CN105574749A - Selection method, device and system for card applications in secure element SE - Google Patents
Selection method, device and system for card applications in secure element SE Download PDFInfo
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- CN105574749A CN105574749A CN201510131156.8A CN201510131156A CN105574749A CN 105574749 A CN105574749 A CN 105574749A CN 201510131156 A CN201510131156 A CN 201510131156A CN 105574749 A CN105574749 A CN 105574749A
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Abstract
The invention relates to the technical field of electronics and discloses a selection method, device and system for card applications in a secure element SE. The method comprises following steps of receiving a service request sent by an external device, wherein the service request carries service scene information, the service scene information comprises the service type of the service request; screening out a target card application corresponding to the service type from the card applications preset in the SE according to the service type of the service request; activating the target card application, and carrying out transaction based on the target card application and the external device. In application of the embodiment of the invention, the target card application corresponding to the current service type can be rapidly and intelligently selected from the card applications preset in the SE for transaction.
Description
Technical field
The present invention relates to electronic technology field, be specifically related to the system of selection of card application in a kind of safety element SE, Apparatus and system.
Background technology
Near-field communication (NearFieldCommunication, NFC) be a kind of radiotelegraphy of short distance high frequency, being prefixed between the mobile terminal (such as mobile phone) of NFC module and external unit (as POS, subway gate, access controller etc.) and can carrying out exchanges data when close together, is a kind of contactless identification technology.The mobile terminal of this support NFC function can by aerial download or mode that card is preset at safety element (SecureElement, SE) presetly in obtain the application of different card, the cards such as such as bank card application, mass transit card application, access card application are applied.When being prefixed the application of multiple card in SE, user arranges the card obtaining giving tacit consent to transaction by this SE application management client, such as bank card being set to the card giving tacit consent to transaction, concluding the business needing the bank card that then acquiescence of this setting can be used to conclude the business when concluding the business.
But, when user is in other consumer fields, when needing the transaction carrying out other types, such as user takes subway current needs, when carrying out mass transit card transaction, does not obviously conclude the business by the bank card application of this default setting, now user need enter this SE application management client and the application of this mass transit card of manual actuation, ability is by mobile phone brush subway gate to complete transaction, and trading efficiency is lower, makes troubles to user.
Summary of the invention
Technical matters to be solved by this invention is to provide system of selection, the Apparatus and system of the application of card in a kind of SE, can fast, filter out the target card application corresponding with present type of service in preset from SE intelligently card application and conclude the business.
The invention provides the system of selection of card application in a kind of SE, comprising:
Receive the service request of carrying business scenario information that external unit sends, described business scenario information comprises the type of service of described service request;
According to the type of service of described service request, filter out the target card corresponding with described type of service in card application preset from SE and apply;
Activate the application of described target card, and conclude the business with described external unit based on described target card application.
Optionally, described business scenario information also comprises information of home location; The described type of service according to described service request, filters out the target card corresponding with described type of service in card application preset from SE and applies, comprising:
According to the type of service of described service request, obtain the card corresponding with described type of service in card application preset from SE and apply;
If the card acquiring multiple and described type of service corresponding is applied, then according to described information of home location, from multiple described card application, filter out card that card ownership place and described information of home location match apply and apply as target card.
Optionally, described business scenario information also comprises the business favor information of default card application; The described type of service according to described service request, filters out the target card corresponding with described type of service in card application preset from SE and applies, comprising:
According to the type of service of described service request, obtain the card corresponding with described type of service in card application preset from SE and apply;
If the card acquiring multiple and described type of service corresponding is applied, then resolve described business favor information, obtain the target card mark that described default card application is corresponding;
According to described business favor information, from multiple described card application, filter out card mark and described target card identify identical card and apply and apply as target card.
Optionally, the described type of service according to described service request, filters out the target card corresponding with described type of service in card application preset from SE and applies, comprising:
According to the type of service of described service request, obtain the card corresponding with described type of service in card application preset from SE and apply;
If the card acquiring multiple and described type of service corresponding is applied, then determine the pre-configured acquiescence card image corresponding with described type of service, and card corresponding for described acquiescence card image application is defined as the application of target card.
Optionally, the service request of carrying business scenario information that described reception external unit sends, comprising:
Receive the radiofrequency signal of carrying business scenario information that external unit sends, wherein, described business scenario information is that described external unit obtains from the server for storing the business information that user uploads.
Accordingly, the present invention also provides the selecting arrangement of card application in a kind of SE, comprising:
Request receiving module, for receiving the service request of carrying business scenario information that external unit sends, described business scenario information comprises the type of service of described service request;
Card determination module, for the type of service according to described service request, filters out the target card corresponding with described type of service in card application preset from SE and applies;
Transaction modules, for activating the described target card application that described card determination module filters out, and concludes the business with described external unit based on described target card application.
