CN106296194A - A kind of method of payment and device - Google Patents
A kind of method of payment and device Download PDFInfo
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- CN106296194A CN106296194A CN201510282277.2A CN201510282277A CN106296194A CN 106296194 A CN106296194 A CN 106296194A CN 201510282277 A CN201510282277 A CN 201510282277A CN 106296194 A CN106296194 A CN 106296194A
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
- G06Q20/401—Transaction verification
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
- G06Q20/322—Aspects of commerce using mobile devices [M-devices]
- G06Q20/3223—Realising banking transactions through M-devices
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Abstract
The invention discloses a kind of method of payment and device.The method of payment of the present invention, including: before terminal performs to pay, obtain the angle of described terminal in real time；Judge whether the angle of described terminal meets predetermined angle condition；The most then perform payment；The method of payment of the present invention can improve on-line payment safety.
Description
Technical field
The present invention relates to mobile communication technology field, particularly relate to a kind of method of payment and device.
Background technology
Along with the universal of mobile phone terminal and the convenience of Mobile banking, Mobile banking's individual's payment transaction continuous
Deeply innovation, has more captivation to user, has good development prospect.But, mobile-phone payment faces
A key restriction factors be exactly safety, as the problems such as device losses, password are stolen all can cause weight
Big loss.Demand based on client, the Mobile banking that current bank releases, use cell-phone number and Bank Account Number
The mode of binding solves the safety problem in client's payment process, but due to this on-line payment safety relatively
Weak, constantly, safety problem becomes the deciding factor that puzzlement mobile-phone payment further spreads out in dispute always.With
Even if family is wished at some in particular cases, as mobile phone is lost, when account password is cracked, Mobile banking depends on
So safety.
Summary of the invention
The main technical problem to be solved in the present invention is to provide a kind of method of payment and device, it is possible to solve mesh
The technical problem that front on-line payment safety is low.
For solving above-mentioned technical problem, the present invention provides a kind of method of payment, comprises the steps:
Before terminal performs to pay, obtain the angle of described terminal in real time；
Judge whether the angle of described terminal meets predetermined angle condition；
The most then perform payment.
Further, the step that whether the described angle judging described terminal meets predetermined angle condition includes:
Judge whether described terminal angle value in the first preset time period meets predetermined angle condition.
Further, described predetermined angle condition includes: described terminal is in described first preset time period
Angle value is all in the range of the first preset angle angle value.
Further, described predetermined angle condition includes: described terminal is in described first preset time period
The change of angle value meets the change requirement of preset angle angle value.
Further, the change of described preset angle angle value requires to include: the angle value of described terminal is described first
The second preset angle angle value is transformed to from the first preset angle angle value in preset time period.
Further, the change of described preset angle angle value requires to include:
The angle value of described terminal changes to preset intermediate angle from the first preset angle angle value in the first preset time period
Angle value, then changed to the second preset angle angle value by default intermediate angle angle value；
Or
The angle value of described terminal directly changes to from the first preset angle angle value in described first preset time period
Second preset angle angle value.
Further, the change of described predetermined angle requires to include: the angle value of described terminal is when first presets
Between in section, change to preset intermediate angle angle value from the first angle according to the first predetermined angle change order, then press
The second preset angle angle value is changed to by default intermediate angle angle value according to the second predetermined angle change order.
Further, described first preset angle angle value is the unspecified angle value of the second preset angle angle value scope, institute
Stating the second preset angle angle value is the unspecified angle value in the range of the 3rd preset angle angle value.
Further, described method also includes:
When judging that described terminal is unsatisfactory for predetermined angle condition at the angle value of the first preset time period, enter one
Step judges that the cumulative number that terminal is unsatisfactory for predetermined angle condition at the angle value of the first preset time period is the biggest
In preset times；
The most then judge not perform payment；
If it is not, the most again judge whether described terminal meets predetermined angle at the angle value of the first preset time period
Condition.
Further, after obtaining the angle of terminal in real time, the described terminal of described judgement is when first presets
Between before whether the angle value of section meet predetermined angle condition, also include:
Judge whether to get the effective angle angle value of described terminal in the second preset time period；
The most then judge whether to perform payment according to the angle of described terminal；
If it is not, the most do not perform payment.
Further, include when described predetermined angle condition: described terminal is in described first preset time period
Angle value all in the range of the first preset angle angle value time, described effective angle angle value is described first predetermined angle
Unspecified angle value in the range of value；
When described predetermined angle condition includes: described terminal angle value in described first preset time period
Change meets the change requirement of preset angle angle value, and the change of described preset angle angle value requires to include: described terminal
Angle value in described first preset time period when the first preset angle angle value transforms to the second preset angle angle value,
Described effective angle angle value is described first preset angle angle value.
