CN104636913A - Mobile terminal purchasing and management method and device - Google Patents

Mobile terminal purchasing and management method and device Download PDF

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Publication number
CN104636913A
CN104636913A CN201510092259.8A CN201510092259A CN104636913A CN 104636913 A CN104636913 A CN 104636913A CN 201510092259 A CN201510092259 A CN 201510092259A CN 104636913 A CN104636913 A CN 104636913A
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China
Prior art keywords
operator
bank
user
information
background apparatus
Prior art date
Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
Pending
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CN201510092259.8A
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Chinese (zh)
Inventor
鲁东亮
郑勇
梁亚平
李珩
张晨东
杨蕙榕
黄莘
吕建明
梁映峰
程宝敏
冯涛
苏羽
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China United Network Communications Group Co Ltd
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China United Network Communications Group Co Ltd
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Application filed by China United Network Communications Group Co Ltd filed Critical China United Network Communications Group Co Ltd
Priority to CN201510092259.8A priority Critical patent/CN104636913A/en
Publication of CN104636913A publication Critical patent/CN104636913A/en
Pending legal-status Critical Current

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    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/22—Payment schemes or models
    • G06Q20/28—Pre-payment schemes, e.g. "pay before"

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  • Business, Economics & Management (AREA)
  • Accounting & Taxation (AREA)
  • Strategic Management (AREA)
  • Physics & Mathematics (AREA)
  • General Business, Economics & Management (AREA)
  • General Physics & Mathematics (AREA)
  • Engineering & Computer Science (AREA)
  • Theoretical Computer Science (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)

Abstract

The embodiment of the invention provides a mobile terminal purchasing and management method and device. The method comprises the following steps that a bank prepositive device sends a user request information to an operator prepositive device, so that the operator prepositive device sends service contents to the bank prepositive device; the bank prepositive device sends a pre-deposit freezing request to a bank background device according to target service contents selected by the user, so that the bank background device freezes the pre-deposit of the user; after the bank prepositive device receives freezing success information, the user information is sent to the operator prepositive device, so that the operator prepositive device configures the mobile terminal to the user. The method and the device provided by the embodiment has the advantages that the target service contents are selected by the user, the bank prepositive device sends the pre-deposit freezing request to the bank background device, the pre-deposit frozen by the bank background device is used as guarantee, the user can obtain the mobile terminal without delivering scheduled money in one step or queuing in a business hall of an operator for waiting for the service handling, and the efficiency for obtaining the mobile terminal by the user is improved.

Description

Mobile terminal is purchased and management method and device
Technical field
The embodiment of the present invention relates to communication technical field, particularly relates to a kind of mobile terminal and purchases and management method and device.
Background technology
Along with the development of the communication technology, mobile terminal has become means of communication indispensable in people's daily life.
Existing acquisition for mobile terminal method comprises: 1) buy non-customized mobile terminal, user selects operator, buys smart card, use the communication service of this operator from selected operator; 2) the disposable payment predetermined dollar value of user is to buy the mobile terminal of carrier customization, and operator monthly returns the communication cost of certain amount of money to user.
In prior art, user buys mobile terminal, and handling communication service is all handled by the business personnel of operator, sometimes needs user to wait in line business handling in the business hall of operator, causes user to obtain the efficiency of mobile terminal low.
Summary of the invention
The embodiment of the present invention provides a kind of mobile terminal to purchase and management method and device, to improve the efficiency obtaining mobile terminal.
An aspect of the embodiment of the present invention is to provide a kind of mobile terminal and purchases and management method, comprising:
User request information is sent to operator's front device by bank preposing device, to make described operator front device send business tine according to described user request information to described bank preposing device, described business tine comprises number resource, mobile terminal type information and communication service information;
Described bank preposing device sends advance deposit freeze request, with the advance deposit making described bank background apparatus freeze described user according to the target service content that user is selected from described business tine to bank's background apparatus;
After what described bank preposing device received that described bank background apparatus returns freeze successful information, user profile is sent to described operator front device, to provide and deliver mobile terminal to described user to make described operator front device.
Another aspect of the embodiment of the present invention is to provide a kind of mobile terminal and purchases and management method, comprising:
Operator's front device receives the user request information that bank preposing device sends;
Described operator front device sends business tine according to described user request information to described bank preposing device, and described business tine comprises number resource, mobile terminal type information and communication service information;
Described operator front device receive described bank preposing device receive that bank's background apparatus returns freeze successful information after the user profile that sends;
Described operator front device to be provided and delivered mobile terminal to described user.
Another aspect of the embodiment of the present invention is to provide a kind of mobile terminal and purchases and management method, comprising:
Bank's background apparatus receives the advance deposit freeze request that bank preposing device sends according to the target service content that user is selected from business tine;
Described bank background apparatus freezes the advance deposit of described user.
Another aspect of the embodiment of the present invention is to provide a kind of mobile terminal and purchases and management method, comprising:
Operator's front device receives the solicited message of user's input;
Described operator front device is according to described request information display service content, and described business tine comprises number resource, mobile terminal type information and communication service information;
Described operator front device sends advance deposit freeze request, with the advance deposit making bank's background apparatus freeze described user according to the target service content that described user is selected from described business tine to bank preposing device;
Described operator front device receives and freezes the backward described user of successful information and to provide and deliver mobile terminal.
Another aspect of the embodiment of the present invention is to provide a kind of bank preposing device, comprising:
User exports interface back, for user request information is sent to operator's front device, to make described operator front device send business tine according to described user request information to described bank preposing device, described business tine comprises number resource, mobile terminal type information and communication service information;
User withholds interface, sends advance deposit freeze request, with the advance deposit making described bank background apparatus freeze described user for the target service content selected from described business tine according to user to bank's background apparatus;
Reconciliation file interface, for receive that described bank background apparatus returns freeze successful information after user profile is sent to described operator front device, to provide and deliver mobile terminal to described user to make described operator front device.
Another aspect of the embodiment of the present invention is to provide a kind of operator front device, comprising:
Numerical selection interface, for receiving the user request information that bank preposing device sends; Send business tine according to described user request information to described bank preposing device, described business tine comprises number resource;
Service package interface, for receiving the user request information that bank preposing device sends; Send business tine according to described user request information to described bank preposing device, described business tine comprises mobile terminal type information and communication service information;
Information submits interface to, for receive described bank preposing device receive that bank's background apparatus returns freeze successful information after the user profile that sends; To provide and deliver mobile terminal to described user.
Another aspect of the embodiment of the present invention is to provide a kind of bank background apparatus, comprising:
Receiver module, for receiving the advance deposit freeze request that bank preposing device sends according to the target service content that user is selected from business tine;
Freeze module, for freezing the advance deposit of described user.
Another aspect of the embodiment of the present invention is to provide a kind of operator front device, comprising:
Numerical selection interface, for receiving the solicited message of user's input; According to described request information display service content, described business tine comprises number resource;
Service package interface, for receiving the solicited message of user's input; According to described request information display service content, described business tine comprises mobile terminal type information and communication service information;
Information submits interface to, sends advance deposit freeze request, with the advance deposit making bank's background apparatus freeze described user for the target service content selected from described business tine according to described user to bank preposing device; Reception is freezed the backward described user of successful information and to be provided and delivered mobile terminal.
Another aspect of the embodiment of the present invention is to provide a kind of mobile terminal and purchases and management system, comprises described bank preposing device, described operator's front device, described bank's background apparatus, and described operator background apparatus.
Another aspect of the embodiment of the present invention is to provide a kind of mobile terminal and purchases and management system, comprises described bank preposing device, described operator's front device, described bank's background apparatus, and described operator background apparatus.
