IN2013MU03138A - - Google Patents

Info

Publication number
IN2013MU03138A
IN2013MU03138A IN3138MU2013A IN2013MU03138A IN 2013MU03138 A IN2013MU03138 A IN 2013MU03138A IN 3138MU2013 A IN3138MU2013 A IN 3138MU2013A IN 2013MU03138 A IN2013MU03138 A IN 2013MU03138A
Authority
IN
India
Prior art keywords
request
payor
payee
communication
intermediary server
Prior art date
Application number
Inventor
Nandini Heragu Lakshmegowda
Sathish Vallat
Shalin Garg
Mohammed Yousuf Shariff
Annie Thomas
Original Assignee
Tata Consultancy Services Ltd
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Tata Consultancy Services Ltd filed Critical Tata Consultancy Services Ltd
Priority to IN3138MU2013 priority Critical patent/IN2013MU03138A/en
Priority to EP14187462.8A priority patent/EP2857996B1/en
Priority to AU2014240248A priority patent/AU2014240248B2/en
Priority to US14/504,492 priority patent/US9635106B2/en
Priority to MYPI2014002835A priority patent/MY171735A/en
Publication of IN2013MU03138A publication Critical patent/IN2013MU03138A/en

Links

Classifications

    • H—ELECTRICITY
    • H04—ELECTRIC COMMUNICATION TECHNIQUE
    • H04L—TRANSMISSION OF DIGITAL INFORMATION, e.g. TELEGRAPHIC COMMUNICATION
    • H04L67/00—Network arrangements or protocols for supporting network services or applications
    • H04L67/01—Protocols
    • H04L67/10—Protocols in which an application is distributed across nodes in the network
    • H04L67/104—Peer-to-peer [P2P] networks
    • H04L67/1044—Group management mechanisms 
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06F—ELECTRIC DIGITAL DATA PROCESSING
    • G06F16/00—Information retrieval; Database structures therefor; File system structures therefor
    • G06F16/50—Information retrieval; Database structures therefor; File system structures therefor of still image data
    • G06F16/58—Retrieval characterised by using metadata, e.g. metadata not derived from the content or metadata generated manually
    • G06F16/583—Retrieval characterised by using metadata, e.g. metadata not derived from the content or metadata generated manually using metadata automatically derived from the content
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/02—Payment architectures, schemes or protocols involving a neutral party, e.g. certification authority, notary or trusted third party [TTP]
    • G06Q20/027—Payment architectures, schemes or protocols involving a neutral party, e.g. certification authority, notary or trusted third party [TTP] involving a payment switch or gateway
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/22—Payment schemes or models
    • G06Q20/223—Payment schemes or models based on the use of peer-to-peer networks
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/327—Short range or proximity payments by means of M-devices
    • H—ELECTRICITY
    • H04—ELECTRIC COMMUNICATION TECHNIQUE
    • H04L—TRANSMISSION OF DIGITAL INFORMATION, e.g. TELEGRAPHIC COMMUNICATION
    • H04L67/00—Network arrangements or protocols for supporting network services or applications
    • H04L67/14—Session management
    • H04L67/141—Setup of application sessions
    • H—ELECTRICITY
    • H04—ELECTRIC COMMUNICATION TECHNIQUE
    • H04W—WIRELESS COMMUNICATION NETWORKS
    • H04W12/00—Security arrangements; Authentication; Protecting privacy or anonymity
    • H04W12/06—Authentication
    • H—ELECTRICITY
    • H04—ELECTRIC COMMUNICATION TECHNIQUE
    • H04W—WIRELESS COMMUNICATION NETWORKS
    • H04W4/00—Services specially adapted for wireless communication networks; Facilities therefor
    • H04W4/20—Services signaling; Auxiliary data signalling, i.e. transmitting data via a non-traffic channel
    • H04W4/21—Services signaling; Auxiliary data signalling, i.e. transmitting data via a non-traffic channel for social networking applications

Landscapes

  • Engineering & Computer Science (AREA)
  • Computer Networks & Wireless Communication (AREA)
  • Business, Economics & Management (AREA)
  • Theoretical Computer Science (AREA)
  • Signal Processing (AREA)
  • Physics & Mathematics (AREA)
  • General Physics & Mathematics (AREA)
  • General Business, Economics & Management (AREA)
  • Strategic Management (AREA)
  • Accounting & Taxation (AREA)
  • Computer Security & Cryptography (AREA)
  • Computing Systems (AREA)
  • Mathematical Physics (AREA)
  • Library & Information Science (AREA)
  • Data Mining & Analysis (AREA)
  • Databases & Information Systems (AREA)
  • General Engineering & Computer Science (AREA)
  • User Interface Of Digital Computer (AREA)
  • Computer And Data Communications (AREA)

Abstract

Systems and methods for facilitating peer-to-peer communication are disclosed. A payor and a payee may establish a communication request with intent to execute a transaction in a P2P payment. The payee and the payor may transmit a first request and a second request respectively to an intermediary server to establish the communication. Based on the first request and the second request, the intermediary server sends one or more identification elements to the payee and payor. The payee and payor are identified at intermediary server as parties for P2P payment after an augmented reality (AR) experience and a resultant synchronized action that sends first trigger request and second trigger request from the respective devices.
IN3138MU2013 2013-10-03 2013-10-03 IN2013MU03138A (en)

Priority Applications (5)