Further, after obtaining payment cipher before performing to pay, obtain the feelings of the angle of terminal in real time
Under condition, if it is decided that do not perform payment, then come by the way of not sending payment cipher or sending null password
Realize not performing payment.
Further, the angle of described terminal includes: the orientation angles of described terminal or the horizontal angle of terminal
Degree.
It is similarly the technical problem that solution is above-mentioned, present invention also offers a kind of payment mechanism, including: angle
Degree acquisition module, judge module and payment perform module；
Described angle acquisition module, before performing to pay in terminal, obtains the angle of described terminal in real time；
Described judge module, for judging whether the angle of described terminal meets predetermined angle condition；
Described payment performs module, in the case of judge module is judged as YES, performs payment.
Further, described judge module, for judging described terminal angle in the first preset time period
Whether value meets predetermined angle condition.
Further, described predetermined angle condition includes:
Described terminal angle value in described first preset time period is all in the range of the first preset angle angle value；
Or
The change of described terminal angle value in described first preset time period meets the change of preset angle angle value and wants
Ask.
The invention has the beneficial effects as follows:
The invention provides a kind of method of payment and device, the method for payment of the present invention, including: hold in terminal
Before row pays, obtain the angle of described terminal in real time；Judge whether the angle of described terminal meets preset angle
Degree condition；The most then perform payment；The method of payment of the present invention only meets preset angle in the angle of terminal
Just can perform payment during degree condition, the judgement performing to pay only is carried out in terminal local, it is not necessary to carry out net
Network transmission judges whether to perform payment, prevents the payment information caused because of network transmission to be stolen；It addition,
User can arrange different predetermined angle conditions according to the actual requirements and apply angle in payment process
Joining to realize paying, be difficult to be discovered by other people and steal, crypticity is strong, even if losing at mobile phone or paying
In the case of password is stolen, other people also are difficult to use this mobile phone to pay；Compared with prior art, originally
The method of payment of invention substantially increases the safety of on-line payment.
Accompanying drawing explanation
The schematic flow sheet of the first method of payment that Fig. 1 provides for the embodiment of the present invention one；
The schematic flow sheet of the second method of payment that Fig. 2 provides for the embodiment of the present invention one；
The schematic flow sheet of the third method of payment that Fig. 3 provides for the embodiment of the present invention one；
The schematic flow sheet of the 4th kind of method of payment that Fig. 4 provides for the embodiment of the present invention one；
The structural representation of a kind of terminal that Fig. 5 provides for the embodiment of the present invention two；
The schematic diagram at a kind of angle password devices interface that Fig. 6 provides for the embodiment of the present invention two；
Fig. 7 carries out the schematic flow sheet paid for a kind of terminal that the embodiment of the present invention two provides；
The structural representation of a kind of payment mechanism that Fig. 8 provides for the embodiment of the present invention three.
Detailed description of the invention
Combine accompanying drawing below by detailed description of the invention the present invention is described in further detail.
Embodiment one:
In view of the technical problem that current on-line payment safety is low, present embodiments provide a kind of method of payment,
As it is shown in figure 1, be applied to terminal, comprise the steps:
Step 101: before terminal performs to pay, obtain the angle of described terminal in real time.
Specifically, enter final tache at payment flow, before performing payment action, obtain described end in real time
The angle of end.The present embodiment can obtain the angle of described terminal in real time by the sensor in terminal.Example
As carried out the angle of captured in real time terminal by geomagnetic sensor.
Preferentially, in the present embodiment, the angle of terminal can include orientation angles, such as southeastern direction 25 degree；
Should be understood that the angle of the present embodiment terminal can also include level angle or vertical angle, the most logical
Cross acceleration transducer and obtain level angle or the vertical angle of terminal in real time.
Step 102: judge whether the angle of described terminal meets predetermined angle condition；The most then perform step
103, if it is not, perform step 104.
Specifically, step 102 may include that the angle value judging described terminal in the first preset time period
Whether meet predetermined angle condition.I.e. obtain terminal angle value in the first preset time period, it is judged that obtain
Angle value whether meet predetermined angle condition.
In the present embodiment, predetermined angle condition can include two kinds:
The first predetermined angle condition is: described terminal angle value in described first preset time period all exists
In the range of first preset angle angle value；It is to say, terminal maintains angle value in the first preset time period
In the range of one preset angle angle value.
In real process, obtain the terminal all angle values in the first preset time period, it is judged that acquisition
All angle values the most all, in the range of the first preset angle angle value, if so, meet predetermined angle condition, if it is not,
It is unsatisfactory for predetermined angle condition.
The second predetermined angle condition is: the change of described terminal angle value in described first preset time period
Change and meet the change requirement of preset angle angle value；In the case of Gai, it it be the angle utilizing terminal in the first Preset Time
Change judges whether to perform payment；Also just saying, terminal completes predetermined angle in the first preset time period and becomes
Just meet predetermined angle condition during change to carry out performing payment and (such as, change to southwest from southeastern direction 25 degree
To 30 degree etc.), otherwise it is unsatisfactory for predetermined angle condition.