The mobile terminal that the embodiment of the present invention provides is purchased and management method and device, by user's select target business tine on the bank preposing device of bank outlets, bank preposing device is made to send advance deposit freeze request to bank's background apparatus, with the advance deposit making bank's background apparatus freeze user, using the advance deposit of user as guarantee, user does not need disposable payment predetermined dollar value just can obtain mobile terminal, also wait in line business handling without the need to the business hall in operator, improve the efficiency that user obtains mobile terminal.
Accompanying drawing explanation
Fig. 1 purchases and management method process flow diagram for the mobile terminal that the embodiment of the present invention provides;
Fig. 2 purchases the structural drawing with management system for the mobile terminal that the embodiment of the present invention provides;
Fig. 3 purchases and management method process flow diagram for the mobile terminal that the embodiment of the present invention provides;
The advance deposit method process flow diagram that thaws that Fig. 4 provides for another embodiment of the present invention;
User's Treatment for Default method flow diagram that Fig. 5 provides for another embodiment of the present invention;
The reconciliation process flow figure that Fig. 6 provides for another embodiment of the present invention;
The reconciliation process flow figure that Fig. 7 provides for another embodiment of the present invention;
The reconciliation process flow figure that Fig. 8 provides for another embodiment of the present invention;
Fig. 9 purchases and management method process flow diagram for the mobile terminal that another embodiment of the present invention provides;
Figure 10 purchases and management method process flow diagram for the mobile terminal that another embodiment of the present invention provides;
Figure 11 purchases and management method process flow diagram for the mobile terminal that another embodiment of the present invention provides;
Figure 12 purchases and management method process flow diagram for the mobile terminal that another embodiment of the present invention provides;
Figure 13 to expire process flow figure for User Agreement that another embodiment of the present invention provides;
The structural drawing of the bank preposing device that Figure 14 provides for the embodiment of the present invention;
The structural drawing of operator's front device that Figure 15 provides for the embodiment of the present invention;
The structural drawing of bank's background apparatus that Figure 16 provides for the embodiment of the present invention;
The structural drawing of bank's background apparatus that Figure 17 provides for another embodiment of the present invention.
Embodiment
Fig. 1 purchases and management method process flow diagram for the mobile terminal that the embodiment of the present invention provides; Fig. 2 purchases the structural drawing with management system for the mobile terminal that the embodiment of the present invention provides; Fig. 3 purchases and management method process flow diagram for the mobile terminal that the embodiment of the present invention provides.The embodiment of the present invention buys mobile terminal for user, and handling communication service is all handled by the business personnel of operator, and provide mobile terminal to purchase and management method, the method concrete steps are as follows:
User request information is sent to operator's front device by step S101, bank preposing device, to make described operator front device send business tine according to described user request information to described bank preposing device, described business tine comprises number resource, mobile terminal type information and communication service information;
There are cooperative relationship in bank outlets in the embodiment of the present invention and operator, as shown in Figure 2, bank outlets are provided with bank preposing device 1 and bank's background apparatus 3, bank preposing device 1 is for providing user service interface, receive user operation commands or display users service needs, bank's background apparatus 3 is for the treatment of the internal services request of bank preposing device 1.Operator site is provided with operator's front device 2 and operator's background apparatus 4, and operator's front device 2 is for receiving user operation commands or display information on services, and operator's background apparatus 4 is for the treatment of the internal services request of operator's front device 2.Bank preposing device 1 is connected by external network with operator front device 2, and carries out external communication, and bank preposing device 1 is connected by internal network with bank background apparatus 3, and it is mutual to carry out bank's internal data; Operator's front device 2 is connected by internal network with operator background apparatus 4, and it is mutual to carry out operator's internal data.External network comprises internet, outside special line; Internal network comprises LAN (Local Area Network), inner special line.
Bank preposing device 1 comprises that user exports interface 11 back, user withholds interface 12 and reconciliation file interface 13; Bank's background apparatus 3 is exported advance deposit freeze request that interface 11 produces or promise breaking information back according to user and is carried out advance deposit to user account and thaw and break a contract and withhold; Bank's background apparatus 3 carries out advance deposit to user account thaw according to user's advance deposit request of thawing that interface 12 produces of withholing; Reconciliation file interface 13 is for generating reconciliation file.Operator's front device 2 comprises numerical selection interface 21, service package interface 22 and information and submits interface 23 to; Numerical selection interface 21 provides the number resource stored in operator's background apparatus 4 to bank preposing device 1, service package interface 22 provides the service package stored in operator's background apparatus 4 to bank preposing device 1, information submits to interface 23 for sending business information to operator's background apparatus 4, receives and storage service information for operator's background apparatus 4.
User arrives bank outlets and operates the service button on bank preposing device 1, user operation or user command are converted to user request information by bank preposing device 1, and user request information is sent to operator's front device 2, business tine is sent on bank preposing device 1 by operator's front device 2, and business tine comprises number resource, mobile terminal type information and communication service information for user's optional m igration termination number, mobile terminal model and the packaged service that communicates.
Step S102, described bank preposing device send advance deposit freeze request, with the advance deposit making described bank background apparatus freeze described user according to the target service content that user is selected from described business tine to bank's background apparatus;
User is on bank preposing device 1 after selected target business tine and mobile terminal number, mobile terminal model and the packaged service that communicates, bank preposing device 1 sends advance deposit freeze request to bank's background apparatus 3, bank's background apparatus 3 determines the amount of money that target service content is corresponding, and freezes the corresponding amount of money from the deposit of user.
After what step S103, described bank preposing device received that described bank background apparatus returns freeze successful information, user profile is sent to described operator front device, to provide and deliver mobile terminal to described user to make described operator front device.
Bank's background apparatus 3 freezes successfully backward bank preposing device 1 and returns and freeze successful information, user profile is sent to operator's front device 2 after receiving and freezing successful information by bank preposing device 1, and user profile specifically comprises address name, ID (identity number) card No., telephone number, deposit are freezed serial number, type, set meal and freeze the amount of money.Operator's front device 2 opens mobile terminal number for user, opens the communication packaged service that user selects, and to provide and deliver mobile terminal for user.
The method of above-mentioned steps S101-S103 to be user in bank outlets obtain mobile terminal, more specifically flow process can step as shown in Figure 3:
Step S200, user's numerical selection, determine type and service package;
User is selected mobile terminal number, mobile terminal model and the packaged service that communicates on bank preposing device 1.
Step S201, user sign tripartite arrangement;
After user's numerical selection, determining that type and service package terminate, bank preposing device 1 shows tripartite arrangement, this tripartite arrangement is specially user, agreement between bank and operator, and user signs after determining tripartite arrangement content.In addition, user signs tripartite arrangement and also can have been instructed by bank cashier at bank counter.
Step S202, bank's background apparatus freeze advance deposit;
After user signs tripartite arrangement, bank preposing device 1 sends advance deposit freeze request to bank's background apparatus 3, and bank's background apparatus 3 freezes advance deposit.
User profile is sent to operator's front device by step S203, bank preposing device;
Whether step S204, operator's background apparatus authentication of users information are passed through;
If the record of operator's background apparatus 4 not this user profile, then store this user profile; If stored the partial information in user profile in operator's background apparatus 4, then verify that whether the partial information stored is consistent with the user profile that bank preposing device 1 sends; If consistent, then perform step S206, otherwise perform step S205.
Step S205, bank's background apparatus inquiry reason;
The checking that bank's background apparatus 3 feeds back according to operator's background apparatus 4 does not pass through information inquiry reason.
Whether step S206, user reaffirm;
If user reaffirms, then perform step S208, otherwise perform step S207.
Step S207, bank's background apparatus thaw advance deposit;
Step S208, operator's background apparatus open card;
Step S209, operator's background apparatus dispensing mobile terminal;
Step S210, end.
