CN106485576A - A kind of credit evaluation system of the commercial and transaction based on electronic third-party - Google Patents
A kind of credit evaluation system of the commercial and transaction based on electronic third-party Download PDFInfo
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- CN106485576A CN106485576A CN201610925662.9A CN201610925662A CN106485576A CN 106485576 A CN106485576 A CN 106485576A CN 201610925662 A CN201610925662 A CN 201610925662A CN 106485576 A CN106485576 A CN 106485576A
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- central processing
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q30/00—Commerce
- G06Q30/06—Buying, selling or leasing transactions
- G06Q30/0601—Electronic shopping [e-shopping]
- G06Q30/0609—Buyer or seller confidence or verification
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- Engineering & Computer Science (AREA)
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Abstract
The invention discloses a kind of based on the commercial credit evaluation system with transaction of electronic third-party, including buyer's payment module, seller's payment module, central processing module, gateway payment module, data memory module, credit collection module, network data model, credit appraisal module, report module, subscription client.The present invention collects the mutual data cube computation of module, network data model, credit appraisal module by credit, credit evaluation can more accurately be carried out, improve the purchase experiences of buyer and the sales experience of seller, whole credit evaluation system simple structure, with good network security performance and scalability.
Description
Technical field
The invention belongs to credit appraisal field, more particularly to a kind of based on the commercial credit appraisal with transaction of electronic third-party
System.
Background technology
Along with the rapidly development of ecommerce, a lot of buyers and seller jejune evaluation also for e-commerce field
System has paid cost.Specifically, existing credit appraisal system very simple, directly calculates seller according to user's marking
People's credit, seller's personal information that so assessment is obtained can not reflect the real credit situation of seller exactly, cause buyer
Purchase experiences, seller are carried out based on unfounded credit standing, and commodity and the marketing hand of oneself is then planned based on unfounded credit standing
Section.
Therefore, prior art cannot provide the credit evaluation technology that can more realistically reflect real credit, and nothing is disorderly bought
Family or seller is respectively provided with poor experience.
Content of the invention
It is an object of the invention to the problem above for overcoming prior art to exist, provides a kind of based on electronic third-party commercial affairs
With the credit evaluation system of transaction, credit evaluation can be more accurately carried out, improve the purchase experiences of buyer and the sale of seller
Experience.
For above-mentioned technical purpose is realized, above-mentioned technique effect is reached, the present invention is achieved through the following technical solutions：
A kind of credit evaluation system of the commercial and transaction based on electronic third-party, pays including buyer's payment module, seller
Module, central processing module, gateway payment module, data memory module, credit collection module, network data model, credit are commented
Valency module, report module, subscription client；
Buyer's payment module is used for buyer's input order payment information and forms buyer's payment signal sending to central authorities
Processing module；
Seller's payment module be used for be used for buyer input payment information carry out checking reply and receive come central
The transaction payment signal of processing module, then forms seller's payment signal and feeds back to central processing module；
The central processing module is used for the data message of each module in system to be received and processed；
The gateway payment module be used for receive from central processing module gateway pay signal and to complete buyer with
The on-line payment transaction of seller；
The data memory module is used for the data storage signal received from central processing module and processes mould for central authorities
Block is transferred in real time；
The credit collection module is used for the credit collection signal received from central processing module and forms network transferring
Signal is sent to network data model；
The network data model is used for reception and transfers signal and transfer network data from the network of credit collection module
Middle buyer, the online transaction record of seller, form comparing signal and feed back to credit collection module；
The credit appraisal module is used for reception from the credit appraisal signal of central processing module and to buyer, Mai Jiajin
Row credit appraisal, forms transaction credit signal and feeds back to central processing module；
The report module is used for receiving from central processing module alarm signal and being formed reporting that signal is sent to user
Client；
The subscription client is used for the report signal received from report module and carries out credit appraisal to buyer, seller
Remind；
After credit collection module receives the comparison data of the online transaction record of buyer, seller, credit is formed
Process signal is sent to central processing module, the central processing module by credit appraisal module to buyer, seller bad
Record carries out statistical computation, if record of bad behavior is more than 5 percent, the central processing module sends alarm signal to report
Module, the report module then control subscription client to carry out credit appraisal prompting to buyer, seller, if record of bad behavior is less than hundred
/ five, then the central processing module send gateway and pay signal to gateway payment module so as to complete existing for buyer and seller
Line payment transaction.
