CN104182874A - All-purpose card device, all-purpose card system and card information loading method - Google Patents
All-purpose card device, all-purpose card system and card information loading method Download PDFInfo
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- CN104182874A CN104182874A CN201410393642.2A CN201410393642A CN104182874A CN 104182874 A CN104182874 A CN 104182874A CN 201410393642 A CN201410393642 A CN 201410393642A CN 104182874 A CN104182874 A CN 104182874A
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/34—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/34—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
- G06Q20/355—Personalisation of cards for use
- G06Q20/3555—Personalisation of two or more cards
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/382—Payment protocols; Details thereof insuring higher security of transaction
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
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- Computer Security & Cryptography (AREA)
- Microelectronics & Electronic Packaging (AREA)
- Computer Networks & Wireless Communication (AREA)
- Cash Registers Or Receiving Machines (AREA)
- Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
Abstract
The invention provides an all-purpose card device, an all-purpose card system and a card information loading method. After the all-purpose card device receives a first instruction sent by a user at an input unit, a processor reads card information of a target card indicated by the first instruction from a memory according to the first instruction; and then, a communication unit only loads the card information of the target card, so that an external terminal can obtain the card information of the target card. Therefore the condition that an external terminal reads and further copies all card information stored in the all-purpose card device under the condition of being unknown by the user is avoided, and the security of the all-purpose card device is improved.
Description
Technical field
The present invention relates to infotech, relate in particular to a kind of multi-use card device, system and card information loading method.
Background technology
Along with the development of infotech, card miscellaneous emerges in an endless stream, and these cards can be stored the card information that comprises card sign and secure authenticated information.Different according to the mode of storage card information, be conventionally broadly divided into magnetic stripe card, IC-card, according to the purposes difference of card information, be divided into again mass transit card, access card, member card and Payment Card etc.Because kind of cards is numerous, user often needs to carry multiple cards, uses inconvenience, and therefore, multi-use card arises at the historic moment.
In the prior art, in multi-use card device, store the card information of multiple cards, when user need to use card, by exterior terminal, for example: POS machine, read whole card informations of storing in multi-use card device, then user's selected card operating such as need to pay in terminal externally, and then exterior terminal and server interaction, with according to the card information of selected card, by laggard line operate, process carrying out identity and safety certification, for example can pay account corresponding to Payment Card, can also carry out authentication to user right corresponding to access card.Visible, in use, whole card informations that exterior terminal is stored in being easy to read and then copy multi-use card device in the unwitting situation of user, cause card information to be revealed to multi-use card device of the prior art, therefore, multi-use card equipment safety of the prior art is not high.
Summary of the invention
The invention provides a kind of multi-use card device, system and card information loading method, for solving the not high technical matters of multi-use card equipment safety of the prior art.
First aspect of the present invention is to provide a kind of multi-use card device, comprises that described multi-use card device also comprises for storing the storer of the card information of a plurality of cards:
Input block, for receiving the first instruction; Described the first instruction is used to indicate the target card in described a plurality of card;
Processor for according to described the first instruction, reads the card information of described target card from described storer;
Described communication unit, for loading the card information of the target card reading, so that exterior terminal obtains the card information of loaded target card from described communication unit.
Another aspect of the present invention is to provide a kind of multi-use card system, comprising: multi-use card device as above, and exterior terminal;
Described exterior terminal, for obtaining the card information of the target card that described multi-use card device loads; According to the card information of described target card, carry out operational processes.
Another aspect of the present invention is to provide a kind of card information loading method, comprising:
Receive the first instruction; Described the first instruction is used to indicate the target card in a plurality of cards;
According to described the first instruction, from the card information of described a plurality of cards of prestoring, read the card information of described target card;
The card information of the target card that loading reads.
Multi-use card device provided by the invention, system and card information loading method, after input block by multi-use card device receives the first instruction that user sends, processor reads the card information of the indicated target card of the first instruction from storer according to the first instruction, then communication unit only loads the card information of this target card, thereby make exterior terminal only can obtain the card information of this target card, therefore, whole card informations of having avoided exterior terminal to store read and then copy multi-use card device in the unwitting situation of user in, improved the security of multi-use card device.