Preferentially, the change of preset angle angle value described in the present embodiment requires to include: the angle value of described terminal exists
The second preset angle angle value is transformed to (such as, from east from the first preset angle angle value in described first preset time period
The north changes to southwestward 30 degree etc. to 50 degree).It is to say, terminal is complete in the first preset time period
When Cheng Congyi angle value changes to the action of another angle value, then perform payment.In the present embodiment first
Preset angle angle value can be the unspecified angle value of the second preset angle angle value scope, and described second preset angle angle value is
Unspecified angle value in the range of 3rd preset angle angle value.
The requirement of preset angle angle value change in the present embodiment can specifically include A or B:
A, the angle value of described terminal change in the middle of default from the first preset angle angle value in the first preset time period
Angle value, then changed to the second preset angle angle value by default intermediate angle angle value.
Now, user can pre-set the first preset angle angle value, intermediate angle angle value and the second angle value, wherein
The number of intermediate angle angle value is one or more；Then in the first preset time period, the angle value of terminal is
No change to preset intermediate angle angle value from the first preset angle angle value, then changed to second by default intermediate angle angle value
Preset angle angle value, the most then judge to meet predetermined angle condition, now need to perform payment.
For improving safety of payment further, when the mode utilizing angle to change judges whether to perform to pay, also
Needing in view of angle change order, angle change order may include that clockwise or counter-clockwise.Specifically
Ground, in the present embodiment A can particularly as follows: the angle value of described terminal is in the first preset time period, according to
First predetermined angle change order changes to preset intermediate angle angle value, according still further to the second preset angle from the first angle
Degree change order is changed to the second preset angle angle value by default intermediate angle angle value.
In the present embodiment, a predetermined angle change order is corresponding, when in middle preset with an angle value change
Between angle have multiple in the case of, the change between intermediate angle angle value can also corresponding order, when having in n time
Between angle value change time, can be corresponding n predetermined angle change is set sequentially with corresponding.
Such as, in actual applications, the first action angle of rotation of joint angle value, the second action node can be pre-set
The order that angle value, the first action angle of rotation of joint angle value change to the second action angle of rotation of joint angle value is (clockwise or inverse
Hour hands)；Or can also continue to add the 3rd action angle of rotation of joint angle value and the change of the second action angle of rotation of joint angle value
Order to the 3rd action angle of rotation of joint angle value；Or can also be at the base adding the 3rd action angle of rotation of joint angle value
Add fourth, fifth action angle of rotation of joint angle value on plinth, and the 3rd action angle of rotation of joint angle value changes to the 4th action
The order of angle of rotation of joint angle value, the 4th action angle of rotation of joint angle value changes to the order of the 5th action angle of rotation of joint angle value.
The wherein corresponding above-mentioned first preset angle angle value of the first action angle of rotation of joint angle value, the action angle of rotation of joint finally added to
The corresponding above-mentioned second preset angle angle value of angle value, the corresponding above-mentioned default intermediate angle angle value of remaining angle of rotation of joint angle value.
Complete, after angle value and angle change order are set, before performing to pay, Ke Yijian
Survey terminal angle change in the first preset time period, if angle change meets above-mentioned predetermined angle change need
Ask, then perform payment；Such as detect that terminal changes according to clockwise direction from the first action angle of rotation of joint angle value
To the second action angle of rotation of joint angle value, then according to counterclockwise change to the from the second action angle of rotation of joint angle value
Three angle of rotation of joint angle value, now just it is believed that meet predetermined angle change demand, and then meet predetermined angle condition,
Perform payment.
In the case of the change of preset angle angle value requires to include A, the first preset angle angle value and the second predetermined angle
Value can be identical, such as, from the beginning of southeastern direction 25 degree, forward southwestward 30 degree to by clockwise direction,
Southeastern direction 25 degree is gone back to again by direction counterclockwise.
B, the angle value of described terminal directly change from the first preset angle angle value in described first preset time period
To the second preset angle angle value.
In the case of the change of preset angle angle value requires to include B, the most only consider the change of two angle values, only
Need to detect whether terminal changes to the second preset angle angle value from the first preset angle angle value in the first preset time period
, the most then judge to meet predetermined angle condition, perform payment.Whether such as detection terminal is from the southeast
25 degree of direction changes to southwestward 30 degree.
In the case of the change of preset angle angle value requires to include B, it is also possible in view of angle change order, carry
High safety of payment, tool is with reference to the above-mentioned description to A.
Step 103: perform payment.
The process performing to pay in the present embodiment is the part performing to be not fully complete in payment flow；Such as, with
In the case of family has inputted payment cipher, the process performing to pay in the present embodiment may include that transmission
Pay password.
