CN106204019B - Information processing method, first terminal, second terminal and server - Google Patents
Information processing method, first terminal, second terminal and server Download PDFInfo
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- CN106204019B CN106204019B CN201510229375.XA CN201510229375A CN106204019B CN 106204019 B CN106204019 B CN 106204019B CN 201510229375 A CN201510229375 A CN 201510229375A CN 106204019 B CN106204019 B CN 106204019B
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Abstract
The invention discloses an information processing method, a first terminal, a second terminal and a server, wherein the information processing method comprises the following steps: logging in a first page displayed on a first terminal user interface, wherein the first page is used for displaying at least one object which needs to be paid by a user; acquiring a first operation; responding to the first operation, acquiring a target object from the at least one object, and generating a first request message for paying the order corresponding to the target object based on the target object; sending the first request message through a first portal, the first portal being used for transferring the first request message from the first terminal to a second terminal; and analyzing the first response message to obtain a response result, and displaying a second page on a first terminal user interface when the response result is that the payment is successful, wherein the second page is used for prompting the user that the payment of the target object is completed.
Description
Technical Field
The present invention relates to communications technologies, and in particular, to an information processing method, a first terminal, a second terminal, and a server.
Background
In the process of implementing the technical solution of the embodiment of the present application, the inventor of the present application finds at least the following technical problems in the related art:
with the advent of the 2G/3G era, even the 4G era, and the ubiquitous WIFI hotspot, it is marked that the modern big data era comes, all daily behaviors of users can theoretically realize various data processing through the internet technology by means of a network constructed by a mobile data network provided by each big operator and a wireless local area network such as WIFI.
Taking data processing in a life service scene of a user as an example, the user can place orders for various trading transactions through a PC (personal computer) end, and also can place orders for various trading transactions through an Application (APP) client in a mobile terminal, such as trading transactions including shopping, charging electricity/gas/internet fee/cable tv fee, charging game coins, purchasing props and the like. For the payment after ordering, offline payment of goods arrival can be adopted, online instant payment can be realized by using a debit card or a credit card, payment can be realized by adopting a wireless short-distance transmission (NFC) technology, and various payment platforms can be called by a PC (personal computer) end or an APP (application) client in a mobile terminal to pay for various trading transactions in the living service.
For the data processing in the above-mentioned life service scenario, how to place an order for a trade transaction and how to realize quick payment so as to improve the overall security from placing an order to payment and the processing efficiency of the overall process are problems to be solved, however, in the related art, there is no effective solution for the problem.
Disclosure of Invention
In view of the above, embodiments of the present invention provide an information processing method, a first terminal, a second terminal, and a server, which at least solve the problems in the prior art.
The technical scheme of the embodiment of the invention is realized as follows:
an information processing method according to an embodiment of the present invention includes:
logging in a first page displayed on a first terminal user interface, wherein the first page is used for displaying at least one object which needs to be paid by a user;
acquiring a first operation;
responding to the first operation, acquiring a target object from the at least one object, and generating a first request message for paying the order corresponding to the target object based on the target object;
sending the first request message through a first portal, the first portal being used for transferring the first request message from the first terminal to a second terminal;
receiving a first response message, wherein the first response message is a message generated by the second terminal according to a response result, and the second terminal responds to the first request message;
and analyzing the first response message to obtain the response result, and when the response result is that the payment is successful, displaying a second page on the first terminal user interface, wherein the second page is used for prompting the user that the payment for the target object is completed.
A first terminal according to an embodiment of the present invention includes:
the first login unit is used for logging in a first page displayed on a first terminal user interface, and the first page is used for displaying at least one object which needs to be paid by a user;
a first acquisition unit configured to acquire a first operation;
a first response unit, configured to, in response to the first operation, acquire a target object from the at least one object, and generate, based on the target object, a first request message for paying for an order corresponding to the target object;
a first sending unit, configured to send the first request message through a first portal, where the first portal is used to transfer the first request message from the first terminal to a second terminal;
a first receiving unit, configured to receive a first response message, where the first response message is a message generated by the second terminal in response to the first request message and according to a response result;
and the first analysis and processing unit is used for analyzing the first response message to obtain the response result, and when the response result is that the payment is successful, a second page is displayed on the first terminal user interface and used for prompting the user that the payment on the target object is completed.
An information processing method according to an embodiment of the present invention includes:
receiving a first request message which is sent by a first terminal through a first entrance and used for paying an order corresponding to a target object, wherein the first entrance is used for transferring the first request message from the first terminal to a second terminal;
triggering and judging whether the current user binds card information for paying the order corresponding to the target object or not to obtain a judgment result;
when the judgment result is used for representing that the card information is bound, displaying a third page on a user interface of the second terminal, wherein the third page comprises a password input area;
acquiring a second user operation acting on the password input area;
responding to the second user operation to obtain input password information, and sending the password information to a payment platform for verification through a second request message, so that the payment platform can obtain a verification result after matching according to the password information and the card information;
and receiving the verification result, and when the verification result is matched, packaging a response result of successful payment into the first response message and returning the response result to the first terminal.
A second terminal according to an embodiment of the present invention includes:
a second receiving unit, configured to receive a first request message sent by a first terminal through a first entry, where the first request message is used for paying for an order corresponding to a target object, and the first entry is used to transfer the first request message from the first terminal to a second terminal;
the triggering unit is used for triggering and judging whether the current user binds the card information of the order corresponding to the payment target object or not to obtain a judgment result;
the display unit is used for displaying a third page on a user interface of the second terminal when the judgment result is used for representing that the card information is bound, wherein the third page comprises a password input area;
a second acquisition unit configured to acquire a second user operation acting on the password input area;
the second response unit is used for responding to the second user operation to obtain input password information, and sending the password information to the payment platform through a second request message for verification so that the payment platform can obtain a verification result after matching according to the password information and the card information;
and the third receiving unit is used for receiving the verification result, and when the verification result is matched, packaging a response result of successful payment into the first response message and returning the response result to the first terminal.
