CN105681171A - Investing and financing dynamic assisting system and method - Google Patents
Investing and financing dynamic assisting system and method Download PDFInfo
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- CN105681171A CN105681171A CN201610141826.9A CN201610141826A CN105681171A CN 105681171 A CN105681171 A CN 105681171A CN 201610141826 A CN201610141826 A CN 201610141826A CN 105681171 A CN105681171 A CN 105681171A
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- H—ELECTRICITY
- H04—ELECTRIC COMMUNICATION TECHNIQUE
- H04L—TRANSMISSION OF DIGITAL INFORMATION, e.g. TELEGRAPHIC COMMUNICATION
- H04L51/00—User-to-user messaging in packet-switching networks, transmitted according to store-and-forward or real-time protocols, e.g. e-mail
- H04L51/07—User-to-user messaging in packet-switching networks, transmitted according to store-and-forward or real-time protocols, e.g. e-mail characterised by the inclusion of specific contents
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- G06Q40/00—Finance; Insurance; Tax strategies; Processing of corporate or income taxes
- G06Q40/06—Asset management; Financial planning or analysis
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- H04—ELECTRIC COMMUNICATION TECHNIQUE
- H04L—TRANSMISSION OF DIGITAL INFORMATION, e.g. TELEGRAPHIC COMMUNICATION
- H04L51/00—User-to-user messaging in packet-switching networks, transmitted according to store-and-forward or real-time protocols, e.g. e-mail
- H04L51/52—User-to-user messaging in packet-switching networks, transmitted according to store-and-forward or real-time protocols, e.g. e-mail for supporting social networking services
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- H04L63/105—Multiple levels of security
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- H04—ELECTRIC COMMUNICATION TECHNIQUE
- H04L—TRANSMISSION OF DIGITAL INFORMATION, e.g. TELEGRAPHIC COMMUNICATION
- H04L67/00—Network arrangements or protocols for supporting network services or applications
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- H—ELECTRICITY
- H04—ELECTRIC COMMUNICATION TECHNIQUE
- H04L—TRANSMISSION OF DIGITAL INFORMATION, e.g. TELEGRAPHIC COMMUNICATION
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Abstract
The invention discloses an investing and financing dynamic assisting system and an investing and financing dynamic assisting method. The investing and financing dynamic assisting method comprises the steps that: S1, a first user sends a request to an investing and financing server, and inviting a second user to participate in investment and financing; S2, the investing and financing server returns a login identity value of the second user to the first user; S3, the first user establishes a communication channel with the second user actively according to the login identity value of the second user; S4, the first user sends an assistance request and operating authority to the investing and financing server, and the investing and financing server analyzes the assistance request and the operating authority and sends the analyzed assistance request and operating authority to the second user for confirmation and feedback; S5, and the second user performs the financing assistance operation on the first user through the communication channel. The investing and financing dynamic assisting system and the investing and financing dynamic assisting method are high in efficiency and good in convenience, effectively improves interactivity of the existing investing and financing terminals, and enhances user experience.
Description
Technical field
The present invention relates to online remote assistance technical field, particularly relate to a kind of Investment & Financing dynamic help method and system.
Background technology
Along with the income of residents improves day by day, finance and money management progressively becomes an emerging industry with development potentiality. Substantial amounts of finance product (fund, stock, debt) is pushed to client by current Investment & Financing APP in large quantities, for finance product do not know much have less understanding into client, do not know to select which kind of finance product, to how certain finance product invests, the suggestion of other specialties good friend can not be asked online, and, existing Investment & Financing APP only supports that the lander of APP is unilaterally operated, not can request that good friend's suggestion, thus bringing inconvenience to the use operation of user, improve Investment & Financing risk.
Summary of the invention
It is an object of the invention to provide a kind of Investment & Financing dynamic help method and system, it is possible to online request good friend helps, improve the interactive of existing investment financing terminal and strengthen the experience of user.
To achieve these goals, the present invention provides a kind of Investment & Financing dynamic help method, and it comprises the following steps:
S1, first user send request to Investment & Financing server, invite the second user to participate in financing investment;
The login identification value of described second user is back to described first user by S2, described Investment & Financing server,
S3, the described first user login identification value according to described second user, actively sets up communication channel with described second user;
Help request and operating right are sent to described Investment & Financing server by S4, described first user, and described help is asked and after operating right parsing, be sent to described second user and carry out confirming and feeding back by described Investment & Financing server;
Described first user is carried out financing by described communication channel and helps operation by S5, described second user.
