CN105139543A - Intelligent card self-service charging method - Google Patents

Intelligent card self-service charging method Download PDF

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Publication number
CN105139543A
CN105139543A CN201510464498.1A CN201510464498A CN105139543A CN 105139543 A CN105139543 A CN 105139543A CN 201510464498 A CN201510464498 A CN 201510464498A CN 105139543 A CN105139543 A CN 105139543A
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Prior art keywords
smart card
code
recharging
self
server
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CN201510464498.1A
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CN105139543B (en
Inventor
顾艳华
杨桥邦
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HIERSTAR (SUZHOU) Co Ltd
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HIERSTAR (SUZHOU) Co Ltd
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Abstract

The invention discloses an intelligent card self-service charging method comprising steps that a server receives card numbers and charging amount of an intelligent card; the server generates charging codes according to the charging amount, so the charging codes produced by the server can be verified by the intelligent card; and after the verification successes, charging can be conducted to the intelligent card according to the charging codes. Self-service charging can be achieved at any time by the use of the intelligent card self-service charging method; specific equipment is unnecessary; a user does not have to go to a charging point; and the intelligent card self-service charging method can be conveniently operated.

Description

A kind of smart card self-recharging method
Technical field
The present invention relates to technical field of intelligent card, particularly a kind of smart card self-recharging method.
Background technology
Along with the fast development of urban economy, increasing application of IC cards in daily life, as Citizen Card Item, mass transit card etc.These smart cards are all by the smart card of specific company distribution for specific transactions.The platform of supplementing with money of smart card is undertaken the construction of by the publisher of smart card.This platform of supplementing with money has following shortcoming: different distribution units needs to undertake the construction of and different specially supplements platform with money, and construction cost is high; Each platform of supplementing with money needs that special messenger carries out managing, maintenance and operation, and maintenance cost is high; Recharge point quantity is not easily expanded, and user needs the charge point of specialty to operate, and process is loaded down with trivial details.
Summary of the invention
The present invention is directed to above-mentioned problems of the prior art, propose a kind of smart card self-recharging method, can supplement with money at any time, without the need to specialized equipment or go to recharge point to operate, convenient and swift, solve and existingly supplement the problems such as construction cost high, maintenance cost is high, the complex operation that platform exists with money.
For solving the problems of the technologies described above, the present invention is achieved through the following technical solutions:
The invention provides a kind of smart card self-recharging method, it comprises the following steps:
S11: server receives card number and the recharge amount of smart card;
S12: described server generates charge code according to described recharge amount, so that described smart card verifies the described charge code that described server generates, and after verification succeeds, is that described smart card is supplemented with money according to described charge code.
Preferably, also comprise after described step S12:
S13: after successful recharging, server receives the successful recharging signal of feedback, upgrades the relevant information of the described smart card that described server this locality stores.
Preferably, server described in described step S12 comprises further according to described recharge amount generation charge code:
S121: calculate encrypted code;
S122: utilize described encrypted code to be encrypted recharge amount;
S123: calculate identifying code;
S124: generate charge code according to the recharge amount after encryption and described identifying code.
Preferably, the formula of the calculating identifying code in the formula of the calculating encrypted code in described step S121 and described step S123 comprises event factor; Often supplement with money once, event factor adds 1.
Preferably, card number and the recharge amount of the server reception smart card in described step S11 comprise: described server receives card number and the recharge amount of the smart card that first user is sent by first terminal equipment.
Preferably, described first terminal equipment is smart mobile phone, panel computer, desktop computer or self-recharging equipment.
Preferably, described step S12 also comprises: the charge code of generation is sent to second terminal device of the second user by described server.
Preferably, described step S12 also comprises: the charge code of generation is sent to described smart card by described server.
The present invention also provides a kind of smart card self-recharging method, and it comprises the following steps:
S21: smart card obtains the charge code that server generates according to recharge amount;
S22: described smart card verifies described charge code, verifies by rear, for described smart card is supplemented with money.
Preferably, also comprise after described step 22:
S23: after successful recharging, described server obtains successful recharging signal, and then the relevant information of the described smart card that described server update this locality is stored.
