CN105335853A - Mobile terminal payment method and system based on palmprint recognition, and mobile terminal - Google Patents
Mobile terminal payment method and system based on palmprint recognition, and mobile terminal Download PDFInfo
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- CN105335853A CN105335853A CN201510699972.9A CN201510699972A CN105335853A CN 105335853 A CN105335853 A CN 105335853A CN 201510699972 A CN201510699972 A CN 201510699972A CN 105335853 A CN105335853 A CN 105335853A
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
- G06Q20/401—Transaction verification
- G06Q20/4014—Identity check for transactions
- G06Q20/40145—Biometric identity checks
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Abstract
The invention discloses a mobile terminal payment method and a mobile terminal payment system based on palmprint recognition, as well as a mobile terminal. The mobile terminal payment method comprises the steps that: user palmprint data used for performing mobile payment is prestored in a mobile terminal; the mobile terminal acquires palmprint data of a current user when mobile payment needs to be performed, and compares the palmprint data of the current user with the prestored user palmprint data used for performing mobile payment for recognition; and the verification succeeds when recognizing that the acquired palmprint data of the current user is consistent with the prestored user palmprint data used for performing mobile payment, then the identity authentication for completing the payment is allowed, and the payment process is controlled to complete. The mobile terminal payment method and a mobile terminal payment system perform mobile payment through palmprint recognition at the back surface of the mobile intelligent terminal, improve payment efficiency and payment security, and bring convenience for users.
Description
Technical field
The present invention relates to technical field of mobile terminals, particularly relate to a kind of payment method based on personal recognition, system and mobile terminal.
Background technology
Along with the development of mobile communication and improving constantly of people's living standard, the use of various mobile terminals as mobile phone is more and more universal, and mobile phone has become indispensable means of communication in people's life.
In prior art, the function of mobile phone gets more and more, and payment function is one of function of often using of mobile terminal.
Modern society is the epoch of an information shared resources, internet and mobile communication technology develop rapidly, and people it is also proposed higher requirement to personal information security, and moreover, people are also more and more harsher to Consumer's Experience.The modes such as cryptoguard in the past cannot meet the requirement of people to ultimate attainment Consumer's Experience and high safety.Therefore, biological recognition system arises at the historic moment.
As trend pilotage people, apple takes the lead in introducing fingerprint recognition and unlocks intelligent terminal, and achieves remarkable success.But as the bio-identification mode that identity uniquely identifies, except fingerprint, palmmprint is also a very good selection.For fingerprint and palmmprint, best recognition method can be selected according to different use scenes.
Palmmprint refers to the various physiology streaklines on the palm inside surface between wrist and finger.The physiology and appearance of palmmprint is controlled by gene, even if abrasion for a certain reason, newborn palmmprint streakline still remains original structure.Palmmprint comprises musculus flexor line, crease lines and crestal line.
Musculus flexor line: the most obvious 3-5 bar palmmprint line on palm, it is the key character embodying palmmprint stability and uniqueness, and all one's life of basic people all can not change, and this is the streakline feature of palm
Crease lines: the irregular straight line thinner than musculus flexor line or curve, being supplementing musculus flexor line, is the textural characteristics of palm
Crestal line: being covered in palmmprint surface and being similar to tiny, the regular lines of fingerprint, is the point patterns of palm;
In addition, the feature of palmmprint also comprises the geometric properties etc. such as the width of palm, length and geometric configuration, uniquely can identify according to these palm print characteristics to palm print identity.
The mobile terminal of prior art does not have personal recognition payment function, inconvenient user.
Therefore, prior art has yet to be improved and developed.
Summary of the invention
The technical problem to be solved in the present invention is, for the above-mentioned defect of prior art, provides a kind of payment method based on personal recognition, system and mobile terminal.Carry out mobile payment by mobile intelligent terminal back side personal recognition, improve the security paying efficiency and payment, provide users with the convenient.
