CN105608564A - Public transit card PSAM card-free flash recharge system and use method thereof - Google Patents

Public transit card PSAM card-free flash recharge system and use method thereof Download PDF

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Publication number
CN105608564A
CN105608564A CN201510943799.2A CN201510943799A CN105608564A CN 105608564 A CN105608564 A CN 105608564A CN 201510943799 A CN201510943799 A CN 201510943799A CN 105608564 A CN105608564 A CN 105608564A
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China
Prior art keywords
card
money
recharge
psam
user
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Pending
Application number
CN201510943799.2A
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Chinese (zh)
Inventor
霍岩
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Dalian Meteno Information Technology Co., Ltd.
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Lianxinfu (beijing) Technology Co Ltd
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Application filed by Lianxinfu (beijing) Technology Co Ltd filed Critical Lianxinfu (beijing) Technology Co Ltd
Priority to CN201510943799.2A priority Critical patent/CN105608564A/en
Publication of CN105608564A publication Critical patent/CN105608564A/en
Pending legal-status Critical Current

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    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/04Payment circuits
    • G06Q20/06Private payment circuits, e.g. involving electronic currency used among participants of a common payment scheme
    • G06Q20/065Private payment circuits, e.g. involving electronic currency used among participants of a common payment scheme using e-cash
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/30Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/322Aspects of commerce using mobile devices [M-devices]
    • GPHYSICS
    • G07CHECKING-DEVICES
    • G07GREGISTERING THE RECEIPT OF CASH, VALUABLES, OR TOKENS
    • G07G1/00Cash registers
    • G07G1/12Cash registers electronically operated

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  • Business, Economics & Management (AREA)
  • Physics & Mathematics (AREA)
  • General Physics & Mathematics (AREA)
  • Accounting & Taxation (AREA)
  • Engineering & Computer Science (AREA)
  • Strategic Management (AREA)
  • General Business, Economics & Management (AREA)
  • Theoretical Computer Science (AREA)
  • Finance (AREA)
  • Computer Networks & Wireless Communication (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)

Abstract

The invention discloses a public transit card PSAM card-free flash recharge system and a use method thereof. The method includes the following steps that: (1) a user opens a mobile phone application (APP) and normally logins the application; (2) the user clicks a "flash recharge" button and selects "recharge the public transit card"; (3) the user selects the number of a card requiring recharge or fills the number of a public transit card requiring temporary recharge; (4) the user selects recharge amount and selects reservation valid time of recharge; (5) the user clicks a "submit the order" button; and (6) the user finds a nearest self-service PSAM card-free POS terminal according to a prompt, and the user or an operator swipes the card, so that recharge can be completed, and the PSAM card-free POS terminal can print a recharge voucher. With the public transit card PSAM card-free flash recharge system and the use method thereof of the invention adopted, the POS terminal does not require a PSAM card, and therefore, cost for a public transit company to additionally set up recharge sites can be decreased; the public transit card can be recharged through the mobile phone application and the PSAM card-free POS terminal. The system and the use method have special requirements for mobile phone terminals; a public transit card recharge flow is decomposed; queuing can be decreased; recharge efficiency can be improved; the use threshold of the system is low; and the system can cover a large number of people.

