CN106657909A - Novel vehicle insurance loss assessment system in traffic accident - Google Patents
Novel vehicle insurance loss assessment system in traffic accident Download PDFInfo
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- CN106657909A CN106657909A CN201611195571.0A CN201611195571A CN106657909A CN 106657909 A CN106657909 A CN 106657909A CN 201611195571 A CN201611195571 A CN 201611195571A CN 106657909 A CN106657909 A CN 106657909A
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- H—ELECTRICITY
- H04—ELECTRIC COMMUNICATION TECHNIQUE
- H04N—PICTORIAL COMMUNICATION, e.g. TELEVISION
- H04N7/00—Television systems
- H04N7/18—Closed-circuit television [CCTV] systems, i.e. systems in which the video signal is not broadcast
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
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- G06Q10/10—Office automation; Time management
- G06Q10/103—Workflow collaboration or project management
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Abstract
The invention discloses a novel vehicle insurance loss assessment system in a traffic accident, which comprises a loss assessment terminal and a loss assessment center. The loss assessment terminal comprises a terminal display module, a video acquisition module, a GPS positioning module, a terminal information transmitting and receiving module and a processor, and the processor is respectively connected with the terminal display module, the video acquisition module, the GPS positioning module and the terminal information transmitting and receiving module; and the loss assessment center comprises a center information transmitting and receiving module, the center information transmitting and receiving module is connected with an audio and video storage server, a center display module and input equipment, and the center information transmitting and receiving module is connected with a wireless network by a communication module. The loss assessment terminal is mounted on an unmanned aerial vehicle and the unmanned aerial vehicle can drive the loss assessment terminal to fly in a space around a vehicle to be subjected to loss assessment; the bottom end of the unmanned aerial vehicle partially extends outwards to form a plurality of supporting feet, and inflatable buffer rubber mats are arranged at the bottom ends of the supporting feet. The system is convenient to operate, and can remotely carry out loss assessment on a damaged vehicle so as to avoid ceaselessly come and go in an accident place and save both time and labor.
Description
Technical field
The present invention relates to that insures vehicle surveys loss assessment system, in particular it relates to the new vehicle insurance setting loss in traffic accident
System.
Background technology
Fast development and living standards of the people recently as China's economy is stepped up, and automobile pollution is also year by year
Increase.Therewith together, motor vehicle insurance business has also welcome the golden period of a wheel development, and its business accounting breaks through property insurance company
The 60%-75% of total business volume, the leading insurance kind for suddenly becoming Property Insurance Company in China and the lifeline managed, also become each
The hotly contested spot of property insurance enterprise.
To prevent the excessive competition between each insurance company in price, Insurance Regulatory Commission from the unified clause in the whole nation is defined to vehicle insurance
And price, Claims Resolution service is improved just into the main competitive method of insurance company.And traditional Claims Resolution is surveyed based on craft, speed
Slowly, the person of surveying dispatches not science, and real-time is poor, and the situation of joint insurance fraud happens occasionally, and has had a strong impact on the development of enterprise.
Therefore, it is badly in need of providing the new vehicle insurance loss assessment system in a kind of traffic accident, it can effectively prevent insurance fraud
The generation of event.
The content of the invention
It is an object of the invention to provide the new vehicle insurance loss assessment system in a kind of traffic accident, new in the traffic accident
The easy to operate operation of vehicle insurance loss assessment system, remotely can carry out setting loss, it is to avoid come and go ceaselessly in accident spot to damaged vehicle, save
Shi Shengli.
To achieve these goals, the invention provides the new vehicle insurance loss assessment system in a kind of traffic accident, including fixed
Damage terminal and the setting loss center being connected with setting loss CMT wireless network；Wherein,
Setting loss terminal include terminal display module, video acquisition module, d GPS locating module, end message transceiver module and
Processor, processor respectively with terminal display module, video acquisition module, d GPS locating module and end message transceiver module
It is connected；
Setting loss center includes central information transceiver module, and audio frequency and video storage service is connected with central information transceiver module
Device, center display module and input equipment, central information transceiver module connects wireless network by communication module；
Setting loss terminal is arranged on unmanned vehicle and unmanned vehicle can drive setting loss terminal around treating setting loss vehicle
Surrounding space flies, and the bottom part of unmanned vehicle stretches out and is formed with multiple support feets, and multiple support feet bottoms are all provided with
There is inflation buffer rubber gasket；
The top of unmanned vehicle is laid with the power supply of a layer solar cell plate, solar panel and unmanned vehicle
Module is connected to be powered to unmanned vehicle；
The outer wrap of video acquisition module has the camera offered on crust and shell for video acquisition module
The shooting hole of shooting, enclosure be filled with spongy layer, the inwall of spongy layer contact with the outer wall of video acquisition module and
The outer wall of spongy layer contacts with the inwall of shell.