According to a preferred embodiment of the invention: further comprising the steps of after described step S1:
After S11, described Investment & Financing server receive request, whether online inquire about described second user, if online, then perform step S2;If not online, then return request failure response.
According to a preferred embodiment of the invention: in step s3, the described communication channel that described first user is actively set up with the second user includes: voice-grade channel is or/and data channel, and described first user can by described voice-grade channel or/and Investment & Financing information sharing be given described second user by described data channel.
According to a preferred embodiment of the invention: described step S4 comprises the following steps:
Help request and operating right are sent to described Investment & Financing server by S41, described first user;
S42, described Investment & Financing server help request and operating right to resolve to described, then financing participates in order, the login identification value of described first user and operating right and sends to described second user;
S43, described second user receive after described investment participates in order, the login identification value of described first user and described operating right, if described second user determines help, described first user is managed money matters, then send the confirmation participating in financing to described Investment & Financing server;
After S44, described Investment & Financing server receive described confirmation, then send the feedback information of configuration successful to described first user.
According to a preferred embodiment of the invention: the operating right of described first user includes browse right or formulates authority or on-line operation authority.
According to a preferred embodiment of the invention: the financing in described step S5 helps operation to include:
S510, the operating right sent when described first user are browse right, after described second user obtains described browse right, then send browse request to described first user,
S511, described first user software layer convert financing investing tip to browsing data stream, be sent to described second user by described communication channel.
According to a preferred embodiment of the invention: the financing in described step S5 helps operation to include:
S520, the operating right sent when described first user, for formulating authority, after described second user obtains described formulation authority, according to the financing information that described first user provides, formulate capital project for it;
S521, described second user convert described capital project to protocol stream, are sent to described first user by described communication channel;
The described protocol stream received is mapped in the default Investment & Financing scheme module of software layer by S522, described first user, and is displayed by display layer.
According to a preferred embodiment of the invention: further comprise the steps of: after described step S522
The financing information of oneself account or the up-to-date distribution of information of finance product are sent to described first user by described communication channel and share by S523, described second user.
According to a preferred embodiment of the invention: the financing in described step S5 helps operation to include:
S530, the operating right sent when described first user are on-line operation authority, after described second user obtains described on-line operation authority, the interface site information of first user can be scanned into interface data stream and be sent to described second user by the software layer of described first user, it is achieved interface is shared;
S531, described second user can carry out financing in resolving the interface of described first user of display and help operation.
According to a preferred embodiment of the invention: also include after described step S531:
Site information and the data message of operation in the interface of described first user are sent to described first user by S532, described second user;
S533, described first user software layer described site information and data message are carried out resolve restructuring, display layer display, make described first user can see the dynamic operation of described second user.
The present invention also provides for a kind of Investment & Financing dynamic help system, including first user, the second user and Investment & Financing server, described first user and the second user are connected with described Investment & Financing server respectively, described Investment & Financing server includes interconnective data base and processor, described data base is used for storing Investment & Financing data, described processor is used for receiving first user and helps request and operating right, and it is sent to described second user after resolving, wherein, it is connected with each other also by a communication channel between described first user and the second user.
According to a preferred embodiment of the invention: described first user and the second user are equipped with software layer and display layer, described software layer is for mutually changing financing investing tip or interface and data stream, and described display layer is used for showing operation information.
The beneficial effects of the present invention is: first user can invite the second user to carry out managing money matters help as good friend, and the second user operation authority can be given according to demand, make the second user can realize browsing, formulating the Investment & Financing help operation such as financing scheme and dynamic operation first user interface, and these Investment & Financings help operation without the transfer of Investment & Financing server, its efficiency is high, convenience is good, change the closure of conventional investment financing terminal, it is effectively increased the interactive of existing investment financing terminal, enhances the experience of user.
Accompanying drawing explanation
In order to be illustrated more clearly that the embodiment of the present invention or technical scheme of the prior art, the accompanying drawing used required in embodiment or description of the prior art will be briefly described below, apparently, accompanying drawing in the following describes is only some embodiments of the present invention, for those of ordinary skill in the art, under the premise not paying creative work, it is also possible to obtain other accompanying drawing according to these accompanying drawings.
Fig. 1 is the method flow diagram of the Investment & Financing dynamic help method of the present invention;
Fig. 2 is the method flow diagram of the financing help operation of the Investment & Financing dynamic help method of one embodiment of the invention;
Fig. 3 is the method flow diagram of the financing help operation of the Investment & Financing dynamic help method of another embodiment of the present invention;
Fig. 4 is the method flow diagram of the financing help operation of the Investment & Financing dynamic help method of another embodiment of the present invention;
Fig. 5 is the structure chart of the Investment & Financing dynamic help system of the present invention.
