CN108171512A - A kind of method of commerce and electronic equipment - Google Patents
A kind of method of commerce and electronic equipment Download PDFInfo
- Publication number
- CN108171512A CN108171512A CN201711159590.2A CN201711159590A CN108171512A CN 108171512 A CN108171512 A CN 108171512A CN 201711159590 A CN201711159590 A CN 201711159590A CN 108171512 A CN108171512 A CN 108171512A
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- Prior art keywords
- traction equipment
- transaction
- user
- target area
- advance
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Classifications
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
- G06Q20/401—Transaction verification
- G06Q20/4014—Identity check for transactions
- G06Q20/40145—Biometric identity checks
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
- G06Q20/401—Transaction verification
Abstract
The present embodiments relate to fields of communication technology, disclose a kind of method of commerce and electronic equipment.In the present invention, detect the traction equipment in the range of target area, then the traction equipment detected is authorized in advance, binding is authorized to have Transaction Information in advance, wherein, it authorizes, when traction equipment needs to carry out transaction relevant with Transaction Information, to assign the permission that traction equipment completes transaction in advance, the embodiment of the present invention makes transaction become more convenient while ensure that the safety that user is traded.
Description
Technical field
The present embodiments relate to field of communication technology, more particularly to a kind of method of commerce and electronic equipment.
Background technology
When being traded now, it usually needs using traction equipment, after user information is verified, by server or directly
Amount of money transfer is carried out in the account of user by traction equipment, transaction could be completed.Such as point of sale information control system
(POS machine) is the holder's magnetic strip information read by card reader on bank card, and transaction amount is inputted by POS machine operating personnel,
Holder inputs personally identifiable information's (i.e. password), POS machine these information by unionpay center, Shang Song issuing banks system,
On-line transaction is completed, provides the information of success or not, and print corresponding bill.Alternatively, such as mass transit card POS, passes through reading
The magnetic strip information on mass transit card is taken, the amount of money of setting can be directly deducted from mass transit card, completes transaction.
But inventor has found that at least there are the following problems in the prior art：When user is badly in need of merchandising, input user is close
The process that the step of code is traded user becomes trouble, furthermore, it would be desirable to which memory cipher, is particularly unsuitable for old use
Family, but if user is not needed to during transaction inputs password, the safety of transaction just can not ensure.
Invention content
Embodiment of the present invention is designed to provide a kind of method of commerce, electronic equipment so that ensure that user into
While the safety of row transaction, transaction is made to become more convenient.In order to solve the above technical problems, embodiments of the present invention carry
A kind of method of commerce has been supplied, including：
Detect the traction equipment in the range of target area；
To the advance mandate that the traction equipment detected is traded, binding is authorized to have Transaction Information in advance；
Wherein, it authorizes, when traction equipment needs transaction relevant with Transaction Information, it is complete to assign traction equipment in advance
Into the permission of transaction.
Embodiments of the present invention additionally provide a kind of electronic equipment, including：
At least one processor；And
The memory being connect at least one processor communication；Wherein,
Memory is stored with the instruction that can be performed by least one processor, instructs and is performed by least one processor, with
At least one processor is made to be able to carry out above-mentioned method of commerce.
Embodiment of the present invention in terms of existing technologies, by detecting the traction equipment in the range of target area, only
The traction equipment detected is authorized in advance, binding is authorized to have Transaction Information in advance, wherein, it authorizes be used for when transaction in advance
When equipment needs transaction relevant with Transaction Information, the permission that traction equipment completes transaction is assigned.Only have in target area
Traction equipment can have the permission for completing to merchandise, even if Transaction Information is stolen, eavesdropper does not know that the transaction in which region is set
It is standby to be authorized to, can not also the Transaction Information stolen be utilized to be traded, the property of user is made to be protected, ensure that customer transaction
When safety.And carrying out the relevant transaction of Transaction Information with authorizing binding in advance using the user of this method of commerce
When, it directly can complete to merchandise by traction equipment, without being verified in input validation password to traction equipment, also just be not required to
Want user's memory cipher, so as not to because user forgets Password and what can not be traded happens, make the transaction of user become
It is more convenient.