Optionally, described business scenario information also comprises information of home location; Described card determination module comprises:
First acquiring unit, for the type of service according to described service request, obtains the card corresponding with described type of service in card application preset from SE and applies;
First screening unit, for acquire when described first acquiring unit card corresponding to multiple and described type of service apply time, according to described information of home location, from multiple described card application, filter out card that card ownership place and described information of home location match apply and apply as target card.
Optionally, described business scenario information also comprises the business favor information of default card application; Described card determination module comprises:
Second acquisition unit, for the type of service according to described service request, obtains the card corresponding with described type of service in card application preset from SE and applies;
Resolution unit, for acquire at described second acquisition unit card corresponding to multiple and described type of service apply time, resolve described business favor information, obtain the target card mark that the application of described default card is corresponding;
Second screening unit, for according to described business favor information, filters out card mark and described target card and identifies identical card and apply and apply as target card from multiple described card application.
Optionally, described card determination module comprises:
3rd acquiring unit, for the type of service according to described service request, obtains the card corresponding with described type of service in card application preset from SE and applies;
Application determining unit, for acquire when described 3rd acquiring unit card corresponding to multiple and described type of service apply time, determine the pre-configured acquiescence card image corresponding with described type of service, and card corresponding for described acquiescence card image application is defined as the application of target card.
Optionally, described request receiver module specifically for:
Receive the radiofrequency signal of carrying business scenario information that external unit sends, wherein, described business scenario information is that described external unit obtains from the server for storing the business information that user uploads.
Accordingly, the present invention also provides the selective system of card application in a kind of SE, comprising: external unit and mobile terminal; Wherein,
Described external unit, for sending the service request of carrying business scenario information to described mobile terminal, described business scenario information comprises the type of service of described service request;
Described mobile terminal, for receiving the service request of carrying described business scenario information that described external unit sends; According to the type of service of described service request, filter out the target card corresponding with described type of service in card application preset from SE and apply; Activate the application of described target card, and conclude the business with described external unit based on described target card application.
Compared with prior art, the present invention has following beneficial effect:
In the present invention, can receive external unit send carry the service request of business scenario information time, apply by filtering out the target card corresponding with type of service in this business scenario information in card preset from SE application, and activate the application of this target card, thus can conclude the business with described external unit according to the application of this target card, achieve fast, select the target card application corresponding with present type of service in card preset from SE intelligently application and conclude the business.
Accompanying drawing explanation
In order to be illustrated more clearly in the present invention or technical scheme of the prior art, be briefly described to the accompanying drawing used required in embodiment below, apparently, accompanying drawing in the following describes is only some embodiments of the present invention, for those of ordinary skill in the art, under the prerequisite not paying creative work, other accompanying drawing can also be obtained according to these accompanying drawings.
Fig. 1 is the schematic flow sheet of the system of selection of card application in a kind of SE provided by the invention;
Fig. 2 is the schematic flow sheet of the system of selection of card application in another kind of SE provided by the invention;
Fig. 3 is the schematic flow sheet of the system of selection of card application in another SE provided by the invention;
Fig. 4 is the structural representation of the selecting arrangement of card application in a kind of SE provided by the invention;
Fig. 5 is the structural representation of the selecting arrangement of card application in another kind of SE provided by the invention;
Fig. 6 is the structural representation of the selective system of card application in a kind of SE provided by the invention.
Embodiment
Below in conjunction with the accompanying drawing in the present invention, be clearly and completely described the technical scheme in the present invention, obviously, described embodiment is only the present invention's part embodiment, instead of whole embodiments.Based on the embodiment in the present invention, those of ordinary skill in the art, not making the every other embodiment obtained under creative work prerequisite, belong to the scope of protection of the invention.
The invention provides the system of selection of the application of card in a kind of SE, Apparatus and system, can fast, select the target card application corresponding with present type of service in preset from SE intelligently card application and conclude the business.Below be described in detail respectively.
Refer to Fig. 1, Fig. 1 is the schematic flow sheet of the system of selection of card application in a kind of SE provided by the invention, concrete, and in the SE shown in Fig. 1, the system of selection of card application can comprise the following steps.
S101: receive the service request of carrying business scenario information that external unit sends, described business scenario information comprises the type of service of described service request.
It should be noted that, the described method of the embodiment of the present invention can be applied particularly to mobile phone, panel computer, PDA (PersonalDigitalAssistant, personal digital assistant) etc. to be had in the mobile terminal of NFC function.This mobile terminal comprises the SE chip presetting the application of multiple card, the SIM of this SE chip accessible site in mobile terminal (SubscriberIdentityModule, client identification module) card, SD card are (in (SecureDigitalMemoryCard) or NFC terminal chip.Described card application includes but not limited to transportation card application, bank card application, access card application and member card application.
