CN101661653A - Mobile payment method and vehicle-mounted intelligent terminal device thereof - Google Patents
Mobile payment method and vehicle-mounted intelligent terminal device thereof Download PDFInfo
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- CN101661653A CN101661653A CN200910017252A CN200910017252A CN101661653A CN 101661653 A CN101661653 A CN 101661653A CN 200910017252 A CN200910017252 A CN 200910017252A CN 200910017252 A CN200910017252 A CN 200910017252A CN 101661653 A CN101661653 A CN 101661653A
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Abstract
The invention relates to a mobile payment method and a vehicle-mounted intelligent terminal device thereof. The mobile payment method comprises the following steps: firstly, establishing large amountof specially-engaged merchants in a control center; then, when vehicle owners consume at the merchants, sending the payment requirement to the control center through a vehicle-mounted monitoring terminal; and finally informing banks for relevant payment by the control center after auditing relevant information. All data is subject to encryption processing in the process of transmission.
Description
(1), technical field
The present invention relates to the method for automobile payment, specifically, is a kind of vehicle-mounted method of mobile payment, and relates to the employed vehicle-mounted intelligent end device of the described vehicle-mounted method of mobile payment of realization.
(2), background technology
Along with the quick growth of China's economic, automobile pollution increases in the annual speed with millions of of China.The bank card system is constantly perfect simultaneously, people's payment of can on trade company, bank POS machine, swiping the card, but for the trade company that does not have to network with bank, the payment of can not swiping the card, therefore for the car owner, need a kind of method of payment, can pay on the vehicle that is consumed in oneself to the vehicle aspect about automobile consumption.
(3), summary of the invention
Technical matters to be solved by this invention is, a kind of method of mobile payment and vehicle-mounted intelligent end device thereof are provided, first, solve the payment problem of user vehicle about the consumption of vehicle aspect.The second, solve automobile aspect operation trade company and do not having the consumption and payment problem of bank POS machine.
In order to solve the problems of the technologies described above, the present invention has adopted following technical scheme.
A kind of method of mobile payment is characterized in that: control center is set, and control center comprises: with the computer server that the network of banking system is connected, comprise the information database of automobile consumption franchised business information; And in user's vehicle, vehicle intelligent terminal is installed;
After vehicle intelligent terminal obtained car owner's payment information, encryption was delivered to control center by public wireless communication network;
Receive user's Payment Request when control center after, the reliability of validation of payment information, system of accurate back notifying bank finishes payment;
After the payment transaction result encrypts in control center, by showing on the public wireless communication network transmission vehicle intelligent terminal.
A kind of vehicle-mounted intelligent end device of realizing mobile payment, comprise power-supply system, communication unit, microprocessor unit resets/storage unit, liquid crystal display drive circuit, information display panel, voice unit is characterized in that: microprocessor unit respectively with the storage unit that resets, communication unit, voice unit links to each other; Microprocessor unit links to each other with information display panel by liquid crystal display drive circuit.
Good effect of the present invention is: set up a large amount of automobile consumption franchised business in control center, and vehicle intelligent terminal is installed on vehicle, for the consumption of car owner in these trade companies, can pass through vehicle-mounted mobile payment device, send to control center, after being responsible for accuracy, the authenticity of payment information verified by control center, finish payment, and notify the car owner.
This method is different from the existing mode of swiping the card, be user and bank's direct dealing, it is by car-mounted terminal payment information to be sent to control center, after control center carries out many-sided affirmation to information, by notifying bank of control center car-mounted terminal is bound bank account, the bank account of franchised business is operated.
(4), description of drawings
The structural representation of Fig. 1 system functional block diagram of the present invention and vehicle intelligent terminal;
Fig. 2 ARM core board of the present invention schematic diagram (one);
Fig. 3 ARM core board of the present invention schematic diagram (two);
Fig. 4 communication interface schematic diagram of the present invention;
Fig. 5 power-supply system schematic diagram of the present invention.
(5), embodiment
Further specify the present invention below in conjunction with the drawings and specific embodiments.
As Fig. 1, the microprocessor unit 1 of vehicle-mounted intelligent end device respectively with the storage unit 3 that resets, communication unit 7, voice unit 2 links to each other; Microprocessor unit 1 links to each other with information display panel 8 by liquid crystal display drive circuit 6.
Method of mobile payment carries out according to following steps:
Vehicle intelligent terminal 4 obtain the car owner payment accounts, service content, serve payment informations such as trade company after, encryption is delivered to the computer server of control center 9 by public wireless communication network 10.