Preferably, the described charge code in described step S21 comprises: the recharge amount utilizing encrypted code to encrypt and identifying code;
Described smart card in described step S22 verifies described charge code and comprises further:
S221: smart card uses the algorithm secure processing device encrypts code same with the encrypted code calculated in charge code;
S222: the deciphering calculated according to smart card, deciphering obtains recharge amount;
S223: according to recharge amount, smart card uses the algorithm calculation check code same with the identifying code calculated in charge code;
S224: the identifying code in the check code calculated by smart card and the charge code of input compares, if consistent, checks successfully.
Preferably, the formula of the calculation check code in the formula of the secure processing device encrypts code in described step S221 and described step S223 comprises event factor;
Often supplement with money once, described event factor adds 1.
Compared to prior art, the present invention has the following advantages:
(1) a kind of smart card self-recharging method provided by the invention, allows user to be supplemented with money smart card by self-recharging client at any time, without the need to specialized equipment or go to recharge point to operate, simple to operate, convenient and swift, and has saved equipment cost;
(2) smart card self-recharging method of the present invention, adopts the recharge amount after encryption and identifying code synthesis charge code, is difficult to crack, further ensures the security of supplementing with money;
(3) generation of charge code of the present invention has substituted into event factor, ensure that uniqueness and the one-time validity of charge code.
Certainly, implement arbitrary product of the present invention might not need to reach above-described all advantages simultaneously.
Accompanying drawing explanation
Below in conjunction with accompanying drawing, embodiments of the present invention are described further:
Fig. 1 is the process flow diagram of smart card self-recharging method of the present invention;
The process flow diagram of the smart card self-recharging method of Fig. 2 position preferred embodiment of the present invention;
Fig. 3 is the process schematic of the server generation charge code of preferred embodiment of the present invention;
Fig. 4 is the process schematic of the smart card authentication charge code of preferred embodiment of the present invention.
Embodiment
Elaborate to embodiments of the invention below, the present embodiment is implemented under premised on technical solution of the present invention, give detailed embodiment and concrete operating process, but protection scope of the present invention is not limited to following embodiment.
Composition graphs 1, the present embodiment describes smart card self-recharging method of the present invention in detail, and it comprises the following steps:
S101: holder inputs card number and the recharge amount of smart card in self-recharging client, confirms backward server application charge code;
S102: server generates charge code according to recharge amount, sends to self-recharging client to show;
S103: holder inputs charge code on smart cards, the correctness of smart card authentication charge code, after being proved to be successful, supplements with money.
In preferred embodiment, also comprise after step S103: after successful recharging, smart card display successful recharging.
Also comprise after step S103:
S104: self-recharging client feedback successful recharging signal is to server, and the relevant information of server update smart card, as remaining sum, transaction record etc., its process flow diagram as shown in Figure 2.
In different embodiment, also can not feed back successful recharging signal to server, server does not now upgrade the relevant information of smart card, when can wait until that smart card real consumption next time uses, then upgrades the relevant information of smart card.
It should be noted that, holder is not necessarily only limitted to, by self-recharging client, the card number of smart card and recharge amount are sent to server, in other interchangeable embodiments, server can also obtain above-mentioned card number and recharge amount by other channels, such as server can receive card number and the recharge amount of the smart card that first user is sent by first terminal equipment, here first user is the user initiating to supplement with money, both can be holder, also can be there is the people of stake with holder (as the kith and kin of holder, friend or based on supplement with money service contract set up supplement service provider etc. with money).Here first terminal equipment includes but not limited to smart mobile phone, panel computer, desktop computer or self-recharging equipment.
In addition, charge code is also not limited only to be undertaken showing and inputing to smart card by user by self-recharging client, in alternative embodiments, charge code can be sent to second terminal device of the second user by server, inform holder's charge code (step of informing can be omitted when holder and the second user are same people) by the second user, and input charge code on smart cards by holder; Certainly can also be directly by the short-range communication (such as based on the communication that the communication pattern such as NFC, bluetooth carries out) between the second terminal device and smart card, charge code is sent in smart card.Certainly, when smart card has the ability of connecting Internet, charge code also directly can be sent to smart card by server.The second above-mentioned user and first user can same persons, both can be holder, also can be the people (as the kith and kin of holder, friend or supplement service provider etc. with money based on what supplement that service contract sets up with money) that there is stake with holder.Various alternative scheme all determines smart card and obtains the approach of charge code and can have a variety of above, is not limited only to holder and directly inputs on smart cards.When holder directly inputs charge code on smart cards, by physical button (comprising mechanical key and capacitance type touch key) the row input (namely smart card passes through the input signal of physical button and resolves acquisition charge code to it) on smart card, also can realize input by the touch-screen (comprising the modes such as touch screens, capacitance plate, electromagnetic induction) on display screen on smart card.