In specific embodiment, external unit can send the service request of carrying business scenario information to the mobile terminal within the scope of predeterminable range, such as sends the radiofrequency signal of carrying this business scenario information, and terminal device receives the service request that this external unit sends.Concrete, this business scenario information comprises the traffic type information for showing current business scene, and namely this type of service corresponds to above-mentioned transportation card transaction, bank card business dealing, access card transaction etc.
It should be noted that, described external unit refer under application-specific scene, to carry out non-contact transaction accept equipment, this accepts the function with card reader, can read the card image in mobile terminal.Such as, when in transportation card consumption scene, namely type of service is transportation card transaction, this external unit is subway gate or bus card-reading machine; When in bank card consumption scene, namely type of service is bank card business dealing, this external unit is POS (PointOfSales, point of sale) machine; When in access card mandate scene, namely type of service is access card transaction, this external unit is access controller etc.
S102: according to the type of service of described service request, filters out the target card corresponding with described type of service in card application preset from SE and applies.
S103: activate the application of described target card, and conclude the business with described external unit based on described target card application.
In specific embodiment, mobile terminal is after the service request receiving external unit transmission, the business scenario information corresponding according to this service request can determine current business scene, acquire the type of service that current business scene is corresponding, this type of service is specially transportation card transaction, bank card business dealing, access card transaction or other transaction, then mobile terminal can filter out the card corresponding with this type of service according to this type of service and applies and apply as target card from SE in preset multiple cards application, and activate the application of this target card, the response message for this service request is returned to this external unit, this mobile terminal can be concluded the business with this external unit based on the application of this target card.Wherein, the application of multiple card is preset in this SE.
Further, for the multiple card application under same type of service, pre-configuredly can obtain the application of an acquiescence card, the application of this acquiescence card can be any one in the application of the plurality of card.If the card application screening preset from SE of mobile terminal obtains multiple card corresponding with this type of service and applies, then can determine the pre-configured acquiescence card image corresponding with described type of service, and card corresponding for described acquiescence card image application i.e. this acquiescence card application is defined as the application of target card, to carry out current transaction.
In embodiments of the present invention, can receive external unit send carry the service request of business scenario information time, apply by filtering out the target card corresponding with type of service in this business scenario information in card preset from SE application, and activate the application of this target card, thus can conclude the business with described external unit according to the application of this target card, achieve fast, select the target card application corresponding with present type of service in card preset from SE intelligently application and conclude the business.
Further, refer to Fig. 2, Fig. 2 is the schematic flow sheet of the system of selection of card application in another kind of SE provided by the invention, concrete, and in the SE shown in Fig. 2, the system of selection of card application can comprise the following steps.
S201: receive the radiofrequency signal of carrying business scenario information that external unit sends, described business scenario information comprises type of service and the information of home location of described service request.
Wherein, described business scenario information is that described external unit obtains from the server for storing the business information that user uploads.Such as, the business information stored in this server can comprise the information of home location of external unit, as the mandate ground information etc. of positional information corresponding to transaction spot or this external unit.Further, the business information stored in this server can be configured renewal according to user's request, acquires up-to-date business scenario information to enable external unit.
S202: according to the type of service of described service request, obtains the card corresponding with described type of service in card application preset from SE and applies.
In specific embodiment, mobile terminal is receiving the radiofrequency signal of carrying business scenario information of external unit transmission, namely receive external unit send carry the service request of business scenario information time, according to the type of service in this business scenario information, the card matched with this type of service can be filtered out and applies.Such as, in this business scenario letter, corresponding type of service is transportation card transaction, then this mobile terminal can filter out transportation card application in preset card application from SE; Or corresponding type of service is bank card business dealing in this business scenario letter, then this mobile terminal can filter out bank card application in preset card application from SE.
S203: if the card acquiring multiple and described type of service corresponding is applied, then according to described information of home location, filters out card that card ownership place and described information of home location match and applies and apply as target card from multiple described card application.
S204: activate the application of described target card, and conclude the business with described external unit based on described target card application.
Further, also comprise information of home location in this business scenario information, this information of home location can be specially the positional information of current transaction spot or the mandate ground information of this external unit, and this card ownership place can be specially the distribution ground of card or authorize ground information.If mobile terminal is according to the type of service in this business scenario information, screening obtains multiple card matched with this type of service and applies, the further screening of card application then can be carried out according to this information of home location, filter out the card that card ownership place and this information of home location match to apply, and the described card application matched is applied as target card.Such as, type of service corresponding in this business scenario information is transportation card transaction, this information of home location is Shenzhen with indicating the mandate of this external unit, this mobile terminal obtains the transportation card application in multiple city according to the screening of this type of service, correspond to Xi'an respectively, the transportation card application on Shenzhen and ground, Beijing three, then mobile terminal can according to this information of home location, Shenzhen transportation card application filtering out Shenzhen corresponding from the application of the plurality of city card is applied as target card, and activate this Shenzhen transportation card application, communicated with external unit by this Shenzhen transportation card application to enable this mobile terminal.Again such as, type of service corresponding in this business scenario information is access card transaction, this information of home location indicates the positional information of current transaction spot and access controller, this mobile terminal obtains two access card application according to the screening of this type of service, as A access card application and B access card apply, then mobile terminal can according to the positional information of this current transaction spot, from these two access card application, determine that the card of authorizing the positional information of ground information and this current transaction spot to match is applied apply as target card, and activate the application of this target card, communicated with external unit by the application of this target card to enable this mobile terminal.
