminal based on vehicle-mounted payment authorization exempts from close method of payment and its system.
The present invention's exempts from close method of payment based on vehicle-mounted payment authorization, it is characterised in that comprise the steps：
Payment account binds step, and vehicle termination is bound with payment account；
Information registration process, vehicle termination will represent that the binding information of the binding relationship of the vehicle termination and payment account signs in
Server, and the corresponding relation with vehicle termination is signed in server by user terminal；
Payment authorization application step, when vehicle is reached near trade company, vehicle termination sends authorized user's terminal to server and entered
The payment authorization application of row payment simultaneously uploads onto the server current vehicle position；
Interim Token generation steps, server verifies payment authorization application and in the case where verification passes through by interim Token
User terminal corresponding with vehicle termination is sent to, meanwhile, server record current vehicle position；
Transaction request step, when user carries out consumer sale in merchant tenninal side, merchant tenninal is by current transaction location, transaction
Information and interim Token are sent to server；And
Payment processes step, in server authentication interim Token successes and judges current transaction location and current vehicle position
The distance between within the prescribed limit set in advance in the case of complete payment processes.
Preferably, the interim Token generation steps include following sub-steps：
Server verifies payment authorization application；
In the case where verification passes through, interim Token is generated, wherein, the interim Token is uniquely bound with payment account；
Interim Token is sent to user terminal corresponding with vehicle termination；
The current vehicle position that server record is uploaded from car-mounted terminal.
Preferably, the interim Token has defined life cycle.
Preferably, the payment processes step includes following sub-steps：
It is interim that server judgement is generated from the interim Token of user terminal uploads and in the interim Token generation steps
Whether Token is consistent；
If it is determined that in the case of consistent, server calculates the distance between current transaction location and current vehicle position；
Server judge the distance between current transaction location and current vehicle position whether prescribed limit set in advance it
It is interior, and be determined as be within the scope of defined in the case of complete payment processes.
The present invention's exempts from close payment system based on vehicle-mounted payment authorization, it is characterised in that possess：
Vehicle termination, for sending the payment authorization application for authorizing following user terminals to be paid to following servers and being used for
Obtain current vehicle position and upload onto the server；
User terminal, for receiving following interim Token from following servers and being used to provide to merchant tenninal in consumption
Following interim Token；
Server, for storing vehicle termination and the binding relationship and user terminal of payment account and the corresponding pass of vehicle termination
System, is being used to verifying payment authorization application and will be interim in the case of in verification passing through in the case of receiving payment authorization application
Token is sent to user terminal corresponding with vehicle termination and while the current vehicle position is recorded, in the case where server is received
In the case of stating transaction request, the interim Token of server authentication is being proved to be successful and is judging that current transaction location is worked as with vehicle
The distance between front position within the prescribed limit set in advance in the case of complete payment processes；And
Merchant tenninal, for current transaction location, Transaction Information and the interim Token obtained from user terminal to be sent into clothes
Device is engaged in send transaction request to server.
Preferably, the car-mounted terminal possesses：
First LBS Module, for obtaining current vehicle position；And
Vehicle-mounted payment application module, for the binding relationship between car-mounted terminal and payment account to be sent into the server,
And for sending the payment authorization application that authorized user's terminal is paid to the server.
Preferably, the server possesses：
Token authorization modules, binding relationship and user terminal and vehicle termination for storing vehicle termination and payment account
Corresponding relation, and in the case where receiving the payment authorization application from the vehicle termination be used for verify payment authorization Shen
And interim Token please be sent to user terminal corresponding with vehicle termination in the case where verification passes through, on the other hand,
In the case of the interim Token from merchant tenninal is received, for verifying interim Token；
Position computation module, the current vehicle position uploaded for recording from vehicle termination and the current friendship uploaded from merchant tenninal
Easy position, judges the distance between current transaction location and current vehicle position within prescribed limit set in advance；And
Payment processes module, verifies interim Token successes in the Token authorization modules and the position computation module judges
The distance between current transaction location and current vehicle position within the prescribed limit set in advance in the case of for completing
Payment processes.