Preferably, setting loss terminal also includes bluetooth module, and bluetooth module passes through bluetooth connection blue-tooth printer.
Preferably, setting loss terminal also includes terminal alarms module, and terminal alarms module is connected with processor.
Preferably, setting loss center also includes center alarm module, and center alarm module is connected with central information transceiver module
Connect.
Preferably, wireless network is 4G networks or broadband network.
Preferably, unmanned vehicle has two rotor arms that square crossing is arranged, and the two ends of rotor arm are equipped with rotor.
Preferably, rotor is double leaf or three blade rotors.
According to above-mentioned technical proposal, the present invention is flown to aerial, installed in unmanned vehicle by starting unmanned vehicle
On setting loss terminal-pair accident situation that periphery occurs do comprehensive, careful capture, wireless network is by car accident scene
Information is transferred in real time setting loss center, is effectively prevented the possibility of insurance fraud generation.For simple accident, setting loss center
Staff can immediately provide setting loss result and be sent to and reconnoitre terminal, so that entirely survey efficiency and greatly improve.
Other features and advantages of the present invention will be described in detail in subsequent specific embodiment part.
Description of the drawings
Accompanying drawing is, for providing a further understanding of the present invention, and to constitute the part of specification, with following tool
Body embodiment is used to explain the present invention together, but is not construed as limiting the invention.In the accompanying drawings：
Fig. 1 is the structural representation of the new vehicle insurance loss assessment system in the traffic accident provided according to the present invention.
Specific embodiment
The specific embodiment of the present invention is described in detail below in conjunction with accompanying drawing.It should be appreciated that this place is retouched
The specific embodiment stated is merely to illustrate and explains the present invention, is not limited to the present invention.
Referring to Fig. 1, the present invention provides the new vehicle insurance loss assessment system in a kind of traffic accident, including setting loss terminal and with it is fixed
Damage the setting loss center of CMT wireless network connection；Wherein,
Setting loss terminal include terminal display module, video acquisition module, d GPS locating module, end message transceiver module and
Processor, processor respectively with terminal display module, video acquisition module, d GPS locating module and end message transceiver module
It is connected；
Setting loss center includes central information transceiver module, and audio frequency and video storage service is connected with central information transceiver module
Device, center display module and input equipment, central information transceiver module connects wireless network by communication module；
Setting loss terminal is arranged on unmanned vehicle and unmanned vehicle can drive setting loss terminal around treating setting loss vehicle
Surrounding space flies, and the bottom part of unmanned vehicle stretches out and is formed with multiple support feets, and multiple support feet bottoms are all provided with
There is inflation buffer rubber gasket；
The top of unmanned vehicle is laid with the power supply of a layer solar cell plate, solar panel and unmanned vehicle
Module is connected to be powered to unmanned vehicle；
The outer wrap of video acquisition module has the camera offered on crust and shell for video acquisition module
The shooting hole of shooting, enclosure be filled with spongy layer, the inwall of spongy layer contact with the outer wall of video acquisition module and
The outer wall of spongy layer contacts with the inwall of shell.
By above-mentioned technical proposal, start unmanned vehicle and fly to aerial, on unmanned vehicle setting loss end
The situation that periphery occurs to accident is held to do comprehensive, careful capture, wireless network is real-time by the information at car accident scene
Setting loss center is transferred to, the possibility of insurance fraud generation is effectively prevented.For simple accident, the staff at setting loss center
Setting loss result can be immediately given and be sent to and reconnoitre terminal, so that entirely be surveyed efficiency and greatly improve.Opening nobody
In aircraft takeoff and descent, multiple support feets of unmanned vehicle can be produced with ground directly contact during the two collision
Frictional force and impact be easily caused unmanned vehicle support feet it is damaged, and then balance when affecting unmanned vehicle flight
Property.Weaken above-mentioned frictional force and impulsive force to the straight of support feet by installing the buffer rubber gasket that can be inflated in support feet
Effect is connect, the service life of whole unmanned vehicle is effectively extended.Also, in order to make rational use of resources, prevent frequently replacing
Chemical cell and the discarded destruction to living environment, arrange the module that can be generated electricity using sunshine on unmanned vehicle,
So when weather is fine, unmanned vehicle can charge in the sun to store electric energy in flight, so save electric energy, drop
Low use cost.However, in flight course, unmanned vehicle can pitch when air-flow is run into, its inside
Video acquisition module can followed by shakes together, the stability of camera lens when now can affect to shoot, when causing follow-up evidence obtaining Claims Resolution
Accuracy is poor.And by video acquisition module outer wrapping spongy layer so that the camera in video acquisition module is tightly solid
Fixed original position is shot, and greatly optimizes the effect for shooting evidence obtaining.