Further, for the multiple card application under same type of service, pre-configuredly can obtain the application of an acquiescence card, the application of this acquiescence card can be any one in the application of the plurality of card.The card that information of home location in card ownership place and this business scenario information matches if do not exist in multiple described card application apply, then also acquiescence card corresponding for this type of service can be applied to apply as target card and conclude the business.
In embodiments of the present invention, can receive external unit send carry the service request of business scenario information time, apply by filtering out the card corresponding with type of service in this business scenario information in card preset from SE application, and carry out postsearch screening according to the information of home location in this business scenario information further when the card filtered out is applied as multiple, thus filter out card that card ownership place and described information of home location match and apply and apply as target card, and activate the application of this target card to carry out current transaction, achieve fast, select the target card application corresponding with present type of service in card application preset from SE intelligently to conclude the business.
Further, refer to Fig. 3, Fig. 3 is the schematic flow sheet of the system of selection of card application in another SE provided by the invention, concrete, and in the SE shown in Fig. 3, the system of selection of card application can comprise the following steps.
S301: receive the radiofrequency signal of carrying business scenario information that external unit sends, described business scenario information comprises the type of service of described service request and the business favor information of default card application.
Wherein, described business scenario information is that described external unit obtains from the server for storing the business information that user uploads.Such as, the business information stored in this server can comprise the business favor information of default card, as preferential in enjoyed 8 foldings by certain bank card or the consumption of certain member card, this business favor information comprises the card mark and special discount information etc. of this bank card or this member card.Further, the business information stored in this server can be configured renewal according to user's request, acquires up-to-date business scenario information to enable external unit.
S302: according to the type of service of described service request, obtains the card corresponding with described type of service in card application preset from SE and applies.
In specific embodiment, mobile terminal is receiving the radiofrequency signal of carrying business scenario information of external unit transmission, namely receive external unit send carry the service request of business scenario information time, according to the type of service in this business scenario information, the card matched with this type of service can be filtered out and applies.Such as, in this business scenario letter, corresponding type of service corresponds to bank card business dealing, then this mobile terminal can filter out bank card application in preset card application from SE; Or corresponding type of service is transportation card transaction in this business scenario letter, then this mobile terminal can filter out transportation card application in preset card application from SE.
S303: if the card acquiring multiple and described type of service corresponding is applied, then resolve described business favor information, obtains the target card mark that described default card application is corresponding.
S304: according to described business favor information, filters out card mark and described target card and identifies identical card and apply and apply as target card from multiple described card application.
Further, also can comprise the business favor information of default card application in this business scenario information, such as this business favor information can be specially the information of discount of the bank card when carrying out bank card consumption, or member card information of discount etc.If mobile terminal is according to the type of service in this business scenario information, screening obtains multiple card matched with this type of service and applies, then can carry out searching of card application according to this business favor information further, judge current whether exist this business favor information corresponding card application, thus determine target card application conclude the business.Concrete, when screen obtain multiple card corresponding with type of service in business scenario information apply time, can resolve this business favor information, thus acquire target card corresponding to this default card and identify; Further, also can obtain the card mark that the application of the plurality of card is corresponding respectively, and judge that whether there is the card mark target card corresponding with this business favor information in the application of the plurality of card identifies identical card and apply, thus from multiple described card is applied, filter out card identify and to identify identical card with described target card and apply and apply as target card.
S305: activate the application of described target card, and conclude the business with described external unit based on described target card application.
Optionally, if there is card mark in the application of the plurality of card to identify identical card with this target card and apply, then this card mark and this target card can be identified identical card to apply and be defined as target card and apply, and activate the application of this target card, to carry out current transaction based on the application of this target card.
For example, in the SE of mobile terminal, preset three card application, comprise China Merchants Bank's card application, industrial and commercial bank's card application and transportation card application.Type of service corresponding in this business scenario information of the current reception of mobile terminal is bank card business dealing, business favor information corresponding to this China Merchants Bank card application (such as can eighty percent discount by China Merchants Bank's card consumption during shopping) is also comprised in this business scenario information, then this mobile terminal can screen according to this type of service and obtain two bank card application, i.e. the application of this China Merchants Bank card and industrial and commercial bank's card application, further, this mobile terminal also can be resolved and be obtained target card mark corresponding to this business favor information, the i.e. mark of this China Merchants Bank card, bank card application corresponding for this target card mark and China Merchants Bank's card application are applied as target card, and activate the card application of this China Merchants Bank, by this China Merchants Bank card AID (ApplicationIdentifier, application identities) information or NFCID (Identifier) information is loaded in response message and sends to this external unit, this mobile terminal can be communicated with POS (i.e. external unit) by the card application of this China Merchants Bank.