In addition, before the traction equipment in the range of detection target area, the location information of user terminal is obtained；According to
The location information of family terminal determines target area range.This way so that the target zone of server detection is always in user
Near terminal, that is, there is the traction equipment of Trading Authorization always near user terminal, in case the Transaction Information of user is stolen
Afterwards, eavesdropper is completed to merchandise using the Transaction Information of user with traction equipment, and the property of user is made to incur loss.
In addition, being carried out after authorizing in advance to the traction equipment detected, further include：
If the variation that the location information of user terminal occurs meets preset condition, target area range is updated；
According to updated target area range, the traction equipment for needing to be authorized in advance is redefined, and to failure
Traction equipment cancel in advance authorize；Wherein, the traction equipment of failure is in the traction equipment being previously authorized, in update
The traction equipment except the range of target area afterwards.This way, it is ensured that even if target area changes, the friendship being previously authorized
Easy equipment can also change therewith, further ensure the safety of customer transaction.
In addition, authorize has validity in advance；In advance authorize be specifically used for when with validity traction equipment need into
When row is with Transaction Information relevant transaction, the permission that traction equipment completes transaction is assigned.This way so that traction equipment obtains
Advance authorize can only maintain the regular hour, the customer transaction information in order to avoid the traction equipment authorized in advance has been stolen
Eavesdropper is utilized, and the property of user is made to incur loss.Therefore this way ensure that the safety of customer transaction.
Description of the drawings
One or more embodiments are illustrated by the picture in corresponding attached drawing, these exemplary theorys
The bright restriction not formed to embodiment, the element for having same reference numbers label in attached drawing are expressed as similar element, remove
Non- have a special statement, and composition does not limit the figure in attached drawing.
Fig. 1 is the particular flow sheet according to the method for commerce of first embodiment of the invention；
Fig. 2 is the particular flow sheet according to the method for commerce of second embodiment of the invention；
Fig. 3 is the structure chart according to the electronic equipment of third embodiment of the invention.
Specific embodiment
Purpose, technical scheme and advantage to make the embodiment of the present invention are clearer, below in conjunction with attached drawing to the present invention
Each embodiment be explained in detail.However, it will be understood by those skilled in the art that in each embodiment party of the present invention
In formula, in order to make the reader understand this application better, many technical details are proposed.But even if without these technical details
And various changes and modifications based on the following respective embodiments, it can also realize the application technical solution claimed.
The first embodiment of the present invention is related to a kind of method of commerce, idiographic flow is as shown in Figure 1.
Step S101 detects the traction equipment in the range of target area.
Specifically, method of commerce can be applied to user terminal and can also be applied on server, and wherein user terminal includes：
The equipment of the network-connectables such as mobile phone and tablet computer.When on applied to server, server will obtain each method of commerce
The location information of a traction equipment according to the location information of each traction equipment of acquisition, detects the friendship in the range of target area
Easy equipment, i.e. server from the traction equipment for having communication connection with it, can obtain the location information of each traction equipment, service
Device determines a target zone again, according to the location information of each traction equipment of acquisition, can detect in target area
There is the traction equipment of communication connection with server.
When on applied to user terminal, user terminal will communicate method of commerce with the traction equipment foundation in target zone
Connection, and traction equipment will be transferred to the location information of itself on user terminal, and user terminal is according in target zone
The location information of traction equipment transmission knows the position of traction equipment.
And the type of traction equipment has very much, when method of commerce is applied on server, the traction equipment used should
Used point of sale information control system (POS when can be attached with server, for example be traded using credit card
Machine), the terminal device of the software for transaction is also installed, the mobile phone of Alipay is such as installed, the tablet of wechat is installed
Computer and the equipment etc. for consumption card payment, do not enumerate herein.And when method of commerce is applied on user terminal
When, the traction equipment that uses should be the equipment that can independently complete transaction, such as the POS on bus, when user holds
Mass transit card and during close to the POS, the POS can independently change the amount of money on user's mass transit card without complete by server
Into transaction flow.
If to prevent the position change because of traction equipment, cause the position of the traction equipment that server side detects with
The current actual positions of traction equipment are inconsistent to be happened, the position of traction equipment that server or user terminal obtain
Information can be the location information of the traction equipment periodically acquired, i.e. server or user terminal will constantly update traction equipment
Location information, after preventing traction equipment position change, still using the traction equipment location information before position change, ensure that
The location information of the traction equipment of detection and the consistency of traction equipment actual position information.