In the present embodiment, for the ease of setting loss result is printed earlier, that improves Claims Resolution handles speed, preferably
Ground, setting loss terminal also includes bluetooth module, and bluetooth module passes through bluetooth connection blue-tooth printer.
Additionally, being intercepted in order to prevent signal transduction process or distorting, the possibility that message is missed is reduced, it is preferably fixed
Damaging terminal also includes terminal alarms module, and terminal alarms module is connected with processor.
Similarly preferred setting loss center also includes center alarm module, center alarm module and central information transceiver module phase
Connection.
In signal transduction process, in order to expand the coverage rate of signal, while ensure the stability of signal transmission, preferably
Ground, wireless network is 4G networks or broadband network.
When impact hardly possible of the fragment splashing and periphery traffic environment that after the occurrence of the traffic accident, vehicle collision is produced to traffic accident vehicle
To identify, need to carry out capture process to the image in large area and larger space, labor of troubling if allowing and manually going capture
Power and be difficult to complete comprehensively, affect the accuracy of setting loss, in order to avoid it is above-mentioned the occurrence of, setting loss terminal is arranged on nobody
On aircraft and unmanned vehicle can drive setting loss terminal around treat setting loss vehicle surrounding space fly.
Further, in order to optimize the structure of above-mentioned unmanned vehicle, the stability in its flight course is improved, preferably
Ground, unmanned vehicle has two rotor arms that square crossing is arranged, and the two ends of rotor arm are equipped with rotor.
Lift upwards can be produced during rotor high speed rotation to drive aircraft to be lifted and hovered, in order to save rotor life
Produce material to reduce the lift for ensureing that rotor generation is stable while cost, it is preferable that rotor is double leaf or three blade rotors.
The preferred embodiment of the present invention is described in detail above in association with accompanying drawing, but, the present invention is not limited to above-mentioned reality
The detail in mode is applied, in the range of the technology design of the present invention, various letters can be carried out to technical scheme
Monotropic type, these simple variants belong to protection scope of the present invention.
It is further to note that each particular technique feature described in above-mentioned specific embodiment, in not lance
In the case of shield, can be combined by any suitable means, in order to avoid unnecessary repetition, the present invention to it is various can
The combination of energy is no longer separately illustrated.
Additionally, can also be combined between a variety of embodiments of the present invention, as long as it is without prejudice to this
The thought of invention, it should equally be considered as content disclosed in this invention.
Claims (7)
1. the new vehicle insurance loss assessment system in a kind of traffic accident, it is characterised in that including setting loss terminal and with the setting loss end
The setting loss center of end wireless network connection；Wherein,
The setting loss terminal include terminal display module, video acquisition module, d GPS locating module, end message transceiver module and
Processor, the processor is received and dispatched respectively with terminal display module, video acquisition module, d GPS locating module and end message
Module is connected；
The setting loss center includes central information transceiver module, and audio frequency and video storage clothes are connected with the central information transceiver module
Business device, center display module and input equipment, the central information transceiver module connects wireless network by communication module；
The setting loss terminal is arranged on unmanned vehicle and the unmanned vehicle can drive the setting loss terminal around undetermined
The surrounding space flight of vehicle is damaged, the bottom part of the unmanned vehicle stretches out and is formed with multiple support feets, described many
Individual support feet bottom is equipped with inflation buffer rubber gasket；
The top of the unmanned vehicle is laid with a layer solar cell plate, the solar panel and the unmanned flight
The supply module of device is connected to be powered to the unmanned vehicle；
The outer wrap of the video acquisition module has on crust and the shell and offers for the video acquisition module
Camera shoot shooting hole, the enclosure be filled with spongy layer, the inwall of the spongy layer and the video acquisition
The outer wall of module contacts and the outer wall of the spongy layer contacts with the inwall of the shell.