Description

A kind of mass transit card dodges charging system and using method thereof without PSAM card
Technical field
The invention belongs to Mobile Internet system application, particularly relate to mass transit card and dodge and fill without PSAM cardSystem and using method thereof.
Background technology
PSAM card, terminal security control module, in public transport industry, the consumption of the off line of mass transit card accountMust use PSAM card with supplementing with money. PSAM card has been used for the off line of mass transit card account to supplement with money, makes to supplement with moneyThe cost of site increases.
Mass transit card has the advantages that issued volume is large, frequency of usage is high, and the supplementing with money to become of mass transit card affects userA choke point of the fluency using: mass transit card is supplemented queuing with money. Public transport company need to constantly set up newlyRecharge point meet mass transit card user's the ever-increasing demand of supplementing with money, but along with the crowd of use notDisconnected growth, mass transit card user wants to supplement with money fast, easily very difficult can being satisfied.
Exist in the industry some mass transit cards based on NFC mobile phone and SWP card to supplement scheme with money, but these schemesRequirement to terminal and even card is higher, such as must be based on NFC mobile phone. This scheme is at present to public affairsHand over also very little of coverage rate of card user, for solving mass transit card, to supplement difficult problem effect with money very limited.
Summary of the invention
The object of the present invention is to provide a kind of mass transit card to dodge charging system and using method thereof without PSAM card, itsPOS terminal, without using PSAM card, is saved public transport company at newly-increased cost of supplementing site with money; There is useThreshold is very low, overlayable crowd feature widely.
For achieving the above object, the present invention proposes a kind of mass transit card and dodge charging system and use thereof without PSAM cardMethod, comprises mobile phone A PP software, funds source platform, public transport backstage, dodges and fill backstage and without PSAM cardPOS terminal, according to above-mentioned platform, described mass transit card dodges charging system and using method bag thereof without PSAM cardDraw together following steps:
(1) user opens mobile phone A PP and normally logs in;
First user need to download prepaid mobile phone recharging APP in mass transit card official website, normally logs in and register use after installationFamily;
(2) user clicks " sudden strain of a muscle is filled " button, and selects mass transit card to supplement with money;
Mobile phone A PP enters after login page, clicks " sudden strain of a muscle is filled " button on the page, enters public affairs after clickHand over card to supplement the page with money;
(3) user selects the card number that will supplement with money or fills in the mass transit card card number that will temporarily supplement with money;
Enter mass transit card and supplement with money after the page, there are two kinds and supplement mode with money, the first, click newly-built contact person alsoThe relevant informations such as input public transport card number, are called the conventional card number of supplementing with money; The second, directly manually insert temporarily and fillThe public transport card number of value, associated person information will not be preserved;
(4) user selects the reservation timeliness that recharge amount and selection are supplemented with money;
Determine and supplement with money after public transport card number, enter the page is set, this page can arrange recharge amount and selectionSupplement subscription time with money;
(5) user clicks and submits order button to;
User sets recharge amount and supplements with money after subscription time, clicks and submits order to, if the backstage of public transportAccount balance deficiency, is directly transferred to the backstage account charging page, and submission is returned to after supplementing end with money in backstageThe order page, continuation click is submitted to order to complete and is supplemented reservation with money, charging information is passed to dodge by high in the clouds and fillPlatform;
(6) user finds the self-service POS terminal without PSAM card nearby according to prompting, user or operator's brushAfter card, complete and supplement with money, voucher is supplemented in POS end print with money;
After submitting order to, mobile phone APP can point out user recently without the POS terminal of PSAM card according to the map, usesFamily need complete the POS terminal without PSAM card supplementing with money of setting in subscription time, after swiping the card without PSAMVoucher is supplemented in the POS end print of card with money, supplements subscription time with money if exceed, and supplements unsuccessfully recharge amount with moneySupplement with money on auto-returned backstage, need to again preengage.
Further, the unique payment approach filling for dodging is supplemented on the backstage described in step (5) with money, after usingAccount family is that mass transit card is supplemented with money as funds source, so using sudden strain of a muscle to fill before function, need to use fundCarry out source platform backstage account is supplemented with money, wherein funds source platform refers to be applicable to mobile phone A PP clientPayment interface, comprise the interface of third party's payment platform of Net silver, Alipay etc., simultaneously funds sourcePlatform interface need provide and rush orthofunction.
Further, the backstage described in step (5) is supplemented with money by public transport backstage Construction Party and is defined and provide specification,Have with lower interface: backstage bill payment interface; Backstage account charging interface; Deposit interface without PSAM collar;Security mechanism between interface is T-DES master key key and RSAkey-pair are filled backstage safety by sudden strain of a muscleSubsystem generates and safeguards; The password of backstage account adopts encrypts storage; Password is not stored expressly, storageThe content hash value that is clear-text passwords.
