CN106845994A - A kind of intelligent mobile terminal safe payment method - Google Patents
A kind of intelligent mobile terminal safe payment method Download PDFInfo
- Publication number
- CN106845994A CN106845994A CN201611189242.5A CN201611189242A CN106845994A CN 106845994 A CN106845994 A CN 106845994A CN 201611189242 A CN201611189242 A CN 201611189242A CN 106845994 A CN106845994 A CN 106845994A
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- Prior art keywords
- mobile terminal
- intelligent mobile
- image
- active face
- operator
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
- G06Q20/401—Transaction verification
- G06Q20/4014—Identity check for transactions
- G06Q20/40145—Biometric identity checks
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
- G06Q20/322—Aspects of commerce using mobile devices [M-devices]
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06V—IMAGE OR VIDEO RECOGNITION OR UNDERSTANDING
- G06V40/00—Recognition of biometric, human-related or animal-related patterns in image or video data
- G06V40/10—Human or animal bodies, e.g. vehicle occupants or pedestrians; Body parts, e.g. hands
- G06V40/16—Human faces, e.g. facial parts, sketches or expressions
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06V—IMAGE OR VIDEO RECOGNITION OR UNDERSTANDING
- G06V40/00—Recognition of biometric, human-related or animal-related patterns in image or video data
- G06V40/10—Human or animal bodies, e.g. vehicle occupants or pedestrians; Body parts, e.g. hands
- G06V40/16—Human faces, e.g. facial parts, sketches or expressions
- G06V40/168—Feature extraction; Face representation
- G06V40/171—Local features and components; Facial parts ; Occluding parts, e.g. glasses; Geometrical relationships
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- Business, Economics & Management (AREA)
- General Physics & Mathematics (AREA)
- Oral & Maxillofacial Surgery (AREA)
- Health & Medical Sciences (AREA)
- Theoretical Computer Science (AREA)
- Physics & Mathematics (AREA)
- General Health & Medical Sciences (AREA)
- Accounting & Taxation (AREA)
- General Business, Economics & Management (AREA)
- Strategic Management (AREA)
- Human Computer Interaction (AREA)
- Multimedia (AREA)
- Computer Networks & Wireless Communication (AREA)
- Finance (AREA)
- Computer Security & Cryptography (AREA)
- Computer Vision & Pattern Recognition (AREA)
- Telephone Function (AREA)
- Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
Abstract
The present invention relates to a kind of intelligent mobile terminal safe payment method, intelligent mobile terminal is by extracting the eyes spacing and glabella of its lawful owner's active face image away from the characteristic information as identification identity, and after lawful owner's active face image is resolved into the still image of default frame number, again using wherein any one still image as facial feature image, so that it is guaranteed that recognition correct rate when follow-up face recognition judges；When intelligent mobile terminal judges that the identity of current operator is illegal, intelligent mobile terminal refusal performs any operational order of current operator, realizes strick precaution and operates very much, it is ensured that the purpose of payment information safety；Multiple confirmation is carried out come the identity to operator away from, static faces image and payment cipher multiple information by the eyes spacing of active face image, glabella, so as to largely ensure that the correctness to operator's identity verification, that is, the security that improve payment.
Description
Technical field
The present invention relates to secure payment field, more particularly to a kind of intelligent mobile terminal safe payment method.
Background technology
In recent years, the function of intelligent mobile terminal is more and more, intelligent mobile terminal except with bluetooth conversation function,
Outside the functions such as GPS location navigation, intelligent mobile terminal is also provided with payment function.
At present, all it is much small amount payment using the payment of mobile terminal, and disappears with day spending limit and/or single
Take amount.In order to improve the convenience of mobile terminal payment, when small amount payment, it is not usually required to be input into payment cipher, this
While user's convenient payment is facilitated, the possibility that payment information is usurped by other people is also increased, this is largely right
The payment transaction of user constitutes safely serious threat.
