CN104704520B - 基于云的支付方法 - Google Patents
基于云的支付方法 Download PDFInfo
- Publication number
- CN104704520B CN104704520B CN201380052209.6A CN201380052209A CN104704520B CN 104704520 B CN104704520 B CN 104704520B CN 201380052209 A CN201380052209 A CN 201380052209A CN 104704520 B CN104704520 B CN 104704520B
- Authority
- CN
- China
- Prior art keywords
- cloud
- payment
- user
- cash register
- electronic cash
- Prior art date
- Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
- Expired - Fee Related
Links
Classifications
-
- G—PHYSICS
- G06—COMPUTING OR CALCULATING; COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
- G06Q20/327—Short range or proximity payments by means of M-devices
- G06Q20/3278—RFID or NFC payments by means of M-devices
-
- G—PHYSICS
- G06—COMPUTING OR CALCULATING; COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/08—Payment architectures
- G06Q20/20—Point-of-sale [POS] network systems
- G06Q20/202—Interconnection or interaction of plural electronic cash registers [ECR] or to host computer, e.g. network details, transfer of information from host to ECR or from ECR to ECR
-
- G—PHYSICS
- G06—COMPUTING OR CALCULATING; COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
- G06Q20/326—Payment applications installed on the mobile devices
-
- G—PHYSICS
- G06—COMPUTING OR CALCULATING; COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q10/00—Administration; Management
-
- G—PHYSICS
- G06—COMPUTING OR CALCULATING; COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
-
- G—PHYSICS
- G06—COMPUTING OR CALCULATING; COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/02—Payment architectures, schemes or protocols involving a neutral party, e.g. certification authority, notary or trusted third party [TTP]
-
- G—PHYSICS
- G06—COMPUTING OR CALCULATING; COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/04—Payment circuits
-
- G—PHYSICS
- G06—COMPUTING OR CALCULATING; COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q40/00—Finance; Insurance; Tax strategies; Processing of corporate or income taxes
Landscapes
- Business, Economics & Management (AREA)
- Engineering & Computer Science (AREA)
- Accounting & Taxation (AREA)
- Strategic Management (AREA)
- Physics & Mathematics (AREA)
- General Business, Economics & Management (AREA)
- General Physics & Mathematics (AREA)
- Theoretical Computer Science (AREA)
- Computer Networks & Wireless Communication (AREA)
- Finance (AREA)
- Cash Registers Or Receiving Machines (AREA)
- Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
Applications Claiming Priority (3)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| EP12290329.7 | 2012-10-05 | ||
| EP12290329.7A EP2717207A1 (en) | 2012-10-05 | 2012-10-05 | Cloud based payment method |
| PCT/EP2013/070603 WO2014053584A1 (en) | 2012-10-05 | 2013-10-03 | A cloud based payment method |
Publications (2)
| Publication Number | Publication Date |
|---|---|
| CN104704520A CN104704520A (zh) | 2015-06-10 |
| CN104704520B true CN104704520B (zh) | 2018-02-06 |
Family
ID=47137639
Family Applications (1)
| Application Number | Title | Priority Date | Filing Date |
|---|---|---|---|
| CN201380052209.6A Expired - Fee Related CN104704520B (zh) | 2012-10-05 | 2013-10-03 | 基于云的支付方法 |
Country Status (5)
| Country | Link |
|---|---|
| US (1) | US9672513B2 (cg-RX-API-DMAC7.html) |
| EP (1) | EP2717207A1 (cg-RX-API-DMAC7.html) |
| CN (1) | CN104704520B (cg-RX-API-DMAC7.html) |
| IN (1) | IN2015DN02360A (cg-RX-API-DMAC7.html) |
| WO (1) | WO2014053584A1 (cg-RX-API-DMAC7.html) |
Families Citing this family (7)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| US20150254706A1 (en) * | 2014-03-10 | 2015-09-10 | Matthew T. Dennehy | System and method for providing discounts |
| CN107466449B (zh) * | 2015-03-20 | 2021-02-02 | 瑞典爱立信有限公司 | 确定无线电信道度量 |