Accompanying drawing explanation
The structural representation of the multi-use card device that Fig. 1 provides for one embodiment of the invention;
The structural representation of the multi-use card device that Fig. 2 provides for another embodiment of the present invention;
The structural representation of the multi-use card system that Fig. 3 provides for one embodiment of the invention;
The structural representation of the multi-use card system that Fig. 4 provides for another embodiment of the present invention;
The schematic flow sheet of the card information loading method that Fig. 5 provides for one embodiment of the invention.
Embodiment
The structural representation of the multi-use card device that Fig. 1 provides for one embodiment of the invention, as shown in Figure 1, comprising: storer 11, input block 12, processor 13 and communication unit 14.
Storer 11, for storing the card information of a plurality of cards.
Concrete, storer 11 can be divided into a plurality of different storage areas, and this storage area is stored the card information of at least one card, unrelated between each storage area.Each storage area respectively corresponding one for being encrypted the secret key of encryption of storage, card information that can safety encipher memory card.In the division of storage area, can, according to the type of the different card such as transportation card, access card, Payment Card, member card, the card information of dissimilar card be stored in to different storage areas.Also can only store at each storage area the card information of a card.
It should be noted that, thereby unrelated between each storage area can be in logic separate unrelated, thereby can be also physically separate unrelated, when each storage area is physically separate, also can be connected with processor by gating circuit, thereby the storage area at the card information place of gating target card is connected with processor.
Input block 12, for receiving the first instruction.
Wherein, the first instruction is used to indicate the target card in a plurality of cards.Input block 12 is specifically as follows physical button keyboard or external dial switch.
Processor 13, is connected with input block 12 with storer 11 respectively, for according to described the first instruction, reads the card information of described target card from storer 11.
Wherein, card information can comprise for the backstage security system with bank or trade company and carries out mutual all secure authenticated information, as user name and key.
Communication unit 14, is connected with processor 13, for loading the card information of the target card reading, so that exterior terminal obtains the card information of loaded target card.
Concrete, communication unit 14 can adopt near-field communication (Near Field Communication, NFC) mode, or other card informations wired or the target card that wireless mode initiatively loads to exterior terminal transmission; In addition, this communication unit 14 is when comprising NFC chip, also can make NFC chip operation in Passive Mode, that is to say, the card information of NFC chip loaded targets card, thereby the NFC chip of exterior terminal utilization correspondence reads the card information of institute's loaded targets card, can get the card information of target card.And then exterior terminal is according to the card information of target card, the user data corresponding to this target card carries out operational processes.If for example target card is Payment Card, can carry out delivery operation to account corresponding to Payment Card; If target card is access card, can also carry out authentication operations to user right corresponding to access card.
Further, the clip pin that input block 12 also can receiving target card.Accordingly, communication unit 14, also for loading the clip pin of this target card.
Concrete, input block 12, after receiving the first instruction, can also receive the clip pin of target card, thereby processor 13 sends to communication unit by this clip pin, and then after communication unit 14 receives the clip pin of target card by processor 13, load.For example: in the application scenarios that is Payment Card at target card, after selected this Payment Card of user, input card password, thus exterior terminal obtains card information and the clip pin of loading, according to this card information and clip pin, carries out alternately with bank's background system, realization payment.
In the present embodiment, after first instruction of sending input block reception user by multi-use card device, processor reads the card information of the indicated target card of the first instruction from storer according to the first instruction, then communication unit only loads the card information of this target card, thereby make exterior terminal only can obtain the card information of this target card, therefore, whole card informations of having avoided exterior terminal to store read and then copy multi-use card device in the unwitting situation of user in, the security that has improved multi-use card device.
The structural representation of the multi-use card device that Fig. 2 provides for another embodiment of the present invention, as shown in Figure 2, the multi-use card device in the present embodiment, on the basis of a upper embodiment, further comprises: display unit 21.