Freezing the time limit in the embodiment of the present invention is preferably 26 months.
The embodiment of the present invention is by user's select target business tine on the bank preposing device of bank outlets, bank preposing device is made to send advance deposit freeze request to bank's background apparatus, with the advance deposit making bank's background apparatus freeze user, using the advance deposit of user as guarantee, user does not need disposable payment predetermined dollar value just can obtain mobile terminal, also wait in line business handling without the need to the business hall in operator, improve the efficiency that user obtains mobile terminal.
The advance deposit method process flow diagram that thaws that Fig. 4 provides for another embodiment of the present invention.On the basis of above-described embodiment, also comprise: described bank preposing device receives the thawing request of advance deposit that described operator front device sends, the request of thawing of described advance deposit be described operator front device receive that operator's background apparatus sends opening an account before after promise breaking information or agreement expiration notice to the information of described bank preposing device transmission; The described advance deposit request of thawing is sent to described bank background apparatus by described bank preposing device, to thaw the advance deposit of described user to make described bank background apparatus.
As shown in Figure 4, the concrete steps of advance deposit method of thawing are as follows:
Step S400, operator's front device send the advance deposit request of thawing;
Operator's background apparatus 4 detects user's violations, and scan protocols expires user, when operator's background apparatus 4 detects that user breaks a contract before opening an account, or at the end of the term of agreement of user's signing, promise breaking information or agreement expiration notice before opening an account to operator's front device 2 transmission, send the advance deposit request of thawing to bank preposing device 1 after promise breaking information or agreement expiration notice before operator's front device 2 receives and opens an account.
Step S401, the advance deposit request of thawing reach user and export interface back;
The advance deposit request of thawing is sent to user and exports interface 11 back by operator's front device 2.
Step S402, bank's background apparatus thaw the advance deposit of user;
User exports interface 11 back and the advance deposit request of thawing is sent to bank's background apparatus 3, and bank's background apparatus 3 thaws the advance deposit of user.
Step S403, bank's background apparatus return successful information of thawing;
Bank's background apparatus 3 successfully backward bank preposing device 1 that thaws returns successful information of thawing.
Step S404, end.
User's Treatment for Default method flow diagram that Fig. 5 provides for another embodiment of the present invention.On the basis of above-described embodiment, also comprise: described bank preposing device receives the promise breaking information that described operator front device sends; Described promise breaking information is sent to described bank background apparatus by described bank preposing device, to make described bank background apparatus deduct penalty from the advance deposit of described user, and the remaining advance deposit that thaws; Described bank preposing device penalty is deducted information and the residue advance deposit information of thawing sends to described operator front device.
As shown in Figure 5, user's Treatment for Default method concrete steps are as follows:
Step S501, operator's background apparatus judge user's violations;
User's violations that operator's background apparatus 4 judges comprise three classes: in promise breaking before dispensing mobile terminal, dispensing mobile terminal 7 days, promise breaking and dispensing mobile terminal were broken a contract after 7 days.
If promise breaking before user's violations dispensing mobile terminal, then perform step S502;
If user's violations dispensing mobile terminal was broken a contract in 7 days, then perform step S506;
If user's violations dispensing mobile terminal was broken a contract after 7 days, then perform step S509.
Step S502, operator's front device send the advance deposit request of thawing;
Operator's front device 2 sends the advance deposit request of thawing to bank preposing device 1.
Step S503, the advance deposit request of thawing are sent to user and export interface back;
User exports interface 11 back and sends the advance deposit request of thawing to bank's background apparatus 3.
Step S504, bank's background apparatus thaw user's advance deposit;
Bank's background apparatus 3 thaws user's advance deposit.
Step S505, bank's background apparatus return successful information of thawing;
Bank's background apparatus 3 is exported interface 11 back to user and is returned successful information of thawing, and terminates.
Step S506, collect the telephone expenses of generation;
Operator's background apparatus 4 collects the telephone expenses that user produced in 7 days.
Step S507, withdrawal mobile terminal;
Operator's background apparatus regains mobile terminal.
Step S508, user confirm;
User signs confirmation.
Step S509, operator background apparatus scanning promise breaking user;
Operator's background apparatus 4 scans all users meeting dispensing mobile terminal and break a contract afterwards for 7 days.
Step S510, operator's background apparatus generate promise breaking user inventory;
Operator's background apparatus 4 generates promise breaking user inventory according to the promise breaking user of scanning, and promise breaking user inventory specifically comprises promise breaking user profile, and the promise breaking amount of money of correspondence.
User's inventory is sent to user and exports interface back by step S511, operator's front device;
User's inventory is sent to user and exports interface 11 back by operator's front device 2.
Step S512, bank's background apparatus put penalty under operator account;
User exports interface 11 back and user's inventory is sent to bank's background apparatus 3, and bank's background apparatus 3 puts penalty under operator account.
Step S513, bank's background apparatus thaw the remaining advance deposit of user;
Bank's background apparatus 3 thaws the remaining advance deposit of user.
Step S514, bank preposing device penalty are deducted information and the residue advance deposit information of thawing sends to operator's front device;
Bank preposing device 1 penalty is deducted information and the residue advance deposit information of thawing sends to operator's front device 2.
Step S515, bank preposing device and operator's front device respectively penalty are deducted information and the residue advance deposit information of thawing sends to user;
Step S516, end.
The reconciliation process flow figure that Fig. 6 provides for another embodiment of the present invention; The reconciliation process flow figure that Fig. 7 provides for another embodiment of the present invention; The reconciliation process flow figure that Fig. 8 provides for another embodiment of the present invention.On the basis of above-described embodiment, also comprise: described bank preposing device sends advance deposit to described operator front device and freezes record, freezes record carry out reconciliation to make operator's background apparatus according to described advance deposit; Or described bank preposing device sends advance deposit to described operator front device and to thaw record, carry out reconciliation to make operator's background apparatus according to the described advance deposit record that thaws; Or described bank preposing device sends money transfer records to described operator front device, carries out reconciliation to make operator's background apparatus according to described money transfer records.
Figure 6 shows that bank and operator freeze the reconciliation of recording to advance deposit, Figure 7 shows that bank and operator to thaw the reconciliation of recording to advance deposit, Figure 8 shows that bank and operator are to the reconciliation of money transfer records.
As shown in Figure 6, reconciliation disposal route concrete steps are as follows:
Advance deposit is freezed record and is sent to operator's front device by step S601, reconciliation file interface;
After bank's background apparatus 3 returns freeze successful information to bank preposing device 1, storage advance deposit is freezed record by reconciliation file interface 13, and this advance deposit freezes that record specifically comprises address name, ID (identity number) card No., deposit are freezed serial number and freeze the amount of money.When bank and operator carry out reconciliation, advance deposit is freezed record and is sent to operator's front device 2 by reconciliation file interface 13.
Step S602, operator's background apparatus carry out consistance judgement;
Operator's background apparatus 4 freezes record according to the advance deposit that user's advance deposit that this locality stores freezes to record and reconciliation file interface 13 sends and carries out consistance judgement.
Whether step S603, judged result be consistent;
If judged result is inconsistent, then perform step S605;
If judged result is consistent, then perform step S604.
Step S604, operator's background apparatus send consensus information;
Whether step S605, operator's background apparatus make mistakes;
If operator's background apparatus 4 is made mistakes, then perform step S607, otherwise, perform step S606.
Step S606, bank's background apparatus inquiry reason, amendment record information;
Step S607, operator's background apparatus inquiry reason, amendment record information.