Compared with prior art, the invention has the beneficial effects as follows: POS terminal of the present invention is without using PSAMCard, saves public transport company at newly-increased cost of supplementing site with money; By mobile phone A PP with without the POS of PSAM cardTerminal completes the supplementing with money of mass transit card, and to mobile phone terminal without particular/special requirement, simplify and decompose mass transit cardRecharge procedure, reduces and queues up, and improves and supplements efficiency with money, and what lifting user completed alone supplements experience with money; UseThreshold is very low, and overlayable crowd is extensive.
Brief description of the drawings
Fig. 1 is backstage of the present invention account charging schematic flow sheet;
Fig. 2 of the present inventionly dodges and fills schematic flow sheet without PSAM card.
Detailed description of the invention
Below in conjunction with the embodiment of the present invention, the technical scheme in the embodiment of the present invention is carried out clear, completeDescribe wholely.
As shown in Figure 1-2, the present invention proposes a kind of mass transit card and dodge charging system and user thereof without PSAM cardMethod, comprises mobile phone A PP software, funds source platform, public transport backstage, dodges and fill backstage and without PSAM cardPOS terminal, according to above-mentioned platform, described mass transit card dodges charging system without PSAM card and using method comprisesFollowing steps:
(1) user opens mobile phone A PP and normally logs in;
First user need to download prepaid mobile phone recharging APP in mass transit card official website, normally logs in and register use after installationFamily;
(2) user clicks " sudden strain of a muscle is filled " button, and selects mass transit card to supplement with money;
Mobile phone A PP enters after login page, clicks " sudden strain of a muscle is filled " button on the page, enters public affairs after clickHand over card to supplement the page with money;
(3) user selects the card number that will supplement with money or fills in the mass transit card card number that will temporarily supplement with money;
Enter mass transit card and supplement with money after the page, there are two kinds and supplement mode with money, the first, click newly-built contact person alsoThe relevant informations such as input public transport card number, are called the conventional card number of supplementing with money; The second, directly manually insert temporarily and fillThe public transport card number of value, associated person information will not be preserved;
(4) user selects the reservation timeliness that recharge amount and selection are supplemented with money;
Determine and supplement with money after public transport card number, enter the page is set, this page can arrange recharge amount and selectionSupplement subscription time with money;
(5) user clicks and submits order button to;
User sets recharge amount and supplements with money after subscription time, clicks and submits order to, if the backstage of public transportAccount balance deficiency, is directly transferred to the backstage account charging page, and submission is returned to after supplementing end with money in backstageThe order page, continuation click is submitted to order to complete and is supplemented reservation with money, charging information is passed to dodge by high in the clouds and fillPlatform;
(6) user finds the self-service POS terminal without PSAM card nearby according to prompting, user or operator's brushAfter card, complete and supplement with money, voucher is supplemented in POS end print with money;
After submitting order to, mobile phone APP can point out user recently without the POS terminal of PSAM card according to the map, usesFamily need complete the POS terminal without PSAM card supplementing with money of setting in subscription time, after swiping the card without PSAMVoucher is supplemented in the POS end print of card with money, supplements subscription time with money if exceed, and supplements unsuccessfully recharge amount with moneySupplement with money on auto-returned backstage, need to again preengage.
Further, the unique payment approach filling for dodging is supplemented on the backstage described in step (5) with money, after usingAccount family is that mass transit card is supplemented with money as funds source, so using sudden strain of a muscle to fill before function, need to use fundCarry out source platform backstage account is supplemented with money, wherein funds source platform refers to be applicable to mobile phone A PP clientPayment interface, comprise the interface of third party's payment platform of Net silver, Alipay etc., simultaneously funds sourcePlatform interface need provide and rush orthofunction.
Further, the backstage described in step (5) is supplemented with money by public transport backstage Construction Party and is defined and provide specification,Have with lower interface: backstage bill payment interface; Backstage account charging interface; Deposit interface without PSAM collar;Security mechanism between interface is T-DES master key key and RSAkey-pair are filled backstage safety by sudden strain of a muscleSubsystem generates and safeguards; The password of backstage account adopts encrypts storage; Password is not stored expressly, storageThe content hash value that is clear-text passwords.
To those skilled in the art, obviously the invention is not restricted to the details of above-mentioned example embodiment,And in the situation that not deviating from spirit of the present invention or essential characteristic, can be real with other concrete formExisting the present invention. Therefore, no matter from which point, all should regard embodiment as exemplary, andBe nonrestrictive, scope of the present invention is limited by claims instead of above-mentioned explanation, therefore purportThe all changes that drop in the implication and the scope that are equal to important document of claim are included in the present invention.
In addition although should be appreciated that this description is described according to embodiment, be not each reality,The mode of executing only comprises an independently technical scheme, and this narrating mode of description is only for knowingSee, those skilled in the art should make description as a whole, and the technical scheme in each embodiment alsoCan, through appropriately combined, form other embodiments that it will be appreciated by those skilled in the art that.