In the present embodiment, input block 12, also for obtaining the authentication information of user's input.
Optionally, the multi-use card device in the present embodiment, after need to carrying out authentication to user according to authentication information, user can selected target card, and then sends the first instruction.Wherein, authentication information can comprise unlocking pin and/or fingerprint.For example: after multi-use card device starts, or need to carry out switch card while changing selected target card, request user inputs authentication information, thereby utilizes the input block 12 as keyboard to obtain the password that user inputs, and also can utilize Fingerprint Identification Unit to obtain user's fingerprint.
Processor 13, if also for passing through according to described authentication information authentication, control display unit display reminding information.
Wherein, information is used for pointing out user from a plurality of card selected target cards.
Display unit 21, is connected with processor 13, under the control of processor, and display reminding information.
Concrete, display unit 21 is realized by touch-screen, and this touch-screen also can be used for realizing the function of input block 12.The information that display unit 21 shows can be the drop-down menu of the card sign that comprises card, or icon, and the shown card sign of display unit 21 can be the card sign of all or part of card in a plurality of cards, in the present embodiment, this is not limited.
Further, in the application scenarios that is Payment Card at target card, improve the security of multi-use card device, the multi-use card device that the present embodiment provides can also be realized the prompting of user being carried out to the information to be paid of target card, only have when user confirm in the situation that on multi-use card device shown information to be paid errorless, communication unit 14 is the card information of meeting loaded targets card, thereby utilize this target card to carry out the corresponding delivery operation of this information to be paid, therefore, improved security, avoided the mistake brush of Payment Card and stolen brush.Concrete:
Processor 13, also for when receiving the 3rd instruction, controls display unit 21 and shows the indicated information to be paid of the 3rd instruction.
Wherein, show that this information to be paid is for pointing out user to be confirmed whether to utilize target card to carry out the corresponding payment of payment information.
Concrete, in the application scenarios that is Payment Card at target card, the 3rd instruction can comprise the amount of money to be paid, transaction name of firm and transaction trade company account wait payment information, processor 13, when receiving the 3rd instruction, is controlled display unit 21 and is shown the amount of money to be paid, transaction name of firm and transaction trade company account wait payment information.
Accordingly, display unit 21, also, under the control at processor 13, shows information to be paid, to obtain confirmation corresponding to information to be paid.
Input block 12, also for receiving the confirmation for confirming to utilize described target card to pay of user's input.Concrete, for receiving the confirmation of the correspondence information to be paid of user's input.
Concrete, if user determines that the information to be paid of display unit 21 demonstrations is errorless, by input block 12 input validation information, this confirmation is for confirming to utilize described target card to carry out payment corresponding to information to be paid.
Processor 13, also, for according to the confirmation receiving, generates the second instruction.
Communication unit 14, specifically for when receiving the second instruction, the card information of the target card that loading processing device 13 reads.
In the present embodiment, after first instruction of sending input block reception user by multi-use card device, processor reads the card information of the indicated target card of the first instruction from storer according to the first instruction, then communication unit only loads the card information of this target card, thereby make exterior terminal only can obtain the card information of this target card, therefore, whole card informations of having avoided exterior terminal to store read and then copy multi-use card device in the unwitting situation of user in, the security that has improved multi-use card device.
The structural representation of the multi-use card system that Fig. 3 provides for one embodiment of the invention, as shown in Figure 3, comprises multi-use card device 31 and exterior terminal 32 as in the foregoing embodiment.
Multi-use card device 31 can adopt between NFC mode and exterior terminal 32 and communicate.Also can adopt other wired or wireless modes and exterior terminal 32 to communicate.
It should be noted that, each functional module comprising in multi-use card device 31 can, referring to the corresponding description of previous embodiment, repeat no more in the present embodiment.
Exterior terminal 32, for obtaining the card information of the target card that multi-use card device loads, according to the card information of target card, carries out operational processes.
Wherein, exterior terminal 32 can be point-of-sale terminal (point of sale, POS) machine, or ATM (automatic teller machine) (Automatic Teller Machine, ATM) machine, or the combination of computing machine and smart mobile phone.