The technical scheme that technical solution problem of the present invention adopts is as follows:
Based on a payment method for personal recognition, wherein, comprising:
A, be used for carrying out mobile payment user palm print data in mobile terminal storage in advance;
B, when carrying out mobile payment, mobile terminal gathers the palm print data of active user, and the palm print data gathering active user and being used for of prestoring is carried out mobile payment user palm print data and carry out contrast and identify;
C, when recognize described collection active user palm print data with prestore consistent for carrying out mobile payment user palm print data, be then verified, allowed the authentication of payment, and then controlled payment flow.
The described payment method based on personal recognition, wherein, also comprised before described steps A:
S, in advance personal recognition sensor for scanning user's palmmprint is set at the mobile terminal back side.
The described payment method based on personal recognition, wherein, described steps A also comprises:
A1, by being arranged on the personal recognition sensor at the mobile terminal back side, in advance gather be used for carrying out mobile payment user palm print data and storing.
The described payment method based on personal recognition, wherein, described step B specifically comprises:
B1, when mobile payment need be carried out, open pay application;
B2, enter the authentication of payment, detect whether choice for use personal recognition;
B3, be choice for use personal recognition when detecting, be then arranged on mobile terminal personal recognition sensor and carry out palmmprint scanning, to gather the palmprint image of active user;
B4, noise reduction process is carried out to the palmprint image of active user gathered, and the lines of palmprint image, texture, point patterns information are extracted, by A/D analog to digital conversion, form the palm print data of active user;
B5, the palm print data of described active user and being used for of prestoring carried out mobile payment user palm print data and carry out contrast and identify.
The described payment method based on personal recognition, wherein, described step C specifically comprises:
C1, when recognize described collection active user palm print data with prestore consistent for carrying out mobile payment user palm print data, be then verified, allowed the authentication of payment, and then controlled payment flow;
C2, when recognize described collection active user palm print data with prestore inconsistent for carrying out mobile payment user palm print data, then verify and do not pass through, and point out.
Based on a mobile terminal payment system for personal recognition, wherein, comprising:
Prestore module, for being used for carrying out mobile payment user palm print data in mobile terminal storage in advance;
Identification module, for when carrying out mobile payment, mobile terminal gathers the palm print data of active user, and the palm print data gathering active user and being used for of prestoring is carried out mobile payment user palm print data and carry out contrast and identify;
Control module, for when recognize described collection active user palm print data with prestore consistent for carrying out mobile payment user palm print data, be then verified, allowed the authentication of payment, and then controlled payment flow.
The described mobile terminal payment system based on personal recognition, wherein, also comprises:
Module is set, for arranging the personal recognition sensor for scanning user's palmmprint in advance at the mobile terminal back side.
The described mobile terminal payment system based on personal recognition, wherein,
Described identification module comprises:
Open unit, for when mobile payment need be carried out, open and pay application;
Detecting unit, for controlling the authentication entering payment, detects whether choice for use personal recognition;
Scanning element, for when detecting it is choice for use personal recognition, is then arranged on mobile terminal personal recognition sensor and carries out palmmprint scanning, to gather the palmprint image of active user;
Palmmprint processing unit, for carrying out noise reduction process to the palmprint image of active user gathered, and extracting the lines of palmprint image, texture, point patterns information, by A/D analog to digital conversion, forming the palm print data of active user;
Comparing unit, carries out contrast identify for the palm print data of described active user and being used for of prestoring being carried out mobile payment user palm print data.
The described mobile terminal payment system based on personal recognition, wherein, described control module comprises:
Be verified control module, for when recognize described collection active user palm print data with prestore consistent for carrying out mobile payment user palm print data, be then verified, allowed the authentication of payment, and then controlled payment flow;
Authentication failed control module, when recognize described collection active user palm print data with prestore inconsistent for carrying out mobile payment user palm print data, then verify and do not pass through, and point out.
A kind of mobile terminal, wherein, comprises the mobile terminal payment system based on personal recognition described in any one.
Payment method based on personal recognition provided by the present invention, system and mobile terminal, make mobile terminal add New function: have personal recognition payment function; Carry out mobile payment by mobile intelligent terminal back side personal recognition, improve the security paying efficiency and payment, provide users with the convenient.
Accompanying drawing explanation
Fig. 1 is the process flow diagram of the preferred embodiment of the payment method that the present invention is based on personal recognition.