An information processing method according to an embodiment of the present invention includes:
receiving a first request message which is sent by a first terminal through a first entrance and used for paying an order corresponding to a target object, wherein the first entrance is used for transferring the first request message from the first terminal to a second terminal;
analyzing a first information identifier from the first request message; the first information identification is used for identifying the user;
synchronizing the first request message to a second terminal logged by the user according to the first information identifier;
receiving a first response message, wherein a response result of successful payment is encapsulated in the first response message;
synchronizing the first response message from the second terminal to the first terminal;
the first terminal and the second terminal are different types of terminals.
An information processing method according to an embodiment of the present invention includes:
receiving a first request message which is sent by a first terminal through a first entrance and used for paying an order corresponding to a target object, wherein the first entrance is used for transferring the first request message from the first terminal to a second terminal;
analyzing a second information identifier from the first request message; the second information identification is used for identifying a user group related to the user;
synchronizing the first request message to a second terminal logged by one or more selected users in the user group according to the second information identifier;
receiving a first response message, wherein a response result of successful payment is encapsulated in the first response message;
synchronizing the first response message from the second terminal to the first terminal;
the first terminal and the second terminal are different types of terminals.
A server according to an embodiment of the present invention includes:
a fourth receiving unit, configured to receive a first request message sent by a first terminal through a first portal and used for paying an order corresponding to a target object, where the first portal is used to transfer the first request message from the first terminal to a second terminal;
the second analysis unit is used for analyzing the first information identifier from the first request message; the first information identification is used for identifying the user;
the first synchronization unit is used for synchronizing the first request message to a second terminal logged by the user according to the first information identifier;
a fifth receiving unit, configured to receive a first response message, where a response result of successful payment is encapsulated in the first response message;
a second synchronization unit for synchronizing the first response message from the second terminal to the first terminal;
the first terminal and the second terminal are different types of terminals.
A server according to an embodiment of the present invention includes:
a fourth receiving unit, configured to receive a first request message sent by a first terminal through a first portal and used for paying an order corresponding to a target object, where the first portal is used to transfer the first request message from the first terminal to a second terminal;
the second analysis unit is used for analyzing a second information identifier from the first request message; the second information identification is used for identifying a user group related to the user;
a first synchronization unit, configured to synchronize the first request message to a second terminal logged in by one or more users selected from the user group according to the second information identifier;
a fifth receiving unit, configured to receive a first response message, where a response result that payment is successful is encapsulated in the first response message;
a second synchronization unit for synchronizing the first response message from the second terminal to the first terminal;
the first terminal and the second terminal are different types of terminals.
The information processing method of the embodiment of the invention comprises the following steps: logging in a first page displayed on a first terminal user interface, wherein the first page is used for displaying at least one object which needs to be paid by a user; acquiring a first operation; responding to the first operation, acquiring a target object from the at least one object, and generating a first request message for paying the order corresponding to the target object based on the target object; sending the first request message through a first portal, the first portal being used for transferring the first request message from the first terminal to a second terminal; receiving a first response message, wherein the first response message is a message generated by the second terminal according to a response result, and the second terminal responds to the first request message; and analyzing the first response message to obtain a response result, and displaying a second page on a first terminal user interface when the response result is that the payment is successful, wherein the second page is used for prompting the user that the payment of the target object is completed.
By adopting the embodiment of the invention, the PC terminal is more stable and reliable than a mobile terminal system, so that the first page is displayed on the user interface of the first terminal (such as the PC terminal) by logging in, and the first page is used for displaying at least one object which needs to be paid by a user; acquiring a first operation; responding to the first operation, acquiring a target object from the at least one object, and generating a first request message for paying a corresponding order of the target object based on the target object so as to complete ordering at a first terminal and obtain a corresponding payment request; and then, the first request message is sent through a first entrance, the first entrance is used for transferring the first request message from the first terminal to a second terminal, so that the payment request is directly sent to the second terminal (such as a mobile terminal like a mobile phone) for payment instead of the list for placing the order, the payment request is directly received at the second terminal side, and the order does not need to be selected for payment by searching the list for placing the order and the like, so that the processing efficiency of the whole process is simplified.
Drawings
FIG. 1 is a schematic flow chart of a first implementation of the method according to the first embodiment of the present invention;
FIG. 2 is a schematic diagram of a first page to which an embodiment of the invention is applied;
fig. 3 is a schematic structural diagram of a first terminal according to a first embodiment of the present invention;
FIG. 4 is a schematic flow chart of a second implementation of the method of the present invention;
FIG. 5 is a schematic diagram of a third page to which an embodiment of the method of the invention is applied;
fig. 6 is a schematic structural diagram of a second terminal according to a first embodiment of the present invention;
fig. 7 is a general hardware entity diagram corresponding to a first terminal, a second terminal or a server to which the embodiment of the present invention is applied;
fig. 8 is a schematic diagram of an application scenario to which the embodiment of the present invention is applied.
Detailed Description
The following describes the embodiments in further detail with reference to the accompanying drawings.
As shown in fig. 1, an information processing method according to an embodiment of the present invention includes:
Here, the first page includes, but is not limited to, a page for entering a shopping order or purchasing items through a client terminal or directly through a web page login at the first terminal.
Here, the first entry includes, but is not limited to, a traversal button located on the first page, the traversal button is only one specific expression, and essentially, the traversal button is an entry that requests triggering and forwards a first request message (such as an order payment request message), through which an order payment request of the first terminal can be transferred to a second terminal (such as a mobile terminal) for payment, and the description of the subsequent application scenario has specific explanations, which are not described herein again.