It should be noted that, those skilled in the art can know, and exterior terminal 32 communicates with multi-use card device 31, in exterior terminal 32, comprise with multi-use card device in the corresponding chip of chip installed of communication unit.As: if the communication unit in multi-use card device 31 comprises NFC chip, exterior terminal 32 is the POS machine that comprises NFC chip, or is the ATM that comprises NFC chip, or is computing machine and the combination that comprises the smart mobile phone of NFC chip.
In order to clearly demonstrate the present embodiment, it is that Payment Card, exterior terminal 32 are the application scenarios of ATM that the present embodiment also provides a kind of target card, with the multi-use card system in the present embodiment, describes.
User inputs the first instruction on the input block of multi-use card device 31, thereby indicate selected target card, and then the processor of multi-use card device 31 reads the card information of this target card from storer, then, communication unit utilizes NFC chip to load the card information of this target card.
The NFC chip that ATM utilization is installed obtains the card information of its target card loading from multi-use card device 31.After ATM gets the card information of this target card, the clip pin of pointing out user to input target card on the display of ATM, if clip pin correctly authentication pass through, carry out the flow processs such as enchashment, deposit or payment, thereby this target card operated.
It should be noted that, when exterior terminal 32 is POS machine, the workflow of multi-use card system is similar to aforementioned flow process, if difference be only clip pin correctly authentication pass through, POS machine only can be carried out payment flow, repeats no more herein.
In the present embodiment, after first instruction of sending input block reception user by multi-use card device, processor reads the card information of the indicated target card of the first instruction from storer according to the first instruction, then communication unit only loads the card information of this target card, thereby make exterior terminal only can obtain the card information of this target card, therefore, whole card informations of having avoided exterior terminal to store read and then copy multi-use card device in the unwitting situation of user in, the security that has improved multi-use card device.
The structural representation of the multi-use card system that Fig. 4 provides for another embodiment of the present invention, on the basis of a upper embodiment, in the present embodiment, the communication unit in multi-use card device 31 comprises NFC chip, and exterior terminal 32 comprises computing machine 321 and comprises the smart mobile phone 322 of NFC chip.
Smart mobile phone 322, for utilizing NFC chip, obtains the card information of described target card from described multi-use card device 31, forward the card information of described target card to described computing machine 321.
Computing machine 321, adopt wired or wireless mode to be connected with smart mobile phone 322, for with the background system place server interaction of bank or trade company with according to the card information of described target card, carry out identity and safety certification by time, the user data corresponding to described target card carries out operational processes.
Concrete, computing machine 321 carries out alternately according to the background system place server of the card information of target card and bank or trade company, so that this background system carries out after safety certification passes through according to card information, computing machine 321 continues to carry out alternately with this background system, carries out the flow process of user data corresponding to target card being carried out to corresponding operational processes.Wherein, user data can be account, integration user right etc.Accordingly, operational processes flow process can be the integration flow process that query aim card is corresponding, or the flow process of utilizing account that this target card is corresponding to pay.
In order to clearly demonstrate the present embodiment, the present embodiment also provides the application scenarios that a kind of target card is Payment Card:
First, user inputs the first instruction on the input block of multi-use card device 31, thereby indicate selected target card, and then the processor of multi-use card device 31 reads the card information of this target card from storer, then, communication unit utilizes NFC chip to load the card information of this target card.
Then, user utilizes computing machine 321 when electric business's platform carries out on-line payment, by electric business's platform, generate Quick Response Code, in this Quick Response Code, comprise and comprise the amount of money to be paid, transaction name of firm and transaction trade company account wait payment information, and this Quick Response Code is shown on the display of computing machine 321.
Smart mobile phone 322 utilizes camera to scan Quick Response Code, generates the 3rd instruction after decoding, comprises the amount of money to be paid, transaction name of firm and transaction trade company account and wait for payment information in the 3rd instruction.Smart mobile phone 322 adopts NFC mode to send the 3rd instruction to multi-use card device 31.