Preferably, the merchant tenninal possesses：
Second LBS Module, for obtaining the current transaction location merchandised；And
Communication module, is interacted for carrying out communication with the server.
Preferably, the interim Token is uniquely bound with payment account.
Preferably, the interim Token has defined life cycle.
The vehicle termination exempted from close payment system based on vehicle-mounted payment authorization of the present invention, it is characterised in that possess：
First LBS Module, for obtaining current vehicle position and current vehicle position being delivered into server；And
Vehicle-mounted payment application module, for the binding relationship between vehicle termination and payment account to be sent into server, in car
Reach when near trade company for server send payment authorization application that authorized user's terminal paid and will described in
The current vehicle position that first LBS Module is obtained is sent to server.
The server exempted from close payment system based on vehicle-mounted payment authorization of the present invention, it is characterised in that possess：
Token authorization modules, binding relationship and user terminal and car for receiving and storing vehicle termination and payment account
The corresponding relation of terminal, and be used in the case where receiving the payment authorization application from vehicle termination to verify payment authorization
Apply and interim Token is generated in the case where verification passes through and user terminal corresponding with vehicle termination is sent to, it is another
Aspect, in the case of the interim Token from merchant tenninal is received, for verifying interim Token；
Position computation module, the current vehicle position uploaded for recording from vehicle termination and the current friendship uploaded from merchant tenninal
Easy position, judges the distance between current transaction location and current vehicle position within prescribed limit set in advance；And
Payment processes module, verifies interim Token successes in the Token authorization modules and the position computation module judges
The distance between current transaction location and current vehicle position within the prescribed limit set in advance in the case of for completing
Payment processes.
It can be obtained down according to the exempting from close method of payment and exempting from close payment system based on vehicle-mounted payment authorization of the present invention
State beneficial technique effect：Vehicle authority to pay function is in user terminal（For example, smart mobile phone, panel computer or wearable
Equipment etc.）, relative to user terminal, vehicle can not the property stolen with certain；The interim Token for generating and providing has certain
It is ageing, the timeliness of setting is crossed, the interim Token will lose payment function, it is thus possible to the security guaranteed payment；With
Family is when paying, and efficient and convenient without inputting password, Consumer's Experience is good.
Brief description of the drawings
Fig. 1 is the flow chart for exempting from close method of payment based on vehicle-mounted payment authorization for representing the present invention.
Fig. 2 is the construction block diagram for exempting from close payment system based on vehicle-mounted payment authorization for representing the present invention.
Embodiment
What is be described below is some in multiple embodiments of the invention, it is desirable to provide to the basic understanding of the present invention.And
It is not intended to the crucial or conclusive key element for confirming the present invention or limits scope of the claimed.
Firstly, for having that the exempting from based on vehicle-mounted payment authorization of the present invention is mentioned in close method of payment and payment system
Concept is closed simply to be introduced.
（1）Card analogue technique
So-called " card analogue technique " refers to one kind that NFC terminal is simulated to as a card and received card reader access on the whole
Technology.
（2）Token
Token technologies refer to Token service providers（Token Service Provider）There is provided according to Token requesting parties
PAN (primary account number) generation Token after, using Token as PAN substitution value circulation payment links so that branch
Pay in flow, unique PAN is only transmitted between Token service providers, mediator, card issuer, because three's special line connects
Connect and mutual trust each other, and when Token is detected risk or expired, new Token will be generated again and is substituted, so as to be greatly reduced
The possibility that PAN is leaked in payment process, drastically increases PAN security.
（3）LBS positioning services
LBS positioning services, which are called, does mobile location-based service (Location Based Service, LBS), and it is moved by telecommunications
The network (such as GSM nets, CDMA nets) of dynamic operator obtains the positional information (latitude and longitude coordinates) of mobile terminal user.
Fig. 1 is the flow chart for exempting from close method of payment based on vehicle-mounted payment authorization for representing the present invention.
As shown in figure 1, the present invention's exempts from close method of payment by car-mounted terminal 100, user's end based on vehicle-mounted payment authorization
200, server 300 and merchant tenninal 400 is held to realize.