Step S102 authorizes the traction equipment detected in advance, binding is authorized to have Transaction Information in advance.
Specifically, server or user terminal are after the traction equipment in target zone is detected, to what is detected
Traction equipment in target zone is authorized in advance, binding is authorized to have Transaction Information in advance.Wherein, it authorizes and is used for when friendship in advance
When easy equipment needs to carry out transaction relevant with Transaction Information, the permission that traction equipment completes transaction is assigned.Transaction Information is main
As a kind of voucher, to judge trading object whether be really the means of payment owner.Such as if transaction uses
The transaction voucher that the banks such as credit card, bank card assign, then Transaction Information can be the bank payings vouchers such as credit card, bank card
Card number；If transaction uses transaction software, such as Alipay, wechat software, then Transaction Information can be that this payment is soft
The account of part or the Quick Response Code based on user information generation.If transaction uses consumption card, discount coupon, Transaction Information can
Think the card number of consumption card or discount coupon certificate number.
The Transaction Information authorized in advance can carry the information characteristics of user, the information characteristics of user, including following arbitrary
A kind of or combination：The equipment feature of user, the biological characteristic of user, user network characterization.
Wherein, the equipment feature of user can be：Title, device id ID, token Token, Quick Response Code, digital certificate
Deng.The network characterization of user can be：User name, login account, Session etc., what Session referred to is exactly that user is browsing certain
During a website, passed through this period is closed to browser, that is, user browses this website and spent from website is entered
Time.The biological characteristic of user can be：Hand, fingerprint refer to vein, the shape of face, iris, retina or its arbitrary combination.
It, will be with this terminal by subscriber terminal equipment such as when the method for commerce of present embodiment is applied to server
The Transaction Information for transaction of apparatus bound, is sent on server.In practical applications, server can merchandised
It, will be with the Transaction Information of binding and the information characteristics of the user of carrying be authorized to be sent to the friendship being previously authorized in advance after information
In easy equipment, show that the information characteristics of the Transaction Information and user have been previously authorized, so that traction equipment is detecting
To Transaction Information used in ongoing transaction or the information characteristics of user, belong to the Transaction Information that has been previously authorized or
During the information characteristics of person user, user's validation information is may not need, is done directly the transaction with user.That is traction equipment handle
The Transaction Information that user needs the amount of money paid and user to be used in current transaction is sent in server, is sentenced by server
Whether the Transaction Information that disconnected traction equipment is sent belongs to the Transaction Information that the traction equipment has been authorized to, if it is judged that being
It is, then without doing any verification again, you can draw the amount of money for paying article from the account of user.
When the method for commerce described in first embodiment of the invention is applied to user terminal, user terminal can be user's
Transaction Information and the information characteristics of user are entered into terminal, and then the information characteristics of Transaction Information and user are bundled in
It is sent on the traction equipment of target area in advance authorization message so that the traction equipment of target area is in progress is detected
Transaction used in the information characteristics of Transaction Information either user belong to the Transaction Information being previously authorized or user
During information characteristics, user's validation information is may not need, draws the amount of money for paying article directly from user's account, is not required to
Want the participation of server.
In this mode of doing business, since the traction equipment only having in target area can have the permission for completing to merchandise, even if handing over
The information characteristics of easy information or user are stolen, and eavesdropper does not know that the traction equipment in which region is authorized to, can not yet
It is traded using the Transaction Information or the information characteristics of user stolen, the property of user is made to be protected, ensure that user
Safety during transaction.Using the user of this method of commerce in the Transaction Information or user bound with Trading Authorization
During the relevant transaction of information characteristics, directly it can complete to merchandise by traction equipment, without in input validation password to server
It is verified, makes the transaction of user become more convenient, this peace that the mode of doing business merchandised afterwards is first authorized both to ensure that transaction
Full property has taken into account the convenience of transaction again.
In order to further increase safety, validity can be had in advance by authorizing；Authorizing to be specifically used for working as in advance at this time has
When the traction equipment of validity needs to carry out transaction relevant with Transaction Information, the permission that traction equipment completes transaction is assigned.
