CN106557977A - Resource exchanging method and device - Google Patents
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- CN106557977A CN106557977A CN201510591546.3A CN201510591546A CN106557977A CN 106557977 A CN106557977 A CN 106557977A CN 201510591546 A CN201510591546 A CN 201510591546A CN 106557977 A CN106557977 A CN 106557977A
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- 238000000034 method Methods 0.000 title claims abstract description 31
- 239000003999 initiator Substances 0.000 claims description 17
- 238000013507 mapping Methods 0.000 claims description 8
- 239000011800 void material Substances 0.000 claims 1
- 230000008569 process Effects 0.000 description 12
- 238000005516 engineering process Methods 0.000 description 4
- 230000006399 behavior Effects 0.000 description 3
- 238000010168 coupling process Methods 0.000 description 3
- 238000005859 coupling reaction Methods 0.000 description 3
- 230000009471 action Effects 0.000 description 2
- 230000008901 benefit Effects 0.000 description 2
- 230000008878 coupling Effects 0.000 description 2
- 238000011161 development Methods 0.000 description 2
- 238000012545 processing Methods 0.000 description 2
- XLYOFNOQVPJJNP-UHFFFAOYSA-N water Substances O XLYOFNOQVPJJNP-UHFFFAOYSA-N 0.000 description 2
- 210000004556 brain Anatomy 0.000 description 1
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Abstract
The present invention provides a kind of resource exchanging method and device.The embodiment of the present invention is by obtaining resource redemption information, the resource redemption information includes user's account account and real resources to be exchanged, and then according to user's account account, obtain user service account, enabling according to the real resources, virtual resource is exchanged for the user service account, without the need for manually operating, such that simple to operate, the operating time is short, and accuracy is high, so as to improve the efficiency and reliability of resource exchange.
Description
【Technical field】
The present invention relates to resource treatment technology, more particularly to a kind of resource exchanging method and device.
【Background technology】
With the development of Internet technology, the application based on internet is more and more, and becomes increasingly complex.
These applications can all be related to resource process, particularly resource exchange and process, and the resource in a kind of system is converted
Change the resource in another system into.For example, in bank-business system, by the true of bank account
Currency, is exchanged into the ideal money of business account.
Generally, during resource exchange, it is still desirable to artificial to operate, such that complex operation,
Operating time is long, and easily malfunctions, so as to result in the reduction of the efficiency and reliability of resource exchange.
【The content of the invention】
The many aspects of the present invention provide a kind of resource exchanging method and device, to improve resource exchange
Efficiency and reliability.
A kind of an aspect of of the present present invention, there is provided resource exchanging method, including:
Obtain resource redemption information, the resource redemption information includes user's account account and to be exchanged true
Real resource;
According to user's account account, user service account is obtained;
According to the real resources, it is that the user service account exchanges virtual resource.
Aspect as above and arbitrary possible implementation, it is further provided a kind of implementation, institute
Acquisition resource redemption information is stated, including:
Using entity account account, the resource redemption information is obtained.
Aspect as above and arbitrary possible implementation, it is further provided a kind of implementation, institute
Acquisition resource redemption information is stated, including:
By the direct-connected interface of bank, the resource redemption information is obtained.
Aspect as above and arbitrary possible implementation, it is further provided a kind of implementation, institute
State according to user's account account, before obtaining user service account, also include:
The mapping relations of user's account account and the user service account are set up, for according to described
User's account account, obtains user service account.
Aspect as above and arbitrary possible implementation, it is further provided a kind of implementation, institute
State according to the real resources, be that the user service account exchanges virtual resource, including:
If the initiator of the resource redemption information is consistent with the true identity of the user service account, root
According to the real resources, it is that the user service account exchanges virtual resource.
Aspect as above and arbitrary possible implementation, it is further provided a kind of implementation, institute
State according to the real resources, be that the user service account exchanges virtual resource, also include:
If the initiator of the resource redemption information is inconsistent with the true identity of the user service account,
According to operation instruction, it is determined whether perform according to the real resources, it is that the user service account is exchanged
The operation of virtual resource.