The computer server of control center 9 transmits the payment transaction result on the vehicle intelligent terminal 4 by public wireless communication network 10 and shows.
When user's Payment Request is received by control center 9, by reliabilities artificial or many-sided validation of payment information such as computer system and phone checking car owner, accurate back system of notifying bank finishes payment.And will show on the payment result encryption transmission vehicle intelligent terminal 4.
Described power-supply system 5 as shown in Figure 5, it is 4 power supplies of whole vehicle intelligent terminal, the various magnitudes of voltage that the direct current of automobile storage battery is changed into system and needs use for system.
As Fig. 4, described communication unit 7 is vehicle intelligent terminal communication interfaces, is responsible for microprocessor and control center 9 and communicates.Finish the driver, system communicates by letter with control center.
Shown in Fig. 2,3, described microprocessor unit 1 is responsible for the information of communication unit 7 is carried out analysis and arrangement, storage, and the communicating by letter of control and control center 9.The relevant information of control center 9 is delivered to information display panel 8.
Described information display panel 8 is responsible for the information interaction with the user, as the information display screen of control center 9 with user interactions.Finish the demonstration and the input of information.
Described resetting/storage unit 3 for microprocessor unit 1 provides the monitoring of reset signal and system's operate as normal, can reset to processor when microprocessor unit 1 takes place to crash automatically, makes microprocessor unit 1 operate as normal again.Reset/storage unit 3 provides data operation necessary memory headroom, and carry out data necessary and preserve.
Described voice unit 2, the voice broadcast of responsible relevant violation information.
Described liquid crystal display drive circuit 6 is driving interface, changes the control signal of microprocessor unit 1 into signal that information display panel 8 can use.
Claims (4)
1, a kind of method of mobile payment is characterized in that: control center (9) is set, and control center (9) comprising: with the computer server that the network of banking system is connected, comprise the information database of automobile consumption franchised business information; And vehicle intelligent terminal (4) is installed in user's vehicle;
After vehicle intelligent terminal (4) obtained car owner's payment information, encryption was delivered to control center (9) by public wireless communication network (10);
After user's Payment Request is received by control center (9), the reliability of validation of payment information, system of accurate back notifying bank finishes payment;
Control center (9) transmits vehicle intelligent terminal (4) by public wireless communication network (10) and goes up demonstration after the payment transaction result is encrypted.
2, method of mobile payment according to claim 1, it is characterized in that: described vehicle intelligent terminal (4) comprising: power-supply system (5), communication unit (7), microprocessor unit (1), (3) reset/storage unit, liquid crystal display drive circuit (6), information display panel (8) and voice unit (2);
Described power-supply system (5) is whole vehicle intelligent terminal (4) power supply, and the various magnitudes of voltage that the direct current of automobile storage battery is changed into system and needs use for system;
Described communication unit (7) is the vehicle intelligent terminal communication interface, be responsible for microprocessor unit and control center (9) and communicate, and driver, vehicle intelligent terminal (4) communicates by letter with control center;
Described microprocessor unit (1) is responsible for the information of communication unit (7) is carried out analysis and arrangement, storage, and the communicating by letter of control and control center (9), and the relevant information of control center (9) is delivered to information display panel (8);
Described information display panel (8) is responsible for the information interaction with the user, as the information display screen of control center (9) with user interactions, finishes the demonstration and the input of information;
Described resetting/storage unit (3) provides the monitoring of reset signal and system's operate as normal for microprocessor unit (1), when taking place to crash, microprocessor unit (1) can reset to microprocessor unit (1) automatically, make microprocessor unit (1) operate as normal again, reset/storage unit (3) also provide data operation necessary memory headroom, and carry out data necessary and preserve;
Described voice unit (2) is responsible for the voice broadcast of relevant violation information;
Described liquid crystal display drive circuit (6) is a driving interface, changes the control signal of microprocessor unit (1) into signal that information display panel (8) can use.
3, a kind of vehicle-mounted intelligent end device of realizing mobile payment, comprise power-supply system (5), communication unit (7), microprocessor unit (1), (3) reset/storage unit, liquid crystal display drive circuit (6), information display panel (8), voice unit (2) is characterized in that: microprocessor unit (1) respectively with the storage unit that resets (3), communication unit (7), voice unit (2) links to each other; Microprocessor unit (1) links to each other with information display panel (8) by liquid crystal display drive circuit (6).
4, the vehicle-mounted intelligent end device of realization mobile payment as claimed in claim 3 is characterized in that: also comprise automobile storage battery; Described power-supply system (5) is connected with automobile storage battery.