Such as：A timeliness can be increased by authorizing in advance, and the traction equipment authorized in advance in timeliness is carrying out the friendship with binding
During the relevant transaction of the information characteristics of easy information or user, without user's validation information, outside timeliness, this traction equipment
Advance mandate is lost, the permission for completing transaction can not be possessed, user must validation information during transaction.It does so, prevents
Traction equipment to advance mandate can possess mandate always.If it can be appreciated that the traction equipment authorized in advance is always
Possess mandate, then when there is situation that user information is stolen, eavesdropper will be increased and find to have obtained the transaction of advance mandate
The possibility of equipment then makes the property of user suffer a loss.In order to prevent this situation, authorize has certain time limit in advance
It is preferable solution, ensure that the safety of customer transaction.
In order to further increase safety, server or user terminal can also be based on the traction equipments in target zone
Industrial characteristic and transaction description judge whether that give traction equipment authorizes in advance, wherein industrial characteristic can be traction equipment
The classification of residing industry, such as server would know that the traction equipment of target zone is the traction equipment of catering industry, is public
Traction equipment in the traction equipment of friendship system or clothes shop.And description of merchandising can the average primary transaction of traction equipment thus
Transaction amount amount.Server industrial characteristic or transaction when either user terminal judges whether to authorize traction equipment in advance
Description can provide more intuitive data for the judgement of server or user terminal, further increase the present invention first and implement
The safety of mode.
In order to facilitate the content for understanding above-mentioned steps S102, some specific application scenarios are given below：
Application scenarios one：User terminal binds the card number of user's mass transit card, and user terminal detects the friendship in target zone
Easy equipment and the POS that the mass transit card in target zone is found out according to the industrial characteristic of traction equipment, to the POS of mass transit card
It is authorized in advance, user can be to brush mass transit card on the POS for the mass transit card being previously authorized without worrying that mass transit card is lost
The problem of brushing is stolen by people afterwards, because even mass transit card is stolen, on the POS of the eavesdropper less than the mass transit card being previously authorized
Using mass transit card, the mass transit card being stolen cannot use, and protect the property safety of user.
Application scenarios two：Server obtains the bank card number of user terminal transmission, starts to detect the friendship in target zone
Easy equipment, then according to the industrial characteristic of traction equipment and transaction describe, filter out the traction equipment of luxury goods selling post with
And average traction equipment of the transaction amount amount once merchandised more than 3000 yuan of traction equipment, these traction equipments are not awarded in advance
It weighs and other traction equipments in target zone is authorized in advance.The transaction in shop of the user in target zone in this way is set
It is standby when being traded the higher transaction of the amount of money, it is still the higher traditional transaction for needing validation information of coefficient safe to use
Method, and when the traction equipment in the shop in target zone is traded the amount of money relatively low transaction, it may not need input validation
Information directly allows the Transaction Information that traction equipment detection is held that can complete to merchandise, very convenient.
Application scenarios three：Server obtain user terminal transmission in advance with the user fingerprints of bank card binding, service
Device starts to detect the traction equipment in target zone, and the traction equipment for carrying out advance authorising conditional to meeting is awarded in advance
Power, and at the same time user fingerprints are sent on the traction equipment authorized in advance, what user was previously authorized in target zone
When being traded on traction equipment, it is only necessary to traction equipment is supplied to examine fingerprint, not need to show bank card, you can complete
Transaction.If traction equipment is connected to fingerprint database in the prior art, due to the quantity of finger print information in fingerprint database
Larger, traction equipment will be more very long using the time of the identity of fingerprint authentication trading object during transaction, if but user use
Method of commerce described in present embodiment and by the use of fingerprint as Transaction Information, since traction equipment can only obtain needing to use
The finger print information of the user of method of commerce described in present embodiment, in transaction, traction equipment utilizes fingerprint authentication trading object
Time of identity will be more of short duration, while the safety that ensure that transaction, improve the convenience of transaction.
In conclusion the first embodiment of the present invention, has used the mode of doing business for first authorizing and merchandising afterwards, handed over ensure that
While easy safety, and the convenience of transaction is taken into account, while authorizing in advance, there is validity also to further increase peace
Quan Xing.