A kind of another aspect of the present invention, there is provided resource exchanging device, including:
First acquisition unit, for obtaining resource redemption information, the resource redemption information includes user's account
Business account and real resources to be exchanged;
Second acquisition unit, for according to user's account account, obtaining user service account;
Redemption unit, for according to the real resources, being that the user service account exchanges virtual resource.
Aspect as above and arbitrary possible implementation, it is further provided a kind of implementation, institute
First acquisition unit is stated, specifically for
Using entity account account, the resource redemption information is obtained.
Aspect as above and arbitrary possible implementation, it is further provided a kind of implementation, institute
First acquisition unit is stated, specifically for
By the direct-connected interface of bank, the resource redemption information is obtained.
Aspect as above and arbitrary possible implementation, it is further provided a kind of implementation, institute
Second acquisition unit is stated, is additionally operable to
The mapping relations of user's account account and the user service account are set up, for according to described
User's account account, obtains user service account.
Aspect as above and arbitrary possible implementation, it is further provided a kind of implementation, institute
Redemption unit is stated, specifically for
If the initiator of the resource redemption information is consistent with the true identity of the user service account, root
According to the real resources, it is that the user service account exchanges virtual resource.
Aspect as above and arbitrary possible implementation, it is further provided a kind of implementation, institute
Redemption unit is stated, is additionally operable to
If the initiator of the resource redemption information is inconsistent with the true identity of the user service account,
According to operation instruction, it is determined whether perform according to the real resources, it is that the user service account is exchanged
The operation of virtual resource.
As shown from the above technical solution, the embodiment of the present invention is by obtaining resource redemption information, the resource
Redemption information includes user's account account and real resources to be exchanged, and then according to user's account of finance
Number, obtain user service account, enabling according to the real resources, be the user service account
Virtual resource is exchanged, without the need for manually operating, such that simple to operate, the operating time is short, and correctly
Rate is high, so as to improve the efficiency and reliability of resource exchange.
In addition, technical scheme provided by the present invention is adopted, due to no longer manually operating, completely certainly
The dynamic resource that performs exchanges flow process, therefore so that the time of resource exchange flow process greatly shortens, can be effective
Improve the experience of user in ground.
In addition, technical scheme provided by the present invention is adopted, by the initiator for verifying resource redemption information
It is whether consistent with the true identity of the user service account, to avoid due to being wrapped in resource redemption information
User's account account mistake for including and the caused user service account for mistake exchange the behaviour of virtual resource
Make, the reliability of resource exchange can be effectively improved.
【Description of the drawings】
For the technical scheme being illustrated more clearly that in the embodiment of the present invention, below will be to embodiment or existing
Accompanying drawing to be used needed for technology description is briefly described, it should be apparent that, in describing below
Accompanying drawing is some embodiments of the present invention, for those of ordinary skill in the art, is not paying creation
Property it is laborious on the premise of, can be obtaining other accompanying drawings according to these accompanying drawings.
The schematic flow sheet of the resource exchanging method that Fig. 1 is provided for one embodiment of the invention;
The structural representation of the resource exchanging device that Fig. 2 is provided for another embodiment of the present invention.
【Specific embodiment】
To make purpose, technical scheme and the advantage of the embodiment of the present invention clearer, below in conjunction with this
Accompanying drawing in bright embodiment, is clearly and completely described to the technical scheme in the embodiment of the present invention,
Obviously, described embodiment is a part of embodiment of the invention, rather than the embodiment of whole.It is based on
Embodiment in the present invention, those of ordinary skill in the art are obtained under the premise of creative work is not made
The whole other embodiments for obtaining, belong to the scope of protection of the invention.
It should be noted that terminal involved in the embodiment of the present invention can include but is not limited to mobile phone,
Personal digital assistant (Personal Digital Assistant, PDA), radio hand-held equipment, flat board electricity
Brain (Tablet Computer), PC (Personal Computer, PC), MP3 are played
Device, MP4 players, wearable device (for example, intelligent glasses, intelligent watch, Intelligent bracelet etc.)
Deng.