Here, only the first terminal is taken as a PC terminal as an example, the second terminal is taken as a mobile terminal as an example, the first terminal and the second terminal are different types of terminals, ordering is performed by using the first terminal, security can be realized because the system stability of the first terminal is higher than that of the second terminal, payment is performed by using the second terminal, and payment rapidness can be realized because of portability and mobility of the second terminal.
Here, the transfer from the first terminal to the second terminal may be a direct interaction between two different types of terminals, or may be a transfer performed by a transfer component, such as a server, that is: a request/response message which is sent to a second terminal by a first terminal needs to be transferred by a server so as to be synchronized to the second terminal; and the request/response message to be sent by the second terminal to the first terminal needs to be relayed by the server to be synchronized to the first terminal.
And 105, receiving a first response message, wherein the first response message is a message generated by the second terminal responding to the first request message according to a response result.
And 106, analyzing the first response message to obtain a response result, and displaying a second page on the first terminal user interface when the response result is that the payment is successful, wherein the second page is used for prompting the user that the payment for the target object is completed.
Here, as shown in fig. 2, the first page is displayed on the first terminal, specifically, the first terminal is a PC terminal, in fig. 2, a first page a1 is displayed in the PC terminal S1, and the first page a1 includes a plurality of objects, which are exemplified by objects b1 and b 2. Of course, the first page is not limited to the page of the shopping website, and may also be a page for purchasing props or accessories in the game scene. The first page is not limited to the examples herein.
Taking the page of the shopping website as an example, the user orders through the PC terminal, and may search through the search box of the first page to obtain the required goods, or directly search for the required goods by turning pages in the first page. With a page in the game scene for purchasing items or accessories, the first page can be entered at a game clearance or a pop-up prompt during game play to purchase game items or accessories or redeem points, etc. And if the payment is successful, displaying a second page at the first terminal, wherein the second page is a page for prompting the successful payment.
By adopting the embodiment of the invention, the PC terminal is more stable and reliable than a mobile terminal system, so that the first page displayed on the user interface of the first terminal (such as the PC terminal) is logged in and is used for displaying at least one object which needs to be paid by the user; acquiring a first operation; responding to the first operation, acquiring a target object from the at least one object, and generating a first request message for paying a corresponding order of the target object based on the target object so as to complete ordering at a first terminal and obtain a corresponding payment request; and then, the first request message is sent through a first entrance, the first entrance is used for transferring the first request message from the first terminal to a second terminal, so that the payment request is directly sent to the second terminal (such as a mobile terminal like a mobile phone) for payment instead of the list for placing the order, the payment request is directly received at the second terminal side, and the order does not need to be selected for payment by searching the list for placing the order and the like, so that the processing efficiency of the whole process is simplified.
In an embodiment of the present invention, the sending the first request message through the first portal includes: the first request message comprises a first information identifier, and the first information identifier is used for identifying the user; and sending the first request message to a server through the first entrance, and after the server analyzes the first information identifier, synchronizing the first request message to a second terminal logged by the user through the first information identifier.
By adopting the embodiment, the user places an order at the first terminal to request payment, and forwards the payment request to the second terminal which the user logs in, and the information between the first terminal and the second terminal needs to be synchronized through the forwarding of the server, which is a scheme that the same user places an order and pays the same user through a first information identifier (such as a QQ account or other accounts) for identifying the identity of the user.
In an embodiment of the present invention, the sending the first request message through the first portal includes: the first request message comprises a second information identifier, and the second information identifier is used for identifying a user group related to the user; and sending the first request message to a server through the first entrance, after the server analyzes the second information identifier, obtaining a user group related to the user through the second information identifier, and synchronizing the first request message to a second terminal logged in by one or more selected users in the user group.
Different from the foregoing embodiment, in this embodiment, the scheme is that, instead of ordering by the same user and making payment by the same user, the second information identifier is used to identify a user group related to the user to find other users related to the ordered user, so that the server selects one or more users from the user group related to the user according to a preset policy to perform payment instead of payment, that is, the scheme is that a second terminal logged in by a friend in a friend chain of the user performs payment.
Further, if a plurality of users all receive the payment request, one of the users selects to pay and informs other users in the user group that the other users do not need to pay, or the successful payment result of one user is synchronized among a plurality of second terminals affiliated to the user group, and the other users do not need to pay so as to avoid repeated payment.
Embodiment one of the first terminal:
as shown in fig. 3, the first terminal of the embodiment of the present invention includes:
the first login unit 11 is configured to log in a first page displayed on a first terminal user interface, where the first page is used to display at least one object that a user needs to pay.
A first obtaining unit 12, configured to obtain a first operation.
A first responding unit 13, configured to, in response to the first operation, acquire a target object from the at least one object, and generate, based on the target object, a first request message for paying for an order corresponding to the target object.
A first sending unit 14, configured to send the first request message through a first portal, where the first portal is used to transfer the first request message from the first terminal to a second terminal.
A first receiving unit 15, configured to receive a first response message, where the first response message is a message generated by the second terminal in response to the first request message and according to a response result.
And the first analysis and processing unit 16 is configured to analyze the first response message to obtain the response result, and when the response result is that the payment is successful, display a second page on the first terminal user interface, where the second page is used to prompt the user that the payment for the target object has been completed.
In an embodiment of the present invention, the first sending unit is further configured to send the first request message to a server through the first entry when the first request message includes a first information identifier, where the first information identifier is used to identify the user, and after the server parses the first information identifier, the first request message is synchronized to a second terminal that the user logs in through the first information identifier.
In an embodiment of the present invention, the first sending unit is further configured to send the first request message to a server through the first portal when the first request message includes a second information identifier, where the second information identifier is used to identify a user group related to the user, obtain the user group related to the user through the second information identifier after the server parses the second information identifier, and synchronize the first request message to a second terminal logged in by one or more users selected from the user group.