After processor 13 in multi-use card device 31 receives the 3rd instruction by communication unit 14, control the information to be paid that display unit 21 shows in the 3rd instruction.Display unit 21 is under the control of processor 13, show this information to be paid, so that input block 12 obtains confirmation corresponding to this information to be paid, wherein, confirmation corresponding to information to be paid is used for confirming to utilize target card to carry out the payment that payment information is corresponding.When input block 12 gets the confirmation of user's input, processor 13, according to the confirmation of obtaining, generates the second instruction, to communication unit 14, sends this second instruction.Communication unit 14 when receiving the second instruction, the card information of the target card that loading processing device reads.
Smart mobile phone 322 adopts NFC mode, obtains the card information of making the target card loading from multi-use card device 31.
Computing machine 321 adopts wired or wireless mode from smart mobile phone 322, to obtain the card information of this target card, background system place server interaction with bank or trade company, thereby according to the card information of target card, carry out identity and safety certification by time, the user data corresponding to target card carries out operational processes.Wherein, specifically can be account in the application scenarios that user data is Payment Card at target card, this operation specifically can be delivery operation.
It should be noted that, if user need to be switched loaded card information, can again carry out the step of inputting the first instruction on the input block of multi-use card device 31.Now, this first instruction is used to indicate the target card after switching.
In the present embodiment, after first instruction of sending input block reception user by multi-use card device, processor reads the card information of the indicated target card of the first instruction from storer according to the first instruction, then communication unit only loads the card information of this target card, thereby make exterior terminal only can obtain the card information of this target card, therefore, whole card informations of having avoided exterior terminal to store read and then copy multi-use card device in the unwitting situation of user in, the security that has improved multi-use card device.
The schematic flow sheet of the card information loading method that Fig. 5 provides for one embodiment of the invention, the card information loading method that the present embodiment provides can be implemented by multi-use card mobile device, as shown in Figure 5, comprising:
501, receive the first instruction.
Wherein, the first instruction is used to indicate the target card in a plurality of cards.
Further, before receiving the first instruction, receive the authentication information of user's input.Wherein, authentication information can comprise unlocking pin and/or fingerprint.If pass through according to authentication information authentication, display reminding information, this information is used for pointing out user from a plurality of card selected target cards.
502,, according to the first instruction, from the card information prestoring, read the card information of target card.
503, load the card information of the target card reading.
Concrete, if multi-use card device adopts NFC mode to communicate, after the card information of loaded targets card, can adopt active mode to send this card information or adopt passive mode to exterior terminal, wait for that exterior terminal obtains the card information of its target card loading from multi-use card device, and then exterior terminal is according to the card information of target card, carries out operational processes.Wherein, exterior terminal can be for comprising the POS machine of NFC chip, or be the ATM that comprises NFC chip, or for computing machine with comprise the combination of the smart mobile phone of NFC chip.Smart mobile phone can obtain the card information of target card for utilizing NFC chip from multi-use card device, forward the card information of target card to described computing machine; Computing machine can adopt wired or wireless mode to be connected with smart mobile phone, for carrying out alternately with the background system place server of bank or trade company, to carry out according to the card information of target card after safety certification passes through, the user data corresponding to target card carries out operational processes.
In the present embodiment, after first instruction of sending input block reception user by multi-use card device, processor reads the card information of the indicated target card of the first instruction from storer according to the first instruction, then communication unit only loads the card information of this target card, thereby make exterior terminal only can obtain the card information of this target card, therefore, whole card informations of having avoided exterior terminal to store read and then copy multi-use card device in the unwitting situation of user in, the security that has improved multi-use card device.
One of ordinary skill in the art will appreciate that: all or part of step that realizes above-mentioned each embodiment of the method can complete by the relevant hardware of programmed instruction.Aforesaid program can be stored in a computer read/write memory medium.This program, when carrying out, is carried out the step that comprises above-mentioned each embodiment of the method; And aforesaid storage medium comprises: various media that can be program code stored such as ROM, RAM, magnetic disc or CDs.