Step 104: do not perform payment.
The process performing to pay in the present embodiment is part or the realization not performing to be not fully complete in payment flow
Pay unsuccessfully；Such as, in the case of user has inputted payment cipher, the present embodiment does not perform payment
Process may include that and do not sends payment cipher or send null password.
For improve pay efficiency, the present embodiment method the angle judging terminal be unsatisfactory for predetermined angle condition it
After, before not performing to pay, it is also possible to including:
Judge that whether the angle of terminal is unsatisfactory for the cumulative number of predetermined angle condition more than preset times；
The most then judge not perform payment；
If it is not, the most again judge whether the angle of described terminal meets predetermined angle condition.
The method of payment of the present embodiment only just can perform when the angle of terminal meets predetermined angle condition to prop up
Paying, the judgement performing to pay only is carried out in terminal local, it is not necessary to carries out network transmission and judges whether to perform
Pay, prevent the payment information caused because of network transmission to be stolen；It addition, user can be according to the actual requirements
Arrange different predetermined angle conditions and in payment process apply angle automatching realize pay, be difficult to by
Other people discover and steal, and crypticity is strong, even if in the case of mobile phone is lost or payment cipher is stolen,
Other people also are difficult to use this mobile phone to pay；Compared with prior art, the method for payment of the present embodiment is significantly
Improve the safety of on-line payment.It addition, use the cell-phone number mode with Bank Account Number binding at present
On the basis of, the means of payment of application the present embodiment can improve safety of payment further.
As in figure 2 it is shown, according to the description above, the present embodiment additionally provides another kind of method of payment, including
Following steps:
Step 201: before terminal performs to pay, obtain the angle of described terminal in real time.
Specifically, after user inputs payment cipher, described end can be obtained before sending payment cipher in real time
The angle of end.
Wherein the angle of terminal can be the orientation angles (such as southeastern direction 25 degree) of terminal, it is also possible to for water
Straight angle degree etc..
Step 202: judge that described terminal angle value in the first preset time period is the most all in the first preset angle
In the range of angle value, if so, performing 203, if it is not, then perform step 204.
This step substantially judges whether described terminal angle value in the first preset time period meets and presets
Angle conditions；When terminal angle value in described first preset time period is all in the first preset angle angle value scope
In, then meet predetermined angle condition, when terminal angle value in described first preset time period is uneven the
In the range of one preset angle angle value, then it is unsatisfactory for predetermined angle condition.
In the present embodiment before step 201, need to pre-set in terminal the first preset time period, the
One preset angle angle value scope.The mode being provided with the first preset angle angle value scope is: arrange an angle value,
Then the positive and negative range of error of this angle value is set, therefore, is originally implemented in arranging angle value and positive negative error model
The first preset angle angle value scope is i.e. can get after enclosing.
Step 203: perform payment.
In the case of user has inputted payment cipher, payment cipher is sent to the server of bank.
Or
In the case of user does not the most input payment cipher, it is provided that payment cipher inputting interface etc..
Step 204: judge that described terminal angle value in the first preset time period is uneven in the first predetermined angle
Cumulative number in the range of value, whether more than preset times, if it is not, then go to step 202, the most then performs step
Rapid 205.
Before the present embodiment performs step 201, in addition it is also necessary to preset times N is set, is judging that described terminal exists
After angle value inequality in first preset time period is in the range of the first preset angle angle value, need statistics described
The uneven total degree n in the range of the first preset angle angle value of terminal angle value in the first preset time period, so
Rear judge that n, whether more than N, if being more than, does not the most perform payments, if being not more than, in addition it is also necessary to return step 202.
Step 205: do not perform payment.
In the case of user has inputted payment cipher, the process not performing to pay may include that and do not sends
Payment cipher is to the server of bank, or sends null password to the server of bank；
In the case of user does not input payment cipher, terminate payment flow.
As it is shown on figure 3, according to the description above, the present embodiment additionally provides another kind of method of payment, including
Following steps:
Step 301: before terminal performs to pay, obtain the angle of described terminal in real time.
Specifically, after user inputs payment cipher, described end can be obtained before sending payment cipher in real time
The angle of end.
Wherein the angle of terminal can be the orientation angles (such as southeastern direction 25 degree) of terminal, it is also possible to for water
Straight angle degree etc..
Step 302: judge whether the change of terminal angle value in described first preset time period meets default
Angle value change requirement, the most then perform step 303, if it is not, then perform step 304.
This step, is to judge whether described terminal angle value in the first preset time period meets predetermined angle
The detailed process of condition, when meeting the change of preset angle angle value and requiring, then meets predetermined angle condition, when not
Meet the change of preset angle angle value when requiring, do not meet predetermined angle condition.
