CN104301295A - Short-distance wireless communication transaction authentication method and system - Google Patents
Short-distance wireless communication transaction authentication method and system Download PDFInfo
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- CN104301295A CN104301295A CN201310307571.5A CN201310307571A CN104301295A CN 104301295 A CN104301295 A CN 104301295A CN 201310307571 A CN201310307571 A CN 201310307571A CN 104301295 A CN104301295 A CN 104301295A
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
- G06Q20/327—Short range or proximity payments by means of M-devices
- G06Q20/3278—RFID or NFC payments by means of M-devices
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
- G06Q20/401—Transaction verification
- G06Q20/4014—Identity check for transactions
- G06Q20/40145—Biometric identity checks
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Abstract
The invention discloses a short-distance wireless communication transaction authentication method which is applied to a terminal with a short-distance wireless communication function. The method comprises the following steps: when a radio-frequency signal sent by a short-distance wireless communication card reader is detected, biological information of a user is acquired and biological feature information of the user is extracted from the biological information; the currently extracted biological feature information is matched with the pre-stored biological feature information of legitimate users in a biological feature information library; and the authentication is approved if matching succeeds. The invention further discloses a short-distance wireless communication transaction authentication system corresponding to the short-distance wireless communication transaction authentication method. The face recognition technology is adopted, and the short-distance wireless communication transaction process is controlled by making use of biological features, which greatly improves the safety of the transaction process.
Description
Technical field
The present invention relates to wireless communication terminal field, be specifically related to a kind of close range wireless communication business confirmation method and system.
Background technology
Near field communication (NFC) is a kind of near field communication technology, mobile phone with close range wireless communication function can realize paying by mails, label is read, the several functions such as data download, utilize close range wireless communication mobile terminal to carry out bankcard consumption at present to try in countries such as America and Europes, this application can be predicted and can obtain large-scale promotion very soon.The course of payment of swiping the card of close range wireless communication is similar to credit card, and user can arrange password also can not establish password.If do not establish password, under user mobile phone loss or stolen situation, others also can utilize this mobile phone carry out bankcard consumption thus cause economic loss to user.So the process of exchange of close range wireless communication exists certain risk, be easy to cause economic loss to user at some fortuitous event.
Summary of the invention
In order to solve the problems of the technologies described above, the invention discloses a kind of close range wireless communication authentication method and system, utilizing the mode of biological information certification, improve the fail safe of close range wireless communication transaction.
The invention discloses a kind of close range wireless communication business confirmation method, be applied to the terminal with close range wireless communication function, comprise:
After the radiofrequency signal that close range wireless communication card reader sends being detected, the biological information gathering user also therefrom extracts the biological information of this user;
Matched by the biological information of the validated user prestored in the biological information of current extraction and biological information storehouse, if the match is successful, then certification is passed through.
Preferably,
If mate unsuccessful, then initiate key authentication to user.
Preferably,
The biological information of described validated user comprises the face characteristic information of one or more validated user.
Preferably,
The biological information of described validated user prestores in described biological information storehouse in the following manner:
When detecting that user arranges the operation in biological information storehouse, initiate key authentication to user;
After certification is passed through, gather the biological information of this user;
From the biological information gathered, extract biological information, be saved in described biological information storehouse.
Preferably,
The biological information of described this user of collection, comprising: by several face information of this user's difference expression of camera collection, extract several face characteristic information and be saved in described biological information storehouse;
The described biological information by the validated user prestored in the biological information of current extraction and biological information storehouse matches, and comprising: every width face characteristic information of each validated user prestored in the face characteristic information of current extraction and biological information storehouse matched.
The invention also discloses a kind of close range wireless communication authenticating transactions system, comprising:
Certification control module be used for after the radiofrequency signal that close range wireless communication card reader sends being detected, start acquisition module, characteristic extracting module and identification module, and the matching result of described identification module be successfully time, determine that certification is passed through;
Acquisition module, for gathering the biological information of user upon actuation;
Characteristic extracting module, for extracting biological information upon actuation from the biological information of acquisition module collection;
Identification module, for upon actuation, mates the biological information of the biological information of current for characteristic extracting module extraction with the validated user prestored in biological information storehouse, obtains matching result;
Biological information storehouse, for storing the biological information of validated user.
Preferably,
Configuration control module, for when detecting that user arranges the operation in biological information storehouse, initiate key authentication to user, after certification is passed through, start acquisition module and characteristic extracting module, and the biological information that characteristic extracting module is extracted is saved in described biological information storehouse.
Preferably,
Described system also comprises key authentication module, for the information match stored in the biological information collected by described acquisition module at described authentication module and the biological information storehouse prestored, and when mating unsuccessful, initiates key authentication to user.