In addition, the terms "and/or", only a kind of incidence relation of description affiliated partner, represents
There may be three kinds of relations, for example, A and/or B can be represented:Individualism A, while there is A
And B, individualism B these three situations.In addition, character "/" herein, typicallys represent forward-backward correlation pair
As if a kind of relation of "or".
The schematic flow sheet of the resource exchanging method that Fig. 1 is provided for one embodiment of the invention, as shown in Figure 1.
101st, resource redemption information is obtained, the resource redemption information includes user's account account and waits to exchange
Real resources.
102nd, according to user's account account, obtain user service account.
103rd, according to the real resources, it is that the user service account exchanges virtual resource.
It should be noted that 101~103 executive agent can be partly or entirely to be located locally terminal
Application, or can also be the plug-in unit or SDK being arranged in the application of local terminal
The functional units such as bag (Software Development Kit, SDK), or can also be positioned at network
Process engine in the server of side, or can also be the distributed system positioned at network side, the present embodiment
This is not particularly limited.
It is understood that the application can be mounted in the local program in terminal (nativeApp),
Or can also be a web page program (webApp) of browser in terminal, the present embodiment to this not
It is particularly limited.
So, by obtain resource redemption information, the resource redemption information include user's account account and
Real resources to be exchanged, and then according to user's account account, obtain user service account so that
Can be that the user service account exchanges virtual resource according to the real resources, without the need for manually operating,
Such that simple to operate, the operating time is short, and accuracy is high, so as to improve the effect of resource exchange
Rate and reliability.
So-called user's account account specifies the user account account using under, may refer to user and is referring to
Under the entity account account of fixed application, unique account of the acquired user is identified.Wherein, it is intended that should
Entity account account, may refer to specify opened up only in appointed bank's system using affiliated entity
One account is identified, for example, unique account mark that Baidu is opened up in China Merchants Bank etc..
In general, user can adopt system of real name, to specified application related system for example, Baidu pushes away
Financial channel of wide backstage www2.baidu.com etc., the user's account account for specifying application is opened in application.
User's account account of user is only obtained, technical scheme institute provided by the present invention can be just enjoyed to the full
The benefit brought.
In the present invention, the entity account account of user's account account of user and specified application can make up use
The exclusive account account at family, specifically can carry out normal Energy Resources Service according to the exclusive account account of user
Reason, for example, accounting processing such as transfer accounts etc..
Alternatively, in a possible implementation of the present embodiment, before 101, banking system,
For example, sales counter, Web bank, ATM (Automatic Teller Machine, ATM) etc.,
Can according to the operation of user, to certain user exclusive account account (i.e. by the entity account of specified application
The account account constituted by user's account account of business account and user) increase real resources.
For example, user can be by banking system, for example, sales counter, Web bank, ATM etc., to institute
The exclusive account account for stating user is operated, and for example, the currency of certain amount of money of transferring accounts is to the exclusive account
Account, the currency of certain amount of money is deposited to the exclusive account account etc..
After the exclusive account account of certain user successfully increases real resources, banking system then can basis
Increasedd real resources, it be flowing water information to generate record information, and the record information can include specifying answering
Entity account account, user's account account of user and real resources etc..
Specify application available due to needing the real resources increased by the exclusive account account by user to be exchanged into
Virtual resource, accordingly, it would be desirable to obtain resource redemption information, arrive virtual resource to complete real resources
Exchange.
During a concrete implementation, the record information that specifically can be generated from banking system is obtained
Take the resource redemption information, the resource redemption information can include but is not limited to user's account account and
Real resources to be exchanged.
Alternatively, in a possible implementation of the present embodiment, in 101, using entity account
Business account, obtains the resource redemption information.
During a concrete implementation, specifically can be flowed according to entity account account and record information
The corresponding relation of water information, obtains and the record information corresponding to the entity account account.Then, root
According to the record information for being obtained, the resource redemption information is obtained.
Alternatively, in a possible implementation of the present embodiment, in 101, can specifically lead to
The direct-connected interface of bank is crossed, the resource redemption information is obtained.
During a concrete implementation, the direct-connected interface of bank that specifically can be opened to the outside world by bank,
Obtain the resource redemption information.Specifically, using the specified authentication information using owned enterprise such as
Username and password etc., by the direct-connected interface of bank, is logged in, if by authentication, can be with
Obtain the resource redemption information.