Further, online transaction record includes the exchange hour of buyer and seller, dealing money, both parties
Account, password.
Further, the network data model carries out both-way communication with internet and is connected.
The invention has the beneficial effects as follows：
The present invention collects the mutual data cube computation of module, network data model, credit appraisal module, Neng Gougeng by credit
Carry out credit evaluation exactly, improve the purchase experiences of buyer and the sales experience of seller, whole credit evaluation system structure letter
Single, with good network security performance and scalability.
Description of the drawings
Accompanying drawing described herein is used for providing a further understanding of the present invention, constitutes the part of the application, this
Bright schematic description and description does not constitute inappropriate limitation of the present invention for explaining the present invention.In the accompanying drawings：
Fig. 1 is the system architecture diagram of the present invention.
Specific embodiment
Below with reference to the accompanying drawings and in conjunction with the embodiments, the present invention is described in detail.
As shown in Figure 1 is a kind of based on the commercial credit evaluation system with transaction of electronic third-party, pays mould including buyer
Block, seller's payment module, central processing module, gateway payment module, data memory module, credit collection module, network data
Module, credit appraisal module, report module, subscription client；
Buyer's payment module is used for buyer's input order payment information and forms buyer's payment signal sending to central authorities' process
Module；
Seller's payment module carrys out central process for carrying out checking replying and receiving to the payment information of buyer's input
The transaction payment signal of module, then forms seller's payment signal and feeds back to central processing module；
Central processing module is used for the data message of each module in system to be received and processed；
Gateway payment module is used for reception and pays signal and to completing buyer and seller from the gateway of central processing module
On-line payment transaction；
Data memory module is used for the data storage signal received from central processing module and supplies central processing module reality
When transfer；
Credit collection module is used for the credit collection signal received from central processing module and forms network transferring signal
Send to network data model；
The network that network data model collects module for reception from credit is transferred signal and is transferred in network data and buys
Family, the online transaction record of seller, form comparing signal and feed back to credit collection module；
Credit appraisal module is used for the credit appraisal signal received from central processing module and carries out letter to buyer, seller
With evaluation, form transaction credit signal and feed back to central processing module；
Report module is used for receiving from central processing module alarm signal and being formed reporting that signal is sent to user client
End；
Subscription client is used for the report signal received from report module and carries out credit appraisal to buyer, seller carrying
Wake up；
After credit collection module receives the comparison data of the online transaction record of buyer, seller, form credit and process
Signal is sent to central processing module, and central processing module is carried out to the record of bad behavior of buyer, seller by credit appraisal module
Statistical computation, if record of bad behavior is more than 5 percent, central processing module sends alarm signal to module is reported, reports module
Then control subscription client carries out credit appraisal prompting to buyer, seller, if record of bad behavior is less than 5 percent, central authorities are processed
Module sends gateway and pays signal to gateway payment module so as to complete the on-line payment transaction of buyer and seller.
Wherein, online transaction record includes buyer and the exchange hour of seller, dealing money, the account of both parties, close
Code, network data model carry out both-way communication with internet and are connected.
The present invention collects the mutual data cube computation of module, network data model, credit appraisal module, Neng Gougeng by credit
Carry out credit evaluation exactly, improve the purchase experiences of buyer and the sales experience of seller, whole credit evaluation system structure letter
Single, with good network security performance and scalability.
General principle, principal character and the advantages of the present invention of the present invention has been shown and described above.The technology of the industry
Personnel it should be appreciated that the present invention is not restricted to the described embodiments, simply explanation described in above-described embodiment and specification this
The principle of invention, without departing from the spirit and scope of the present invention, the present invention also has various changes and modifications, these changes
Change and improvement is both fallen within scope of the claimed invention.