Claims (3)

1. mass transit card dodges charging system and a using method thereof without PSAM card, comprises mobile phone A PP software, moneyGold comes source platform, public transport backstage, dodges and fill backstage and the POS terminal without PSAM card, it is characterized in that,
Described mass transit card dodges charging system without PSAM card and using method comprises the following steps:
(1) user opens mobile phone A PP and normally logs in;
First user need to download prepaid mobile phone recharging APP in mass transit card official website, normally logs in and register use after installationFamily;
(2) user clicks " sudden strain of a muscle is filled " button, and selects mass transit card to supplement with money;
Mobile phone A PP enters after login page, clicks " sudden strain of a muscle is filled " button on the page, enters public affairs after clickHand over card to supplement the page with money;
(3) user selects the card number that will supplement with money or fills in the mass transit card card number that will temporarily supplement with money;
Enter mass transit card and supplement with money after the page, there are two kinds and supplement mode with money, the first, click newly-built contact person alsoThe relevant informations such as input public transport card number, are called the conventional card number of supplementing with money; The second, directly manually insert temporarily and fillThe public transport card number of value, associated person information will not be preserved;
(4) user selects the reservation timeliness that recharge amount and selection are supplemented with money;
Determine and supplement with money after public transport card number, enter the page is set, this page can arrange recharge amount and selectionSupplement subscription time with money;
(5) user clicks and submits order button to;
User sets recharge amount and supplements with money after subscription time, clicks and submits order to, if the backstage of public transportAccount balance deficiency, is directly transferred to the backstage account charging page, and submission is returned to after supplementing end with money in backstageThe order page, continuation click is submitted to order to complete and is supplemented reservation with money, charging information is passed to dodge by high in the clouds and fillPlatform;
(6) user finds the self-service POS terminal without PSAM card nearby according to prompting, user or operator's brushAfter card, complete and supplement with money, voucher is supplemented in POS end print with money;
After submitting order to, mobile phone APP can point out user recently without the POS terminal of PSAM card according to the map, usesFamily need complete the POS terminal without PSAM card supplementing with money of setting in subscription time, after swiping the card without PSAMVoucher is supplemented in the POS end print of card with money, supplements subscription time with money if exceed, and supplements unsuccessfully recharge amount with moneySupplement with money on auto-returned backstage, need to again preengage.
2. mass transit card according to claim 1 dodges charging system and using method thereof, its spy without PSAM cardLevy and be, the backstage described in step (5) is supplemented the unique payment approach filling for dodging, wherein funds source with moneyPlatform refers to be applicable to the payment interface of mobile phone A PP client, comprises that the third party of Net silver, Alipay etc. props upPay the interface of platform.
3. mass transit card according to claim 1 dodges charging system and using method thereof, its spy without PSAM cardLevy and be, the backstage described in step (5) is supplemented with money by public transport backstage Construction Party and is defined and provide specification, hasWith lower interface: backstage bill payment interface; Backstage account charging interface; Deposit interface without PSAM collar; ConnectSecurity mechanism between mouthful is T-DES master key key and RSAkey-pair are filled backstage safety by sudden strain of a muscleSystem generates and safeguards; The password of backstage account adopts encrypts storage; Password is not stored expressly, storageContent is the hash value of clear-text passwords.
CN201510943799.2A 2015-12-16 2015-12-16 Public transit card PSAM card-free flash recharge system and use method thereof Pending CN105608564A (en)

Priority Applications (1)

Application Number Priority Date Filing Date Title
CN201510943799.2A CN105608564A (en) 2015-12-16 2015-12-16 Public transit card PSAM card-free flash recharge system and use method thereof

Applications Claiming Priority (1)

Application Number Priority Date Filing Date Title
CN201510943799.2A CN105608564A (en) 2015-12-16 2015-12-16 Public transit card PSAM card-free flash recharge system and use method thereof

Publications (1)

Publication Number Publication Date
CN105608564A true CN105608564A (en) 2016-05-25

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Citations (4)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
CN101364329A (en) * 2008-09-23 2009-02-11 中国移动通信集团广东有限公司 Non-contact public transport card application system and management method based on mobile communication apparatus
CN101763688A (en) * 2009-11-30 2010-06-30 刘宜云 Non-contact type handheld payment terminal based bus fee paying system and method thereof
CN101853459A (en) * 2010-05-17 2010-10-06 成都中联信通科技有限公司 Payment method based on mobile phone payment
CN105139543A (en) * 2015-07-31 2015-12-09 苏州海博智能系统有限公司 Intelligent card self-service charging method

Patent Citations (4)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
CN101364329A (en) * 2008-09-23 2009-02-11 中国移动通信集团广东有限公司 Non-contact public transport card application system and management method based on mobile communication apparatus
CN101763688A (en) * 2009-11-30 2010-06-30 刘宜云 Non-contact type handheld payment terminal based bus fee paying system and method thereof
CN101853459A (en) * 2010-05-17 2010-10-06 成都中联信通科技有限公司 Payment method based on mobile phone payment
CN105139543A (en) * 2015-07-31 2015-12-09 苏州海博智能系统有限公司 Intelligent card self-service charging method

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Effective date of registration: 20161118

Address after: Dalian high tech Industrial Park, 116023 Liaoning province Xixian Street No. 29 Hongtai building A block eight layer 807, 808

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Application publication date: 20160525