Finally it should be noted that: each embodiment, only in order to technical scheme of the present invention to be described, is not intended to limit above; Although the present invention is had been described in detail with reference to aforementioned each embodiment, those of ordinary skill in the art is to be understood that: its technical scheme that still can record aforementioned each embodiment is modified, or some or all of technical characterictic is wherein equal to replacement; And these modifications or replacement do not make the essence of appropriate technical solution depart from the scope of various embodiments of the present invention technical scheme.
Claims (12)
1. a multi-use card device, comprises for storing the storer of the card information of a plurality of cards, it is characterized in that, described multi-use card device also comprises:
Input block, for receiving the first instruction; Described the first instruction is used to indicate the target card in described a plurality of card;
Processor for according to described the first instruction, reads the card information of described target card from described storer;
Described communication unit, for loading the card information of the target card reading, so that exterior terminal obtains the card information of loaded target card from described communication unit.
2. multi-use card device according to claim 1, is characterized in that,
Described input block, also for obtaining the authentication information of user's input;
Described processor, if also for passing through according to described authentication information authentication, control display unit display reminding information; Described information is used for pointing out user from the selected described target card of described a plurality of cards;
Described multi-use card device, also comprises:
Display unit, under the control of described processor, shows described information.
3. multi-use card device according to claim 2, is characterized in that, described authentication information comprises unlocking pin and/or fingerprint;
Described input block comprises: keyboard and/or Fingerprint Identification Unit.
4. multi-use card device according to claim 1, is characterized in that,
Described input block, also for receiving the clip pin of described target card;
Described communication unit, also for loading the clip pin of described target card.
5. according to the multi-use card device described in claim 1-4 any one, it is characterized in that,
Described communication unit, specifically for when receiving the second instruction, loads the card information of the target card that described processor reads.
6. multi-use card device according to claim 5, is characterized in that, described target card is Payment Card;
Described input block, also for obtaining the confirmation for confirming to utilize described target card to pay of user's input;
Described processor, also, for according to the confirmation of obtaining, generates and sends described the second instruction.
7. multi-use card device according to claim 6, is characterized in that,
Described processor, also for when receiving the 3rd instruction, controls described display unit and shows the indicated information to be paid of described the 3rd instruction;
Described display unit, also under the control of described processor, shows described information to be paid, so that described input block obtains confirmation corresponding to described information to be paid.
8. according to the multi-use card device described in claim 1-4 any one, it is characterized in that, described communication unit comprises: near-field communication NFC chip.
9. a multi-use card system, is characterized in that, comprising: the multi-use card device as described in claim 1-8 any one, and exterior terminal;
Described exterior terminal, for obtaining the card information of the target card that described multi-use card device loads.
10. multi-use card system according to claim 9, it is characterized in that, if the communication unit in described multi-use card device comprises near-field communication NFC chip, described exterior terminal is the point-of-sale terminal POS machine that comprises NFC chip, or be the ATM (automatic teller machine) ATM that comprises NFC chip, or be computing machine and the combination that comprises the smart mobile phone of NFC chip;
Wherein, described smart mobile phone, for utilizing NFC chip, obtains the card information of described target card from described multi-use card device, forward the card information of described target card to described computing machine;
Described computing machine, adopts wired or wireless mode to be connected with described smart mobile phone, for server interaction with according to the card information of described target card, carry out identity and safety certification by time, the user data corresponding to described target card carries out operational processes.
11. 1 kinds of card information loading methods, is characterized in that, comprising:
Receive the first instruction; Described the first instruction is used to indicate the target card in a plurality of cards;
According to described the first instruction, from the card information of described a plurality of cards of prestoring, read the card information of described target card;
The card information of the target card that loading reads.
12. card information loading methods according to claim 11, is characterized in that, before described reception the first instruction, also comprise:
Receive the authentication information of user's input;
If pass through according to described authentication information authentication, display reminding information; Described information is used for pointing out user from the selected described target card of described a plurality of cards.