Fig. 2 is that the palmmprint sample of the embody rule embodiment of the payment method that the present invention is based on personal recognition enters to record process flow diagram.
Fig. 3 is the personal recognition payment flow figure of the embody rule embodiment of the payment method that the present invention is based on personal recognition.
Fig. 4 is the functional schematic block diagram of the preferred embodiment of the mobile terminal payment system that the present invention is based on personal recognition.
Embodiment
The invention provides a kind of payment method based on personal recognition, system and mobile terminal, for making object of the present invention, technical scheme and advantage clearly, clearly, developing simultaneously referring to accompanying drawing, the present invention is described in more detail for embodiment.Should be appreciated that specific embodiment described herein only in order to explain the present invention, be not intended to limit the present invention.
Refer to Fig. 1, Fig. 1 is the process flow diagram of the preferred embodiment of the equipment of the payment method that the present invention is based on personal recognition.A kind of payment method based on personal recognition shown in Fig. 1, comprising:
Step S100, be used for carrying out mobile payment user palm print data in mobile terminal storage in advance.
In the embodiment of the present invention, need the personal recognition sensor arranged on mobile terminals in advance for scanning user's palmmprint, preferably in embodiment, the personal recognition sensor for scanning user's palmmprint is set at the mobile terminal back side in advance.By being arranged on the personal recognition sensor at the mobile terminal back side, can gathering in advance and being used for carrying out mobile payment user palm print data and storing.
Step S200, when carrying out mobile payment, mobile terminal gathers the palm print data of active user, and the palm print data gathering active user and being used for of prestoring is carried out mobile payment user palm print data and carry out contrast and identify.
Particularly when mobile payment need be carried out, open and pay application; Enter the authentication of payment, detect whether choice for use personal recognition; Be choice for use personal recognition when detecting, be then arranged on mobile terminal personal recognition sensor and carry out palmmprint scanning, to gather the palmprint image of active user.
Noise reduction process is carried out to the palmprint image of active user gathered, and the lines of palmprint image, texture, point patterns information are extracted, by A/D analog to digital conversion, form the palm print data of active user; The palm print data of described active user and being used for of prestoring are carried out mobile payment user palm print data to carry out contrast and identify.
Step S300, when recognize described collection active user palm print data with prestore consistent for carrying out mobile payment user palm print data, be then verified, allowed the authentication of payment, and then controlled payment flow.
Such as: when recognize described collection active user palm print data with prestore consistent for carrying out mobile payment user palm print data, be then verified, allowed the authentication of payment, and then controlled payment flow; When recognize described collection active user palm print data with prestore inconsistent for carrying out mobile payment user palm print data, then verify and do not pass through, and point out.
The present invention, when specific embodiment, comprising: 1), palmmprint sample enters to record flow process; 2), personal recognition payment flow;
1), palmmprint sample enters to record flow process, as shown in Figure 2, comprises the following steps:
S1, first startup pay application, and suggestion uses personal recognition payment, use? namely application can be pointed out and whether be used personal recognition to pay, when otherwise prompting choose other modes of payments; Then represent that user is ready carry out authentication by the mode of personal recognition and pay, enter S2 if select.
S2, palm-print image capture: the same with fingerprint recognition system, first user will carry out sample typing, first carries out palmmprint scanning with mobile terminal for the different appearance of holding of oneself two hand; Every hand at least this typing of 3-4, complete to guarantee palmmprint typing.
S3, palmprint image pre-service: noise reduction process etc. is carried out to it for scanning the palmprint image obtained.
S4, palmprint feature extraction: the important information such as lines, texture, point patterns for palmmprint proposes, by A/D analog to digital conversion, form palm print characteristics data.
S5, palm print characteristics data store: corresponding characteristic is stored in mobile terminal, uses in order to personal recognition comparison.
2), personal recognition payment flow, as shown in Figure 3, comprise the following steps:
S10, adjusted pay application;
Whether S11, detection use palmmprint to pay; S12 is entered, when being enter S13 when no;
S12, select other the modes of payments;
S13, palm-print image capture;
S14, palmprint image pre-service;
S15, palmprint feature extraction;
S16, palm print characteristics comparison;
Do are S17, palmmprint verified? when otherwise enter step S18, when being, enter S19;
Whether S18, personal recognition do not pass through, rescan, and when being, enter step S13, when otherwise enter step S12;
S19, complete payment.
