IN2015DN02360A - - Google Patents
Info
- Publication number
- IN2015DN02360A IN2015DN02360A IN2360DEN2015A IN2015DN02360A IN 2015DN02360 A IN2015DN02360 A IN 2015DN02360A IN 2360DEN2015 A IN2360DEN2015 A IN 2360DEN2015A IN 2015DN02360 A IN2015DN02360 A IN 2015DN02360A
- Authority
- IN
- India
- Prior art keywords
- payment
- cloud
- cash register
- electronic cash
- service
- Prior art date
Links
Classifications
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
- G06Q20/327—Short range or proximity payments by means of M-devices
- G06Q20/3278—RFID or NFC payments by means of M-devices
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/08—Payment architectures
- G06Q20/20—Point-of-sale [POS] network systems
- G06Q20/202—Interconnection or interaction of plural electronic cash registers [ECR] or to host computer, e.g. network details, transfer of information from host to ECR or from ECR to ECR
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
- G06Q20/326—Payment applications installed on the mobile devices
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q10/00—Administration; Management
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/02—Payment architectures, schemes or protocols involving a neutral party, e.g. certification authority, notary or trusted third party [TTP]
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/04—Payment circuits
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q40/00—Finance; Insurance; Tax strategies; Processing of corporate or income taxes
Landscapes
- Business, Economics & Management (AREA)
- Engineering & Computer Science (AREA)
- Accounting & Taxation (AREA)
- Strategic Management (AREA)
- Physics & Mathematics (AREA)
- General Business, Economics & Management (AREA)
- General Physics & Mathematics (AREA)
- Theoretical Computer Science (AREA)
- Computer Networks & Wireless Communication (AREA)
- Finance (AREA)
- Cash Registers Or Receiving Machines (AREA)
- Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
Abstract
A cloud based payment method for payment at a merchant' s electronic cash register (202) comprising the steps of: upfront: A. registering payment credentials (101) of a user; - at check -in of a store of a participating merchant: B1. launching a cloud payment application (211) on a mobile terminal (201) to establish connectivity with a cloud payment service (100); -and at check out at an electronic cash register (202): C1. identifying (221 , 222; 321 , 323) the user with the cloud payment service (100) through an identification shared with the cloud payment service (100) via the electronic cash register (202) or via the cloud payment application (211); C2. communicating (222; 322) an amount payable from the electronic cash register (202) to the cloud payment service (100); C3. communicating (223; 324) the amount payable from the cloud payment service (100) to the cloud payment application (211); C4. receiving (224; 325) confirmation of the amount payable from the user; C5. obtaining (225; 326) payment authorization using the payment credentials (101); and C6. confirming (226; 327) payment from the cloud payment service (100) to the electronic cash register (202).
Applications Claiming Priority (2)
Application Number | Priority Date | Filing Date | Title |
---|---|---|---|
EP12290329.7A EP2717207A1 (en) | 2012-10-05 | 2012-10-05 | Cloud based payment method |
PCT/EP2013/070603 WO2014053584A1 (en) | 2012-10-05 | 2013-10-03 | A cloud based payment method |
Publications (1)
Publication Number | Publication Date |
---|---|
IN2015DN02360A true IN2015DN02360A (en) | 2015-09-04 |
Family
ID=47137639
Family Applications (1)
Application Number | Title | Priority Date | Filing Date |
---|---|---|---|
IN2360DEN2015 IN2015DN02360A (en) | 2012-10-05 | 2013-10-03 |
Country Status (5)
Country | Link |
---|---|
US (1) | US9672513B2 (en) |
EP (1) | EP2717207A1 (en) |
CN (1) | CN104704520B (en) |
IN (1) | IN2015DN02360A (en) |
WO (1) | WO2014053584A1 (en) |
Families Citing this family (6)
Publication number | Priority date | Publication date | Assignee | Title |
---|---|---|---|---|
US20150254706A1 (en) * | 2014-03-10 | 2015-09-10 | Matthew T. Dennehy | System and method for providing discounts |
US10349289B2 (en) * | 2015-03-20 | 2019-07-09 | Telefonaktiebolaget Lm Ericsson (Publ) | Determining radio channel metrics |