2. the new vehicle insurance loss assessment system in traffic accident according to claim 1, it is characterised in that the setting loss terminal
Also include bluetooth module, the bluetooth module passes through bluetooth connection blue-tooth printer.
3. the new vehicle insurance loss assessment system in traffic accident according to claim 1, it is characterised in that the setting loss terminal
Also include terminal alarms module, the terminal alarms module is connected with the processor.
4. the new vehicle insurance loss assessment system in traffic accident according to claim 1, it is characterised in that the setting loss center
Also include center alarm module, the center alarm module is connected with central information transceiver module.
5. the new vehicle insurance loss assessment system in traffic accident according to claim 1, it is characterised in that the wireless network
For 4G networks or broadband network.
6. the new vehicle insurance loss assessment system in traffic accident according to claim 1, it is characterised in that the unmanned flight
Utensil has two rotor arms that square crossing is arranged, and the two ends of the rotor arm are equipped with rotor.
7. the new vehicle insurance loss assessment system in traffic accident according to claim 6, it is characterised in that the rotor is double
Leaf or three blade rotors.
Priority Applications (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201611195571.0A CN106657909A (en) | 2016-12-22 | 2016-12-22 | Novel vehicle insurance loss assessment system in traffic accident |
Applications Claiming Priority (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201611195571.0A CN106657909A (en) | 2016-12-22 | 2016-12-22 | Novel vehicle insurance loss assessment system in traffic accident |
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| Publication Number | Publication Date |
|---|---|
| CN106657909A true CN106657909A (en) | 2017-05-10 |
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ID=58834104
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| Application Number | Title | Priority Date | Filing Date |
|---|---|---|---|
| CN201611195571.0A Pending CN106657909A (en) | 2016-12-22 | 2016-12-22 | Novel vehicle insurance loss assessment system in traffic accident |
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Cited By (2)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| US10885727B2 (en) | 2018-05-22 | 2021-01-05 | International Business Machines Corporation | Vehicular implemented inspection |
| CN112348686A (en) * | 2020-11-24 | 2021-02-09 | 德联易控科技(北京)有限公司 | Claim settlement picture acquisition method and device and communication equipment |
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| CN105049817A (en) * | 2015-08-21 | 2015-11-11 | 山东协通通信技术有限公司 | Vehicle remote damage survey and assessment system |
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| CN105813346A (en) * | 2016-03-18 | 2016-07-27 | 夏士桀 | Internet of things based intelligent lighting system employing unmanned aerial vehicle |
| CN106228493A (en) * | 2016-08-01 | 2016-12-14 | 深圳市永兴元科技有限公司 | Car accident processing method and processing device |
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2016
- 2016-12-22 CN CN201611195571.0A patent/CN106657909A/en active Pending
Patent Citations (5)
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| CN105096043A (en) * | 2015-07-27 | 2015-11-25 | 华中科技大学 | Deep-foundation-pit construction-site automatic patrol and emergency command device and working method thereof |
| CN105049817A (en) * | 2015-08-21 | 2015-11-11 | 山东协通通信技术有限公司 | Vehicle remote damage survey and assessment system |
| CN205230342U (en) * | 2015-12-20 | 2016-05-11 | 武汉理工大学 | Highway unmanned aerial vehicle device of patrolling |
| CN105813346A (en) * | 2016-03-18 | 2016-07-27 | 夏士桀 | Internet of things based intelligent lighting system employing unmanned aerial vehicle |
| CN106228493A (en) * | 2016-08-01 | 2016-12-14 | 深圳市永兴元科技有限公司 | Car accident processing method and processing device |
Cited By (3)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| US10885727B2 (en) | 2018-05-22 | 2021-01-05 | International Business Machines Corporation | Vehicular implemented inspection |
| CN112348686A (en) * | 2020-11-24 | 2021-02-09 | 德联易控科技(北京)有限公司 | Claim settlement picture acquisition method and device and communication equipment |
| CN112348686B (en) * | 2020-11-24 | 2021-07-13 | 德联易控科技(北京)有限公司 | Claim settlement picture acquisition method and device and communication equipment |
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| PB01 | Publication | ||
| PB01 | Publication | ||
| SE01 | Entry into force of request for substantive examination | ||
| SE01 | Entry into force of request for substantive examination | ||
| RJ01 | Rejection of invention patent application after publication |
Application publication date: 20170510 |
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| RJ01 | Rejection of invention patent application after publication |