CN105049817A - Vehicle remote damage survey and assessment system - Google Patents
Vehicle remote damage survey and assessment system Download PDFInfo
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- CN105049817A CN105049817A CN201510516207.9A CN201510516207A CN105049817A CN 105049817 A CN105049817 A CN 105049817A CN 201510516207 A CN201510516207 A CN 201510516207A CN 105049817 A CN105049817 A CN 105049817A
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Abstract
A vehicle remote damage survey and assessment system comprises a damage assessment terminal and a damage assessment centre. The damage assessment terminal and the damage assessment centre are connected via a wireless network. The damage assessment terminal comprises a microprocessor. The microprocessor is connected with an audio/video collecting module, a GPS module, a first display module, a Bluetooth module and a first information receiving and transmitting module. The Bluetooth module is connected with a Bluetooth printer via Bluetooth; the first information receiving and transmitting module is connected with the wireless network via a first wireless communication module. The damage assessment centre comprises a second information receiving and transmitting module. The second information receiving and transmitting module is connected with an audio/video storage server, a second display module and an input device; the second information receiving and transmitting module is connected with the wireless network via a second communication module. The vehicle remote damage survey and assessment system could effectively prevent the occurrence of an insurance fraud event.
Description
Technical field
What the present invention relates to insurance vehicle surveys loss assessment system, particularly relates to a kind of vehicle remote and surveys loss assessment system.
Background technology
In recent years along with the fast development of China's economy and the progressively raising of living standards of the people, automobile pollution also increases year by year.Accompany with it, motor vehicle insurance business has also welcome the golden period that takes turns development, its business accounting breaks through the 60%-75% of property insurance company's total business volume, suddenly becomes the leading insurance kind of Property Insurance Company in China and the lifeline of operation, also becomes the hotly contested spot of each property insurance enterprise.
For preventing the excessive competition between each insurance company in price, Insurance Regulatory Commission defines the unified clause in the whole nation and price to vehicle insurance, improves Claims Resolution service with regard to the main competitive method of Cheng Liao insurance company.And traditional Claims Resolution is surveyed based on craft, speed is slow, and the person of surveying dispatches not science, and real-time is poor, and the situation of associating insurance fraud happens occasionally, and has had a strong impact on the development of enterprise.
Summary of the invention
In order to solve the problems of the technologies described above, the present invention proposes a kind of vehicle remote and surveys loss assessment system, and it effectively can prevent the generation of insurance fraud event.
To achieve these goals, technical scheme of the present invention is:
A kind of vehicle remote surveys loss assessment system, and comprise setting loss terminal and setting loss center, described setting loss terminal is connected by wireless network with setting loss center; Described setting loss terminal comprises, microprocessor, described microprocessor connects audio-video collection module, GPS module, the first display module, bluetooth module and first information transceiver module respectively, described bluetooth module connects blue-tooth printer by bluetooth, and described first information transceiver module is by the first wireless communication module connecting wireless network; Described setting loss center comprises the second signal dispatcher module, and described second signal dispatcher module connects audio frequency and video storage server, the second display module and input equipment respectively, and described second signal dispatcher module is by second communication module connecting wireless network.
Described setting loss terminal also comprises the identity recognition terminal be connected with microprocessor, and described identity recognition terminal is used for the registering of employee, consults job order and consult setting loss result.
Described setting loss center also comprises: the GIS module contacted with the second information transceiving device, is also provided with setting loss result-generation module and job order generation module between described input equipment and the second signal dispatcher module, described job order generation module and GIS model calling; The effect of described GIS module be according to setting loss terminal send the GPS information come and car accident warning message carry out the analysis of geography information; Described task generation module sends to setting loss terminal for generating job order; The effect of described setting loss result-generation module is that the staff at setting loss center carries out damaged condition qualification according to the audio frequency and video data at scene, and setting loss result is sent to setting loss terminal.
Described wireless network is 3G network, 4G network or wireless broadband network.
Described setting loss terminal also comprises the first alarm module, and described first alarm module connects microprocessor.
Described setting loss center also comprises the second alarm module, described second warning model calling second signal dispatcher module.
Beneficial effect of the present invention has, and by wireless network, real-time for the information at car accident scene is passed to setting loss center, effectively prevents the possibility that insurance fraud occurs.For simple accident, the staff at setting loss center can provide setting loss result immediately and send to and reconnoitre terminal, and print document via printer, so far the task of surveying terminates.Whole efficiency of surveying is made greatly to improve like this.Set up alarm module simultaneously and reduce the possibility that message is missed.
Accompanying drawing explanation
Fig. 1 structural representation of the present invention.
Embodiment
In order to better understand technical scheme of the present invention, below in conjunction with accompanying drawing, the invention will be further described.