WO2017081603A2 (en) * | 2015-11-10 | 2017-05-18 | Eli Talmor | Method and system for protecting and utilizing internet identity, using smartphone |
CN105868980A (en) * | 2016-03-29 | 2016-08-17 | 广东铭鸿数据有限公司 | Payment equipment and payment method based on HCE technology of NFC in standard of ministry of construction |
CN107690677A (en) * | 2017-08-02 | 2018-02-13 | 福建联迪商用设备有限公司 | A kind of cashier's machine mode of payment and terminal |
CN112990906B (en) * | 2021-05-18 | 2021-09-21 | 浙江口碑网络技术有限公司 | Data processing method, device and system, computer storage medium and electronic equipment |
Family Cites Families (33)
Publication number | Priority date | Publication date | Assignee | Title |
---|---|---|---|---|
US20090164331A1 (en) * | 1999-11-05 | 2009-06-25 | American Express Travel Related Services Company, Inc. | Systems for Locating a Payment System Utilizing a Point of Sale Device |
WO2001059732A2 (en) * | 2000-02-10 | 2001-08-16 | Jon Shore | Apparatus, systems and methods for wirelessly transacting financial transfers, electronically recordable authorization transfers, and other information transfers |
IL134741A (en) * | 2000-02-27 | 2003-11-23 | Adamtech Ltd | Mobile transaction system and method |
US20020165800A1 (en) * | 2001-05-01 | 2002-11-07 | Kazuhiro Ogura | Processing system |
SG124290A1 (en) * | 2001-07-23 | 2006-08-30 | Ntt Docomo Inc | Electronic payment method, system, and devices |
WO2003042938A2 (en) * | 2001-11-14 | 2003-05-22 | Encorus Technologies Gmbh | Payment protocol and data transmission method and data transmission device for conducting payment transactions |
US20050216354A1 (en) * | 2002-10-23 | 2005-09-29 | Vayusa, Inc. | System and method for coordinating payment identification systems |
US7844551B1 (en) * | 2003-10-02 | 2010-11-30 | Patent Investments of Texas, LLC | Secure, anonymous authentication for electronic purchasing with dynamic determination of payment pricing and terms and cross vendor transaction resolution |
US20060178932A1 (en) * | 2005-02-07 | 2006-08-10 | Lang Brook W | Method and distribution system for location based wireless presentation of electronic coupons |
US20080077526A1 (en) * | 2006-09-20 | 2008-03-27 | First Data Corporation | Online payer authorization systems and methods |
US8560383B2 (en) * | 2006-09-27 | 2013-10-15 | Toshiba Global Commerce Solutions Holding Corporation | Method and apparatus for distributing electronic coupons |
US20090063312A1 (en) * | 2007-08-28 | 2009-03-05 | Hurst Douglas J | Method and System for Processing Secure Wireless Payment Transactions and for Providing a Virtual Terminal for Merchant Processing of Such Transactions |
WO2009126851A1 (en) * | 2008-04-11 | 2009-10-15 | Clopp Brian | Affiliate and cross promotion systems and methods |
US20100049651A1 (en) * | 2008-08-25 | 2010-02-25 | Alliance Data Systems Corporation | Loyalty-Based Credit Prescreening System |
US8239276B2 (en) * | 2008-09-30 | 2012-08-07 | Apple Inc. | On-the-go shopping list |
EP2189932B1 (en) * | 2008-11-24 | 2020-07-15 | BlackBerry Limited | Electronic payment system using mobile wireless communications device and associated methods |
EP2396754B1 (en) * | 2009-02-14 | 2018-11-07 | Net2Text Limited | Secure payment and billing method using mobile phone number or account |
SG164294A1 (en) * | 2009-02-17 | 2010-09-29 | Taggo Pte Ltd | An automated membership system |
US20110040609A1 (en) * | 2009-08-11 | 2011-02-17 | Hawkins Strategic, LLC | Computer-based consumer/retailer merchandizing system and related methodology |
US9544303B2 (en) * | 2009-10-23 | 2017-01-10 | Apriva, Llc | System and device for consolidating SIM, personal token, and associated applications for selecting a transaction settlement entity |
US20110137804A1 (en) * | 2009-12-03 | 2011-06-09 | Recursion Software, Inc. | System and method for approving transactions |
US8474711B2 (en) * | 2009-12-16 | 2013-07-02 | Wal-Mart Stores, Inc. | Interactive customer shopping cart |
US8380177B2 (en) * | 2010-04-09 | 2013-02-19 | Paydiant, Inc. | Mobile phone payment processing methods and systems |
US20110307318A1 (en) * | 2010-06-11 | 2011-12-15 | Jeffrey Laporte | Mobile retail loyalty network |
US20120004972A1 (en) * | 2010-06-30 | 2012-01-05 | Alcatel-Lucent Usa Inc. | System and method for integrating near field communication devices with legacy customer loyalty services |
US8660948B2 (en) * | 2010-07-02 | 2014-02-25 | Qualcomm Incorporated | System and method for managing transactions with a portable computing device |