The second method embodiment:
as shown in fig. 4, an information processing method according to an embodiment of the present invention includes:
And 203, when the judgment result is used for representing that the card information is bound, displaying a third page on a user interface of the second terminal, wherein the third page comprises a password input area.
And step 204, acquiring a second user operation acting on the password input area.
And step 205, responding to the second user operation to obtain the input password information, and sending the password information to the payment platform for verification through a second request message, so that the payment platform can obtain a verification result after matching according to the password information and the card information.
And step 206, receiving the verification result, and when the verification result is matched, packaging a response result of successful payment into the first response message and returning the response result to the first terminal.
Here, as shown in fig. 5, the third page is displayed on the second terminal, and the second terminal is specifically the mobile terminal S2, in fig. 5, the third page a2 is displayed on the mobile terminal S2, the third page a2 includes a password input area, the user inputs a password, the payment is successful if the verification is passed, and a payment success message is returned to the first terminal. The third page is not limited to the example herein.
In an implementation manner of an embodiment of the present invention, the method further includes:
and 301, when the judgment result is used for representing that the card information is not bound, displaying a fourth page on a user interface of the second terminal, wherein an information area included in the fourth page supports a channel interface for payment in at least one payment mode.
Step 302, obtaining a third user operation acting on the channel interface.
Step 303, responding to the third user operation, sending a third request message to the payment platform corresponding to the channel interface, so that the payment platform can initiate a prompt of payment information confirmation at least through newly bound card information, card information input by the current user, or other payment carriers associated with the account number of the current user, and obtain a prompt result.
And 304, receiving the prompt result, inputting password information according to the prompt result, packaging a response result of successful payment into a first response message after the password information passes the verification of the payment platform, and returning the response result to the first terminal.
In an embodiment of the present invention, the encapsulating the response result of successful payment into the first response message, and returning the response result to the first terminal further includes: and after the second terminal sends the first response message to the server, the server forwards the first response message to the first terminal.
First embodiment of the second terminal:
as shown in fig. 6, the second terminal of the embodiment of the present invention includes:
a second receiving unit 21, configured to receive a first request message that is sent by a first terminal through a first entry and used for paying a corresponding order of a target object, where the first entry is used to transfer the first request message from the first terminal to a second terminal.
And the triggering unit 22 is configured to trigger and determine whether the current user already binds card information for paying a corresponding order of the target object, so as to obtain a determination result.
And the display unit 23 is configured to display a third page on the user interface of the second terminal when the determination result is used to represent that the card information has been bound, where the third page includes a password input area.
A second acquiring unit 24 for acquiring a second user operation acting on the password input area.
And a second response unit 25, configured to respond to the second user operation to obtain input password information, and send the password information to the payment platform through a second request message for verification, so that the payment platform can obtain a verification result after matching according to the password information and the card information.
A third receiving unit 26, configured to receive the verification result, where when the verification result is a match, the response result of successful payment is encapsulated in the first response message, and is returned to the first terminal.
In an implementation manner of the embodiment of the present invention, the display unit is further configured to display a fourth page on a user interface of the second terminal when the determination result is used to represent that the card information is not bound, where an information area included in the fourth page supports a channel interface for performing payment by using at least one payment method;
the second terminal further includes:
a third acquiring unit, configured to acquire a third user operation acting on the channel interface;
a third response unit, configured to respond to the third user operation, send a third request message to the payment platform corresponding to the channel interface, so that the payment platform can initiate a prompt for payment information confirmation at least through newly bound card information, card information input by a current user, or another payment carrier associated with an account of the current user, and obtain a prompt result;
and the returning unit is used for receiving the prompt result, inputting password information according to the prompt result, packaging a response result of successful payment into the first response message after the password information passes the verification of the payment platform, and returning the response result to the first terminal.
In an implementation manner of the embodiment of the present invention, the returning unit is further configured to forward the first response message to the first terminal through the server after sending the first response message to the server.
The third method embodiment:
an information processing method according to an embodiment of the present invention includes:
step 401, receiving a first request message sent by a first terminal through a first portal for paying for an order corresponding to a target object, where the first portal is used to transfer the first request message from the first terminal to a second terminal.
Step 402, analyzing a first information identifier from the first request message; the first information identification is used for identifying the user.
And step 403, synchronizing the first request message to the second terminal logged by the user according to the first information identifier.
Step 404, receiving a first response message, wherein a response result of successful payment is encapsulated in the first response message.
Step 405, synchronizing the first response message from the second terminal to the first terminal.
Here, the first terminal and the second terminal are different types of terminals.
The method comprises the following steps:
an information processing method according to an embodiment of the present invention includes:
step 501, receiving a first request message sent by a first terminal through a first portal for paying an order corresponding to a target object, where the first portal is used for transferring the first request message from the first terminal to a second terminal.
Step 502, parsing out a second information identifier from the first request message; the second information identification is used for identifying a user group related to the user.
Step 503, synchronizing the first request message to the second terminal logged in by the selected one or more users in the user group according to the second information identifier.
Step 504, receiving a first response message, wherein the first response message is packaged with a response result of successful payment.
Step 505, synchronizing the first response message from the second terminal to the first terminal.
Here, the first terminal and the second terminal are different types of terminals.
The first embodiment of the server:
a server according to an embodiment of the present invention includes:
a fourth receiving unit, configured to receive a first request message sent by a first terminal through a first portal and used for paying an order corresponding to a target object, where the first portal is used to transfer the first request message from the first terminal to a second terminal. The second analysis unit is used for analyzing the first information identifier from the first request message; the first information identifier is used for identifying the user. And the first synchronization unit is used for synchronizing the first request message to the second terminal logged by the user according to the first information identifier. A fifth receiving unit, configured to receive a first response message, where a response result that the payment is successful is encapsulated in the first response message. A second synchronization unit, configured to synchronize the first response message from the second terminal to the first terminal. The first terminal and the second terminal are different types of terminals.