As shown in Figure 1, a kind of vehicle remote surveys loss assessment system, comprise setting loss terminal and setting loss center, setting loss terminal is connected by wireless network with setting loss center, setting loss terminal comprises, audio-video collection module, GPS module, the first display module, bluetooth module, microprocessor, first information transceiver module, identification module and the first wireless communication module; Setting loss center comprises the second wireless communication module, the second signal dispatcher module, audio frequency and video storage server, the second display module, GIS module, job order generation module, setting loss result-generation module and input equipment.
Microprocessor connects audio-video collection module, GPS module, the first display module, bluetooth module, identification module and first information transceiver module respectively, bluetooth module connects blue-tooth printer by bluetooth, and first information transceiver module is by the first wireless communication module connecting wireless network.
Second signal dispatcher module connects audio frequency and video storage server, the second display module, input equipment and GIS module respectively, and the second signal dispatcher module is by second communication module connecting wireless network.
Audio-video collection module is used for carrying out gathering to the vehicle condition at scene and reporting.
GPS module, for locating the geographical position at the person of surveying place, facilitates the staff at setting loss center to distribute the geographical position of the task of surveying according to the person of surveying place according to the warning message of vehicle.
First display module, for showing information, comprises the person of surveying to the authorization object information of the staff at the summary information of field condition and setting loss center for amount of vehicle damage.
Bluetooth module is for connecting microprocessor and blue-tooth printer.Blue-tooth printer is responsible for printing setting loss result list.
First information transceiver module is responsible for reception and the transmission of information between setting loss terminal and setting loss center.
First wireless communication module is responsible for the communication between setting loss terminal and setting loss centre, can be 3G or 4G communication module also can be wireless broadband communication module.
Identification module logining for the person of surveying, the information of logining can send to setting loss center, plays the effect of registering, and consults the job order of oneself simultaneously, arranges the work schedule on the same day.Can be used in consulting setting loss result simultaneously.
Setting loss terminal also comprises the first alarm module, and the first alarm module connects microprocessor.When setting loss terminal receives the job order that setting loss center sends, the first alarm module can send warning message, and the prompting person of surveying checks job order.
Wireless network can be wireless broadband network also can be 3G or 4G communication network.
Second signal dispatcher module is responsible for reception and the transmission of information between setting loss terminal and setting loss center.
Second wireless communication module is responsible for the communication between setting loss terminal and setting loss centre, can be 3G or 4G communication module also can be wireless broadband communication module.
The audio frequency and video data that audio frequency and video storage server is returned for storing the person's of surveying collection in worksite, the staff at setting loss center can understand scene of the accident data by transferring this data, also facilitates simultaneously and verifies work in the future.
Second display module, for showing information, comprises the warning message of vehicle, has the contact method of car owner in warning message, the place of accident.The staff at setting loss center is according to the position at setting loss terminal place, according to geographical position nearby principle, task is distributed, by the second signal dispatcher module and the second wireless communication module, first wireless communication module and first information transceiver module pass to the person of surveying, surveyors is received task and is rushed towards collection in worksite new video information and pass to setting loss center, by staff's setting loss.
GIS (GeographicInformationSystem) module and GIS-Geographic Information System module, the effect of this module be according to setting loss terminal send the GPS information come and car accident warning message carry out the analysis of geography information, according to nearby principle, the on-the-spot nearest setting loss terminal of chosen distance car accident, generate job order and be sent to this setting loss terminal, the person of surveying consults job order by identification module.
Task generation module sends to setting loss terminal for generating job order.
The effect of setting loss result-generation module is, the staff at setting loss center carries out damaged condition qualification according to the audio frequency and video data at scene, formulate setting loss result receipt, and setting loss result is sent to setting loss terminal, the person of surveying prints setting loss result by blue-tooth printer.So far task completes.
Input equipment is used for the staff at setting loss center judges vehicle classes of failures according to the information that the person of surveying sends over, can directly provide setting loss result, send to setting loss terminal to be printed by blue-tooth printer again for simple accident.This ensure that whole the ageing of accident collection improves operating efficiency simultaneously, substantially reduce car owner and claim damages the cycle normally.
Setting loss center also comprises the second alarm module, when setting loss receive centre to accident alarming phone or the person of surveying feed back to survey information time, second alarm module can send warning message, and prompting staff notes having warning message to transmit or have the person of surveying to feed back to field data.
By reference to the accompanying drawings the specific embodiment of the present invention is described although above-mentioned; but not limiting the scope of the invention; one of ordinary skill in the art should be understood that; on the basis of technical scheme of the present invention, those skilled in the art do not need to pay various amendment or distortion that creative work can make still within protection scope of the present invention.