Further, for the multiple card application under same type of service, pre-configuredly can obtain the application of an acquiescence card, the application of this acquiescence card can be any one in the application of the plurality of card.Further alternative, if there is not card mark in the application of the plurality of card to identify identical card with this target card and apply, then corresponding according to this type of service acquiescence card image, resolve the mark obtaining giving tacit consent to card application, thus the application of the acquiescence card of this mark correspondence is defined as the application of target card, so that carry out current transaction based on the application of this target card.
In embodiments of the present invention, can receive external unit send carry the service request of business scenario information time, apply by filtering out the card corresponding with type of service in this business scenario information in card preset from SE application, and carry out postsearch screening according to the business favor information in this business scenario information further when the card filtered out is applied as multiple, thus filter out the card mark target card corresponding with described business favor information and identify identical card and apply and apply as target card, and activate the application of this target card to carry out current transaction, achieve fast, select the target card application corresponding with present type of service in card application preset from SE intelligently to conclude the business.
Refer to Fig. 4, Fig. 4 is the structural representation of the selecting arrangement of card application in a kind of SE provided by the invention, and concrete, the described device of the embodiment of the present invention comprises: request receiving module 11, card determination module 12 and transaction modules 13.Wherein,
Described request receiver module 11, for receiving the service request of carrying business scenario information that external unit sends, described business scenario information comprises the type of service of described service request.
It should be noted that, the described device of the embodiment of the present invention can be arranged at mobile phone, panel computer, PDA etc. and have in the mobile terminal of NFC function, and this mobile terminal comprises the SE module presetting the application of multiple card.Wherein, described card application includes but not limited to transportation card application, bank card application, access card application and member card application.
In specific embodiment, external unit can send the service request of carrying business scenario information to the mobile terminal within the scope of predeterminable range, such as send the radiofrequency signal of carrying this business scenario information, request receiving module 11 receives the service request that this external unit sends.Concrete, this business scenario information comprises the traffic type information for showing current business scene, and namely this type of service corresponds to above-mentioned transportation card transaction, bank card business dealing, access card transaction etc.
It should be noted that, described external unit refer under application-specific scene, to carry out non-contact transaction accept equipment, this accepts the function with card reader, can read the card image in mobile terminal.Such as, when in transportation card consumption scene, namely type of service is transportation card transaction, this external unit is subway gate or bus card-reading machine; When in bank card consumption scene, namely type of service is bank card business dealing, this external unit is POS; When in access card mandate scene, namely type of service is access card transaction, this external unit is access controller etc.
Described card determination module 12, for the type of service according to described service request, filters out the target card corresponding with described type of service in card application preset from SE and applies.
Described transaction modules 13, for activating the described target card application that described card determination module 12 filters out, and concludes the business with described external unit based on described target card application.
In specific embodiment, after request receiving module 11 receives the service request of external unit transmission, card determination module 12 the business scenario information corresponding according to this service request can determine current business scene, acquire the type of service that current business scene is corresponding, this type of service is specially transportation card transaction, bank card business dealing, access card transaction or other transaction, and from SE, in preset multiple cards application, filter out the card corresponding with this type of service according to this type of service and apply and apply as target card, and activate the application of this target card by transaction modules 13, the response message for this service request is returned to this external unit, this mobile terminal can be concluded the business with this external unit based on the application of this target card.Wherein, the application of multiple card is preset in this SE.
In embodiments of the present invention, can receive external unit send carry the service request of business scenario information time, apply by filtering out the target card corresponding with type of service in this business scenario information in card preset from SE application, and activate the application of this target card, thus can conclude the business with described external unit according to the application of this target card, achieve fast, select the target card application corresponding with present type of service in card preset from SE intelligently application and conclude the business.
Further, refer to Fig. 5, Fig. 5 is the structural representation of the selecting arrangement of card application in another kind of SE provided by the invention, concrete, the described device of the embodiment of the present invention comprises the request receiving module 11 of the selecting arrangement of card application in above-mentioned SE, card determination module 12 and transaction modules 13.Wherein,
Described request receiver module 11, for receiving the service request of carrying business scenario information that external unit sends, described business scenario information comprises the type of service of described service request.
In specific embodiment, described request receiver module 11 can be specifically for: receive the radiofrequency signal of carrying business scenario information that external unit sends.