Alternatively, in a possible implementation of the present embodiment, before 102, can also enter
One step sets up the mapping relations of user's account account and the user service account, for according to described
User's account account, obtains user service account.
During a concrete implementation, specifically the mapping relations set up can be carried out at storage
Reason.Specifically, specifically the mapping relations set up can be stored in the storage device of terminal.
For example, the storage device of the terminal can be slow storage device, be specifically as follows department of computer science
The hard disk of system, or can also be physical memory for the inoperative internal memory of mobile phone, for example, read-only storage
(Read-Only Memory, ROM) and RAM card etc., the present embodiment is not particularly limited to this.
Or, then for example, the storage device of the terminal can also be speedy storage equipment, specifically can be with
For the internal memory of computer system, or can also be the running memory of mobile phone be Installed System Memory, for example, with
Machine memory (Random Access Memory, RAM) etc., the present embodiment is not carried out to this especially
Limit.
Alternatively, in a possible implementation of the present embodiment, in 103, specifically can be right
The initiator of resource redemption information carries out authentication, with verify the initiator of resource redemption information with it is described
Whether the true identity of user service account is consistent.If the initiator of the resource redemption information and the use
The true identity of family service account is consistent, then can be the user service account according to the real resources
Number exchange virtual resource.
Further, if the true body of the initiator of the resource redemption information and the user service account
Part is inconsistent, then need operating personnel's intervention subsequent operation.Then, then can be touched according to operating personnel
The operation instruction sent out, it is determined whether perform according to the real resources, is that the user service account is exchanged
The operation of virtual resource.
In the present embodiment, by obtaining resource redemption information, the resource redemption information includes user's account
Account and real resources to be exchanged, and then according to user's account account, user service account is obtained,
Make it possible to according to the real resources, be that the user service account exchanges virtual resource, without the need for artificial
Operation, such that simple to operate, the operating time is short, and accuracy is high, converts so as to improve resource
The efficiency changed and reliability.
In addition, technical scheme provided by the present invention is adopted, due to no longer manually operating, completely certainly
The dynamic resource that performs exchanges flow process, therefore so that the time of resource exchange flow process greatly shortens, can be effective
Improve the experience of user in ground.
In addition, technical scheme provided by the present invention is adopted, by the initiator for verifying resource redemption information
It is whether consistent with the true identity of the user service account, to avoid due to being wrapped in resource redemption information
User's account account mistake for including and the caused user service account for mistake exchange the behaviour of virtual resource
Make, the reliability of resource exchange can be effectively improved.
It should be noted that for aforesaid each method embodiment, in order to be briefly described, therefore by its all table
State as a series of combination of actions, but those skilled in the art should know, the present invention is not by being retouched
The restriction of the sequence of movement stated, because according to the present invention, some steps can be using other orders or same
Shi Jinhang.Secondly, those skilled in the art should also know, embodiment described in this description belongs to
In necessary to preferred embodiment, involved action and the module not necessarily present invention.
In the above-described embodiments, the description to each embodiment all emphasizes particularly on different fields, and does not have in certain embodiment
The part of detailed description, may refer to the associated description of other embodiment.
The structural representation of the resource exchanging device that Fig. 2 is provided for another embodiment of the present invention, such as Fig. 2 institutes
Show.The resource exchanging device of the present embodiment can include first acquisition unit 21, second acquisition unit 22
With redemption unit 23.Wherein, first acquisition unit 21, for obtaining resource redemption information, the resource
Redemption information includes user's account account and real resources to be exchanged;Second acquisition unit 22, for root
According to user's account account, user service account is obtained;Redemption unit 23, for according to described true
Resource, is that the user service account exchanges virtual resource.
It should be noted that the resource exchanging device that provided of the present embodiment can be partly or entirely position
In the application of local terminal, or it can also be the plug-in unit being arranged in the application of local terminal or soft
The functional units such as part development kit (Software Development Kit, SDK), or can be with
It is the process engine in network side server, or can also is the distributed system positioned at network side,
The present embodiment is not particularly limited to this.