In addition, the approach that server obtains successful recharging signal is also not limited only to by self-recharging client, in alternative embodiments, server can also obtain successful recharging signal by other channels, such as can receive the successful recharging signal that the 3rd user is sent by third terminal equipment, here the 3rd user, both can be holder, also can be there is the people of stake with holder (as the kith and kin of holder, friend or based on supplement with money service contract set up supplement service provider etc. with money), in any case, here the 3rd user has grasped the successful information of charging intelligent card exactly.Certainly, when smart card has the ability of connecting Internet, the signal of successful recharging directly can be sent to server by smart card.
In preferred embodiment, in step S102, charge code can be formed in the following manner, its process schematic as shown in Figure 3:
S1021: calculate recharge amount encrypted code K1: it comprises:
(1) S k1=SM3 (K|C), smart card initial key K and event factor C substitute into SM3 algorithm and participate in calculating, result of calculation S k1be 20 byte datas; Here checkout result S k1be the data of 20 bytes be only a kind of example, can also be the data of other length in practice, in addition SM3 algorithm is adopted to be only a kind of example, the hash algorithm of all right other types in practice, such as SHA1 algorithm, replaces with symmetric key algorithm in addition and also still can realize object of the present invention.
(2) OD k1=Truncate (S k1), Truncate (S k1) be cut position function, this function intercepts S k18 bytes; It should be noted that, cut position function here can have a variety of specific implementation on the intercepting algorithm of intercepting 8 bytes, such as intercepts S k1the data of continuous 8 bytes from certain position (as intercepted the data of 8 bytes from, or intercept the data of 8 bytes from behind, or from certain position middle, intercept the data of 8 bytes), or the data (getting the data of a byte indescribably as extracted the 1st, 3,5,7,9,11,13,15 punishment, the data of composition 8 bytes) of 8 bytes are extracted from discrete discontinuous position.In addition, it is only a kind of example that cut position function mentioned here intercepts 8 bytes, can also be the byte intercepting other quantity in practice.
(3) K1=OD k1%10^6, % are the operation of remainder number, get OD k1rear 6 bytes are as encrypted code K1; Here remainder number operation example ground obtains OD k1latter six, can also be the result obtaining other quantity such as latter 7, latter 8 in practice.OD is obtained in a word at needs k1rear N position time, then the algorithm of above-mentioned K1 replaces with more general form of presentation: OD k1%10^N.
S1022: recharge amount A ': A calculating encryption '=AxorK1, recharge amount and encrypted code carry out XOR, obtain the recharge amount after encryption, xor operation is reducible, the present invention utilizes this point just, makes follow-uply to restore recharge amount under the prerequisite of known recharge amount A ' and encrypted code K1;
S1023: calculate identifying code; It comprises:
(1) S=SM3 (K|C|A), smart card initial key K and event factor C and recharge amount A substitutes into SM3 algorithm and participates in calculating, result of calculation S is 20 byte datas, here checkout result S is the data of 20 bytes is only a kind of example, can also be the data of other length in practice, in addition SM3 algorithm is adopted to be only a kind of example, the hash algorithm of all right other types in practice, such as SHA1 algorithm, replaces with symmetric key algorithm in addition and also still can realize object of the present invention.
(2) ODTruncate (S), Truncate (S) are cut position function, and this function intercepts 8 bytes of S; It should be noted that, here cut position function can have a variety of specific implementation on the intercepting algorithm of intercepting 8 bytes, such as intercept the data of continuous 8 bytes of S from certain position (as intercepted the data of 8 bytes from, or intercept the data of 8 bytes from behind, or from certain position middle, intercept the data of 8 bytes), or the data (as got the data of a byte indescribably from the 1st, 3,5,7,9,11,13,15 punishment, the data of composition 8 bytes) of 8 bytes are extracted from discrete discontinuous position.In addition, it is only a kind of example that cut position function mentioned here intercepts 8 bytes, can also be the byte intercepting other quantity in practice.