Wherein, described business scenario information is that described external unit obtains from the server for storing the business information that user uploads.Such as, the information of home location of external unit in this business information, can be comprised, as the mandate ground information of transaction spot or this external unit; Or also can comprise the business favor information of default card, as preferential in enjoyed 8 foldings by certain bank card or the consumption of certain member card, this business favor information comprises the card mark and special discount information etc. of this bank card or this member card.
In specific embodiment, external unit can send the service request of carrying business scenario information to the mobile terminal within the scope of predeterminable range, such as send the radiofrequency signal of carrying this business scenario information, request receiving module 11 receives the service request that this external unit sends.Concrete, this business scenario information comprises the traffic type information for showing current business scene, and namely this type of service corresponds to above-mentioned transportation card transaction, bank card business dealing, access card transaction etc.
Described card determination module 12, for the type of service according to described service request, filters out the target card corresponding with described type of service in card application preset from SE and applies.
Described transaction modules 13, for activating the described target card application that described card determination module 12 filters out, and concludes the business with described external unit based on described target card application.
In specific embodiment, after request receiving module 11 receives the service request of external unit transmission, card determination module 12 the business scenario information corresponding according to this service request can determine current business scene, acquire the type of service that current business scene is corresponding, this type of service is specially transportation card transaction, bank card business dealing, access card transaction or other transaction, and from SE, in preset multiple cards application, filter out the card corresponding with this type of service according to this type of service and apply and apply as target card, and activate the application of this target card by transaction modules 13, this mobile terminal can be concluded the business with this external unit based on the application of this target card.Wherein, the application of multiple card is preset in this SE.
Optionally, in embodiments of the present invention, described business scenario information also comprises information of home location; Described card determination module 12 can comprise further:
First acquiring unit 121, for the type of service according to described service request, obtains the card corresponding with described type of service in card application preset from SE and applies;
First screening unit 122, for acquire when described first acquiring unit 121 card corresponding to multiple and described type of service apply time, according to described information of home location, from multiple described card application, filter out card that card ownership place and described information of home location match apply and apply as target card.
In specific embodiment, the radiofrequency signal of carrying business scenario information of external unit transmission is received in request receiving module 11, namely receive external unit send carry the service request of business scenario information time, card determination module 12 according to the type of service in this business scenario information, can filter out the card matched with this type of service and applies.Such as, card determination module 12 determines that obtaining corresponding type of service in this business scenario letter is transportation card transaction, then this card determination module 12 can filter out transportation card application in preset card application from SE; Or card determination module 12 determines that obtaining corresponding type of service in this business scenario letter is bank card business dealing, then this card determination module 12 can filter out bank card application in preset card application from SE.
Further, also information of home location is comprised in this business scenario information, this information of home location can be specially the positional information of current transaction spot or the mandate ground information of this external unit, and this card ownership place can be specially the distribution ground of card application or authorize ground information.If the first acquiring unit 121 is according to the type of service in this business scenario information, screening obtains multiple card matched with this type of service and applies, then the first screening unit 122 can carry out the further screening of card application according to this information of home location, filter out the card that card ownership place and this information of home location match to apply, and the described card application matched is applied as target card.Such as, first acquiring unit 121 determines that obtaining corresponding type of service in this business scenario letter is transportation card transaction, this information of home location is Shenzhen with indicating the mandate of this external unit, this first acquiring unit 121 obtains the transportation card application in multiple city according to the screening of this type of service, correspond to Xi'an respectively, the transportation card application on Shenzhen and ground, Beijing three, then the first screening unit 122 can according to this information of home location, Shenzhen transportation card application filtering out Shenzhen corresponding from the application of the plurality of city card is applied as target card, and activate this Shenzhen transportation card application by transaction modules 13, communicated with external unit by this Shenzhen transportation card application to enable this mobile terminal.
Optionally, in embodiments of the present invention, described business scenario information also comprises the business favor information of default card application; Described card determination module 12 also can comprise further:
Second acquisition unit 123, for the type of service according to described service request, obtains the card corresponding with described type of service in card application preset from SE and applies;
Resolution unit 124, for acquire at described second acquisition unit 123 card corresponding to multiple and described type of service apply time, resolve described business favor information, obtain the target card mark that the application of described default card is corresponding;
Second screening unit 125, for according to described business favor information, filters out card mark and described target card and identifies identical card and apply and apply as target card from multiple described card application.