The second embodiment of the server:
a server according to an embodiment of the present invention includes: a fourth receiving unit, configured to receive a first request message sent by a first terminal through a first portal and used for paying an order corresponding to a target object, where the first portal is used to transfer the first request message from the first terminal to a second terminal. A second parsing unit, configured to parse a second information identifier from the first request message; the second information identification is used to identify a group of users associated with the user. And the first synchronization unit is used for synchronizing the first request message to a second terminal logged by one or more selected users in the user group according to the second information identification. A fifth receiving unit, configured to receive a first response message, where a response result that the payment is successful is encapsulated in the first response message. A second synchronization unit, configured to synchronize the first response message from the second terminal to the first terminal. The first terminal and the second terminal are different types of terminals.
It should be noted that the first terminal may be a PC terminal, an electronic device such as a desktop computer, and the second terminal may be a portable electronic device such as a PAD, a tablet computer, and a laptop computer, but is not limited to the description herein; the server may be an electronic device configured by a cluster system, and integrated into one or each unit function separately for implementing each unit function, and each of the first terminal, the second terminal, and the server includes at least a database for storing data and a processor for data processing, or includes a storage medium provided in the server or a storage medium provided separately.
As for the Processor for data Processing, when executing Processing, the Processor can be implemented by a microprocessor, a Central Processing Unit (CPU), a Digital Signal Processor (DSP), or a Programmable logic Array (FPGA); for the storage medium, the storage medium contains operation instructions, which may be computer executable codes, and the operation instructions implement the steps in the flow of the information processing method according to the above-described embodiment of the present invention.
Fig. 7 shows an example of the first terminal, the second terminal and the server as a hardware entity S31. The apparatus comprises a processor 31, a storage medium 32 and at least one external communication interface 33; the processor 31, the storage medium 32, and the external communication interface 33 are all connected by a bus 34.
Here, it should be noted that: the above description related to the first terminal, the second terminal and the server is similar to the above description of the method, and the description of the beneficial effects of the method is not repeated. For technical details not disclosed in the embodiments of the client and server of the present invention, refer to the description of the embodiments of the method of the present invention.
The embodiment of the invention is explained by taking a practical application scene as an example as follows:
the application scenario is a scenario in which orders are placed by using a non-portable terminal such as a PC or a desktop to select and purchase order placing objects such as various types of articles, virtual coins, subscription products, props and the like, and a payment request for skipping the orders on a mobile phone through one button by crossing a button can be transferred to another portable terminal such as a mobile phone and a PAD tablet computer to pay conveniently, quickly and safely.
Key terms related to customization herein are described as follows:
and (4) through payment: the wireless payment method is a new generation wireless payment method based on a QQ account system, a user can select commodities on a PC terminal and then pay by 'passing through' a key to a mobile terminal, the requirements of placing orders of the user on the PC terminal and paying on the mobile terminal are met, the wireless payment method is the most natural scene of conversion from the PC terminal to the mobile terminal and the maximum payment conversion rate can be obtained, and the payment method can be supported by the least flow and the most safe payment system. Here, the payment conversion rate refers to a ratio of the amount of the orders the user picks up the commodities to the amount of the orders that the payment is finally completed in the process from the commodity selection to the payment completion by the user.
Currently, for the application scenario, PC-side payment tends to be shifted to mobile payment for payment using internet technology. However, how to realize the selection of the goods at the PC end by the user, the closed-loop process of payment at the mobile end is not perfect in technical implementation, and has problems in safety and rapidity.
The first mode is as follows: the user chooses to purchase the commodity at the PC end, then places an order to the Server (Server), the Server generates an order of a corresponding order number, the user opens the APP client, the APP client is used for actively going to the Server to pull the order of the user, the generated order can be displayed on a user interface of the APP client, and the user can also comprise a user account, purchased commodity and other content objects. After the pull is successful, the generated order is displayed in an order list, and at the moment, if the user wants to pay, the user needs to go to the order list to find out the order needing to be paid, and then can pay.
The problem with this scheme of transferring PC-side payments to mobile payments is: the user does not have the perception at the mobile terminal, can't definitely indicate that the user also can pay at the mobile terminal, and the user probably only can adopt the PC end payment, and neglects the possibility that the APP customer end also can pay, unless having logged in the APP customer end, draws the order, looks over and finds the order of unpaid, just can select to pay at mobile terminal, and the treatment effeciency is low, and the information is unshared.
The second mode is as follows: the mode of synchronizing the PC side order to the mobile side is mainly code scanning payment (the user needs to actively trigger the mobile phone side software and find a code scanning entry, which is not convenient enough), if the order is generated into a two-dimensional code, the mobile side analyzes the two-dimensional code to obtain the order, and the order is paid. For another example, when the PC terminal fails to invoke the APP of the mobile phone, the system places an order to the Server through the application of the PC terminal, the Server generates a corresponding order number, and generates a unique two-dimensional code according to the order number and transmits the unique two-dimensional code back to the PC terminal, and the user needs to open the mobile APP, find the code scanning function entry, and scan the two-dimensional code of the PC terminal to perform payment.
The problem with this scheme of transferring PC-side payments to mobile payments is: although there is a possibility that the user can pay by informing the APP client, at the APP client side, scanning the code from the user to successful payment is required, the user starts scanning software, the scanning software may not be self-carried at the APP client, and interaction is required to be performed between the payment APP and the scanning APP more than once to obtain information. It can be seen that, the whole process needs the user to draw out the cell phone, unlock, open APP, find the code scanning entrance, scan the two-dimensional code, acquire the order, pay, the process is still relatively tedious, the processing efficiency is low, the information is not shared, and the result of the payment completion is not informed to the PC actively.