US11144916B2 (en) * | 2010-10-28 | 2021-10-12 | Ncr Corporation | Techniques for conducting single or limited use purchases via a mobile device |
US20120166270A1 (en) * | 2010-12-23 | 2012-06-28 | Apriva, Llc | System and device for facilitating mobile enrollment and participation in a loyalty campaign |
WO2012109486A1 (en) * | 2011-02-09 | 2012-08-16 | Smartmarket Llc | System and method of recognizing electronic devices for exchanging payloads and permitting payload exchanges therebetween |
US10089606B2 (en) * | 2011-02-11 | 2018-10-02 | Bytemark, Inc. | System and method for trusted mobile device payment |
US8412631B2 (en) * | 2011-05-13 | 2013-04-02 | American Express Travel Related Services Company, Inc. | Cloud enabled payment processing system and method |
US20120296725A1 (en) * | 2011-05-17 | 2012-11-22 | Dessert Robert L | System and method for managing transactions with a portable computing device |
CN102542447A (en) * | 2011-12-19 | 2012-07-04 | 姜晓越 | Electronic debt payment, customer relationship and bond management system based on NFC (Near Field Communication) and recording method |
-
2012
- 2012-10-05 EP EP12290329.7A patent/EP2717207A1/en not_active Withdrawn
-
2013
- 2013-10-03 CN CN201380052209.6A patent/CN104704520B/en not_active Expired - Fee Related
- 2013-10-03 WO PCT/EP2013/070603 patent/WO2014053584A1/en active Application Filing
- 2013-10-03 IN IN2360DEN2015 patent/IN2015DN02360A/en unknown
- 2013-10-03 US US14/432,623 patent/US9672513B2/en active Active
Also Published As
Publication number | Publication date |
---|---|
US20150262163A1 (en) | 2015-09-17 |
WO2014053584A1 (en) | 2014-04-10 |
CN104704520A (en) | 2015-06-10 |
CN104704520B (en) | 2018-02-06 |
EP2717207A1 (en) | 2014-04-09 |
US9672513B2 (en) | 2017-06-06 |
Similar Documents
Publication | Publication Date | Title |
---|---|---|
WO2014085478A3 (en) | Systems and methods for processing electronic transactions based on consumer characteristics | |
IN2015DN02360A (en) | ||
GB2519448A (en) | Mobile payment system | |
MX2013014673A (en) | System and method of multi-factor balance inquiry and electronic funds transfer. | |
GB2495463B (en) | Aligning data transfer to optimize connections established for transmission over a wireless network | |
WO2014058798A3 (en) | System and method for payment using a mobile device | |
WO2012151590A3 (en) | Systems and methods for enabling mobile payments | |
SG11201806344VA (en) | Credit payment method and apparatus based on mobile terminal p2p | |
WO2013049844A3 (en) | Applying mobile digital coupons at the point of sale | |
EP2585996A4 (en) | Methods, systems, and computer readable media for registering in a merchant sponsored program using a near field communication (nfc) device | |
GB2490466A (en) | Transferring funds using mobile devices | |
WO2012151226A3 (en) | Magnetic stripe-based transactions using mobile communication devices | |
WO2012125852A3 (en) | Systems and methods to combine transaction terminal location data and social networking check-in | |
CL2013001032A1 (en) | Method and electronic purchasing system through a mobile communication device connected to the network that includes an internet browser, which includes creating a contact list with a delivery address, creating a payment file that contains encrypted card information of credit. | |
CR20140366A (en) | ELECTRONIC PAYMENT SYSTEM BASED ON CHECKS AND PROCEDURES TO ISSUE, TRANSFER, PAY AND VERIFY ELECTRONIC CHECKS | |
WO2013029014A3 (en) | Method for using barcodes and mobile devices to conduct payment transactions | |
EP2495707A3 (en) | Utility meter for paying a utility bill | |
EP3022701A4 (en) | Systems and methods for correlating cardholder identity attributes on a payment card network to determine payment card fraud | |
GB201311873D0 (en) | A secure two party matching transaction system | |
MX2015002243A (en) | Method and system to enable mobile contactless ticketing/payments via a mobile phone application. | |
MY164715A (en) | Electronic currency and authentication system and method | |
IN2013MU03138A (en) | ||
WO2011138673A3 (en) | System for personalized payments via mobile and internet connected devices | |
MX336647B (en) | Systems and methods for conducting a purchase transaction of eligible goods or services using a stored value. | |
WO2016007445A8 (en) | Hands-free transactions |