As shown in Figure 7, reconciliation disposal route concrete steps are as follows:
Step S701, the reconciliation file interface record that thawed by advance deposit is sent to operator's front device;
After bank's background apparatus 3 returns to bank preposing device 1 successful information of thawing, storage advance deposit thaws record by reconciliation file interface 13, and this advance deposit thaws, and record specifically comprises address name, ID (identity number) card No., deposit are freezed serial number and freeze the amount of money.When bank and operator carry out reconciliation, reconciliation file interface 13 record that thawed by advance deposit is sent to operator's front device 2.
Step S702, operator's background apparatus judge that advance deposit thaws and record whether meet thawing condition;
Operator's background apparatus 4 judges that advance deposit thaws and records whether meet thawing condition; If meet, perform step S703, if do not meet, perform step S704.
Step S703, operator's background apparatus send consensus information;
Step S704, bank's background apparatus inquiry reason;
Step S705, bank's background apparatus continue to freeze advance deposit;
Step S706, bank preposing device send and freeze advance deposit information.
As shown in Figure 8, reconciliation disposal route concrete steps are as follows:
Money transfer records is sent to operator's front device by step S801, reconciliation file interface;
After bank's background apparatus 3 puts fund under operator account, reconciliation file interface 13 generates money transfer records, and when bank and operator carry out reconciliation, money transfer records is sent to operator's front device 2 by reconciliation file interface 13.
Step S802, operator's background apparatus judge that whether money transfer records is consistent to account record with the fund of this locality;
After operator's account receives the fund that bank's background apparatus 3 puts under, operator's background apparatus generates local fund to account record, when bank and operator carry out reconciliation, operator's background apparatus 4 judges that whether money transfer records is consistent to account record with the fund of this locality.If consistent, then perform step S803, otherwise perform step S804.
Step S803, operator's background apparatus send consensus information;
Step S804, bank's background apparatus or reconciliation file interface are made mistakes;
If bank's background apparatus 3 or reconciliation file interface 13 are made mistakes, then perform step S806; Otherwise, perform step S805.
Step S805, operator and bank hold consultation;
If step S806 bank background apparatus is withholdd, the non-record of reconciliation file interface, then account file interface amendment record information;
If step S807 bank background apparatus is not withholdd, then bank's background apparatus reduces user's penalty;
Step S808, bank's background apparatus put penalty under operator account.
Embodiments provide the treatment scheme of the treatment scheme of the advance deposit that thaws, promise breaking information, and between bank and operator, carry out the treatment scheme of reconciliation, improve mobile terminal and purchase the reliability with management system.
Fig. 9 purchases and management method process flow diagram for the mobile terminal that another embodiment of the present invention provides.As shown in Figure 9, mobile terminal is purchased with the concrete steps of management method as follows:
Step S901, operator's front device receive the user request information that bank preposing device sends;
Step S902, described operator front device send business tine according to described user request information to described bank preposing device, and described business tine comprises number resource, mobile terminal type information and communication service information;
Step S903, described operator front device receive described bank preposing device receive that bank's background apparatus returns freeze successful information after the user profile that sends;
Step S904, described operator front device to be provided and delivered mobile terminal to described user.
In embodiments of the present invention, numerical selection interface 21 shows the number resource stored in operator's background apparatus 4, service package interface 22 shows the service package stored in operator's background apparatus 4, implementation in the embodiment that the concrete implementation of above-mentioned steps S901-S904 is corresponding with Fig. 1 and Fig. 3 is consistent, repeats no more herein.
The embodiment of the present invention is by user's select target business tine on the bank preposing device of bank outlets, bank preposing device is made to send advance deposit freeze request to bank's background apparatus, with the advance deposit making bank's background apparatus freeze user, using the advance deposit of user as guarantee, user does not need disposable payment predetermined dollar value just can obtain mobile terminal, also wait in line business handling without the need to the business hall in operator, improve the efficiency that user obtains mobile terminal.
On the embodiment basis that Fig. 9 is corresponding, also comprise: before described operator front device receives opening an account of operator's background apparatus transmission, after promise breaking information or agreement expiration notice, send the advance deposit request of thawing to described bank preposing device.
The detailed process that advance deposit thaws is consistent with the implementation of Fig. 4, repeats no more herein.
On the embodiment basis that Fig. 9 is corresponding, also comprise: described operator front device sends promise breaking information to described bank preposing device; Described operator front device receives penalty deduction information that described bank preposing device sends and residue advance deposit thaws information.
To the processing procedure of user's violations and the implementation of Fig. 5 consistent, repeat no more herein.
On the embodiment basis that Fig. 9 is corresponding, also comprise: the advance deposit that described operator front device receives the transmission of described bank preposing device freezes record, and described advance deposit is freezed record send to operator's background apparatus, freeze record to make described operator background apparatus according to described advance deposit and carry out reconciliation; Or
Described operator front device receives the advance deposit that described bank preposing device sends and to thaw record, and the record that thawed by described advance deposit sends to operator's background apparatus, carries out reconciliation to make described operator background apparatus according to the described advance deposit record that thaws; Or
Described operator front device receives the money transfer records that described bank preposing device sends, and described money transfer records is sent to operator's background apparatus, carries out reconciliation to make described operator background apparatus according to described money transfer records.
The implementation that bank and operator carry out the process of reconciliation process and Fig. 6-8 is consistent, repeats no more herein.
Embodiments provide the treatment scheme of the treatment scheme of the advance deposit that thaws, promise breaking information, and between bank and operator, carry out the treatment scheme of reconciliation, improve mobile terminal and purchase the reliability with management system.
Figure 10 purchases and management method process flow diagram for the mobile terminal that another embodiment of the present invention provides.As shown in Figure 10, mobile terminal is purchased with the concrete steps of management method as follows:
Step S1001, bank's background apparatus receive the advance deposit freeze request that bank preposing device sends according to the target service content that user is selected from business tine;
Step S1002, described bank background apparatus freeze the advance deposit of described user.
Implementation in the embodiment that above-mentioned steps S1001 is corresponding with Fig. 1 and Fig. 3 with the concrete implementation of S1002 is consistent, repeats no more herein.
The embodiment of the present invention is by user's select target business tine on the bank preposing device of bank outlets, bank preposing device is made to send advance deposit freeze request to bank's background apparatus, with the advance deposit making bank's background apparatus freeze user, using the advance deposit of user as guarantee, user does not need disposable payment predetermined dollar value just can obtain mobile terminal, also wait in line business handling without the need to the business hall in operator, improve the efficiency that user obtains mobile terminal.
On the embodiment basis that Figure 10 is corresponding, also comprise: described bank background apparatus receives the thawing request of advance deposit that described bank preposing device sends, the request of thawing of described advance deposit be described operator front device receive that operator background apparatus sends opening an account before after promise breaking information or agreement expiration notice to the information of described bank preposing device transmission; Described bank background apparatus thaws the advance deposit of described user.
The detailed process that advance deposit thaws is consistent with the implementation of Fig. 4, repeats no more herein.
On the embodiment basis that Figure 10 is corresponding, also comprise: described bank background apparatus receives the promise breaking information that described bank preposing device sends; Described bank background apparatus deducts penalty from the advance deposit of described user, and the remaining advance deposit that thaws.
To the processing procedure of user's violations and the implementation of Fig. 5 consistent, repeat no more herein.
Figure 11 purchases and management method process flow diagram for the mobile terminal that another embodiment of the present invention provides; Figure 12 purchases and management method process flow diagram for the mobile terminal that another embodiment of the present invention provides.As shown in figure 11, mobile terminal is purchased with the concrete steps of management method as follows:
Step S1101, operator's front device receive the solicited message of user's input;
As shown in Figure 2, user arrives operator site and operates the service button on operator's front device 2, and user operation or user command are converted to solicited message by operator's front device 2.