Referring to Fig. 1, the close method of payment of exempting from based on vehicle-mounted payment authorization for the present invention is illustrated.
As shown in figure 1, the close method of payment of exempting from based on vehicle-mounted payment authorization of the present invention comprises the steps：
Step S100：Vehicle termination 100 is bound with payment account, the bank card that such as vehicle termination 100 is used with user
Bound；
Step S200：Relevant information is signed in server 300 by vehicle termination 100, for example, the vehicle termination will be represented with paying
The binding information of the binding relationship of account signs in server 300, and relevant information is also signed in server by user terminal 200
300, the corresponding relation of user terminal 200 and vehicle termination 100 is for example signed in into server 300；
Step 300：When vehicle is reached near trade company, vehicle termination 100 sends authorized user's terminal 200 to server 300 and entered
The payment authorization application that row is paid, and current vehicle position is uploaded onto the server 300 by vehicle termination 100；
Step 400：Server 300 verifies payment authorization application, in the case where verification passes through, and generates interim Token, temporarily
Token is uniquely bound with payment account and the interim Token has necessarily ageing（That is, if it exceeds the defined time
Payment function will be lost）, interim Token is sent to user terminal 200 corresponding with vehicle termination 100 by server 300, together
When, server 300 also records the current vehicle position uploaded from car-mounted terminal 100；
Step 500：When user is consumed in trade company, user is consumed using interim Token in trade company；
Step 600：Current transaction location, Transaction Information and interim Token are sent to server 300 by merchant tenninal 400；With
And
Step 700：Server 300 judge from the interim Token of user terminal uploads and step 400 is generated and issue it is interim
Whether Token is consistent, if it is decided that in the case of consistent, server 300 calculates current transaction location and current vehicle position
The distance between, and server 300 judges whether the distance between current transaction location and current vehicle position set in advance
Within fixed prescribed limit, when be determined as be within the scope of defined in the case of complete payment processes.
The close method of payment of exempting from based on vehicle-mounted payment authorization of the present invention is characterised by, branch is shifted using interim Token
The ability of paying, ability to pay can be bound so that vehicle possesses ability to pay, then will with vehicle termination 100 in advance
The ability to pay is granted to the user terminal 200 bound with the vehicle termination 100 temporarily by interim Token（For example, intelligent hand
Machine, panel computer or wearable device etc.）, user terminal 200 is relied on exempts from close payment with the position relationship realization between vehicle.
Fig. 2 is the construction block diagram for exempting from close payment system based on vehicle-mounted payment authorization for representing the present invention.
As shown in Fig. 2 the close payment system of exempting from based on vehicle-mounted payment authorization of the present invention possesses：Vehicle termination 100, user
Terminal 200, server 300 and merchant tenninal 400.
Wherein, vehicle termination 100 is used to send the payment authorization that authorized user's terminal 200 is paid to server 300
Apply and be used to obtaining current vehicle position and upload onto the server 300.
User terminal 200 is used to receive interim Token from server 300 and is used in consumption to merchant tenninal 400
Interim Token is provided.
Server 300 is used for the binding relationship and user terminal 200 and vehicle for storing vehicle termination 100 and payment account
The corresponding relation of terminal 100, is used to verify payment authorization application and logical in verification in the case where receiving payment authorization application
Interim Token is sent to user terminal 200 corresponding with vehicle termination 100 and simultaneously registration of vehicle present bit in the case of crossing
Put, on the other hand, in the case where server 300 receives transaction request, the interim Token of server authentication is being proved to be successful simultaneously
And it is complete in the case of judging the distance between current transaction location and current vehicle position within the prescribed limit set in advance
Into payment processes.
Merchant tenninal 400 be used for by current transaction location, Transaction Information and from user terminal 200 obtain it is interim
Token is sent to server 300 to send transaction request to server 300.
Specifically, as shown in figure 1, car-mounted terminal 100 includes：First LBS Module 110, for obtaining current vehicle position；
And vehicle-mounted payment application module 120, for the binding relationship between car-mounted terminal and payment account to be sent into the service
Device, and for sending the payment authorization application that authorized user's terminal is paid to the server.