Priority Applications (4)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201410393642.2A CN104182874B (en) | 2014-08-12 | 2014-08-12 | Multi-use card device, system and card information loading method |
| HK15107718.9A HK1204854A2 (en) | 2014-08-12 | 2015-08-10 | An all-purpose card device, system and card information loading method |
| PCT/CN2015/086641 WO2016023467A1 (en) | 2014-08-12 | 2015-08-11 | All-purpose card apparatus and system, and card information loading method |
| TW104126269A TW201610858A (en) | 2014-08-12 | 2015-08-12 | Multi-card-in-one device, system and loading method of card information |
Applications Claiming Priority (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201410393642.2A CN104182874B (en) | 2014-08-12 | 2014-08-12 | Multi-use card device, system and card information loading method |
Publications (2)
| Publication Number | Publication Date |
|---|---|
| CN104182874A true CN104182874A (en) | 2014-12-03 |
| CN104182874B CN104182874B (en) | 2019-03-19 |
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| Application Number | Title | Priority Date | Filing Date |
|---|---|---|---|
| CN201410393642.2A Expired - Fee Related CN104182874B (en) | 2014-08-12 | 2014-08-12 | Multi-use card device, system and card information loading method |
Country Status (4)
| Country | Link |
|---|---|
| CN (1) | CN104182874B (en) |
| HK (1) | HK1204854A2 (en) |
| TW (1) | TW201610858A (en) |
| WO (1) | WO2016023467A1 (en) |
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| CN104809613A (en) * | 2015-05-19 | 2015-07-29 | 王小安 | One-card multi-account financial IC (integrated circuit) card |
| CN104933556A (en) * | 2015-05-27 | 2015-09-23 | 小米科技有限责任公司 | Mode setting method and apparatus |
| WO2016023467A1 (en) * | 2014-08-12 | 2016-02-18 | 北京橙鑫数据科技有限公司 | All-purpose card apparatus and system, and card information loading method |
| CN105574749A (en) * | 2015-03-24 | 2016-05-11 | 西安酷派软件科技有限公司 | Selection method, device and system for card applications in secure element SE |
| WO2016124032A1 (en) * | 2015-02-03 | 2016-08-11 | 天地融科技股份有限公司 | Data exchange method |
| CN105991551A (en) * | 2015-02-03 | 2016-10-05 | 天地融科技股份有限公司 | Method interaction method |
| CN105991535A (en) * | 2015-02-03 | 2016-10-05 | 天地融科技股份有限公司 | Data interaction method |
| CN106503990A (en) * | 2016-10-17 | 2017-03-15 | 珠海格力电器股份有限公司 | A kind of transaction processing method and mobile device |
| CN106506496A (en) * | 2016-10-27 | 2017-03-15 | 宇龙计算机通信科技(深圳)有限公司 | A kind of methods, devices and systems that withdraws the money without card |
| CN107230075A (en) * | 2016-12-02 | 2017-10-03 | 天地融科技股份有限公司 | A kind of multi-application smart card method of commerce and system |
| CN108156594A (en) * | 2017-12-26 | 2018-06-12 | 上海展扬通信技术有限公司 | A kind of method and terminal for realizing virtual card |
| CN109636376A (en) * | 2019-01-30 | 2019-04-16 | 上海剑桥科技股份有限公司 | Smart card payment system |
| CN110163325A (en) * | 2019-05-10 | 2019-08-23 | 上海方付通商务服务有限公司 | Pasting card with electronics license function |
| CN110610221A (en) * | 2018-06-15 | 2019-12-24 | 欧吉原 | GPR card with multiple cards integrated |
| CN111090772A (en) * | 2019-12-17 | 2020-05-01 | 北京小米移动软件有限公司 | Target card activation method and device and electronic equipment |
| TWI696136B (en) * | 2018-03-31 | 2020-06-11 | 華南商業銀行股份有限公司 | System and method for executing transaction based on a mobile communication device |