| WO2017081603A2 (en) * | 2015-11-10 | 2017-05-18 | Eli Talmor | Method and system for protecting and utilizing internet identity, using smartphone |
| CN105868980A (zh) * | 2016-03-29 | 2016-08-17 | 广东铭鸿数据有限公司 | 基于nfc的hce技术在住建部标准的支付设备和支付方法 |
| WO2019023988A1 (zh) * | 2017-08-02 | 2019-02-07 | 福建联迪商用设备有限公司 | 一种收银机付款方法及终端 |
| CN112990906B (zh) * | 2021-05-18 | 2021-09-21 | 浙江口碑网络技术有限公司 | 数据处理方法、装置和系统,计算机存储介质和电子设备 |
| JP7640773B1 (ja) | 2024-03-22 | 2025-03-05 | 楽天グループ株式会社 | 起動プログラム、起動システム、携帯端末、及びアプリケーションの起動方法 |
Citations (5)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| US20020181710A1 (en) * | 2000-02-27 | 2002-12-05 | Kfir Adam | Mobile transaction system and method |
| EP2447899A1 (en) * | 2010-10-28 | 2012-05-02 | NCR Corporation | Techniques for conducting single or limited use purchases via a mobile device |
| US20120166270A1 (en) * | 2010-12-23 | 2012-06-28 | Apriva, Llc | System and device for facilitating mobile enrollment and participation in a loyalty campaign |
| CN102542447A (zh) * | 2011-12-19 | 2012-07-04 | 姜晓越 | 一种基于nfc的电子债支付、客户关系、债权管理的系统与记录方法 |
| WO2012109486A1 (en) * | 2011-02-09 | 2012-08-16 | Smartmarket Llc | System and method of recognizing electronic devices for exchanging payloads and permitting payload exchanges therebetween |
Family Cites Families (28)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| US20090164331A1 (en) * | 1999-11-05 | 2009-06-25 | American Express Travel Related Services Company, Inc. | Systems for Locating a Payment System Utilizing a Point of Sale Device |
| US8706627B2 (en) * | 2000-02-10 | 2014-04-22 | Jon Shore | Apparatus, systems and methods for wirelessly transacting financial transfers , electronically recordable authorization transfers, and other information transfers |
| US20020165800A1 (en) * | 2001-05-01 | 2002-11-07 | Kazuhiro Ogura | Processing system |
| SG124290A1 (en) * | 2001-07-23 | 2006-08-30 | Ntt Docomo Inc | Electronic payment method, system, and devices |
| US20050256802A1 (en) * | 2001-11-14 | 2005-11-17 | Dirk Ammermann | Payment protocol and data transmission method and data transmission device for conducting payment transactions |
| US20050216354A1 (en) * | 2002-10-23 | 2005-09-29 | Vayusa, Inc. | System and method for coordinating payment identification systems |
| US7844551B1 (en) * | 2003-10-02 | 2010-11-30 | Patent Investments of Texas, LLC | Secure, anonymous authentication for electronic purchasing with dynamic determination of payment pricing and terms and cross vendor transaction resolution |
| US20060178932A1 (en) * | 2005-02-07 | 2006-08-10 | Lang Brook W | Method and distribution system for location based wireless presentation of electronic coupons |
| US20080077526A1 (en) * | 2006-09-20 | 2008-03-27 | First Data Corporation | Online payer authorization systems and methods |
| US8560383B2 (en) * | 2006-09-27 | 2013-10-15 | Toshiba Global Commerce Solutions Holding Corporation | Method and apparatus for distributing electronic coupons |
| US20090063312A1 (en) * | 2007-08-28 | 2009-03-05 | Hurst Douglas J | Method and System for Processing Secure Wireless Payment Transactions and for Providing a Virtual Terminal for Merchant Processing of Such Transactions |
| US20090259547A1 (en) * | 2008-04-11 | 2009-10-15 | Brian Clopp | Affiliate and cross promotion systems and methods |
| US20100049651A1 (en) * | 2008-08-25 | 2010-02-25 | Alliance Data Systems Corporation | Loyalty-Based Credit Prescreening System |
| US8239276B2 (en) * | 2008-09-30 | 2012-08-07 | Apple Inc. | On-the-go shopping list |
| US11797953B2 (en) * | 2008-11-24 | 2023-10-24 | Malikie Innovations Limited | Electronic payment system including merchant server and associated methods |