The content of the invention
The technical problems to be solved by the invention are directed to above-mentioned prior art and provide one kind can be safely completed payment
The intelligent mobile terminal safe payment method of transaction.
The present invention solve the technical scheme that is used of above-mentioned technical problem for：A kind of intelligent mobile terminal secure payment side
Method, it is characterised in that 1 to the step that in turn includes the following steps 6：
Step 1, intelligent mobile terminal obtains the active face image of its lawful owner, and is carried by intelligent mobile terminal
Take, store in the active face image the distance between eyes, glabella away from；
The active face image of its lawful owner is resolved into step 2, intelligent mobile terminal the static face of default frame number
Portion's image, and using wherein facial feature image of any one static faces image as the lawful owner；
Step 3, when the delivery operation by operator is detected, intelligent mobile terminal starts shooting to intelligent mobile terminal
Program, and automatic data collection current operator active face image；
Step 4, intelligent mobile terminal is to the distance between eyes of active face image in step 3 and glabella away from carrying out
Extract, and the active face image in step 3 resolved into simultaneously frame number identical static faces image is preset in same step 2,
And intelligent mobile terminal selection wherein any one static faces image is used as the facial feature image of current operator；
Step 5, intelligent mobile terminal judges that the facial feature image of current operator is special with the face of its lawful owner
Levy image consistent, and between current operator's active face image and the eyes corresponding to its lawful owner's active face image
Distance, glabella away from it is consistent identical when, then intelligent mobile terminal assert that current operator is its lawful owner, and performs step
6；Otherwise, intelligent mobile terminal assert that current operator is not its lawful owner, and intelligent mobile terminal refusal execution ought
Any operational order done by preceding operator；
Step 6, intelligent mobile terminal receives the delivery operation instruction of current operator, so as to be safely completed payment by the transfer of accounts
Process.
In order to further ensure that the security of payment process, then improve, in step 2 the also conjunction including intelligent mobile terminal
The process of the default payment cipher of method owner；Also include that intelligent mobile terminal requirement current operator's input pays in step 6
Password, and after current operator is input into correct payment cipher, intelligent mobile terminal just carries out payment by the transfer of accounts process.
In order to take precautions against the delivery operation of back street operators, to ensure payment information safety, selectively, the intelligent mobile
The mode that terminal refusal performs any operational order of current operator can select current using intelligent mobile terminal compulsory withdrawal
Delivery operation interface, or intelligent terminal terminal force shut down；Or intelligent terminal forces its own to carry out putting out screen.
Compared with prior art, the advantage of the invention is that：First, intelligent mobile terminal is by extracting its lawful owner
The eyes spacing and glabella of active face image are away from the characteristic information as identification identity and lawful owner's dynamic is facial
Picture breakdown into after the still image of default frame number, then using wherein any one still image as facial feature image so that
Recognition correct rate when ensure that follow-up face recognition judges；Secondly, the identity of current operator is judged in intelligent mobile terminal
When illegal, intelligent mobile terminal refusal performs any operational order of current operator, realizes strick precaution and operates very much, it is ensured that branch
Pay the purpose of information security；Finally, in the safe payment method provided in the present invention, between the eyes by active face image
Multiple confirmation is carried out come the identity to operator away from, static faces image and payment cipher multiple information away from, glabella, so that very
The correctness to operator's identity verification, that is, the security that improve payment are ensure that in big degree.
Brief description of the drawings
Fig. 1 is the schematic flow sheet of intelligent mobile terminal safe payment method in the embodiment of the present invention.
Specific embodiment
The present invention is described in further detail below in conjunction with accompanying drawing embodiment.