The requirement of preset angle angle value change in the present embodiment may include that
The angle value of described terminal transforms to second from the first preset angle angle value in described first preset time period
Preset angle angle value.
Specifically, the change of preset angle angle value requires specifically to may include that
A, the angle value of terminal change to preset intermediate angle from the first preset angle angle value in the first preset time period
Angle value, then changed to the second preset angle angle value by default intermediate angle angle value；
Or
B, the angle value of terminal directly change to from the first preset angle angle value in described first preset time period
Second preset angle angle value.
For improving safety of payment further, when the mode utilizing angle to change judges whether to perform to pay, also
Needing in view of angle change order, angle change order may include that clockwise or counter-clockwise.Specifically
Ground, in the present embodiment A can particularly as follows: the angle value of described terminal is in the first preset time period, according to
First predetermined angle change order changes to preset intermediate angle angle value, according still further to the second preset angle from the first angle
Degree change order is changed to the second preset angle angle value by default intermediate angle angle value.
Before performing step 301, user also needs to arrange, the first preset angle angle value, the second predetermined angle
Value and default intermediate angle angle value.
Unspecified angle in the range of first preset angle angle value can be the second preset angle angle value in the present embodiment
Value, the second preset angle angle value can also be the unspecified angle value in the range of the 3rd preset angle angle value, middle equally
Angle value can be to preset the unspecified angle value in intermediate angular range.
Second preset angle angle value scope, the 3rd preset angle angle value scope or intermediate angular range in the present embodiment
Set-up mode be: an angle value is set, then the positive and negative range of error of this angle value is set, therefore,
Originally i.e. available corresponding preset angle angle value scope after being implemented in arranging angle value and positive and negative range of error.The most right
In the second preset angle angle value scope, arranging a preset angle angle value is 30 degree, and positive and negative range of error is-5 degree-5
Degree, the second preset angle angle value scope that the most i.e. can get is 25 degree of-35 degree.
If it addition, in view of angle value change order in the case of, in addition it is also necessary to pre-set angle value become
Change order.
Step 303: perform payment.
In the case of user has inputted payment cipher, payment cipher is sent to the server of bank.
Or
In the case of user does not the most input payment cipher, it is provided that payment cipher inputting interface etc..
Step 304: judge whether the cumulative number not meeting the change requirement of preset angle angle value is more than preset times,
If it is not, then go to step 302, the most then perform step 305.
Before the present embodiment performs step 301, in addition it is also necessary to preset times N is set, do not meet default in judgement
When angle value change requires, need statistics not meet the total degree n that the change of preset angle angle value requires, then judge
N, whether more than N, if being more than, does not the most perform payment, if being not more than, in addition it is also necessary to return step 302.
Step 305: do not perform payment.
In the case of user has inputted payment cipher, the process not performing to pay may include that and do not sends
Payment cipher is to the server of bank, or sends null password to the server of bank；
In the case of user does not input payment cipher, terminate payment flow.
On the basis of above-mentioned method of payment, in view of the efficiency paid and the energy consumption saving terminal, this reality
Executing example method, after obtaining the angle of terminal in real time, the described terminal of described judgement is in the first preset time period
Angle value whether meet predetermined angle condition before, also include:
Judge whether to get the effective angle angle value of described terminal in the second preset time period；
The most then judge whether to perform payment according to the angle of described terminal；
If it is not, the most do not perform payment.
As shown in Figure 4, present embodiments provide another kind of method of payment, comprise the steps:
Step 401: before terminal performs to pay, obtain the angle of described terminal in real time.
Step 402: judge whether to get the effective angle angle value of described terminal in the second preset time period, if
It is then to perform step 403, if it is not, then perform step 406.
Specifically, when in step 403 predetermined angle condition include: described terminal is at described first Preset Time
When angle value in Duan is all in the range of the first preset angle angle value, described effective angle angle value be described first preset
Unspecified angle value in the range of angle value；
When in step 403, predetermined angle condition includes: described terminal angle in described first preset time period
The change of angle value meets the change requirement of preset angle angle value, and the change of described preset angle angle value requires to include: described
The angle value of terminal transforms to the second predetermined angle from the first preset angle angle value in described first preset time period
During value, described effective angle angle value is described first preset angle angle value.Wherein the first preset angle angle value can be
Any one angle value in the range of two preset angle angle value.
Step 403: judge whether described terminal angle value in the first preset time period meets predetermined angle bar
Part, if it is not, perform step 404, if being carried out step 405.
The concrete internal reference the description above of predetermined angle condition, is not repeating.
Step 404: judge whether the cumulative number being unsatisfactory for predetermined angle condition is more than preset times, if it is not,
Go to step 402, the most then perform step 406.
Step 405: perform payment.
Step 406 does not perform payment.