(3) C=OD%10^6, % are the operation of remainder number, and after getting OD, 6 bytes are as identifying code C1; Here remainder number operation example ground obtains latter six of OD, can also be the result of other quantity such as acquisition latter 7, latter 8 in practice, in a word when needing the rear N position obtaining OD, then the algorithm of above-mentioned C replaces with more general form of presentation: OD%10^N.
S1024: generate charge code according to the recharge amount after encryption and identifying code;
Charge code=A ' │ C1, charge code front 6 be encryption after recharge amount, rear 6 as identifying code.
Correspondingly, in step S103, the process of smart card authentication charge code comprises the following steps, its process schematic as shown in Figure 4:
S1031: the encrypted code in deciphering charge code, calculate recharge amount deciphering K1 ': consistent with the process that backstage generates encrypted code K1, wherein initial key and event factor C are provided by smart card, and the initial key used when generating the process of encrypted code K1 with backstage and event factor are synchronous, when concrete computation process generates with reference to charge code, calculate the process of recharge amount encrypted code K1;
S1032: deciphering recharge amount A: the recharge amount A ' before getting charge code after 6 bit encryptions carries out XOR, i.e. A ' xorK1 ' with recharge amount deciphering K1 ', obtains the recharge amount A1 after deciphering;
S1033: decipher the identifying code in described charge code, obtains check code;
(1) S1=SM3 (K|C|A1), recharge amount A1 after smart card initial key K and event factor C and secret substitutes into SM3 algorithm and participates in calculating, result of calculation S1 is 20 byte datas, here checkout result S1 is the data of 20 bytes is only a kind of example, can also be the data of other length in practice, in addition SM3 algorithm is adopted to be only a kind of example, the hash algorithm of all right other types in practice, such as SHA1 algorithm, replaces with symmetric key algorithm in addition and also still can realize object of the present invention;
(2) OD1=Truncate (S1), this function intercepts 8 bytes of S1, it should be noted that, here cut position function can have a variety of specific implementation on the intercepting algorithm of intercepting 8 bytes, such as intercept the data of continuous 8 bytes of S1 from certain position (as intercepted the data of 8 bytes from, or intercept the data of 8 bytes from behind, or from certain position middle, intercept the data of 8 bytes), or extract the data of 8 bytes from discrete discontinuous position (as extracted the 1st, 3, 5, 7, 9, 11, 13, the data of a byte are got in 15 punishment indescribably, the data of composition 8 bytes).In addition, it is only a kind of example that cut position function mentioned here intercepts 8 bytes, can also be the byte intercepting other quantity in practice;
(3) C2=OD1%10^6, % are the operation of remainder number, and after getting OD1,6 bytes are as check code C2, and remainder number operation example ground here obtains latter six of OD1, can also be the result of other quantity such as acquisition latter 7, latter 8 in practice.In a word when needing the rear N position obtaining OD1, then the algorithm of above-mentioned C2 replaces with more general form of presentation: OD1%10^N;
Here the algorithm that process and the background server of calculation check code generate identifying code is consistent, as long as be consistent when smart card initial password K, event factor C and recharge amount A1 and generation identifying code for this reason, the identifying code that the check code finally obtained and background server generate will be identical.
S1034: check code is verified, the identifying code in the check code calculated by smart card and the charge code of input compares;
If C2=C1, then verification is passed through, and supplements with money smart card;
If C2 ≠ C1, then verify failure, do not supplement with money.
C in above-mentioned calculation procedure is event factor, puts event factor initial value when smart card dispatches from the factory, and often supplements an event factor with money and adds 1; Backstage often generates a charge code when generating charge code, and event factor adds 1.Charge code calculates relevant with event factor, ensure that charge code just lost efficacy after using successfully, further ensure that the security of supplementing with money.
Should be understood that, cited by the computing formula that charge code generates and uses in decode procedure and algorithm are not limited in above-described embodiment, as realized with DES, AES, SHA1, SHA256 scheduling algorithm.
The self-recharging client of smart card self-recharging method of the present invention can for being contained in software on computer or webpage, also can be mobile phone web pages or client, also can for being contained in the client on miscellaneous equipment, can by the mode self-recharging at any time of on-line payment, without the need to going to the recharge point of specialty to operate, make the supplement process of smart card as Citizen Card Item, mass transit card etc. convenient, fast; Save construction, safeguard the special expense of supplementing platform with money.