As shown in figure 1, intelligent mobile terminal safe payment method in the present embodiment, in turn include the following steps 1 to step
6：
Step 1, intelligent mobile terminal obtains the active face image of its lawful owner, and is carried by intelligent mobile terminal
Take, store in the active face image the distance between eyes, glabella away from；Due to everyone eyes spacing and glabella away from
Other people will not be simultaneously completely the same, therefore can be using distance between eyes and glabella away from the two characteristic informations as identification
The characteristic information of one personal identification；
The active face image of its lawful owner is resolved into step 2, intelligent mobile terminal the static face of default frame number
Portion's image, and using wherein facial feature image of any one static faces image as the lawful owner；
Step 3, when the delivery operation by operator is detected, intelligent mobile terminal starts shooting to intelligent mobile terminal
Program, and automatic data collection current operator active face image；Wherein, imaging program both can be intelligent mobile terminal herein
Opening and need current operator to coordinate in formal form can just acquire active face image, can be again intelligent sliding
What dynamic terminal was opened in snugly mode, and by the automatic face method for detecting of intelligent mobile terminal to current operator's
Active face image carries out hidden collection；
Step 4, intelligent mobile terminal is to the distance between eyes of active face image in step 3 and glabella away from carrying out
Extract, and the active face image in step 3 resolved into simultaneously frame number identical static faces image is preset in same step 2,
And intelligent mobile terminal selection wherein any one static faces image is used as the facial feature image of current operator；
Step 5, intelligent mobile terminal judges that the facial feature image of current operator is special with the face of its lawful owner
Levy image consistent, and between current operator's active face image and the eyes corresponding to its lawful owner's active face image
Distance, glabella away from it is consistent identical when, now illustrate that current operator is the lawful owner of the intelligent mobile terminal, currently
The identity of operator is safe, then intelligent mobile terminal assert that current operator is its lawful owner, and performs step 6；
Otherwise, intelligent mobile terminal assert that current operator is not its lawful owner, and intelligent mobile terminal refusal execution is current
Any operational order done by operator；
Wherein, in order to take precautions against the delivery operation of back street operators, to ensure payment information safety, the intelligent mobile terminal is refused
Performing the mode of any operational order of current operator absolutely can select using the current payment of intelligent mobile terminal compulsory withdrawal
Operation interface, or intelligent terminal terminal forces to be shut down；Or intelligent terminal forces its own to carry out putting out screen.
Step 6, intelligent mobile terminal receives the delivery operation instruction of current operator, so as to be safely completed payment by the transfer of accounts
Process.
In order to further ensure that the security of payment process, then improve, in step 2 the also conjunction including intelligent mobile terminal
The process of the default payment cipher of method owner；Also include that intelligent mobile terminal requirement current operator's input pays in step 6
Password, and after current operator is input into correct payment cipher, intelligent mobile terminal just carries out payment by the transfer of accounts process.
Claims (3)
1. a kind of intelligent mobile terminal safe payment method, it is characterised in that 1 to the step that in turn includes the following steps 6：
Step 1, intelligent mobile terminal obtains the active face image of its lawful owner, and is extracted by intelligent mobile terminal, deposited
Store up in the active face image the distance between eyes, glabella away from；
The active face image of its lawful owner is resolved into step 2, intelligent mobile terminal the static faces figure of default frame number
Picture, and using wherein facial feature image of any one static faces image as the lawful owner；
Step 3, when the delivery operation by operator is detected, intelligent mobile terminal starts shooting journey to intelligent mobile terminal
Sequence, and automatic data collection current operator active face image；
Step 4, intelligent mobile terminal is to the distance between eyes of active face image in step 3 and glabella away from carrying
Take, and the active face image in step 3 is resolved into simultaneously frame number identical static faces image is preset in same step 2, and
Intelligent mobile terminal choose wherein any one static faces image as current operator facial feature image；
Step 5, intelligent mobile terminal judges the facial feature image of current operator and the facial characteristics figure of its lawful owner
As consistent, and current operator's active face image and the eyes corresponding to its lawful owner's active face image spacing
From, glabella away from it is consistent identical when, then intelligent mobile terminal assert that current operator is its lawful owner, and performs step 6；
Otherwise, intelligent mobile terminal assert that current operator is not its lawful owner, and intelligent mobile terminal refusal execution is current
Any operational order done by operator；
Step 6, intelligent mobile terminal receives the delivery operation instruction of current operator, so as to be safely completed payment by the transfer of accounts mistake
Journey.