Detailed description of the invention
Below in conjunction with accompanying drawing, the preferred embodiments of the present invention are described in detail, so that advantages and features of the invention can be easier to be readily appreciated by one skilled in the art, thus protection scope of the present invention being made apparent clear and definite defining.
Consult shown in Fig. 1, the Investment & Financing dynamic help method of the present invention, it comprises the following steps:
S1, first user 1 send request to Investment & Financing server 3, invite the second user 2 to participate in financing investment;
The login identification value of the second user 2 is back to first user 1 by S2, Investment & Financing server 3,
S3, the first user 1 login identification value according to the second user 2, actively sets up communication channel 4 with the second user 2;
Help request and operating right are sent to Investment & Financing server 3 by S4, first user 1, and Investment & Financing server 3 is sent to the second user 2 and carries out confirming and feeding back after help request and operating right being resolved;
First user 1 is carried out financing by communication channel 4 and helps operation by S5, the second user 2.
In the present invention, first user 1 is the householder of Investment & Financing itself, and good friend or professional person that the second user 2 is householder, Investment & Financing server 3 is risen in this embodiment is mainly used in licensing to the operating right of first user 1 second user 2, under the premise guaranteeing safety, make the second user 2 can pass through communication channel 4 and first user 1 is carried out Investment & Financing help operation, and this Investment & Financing helps specific operation process without the transfer of Investment & Financing server 3, its efficiency is high, convenience is good, changes the closure of conventional investment financing terminal.
In addition, first user 1 and the second user 2 can produce login identification value when logging in Investment & Financing server 3, login identification value can be highlighted for user's head portrait or status indicator is online etc., facilitate first user 1 and the second user 2 mutually to check the logging status of the other side, lay the foundation for follow-up communication channel 4 of setting up.
Specifically, further comprising the steps of after step S1:
After S11, Investment & Financing server 3 receive request, whether online inquire about the second user 2, if online, then perform step S2; If not online, then returning request failure response, so can play the effect timely responded to, when facilitating the second user 2 not online, first user 1 can select other help modes or recourse in time.
In the step S3 of the present invention, the communication channel 4 that first user 1 is actively set up with the second user 2 includes: voice-grade channel 41 is or/and data channel 42, and first user 1 can by voice-grade channel 41 or/and Investment & Financing information sharing be given the second user 2 by data channel 42. Wherein, voice-grade channel 41 makes first user 1 and the second user 2 set up communication relation mainly by the mode of voice, and data channel 42 is mainly used in first user 1 and the second user 2 operates the mutual of data and transmits.
In one embodiment of the present of invention, step S4 comprises the following steps:
Help request and operating right are sent to Investment & Financing server 3 by S41, first user 1;
Financing, to helping request and operating right to resolve, is then participated in order, the login identification value of first user 1 and operating right and sends to the second user 2 by S42, Investment & Financing server 3; Wherein, financing participates in order is send after Investment & Financing server 3 resolves help request;
S43, the second user 2 receive after investment participates in order, the login identification value of first user 1 and operating right, if the second user 2 determines help, first user 1 is managed money matters, then send the confirmation participating in financing to Investment & Financing server 3;
S44, Investment & Financing server 3 then send the feedback information of configuration successful after receiving confirmation to first user 1.
The present invention increases the link of the confirmation in step S43 and step S44 and feedback information, mainly for making first user 1 and the second user 2 carry out two-way confirmation, guarantee the safety helping operation, but also the second user 2 can be made at other in particular cases, the refusal help to first user 1.
Specifically, the operating right of the first user 1 in the present invention includes browse right or formulates authority or on-line operation authority.
Consulting shown in Fig. 2, in one embodiment of the invention, the financing in step S5 helps operation to include:
S510, the operating right sent when first user 1 are browse right, after the second user 2 obtains browse right, then send browse request to first user 1,
S511, first user 1 software layer 5 convert financing investing tip to browsing data stream, be sent to the second user 2 by communication channel 4.
Such as: the good friend as the second user 2 is awarded browse right, then the second user 2 it can be seen that the existing Investment & Financing situation of first user 1: the investment and financing products selected, investment amount, the information such as investment Annual Percentage Rate of selection. First user 1 can pass through voice-grade channel 41 or/and data channel 42 is online carries out voice or/and the communication of data message with the second user 2, and the ideas such as the pre-capital fund of oneself, pre-income volume are described.