It is understood that the application can be mounted in the local program in terminal (nativeApp),
Or can also be a web page program (webApp) of browser in terminal, the present embodiment to this not
It is particularly limited.
Alternatively, in a possible implementation of the present embodiment, the first acquisition unit 21,
Specifically can be used for, using entity account account, obtaining the resource redemption information.
Alternatively, in a possible implementation of the present embodiment, the first acquisition unit 21,
Specifically can be used for, by the direct-connected interface of bank, obtaining the resource redemption information.
Alternatively, in a possible implementation of the present embodiment, the second acquisition unit 22,
Can also be further used for setting up the mapping relations of user's account account and the user service account,
For according to user's account account, obtaining user service account.
Alternatively, in a possible implementation of the present embodiment, the redemption unit 23, specifically
If can be used for the initiator of the resource redemption information and the true identity one of the user service account
Cause, according to the real resources, be that the user service account exchanges virtual resource.
Further, the redemption unit 23, if the resource redemption information can also be further used for
Initiator is inconsistent with the true identity of the user service account, according to operation instruction, it is determined whether hold
Row, according to the real resources, is the operation of the user service account exchange virtual resource.
It should be noted that method in the corresponding embodiments of Fig. 1, the resource that can be provided by the present embodiment
Exchanging device is realized.Detailed description may refer to the related content in the corresponding embodiments of Fig. 1, herein not
Repeat again.
In the present embodiment, resource redemption information, the resource redemption information are obtained by first acquisition unit
Including user's account account and real resources to be exchanged, and then by second acquisition unit according to the user
Account account, obtains user service account so that redemption unit can be institute according to the real resources
State user service account and exchange virtual resource, without the need for manually operating, such that simple to operate, operation
Time is short, and accuracy is high, so as to improve the efficiency and reliability of resource exchange.
In addition, technical scheme provided by the present invention is adopted, due to no longer manually operating, completely certainly
The dynamic resource that performs exchanges flow process, therefore so that the time of resource exchange flow process greatly shortens, can be effective
Improve the experience of user in ground.
In addition, technical scheme provided by the present invention is adopted, by the initiator for verifying resource redemption information
It is whether consistent with the true identity of the user service account, to avoid due to being wrapped in resource redemption information
User's account account mistake for including and the caused user service account for mistake exchange the behaviour of virtual resource
Make, the reliability of resource exchange can be effectively improved.
Those skilled in the art can be understood that, for convenience and simplicity of description, above-mentioned to retouch
The specific work process of the system, apparatus, and unit stated, may be referred to the correspondence in preceding method embodiment
Process, will not be described here.
In several embodiments provided by the present invention, it should be understood that disclosed system, device and
Method, can be realized by another way.For example, device embodiment described above is only to show
Meaning property, for example, the division of the unit, only a kind of division of logic function can when actually realizing
To there is other dividing mode, for example, multiple units or component can with reference to or be desirably integrated into another
Individual system, or some features can ignore, or do not perform.It is another, it is shown or discussed it is mutual it
Between coupling or direct-coupling or communication connection can be indirect coupling by some interfaces, device or unit
Close or communicate to connect, can be electrical, mechanical or other forms.
The unit as separating component explanation can be or may not be physically separate, work
For the part that unit shows can be or may not be physical location, you can be local to be located at one,
Or can also be distributed on multiple NEs.Can select according to the actual needs part therein or
Person's whole unit is realizing the purpose of this embodiment scheme.
In addition, each functional unit in each embodiment of the invention can be integrated in a processing unit,
Can also be that unit is individually physically present, it is also possible to which two or more units are integrated in a list
In unit.Above-mentioned integrated unit both can be realized in the form of hardware, it would however also be possible to employ hardware adds software
The form of functional unit is realized.
The above-mentioned integrated unit realized in the form of SFU software functional unit, can be stored in a computer
In read/write memory medium.Above-mentioned SFU software functional unit is stored in a storage medium, including some fingers
Order is used so that a computer installation (can be personal computer, server, or network equipment etc.)