Server 300 possesses：Token authorization modules 310, for store the binding relationship of vehicle termination and payment account with
And the corresponding relation of user terminal and vehicle termination, and in the situation for receiving the payment authorization application from the vehicle termination
It is lower to be used to verify payment authorization application and generate interim Token in the case where verification passes through and be sent to and vehicle termination pair
The user terminal answered, wherein, interim Token is uniquely bound with payment account and interim Token has defined Life Cycle
Phase, on the other hand, in the case of the interim Token from merchant tenninal is received, for verifying interim Token；Position is calculated
Module 320, the current vehicle position uploaded for recording from vehicle termination and the current transaction location uploaded from merchant tenninal, sentence
The distance between settled preceding transaction location and current vehicle position are within prescribed limit set in advance；And payment processes mould
Block 330, verifies interim Token successes in the Token authorization modules and the position computation module judges current transaction position
Put with the distance between current vehicle position within the prescribed limit set in advance in the case of be used to complete payment processes.
Merchant tenninal 400 possesses：Second LBS Module 410, for obtaining the current transaction location merchandised；And it is logical
Module 420 is interrogated, is interacted for carrying out communication with the server.
The exempting from close method of payment and exempting from the advantage of close payment system based on vehicle-mounted payment authorization of the present invention be：（1）
Vehicle authority to pay function is in user terminal 200（For example, smart mobile phone, panel computer or wearable device etc.）, relative to
User terminal 200, automobile can not the property stolen with certain；（2）The interim Token for generating and providing has necessarily ageing,
The timeliness of setting is crossed, the interim Token will lose payment function, it is thus possible to the security guaranteed payment；（3）User exists
During payment, efficient and convenient without inputting password, Consumer's Experience is good.
Example above primarily illustrate the present invention based on pay mark realize method of payment and its system, bank card,
Switching Settlement Network Problem by Using.Although only the embodiment to some of present invention is described, the common skill in this area
Art personnel are it is to be appreciated that the present invention can be without departing from its spirit with implementing in scope in many other forms.Therefore, institute's exhibition
The example shown is considered as illustrative and not restrictive with embodiment, is not departing from as defined in appended claims
In the case of spirit and scope of the present invention, the present invention may cover various modifications and replacement.
Claims (12)
1. a kind of exempt from close method of payment based on vehicle-mounted payment authorization, it is characterised in that comprises the steps：
Payment account binds step, and vehicle termination is bound with payment account；
Information registration process, vehicle termination will represent that the binding information of the binding relationship of the vehicle termination and payment account signs in
Server, and the corresponding relation with vehicle termination is signed in server by user terminal；
Payment authorization application step, when vehicle is reached near trade company, vehicle termination sends authorized user's terminal to server and entered
The payment authorization application of row payment simultaneously uploads onto the server current vehicle position；
Interim Token generation steps, server verifies payment authorization application and in the case where verification passes through by interim Token
User terminal corresponding with vehicle termination is sent to, meanwhile, server record current vehicle position；
Transaction request step, when user carries out consumer sale in merchant tenninal side, merchant tenninal is by current transaction location, transaction
Information and interim Token are sent to server；And
Payment processes step, in server authentication interim Token successes and judges current transaction location and current vehicle position
The distance between within the prescribed limit set in advance in the case of complete payment processes.
2. close method of payment is exempted from based on vehicle-mounted payment authorization as claimed in claim 1, it is characterised in that
The interim Token generation steps include following sub-steps：
Server verifies payment authorization application；
In the case where verification passes through, interim Token is generated, wherein, the interim Token is uniquely bound with payment account；
Interim Token is sent to user terminal corresponding with vehicle termination；
The current vehicle position that server record is uploaded from car-mounted terminal.
3. close method of payment is exempted from based on vehicle-mounted payment authorization as claimed in claim 1 or 2, it is characterised in that
The interim Token has defined life cycle.