Consulting shown in Fig. 3, in another embodiment of the present invention, the financing in step S5 helps operation to include:
S520, the operating right sent when first user 1 are for formulating authority, and the second user 2 obtains after formulating authority, according to the financing information that first user 1 provides, formulate capital project for it;
Capital project is converted to protocol stream by S521, the second user 2, is sent to first user 1 by communication channel 4;
The protocol stream received is mapped in the default Investment & Financing scheme module of software layer 5 by S522, first user 1, and is displayed by display layer 6.
And further comprise the steps of: after step S522
The financing information of oneself account or the up-to-date distribution of information of finance product are sent to first user 1 by communication channel 4 and share by S523, the second user 2.
Such as: the good friend as the second user 2 is awarded formulation authority, the information that can provide according to first user 1, in default Investment & Financing scheme module, Investment & Financing scheme is formulated for first user 1, first user 1 can see the Investment & Financing scheme that the second user 2 specifies in real time, and the second user 2 can using the Investment & Financing Information Sharing of oneself to first user 1 as reference, the information sharing of the investment and financing products new issue that oneself can also be obtained by the second user 2 is to first user 1, first user 1 just can according to the investment and financing products of the Investment & Financing scheme of the second user 2 formulation and new issue, invest.
Consulting shown in Fig. 4, in yet another embodiment of the present invention, the financing in step S5 helps operation to include:
S530, the operating right sent when first user 1 are on-line operation authority, after second user 2 obtains on-line operation authority, the interface site information of first user 1 can be scanned into interface data stream and be sent to the second user 2 by the software layer 5 of first user 1, it is achieved interface is shared;
S531, the second user 2 can carry out financing in resolving the interface of first user 1 of display and help operation.
And also include after step S531:
Site information and the data message of operation in the interface of first user 1 are sent to first user 1 by S532, the second user 2,
S533, first user 1 software layer 5 site information and data message are carried out resolve restructuring, displayed by display layer 6, make first user 1 can see the dynamic operation of the second user 2, the operation of the second user 2 can be verified and monitor by first user 1 in real time, it is ensured that Investment & Financing helps the safety of operation.
Such as: the second user 2 is awarded on-line operation authority, second user 2 can directly operate the Investment & Financing interface of first user 1, and directly side first user 1 selects finance product and investment amount, but, in order to ensure safety, last delivery operation must be operated in person by first user 1.
Consult shown in Fig. 5, the invention also discloses a kind of Investment & Financing dynamic help system, it includes first user 1, second user 2 and Investment & Financing server 3, first user 1 is connected with Investment & Financing server 3 respectively with the second user 2, Investment & Financing server 3 includes interconnective data base 31 and processor 32, data base 31 is used for storing Investment & Financing data, processor 32 is used for receiving first user 1 and helps request and operating right, and it is sent to the second user 2 after resolving, wherein, it is connected with each other also by a communication channel 4 between first user 1 and the second user 2.
Specifically, first user 1 and the second user 2 are equipped with software layer 5 and display layer 6, and software layer 5 is for mutually changing financing investing tip or interface and data stream, and display layer 6 is used for showing operation information.
To sum up, first user 1 in the present invention can invite the second user 2 to carry out managing money matters help as good friend, and the second user 2 operating right can be given according to demand, make the second user 2 can realize browsing, formulating the Investment & Financing help operation such as financing scheme and dynamic operation first user interface, and these Investment & Financings help operation without the transfer of Investment & Financing server, its efficiency is high, convenience is good, change the closure of conventional investment financing terminal, it is effectively increased the interactive of existing investment financing terminal, enhances the experience of user.
Above, it is only the specific embodiment of the present invention, but protection scope of the present invention is not limited thereto, any change expected without creative work or replacement, all should be encompassed within protection scope of the present invention. Therefore, protection scope of the present invention should be as the criterion with claims protection defined.
Claims (12)
1. an Investment & Financing dynamic help method, it is characterised in that comprise the following steps:
S1, first user send request to Investment & Financing server, invite the second user to participate in financing investment;
The login identification value of described second user is back to described first user by S2, described Investment & Financing server,
S3, the described first user login identification value according to described second user, actively sets up communication channel with described second user;
Help request and operating right are sent to described Investment & Financing server by S4, described first user, and described help is asked and after operating right parsing, be sent to described second user and carry out confirming and feeding back by described Investment & Financing server;
Described first user is carried out financing by described communication channel and helps operation by S5, described second user.
