CN105095944A - Anti-theft bank card and ATM bank card swiping anti-theft method - Google Patents
Anti-theft bank card and ATM bank card swiping anti-theft method Download PDFInfo
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- CN105095944A CN105095944A CN201510530507.2A CN201510530507A CN105095944A CN 105095944 A CN105095944 A CN 105095944A CN 201510530507 A CN201510530507 A CN 201510530507A CN 105095944 A CN105095944 A CN 105095944A
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- card
- bank card
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- atm
- bank
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Abstract
The present invention relates to an antitheft bank card and an ATM bank card swiping antitheft method. The antitheft bank card comprises a bank card body; a plurality of transparent regions are formed on the bank card body; a user fingerprint is arranged in the transparent regions; and when the card swiping operation is carried out on an ATM, magnetic strip or chip information on the bank card body and user fingerprint information need to be simultaneously subjected to dual authentication and only after dual authentication is passed, a password can be input to carry out the operation. Addition of fingerprint identification after identity authentication is used for determining truth of the card; and dual authentication is carried out, so that operation safety on the ATM is greatly improved.
Description
Technical field
The present invention relates to technical field of financial safety, especially a kind of antitheft bank card and use this bank card ATM swipe the card operation theft preventing method.
Background technology
Current bank card is all adopt magnetic stripe card or chip card, and the bank card of current chip and magnetic stripe one, only needs the information of proofing chip or magnetic stripe when swiping the card, and then input password both can complete and withdraw the money or transfer accounts.
Current bank card Problems existing is: the robber's brush equipment being easy to be installed in ATM card inserting mouth reads bank card information, and then bank card is replicated, and causes very large hidden danger to user by card safety.Even if use the bank card of IC chip, although security improves, adopt senior robber's brush equipment still can copy the information of IC chip, bring hidden danger to user by card safety.
Summary of the invention
For above-mentioned technical matters, the invention provides a kind of ATM and can know and determine whether it is true or false, prevent bank card to be replicated, the antitheft bank card of use safety and bank card ATM are swiped the card theft preventing method.
To achieve these goals, the technical solution used in the present invention is as follows:
A kind of antitheft bank card, comprises bank card body, it is characterized in that, described bank card body is provided with several transparent regions, is provided with user fingerprints in described transparent region;
ATM is swiped the card operation time, need simultaneously to the magnetic stripe on bank card body or chip information, and user fingerprints information carries out double authentication, and double authentication operates by inputting password.
Beneficial effect of the present invention: add fingerprint recognition after authentication, for determining the true and false of card, double authentication, in ATM, processing safety improves greatly.
Further, described bank card body is overrided to form by two layers of substrate, and described user fingerprints pattern is clipped between two layers of substrate.
Adopt the beneficial effect of further technical scheme: double-decker, fingerprint pattern fixing-stable, and make simple.
Further, the number of described transparent region is more than 2, and each transparent region is provided with the finger print information of user's difference finger.
Adopt the beneficial effect of further technical scheme: adopt multiple fingerprint, be convenient to the security into a raising card.
A kind of bank card ATM is swiped the card theft preventing method, it is characterized in that, based on antitheft bank card;
Carry out in accordance with the following steps:
Step 1: by ATM in bank card inserting mouth plug-in card;
Step 2: ATM in bank reads card using information, judges user identity;
Step 3: read the finger print information on user's bank card, carry out mating and contrasting with the fingerprint of this user in banking data base;
Step 4: if finger print information is consistent with the finger print information of this user in banking data base, then judges that this card is legal bank card, and point out user to input bank card password;
If the finger print information of this user is inconsistent in finger print information and banking data base, then judge that this card is as pseudo-card, closes transaction;
Step 5: user inputs password, completes ATM Card Reader.
Further, the fingerprint on described bank card has two or more, and the fingerprint scanner that ATM carries scans each finger print information in order.
Adopt the beneficial effect of further technical scheme: fingerprint has two or more, scan each finger print information in order, user can adopt any plural fingerprint to carry out permutation and combination to become different checking order, further the security that blocks of raisings greatly.
Accompanying drawing explanation
Fig. 1 is the structural representation of antitheft bank card;
Fig. 2 is that bank card ATM is swiped the card theft preventing method process flow diagram.
Embodiment
Below in conjunction with specific embodiment, the present invention is described in further detail.
As shown in Figure 1, a kind of antitheft bank card, bank card body 1, described bank card body 1 is provided with transparent region 2 and chip 3, is provided with user fingerprints in this transparent region 2.Bank card body 1 is overrided to form by two layers of substrate, and described user fingerprints pattern is clipped between two layers of substrate.The number of described transparent region 2 is more than 2, and each transparent region is provided with the finger print information of user's difference finger.
Add fingerprint recognition after authentication, for determining the true and false of card, double authentication, in ATM, processing safety improves greatly.Double-decker, fingerprint pattern fixing-stable, and make simple.Adopt multiple fingerprint, be convenient to the security into a raising card.
A kind of bank card ATM is swiped the card theft preventing method, based on antitheft bank card;
Carry out in accordance with the following steps:
Step 1: by ATM in bank card inserting mouth plug-in card;
Step 2: ATM in bank reads card using information, judges user identity;
Step 3: read the finger print information on user's bank card, carry out mating and contrasting with the fingerprint of this user in banking data base;
Step 4: if finger print information is consistent with the finger print information of this user in banking data base, then judges that this card is legal bank card, and point out user to input bank card password;
If the finger print information of this user is inconsistent in finger print information and banking data base, then judge that this card is as pseudo-card, closes transaction; Judge that card is as closing transaction after pseudo-card, and send a note on the number of the main mobile terminal reserved in banking system of card, prompting user bank card is replicated, the password that prompting user more renews.