Beneficial effect of the present invention is:
1. use face recognition technology, utilize biological characteristic to control close range wireless communication process of exchange, drastically increase the fail safe of process of exchange.
2. prevent personal mobile phone from losing or under stolen and personal information leakage situation, cause bank card by brush situation.
3., when recognition of face failure, the second cipher authentication service can be started, prevent validated user from cannot to swipe the card in indivedual face recognition failures situation situation.
Accompanying drawing explanation
Fig. 1 is according to close range wireless communication authentication method flow chart in the embodiment of the present invention;
Fig. 2 is the method to set up flow chart according to information in face information feature database in the embodiment of the present invention;
Fig. 3 is according to close range wireless communication Verification System block diagram in the embodiment of the present invention.
Embodiment
Below in conjunction with accompanying drawing, the method for the invention embodiment is further described.
Embodiment of the method
Embodiment one
Present embodiment discloses a kind of method of the close range wireless communication transaction authentication based on recognition of face, as shown in Figure 1, comprising:
The radiofrequency signal that S01, detection close range wireless communication card reader send.
In the prior art, terminal is that the radiofrequency signal sent by detecting close range wireless communication card reader judges whether carrying out close range wireless communication transaction, before close range wireless communication transaction, for ensureing the fail safe of transaction, generally first carry out key authentication, such as, prompting user inputs username and password, just allows transaction when inputting correct.
S02, after the radiofrequency signal that close range wireless communication card reader sends being detected, gather the facial information of user, and extract the face feature information of user.
Of the present inventionly to focus on, face recognition technology is applied in the application of close range wireless communication mobile terminal, drastically increase user and carrying out the fail safe in close range wireless communication process of exchange, avoid some risk factors, further ensure that the legitimate rights and interests of user.
When gathering the facial information of user, terminal can initiate prompting to user, and such as, face is aimed at camera two second by prompting user, and when the camera collection of terminal is to face information, face information comprises the facial characteristics of user or/and facial expression information.
S03, the information match will stored in the face characteristic information of extraction and the biological information storehouse that prestores, if the match is successful, enter step S04, if mate unsuccessful, enter step S05.
S04, certification are passed through, and allow close range wireless communication terminal to swipe the card transaction.
S05, initiate key authentication to user, prompting user inputs username and password, if certification is passed through, then enters step S04, if certification is not passed through, then enters step S06.
S06, refusal close range wireless communication terminal are swiped the card transaction.
Certainly, also can by gathering the other biological characteristic information of user, and with the information match in the biological information storehouse prestored, the match is successful then certification pass through.
Embodiment two
Present embodiment discloses a kind of set-up mode of biological information storehouse, as shown in Figure 2, comprising:
S11, detection user arrange the operation in biological information storehouse.
User arranges biological information storehouse can be divided into several situation, one is when user opens face identification functions for the first time, the facial characteristics of terminal notifying user typing oneself, camera is opened, face is aimed at camera by user, and terminal catches face and continuous acquisition face information, can gather different expression face, more than suggestion collection ten width, two is increase the data in biological information storehouse and revise.
S12, initiate key authentication to user.
When user opens recognition of face close range wireless communication authentication function for the first time, user is by the code entry of system default, user can revise password default, when user increases the data in biological information storehouse and revises, terminal can point out user to input password, when certification is passed through, user is allowed to arrange the information in biological information storehouse.
The face feature information of S13, collection user.
When different users uses, the face-image of different users can be gathered, such as, when one family use same terminal carry out close range wireless communication swipe the card transaction time, the head portrait that can gather each household is stored in biological characteristic storehouse.
S14, the facial information of user to be processed, extract facial characteristics.
S15, the facial characteristics of the user extracted to be saved in biological information storehouse.
Embodiment three
Present embodiment discloses a kind of close range wireless communication Verification System, as shown in Figure 3, comprising:
Certification control module be used for after the radiofrequency signal that close range wireless communication card reader sends being detected, start acquisition module, characteristic extracting module and identification module, and the matching result of described identification module be successfully time, determine that certification is passed through;
Acquisition module, for gathering the biological information of user upon actuation;
Characteristic extracting module, for extracting biological information upon actuation from the biological information of acquisition module collection;
Identification module, for upon actuation, mates the biological information of the biological information of current for characteristic extracting module extraction with the validated user prestored in biological information storehouse, obtains matching result;
Biological information storehouse, for storing the biological information of validated user.
Key authentication module, for the information match stored in the biological information collected by described acquisition module in described certification control module and the biological information storehouse prestored, and when mating unsuccessful, initiates key authentication to user.