The method of payment of the present embodiment, is a kind of local instruction determination methods, is difficult to be stolen, and crypticity
By force, the safety during mobile-phone payment is substantially increased.
Embodiment two:
According to the description of embodiment one, present embodiments provide a kind of terminal, as it is shown in figure 5, include: ground
Magnetic Sensor, angle password setup unit, angle password storing unit, timer and angle password judge single
Unit；
Geomagnetic sensor is for the orientation angles information of acquisition terminal in real time；
Angle password setup unit is used for arranging angle password, static angular password and dynamic angle password and selects
One is configured；
In the present embodiment, static angular password refers to: obtained the angle of terminal in the T2 time period by geomagnetic sensor
Angle value is in the range of the first angle value；Wherein the first angle value scope is by the preset angle angle value arranged and just
Negative error scope is constituted；
In the present embodiment, dynamic angle password refers to: in the T2 time period terminal complete preset angle angle value change (as
From the beginning of southeastern direction 25 degree, forward southwestward 30 degree to by clockwise direction, then by side counterclockwise
To going back to southeastern direction 25 degree)；
In the present embodiment, in static angular password correspondence embodiment one, predetermined angle condition includes that described terminal is in institute
State the angle value in the first preset time period all in the range of the first preset angle angle value；
In the present embodiment, in dynamic angle mouth correspondence embodiment one, predetermined angle condition includes: the angle of described terminal
Angle value transforms to the second preset angle angle value from the first preset angle angle value in described first preset time period.
The present embodiment can arrange static angular password and dynamic angle password arranging of receipts on interface, as
Shown in Fig. 6, for a kind of angle password devices schematic diagram；This arrange interface can select static angular password and
In dynamic angle password one of be configured, if be both provided with, then by the work being finally configured
For final angle password.On static angular password setup hurdle, preset angle angle value, positive negative error model can be set
The angle retention time (the i.e. first preset time period, T2) enclosed and require, refer here to the minimum time；?
Dynamic angle password setup hurdle, comprises molar behavior and completes in limited time (the i.e. first preset time period, T2), positive and negative
Range of error, the first action angle of rotation of joint angle value, the second action angle of rotation of joint angle value, the first and second action nodes
Complete order, it is also possible to continuation interpolation the 3rd action angle of rotation of joint angle value and second and the 3rd action node complete suitable
Sequence.Certainly, can also continue to if there is a need to add fourth, fifth action node.The most positive and negative range of error
For the angle value range of error of each action node, between action node, complete order (predetermined angle change order)
Comprise two kinds clockwise and anticlockwise；The wherein corresponding first preset angle angle value of the first action angle of rotation of joint angle value,
The corresponding second preset angle angle value of the action angle of rotation of joint angle value of rear interpolation, it is corresponding with action angle of rotation of joint angle value default
Intermediate angle angle value.
Angle password storing unit is for storing the angle password set, and the later stage is used as with it
Criterion；
Timer 1 is for timing to T1, and timer 2 is for timing to T2；
Angle password judging unit is for judging that the angle value obtained within the T2 time period with predetermined angle password is
No unanimously.
Terminal shown in application drawing 5 carries out the process paid, and comprises the steps:
Step 701: payment flow enters final tache, (such as input payment cipher, point before performing payment action
Hit and determine, to be sent before), start geomagnetic sensor and timer 1.
Step 702: obtaining the azimuth angle value of mobile terminal during geomagnetic sensor, timer 1 starts timing.
Step 703: before timer 1 timing to T1, whether geomagnetic sensor captures effective angle angle value.
Effective angle angle value herein, is presetting in range of error when angle password is static angular password
Angle value；It it is the first action angle of rotation of joint angle value in range of error when angle password is dynamic angle password.
Step 704: when capturing effective angle, opens timer 2 and starts timing.
Step 706: the angle value obtained in judging the T2 time period is the most consistent with predetermined angle password.
Corresponding embodiment one judging, whether described terminal angle value in the first preset time period meets preset
Angle conditions.
Step 707: when the angle value obtained in the T2 time period is consistent with predetermined angle password, performs to pay and moves
Make.
Step 708: when the angle value obtained in the T2 time period and predetermined angle password are inconsistent, accumulation differs
The frequency n caused, and judge that whether n is more than threshold value N.If no more than N, then enter 702.
Step 709: when in the T2 time period obtain angle value consistent with predetermined angle password, and accumulate differ
Cause frequency n more than threshold value N；Or when timer 1 timing is to T1, geomagnetic sensor does not captures effective angle angle value
Time.The most do not perform payment action (such as: do not send payment cipher or send a null password).
Step 710: close geomagnetic sensor and intervalometer.
The present embodiment is to judge whether to perform payment by the way of geomagnetic sensor obtains azimuth angle value,
It should be understood that the mode that can also replace with the level angle that acceleration transducer obtains terminal judges whether
Perform payment.