Step S1102, described operator front device are according to described request information display service content, and described business tine comprises number resource, mobile terminal type information and communication service information;
Operator's front device 2 supplies user's optional m igration termination number, mobile terminal model and the packaged service that communicates according to solicited message display number resource, mobile terminal type information and communication service information.
Step S1103, described operator front device send advance deposit freeze request, with the advance deposit making bank's background apparatus freeze described user according to the target service content that described user is selected from described business tine to bank preposing device;
User is on operator's front device 2 after selected target business tine and mobile terminal number, mobile terminal model and the packaged service that communicates, advance deposit freeze request is sent to bank preposing device 1, advance deposit freeze request is sent to bank's background apparatus 3 by bank preposing device 1, bank's background apparatus 3 determines the amount of money that target service content is corresponding, and freezes the corresponding amount of money from the deposit of user.
Step S1104, described operator front device receive and freeze the backward described user of successful information and to provide and deliver mobile terminal.
Bank's background apparatus 3 freezes successfully backward bank preposing device 1 and returns and freeze successful information, bank preposing device 1 will freeze successful information and return to operator's front device 2, operator's front device 2 opens mobile terminal number for user, open the communication packaged service that user selects, and to provide and deliver mobile terminal for user.
The method of above-mentioned steps S1101-S1104 to be user in operator site obtain mobile terminal, more specifically flow process can step as shown in Figure 12:
Step S1200, user's numerical selection, determine type and service package;
User is selected mobile terminal number, mobile terminal model and the packaged service that communicates on operator's front device 2.
Step S1201, user sign tripartite arrangement;
After user's numerical selection, determining that type and service package terminate, operator's front device 2 shows tripartite arrangement, this tripartite arrangement is specially user, agreement between bank and operator, and user signs after determining tripartite arrangement content.In addition, user signs tripartite arrangement and also can have been instructed by operator salesman.
Advance deposit freeze request is sent to user and withholds interface by step S1202, operator's front device;
After user signs tripartite arrangement, advance deposit freeze request is sent to user and withholds interface 12 by operator's front device 2.
Step S1203, bank's background apparatus freeze user's advance deposit;
Advance deposit freeze request is sent to bank's background apparatus 3 by user's interface 12 of withholing, and freezes user's advance deposit to make bank's background apparatus 3.
Step S1204, user confirm that advance deposit freezes;
After bank's background apparatus 3 freezes the success of user's advance deposit, send to bank preposing device 1 and freeze successful information, bank preposing device 1 will freeze successful information and send to operator's front device 2, by operator's front device 2, user confirms that advance deposit freezes.
Step S1205, operator's background apparatus open mobile terminal number and the packaged service that communicates;
Advance deposit freezes successfully, and operator's background apparatus 4 opens mobile terminal number and the packaged service that communicates for user.
Step S1206, user pay minimum communication advance deposit and Ka Fei;
Step S1207, operator's front device dispensing mobile terminal;
Step S1208, end.
Freezing the time limit in the embodiment of the present invention is preferably 30 months.
The embodiment of the present invention is by user's select target business tine on the bank preposing device of bank outlets, bank preposing device is made to send advance deposit freeze request to bank's background apparatus, with the advance deposit making bank's background apparatus freeze user, using the advance deposit of user as guarantee, user does not need disposable payment predetermined dollar value just can obtain mobile terminal, also wait in line business handling without the need to the business hall in operator, improve the efficiency that user obtains mobile terminal.
On the embodiment basis that Figure 11 is corresponding, also comprise: promise breaking information before what described operator front device received that operator's background apparatus sends opening an account, and according to described in open an account before promise breaking information send the advance deposit request of thawing to described bank preposing device; Or promise breaking information in the intended duration that front device reception operator of described operator background apparatus sends, and collect communication cost and described mobile terminal according to promise breaking information in described intended duration to described user; Or described operator front device receives intended duration that operator's background apparatus sends and to break a contract outward information, and sends promise breaking information according to described intended duration outer promise breaking information to described bank preposing device.
As shown in Figure 5, operator's background apparatus 4 judges user's violations, and user's violations comprise three classes: in promise breaking before dispensing mobile terminal, dispensing mobile terminal 7 days, promise breaking and dispensing mobile terminal were broken a contract after 7 days.If user breaks a contract before opening an account, then operator's front device 2 sends the advance deposit request of thawing to bank preposing device 1, performs advance deposit and to thaw flow process.If user's promise breaking in dispensing mobile terminal 7 days, then operator's front device 2 is collected the communication cost in 7 days to user and is regained mobile terminal.If user breaks a contract after 7 days at dispensing mobile terminal, then operator's front device 2 sends promise breaking information to bank preposing device 1, for the embodiment step that the processing procedure of user's violations is concrete as corresponding in Fig. 5, repeats no more herein.
Figure 13 to expire process flow figure for User Agreement that another embodiment of the present invention provides.On the embodiment basis that Figure 11 is corresponding, also comprise: described operator front device receives the agreement expiration notice that described operator background apparatus sends; Described operator front device sends the advance deposit request of thawing according to described agreement expiration notice to described bank preposing device, to thaw the advance deposit of described user to make bank's background apparatus.
As shown in figure 13, the User Agreement disposal route concrete steps that expire are as follows:
Step S1301, operator's background apparatus scan protocols expire user;
When user's advance deposit freeze the time limit at the end of, in above-described embodiment user signature tripartite arrangement expire, agreement expire user by operator's background apparatus 4 scan obtain.
Step S1302, judge whether the user that expires has arrearage record;
Operator's background apparatus 4 judges whether the user that expires has arrearage record, if the user that expires has arrearage record, then performs step S1309, otherwise performs step S1303.
Step S1303, operator's background apparatus generate without defaulting subscriber's inventory;
Operator's background apparatus 4 statistics expire not have in user arrearage record without defaulting subscriber's inventory.
Step S1304, operator's front device will send to user to export interface back without defaulting subscriber's inventory;
Step S1305, user export interface back and send the advance deposit request of thawing to bank's background apparatus;
User exports interface 11 back and sends the advance deposit request of thawing to bank's background apparatus 3, and request is thawed without the advance deposit of user in defaulting subscriber's inventory.
Step S1306, bank's background apparatus thaw user's advance deposit;
Step S1307, bank's background apparatus or operator's background apparatus notify that user's advance deposit thaws;
Bank's background apparatus 3 thaws after user's advance deposit and returns successful information of thawing, and bank's background apparatus 3 or operator's background apparatus 4 SMS notification user advance deposit thaw.
Step S1308, end;
Step S1309, operator's background apparatus generate defaulting subscriber's inventory;
Operator's background apparatus 4 adds up the defaulting subscriber's inventory having arrearage record in the user that expires.
Step S1310, operator's background apparatus send note to user, and reminding user is paid the fees;
Operator's background apparatus 4 sends note to the user in defaulting subscriber's inventory, and reminding user is paid the fees.
Step S1311, subscriber payment.
After user pays corresponding arrearage, operator's background apparatus 4 continues scan protocols and to expire user, and add up agreement expire not have in user arrearage record without defaulting subscriber's inventory, and have defaulting subscriber's inventory of arrearage record.
The structural drawing of the bank preposing device that Figure 14 provides for the embodiment of the present invention.The bank preposing device that the embodiment of the present invention provides can perform mobile terminal and purchase the treatment scheme provided with management method embodiment, as shown in figure 14, bank preposing device 1 comprises user and exports interface 11 back, user withholds interface 12 and reconciliation file interface 13, wherein, user exports interface 11 back for user request information is sent to operator's front device, business tine is sent according to described user request information to described bank preposing device to make described operator front device, described business tine comprises number resource, mobile terminal type information and communication service information, user's interface 12 of withholing sends advance deposit freeze request, with the advance deposit making described bank background apparatus freeze described user for the target service content selected from described business tine according to user to bank's background apparatus, reconciliation file interface 13 for receive that described bank background apparatus returns freeze successful information after user profile is sent to described operator front device, to provide and deliver mobile terminal to described user to make described operator front device.