4. close method of payment is exempted from based on vehicle-mounted payment authorization as claimed in claim 3, it is characterised in that
The payment processes step includes following sub-steps：
It is interim that server judgement is generated from the interim Token of user terminal uploads and in the interim Token generation steps
Whether Token is consistent；
If it is determined that in the case of consistent, server calculates the distance between current transaction location and current vehicle position；
Server judge the distance between current transaction location and current vehicle position whether prescribed limit set in advance it
It is interior, and be determined as be within the scope of defined in the case of complete payment processes.
5. a kind of exempt from close payment system based on vehicle-mounted payment authorization, it is characterised in that possesses：
Vehicle termination, for sending the payment authorization application for authorizing following user terminals to be paid to following servers and being used for
Obtain current vehicle position and upload onto the server；
User terminal, for receiving following interim Token from following servers and being used to provide to merchant tenninal in consumption
Following interim Token；
Server, for storing vehicle termination and the binding relationship and user terminal of payment account and the corresponding pass of vehicle termination
System, is being used to verifying payment authorization application and will be interim in the case of in verification passing through in the case of receiving payment authorization application
Token is sent to user terminal corresponding with vehicle termination and while the current vehicle position is recorded, in the case where server is received
In the case of stating transaction request, the interim Token of server authentication is being proved to be successful and is judging that current transaction location is worked as with vehicle
The distance between front position within the prescribed limit set in advance in the case of complete payment processes；And
Merchant tenninal, for current transaction location, Transaction Information and the interim Token obtained from user terminal to be sent into clothes
Device is engaged in send transaction request to server.
6. close payment system is exempted from based on vehicle-mounted payment authorization as claimed in claim 5, it is characterised in that the car-mounted terminal
Possess：
First LBS Module, for obtaining current vehicle position；And
Vehicle-mounted payment application module, for the binding relationship between car-mounted terminal and payment account to be sent into the server,
When vehicle is reached near trade company for sending payment authorization application that authorized user's terminal paid simultaneously to the server
And the current vehicle position for obtaining first LBS Module is sent to the server.
7. close payment system is exempted from based on vehicle-mounted payment authorization as claimed in claim 6, it is characterised in that the service utensil
It is standby：
Token authorization modules, binding relationship and user terminal and vehicle termination for storing vehicle termination and payment account
Corresponding relation, and in the case where receiving the payment authorization application from the vehicle termination be used for verify payment authorization Shen
And interim Token please be sent to user terminal corresponding with vehicle termination in the case where verification passes through, on the other hand,
In the case of the interim Token from merchant tenninal is received, for verifying interim Token；
Position computation module, the current vehicle position uploaded for recording from vehicle termination and the current friendship uploaded from merchant tenninal
Easy position, judges the distance between current transaction location and current vehicle position within prescribed limit set in advance；And
Payment processes module, verifies interim Token successes in the Token authorization modules and the position computation module judges
The distance between current transaction location and current vehicle position within the prescribed limit set in advance in the case of for completing
Payment processes.
8. close payment system is exempted from based on vehicle-mounted payment authorization as claimed in claim 6, it is characterised in that the merchant tenninal
Possess：
Second LBS Module, for obtaining the current transaction location merchandised；And
Communication module, is interacted for carrying out communication with the server.
9. close payment system is exempted from based on vehicle-mounted payment authorization as described in claim 5~8 any one, it is characterised in that
The interim Token is uniquely bound with payment account.
10. close payment system is exempted from based on vehicle-mounted payment authorization as described in claim 5~8 any one, it is characterised in that
The interim Token has defined life cycle.
11. a kind of vehicle termination exempted from close payment system based on vehicle-mounted payment authorization, it is characterised in that possess：
First LBS Module, for obtaining current vehicle position and current vehicle position being delivered into server；And
Vehicle-mounted payment application module, for the binding relationship between vehicle termination and payment account to be sent into server, in car
Reach when near trade company for server send payment authorization application that authorized user's terminal paid and will described in
The current vehicle position that first LBS Module is obtained is sent to server.