Priority Applications (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN200910017252A CN101661653A (en) | 2009-07-23 | 2009-07-23 | Mobile payment method and vehicle-mounted intelligent terminal device thereof |
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| Application Number | Priority Date | Filing Date | Title |
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| CN200910017252A CN101661653A (en) | 2009-07-23 | 2009-07-23 | Mobile payment method and vehicle-mounted intelligent terminal device thereof |
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| CN101661653A true CN101661653A (en) | 2010-03-03 |
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| CN200910017252A Pending CN101661653A (en) | 2009-07-23 | 2009-07-23 | Mobile payment method and vehicle-mounted intelligent terminal device thereof |
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Cited By (8)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN102103778A (en) * | 2011-02-23 | 2011-06-22 | 中兴通讯股份有限公司 | Mobile payment system, mobile terminal and method for realizing mobile payment service |
| CN103186851A (en) * | 2011-12-30 | 2013-07-03 | 上海博泰悦臻电子设备制造有限公司 | Electronic payment system based on cloud data processing technology |
| CN103186870A (en) * | 2011-12-30 | 2013-07-03 | 上海博泰悦臻电子设备制造有限公司 | Data processing method and data processing system based on vehicle-mounted transaction system |
| CN103186872A (en) * | 2011-12-30 | 2013-07-03 | 上海博泰悦臻电子设备制造有限公司 | Transaction system and transaction method based on vehicle-mounted device |
| CN103186946A (en) * | 2011-12-30 | 2013-07-03 | 上海博泰悦臻电子设备制造有限公司 | Account number accessing method and account number accessing system based on vehicle-mounted trading system |
| CN106940856A (en) * | 2016-12-07 | 2017-07-11 | 中国银联股份有限公司 | Close method of payment and its system are exempted from based on vehicle-mounted payment authorization |
| CN107133789A (en) * | 2017-06-09 | 2017-09-05 | 中国联合网络通信集团有限公司 | Information of vehicles processing method and processing device based on smart card |
| CN109034780A (en) * | 2018-06-25 | 2018-12-18 | 深圳市金溢科技股份有限公司 | Vehicle-mounted mobile method of payment, system and its V2X car-mounted device, V2X trackside POS device |
-
2009
- 2009-07-23 CN CN200910017252A patent/CN101661653A/en active Pending
Cited By (12)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN102103778A (en) * | 2011-02-23 | 2011-06-22 | 中兴通讯股份有限公司 | Mobile payment system, mobile terminal and method for realizing mobile payment service |
| CN102103778B (en) * | 2011-02-23 | 2014-04-30 | 中兴通讯股份有限公司 | Mobile payment system, mobile terminal and method for realizing mobile payment service |
| CN103186851A (en) * | 2011-12-30 | 2013-07-03 | 上海博泰悦臻电子设备制造有限公司 | Electronic payment system based on cloud data processing technology |
| CN103186870A (en) * | 2011-12-30 | 2013-07-03 | 上海博泰悦臻电子设备制造有限公司 | Data processing method and data processing system based on vehicle-mounted transaction system |
| CN103186872A (en) * | 2011-12-30 | 2013-07-03 | 上海博泰悦臻电子设备制造有限公司 | Transaction system and transaction method based on vehicle-mounted device |
| CN103186946A (en) * | 2011-12-30 | 2013-07-03 | 上海博泰悦臻电子设备制造有限公司 | Account number accessing method and account number accessing system based on vehicle-mounted trading system |
| CN103186870B (en) * | 2011-12-30 | 2018-04-13 | 上海博泰悦臻电子设备制造有限公司 | Data processing method and data handling system based on vehicle-mounted transaction system |
| CN103186851B (en) * | 2011-12-30 | 2018-05-25 | 上海博泰悦臻电子设备制造有限公司 | Electronic fare payment system based on cloud data processing technique |
| CN103186872B (en) * | 2011-12-30 | 2018-10-02 | 上海博泰悦臻电子设备制造有限公司 | Transaction system based on mobile unit and method of commerce |
| CN106940856A (en) * | 2016-12-07 | 2017-07-11 | 中国银联股份有限公司 | Close method of payment and its system are exempted from based on vehicle-mounted payment authorization |
| CN107133789A (en) * | 2017-06-09 | 2017-09-05 | 中国联合网络通信集团有限公司 | Information of vehicles processing method and processing device based on smart card |
| CN109034780A (en) * | 2018-06-25 | 2018-12-18 | 深圳市金溢科技股份有限公司 | Vehicle-mounted mobile method of payment, system and its V2X car-mounted device, V2X trackside POS device |
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Open date: 20100303 |