Claims (6)
1. vehicle remote surveys a loss assessment system, comprises setting loss terminal and setting loss center, and described setting loss terminal is connected by wireless network with setting loss center; It is characterized in that, described setting loss terminal comprises, microprocessor, described microprocessor connects audio-video collection module, GPS module, the first display module, bluetooth module and first information transceiver module respectively, described bluetooth module connects blue-tooth printer by bluetooth, and described first information transceiver module is by the first wireless communication module connecting wireless network; Described setting loss center comprises the second signal dispatcher module, and described second signal dispatcher module connects audio frequency and video storage server, the second display module and input equipment respectively, and described second signal dispatcher module is by second communication module connecting wireless network.
2. a kind of vehicle remote according to claim 1 surveys loss assessment system, it is characterized in that, described setting loss terminal also comprises the identity recognition terminal be connected with microprocessor, and described identity recognition terminal is used for the registering of employee, consults job order and consult setting loss result.
3. a kind of vehicle remote according to claim 2 surveys loss assessment system, it is characterized in that, described setting loss center also comprises: the GIS module contacted with the second information transceiving device, setting loss result-generation module and job order generation module is also provided with, described job order generation module and GIS model calling between described input equipment and the second signal dispatcher module; The effect of described GIS module be according to setting loss terminal send the GPS information come and car accident warning message carry out the analysis of geography information; Described task generation module sends to setting loss terminal for generating job order; The effect of described setting loss result-generation module is that the staff at setting loss center carries out damaged condition qualification according to the audio frequency and video data at scene, and setting loss result is sent to setting loss terminal.
4. a kind of vehicle remote according to claim 3 surveys loss assessment system, it is characterized in that, described wireless network is 3G network, 4G network or broadband network.
5. a kind of vehicle remote according to claim 3 surveys loss assessment system, it is characterized in that, described setting loss terminal also comprises the first alarm module, and described first alarm module connects microprocessor.
6. a kind of vehicle remote according to claim 3 surveys loss assessment system, it is characterized in that, described setting loss center also comprises the second alarm module, described second warning model calling second signal dispatcher module.
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| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201510516207.9A CN105049817A (en) | 2015-08-21 | 2015-08-21 | Vehicle remote damage survey and assessment system |
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| Application Number | Priority Date | Filing Date | Title |
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| CN201510516207.9A CN105049817A (en) | 2015-08-21 | 2015-08-21 | Vehicle remote damage survey and assessment system |
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| CN105049817A true CN105049817A (en) | 2015-11-11 |
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Cited By (5)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN105933654A (en) * | 2016-05-12 | 2016-09-07 | 芜湖恒天易开软件科技股份有限公司 | System for vehicle acceptance through video and method thereof |
| CN106303426A (en) * | 2016-08-17 | 2017-01-04 | 苏州华兴源创电子科技有限公司 | A kind of vehicle remote damage identification method and system |
| CN106657909A (en) * | 2016-12-22 | 2017-05-10 | 安徽保腾网络科技有限公司 | Novel vehicle insurance loss assessment system in traffic accident |
| CN106780051A (en) * | 2016-12-22 | 2017-05-31 | 安徽保腾网络科技有限公司 | Vehicle insurance loss assessment system in traffic accident |
| CN106846152A (en) * | 2016-12-22 | 2017-06-13 | 安徽保腾网络科技有限公司 | Vehicle loss assessment system |
-
2015
- 2015-08-21 CN CN201510516207.9A patent/CN105049817A/en active Pending
Cited By (5)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN105933654A (en) * | 2016-05-12 | 2016-09-07 | 芜湖恒天易开软件科技股份有限公司 | System for vehicle acceptance through video and method thereof |
| CN106303426A (en) * | 2016-08-17 | 2017-01-04 | 苏州华兴源创电子科技有限公司 | A kind of vehicle remote damage identification method and system |
| CN106657909A (en) * | 2016-12-22 | 2017-05-10 | 安徽保腾网络科技有限公司 | Novel vehicle insurance loss assessment system in traffic accident |
| CN106780051A (en) * | 2016-12-22 | 2017-05-31 | 安徽保腾网络科技有限公司 | Vehicle insurance loss assessment system in traffic accident |
| CN106846152A (en) * | 2016-12-22 | 2017-06-13 | 安徽保腾网络科技有限公司 | Vehicle loss assessment system |
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Address after: 250002 room 13, building thirteen, 1-422 District, sunshine Shun City, Shizhong District, Shandong, Ji'nan Applicant after: In SILTON Communication Technology Co Ltd Address before: Central Yuhan road Ji'nan City, Shandong province 250002 City No. 41 Applicant before: Shandong Xietong Communication Technology Co., Ltd. |
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Application publication date: 20151111 |
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