| CN112149767A (en) * | 2020-09-11 | 2020-12-29 | 杭州安恒信息技术股份有限公司 | Automatic copying equipment for access control card |
| TWI748415B (en) * | 2018-03-31 | 2021-12-01 | 華南商業銀行股份有限公司 | System and method for executing transaction based on a mobile communication device |
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| TWI668648B (en) * | 2018-06-12 | 2019-08-11 | 歐吉原 | All-in-one general purpose reloadable card |
| TWI707247B (en) * | 2018-12-28 | 2020-10-11 | 中華電信股份有限公司 | Data security system and operation method thereof |
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| Publication number | Priority date | Publication date | Assignee | Title |
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| WO2016023467A1 (en) * | 2014-08-12 | 2016-02-18 | 北京橙鑫数据科技有限公司 | All-purpose card apparatus and system, and card information loading method |
| WO2016124032A1 (en) * | 2015-02-03 | 2016-08-11 | 天地融科技股份有限公司 | Data exchange method |
| CN105991551A (en) * | 2015-02-03 | 2016-10-05 | 天地融科技股份有限公司 | Method interaction method |
| CN105991535A (en) * | 2015-02-03 | 2016-10-05 | 天地融科技股份有限公司 | Data interaction method |
| CN105574749A (en) * | 2015-03-24 | 2016-05-11 | 西安酷派软件科技有限公司 | Selection method, device and system for card applications in secure element SE |
| CN104809613A (en) * | 2015-05-19 | 2015-07-29 | 王小安 | One-card multi-account financial IC (integrated circuit) card |
| CN104933556A (en) * | 2015-05-27 | 2015-09-23 | 小米科技有限责任公司 | Mode setting method and apparatus |
| CN106503990A (en) * | 2016-10-17 | 2017-03-15 | 珠海格力电器股份有限公司 | A kind of transaction processing method and mobile device |
| WO2018076443A1 (en) * | 2016-10-27 | 2018-05-03 | 宇龙计算机通信科技(深圳)有限公司 | Method, apparatus and system for cardless withdrawal |
| CN106506496A (en) * | 2016-10-27 | 2017-03-15 | 宇龙计算机通信科技(深圳)有限公司 | A kind of methods, devices and systems that withdraws the money without card |
| CN107230075A (en) * | 2016-12-02 | 2017-10-03 | 天地融科技股份有限公司 | A kind of multi-application smart card method of commerce and system |
| CN107230075B (en) * | 2016-12-02 | 2021-02-19 | 天地融科技股份有限公司 | Multi-application smart card transaction method and system |
| CN108156594A (en) * | 2017-12-26 | 2018-06-12 | 上海展扬通信技术有限公司 | A kind of method and terminal for realizing virtual card |
| TWI696136B (en) * | 2018-03-31 | 2020-06-11 | 華南商業銀行股份有限公司 | System and method for executing transaction based on a mobile communication device |
| TWI748415B (en) * | 2018-03-31 | 2021-12-01 | 華南商業銀行股份有限公司 | System and method for executing transaction based on a mobile communication device |
| CN110610221A (en) * | 2018-06-15 | 2019-12-24 | 欧吉原 | GPR card with multiple cards integrated |
| CN109636376A (en) * | 2019-01-30 | 2019-04-16 | 上海剑桥科技股份有限公司 | Smart card payment system |
| CN110163325A (en) * | 2019-05-10 | 2019-08-23 | 上海方付通商务服务有限公司 | Pasting card with electronics license function |
| CN111090772A (en) * | 2019-12-17 | 2020-05-01 | 北京小米移动软件有限公司 | Target card activation method and device and electronic equipment |
| CN112149767A (en) * | 2020-09-11 | 2020-12-29 | 杭州安恒信息技术股份有限公司 | Automatic copying equipment for access control card |
Also Published As
| Publication number | Publication date |
|---|---|
| TW201610858A (en) | 2016-03-16 |
| WO2016023467A1 (en) | 2016-02-18 |
| HK1204854A2 (en) | 2015-12-04 |
| CN104182874B (en) | 2019-03-19 |
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