Namely in the present invention, palmprint analysis identification, first need to carry out palmmprint collection, palmprint image is gathered by the palmmprint pick-up transducers at the intelligent mobile terminal back side, then need to carry out relevant pre-service and extract palm print characteristics data by image processing algorithm, carrying out algorithmic match with the owner's palmmprint sample extracted before.
Palmmprint sample matches as identified person and owner is passed through, then think owner, thus proceed network payment flow process and complete payment, as coupling is not passed through, then pointing out user the need of rescaning palmmprint, as rescaned, then reentering personal recognition flow process, if do not needed, then user is pointed out to select other modes of payments to pay.Unlock for palmmprint, its personal recognition sensor is the components and parts of a unusual emphasis.
Therefore, carry out mobile payment by mobile intelligent terminal back side personal recognition, improve the security paying efficiency and payment, provide users with the convenient.
Based on said method embodiment, present invention also offers a kind of mobile terminal payment system based on personal recognition, as shown in Figure 4, described system comprises:
Prestore module 410, for being used for carrying out mobile payment user palm print data in mobile terminal storage in advance; As detailed above.
Identification module 420, for when carrying out mobile payment, mobile terminal gathers the palm print data of active user, and the palm print data gathering active user and being used for of prestoring is carried out mobile payment user palm print data and carry out contrast and identify; As detailed above.
Control module 430, for when recognize described collection active user palm print data with prestore consistent for carrying out mobile payment user palm print data, be then verified, allowed the authentication of payment, and then controlled payment flow; As detailed above.
Further, the described mobile terminal payment system based on personal recognition, as shown in Figure 4, also comprises:
Module 440 is set, for arranging the personal recognition sensor for scanning user's palmmprint in advance at the mobile terminal back side; As detailed above.
The described mobile terminal payment system based on personal recognition, wherein,
Described identification module comprises:
Open unit, for when mobile payment need be carried out, open and pay application; As detailed above.
Detecting unit, for controlling the authentication entering payment, detects whether choice for use personal recognition; As detailed above.
Scanning element, for when detecting it is choice for use personal recognition, is then arranged on mobile terminal personal recognition sensor and carries out palmmprint scanning, to gather the palmprint image of active user; As detailed above.
Palmmprint processing unit, for carrying out noise reduction process to the palmprint image of active user gathered, and extracting the lines of palmprint image, texture, point patterns information, by A/D analog to digital conversion, forming the palm print data of active user; As detailed above.
Comparing unit, carries out contrast identify for the palm print data of described active user and being used for of prestoring being carried out mobile payment user palm print data; As detailed above.
The described mobile terminal payment system based on personal recognition, wherein, described control module comprises:
Be verified control module, for when recognize described collection active user palm print data with prestore consistent for carrying out mobile payment user palm print data, be then verified, allowed the authentication of payment, and then controlled payment flow; As detailed above.
Authentication failed control module, when recognize described collection active user palm print data with prestore inconsistent for carrying out mobile payment user palm print data, then verify and do not pass through, and point out; As detailed above.
Based on above-described embodiment, present invention also offers a kind of mobile terminal, the mobile terminal of the present embodiment comprises the mobile terminal payment system based on personal recognition described in above-mentioned any one embodiment.
In sum, the payment method based on personal recognition provided by the present invention and system, make mobile terminal add New function: have personal recognition payment function; Carry out mobile payment by mobile intelligent terminal back side personal recognition, improve the security paying efficiency and payment, provide users with the convenient.
Should be understood that, application of the present invention is not limited to above-mentioned citing, for those of ordinary skills, can be improved according to the above description or convert, and all these improve and convert the protection domain that all should belong to claims of the present invention.
Claims (10)
1. based on a payment method for personal recognition, it is characterized in that, comprising:
A, be used for carrying out mobile payment user palm print data in mobile terminal storage in advance;
B, when carrying out mobile payment, mobile terminal gathers the palm print data of active user, and the palm print data gathering active user and being used for of prestoring is carried out mobile payment user palm print data and carry out contrast and identify;
C, when recognize described collection active user palm print data with prestore consistent for carrying out mobile payment user palm print data, be then verified, allowed the authentication of payment, and then controlled payment flow.