In the application scenario, the embodiment of the invention is adopted, in brief, through payment is used, a user only needs to click a 'through button' at a PC end point, and a mobile phone end (such as hand Q software or WeChat software) can immediately receive a payment request of an order to be paid, so that the steps are simplified, the purposes of improving the processing efficiency and synchronously sharing information between the PC end and the mobile terminal are achieved, and the payment conversion rate can also be correspondingly improved due to the improvement of the processing efficiency.
Specifically, the application scenario that uses the embodiment of the present invention as shown in fig. 8 includes the following processes:
step 601, the user selects and purchases the commodity on the PC terminal of the user.
Step 602, the user starts to request pass-through payment through the access layer by clicking a pass-through button on the PC terminal, and sends a payment request to the mobile phone terminal.
And step 603, adding the payment request of the user into a background of the APP client.
And step 604, informing the mobile phone terminal to pull the payment request or pushing the payment request to the mobile phone terminal.
Step 605 informs the user that there is an incomplete payment.
And 606, the user pays the payment request through the mobile phone terminal.
Step 607-.
Step 611-613, notifying delivery, pushing payment flow, notifying the user that the PC terminal has successfully paid
Here, the payment logic system, the payment channel, and the message pushing system are all located on the server side, and the payment logic system and the payment channel all belong to a part of the payment platform.
In summary, the pass-through payment requires only one step: after the user selects and purchases the commodity, the user clicks the crossing button, the Server synchronizes the payment request to the mobile terminal in real time, the mobile terminal automatically pops up a payment page, and the user inputs a payment password to complete the payment; if the APP at the user mobile terminal is not bound with the card, the user mobile terminal enters a payment channel page, selects a corresponding payment channel, and inputs a password to complete payment. The PC end and the mobile phone end experience synchronization, when the user pays at the mobile phone end, the payment Server can inform the PC end, and the PC end receives the message and can display the page of completed payment to the user at the PC end.
Adopt above-mentioned flow, transfer the payment demand of PC end to mobile terminal, the user has selected commodity at the PC end, click the button, the payment page is pulled up immediately to the mobile end, in whole order and the payment flow, the step is still less, the flow is shorter, experience is better, and this in-process PC end is synchronous with the user experience of mobile end, the threshold that the user strideed across terminal payment has been reduced, the effectual user experience that has improved, the conversion rate of payment has been improved, simultaneously with the user from the PC end guide to the mobile end pay, utilize the agility of mobile payment.
In the several embodiments provided in the present application, it should be understood that the disclosed apparatus and method may be implemented in other ways. The above-described device embodiments are merely illustrative, for example, the division of the unit is only one logical function division, and there may be other division ways in actual implementation, such as: multiple units or components may be combined, or may be integrated into another system, or some features may be omitted, or not implemented. In addition, the coupling, direct coupling or communication connection between the components shown or discussed may be through some interfaces, and the indirect coupling or communication connection between the devices or units may be electrical, mechanical or other forms.
The units described as separate parts may or may not be physically separate, and parts displayed as units may or may not be physical units, may be located in one place, or may be distributed on multiple network units; some or all of the units can be selected according to actual needs to achieve the purpose of the solution of the embodiment.
In addition, all functional units in the embodiments of the present invention may be integrated into one processing unit, or each unit may be separately used as one unit, or two or more units may be integrated into one unit; the integrated unit may be implemented in the form of hardware, or in the form of hardware plus a software functional unit.
Those of ordinary skill in the art will understand that: all or part of the steps for implementing the method embodiments may be implemented by hardware related to program instructions, and the program may be stored in a computer readable storage medium, and when executed, the program performs the steps including the method embodiments; and the aforementioned storage medium includes: a mobile storage device, a Read-Only Memory (ROM), a Random Access Memory (RAM), a magnetic disk or an optical disk, and other various media capable of storing program codes.
Alternatively, the integrated unit of the present invention may be stored in a computer-readable storage medium if it is implemented in the form of a software functional module and sold or used as a separate product. Based on such understanding, the technical solutions of the embodiments of the present invention may be essentially implemented or a part contributing to the prior art may be embodied in the form of a software product, which is stored in a storage medium and includes several instructions for causing a computer device (which may be a personal computer, a server, or a network device) to execute all or part of the methods described in the embodiments of the present invention. And the aforementioned storage medium includes: a removable storage device, a ROM, a RAM, a magnetic or optical disk, or various other media that can store program code.
The above description is only for the specific embodiments of the present invention, but the scope of the present invention is not limited thereto, and any person skilled in the art can easily conceive of the changes or substitutions within the technical scope of the present invention, and all the changes or substitutions should be covered within the scope of the present invention. Therefore, the protection scope of the present invention shall be subject to the protection scope of the appended claims.
Claims (15)
1. An information processing method, characterized in that the method comprises:
the method comprises the steps that a client side is operated in a first terminal, and a first page is displayed in a user interface of the client side and used for displaying at least one object needing to be paid by a user;
in response to a first operation on the first page, acquiring a target object from the at least one object;
generating order information based on the target object to complete order placement, and generating a first request message for paying the order information based on the order information;
presenting a first portal in the first page for transferring the first request message from the first terminal to a second terminal for payment on the second terminal when the client is being run by the second terminal;
responding to the click operation aiming at the first entrance, transferring the first request message to the second terminal so that the second terminal responds to the first request message, and generating and returning a first response message according to a response result, wherein the response result of successful payment is packaged in the first response message;
receiving the first response message;
when the first response message is analyzed to obtain successful payment, displaying a second page on a first terminal user interface, wherein the second page is used for prompting the user that the payment for the target object is completed;
wherein transferring the first request message to the second terminal comprises:
the first request message comprises a second information identifier, and the second information identifier is used for identifying a user group related to the user;
and sending the first request message to a server, analyzing the second information identifier by the server, obtaining a user group related to the user through the second information identifier, and synchronizing the first request message to a second terminal logged in by one or more selected users in the user group so as to carry out payment on the first request message on the second terminal.