Or processor (processor) performs the part steps of each embodiment methods described of the invention.And it is aforementioned
Storage medium include:USB flash disk, portable hard drive, read-only storage (Read-Only Memory, ROM),
Random access memory (Random Access Memory, RAM), magnetic disc or CD etc. are various
Can be with the medium of store program codes.
Finally it should be noted that above example is only illustrating technical scheme, rather than to which
Limit;Although being described in detail to the present invention with reference to the foregoing embodiments, the ordinary skill of this area
Personnel should be understood:Which still can be modified to the technical scheme described in foregoing embodiments, or
Person carries out equivalent to which part technical characteristic;And these modifications or replacement, do not make corresponding skill
The essence of art scheme departs from the spirit and scope of various embodiments of the present invention technical scheme.
Claims (12)
1. a kind of resource exchanging method, it is characterised in that include:
Obtain resource redemption information, the resource redemption information includes user's account account and to be exchanged true
Resource;
According to user's account account, user service account is obtained;
According to the real resources, it is that the user service account exchanges virtual resource.
2. method according to claim 1, it is characterised in that the acquisition resource redemption information,
Including:
Using entity account account, the resource redemption information is obtained.
3. method according to claim 1, it is characterised in that the acquisition resource redemption information,
Including:
By the direct-connected interface of bank, the resource redemption information is obtained.
4. method according to claim 1, it is characterised in that described according to user's account of finance
Number, before obtaining user service account, also include:
The mapping relations of user's account account and the user service account are set up, for according to the use
Family account account, obtains user service account.
5. the method according to Claims 1 to 4 any claim, it is characterised in that the basis
The real resources, are that the user service account exchanges virtual resource, including:
If the initiator of the resource redemption information is consistent with the true identity of the user service account, according to
The real resources, are that the user service account exchanges virtual resource.
6. method according to claim 5, it is characterised in that described according to the real resources,
Virtual resource is exchanged for the user service account, is also included:
If the initiator of the resource redemption information is inconsistent with the true identity of the user service account, root
According to operation instruction, it is determined whether perform according to the real resources, it is that the user service account exchanges void
Intend the operation of resource.
7. a kind of resource exchanging device, it is characterised in that include:
First acquisition unit, for obtaining resource redemption information, the resource redemption information includes user's account
Business account and real resources to be exchanged;
Second acquisition unit, for according to user's account account, obtaining user service account;
Redemption unit, for according to the real resources, being that the user service account exchanges virtual resource.
8. device according to claim 7, it is characterised in that the first acquisition unit, specifically
For
Using entity account account, the resource redemption information is obtained.
9. device according to claim 7, it is characterised in that the first acquisition unit, specifically
For
By the direct-connected interface of bank, the resource redemption information is obtained.
10. device according to claim 7, it is characterised in that the second acquisition unit, also
For
The mapping relations of user's account account and the user service account are set up, for according to described
User's account account, obtains user service account.
11. devices according to claim 7~10 any claim, it is characterised in that described to convert
Unit is changed, specifically for
If the initiator of the resource redemption information is consistent with the true identity of the user service account, root
According to the real resources, it is that the user service account exchanges virtual resource.
12. devices according to claim 11, it is characterised in that the redemption unit, are additionally operable to
If the initiator of the resource redemption information is inconsistent with the true identity of the user service account,
According to operation instruction, it is determined whether perform according to the real resources, it is that the user service account is exchanged
The operation of virtual resource.
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CN201510591546.3A CN106557977A (en) | 2015-09-16 | 2015-09-16 | Resource exchanging method and device |
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CN103971229A (en) * | 2014-03-11 | 2014-08-06 | 马云起 | Virtual currency involved transaction payment method |
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US20150126270A1 (en) * | 2010-06-25 | 2015-05-07 | Yury Kuznetsov | Gaming point exchange system and method |
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CN1866288A (en) * | 2005-05-17 | 2006-11-22 | 中兴通讯股份有限公司 | Virtual pawnshop of network game and transaction method thereof |
CN101075334A (en) * | 2007-06-28 | 2007-11-21 | 中兴通讯股份有限公司 | Method for managing virtual coin in wireless network |
US20150126270A1 (en) * | 2010-06-25 | 2015-05-07 | Yury Kuznetsov | Gaming point exchange system and method |
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