Further, also can comprise the business favor information of default card application in this business scenario information, such as this business favor information can be specially the information of discount of the bank card when carrying out bank card consumption, or member card information of discount etc.If card determination module 12 is according to the type of service in this business scenario information, screening obtains multiple card matched with this type of service and applies, then can carry out searching of card application according to this business favor information further, judge current whether exist this business favor information corresponding card application, thus determine target card application conclude the business.Concrete, when second acquisition unit 123 screening obtain multiple card corresponding with type of service in business scenario information apply time, namely by resolution unit 124, this business favor information is resolved, thus the card acquiring this default card identifies; Further, this resolution unit 124 also can obtain card mark corresponding to the plurality of card application respectively, and judge that whether there is the card mark target card corresponding with this business favor information in the application of the plurality of card identifies identical card and apply by the second screening unit 125, thus this second screening unit 125 can filter out card mark and described target card from multiple described card application identifies identical card and apply and apply as target card, carry out current transaction to apply based on this target card.
Further optional, in embodiments of the present invention, described card determination module 12 also can comprise:
3rd acquiring unit 126, for the type of service according to described service request, obtains the card corresponding with described type of service in card application preset from SE and applies;
Application determining unit 127, for acquire when described 3rd acquiring unit 126 card corresponding to multiple and described type of service apply time, determine the pre-configured acquiescence card image corresponding with described type of service, and card corresponding for described acquiescence card image application is defined as the application of target card.
In specific embodiment, for the multiple card application under same type of service, pre-configuredly can obtain the application of an acquiescence card, the application of this acquiescence card can be any one in the application of the plurality of card.Concrete, the radiofrequency signal of carrying business scenario information of external unit transmission is received in request receiving module 11, namely receive external unit send carry the service request of business scenario information time, 3rd acquiring unit 126 according to the type of service in this business scenario information, can filter out the card matched with this type of service and applies.If the card matched with this type of service filtered out is applied as multiple, then apply the acquiescence card image that determining unit 127 can be corresponding according to this preset type of service, resolve the mark obtaining giving tacit consent to card application, thus the application of the acquiescence card of this mark correspondence is defined as the application of target card, so that carry out current transaction based on the application of this target card.Wherein, this first acquiring unit 121, second acquisition unit 123 and the 3rd acquiring unit 126 can be integrated into a functional unit.
In embodiments of the present invention, can receive external unit send carry the service request of business scenario information time, apply by filtering out the card corresponding with type of service in this business scenario information in card preset from SE application, and carry out postsearch screening according to business scenario information such as information of home location or business favor informations further when the card filtered out is applied as multiple, thus filter out the card that card ownership place and described information of home location match and apply, or filter out the card mark target card corresponding with described business favor information to identify identical card and apply and apply as target card, and activate the application of this target card to carry out current transaction, achieve fast, select the target card application corresponding with present type of service in card application preset from SE intelligently to conclude the business.
Further, refer to Fig. 6, Fig. 6 is the structural representation of the selective system of card application in a kind of SE provided by the invention, and concrete, the described system of the embodiment of the present invention comprises: external unit 1 and mobile terminal 2; Wherein,
Described external unit 1, for sending the service request of carrying business scenario information to described mobile terminal 2, described business scenario information comprises the type of service of described service request;
Wherein, described business scenario information is that described external unit 1 obtains from the server for storing the business information that user uploads.Such as, the information of home location of external unit 1 in this business information, can be comprised, as the transaction positional information of spot or the mandate of this external unit ground information; Or also can comprise the business favor information of default card, as preferential in enjoyed 8 foldings by certain bank card or the consumption of certain member card, this business favor information comprises the card mark and special discount information etc. of this bank card or this member card.
Described mobile terminal 2, for receiving the service request of carrying described business scenario information that described external unit 1 sends; According to the type of service of described service request, filter out the target card corresponding with described type of service in card application preset from SE and apply; Activate the application of described target card, and conclude the business with described external unit 1 based on described target card application.
In specific embodiment, also information of home location or business favor information etc. can be comprised in this business scenario information, if described mobile terminal 2 according to the type of service of described service request preset from SE card application in screen obtain multiple and described type of service corresponding card apply, then this mobile terminal 2 also can screen according to this information of home location or business favor information further, this information of home location in the application of the plurality of card or card application corresponding to business favor information are defined as the application of target card, so that carry out current transaction based on the application of this target card.
Concrete, the described mobile terminal 2 in the embodiment of the present invention can refer to the associated description of the selecting arrangement of card application in SE in the corresponding embodiment of Fig. 4 to Fig. 5, repeats no more herein.
In the above-described embodiments, the description of each embodiment is all emphasized particularly on different fields, in certain embodiment, there is no the part described in detail, can see the associated description of other embodiments.
One of ordinary skill in the art will appreciate that all or part of step in the various methods of above-described embodiment is that the hardware that can carry out instruction relevant by program has come, this program can be stored in a computer-readable recording medium, storage medium can comprise: flash disk, ROM (read-only memory) (Read-OnlyMemory, ROM), random access device (RandomAccessMemory, RAM), disk or CD etc.
Above method provided by the present invention, system and equipment are described in detail, apply specific case herein to set forth principle of the present invention and embodiment, the explanation of above embodiment just understands method of the present invention and core concept thereof for helping; Meanwhile, for one of ordinary skill in the art, according to thought of the present invention, all will change in specific embodiments and applications, in sum, this description should not be construed as limitation of the present invention.