2. The method of claim 1, wherein transferring the first request message to the second terminal comprises:
the first request message comprises a first information identifier, and the first information identifier is used for identifying the user;
and sending the first request message to a server, and synchronizing the first request message to a second terminal logged by the user through the first information identifier after the first information identifier is analyzed by the server.
3. A first terminal, characterized in that the first terminal comprises:
the system comprises a first acquisition unit, a second acquisition unit and a third acquisition unit, wherein the first acquisition unit is used for operating a client in a first terminal and presenting a first page in a user interface of the client, and the first page is used for displaying at least one object which needs to be paid by a user;
in response to a first operation on the first page, acquiring a target object from the at least one object;
the first response unit is used for generating order information based on the target object so as to complete order placement and generating a first request message for paying the order information based on the order information;
presenting a first portal in the first page when a second terminal is running the client, the first portal for transferring the first request message from the first terminal to the second terminal for payment on the second terminal;
a first sending unit, configured to transfer the first request message to the second terminal in response to a click operation on the first entry, so that the second terminal responds to the first request message, and generate and return a first response message according to a response result, where the first response message includes a response result indicating that payment is successful;
a first receiving unit, configured to receive a first response message;
the first analysis and processing unit is used for displaying a second page on a first terminal user interface when the first response message is analyzed and payment is successful, and the second page is used for prompting a user that the payment of the target object is completed;
the first sending unit is further configured to send the first request message to a server when the first request message includes a second information identifier, where the second information identifier is used to identify a user group related to the user, obtain the user group related to the user through the second information identifier after the second information identifier is analyzed by the server, and synchronize the first request message to a second terminal where one or more selected users in the user group log in, so as to perform a payment for the first request message on the second terminal.
4. The first terminal of claim 3, wherein the first sending unit is further configured to include a first information identifier in the first request message, where the first information identifier is used to identify the user, send the first request message to a server, and after the server parses the first information identifier, synchronize the first request message to a second terminal that the user logs in through the first information identifier.
5. An information processing method, characterized in that the method comprises:
when the client is operated in the second terminal, receiving a first request message transferred by the first terminal in response to a click operation aiming at a first entrance presented in a first page;
the first page is a page which is presented in a user interface of the first terminal running the client and is used for displaying at least one object which needs to be paid by a user; the first request message is that the first terminal responds to a first operation aiming at the first page, acquires a target object from the at least one object, generates order information based on the target object to complete order placement, and generates a message for paying the order information based on the order information; the first portal is for transferring the first request message from the first terminal to a second terminal for payment on the second terminal; the second terminal is a terminal which is logged in by other users selected from the user group based on a second information identifier when the first request comprises the second information identifier for identifying the user group related to the current user;
when the current user binds card information used for paying order information corresponding to the target object, displaying a third page on a user interface of the second terminal, wherein the third page comprises a password input area;
sending the password information acquired in the password input area to a payment platform for verification through a second request message, so that the payment platform can obtain a verification result after matching according to the password information and the card information;
and receiving the verification result, and when the verification result is matched, packaging a response result of successful payment into a first response message and returning the response result to the first terminal.
6. The method of claim 5, further comprising:
when the current user does not bind card information used for paying the order information corresponding to the target object, displaying a fourth page on a user interface of the second terminal, wherein an information area included in the fourth page supports a channel interface for paying by adopting at least one payment mode;
acquiring a third user operation acting on the channel interface;
responding to the third user operation, sending a third request message to the payment platform corresponding to the channel interface, so that the payment platform can initiate a prompt of payment information confirmation at least through newly bound card information or card information input by the current user or other payment carriers associated with the account number of the current user to obtain a prompt result;
and receiving the prompt result, inputting password information according to the prompt result, packaging a response result of successful payment into a first response message after the password information passes verification of the payment platform, and returning the response result to the first terminal.
7. The method according to claim 5 or 6, wherein the encapsulating the response result of successful payment back to the first terminal in the first response message further comprises:
and after the second terminal sends the first response message to the server, the server forwards the first response message to the first terminal.
8. A second terminal, characterized in that the second terminal comprises:
the second receiving unit is used for receiving a first request message forwarded by the first terminal in response to the click operation aiming at the first entrance presented in the first page when the client is operated in the second terminal;
the first page is a page which is presented in a user interface of the first terminal running the client and is used for displaying at least one object which needs to be paid by a user; the first request message is a message that the first terminal acquires a target object from the at least one object in response to a first operation on the first page, generates order information based on the target object to complete order placement, and generates order information for paying for the order information based on the order information; the first portal is for transferring the first request message from the first terminal to a second terminal for payment on the second terminal; the second terminal is a terminal which is logged in by other users selected from the user group based on the second information identification when the first request comprises the second information identification used for identifying the user group related to the current user;
the display unit is used for displaying a third page on a user interface of the second terminal when the current user binds card information used for paying order information corresponding to the target object, wherein the third page comprises a password input area;
the second response unit is used for sending the password information acquired in the password input area to a payment platform for verification through a second request message, so that the payment platform can obtain a verification result after matching according to the password information and the card information;
and the third receiving unit is used for receiving the verification result, and when the verification result is matched, packaging a response result of successful payment into the first response message and returning the response result to the first terminal.
9. The second terminal according to claim 8, wherein the display unit is further configured to display a fourth page on the user interface of the second terminal when the current user does not bind card information for paying for the order information corresponding to the target object, where an information area included in the fourth page supports a channel interface for paying by using at least one payment method;
the second terminal further comprises:
a third acquiring unit, configured to acquire a third user operation applied to the channel interface;
a third response unit, configured to respond to the third user operation, send a third request message to the payment platform corresponding to the channel interface, so that the payment platform can initiate a prompt for payment information confirmation at least through newly bound card information, card information input by a current user, or another payment carrier associated with an account of the current user, and obtain a prompt result;
and the returning unit is used for receiving the prompt result, inputting password information according to the prompt result, packaging a response result of successful payment into the first response message after the password information passes the verification of the payment platform, and returning the response result to the first terminal.