Second embodiment of the present invention is related to a kind of method of commerce.Second embodiment of the invention is also to be applied to service
Device or user terminal are the improvement to first embodiment of the invention, mainly the improvement is that：Second embodiment party of the invention
In formula, before the traction equipment in the range of detection target area, method of commerce further includes：Obtain the position letter of user terminal
Breath, target area range is determined according to the location information of user terminal.After the traction equipment to detecting authorize in advance,
It further includes：When the variation that the location information of user terminal occurs meets preset condition, target area range is updated, according to update
Target area range afterwards redefines the traction equipment for needing to be authorized in advance, and the traction equipment of failure is cancelled pre-
First authorize.Its idiographic flow is as shown in Figure 2.
Step S201 obtains the location information of user terminal, and target area model is determined according to the location information of user terminal
It encloses.
Specifically, when method of commerce is applied to server, user may be selected with the terminals such as mobile phone, tablet computer and clothes
Business device is attached, since the user terminals such as mobile phone, tablet computer can be obtained by global positioning system or locator
Own location information, and location information can be transferred in the server of connection after the acquisition, server obtains terminal transmission
After location information, can target area range be determined according to the location information of user terminal.It is applied to user in method of commerce
During terminal, the user terminals such as mobile phone, tablet computer of user obtain self-position by global positioning system or locator to be believed
After breath, can target area range directly be determined according to the location information of user terminal.Such as with the position of user terminal
Centered on, using the regional extent that pre-determined distance is determined as radius, as target area range.Since target area range is set as
Related with user terminal, the traction equipment of trading privilege, which is awarded, to be changed with the change of user terminal location, so i.e.
Make user for transaction Transaction Information be stolen, eavesdropper also is difficult to learn the position for the traction equipment that trading privilege is awarded
It puts, avoids eavesdropper and be traded using the Transaction Information stolen, ensured the safety of user's property, ensure that customer transaction
Safety.
Step S202 is consistent with step S101, that is, detects the traction equipment in the range of target area.
Step S203 is consistent with step S102, i.e., the traction equipment detected is authorized in advance, authorizes binding in advance
There is Transaction Information.
The content of step S202 and step S203 all has narration in first embodiment of the invention, is not repeated herein
It is bright.
Step S204 when the variation that the location information of user terminal occurs meets preset condition, updates target area model
It encloses.
Specifically, when method of commerce is applied to server, user terminal is connected to server, and server is whole from user
The location information of user terminal is obtained in end, when method of commerce is applied to user terminal, in user terminal and target zone
Traction equipment is communicatively coupled, and obtains the location information of this terminal.Wherein, the location information of user terminal can be periodically
The location information of the user terminal of acquisition, i.e. server periodically receive the location information of user terminal or user terminal week
The update of the phase property location information of itself, when the location information of obtained user terminal, which changes, meets preset condition, root
The range of new target area is determined according to the location information of the user terminal newly obtained.The preset condition of setting can be to meet one
Fixed distance.Such as if when the distance change more than 100 meters occurs for the position of user terminal, target area model is updated
It encloses.Meeting the distance of preset condition can arbitrarily be set, and can be 100 meters, 200 meters or 300 meters etc..It is this when the position of user terminal
The variation that confidence breath occurs updates the way of target area when meeting preset condition, when being conducive to user and being traded, Yong Huzong
In the target area, total energy uses the traction equipment for obtaining Trading Authorization in target area to be traded, and facilitates making for user
With.
Step S205, according to updated target area range, redefining needs the traction equipment for being traded mandate
And the traction equipment of failure is cancelled and is authorized.
Specifically, due to the change of user terminal location, server or user terminal after target area is had updated,
Traction equipment in new target area will be authorized in advance, and the traction equipment of failure is cancelled and is authorized, failure
Traction equipment is by the traction equipment of Trading Authorization, the traction equipment except updated target area range.