Claims (11)
1. a system of selection for card application in safety element SE, is characterized in that, comprising:
Receive the service request of carrying business scenario information that external unit sends, described business scenario information comprises the type of service of described service request;
According to the type of service of described service request, filter out the target card corresponding with described type of service in card application preset from SE and apply;
Activate the application of described target card, and conclude the business with described external unit based on described target card application.
2. method according to claim 1, is characterized in that, described business scenario information also comprises information of home location; The described type of service according to described service request, filters out the target card corresponding with described type of service in card application preset from SE and applies, comprising:
According to the type of service of described service request, obtain the card corresponding with described type of service in card application preset from SE and apply;
If the card acquiring multiple and described type of service corresponding is applied, then according to described information of home location, from multiple described card application, filter out card that card ownership place and described information of home location match apply and apply as target card.
3. method according to claim 1, is characterized in that, described business scenario information also comprises the business favor information of default card application; The described type of service according to described service request, filters out the target card corresponding with described type of service in card application preset from SE and applies, comprising:
According to the type of service of described service request, obtain the card corresponding with described type of service in card application preset from SE and apply;
If the card acquiring multiple and described type of service corresponding is applied, then resolve described business favor information, obtain the target card mark that described default card application is corresponding;
According to described business favor information, from multiple described card application, filter out card mark and described target card identify identical card and apply and apply as target card.
4. method according to claim 1, is characterized in that, the described type of service according to described service request, filters out the target card corresponding with described type of service and applies, comprising in card application preset from SE:
According to the type of service of described service request, obtain the card corresponding with described type of service in card application preset from SE and apply;
If the card acquiring multiple and described type of service corresponding is applied, then determine the pre-configured acquiescence card image corresponding with described type of service, and card corresponding for described acquiescence card image application is defined as the application of target card.
5. the method according to any one of claim 1-4, is characterized in that, the service request of carrying business scenario information that described reception external unit sends, and comprising:
Receive the radiofrequency signal of carrying business scenario information that external unit sends, wherein, described business scenario information is that described external unit obtains from the server for storing the business information that user uploads.
6. a selecting arrangement for card application in SE, is characterized in that, comprising:
Request receiving module, for receiving the service request of carrying business scenario information that external unit sends, described business scenario information comprises the type of service of described service request;
Card determination module, for the type of service according to described service request, filters out the target card corresponding with described type of service in card application preset from SE and applies;
Transaction modules, for activating the described target card application that described card determination module filters out, and concludes the business with described external unit based on described target card application.
7. device according to claim 6, is characterized in that, described business scenario information also comprises information of home location; Described card determination module comprises:
First acquiring unit, for the type of service according to described service request, obtains the card corresponding with described type of service in card application preset from SE and applies;
First screening unit, for acquire when described first acquiring unit card corresponding to multiple and described type of service apply time, according to described information of home location, from multiple described card application, filter out card that card ownership place and described information of home location match apply and apply as target card.
8. device according to claim 6, is characterized in that, described business scenario information also comprises the business favor information of default card application; Described card determination module comprises:
Second acquisition unit, for the type of service according to described service request, obtains the card corresponding with described type of service in card application preset from SE and applies;
Resolution unit, for acquire at described second acquisition unit card corresponding to multiple and described type of service apply time, resolve described business favor information, obtain the target card mark that the application of described default card is corresponding;
Second screening unit, for according to described business favor information, filters out card mark and described target card and identifies identical card and apply and apply as target card from multiple described card application.
9. device according to claim 6, is characterized in that, described card determination module comprises:
3rd acquiring unit, for the type of service according to described service request, obtains the card corresponding with described type of service in card application preset from SE and applies;
Application determining unit, for acquire when described 3rd acquiring unit card corresponding to multiple and described type of service apply time, determine the pre-configured acquiescence card image corresponding with described type of service, and card corresponding for described acquiescence card image application is defined as the application of target card.
10. the device according to any one of claim 6-9, is characterized in that, described request receiver module specifically for:
Receive the radiofrequency signal of carrying business scenario information that external unit sends, wherein, described business scenario information is that described external unit obtains from the server for storing the business information that user uploads.
The selective system of card application in 11. 1 kinds of SE, is characterized in that, comprising: external unit and mobile terminal; Wherein,
Described external unit, for sending the service request of carrying business scenario information to described mobile terminal, described business scenario information comprises the type of service of described service request;
Described mobile terminal, for receiving the service request of carrying described business scenario information that described external unit sends; According to the type of service of described service request, filter out the target card corresponding with described type of service in card application preset from SE and apply; Activate the application of described target card, and conclude the business with described external unit based on described target card application.
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Application publication date: 20160511 |