2. the payment method based on personal recognition according to claim 1, is characterized in that, also comprises before described steps A:
S, in advance personal recognition sensor for scanning user's palmmprint is set at the mobile terminal back side.
3. the payment method based on personal recognition according to claim 2, is characterized in that, described steps A also comprises:
A1, by being arranged on the personal recognition sensor at the mobile terminal back side, in advance gather be used for carrying out mobile payment user palm print data and storing.
4. the payment method based on personal recognition according to claim 1, is characterized in that, described step B specifically comprises:
B1, when mobile payment need be carried out, open pay application;
B2, enter the authentication of payment, detect whether choice for use personal recognition;
B3, be choice for use personal recognition when detecting, be then arranged on mobile terminal personal recognition sensor and carry out palmmprint scanning, to gather the palmprint image of active user;
B4, noise reduction process is carried out to the palmprint image of active user gathered, and the lines of palmprint image, texture, point patterns information are extracted, by A/D analog to digital conversion, form the palm print data of active user;
B5, the palm print data of described active user and being used for of prestoring carried out mobile payment user palm print data and carry out contrast and identify.
5. the payment method based on personal recognition according to claim 1, is characterized in that, described step C specifically comprises:
C1, when recognize described collection active user palm print data with prestore consistent for carrying out mobile payment user palm print data, be then verified, allowed the authentication of payment, and then controlled payment flow;
C2, when recognize described collection active user palm print data with prestore inconsistent for carrying out mobile payment user palm print data, then verify and do not pass through, and point out.
6. based on a mobile terminal payment system for personal recognition, it is characterized in that, comprising:
Prestore module, for being used for carrying out mobile payment user palm print data in mobile terminal storage in advance;
Identification module, for when carrying out mobile payment, mobile terminal gathers the palm print data of active user, and the palm print data gathering active user and being used for of prestoring is carried out mobile payment user palm print data and carry out contrast and identify;
Control module, for when recognize described collection active user palm print data with prestore consistent for carrying out mobile payment user palm print data, be then verified, allowed the authentication of payment, and then controlled payment flow.
7., according to claim 6 based on the mobile terminal payment system of personal recognition, it is characterized in that, also comprise:
Module is set, for arranging the personal recognition sensor for scanning user's palmmprint in advance at the mobile terminal back side.
8., according to claim 6 based on the mobile terminal payment system of personal recognition, it is characterized in that,
Described identification module comprises:
Open unit, for when mobile payment need be carried out, open and pay application;
Detecting unit, for controlling the authentication entering payment, detects whether choice for use personal recognition;
Scanning element, for when detecting it is choice for use personal recognition, is then arranged on mobile terminal personal recognition sensor and carries out palmmprint scanning, to gather the palmprint image of active user;
Palmmprint processing unit, for carrying out noise reduction process to the palmprint image of active user gathered, and extracting the lines of palmprint image, texture, point patterns information, by A/D analog to digital conversion, forming the palm print data of active user;
Comparing unit, carries out contrast identify for the palm print data of described active user and being used for of prestoring being carried out mobile payment user palm print data.
9. according to claim 6 based on the mobile terminal payment system of personal recognition, it is characterized in that, described control module comprises:
Be verified control module, for when recognize described collection active user palm print data with prestore consistent for carrying out mobile payment user palm print data, be then verified, allowed the authentication of payment, and then controlled payment flow;
Authentication failed control module, when recognize described collection active user palm print data with prestore inconsistent for carrying out mobile payment user palm print data, then verify and do not pass through, and point out.
10. a mobile terminal, is characterized in that, comprises the mobile terminal payment system based on personal recognition described in any one of claim 6-9.
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| CN108846273A (en) * | 2018-07-18 | 2018-11-20 | 维沃移动通信有限公司 | A kind of identification verification method and mould group |
| CN117058723A (en) * | 2023-10-11 | 2023-11-14 | 腾讯科技（深圳）有限公司 | Palmprint recognition method, palmprint recognition device and storage medium |
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