The method of payment based on geomagnetic sensor that the present embodiment provides, is a kind of local instruction determination methods,
It is difficult to be stolen, and crypticity is strong, substantially increases the safety during mobile-phone payment.
Embodiment three:
Present embodiments provide a kind of payment mechanism, as shown in Figure 8, including: angle acquisition module, judge mould
Block and payment perform module；
Described angle acquisition module, before performing to pay in terminal, obtains the angle of described terminal in real time；
Described judge module, for judging whether the angle of described terminal meets predetermined angle condition；
Described payment performs module, in the case of judge module is judged as YES, performs payment.
Preferentially, described judge module, for judging described terminal angle value in the first preset time period
Whether meet predetermined angle condition.
Preferentially, described predetermined angle condition includes:
Described terminal angle value in described first preset time period is all in the range of the first preset angle angle value；
Or
The change of described terminal angle value in described first preset time period meets the change of preset angle angle value and wants
Ask.
The payment mechanism of the present embodiment can apply to terminal.
The payment mechanism of the present embodiment only just can perform when the angle of terminal meets predetermined angle condition to prop up
Paying, the judgement performing to pay only is carried out in terminal local, it is not necessary to carries out network transmission and judges whether to perform
Pay, prevent the payment information caused because of network transmission to be stolen；It addition, user can be according to the actual requirements
Arrange different predetermined angle conditions and in payment process apply angle automatching realize pay, be difficult to by
Other people discover and steal, and crypticity is strong, even if in the case of mobile phone is lost or payment cipher is stolen,
Other people also are difficult to use this mobile phone to pay；Compared with prior art, the payment mechanism of the present embodiment is significantly
Improve the safety of on-line payment.It addition, use the cell-phone number mode with Bank Account Number binding at present
On the basis of, the payment mechanism of application the present embodiment can improve safety of payment further.
Above content is to combine specific embodiment further description made for the present invention, it is impossible to recognize
Determine the present invention be embodied as be confined to these explanations.Ordinary skill for the technical field of the invention
For personnel, without departing from the inventive concept of the premise, it is also possible to make some simple deduction or replace,
All should be considered as belonging to protection scope of the present invention.
Claims (16)
1. a method of payment, it is characterised in that comprise the steps:
Before terminal performs to pay, obtain the angle of described terminal in real time；
Judge whether the angle of described terminal meets predetermined angle condition；
The most then perform payment.
2. method of payment as claimed in claim 1, it is characterised in that the described terminal of described judgement
Whether angle meets the step of predetermined angle condition includes:
Judge whether described terminal angle value in the first preset time period meets predetermined angle condition.
3. method of payment as claimed in claim 2, it is characterised in that described predetermined angle condition bag
Include: described terminal angle value in described first preset time period is all in the range of the first preset angle angle value.
4. method of payment as claimed in claim 2, it is characterised in that described predetermined angle condition bag
Include: the change of described terminal angle value in described first preset time period meets the change of preset angle angle value and wants
Ask.
5. method of payment as claimed in claim 4, it is characterised in that described preset angle angle value changes
Require to include: the angle value of described terminal converts from the first preset angle angle value in described first preset time period
To the second preset angle angle value.
6. method of payment as claimed in claim 5, it is characterised in that described preset angle angle value changes
Require to include:
The angle value of described terminal changes to preset intermediate angle from the first preset angle angle value in the first preset time period
Angle value, then changed to the second preset angle angle value by default intermediate angle angle value；
Or
The angle value of described terminal directly changes to from the first preset angle angle value in described first preset time period
Second preset angle angle value.
7. method of payment as claimed in claim 6, it is characterised in that the change of described predetermined angle is wanted
Ask and include: the angle value of described terminal is in the first preset time period, according to the first predetermined angle change order
Change to preset intermediate angle angle value from the first angle, according still further to the second predetermined angle change order by default centre
Angle value changes to the second preset angle angle value.
8. the method for payment as described in any one of claim 5-7, it is characterised in that described first pre-
If the unspecified angle value that angle value is the second preset angle angle value scope, described second preset angle angle value is the 3rd pre-
If the unspecified angle value in the range of angle value.
9. the method for payment as described in any one of claim 1-7, it is characterised in that described method is also
Including:
When judging that described terminal is unsatisfactory for predetermined angle condition at the angle value of the first preset time period, enter one
Step judges that the cumulative number that terminal is unsatisfactory for predetermined angle condition at the angle value of the first preset time period is the biggest
In preset times；
The most then judge not perform payment；
If it is not, the most again judge whether described terminal meets predetermined angle at the angle value of the first preset time period
Condition.