That is when not updated in target area, certain traction equipment is in target area, obtain server or user terminal to
The advance mandate given, but when target area is changed due to the variation of user terminal location, this traction equipment becomes new
Target area coverage area except, this traction equipment be referred to as failure traction equipment.The traction equipment of failure is taken
Disappear mandate, advantageously ensures that safety during customer transaction, this is because when the position of user terminal is with the position change of user
And when changing, in order to which user is allowed to remain to using the traction equipment after being authorized to, target area is with the change of user terminal location
And change, if the traction equipment of failure is allowed still to have advance mandate, it can expand what the traction equipment for possessing and authorizing in advance captured
Region.When customer transaction information is stolen, in the case where possessing the region that the traction equipment authorized in advance captures and being extended,
Eavesdropper will be easier to find the traction equipment for possessing and authorizing in advance, and the property of user is made to suffer a loss.Therefore cancel failure
The advance safety authorized when ensure that customer transaction of traction equipment.
Some specific application scenarios are given below, in order to the understanding to present embodiment.
Application scenarios one：
The mobile phone A of user can be regularly to server reporting position information (reporting a location information within such as every 5 minutes), hand
Machine A is also bundled with the bank card of user, and the card number of bank card is also uploaded to server, and server is according to user mobile phone A
The location information reported is set centered on the position of user mobile phone A, (is such as set as with 500 meters for radius at a certain distance
For radius) target area, server will detect all POS machine for having communication connection with the server in target area, right
The advance mandate that the POS machine detected is traded, and the card number for the bank card that mobile phone A is uploaded is sent to the POS detected
On machine (i.e. authorized POS machine), when user hold mobile phone A to a certain shop using shop in be connected to the server
POS machine swipe the card transaction when, POS machine is awarded what whether the bank's card number obtained when examining and swiping the card sent with server with transaction
It is consistent to weigh bank's card number for being bound, if inspection result is consistent, without user's input validation password, directly swiping the card
When obtained bank's card number be sent on server, when server obtains bank's card number of POS machine transmission, then once sentenced
It is disconnected, examine bank's card number that POS machine is sent whether consistent with bank's card number that the mobile phone A of user is sent, if inspection result is
Unanimously, then the transaction of user is completed.
Application scenarios two：
Account and current location information of the mobile phone B of user the Third-party payment software (such as Alipay) inside mobile phone
It is previously stored with that (such as market, food market traction equipment is opposite including multiple specific regions on uploading onto the server, in server
The region of concentration) cartographic information, have multiple traction equipments being connect with server communication in each specific region.Work as service
When device detects that mobile phone B is in some specific region, then the specific region is set as target area, and in target area
Advance mandates that all traction equipments for having communication connection with the server are traded and allow in target area it is all with
The traction equipment that the server has communication connection does not need to provide verification information, you can completes the account phase reported with mobile phone B
The transaction of pass, and the account for the Third-party payment software that mobile phone B is uploaded is sent on traction equipment.As user to target area
And when being traded using Third-party payment software and the traction equipment, Third-party payment that traction equipment will scan user
Software account generation Quick Response Code, and checkout scanning the Quick Response Code carry account information whether with server send
Account information is consistent, if judging result is consistent, the account information carried on the Quick Response Code of scanning is passed in server, clothes
When business device judges that the account information that traction equipment uploads is consistent with the account information that the mobile phone B of user uploads, it is done directly user
Transaction.
In conclusion second embodiment of the present invention according to updated target area range, redefine need into
The traction equipment that row authorizes in advance, and the traction equipment of failure is cancelled and is authorized；Wherein, the traction equipment of failure is advance
In the traction equipment of mandate, the traction equipment except updated target area range.This way, it is ensured that even if mesh
Regional change is marked, the state that the traction equipment holding outside the range of target area does not authorize in advance further ensures user's friendship
Easy safety, while making user's enjoyment convenient transaction, the property of itself will not incur loss.
The step of various methods divide above, be intended merely to describe it is clear, when realization can be merged into a step or
Certain steps are split, are decomposed into multiple steps, as long as including identical logical relation, all in the protection domain of this patent
It is interior；To inessential modification is either added in algorithm in flow or introduces inessential design, but do not change its algorithm
Core design with flow is all in the protection domain of the patent.
It will be understood by those skilled in the art that all or part of the steps of the method in the foregoing embodiments are can to pass through
Program is completed to instruct relevant hardware, which is stored in a storage medium, is used including some instructions so that one
A equipment (can be microcontroller, chip etc.) or processor (processor) perform each embodiment the method for the application
All or part of step.And aforementioned storage medium includes：USB flash disk, mobile hard disk, read-only memory (ROM, Read-Only
Memory), random access memory (RAM, Random Access Memory), magnetic disc or CD etc. are various can store journey
The medium of sequence code.