10. The second terminal of claim 9, wherein the returning unit is further configured to forward the first response message to the first terminal through the server after sending the first response message to the server.
11. An information processing method, characterized in that the method comprises:
receiving a first request message forwarded by a first terminal in response to a click operation aiming at a first entrance;
the first page is a page which is presented in a user interface of the first terminal operation client and used for displaying at least one object which needs to be paid by a user; the first request message is a message that the first terminal acquires a target object from the at least one object in response to a first operation on the first page, generates order information based on the target object to complete order placement, and generates order information for paying for the order information based on the order information; the first portal is a button presented in the first page for transferring the first request message from the first terminal to a second terminal for payment on the second terminal when the client is running on a second terminal and the first terminal completes placing an order;
analyzing a first information identifier from the first request message; the first information identification is used for identifying the user;
synchronizing the first request message to a second terminal logged in by the user according to the first information identifier, wherein the second terminal is a terminal logged in by the user, and the first terminal and the second terminal are different types of terminals;
receiving a first response message, wherein a response result of successful payment is encapsulated in the first response message;
and synchronizing the first response message from the second terminal to the first terminal, wherein the first terminal and the second terminal are different types of terminals.
12. An information processing method, characterized in that the method comprises:
receiving a first request message forwarded by a first terminal in response to a click operation aiming at a first entrance;
the first page is a page which is displayed in a user interface of the first terminal operation client and is used for displaying at least one object which needs to be paid by a user; the first request message is a message that the first terminal acquires a target object from the at least one object in response to a first operation on the first page, generates order information based on the target object to complete order placement, and generates order information for paying for the order information based on the order information; the first portal is a button presented in the first page for transferring the first request message from the first terminal to a second terminal for payment on the second terminal when the client is running on the second terminal and the first terminal completes placing an order;
analyzing a second information identifier from the first request message; the second information identification is used for identifying a user group related to the user;
synchronizing the first request message to a second terminal logged in by one or more users selected from the user group according to the second information identifier so as to perform payment on the first request message on the second terminal, wherein the second terminal is a terminal logged in by a user selected from the user group based on the second information identifier, and the first terminal and the second terminal are different types of terminals;
receiving a first response message, wherein a response result of successful payment is encapsulated in the first response message;
synchronizing the first response message from the second terminal to the first terminal;
the first terminal and the second terminal are different types of terminals.
13. A server, characterized in that the server comprises:
the fourth receiving unit is used for receiving a first request message forwarded by the first terminal in response to the click operation of the first entrance presented in the first page;
the first page is a page which is presented in a user interface of the first terminal operation client and used for displaying at least one object which needs to be paid by a user; the first request message is a message that the first terminal acquires a target object from the at least one object in response to a first operation on the first page, generates order information based on the target object to complete order placement, and generates order information for paying for the order information based on the order information; the first portal is a button presented in the first page for transferring the first request message from the first terminal to a second terminal for payment on the second terminal when the client is running on the second terminal and the first terminal completes placing an order;
the second analysis unit is used for analyzing the first information identifier from the first request message; the first information identification is used for identifying the user;
the first synchronization unit is used for synchronizing the first request message to a second terminal logged by the user according to the first information identifier;
a fifth receiving unit, configured to receive a first response message, where a response result of successful payment is encapsulated in the first response message;
a second synchronization unit, configured to synchronize the first response message from the second terminal to the first terminal;
the first terminal and the second terminal are different types of terminals.
14. A server, characterized in that the server comprises:
the fourth receiving unit is used for receiving a first request message forwarded by the first terminal in response to the click operation of the first entrance presented in the first page;
the first page is a page which is presented in a user interface of the first terminal operation client and used for displaying at least one object which needs to be paid by a user; the first request message is a message that the first terminal acquires a target object from the at least one object in response to a first operation on the first page, generates order information based on the target object to complete order placement, and generates order information for paying for the order information based on the order information; the first portal is a button presented in the first page for transferring the first request message from the first terminal to a second terminal for payment on the second terminal when the client is running on the second terminal and the first terminal completes placing an order;
the second analysis unit is used for analyzing a second information identifier from the first request message; the second information identification is used for identifying a user group related to the user;
a first synchronization unit, configured to synchronize the first request message to a second terminal logged in by one or more users selected from the user group according to the second information identifier, so as to perform payment for the first request message on the second terminal;
a fifth receiving unit, configured to receive a first response message, where a response result of successful payment is encapsulated in the first response message;
a second synchronization unit, configured to synchronize the first response message from the second terminal to the first terminal;
the first terminal and the second terminal are different types of terminals.
15. A computer storage medium having a computer program stored thereon, wherein the computer program when executed by a processor implements the steps of the method of any one of claims 1-2, 5-7, 11, 12.
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| CN107578234A (en) * | 2017-09-01 | 2018-01-12 | 泰康保险集团股份有限公司 | Method of payment, payment mechanism, medium and electronic equipment |
| CN108537634A (en) * | 2018-03-30 | 2018-09-14 | 拉扎斯网络科技（上海）有限公司 | A kind of spelling folk prescription method, first terminal, second terminal and server |
| CN111242605B (en) * | 2018-11-29 | 2023-09-19 | 中国移动通信集团广东有限公司 | Mobile payment method |
| CN110391972A (en) * | 2019-07-30 | 2019-10-29 | 北京三快在线科技有限公司 | A kind of business execution system, method and device |
| CN110992014A (en) * | 2019-11-28 | 2020-04-10 | 维沃移动通信有限公司 | Payment method and electronic equipment |
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