User can be arranged the data in biological information storehouse, and therefore, the system in the present embodiment can also comprise:
Configuration control module, for when detecting that user arranges the operation in biological information storehouse, initiate key authentication to user, after certification is passed through, start acquisition module and characteristic extracting module, and the biological information that characteristic extracting module is extracted is saved in described biological information storehouse.
Above-described embodiment, has been described in detail technical scheme of the present invention.Be understood that; the foregoing is only the specific embodiment of the present invention, the protection range be not intended to limit the present invention, within the spirit and principles in the present invention all; any amendment of making, equivalent replacement, improvement etc., be all included within protection scope of the present invention.
Claims (8)
1. a close range wireless communication business confirmation method, is applied to the terminal with close range wireless communication function, comprises:
After the radiofrequency signal that close range wireless communication card reader sends being detected, the biological information gathering user also therefrom extracts the biological information of this user;
Matched by the biological information of the validated user prestored in the biological information of current extraction and biological information storehouse, if the match is successful, then certification is passed through.
2. the method for claim 1, is characterized in that:
If mate unsuccessful, then initiate key authentication to user.
3. method as claimed in claim 1 or 2, is characterized in that:
The biological information of described validated user comprises the face characteristic information of one or more validated user.
4. the method for claim 1, is characterized in that:
The biological information of described validated user prestores in described biological information storehouse in the following manner:
When detecting that user arranges the operation in biological information storehouse, initiate key authentication to user;
After certification is passed through, gather the biological information of this user;
From the biological information gathered, extract biological information, be saved in described biological information storehouse.
5. method as claimed in claim 4, is characterized in that:
The biological information of described this user of collection, comprising: by several face information of this user's difference expression of camera collection, extract several face characteristic information and be saved in described biological information storehouse;
The described biological information by the validated user prestored in the biological information of current extraction and biological information storehouse matches, and comprising: every width face characteristic information of each validated user prestored in the face characteristic information of current extraction and biological information storehouse matched.
6. a close range wireless communication transaction authentication system, is characterized in that, comprising:
Certification control module be used for after the radiofrequency signal that close range wireless communication card reader sends being detected, start acquisition module, characteristic extracting module and identification module, and the matching result of described identification module be successfully time, determine that certification is passed through;
Acquisition module, for gathering the biological information of user upon actuation;
Characteristic extracting module, for extracting biological information upon actuation from the biological information of acquisition module collection;
Identification module, for upon actuation, mates the biological information of the biological information of current for characteristic extracting module extraction with the validated user prestored in biological information storehouse, obtains matching result;
Biological information storehouse, for storing the biological information of validated user.
7. system as claimed in claim 6, is characterized in that:
Configuration control module, for when detecting that user arranges the operation in biological information storehouse, initiate key authentication to user, after certification is passed through, start acquisition module and characteristic extracting module, and the biological information that characteristic extracting module is extracted is saved in described biological information storehouse.
8. system as claimed in claims 6 or 7, is characterized in that:
Described system also comprises key authentication module, for the information match stored in the biological information collected by described acquisition module at described authentication module and the biological information storehouse prestored, and when mating unsuccessful, initiates key authentication to user.
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CN201310307571.5A CN104301295A (en) | 2013-07-19 | 2013-07-19 | Short-distance wireless communication transaction authentication method and system |
PCT/CN2013/082030 WO2014166189A1 (en) | 2013-07-19 | 2013-08-22 | Near field communication transaction authentication method and system |
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CN201310307571.5A CN104301295A (en) | 2013-07-19 | 2013-07-19 | Short-distance wireless communication transaction authentication method and system |
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Cited By (6)
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CN104778392A (en) * | 2015-04-15 | 2015-07-15 | 苏州海博智能系统有限公司 | Privilege validation method and system on basis of biological identification |
CN105243740A (en) * | 2015-11-25 | 2016-01-13 | 四川易辨信息技术有限公司 | Card safety identity authentication system and implementation method based on biometric feature identification technology |
CN107358432A (en) * | 2017-06-29 | 2017-11-17 | 努比亚技术有限公司 | Mobile terminal is swiped the card method, apparatus and computer-readable recording medium |
CN110009515A (en) * | 2019-03-12 | 2019-07-12 | 中国平安财产保险股份有限公司 | Document method of calibration, device, server and medium based on recognition of face |
CN110135250A (en) * | 2019-04-08 | 2019-08-16 | 一脉通(深圳)智能科技有限公司 | A kind of auth method based on bio-identification, device, equipment and readable medium |
CN110738503A (en) * | 2019-10-21 | 2020-01-31 | 支付宝(杭州)信息技术有限公司 | Identity verification method and device |
Families Citing this family (1)
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CN113283883B (en) * | 2017-03-22 | 2024-06-07 | 创新先进技术有限公司 | Service realization method and device |
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