| AU2010213767B2 (en) * | 2009-02-14 | 2014-04-03 | Net2Text Limited | Secure payment and billing method using mobile phone number or account |
| SG164294A1 (en) * | 2009-02-17 | 2010-09-29 | Taggo Pte Ltd | An automated membership system |
| US20110040609A1 (en) * | 2009-08-11 | 2011-02-17 | Hawkins Strategic, LLC | Computer-based consumer/retailer merchandizing system and related methodology |
| US9544303B2 (en) * | 2009-10-23 | 2017-01-10 | Apriva, Llc | System and device for consolidating SIM, personal token, and associated applications for selecting a transaction settlement entity |
| US20110137804A1 (en) * | 2009-12-03 | 2011-06-09 | Recursion Software, Inc. | System and method for approving transactions |
| US8474711B2 (en) * | 2009-12-16 | 2013-07-02 | Wal-Mart Stores, Inc. | Interactive customer shopping cart |
| US8380177B2 (en) * | 2010-04-09 | 2013-02-19 | Paydiant, Inc. | Mobile phone payment processing methods and systems |
| US20110307318A1 (en) * | 2010-06-11 | 2011-12-15 | Jeffrey Laporte | Mobile retail loyalty network |
| US20120004972A1 (en) * | 2010-06-30 | 2012-01-05 | Alcatel-Lucent Usa Inc. | System and method for integrating near field communication devices with legacy customer loyalty services |
| US8660948B2 (en) * | 2010-07-02 | 2014-02-25 | Qualcomm Incorporated | System and method for managing transactions with a portable computing device |
| US10089606B2 (en) * | 2011-02-11 | 2018-10-02 | Bytemark, Inc. | System and method for trusted mobile device payment |
| US8412631B2 (en) * | 2011-05-13 | 2013-04-02 | American Express Travel Related Services Company, Inc. | Cloud enabled payment processing system and method |
| US20120296725A1 (en) * | 2011-05-17 | 2012-11-22 | Dessert Robert L | System and method for managing transactions with a portable computing device |
-
2012
- 2012-10-05 EP EP12290329.7A patent/EP2717207A1/en not_active Withdrawn
-
2013
- 2013-10-03 US US14/432,623 patent/US9672513B2/en active Active
- 2013-10-03 CN CN201380052209.6A patent/CN104704520B/zh not_active Expired - Fee Related
- 2013-10-03 IN IN2360DEN2015 patent/IN2015DN02360A/en unknown
- 2013-10-03 WO PCT/EP2013/070603 patent/WO2014053584A1/en not_active Ceased
Patent Citations (5)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| US20020181710A1 (en) * | 2000-02-27 | 2002-12-05 | Kfir Adam | Mobile transaction system and method |
| EP2447899A1 (en) * | 2010-10-28 | 2012-05-02 | NCR Corporation | Techniques for conducting single or limited use purchases via a mobile device |
| US20120166270A1 (en) * | 2010-12-23 | 2012-06-28 | Apriva, Llc | System and device for facilitating mobile enrollment and participation in a loyalty campaign |
| WO2012109486A1 (en) * | 2011-02-09 | 2012-08-16 | Smartmarket Llc | System and method of recognizing electronic devices for exchanging payloads and permitting payload exchanges therebetween |
| CN102542447A (zh) * | 2011-12-19 | 2012-07-04 | 姜晓越 | 一种基于nfc的电子债支付、客户关系、债权管理的系统与记录方法 |
Also Published As
| Publication number | Publication date |
|---|---|
| US9672513B2 (en) | 2017-06-06 |
| WO2014053584A1 (en) | 2014-04-10 |
| EP2717207A1 (en) | 2014-04-09 |
| US20150262163A1 (en) | 2015-09-17 |
| CN104704520A (zh) | 2015-06-10 |
| IN2015DN02360A (cg-RX-API-DMAC7.html) | 2015-09-04 |
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Legal Events
| Date | Code | Title | Description |
|---|---|---|---|
| C06 | Publication | ||
| PB01 | Publication | ||
| C10 | Entry into substantive examination | ||
| SE01 | Entry into force of request for substantive examination | ||
| GR01 | Patent grant | ||
| GR01 | Patent grant | ||
| CF01 | Termination of patent right due to non-payment of annual fee | ||
| CF01 | Termination of patent right due to non-payment of annual fee |
Granted publication date: 20180206 Termination date: 20191003 |