The embodiment of the present invention is by user's select target business tine on the bank preposing device of bank outlets, bank preposing device is made to send advance deposit freeze request to bank's background apparatus, with the advance deposit making bank's background apparatus freeze user, using the advance deposit of user as guarantee, user does not need disposable payment predetermined dollar value just can obtain mobile terminal, also wait in line business handling without the need to the business hall in operator, improve the efficiency that user obtains mobile terminal.
On the embodiment basis that Figure 14 is corresponding, user exports interface 11 back also for receiving the thawing request of advance deposit that described operator front device sends, the request of thawing of described advance deposit be described operator front device receive that operator's background apparatus sends opening an account before after promise breaking information or agreement expiration notice to the information of described bank preposing device transmission; The described advance deposit request of thawing is sent to described bank background apparatus, to thaw the advance deposit of described user to make described bank background apparatus.
User exports interface 11 back also for receiving the promise breaking information that described operator front device sends; Described promise breaking information is sent to described bank background apparatus, to make described bank background apparatus deduct penalty from the advance deposit of described user, and the remaining advance deposit that thaws; Penalty is deducted information and remain the advance deposit information of thawing and send to described operator front device.
Reconciliation file interface 13 freezes record specifically for sending advance deposit to described operator front device, freezes record carry out reconciliation to make operator's background apparatus according to described advance deposit; Or send advance deposit to described operator front device to thaw record, carry out reconciliation to make operator's background apparatus according to the described advance deposit record that thaws; Or send money transfer records to described operator front device, carry out reconciliation to make operator's background apparatus according to described money transfer records.
The bank preposing device that the embodiment of the present invention provides can specifically for performing the embodiment of the method that above-mentioned Fig. 1 provides, and concrete function repeats no more herein.
Embodiments provide the treatment scheme of the treatment scheme of the advance deposit that thaws, promise breaking information, and between bank and operator, carry out the treatment scheme of reconciliation, improve mobile terminal and purchase the reliability with management system.
The structural drawing of operator's front device that Figure 15 provides for the embodiment of the present invention.Operator's front device that the embodiment of the present invention provides can perform mobile terminal and purchase the treatment scheme provided with management method embodiment, as shown in figure 15, operator's front device 2 comprises numerical selection interface 21, service package interface 22 and information and submits interface 23 to, wherein, numerical selection interface 21 is for receiving the user request information of bank preposing device transmission; Send business tine according to described user request information to described bank preposing device, described business tine comprises number resource; The user request information that service package interface 22 sends for receiving bank preposing device; Send business tine according to described user request information to described bank preposing device, described business tine comprises mobile terminal type information and communication service information; Information submit to interface 23 for receive described bank preposing device receive that bank's background apparatus returns freeze successful information after the user profile that sends; To provide and deliver mobile terminal to described user.
The embodiment of the present invention is by user's select target business tine on the bank preposing device of bank outlets, bank preposing device is made to send advance deposit freeze request to bank's background apparatus, with the advance deposit making bank's background apparatus freeze user, using the advance deposit of user as guarantee, user does not need disposable payment predetermined dollar value just can obtain mobile terminal, also wait in line business handling without the need to the business hall in operator, improve the efficiency that user obtains mobile terminal.
On the embodiment basis that Figure 15 is corresponding, information submit to interface 23 also for receive that operator background apparatus sends open an account before send the advance deposit request of thawing to described bank preposing device after promise breaking information or agreement expiration notice.
Information submits interface 23 to also for sending promise breaking information to described bank preposing device; Receive penalty deduction information that described bank preposing device sends and residue advance deposit thaws information.
The advance deposit that information submits to interface 23 also to send for receiving described bank preposing device freezes record, and described advance deposit is freezed record sends to operator's background apparatus, freezes record carry out reconciliation to make described operator background apparatus according to described advance deposit; Or receive the advance deposit that described bank preposing device sends to thaw record, the record that thawed by described advance deposit sends to operator's background apparatus, carry out reconciliation to make described operator background apparatus according to the described advance deposit record that thaws; Or receive the money transfer records that described bank preposing device sends, described money transfer records is sent to operator's background apparatus, carries out reconciliation to make described operator background apparatus according to described money transfer records.
Operator's front device that the embodiment of the present invention provides can specifically for performing the embodiment of the method that above-mentioned Fig. 9 provides, and concrete function repeats no more herein.
Embodiments provide the treatment scheme of the treatment scheme of the advance deposit that thaws, promise breaking information, and between bank and operator, carry out the treatment scheme of reconciliation, improve mobile terminal and purchase the reliability with management system.
The structural drawing of bank's background apparatus that Figure 16 provides for the embodiment of the present invention.Bank's background apparatus that the embodiment of the present invention provides can perform mobile terminal and purchase the treatment scheme provided with management method embodiment, as shown in figure 16, bank's background apparatus 3 comprises receiver module 31 and freezes module 32, wherein, receiver module 31 is for receiving the advance deposit freeze request of bank preposing device foundation user target service content transmission selected from business tine; Freeze module 32 for freezing the advance deposit of described user.
The embodiment of the present invention is by user's select target business tine on the bank preposing device of bank outlets, bank preposing device is made to send advance deposit freeze request to bank's background apparatus, with the advance deposit making bank's background apparatus freeze user, using the advance deposit of user as guarantee, user does not need disposable payment predetermined dollar value just can obtain mobile terminal, also wait in line business handling without the need to the business hall in operator, improve the efficiency that user obtains mobile terminal.
The structural drawing of bank's background apparatus that Figure 17 provides for another embodiment of the present invention.On the embodiment basis that Figure 16 is corresponding, receiver module 31 also for receiving the thawing request of advance deposit that described bank preposing device sends, the request of thawing of described advance deposit be described operator front device receive that operator background apparatus sends opening an account before after promise breaking information or agreement expiration notice to the information of described bank preposing device transmission; Bank's background apparatus 3 also comprises module 33 of thawing, and module of thawing 33 is for the advance deposit of described user of thawing.
Receiver module 31 is also for receiving the promise breaking information that described bank preposing device sends; Bank's background apparatus 3 also comprises module 34 of withholing, and module of withholing 34 is for deducting penalty in the advance deposit from described user; Module of thawing 33 is also for the remaining advance deposit that thaws.
Bank's background apparatus that the embodiment of the present invention provides can specifically for performing the embodiment of the method that above-mentioned Figure 10 provides, and concrete function repeats no more herein.
Embodiments provide the treatment scheme of the treatment scheme of the advance deposit that thaws, promise breaking information, and between bank and operator, carry out the treatment scheme of reconciliation, improve mobile terminal and purchase the reliability with management system.
Operator's front device that the embodiment of the present invention provides can perform mobile terminal and purchase the treatment scheme provided with management method embodiment, operator's front device 2 that the embodiment of the present invention provides comprises numerical selection interface 21, service package interface 22 and information and submits interface 23 to, be with operator's front device 2 difference shown in Figure 15, the numerical selection interface 21 in the embodiment of the present invention is for receiving the solicited message of user's input; According to described request information display service content, described business tine comprises number resource; Service package interface 22 is for receiving the solicited message of user's input; According to described request information display service content, described business tine comprises mobile terminal type information and communication service information; Information submits to interface 23 to send advance deposit freeze request, with the advance deposit making bank's background apparatus freeze described user for the target service content selected from described business tine according to described user to bank preposing device; Reception is freezed the backward described user of successful information and to be provided and delivered mobile terminal.