Application Number Priority Date Filing Date Title
IN3138MU2013 IN2013MU03138A (en) 2013-10-03 2013-10-03
EP14187462.8A EP2857996B1 (en) 2013-10-03 2014-10-02 Identifying one or more peer devices in a peer-to-peer communication
AU2014240248A AU2014240248B2 (en) 2013-10-03 2014-10-02 Identifying one or more peer devices in a peer-to-peer communication
US14/504,492 US9635106B2 (en) 2013-10-03 2014-10-02 Identifying one or more peer devices in a peer-to-peer communication
MYPI2014002835A MY171735A (en) 2013-10-03 2014-10-02 Identifying one or more peer devices in a peer-to-peer communication

Applications Claiming Priority (1)

Application Number Priority Date Filing Date Title
IN3138MU2013 IN2013MU03138A (en) 2013-10-03 2013-10-03

Publications (1)

Publication Number Publication Date
IN2013MU03138A true IN2013MU03138A (en) 2015-07-03

Family

ID=51661920

Family Applications (1)

Application Number Title Priority Date Filing Date
IN3138MU2013 IN2013MU03138A (en) 2013-10-03 2013-10-03

Country Status (5)

Country Link
US (1) US9635106B2 (en)
EP (1) EP2857996B1 (en)
AU (1) AU2014240248B2 (en)
IN (1) IN2013MU03138A (en)
MY (1) MY171735A (en)

Families Citing this family (13)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
CN107135073B (en) * 2016-02-26 2021-05-25 北京京东尚科信息技术有限公司 Interface calling method and device
US10212157B2 (en) * 2016-11-16 2019-02-19 Bank Of America Corporation Facilitating digital data transfers using augmented reality display devices
CA3018935A1 (en) * 2017-09-27 2019-03-27 Royal Bank Of Canada System and method for managing a data process in a virtual reality setting
EP3467741A1 (en) * 2017-10-09 2019-04-10 Mastercard International Incorporated A system and method for performing peer to peer transfers
WO2019125518A1 (en) * 2017-12-22 2019-06-27 Ryan Cmich Method and apparatus for identifying desire consensus through anonymous inputs
US11244290B1 (en) 2018-10-02 2022-02-08 Wells Fargo Bank, N.A. Systems, methods, and storage media for pre-approving onboarding to a payment platform
US11055692B1 (en) 2020-09-10 2021-07-06 Square, Inc. Application integration for contactless payments
US11544695B2 (en) * 2020-09-10 2023-01-03 Block, Inc. Transaction identification by comparison of merchant transaction data and context data
US11651344B2 (en) * 2020-12-15 2023-05-16 Toast, Inc. System and method for transaction handoff and completion employing indirect token
US11475426B2 (en) * 2020-12-15 2022-10-18 Toast, Inc. System and method for transaction handoff and completion employing ephemeral token
US11475427B2 (en) 2020-12-15 2022-10-18 Toast, Inc. Server for transaction handoff and completion employing ephemeral token
US11651342B2 (en) 2020-12-15 2023-05-16 Toast, Inc. Point-of-sale terminal for transaction handoff and completion employing ephemeral token
WO2022169987A1 (en) * 2021-02-04 2022-08-11 Daniel Goddard Augmented reality peer-to-peer payment system

Family Cites Families (12)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US20110225069A1 (en) 2010-03-12 2011-09-15 Cramer Donald M Purchase and Delivery of Goods and Services, and Payment Gateway in An Augmented Reality-Enabled Distribution Network
US10083482B2 (en) 2010-06-29 2018-09-25 The Western Union Company Augmented reality money transfer
US20120198531A1 (en) * 2011-01-31 2012-08-02 Microsoft Corporation Multi-device session pairing using a visual tag
US8493353B2 (en) 2011-04-13 2013-07-23 Longsand Limited Methods and systems for generating and joining shared experience
EP2705479A4 (en) * 2011-05-03 2014-12-24 Panther Payments Llc Method and system for facilitating person-to person payments
US8872852B2 (en) 2011-06-30 2014-10-28 International Business Machines Corporation Positional context determination with multi marker confidence ranking
US9137627B2 (en) * 2011-12-30 2015-09-15 Linkedin Corporation Systems and methods for mobile device pairing
US9380621B2 (en) 2012-04-12 2016-06-28 Telefonaktiebolaget Lm Ericsson (Publ) Pairing a mobile terminal with a wireless device
US20140108247A1 (en) * 2012-10-17 2014-04-17 Groupon, Inc. Peer-To-Peer Payment Processing
CA2851895C (en) * 2013-05-08 2023-09-26 The Toronto-Dominion Bank Person-to-person electronic payment processing
US20150019432A1 (en) * 2013-07-12 2015-01-15 Qualcomm Incorporated Mobile payments using proximity-based peer-to-peer communication and an intent-to-pay gesture
US20160217617A1 (en) * 2013-08-30 2016-07-28 Hewlett-Packard Development Company, L.P. Augmented reality device interfacing

Also Published As

Publication number Publication date
AU2014240248B2 (en) 2016-06-30
US20150100637A1 (en) 2015-04-09
US9635106B2 (en) 2017-04-25
AU2014240248A1 (en) 2015-04-23
MY171735A (en) 2019-10-25
EP2857996B1 (en) 2018-07-18
EP2857996A1 (en) 2015-04-08

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