2. Investment & Financing dynamic help method as claimed in claim 1, it is characterised in that further comprising the steps of after described step S1:
After S11, described Investment & Financing server receive request, whether online inquire about described second user, if online, then perform step S2; If not online, then return request failure response.
3. Investment & Financing dynamic help method as claimed in claim 1 or 2, it is characterized in that, in step s3, the described communication channel that described first user is actively set up with the second user includes: voice-grade channel is or/and data channel, and described first user can by described voice-grade channel or/and Investment & Financing information sharing be given described second user by described data channel.
4. Investment & Financing dynamic help method as claimed in claim 3, it is characterised in that described step S4 comprises the following steps:
Help request and operating right are sent to described Investment & Financing server by S41, described first user;
S42, described Investment & Financing server help request and operating right to resolve to described, then financing participates in order, the login identification value of described first user and operating right and sends to described second user;
S43, described second user receive after described investment participates in order, the login identification value of described first user and described operating right, if described second user determines help, described first user is managed money matters, then send the confirmation participating in financing to described Investment & Financing server;
After S44, described Investment & Financing server receive described confirmation, then send the feedback information of configuration successful to described first user.
5. the Investment & Financing dynamic help method as described in any one of claim 1-4, it is characterised in that the operating right of described first user includes browse right or formulates authority or on-line operation authority.
6. Investment & Financing dynamic help method as claimed in claim 5, it is characterised in that the financing in described step S5 helps operation to include:
S510, the operating right sent when described first user are browse right, after described second user obtains described browse right, then send browse request to described first user;
S511, described first user software layer convert financing investing tip to browsing data stream, be sent to described second user by described communication channel.
7. Investment & Financing dynamic help method as claimed in claim 5, it is characterised in that the financing in described step S5 helps operation to include:
S520, the operating right sent when described first user, for formulating authority, after described second user obtains described formulation authority, according to the financing information that described first user provides, formulate capital project for it;
S521, described second user convert described capital project to protocol stream, are sent to described first user by described communication channel;
The described protocol stream received is mapped in the default Investment & Financing scheme module of software layer by S522, described first user, and is displayed by display layer.
8. Investment & Financing dynamic help method as claimed in claim 7, it is characterised in that further comprise the steps of: after described step S522
The financing information of oneself account or the up-to-date distribution of information of finance product are sent to described first user by described communication channel and share by S523, described second user.
9. Investment & Financing dynamic help method as claimed in claim 5, it is characterised in that the financing in described step S5 helps operation to include:
S530, the operating right sent when described first user are on-line operation authority, after described second user obtains described on-line operation authority, the interface site information of first user can be scanned into interface data stream and be sent to described second user by the software layer of described first user, it is achieved interface is shared;
S531, described second user can carry out financing in resolving the interface of described first user of display and help operation.
10. Investment & Financing dynamic help method as claimed in claim 9, it is characterised in that also include after described step S531:
Site information and the data message of operation in the interface of described first user are sent to described first user by S532, described second user;
S533, described first user software layer described site information and data message are carried out resolve restructuring, display layer display, make described first user can see the dynamic operation of described second user.
11. an Investment & Financing dynamic help system, it is characterized in that, including first user, the second user and Investment & Financing server, described first user and the second user are connected with described Investment & Financing server respectively, described Investment & Financing server includes interconnective data base and processor, described data base is used for storing Investment & Financing data, described processor is used for receiving first user and helps request and operating right, and it is sent to described second user after resolving, wherein, it is connected with each other also by a communication channel between described first user and the second user.
12. Investment & Financing dynamic help method as claimed in claim 11, it is characterized in that, described first user and the second user are equipped with software layer and display layer, and described software layer is for mutually changing financing investing tip or interface and data stream, and described display layer is used for showing operation information.
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| CN105227592A (en) * | 2014-06-04 | 2016-01-06 | 科视点网络科技（北京）有限公司 | A kind of Internet architecture and implementation method |
| CN104092597A (en) * | 2014-07-03 | 2014-10-08 | 深圳市富途网络科技有限公司 | Instant communication method and system for financial transactions |
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| CN106169975A (en) * | 2016-08-29 | 2016-11-30 | 财付通支付科技有限公司 | Business transmission method and device |
| CN106169975B (en) * | 2016-08-29 | 2019-06-21 | 财付通支付科技有限公司 | Business transmission method and device |
| CN113256432A (en) * | 2021-05-28 | 2021-08-13 | 牛少侠科技(山西)有限公司 | Intelligent management method and system based on financial investment projects |
| CN113256432B (en) * | 2021-05-28 | 2024-03-12 | 郝新 | Intelligent management method and system based on financial investment project |
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