The embodiment of the present invention is by user's select target business tine on the bank preposing device of bank outlets, bank preposing device is made to send advance deposit freeze request to bank's background apparatus, with the advance deposit making bank's background apparatus freeze user, using the advance deposit of user as guarantee, user does not need disposable payment predetermined dollar value just can obtain mobile terminal, also wait in line business handling without the need to the business hall in operator, improve the efficiency that user obtains mobile terminal.
On the basis of above-described embodiment, information submit to interface 23 also for receive that operator background apparatus sends open an account before promise breaking information, and according to described in open an account before promise breaking information send the advance deposit request of thawing to described bank preposing device; Or promise breaking information in the intended duration that reception operator background apparatus sends, and collect communication cost and described mobile terminal according to promise breaking information in described intended duration to described user; Or receive intended duration that operator background apparatus sends to break a contract outward information, and send promise breaking information according to described intended duration outer promise breaking information to described bank preposing device.
Information submits interface 23 to also for receiving the agreement expiration notice that described operator background apparatus sends; Send the advance deposit request of thawing according to described agreement expiration notice to described bank preposing device, to thaw the advance deposit of described user to make bank's background apparatus.
Operator's front device that the embodiment of the present invention provides can specifically for performing the embodiment of the method that above-mentioned Figure 11 provides, and concrete function repeats no more herein.
Embodiments provide the treatment scheme of the treatment scheme of the advance deposit that thaws, promise breaking information, and between bank and operator, carry out the treatment scheme of reconciliation, improve mobile terminal and purchase the reliability with management system.
The mobile terminal that the embodiment of the present invention provides is purchased and can be performed mobile terminal with management system and purchase the treatment scheme provided with management method embodiment, as shown in Figure 2, mobile terminal purchases the bank preposing device 1, operator's front device 2, bank's background apparatus 3 and the operator's background apparatus 4 that to comprise with management system in above-described embodiment.
The mobile terminal that the embodiment of the present invention provides is purchased and can be performed mobile terminal with management system and purchase the treatment scheme provided with management method embodiment.
In sum, the embodiment of the present invention is by user's select target business tine on the bank preposing device of bank outlets, bank preposing device is made to send advance deposit freeze request to bank's background apparatus, with the advance deposit making bank's background apparatus freeze user, using the advance deposit of user as guarantee, user does not need disposable payment predetermined dollar value just can obtain mobile terminal, waits in line business handling without the need to the business hall in operator yet, improves the efficiency that user obtains mobile terminal; Provide the treatment scheme of the treatment scheme of the advance deposit that thaws, promise breaking information, and between bank and operator, carry out the treatment scheme of reconciliation, improve mobile terminal and purchase the reliability with management system.
In several embodiment provided by the present invention, should be understood that, disclosed apparatus and method, can realize by another way.Such as, device embodiment described above is only schematic, such as, the division of described unit, be only a kind of logic function to divide, actual can have other dividing mode when realizing, such as multiple unit or assembly can in conjunction with or another system can be integrated into, or some features can be ignored, or do not perform.Another point, shown or discussed coupling each other or direct-coupling or communication connection can be by some interfaces, and the indirect coupling of device or unit or communication connection can be electrical, machinery or other form.
The described unit illustrated as separating component or can may not be and physically separates, and the parts as unit display can be or may not be physical location, namely can be positioned at a place, or also can be distributed in multiple network element.Some or all of unit wherein can be selected according to the actual needs to realize the object of the present embodiment scheme.
In addition, each functional unit in each embodiment of the present invention can be integrated in a processing unit, also can be that the independent physics of unit exists, also can two or more unit in a unit integrated.Above-mentioned integrated unit both can adopt the form of hardware to realize, and the form that hardware also can be adopted to add SFU software functional unit realizes.
The above-mentioned integrated unit realized with the form of SFU software functional unit, can be stored in a computer read/write memory medium.Above-mentioned SFU software functional unit is stored in a storage medium, comprising some instructions in order to make a computer equipment (can be personal computer, server, or the network equipment etc.) or processor (processor) perform the part steps of method described in each embodiment of the present invention.And aforesaid storage medium comprises: USB flash disk, portable hard drive, ROM (read-only memory) (Read-Only Memory, ROM), random access memory (Random Access Memory, RAM), magnetic disc or CD etc. various can be program code stored medium.
Those skilled in the art can be well understood to, for convenience and simplicity of description, only be illustrated with the division of above-mentioned each functional module, in practical application, can distribute as required and by above-mentioned functions and be completed by different functional modules, inner structure by device is divided into different functional modules, to complete all or part of function described above.The specific works process of the device of foregoing description, with reference to the corresponding process in preceding method embodiment, can not repeat them here.
Last it is noted that above each embodiment is only in order to illustrate technical scheme of the present invention, be not intended to limit; Although with reference to foregoing embodiments to invention has been detailed description, those of ordinary skill in the art is to be understood that: it still can be modified to the technical scheme described in foregoing embodiments, or carries out equivalent replacement to wherein some or all of technical characteristic; And these amendments or replacement, do not make the essence of appropriate technical solution depart from the scope of various embodiments of the present invention technical scheme.

Claims (30)

1. mobile terminal is purchased and a management method, it is characterized in that, comprising:
User request information is sent to operator's front device by bank preposing device, to make described operator front device send business tine according to described user request information to described bank preposing device, described business tine comprises number resource, mobile terminal type information and communication service information;
Described bank preposing device sends advance deposit freeze request, with the advance deposit making described bank background apparatus freeze described user according to the target service content that user is selected from described business tine to bank's background apparatus;
After what described bank preposing device received that described bank background apparatus returns freeze successful information, user profile is sent to described operator front device, to provide and deliver mobile terminal to described user to make described operator front device.
2. method according to claim 1, is characterized in that, also comprises:
Described bank preposing device receives the thawing request of advance deposit that described operator front device sends, the request of thawing of described advance deposit be described operator front device receive that operator's background apparatus sends opening an account before after promise breaking information or agreement expiration notice to the information of described bank preposing device transmission;
The described advance deposit request of thawing is sent to described bank background apparatus by described bank preposing device, to thaw the advance deposit of described user to make described bank background apparatus.
3. method according to claim 1, is characterized in that, also comprises:
Described bank preposing device receives the promise breaking information that described operator front device sends;
Described promise breaking information is sent to described bank background apparatus by described bank preposing device, to make described bank background apparatus deduct penalty from the advance deposit of described user, and the remaining advance deposit that thaws;
Described bank preposing device penalty is deducted information and the residue advance deposit information of thawing sends to described operator front device.
4. the method according to any one of claim 1-3, is characterized in that, also comprises:
Described bank preposing device sends advance deposit to described operator front device and freezes record, freezes record carry out reconciliation to make operator's background apparatus according to described advance deposit; Or
Described bank preposing device sends advance deposit to described operator front device and to thaw record, carries out reconciliation to make operator's background apparatus according to the described advance deposit record that thaws; Or
Described bank preposing device sends money transfer records to described operator front device, carries out reconciliation to make operator's background apparatus according to described money transfer records.
5. mobile terminal is purchased and a management method, it is characterized in that, comprising:
Operator's front device receives the user request information that bank preposing device sends;
Described operator front device sends business tine according to described user request information to described bank preposing device, and described business tine comprises number resource, mobile terminal type information and communication service information;
Described operator front device receive described bank preposing device receive that bank's background apparatus returns freeze successful information after the user profile that sends;
Described operator front device to be provided and delivered mobile terminal to described user.
6. method according to claim 5, is characterized in that, also comprises:
The advance deposit request of thawing is sent to described bank preposing device after promise breaking information or agreement expiration notice before described operator front device receives opening an account of operator's background apparatus transmission.