12. a kind of server exempted from close payment system based on vehicle-mounted payment authorization, it is characterised in that possess：
Token authorization modules, binding relationship and user terminal and car for receiving and storing vehicle termination and payment account
The corresponding relation of terminal, and be used in the case where receiving the payment authorization application from vehicle termination to verify payment authorization
Apply and interim Token is generated in the case where verification passes through and user terminal corresponding with vehicle termination is sent to, it is another
Aspect, in the case of the interim Token from merchant tenninal is received, for verifying interim Token；
Position computation module, the current vehicle position uploaded for recording from vehicle termination and the current friendship uploaded from merchant tenninal
Easy position, judges the distance between current transaction location and current vehicle position within prescribed limit set in advance；And
Payment processes module, verifies interim Token successes in the Token authorization modules and the position computation module judges
The distance between current transaction location and current vehicle position within the prescribed limit set in advance in the case of for completing
Payment processes.
Priority Applications (2)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201611114706.6A CN106940856B (en) | 2016-12-07 | 2016-12-07 | Secret-free payment method and system based on vehicle-mounted payment authorization |
| PCT/CN2017/113947 WO2018103586A1 (en) | 2016-12-07 | 2017-11-30 | Vehicle payment authorization-based password-free payment method and system thereof |
Applications Claiming Priority (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201611114706.6A CN106940856B (en) | 2016-12-07 | 2016-12-07 | Secret-free payment method and system based on vehicle-mounted payment authorization |
Publications (2)
| Publication Number | Publication Date |
|---|---|
| CN106940856A true CN106940856A (en) | 2017-07-11 |
| CN106940856B CN106940856B (en) | 2021-07-13 |
Family
ID=59469819
Family Applications (1)
| Application Number | Title | Priority Date | Filing Date |
|---|---|---|---|
| CN201611114706.6A Active CN106940856B (en) | 2016-12-07 | 2016-12-07 | Secret-free payment method and system based on vehicle-mounted payment authorization |
Country Status (2)
| Country | Link |
|---|---|
| CN (1) | CN106940856B (en) |
| WO (1) | WO2018103586A1 (en) |
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| WO2018103586A1 (en) * | 2016-12-07 | 2018-06-14 | 中国银联股份有限公司 | Vehicle payment authorization-based password-free payment method and system thereof |
| CN108171512A (en) * | 2017-11-20 | 2018-06-15 | 胡研 | A kind of method of commerce and electronic equipment |
| CN108335371A (en) * | 2018-02-11 | 2018-07-27 | 深圳市图灵奇点智能科技有限公司 | A kind of parking charging method and device |
| CN109712405A (en) * | 2019-01-22 | 2019-05-03 | 深圳市永达电子信息股份有限公司 | Vehicle identification method and system |
| CN111047326A (en) * | 2018-10-12 | 2020-04-21 | 上海博泰悦臻电子设备制造有限公司 | In-vehicle payment method, vehicle machine and vehicle |
| CN112101948A (en) * | 2020-09-14 | 2020-12-18 | 北京嘀嘀无限科技发展有限公司 | Payment verification method, device and system, vehicle-mounted equipment and server |
| CN112954677A (en) * | 2019-11-27 | 2021-06-11 | 中国移动通信有限公司研究院 | Password verification method, device, equipment and computer readable storage medium |
| CN113379405A (en) * | 2021-06-15 | 2021-09-10 | 一汽资本控股有限公司 | Vehicle-mounted terminal payment method and vehicle-mounted terminal payment system |
| RU2787960C1 (en) * | 2018-12-26 | 2023-01-13 | Сюньтэн Гуандун Текнолоджи Ко., Лтд. | Method and device for authentication of near-field information, electronic device and computer storage medium |
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| US11403624B2 (en) | 2019-04-01 | 2022-08-02 | Honda Motor Co., Ltd. | System and method for layered authorization to manage a payment wallet for in-vehicle payments |
| CN113645570A (en) * | 2019-12-17 | 2021-11-12 | 支付宝(杭州)信息技术有限公司 | Travel information prompting method, device and system based on Near Field Communication (NFC) and terminal |
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| CN106940856B (en) | 2021-07-13 |
| WO2018103586A1 (en) | 2018-06-14 |
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