Claims (3)
1. a kind of based on the commercial credit evaluation system with transaction of electronic third-party, it is characterised in that：Including buyer's payment module,
Seller's payment module, central processing module, gateway payment module, data memory module, credit collection module, network data mould
Block, credit appraisal module, report module, subscription client；
Buyer's payment module is used for buyer's input order payment information and forms buyer's payment signal sending to central authorities' process
Module；
Seller's payment module carrys out central process for carrying out checking replying and receiving to the payment information of buyer's input
The transaction payment signal of module, then forms seller's payment signal and feeds back to central processing module；
The central processing module is used for the data message of each module in system to be received and processed；
The gateway payment module is used for reception and pays signal and to completing buyer and seller from the gateway of central processing module
On-line payment transaction；
The data memory module is used for the data storage signal received from central processing module and supplies central processing module reality
When transfer；
The credit collection module is used for the credit collection signal received from central processing module and forms network transferring signal
Send to network data model；
The network that the network data model collects module for reception from credit is transferred signal and is transferred in network data and buys
Family, the online transaction record of seller, form comparing signal and feed back to credit collection module；
The credit appraisal module is used for the credit appraisal signal received from central processing module and carries out letter to buyer, seller
With evaluation, form transaction credit signal and feed back to central processing module；
The report module is used for receiving from central processing module alarm signal and being formed reporting that signal is sent to user client
End；
The subscription client is used for the report signal received from report module and carries out credit appraisal to buyer, seller carrying
Wake up；
After credit collection module receives the comparison data of the online transaction record of buyer, seller, form credit and process
Signal is sent to central processing module, and the central processing module is by credit appraisal module to buyer, the record of bad behavior of seller
Statistical computation is carried out, if record of bad behavior is more than 5 percent, the central processing module sends alarm signal to module is reported,
The report module then controls subscription client to carry out credit appraisal prompting to buyer, seller, if record of bad behavior is less than percent
Five, then the central processing module send gateway and pay signal to gateway payment module so as to complete online of buyer and seller
Pay transaction.
2. according to claim 1 a kind of based on the commercial credit evaluation system with transaction of electronic third-party, its feature exists
In：The online transaction is recorded includes the exchange hour of buyer and seller, dealing money, the account of both parties, password.
3. according to claim 1 a kind of based on the commercial credit evaluation system with transaction of electronic third-party, its feature exists
In：The network data model carries out both-way communication with internet and is connected.
Priority Applications (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201610925662.9A CN106485576A (en) | 2016-10-24 | 2016-10-24 | A kind of credit evaluation system of the commercial and transaction based on electronic third-party |
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| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201610925662.9A CN106485576A (en) | 2016-10-24 | 2016-10-24 | A kind of credit evaluation system of the commercial and transaction based on electronic third-party |
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| CN106485576A true CN106485576A (en) | 2017-03-08 |
Family
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| Application Number | Title | Priority Date | Filing Date |
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| CN201610925662.9A Pending CN106485576A (en) | 2016-10-24 | 2016-10-24 | A kind of credit evaluation system of the commercial and transaction based on electronic third-party |
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Cited By (3)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN107133768A (en) * | 2017-05-04 | 2017-09-05 | 浙江路港互通信息技术有限公司 | Payment mechanism and method on line |
| CN107563866A (en) * | 2017-09-06 | 2018-01-09 | 合肥蓝胖子科技有限公司 | Electronic commerce network shopping terminal in general merchandise retail industry |
| CN109087181A (en) * | 2018-08-30 | 2018-12-25 | 济源职业技术学院 | A kind of cross-border e-commerce sale management system |
Citations (2)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN105354719A (en) * | 2015-12-15 | 2016-02-24 | 中国建设银行股份有限公司 | Credit evaluating system and method applied to electronic commerce platform |
| CN105550889A (en) * | 2016-02-15 | 2016-05-04 | 重庆昇鑫科技有限公司 | Intelligent business district finance management system based on internet of things |
-
2016
- 2016-10-24 CN CN201610925662.9A patent/CN106485576A/en active Pending
Patent Citations (2)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN105354719A (en) * | 2015-12-15 | 2016-02-24 | 中国建设银行股份有限公司 | Credit evaluating system and method applied to electronic commerce platform |
| CN105550889A (en) * | 2016-02-15 | 2016-05-04 | 重庆昇鑫科技有限公司 | Intelligent business district finance management system based on internet of things |
Cited By (3)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN107133768A (en) * | 2017-05-04 | 2017-09-05 | 浙江路港互通信息技术有限公司 | Payment mechanism and method on line |
| CN107563866A (en) * | 2017-09-06 | 2018-01-09 | 合肥蓝胖子科技有限公司 | Electronic commerce network shopping terminal in general merchandise retail industry |
| CN109087181A (en) * | 2018-08-30 | 2018-12-25 | 济源职业技术学院 | A kind of cross-border e-commerce sale management system |
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Application publication date: 20170308 |