10. method of payment as claimed in claim 2-7, it is characterised in that obtain terminal in real time
After angle, described judge whether described terminal meets predetermined angle bar at the angle value of the first preset time period
Before part, also include:
Judge whether to get the effective angle angle value of described terminal in the second preset time period；
The most then judge whether to perform payment according to the angle of described terminal；
If it is not, the most do not perform payment.
11. methods of payment as claimed in claim 8, it is characterised in that
When described predetermined angle condition includes: described terminal angle value in described first preset time period is equal
Time in the range of the first preset angle angle value, described effective angle angle value is to appoint in the range of described first preset angle angle value
One angle value；
When described predetermined angle condition includes: described terminal angle value in described first preset time period
Change meets the change requirement of preset angle angle value, and the change of described preset angle angle value requires to include: described terminal
Angle value in described first preset time period when the first preset angle angle value transforms to the second preset angle angle value,
Described effective angle angle value is described first preset angle angle value.
12. methods of payment as claimed in claim 1 or 2, it is characterised in that when performing payment
In the case of obtaining the angle of terminal after front acquisition payment cipher in real time, if it is decided that do not perform payment, then
By the way of not sending payment cipher or sending null password, realize not performing payment.
13. methods of payment as described in any one of claim 1-7, it is characterised in that described terminal
Angle includes: the orientation angles of described terminal or the level angle of terminal.
14. 1 kinds of payment mechanisms, it is characterised in that including: angle acquisition module, judge module and
Pay and perform module；
Described angle acquisition module, before performing to pay in terminal, obtains the angle of described terminal in real time；
Described judge module, for judging whether the angle of described terminal meets predetermined angle condition；
Described payment performs module, in the case of judge module is judged as YES, performs payment.
15. payment mechanisms as claimed in claim 14, it is characterised in that described judge module, are used for
Judge whether described terminal angle value in the first preset time period meets predetermined angle condition.
16. payment mechanisms as claimed in claim 14, it is characterised in that described predetermined angle condition bag
Include:
Described terminal angle value in described first preset time period is all in the range of the first preset angle angle value；
Or
The change of described terminal angle value in described first preset time period meets the change of preset angle angle value and wants
Ask.
Priority Applications (2)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201510282277.2A CN106296194A (en) | 2015-05-28 | 2015-05-28 | A kind of method of payment and device |
| PCT/CN2015/087856 WO2016187976A1 (en) | 2015-05-28 | 2015-08-21 | Payment method and apparatus |
Applications Claiming Priority (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201510282277.2A CN106296194A (en) | 2015-05-28 | 2015-05-28 | A kind of method of payment and device |
Publications (1)
| Publication Number | Publication Date |
|---|---|
| CN106296194A true CN106296194A (en) | 2017-01-04 |
Family
ID=57392523
Family Applications (1)
| Application Number | Title | Priority Date | Filing Date |
|---|---|---|---|
| CN201510282277.2A Pending CN106296194A (en) | 2015-05-28 | 2015-05-28 | A kind of method of payment and device |
Country Status (2)
| Country | Link |
|---|---|
| CN (1) | CN106296194A (en) |
| WO (1) | WO2016187976A1 (en) |
Families Citing this family (1)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| WO2019210487A1 (en) | 2018-05-03 | 2019-11-07 | 华为技术有限公司 | Face recognition-based payment method, device and terminal |
Citations (3)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN103377517A (en) * | 2012-04-18 | 2013-10-30 | 深圳长城开发科技股份有限公司 | Payment terminal and method for executing payment of payment card by same |
| EP2717553A1 (en) * | 2012-10-04 | 2014-04-09 | Nagravision S.A. | A portable near-field communication device |
| CN104346297A (en) * | 2013-07-24 | 2015-02-11 | 宏达国际电子股份有限公司 | Method for operating mobile device, mobile device using the same, wearable device using the same, and computer readable medium |
Family Cites Families (1)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN104766206B (en) * | 2015-04-22 | 2018-03-13 | 广东欧珀移动通信有限公司 | A kind of NFC payment and device based on mobile terminal |
-
2015
- 2015-05-28 CN CN201510282277.2A patent/CN106296194A/en active Pending
- 2015-08-21 WO PCT/CN2015/087856 patent/WO2016187976A1/en active Application Filing
Patent Citations (3)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN103377517A (en) * | 2012-04-18 | 2013-10-30 | 深圳长城开发科技股份有限公司 | Payment terminal and method for executing payment of payment card by same |
| EP2717553A1 (en) * | 2012-10-04 | 2014-04-09 | Nagravision S.A. | A portable near-field communication device |
| CN104346297A (en) * | 2013-07-24 | 2015-02-11 | 宏达国际电子股份有限公司 | Method for operating mobile device, mobile device using the same, wearable device using the same, and computer readable medium |
Also Published As
| Publication number | Publication date |
|---|---|
| WO2016187976A1 (en) | 2016-12-01 |
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Application publication date: 20170104 |