2. intelligent mobile terminal safe payment method according to claim 1, it is characterised in that also include in step 2
The process of the default payment cipher of the lawful owner of intelligent mobile terminal；Also include that intelligent mobile terminal requirement is worked as in step 6
Preceding operator is input into payment cipher, and after current operator is input into correct payment cipher, intelligent mobile terminal is just turned
Account payment process.
3. intelligent mobile terminal safe payment method according to claim 1, it is characterised in that in steps of 5, the intelligence
The mode that energy mobile terminal refusal performs any operational order of current operator is the current branch of intelligent mobile terminal compulsory withdrawal
Operation interface is paid, or intelligent terminal terminal forces to be shut down；Or intelligent terminal forces its own to carry out putting out screen.
Priority Applications (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201611189242.5A CN106845994A (en) | 2016-12-21 | 2016-12-21 | A kind of intelligent mobile terminal safe payment method |
Applications Claiming Priority (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201611189242.5A CN106845994A (en) | 2016-12-21 | 2016-12-21 | A kind of intelligent mobile terminal safe payment method |
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| Publication Number | Publication Date |
|---|---|
| CN106845994A true CN106845994A (en) | 2017-06-13 |
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| Application Number | Title | Priority Date | Filing Date |
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| CN201611189242.5A Pending CN106845994A (en) | 2016-12-21 | 2016-12-21 | A kind of intelligent mobile terminal safe payment method |
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Cited By (2)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN108171509A (en) * | 2018-03-12 | 2018-06-15 | 宁波大学 | Realize that mobile terminal multi-screen upsets the safe payment method of display |
| CN109214224A (en) * | 2017-06-30 | 2019-01-15 | 阿里巴巴集团控股有限公司 | The Risk Identification Method and device of information coding |
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| CN103268551A (en) * | 2013-05-29 | 2013-08-28 | 苏州福丰科技有限公司 | Bank card payment system based on human face identification and method for bank card payment system |
| CN103870804A (en) * | 2012-12-18 | 2014-06-18 | 三星电子株式会社 | Mobile device having face recognition function and method for controlling the mobile device |
| CN104010127A (en) * | 2013-02-21 | 2014-08-27 | 奥林巴斯映像株式会社 | Image processing system and method |
| CN105069622A (en) * | 2015-08-03 | 2015-11-18 | 福州海景科技开发有限公司 | Face identification payment system facing mobile terminal and face identification payment method facing mobile terminal |
| US20150332271A1 (en) * | 2014-05-13 | 2015-11-19 | Mastercard International Incorporated | Passive cardholder verification method in mobile device |
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- 2016-12-21 CN CN201611189242.5A patent/CN106845994A/en active Pending
Patent Citations (5)
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| CN103870804A (en) * | 2012-12-18 | 2014-06-18 | 三星电子株式会社 | Mobile device having face recognition function and method for controlling the mobile device |
| CN104010127A (en) * | 2013-02-21 | 2014-08-27 | 奥林巴斯映像株式会社 | Image processing system and method |
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| US20150332271A1 (en) * | 2014-05-13 | 2015-11-19 | Mastercard International Incorporated | Passive cardholder verification method in mobile device |
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Cited By (3)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN109214224A (en) * | 2017-06-30 | 2019-01-15 | 阿里巴巴集团控股有限公司 | The Risk Identification Method and device of information coding |
| CN109214224B (en) * | 2017-06-30 | 2022-05-27 | 阿里巴巴集团控股有限公司 | Risk identification method and device for information coding |
| CN108171509A (en) * | 2018-03-12 | 2018-06-15 | 宁波大学 | Realize that mobile terminal multi-screen upsets the safe payment method of display |
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Application publication date: 20170613 |