Third embodiment of the invention is related to a kind of electronic equipment, structure chart as shown in figure 3, including：At least one place
Manage device 31 and,
With the memory 32 of at least one processor 31 communication connection；
Wherein, memory 32 is stored with the instruction that can be performed by least one processor 31, instructs by least one processing
Device 31 performs, so that at least one processor 31 is able to carry out the friendship such as first embodiment of the invention or second embodiment
Easy method.
In conclusion third embodiment of the invention provides a kind of electronic equipment, when allowing the user to be traded more just
Victory, and ensure that the safety of transaction.
It is not difficult to find that present embodiment is corresponding with first embodiment of the invention or second embodiment of the invention
Device embodiment, present embodiment can work in coordination implementation with first embodiment or second embodiment.First implements
The relevant technical details mentioned in mode or second embodiment are still effective in the present embodiment, in order to reduce repetition,
Which is not described herein again.Correspondingly, the relevant technical details mentioned in present embodiment be also applicable in first embodiment or
In second embodiment.
It will be understood by those skilled in the art that the respective embodiments described above are to realize specific embodiments of the present invention,
And in practical applications, can to it, various changes can be made in the form and details, without departing from the spirit and scope of the present invention.
Claims (10)
1. a kind of method of commerce, which is characterized in that including：
Detect the traction equipment in the range of target area；
To the advance mandate that the traction equipment detected is traded, the advance mandate binding has Transaction Information；
Wherein, the advance mandate is for when the traction equipment needs to carry out with the relevant transaction of the Transaction Information, assigning
The traction equipment is given to be done directly the permission of the transaction.
2. method of commerce according to claim 1, which is characterized in that the Transaction Information authorized in advance carries user's
Information characteristics；
The information characteristics of the user, including any one following or combination：
The equipment feature of user, the biological characteristic of user, user network characterization.
3. method of commerce according to claim 1, which is characterized in that the transaction in the range of the detection target area is set
Before standby, the method for commerce further includes：
Obtain the location information of user terminal；
The target area range is determined according to the location information of the user terminal.
4. method of commerce according to claim 3, which is characterized in that the described pair of traction equipment detected is handed over
After easily authorizing, further include：
If the variation that the location information of the user terminal occurs meets preset condition, the target area range is updated；
According to the updated target area range, the traction equipment for needing to be authorized in advance is redefined, and to failure
Traction equipment cancel in advance authorize；Wherein, the traction equipment of the failure is in the traction equipment being previously authorized, and is in
Traction equipment except the updated target area range.
5. method of commerce according to claim 4, which is characterized in that the location information of the user terminal is periodically obtains
The location information of the user terminal taken.
6. method of commerce according to claim 3, which is characterized in that the location information according to the user terminal is true
The fixed target area range, specially：By centered on the position of the user terminal, determined using pre-determined distance as radius
Regional extent, as the target area range.
7. method of commerce according to claim 1, which is characterized in that advance authorize has validity；
The advance mandate is specifically used for needing progress related to the Transaction Information when the traction equipment with validity
Transaction when, assign the permission that the traction equipment completes the transaction.
8. method of commerce according to any one of claim 1 to 7, which is characterized in that the detection target area range
Interior traction equipment, specifically includes：
Obtain the location information of each traction equipment；
According to the location information of each traction equipment of acquisition, the traction equipment in the range of target area is detected.
9. method of commerce according to claim 8, which is characterized in that the location information of the traction equipment is periodically obtains
The location information of the traction equipment taken.
10. a kind of electronic equipment, which is characterized in that including：At least one processor；And
The memory being connect at least one processor communication；Wherein,
The memory is stored with the instruction that can be performed by least one processor, and described instruction is by least one place
It manages device to perform, so that at least one processor is able to carry out the method for commerce as described in any in claim 1 to 9.
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| CN201711159590.2A CN108171512A (en) | 2017-11-20 | 2017-11-20 | A kind of method of commerce and electronic equipment |
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| CN201711159590.2A CN108171512A (en) | 2017-11-20 | 2017-11-20 | A kind of method of commerce and electronic equipment |
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