Step 5: user inputs password, completes ATM Card Reader.
In step 5, the server that ATM connects needs the correctness of the password contrasting user's input, if code error, then terminates transaction of swiping the card, if password is correct, then complete ATM Card Reader, user can carry out operations such as transferring accounts, withdraw the money.
Fingerprint on bank card has two or more, the fingerprint scanner that ATM carries, and scans each finger print information in order.Fingerprint has two or more, scans each finger print information in order, and user can adopt any plural fingerprint to carry out permutation and combination to become different checking order, further the security that blocks of raisings greatly.
The foregoing is only preferred embodiment of the present invention, not in order to limit the present invention, within the spirit and principles in the present invention all, any amendment done, equivalent replacement, improvement etc., all should be included within protection scope of the present invention.
Claims (6)
1. an antitheft bank card, comprises bank card body (1), it is characterized in that, described bank card body (1) is provided with several transparent regions (2), and described transparent region is provided with user fingerprints in (2);
ATM is swiped the card operation time, need simultaneously to the magnetic stripe on bank card body (1) or chip information, and user fingerprints information carries out double authentication, and double authentication operates by inputting password.
2. antitheft bank card according to claim 1, is characterized in that, described bank card body (1) is overrided to form by two layers of substrate, and described user fingerprints pattern is clipped between two layers of substrate.
3. antitheft bank card according to claim 1, is characterized in that, the number of described transparent region (2) is more than 2, and each transparent region is provided with the finger print information of user's difference finger.
4. bank card ATM is swiped the card a theft preventing method, it is characterized in that, based on antitheft bank card;
Carry out in accordance with the following steps:
Step 1: by ATM in bank card inserting mouth plug-in card;
Step 2: ATM in bank reads card using information, judges user identity;
Step 3: read the finger print information on user's bank card, carry out mating and contrasting with the fingerprint of this user in banking data base;
Step 4: if finger print information is consistent with the finger print information of this user in banking data base, then judges that this card is legal bank card, and point out user to input bank card password;
If the finger print information of this user is inconsistent in finger print information and banking data base, then judge that this card is as pseudo-card, closes transaction;
Step 5: user inputs password, completes ATM Card Reader.
5. bank card ATM according to claim 4 is swiped the card theft preventing method, and it is characterized in that, the fingerprint on described bank card has two or more, and the fingerprint scanner that ATM carries scans each finger print information in order.
6. bank card ATM according to claim 4 is swiped the card theft preventing method, it is characterized in that, in step 4, judge that card is as closing transaction after pseudo-card, and send a note on the number of the main mobile terminal reserved in banking system of card, prompting user bank card is replicated, the password that prompting user more renews.
Priority Applications (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201510530507.2A CN105095944A (en) | 2015-08-26 | 2015-08-26 | Anti-theft bank card and ATM bank card swiping anti-theft method |
Applications Claiming Priority (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201510530507.2A CN105095944A (en) | 2015-08-26 | 2015-08-26 | Anti-theft bank card and ATM bank card swiping anti-theft method |
Publications (1)
| Publication Number | Publication Date |
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| CN105095944A true CN105095944A (en) | 2015-11-25 |
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Family Applications (1)
| Application Number | Title | Priority Date | Filing Date |
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| CN201510530507.2A Pending CN105095944A (en) | 2015-08-26 | 2015-08-26 | Anti-theft bank card and ATM bank card swiping anti-theft method |
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Cited By (5)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN106373267A (en) * | 2016-09-12 | 2017-02-01 | 中国联合网络通信集团有限公司 | System and method for swiping card based on identity authentication |
| CN106447957A (en) * | 2016-09-30 | 2017-02-22 | 广西大学 | ATM machine identity safety verification system |
| CN108537551A (en) * | 2018-03-19 | 2018-09-14 | 深圳怡化电脑股份有限公司 | A kind of method, apparatus and financial self-service equipment of bank card verification |
| CN108805581A (en) * | 2018-06-29 | 2018-11-13 | 芜湖市联网汇通电子科技有限公司 | A kind of electronic card safety payment system and its method |
| CN109886698A (en) * | 2019-01-16 | 2019-06-14 | 苏州仁甬得物联科技有限公司 | A kind of Antiforge recognizing method of dual chip bank card |
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| CN102542439A (en) * | 2010-12-14 | 2012-07-04 | 蔡显强 | Payment system and payment method thereof |
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Cited By (7)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN106373267A (en) * | 2016-09-12 | 2017-02-01 | 中国联合网络通信集团有限公司 | System and method for swiping card based on identity authentication |
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| CN106447957A (en) * | 2016-09-30 | 2017-02-22 | 广西大学 | ATM machine identity safety verification system |
| CN108537551A (en) * | 2018-03-19 | 2018-09-14 | 深圳怡化电脑股份有限公司 | A kind of method, apparatus and financial self-service equipment of bank card verification |
| CN108805581A (en) * | 2018-06-29 | 2018-11-13 | 芜湖市联网汇通电子科技有限公司 | A kind of electronic card safety payment system and its method |
| CN108805581B (en) * | 2018-06-29 | 2021-10-08 | 南京中景辉创网络科技有限公司 | Electronic card safety payment system and method thereof |
| CN109886698A (en) * | 2019-01-16 | 2019-06-14 | 苏州仁甬得物联科技有限公司 | A kind of Antiforge recognizing method of dual chip bank card |
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Application publication date: 20151125 |
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