Disclosed herein is only the preferred embodiments of the present invention, and this instructions is chosen and specifically described these embodiments, and being to explain principle of the present invention and practical application better, is not limitation of the invention.The modifications and variations that any those skilled in the art do within the scope of instructions, all should drop in scope that the present invention protects.

Claims (12)

1. a smart card self-recharging method, is characterized in that, comprises the following steps:
S11: server receives card number and the recharge amount of smart card;
S12: described server generates charge code according to described recharge amount, so that described smart card verifies the described charge code that described server generates, and after verification succeeds, is that described smart card is supplemented with money according to described charge code.
2. smart card self-recharging method according to claim 1, is characterized in that, also comprise after described step S12:
S13: after successful recharging, server receives the successful recharging signal of feedback, upgrades the relevant information of the described smart card that described server this locality stores.
3. smart card self-recharging method according to claim 1, is characterized in that, server described in described step S12 generates charge code according to described recharge amount and comprises further:
S121: calculate encrypted code;
S122: utilize described encrypted code to be encrypted recharge amount;
S123: calculate identifying code;
S124: generate charge code according to the recharge amount after encryption and described identifying code.
4. smart card self-recharging method according to claim 3, is characterized in that, the formula of the calculating identifying code in the formula of the calculating encrypted code in described step S121 and described step S123 comprises event factor;
Often supplement with money once, event factor adds 1.
5. smart card self-recharging method according to claim 1, it is characterized in that, card number and the recharge amount of the server reception smart card in described step S11 comprise: described server receives card number and the recharge amount of the smart card that first user is sent by first terminal equipment.
6. smart card self-recharging method according to claim 5, is characterized in that, described first terminal equipment is smart mobile phone, panel computer, desktop computer or self-recharging equipment.
7. smart card self-recharging method according to claim 5, it is characterized in that, described step S12 also comprises: the charge code of generation is sent to second terminal device of the second user by described server.
8. smart card self-recharging method according to claim 1, it is characterized in that, described step S12 also comprises: the charge code of generation is sent to described smart card by described server.
9. a smart card self-recharging method, is characterized in that, comprises the following steps:
S21: smart card obtains the charge code that server generates according to recharge amount;
S22: described smart card verifies described charge code, verifies by rear, for described smart card is supplemented with money.
10. smart card self-recharging method according to claim 9, is characterized in that, also comprises after described step 22:
S23: after successful recharging, described server obtains successful recharging signal, and then the relevant information of the described smart card that described server update this locality is stored.
11. smart card self-recharging methods according to claim 9, it is characterized in that, the described charge code in described step S21 comprises: the recharge amount utilizing encrypted code to encrypt and identifying code;
Described smart card in described step S22 verifies described charge code and comprises further:
S221: smart card uses the algorithm secure processing device encrypts code same with the encrypted code calculated in charge code;
S222: the deciphering calculated according to smart card, deciphering obtains recharge amount;
S223: according to recharge amount, smart card uses the algorithm calculation check code same with the identifying code calculated in charge code;
S224: the identifying code in the check code calculated by smart card and the charge code of input compares, if consistent, verification succeeds.
12. smart card self-recharging methods according to claim 11, is characterized in that, the formula of the calculation check code in the formula of the secure processing device encrypts code in described step S221 and described step S223 comprises event factor;
Often supplement with money once, described event factor adds 1.
CN201510464498.1A 2015-07-31 2015-07-31 Self-service charging method for smart card Active CN105139543B (en)

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CN105488671A (en) * 2015-12-16 2016-04-13 联鑫付(北京)科技有限公司 Bus card background account recharging system and use method thereof
CN105608564A (en) * 2015-12-16 2016-05-25 联鑫付(北京)科技有限公司 Public transit card PSAM card-free flash recharge system and use method thereof
CN105608570A (en) * 2015-12-16 2016-05-25 联鑫付(北京)科技有限公司 Public transit card flash recharge system and use method thereof
CN108960810A (en) * 2017-05-18 2018-12-07 腾讯科技(深圳)有限公司 Card wiring method, device, computer equipment and storage medium
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