7. method according to claim 6, is characterized in that, also comprises:
Described operator front device sends promise breaking information to described bank preposing device;
Described operator front device receives penalty deduction information that described bank preposing device sends and residue advance deposit thaws information.
8. the method according to any one of claim 5-7, is characterized in that, also comprises:
Described operator front device receives the advance deposit that described bank preposing device sends and freezes record, and described advance deposit is freezed record sends to operator's background apparatus, freezes record carry out reconciliation to make described operator background apparatus according to described advance deposit; Or
Described operator front device receives the advance deposit that described bank preposing device sends and to thaw record, and the record that thawed by described advance deposit sends to operator's background apparatus, carries out reconciliation to make described operator background apparatus according to the described advance deposit record that thaws; Or
Described operator front device receives the money transfer records that described bank preposing device sends, and described money transfer records is sent to operator's background apparatus, carries out reconciliation to make described operator background apparatus according to described money transfer records.
9. mobile terminal is purchased and a management method, it is characterized in that, comprising:
Bank's background apparatus receives the advance deposit freeze request that bank preposing device sends according to the target service content that user is selected from business tine;
Described bank background apparatus freezes the advance deposit of described user.
10. method according to claim 9, is characterized in that, also comprises:
Described bank background apparatus receives the thawing request of advance deposit that described bank preposing device sends, the request of thawing of described advance deposit be described operator front device receive that operator background apparatus sends opening an account before after promise breaking information or agreement expiration notice to the information of described bank preposing device transmission;
Described bank background apparatus thaws the advance deposit of described user.
11. methods according to claim 10, is characterized in that, also comprise:
Described bank background apparatus receives the promise breaking information that described bank preposing device sends;
Described bank background apparatus deducts penalty from the advance deposit of described user, and the remaining advance deposit that thaws.
12. 1 kinds of mobile terminals are purchased and management method, it is characterized in that, comprising:
Operator's front device receives the solicited message of user's input;
Described operator front device is according to described request information display service content, and described business tine comprises number resource, mobile terminal type information and communication service information;
Described operator front device sends advance deposit freeze request, with the advance deposit making bank's background apparatus freeze described user according to the target service content that described user is selected from described business tine to bank preposing device;
Described operator front device receives and freezes the backward described user of successful information and to provide and deliver mobile terminal.
13. methods according to claim 12, is characterized in that, also comprise:
Promise breaking information before what described operator front device received that operator's background apparatus sends opening an account, and according to described in open an account before promise breaking information send the advance deposit request of thawing to described bank preposing device; Or
Promise breaking information in the intended duration that front device reception operator of described operator background apparatus sends, and collect communication cost and described mobile terminal according to promise breaking information in described intended duration to described user; Or
Described operator front device receives intended duration that operator's background apparatus sends and to break a contract outward information, and sends promise breaking information according to described intended duration outer promise breaking information to described bank preposing device.
14. methods according to claim 13, is characterized in that, also comprise:
Described operator front device receives the agreement expiration notice that described operator background apparatus sends;
Described operator front device sends the advance deposit request of thawing according to described agreement expiration notice to described bank preposing device, to thaw the advance deposit of described user to make bank's background apparatus.
15. 1 kinds of bank preposing devices, is characterized in that, comprising:
User exports interface back, for user request information is sent to operator's front device, to make described operator front device send business tine according to described user request information to described bank preposing device, described business tine comprises number resource, mobile terminal type information and communication service information;
User withholds interface, sends advance deposit freeze request, with the advance deposit making described bank background apparatus freeze described user for the target service content selected from described business tine according to user to bank's background apparatus;
Reconciliation file interface, for receive that described bank background apparatus returns freeze successful information after user profile is sent to described operator front device, to provide and deliver mobile terminal to described user to make described operator front device.
16. bank preposing devices according to claim 15, it is characterized in that, described user exports interface back also for receiving the thawing request of advance deposit that described operator front device sends, the request of thawing of described advance deposit be described operator front device receive that operator's background apparatus sends opening an account before after promise breaking information or agreement expiration notice to the information of described bank preposing device transmission; The described advance deposit request of thawing is sent to described bank background apparatus, to thaw the advance deposit of described user to make described bank background apparatus.
17. bank preposing devices according to claim 16, is characterized in that, described user exports interface back also for receiving the promise breaking information that described operator front device sends; Described promise breaking information is sent to described bank background apparatus, to make described bank background apparatus deduct penalty from the advance deposit of described user, and the remaining advance deposit that thaws; Penalty is deducted information and remain the advance deposit information of thawing and send to described operator front device.
18. bank preposing devices according to any one of claim 15-17, it is characterized in that, described reconciliation file interface freezes record specifically for sending advance deposit to described operator front device, freezes record carry out reconciliation to make operator's background apparatus according to described advance deposit; Or
Send advance deposit to described operator front device to thaw record, carry out reconciliation to make operator's background apparatus according to the described advance deposit record that thaws; Or
Send money transfer records to described operator front device, carry out reconciliation to make operator's background apparatus according to described money transfer records.
19. 1 kinds of operator's front devices, is characterized in that, comprising:
Numerical selection interface, for receiving the user request information that bank preposing device sends; Send business tine according to described user request information to described bank preposing device, described business tine comprises number resource;
Service package interface, for receiving the user request information that bank preposing device sends; Send business tine according to described user request information to described bank preposing device, described business tine comprises mobile terminal type information and communication service information;
Information submits interface to, for receive described bank preposing device receive that bank's background apparatus returns freeze successful information after the user profile that sends; To provide and deliver mobile terminal to described user.
20. operator according to claim 19 front devices, it is characterized in that, described information submit to interface also for receive that operator's background apparatus sends open an account before send the advance deposit request of thawing to described bank preposing device after promise breaking information or agreement expiration notice.
21. operator according to claim 20 front devices, is characterized in that, described information submits interface to also for sending promise breaking information to described bank preposing device; Receive penalty deduction information that described bank preposing device sends and residue advance deposit thaws information.
22. operator's front devices according to any one of claim 19-21, it is characterized in that, the advance deposit that described information submits to interface also to send for receiving described bank preposing device freezes record, and described advance deposit is freezed record send to operator's background apparatus, freeze record to make described operator background apparatus according to described advance deposit and carry out reconciliation; Or
Receive the advance deposit that described bank preposing device sends to thaw record, the record that thawed by described advance deposit sends to operator's background apparatus, carries out reconciliation to make described operator background apparatus according to the described advance deposit record that thaws; Or
Receive the money transfer records that described bank preposing device sends, described money transfer records is sent to operator's background apparatus, carries out reconciliation to make described operator background apparatus according to described money transfer records.
23. 1 kinds of bank's background apparatus, is characterized in that, comprising:
Receiver module, for receiving the advance deposit freeze request that bank preposing device sends according to the target service content that user is selected from business tine;
Freeze module, for freezing the advance deposit of described user.
24. bank according to claim 23 background apparatus, it is characterized in that, described receiver module also for receiving the thawing request of advance deposit that described bank preposing device sends, the request of thawing of described advance deposit be described operator front device receive that operator background apparatus sends opening an account before after promise breaking information or agreement expiration notice to the information of described bank preposing device transmission;
Described bank background apparatus also comprises:
To thaw module, for the advance deposit of described user of thawing.
25. bank according to claim 24 background apparatus, is characterized in that, described receiver module is also for receiving the promise breaking information that described bank preposing device sends;
Described bank background apparatus also comprises:
To withhold module, for deducting penalty in the advance deposit from described user;
Describedly thaw module also for the remaining advance deposit that thaws.
26. 1 kinds of operator's front devices, is characterized in that, comprising:
Numerical selection interface, for receiving the solicited message of user's input; According to described request information display service content, described business tine comprises number resource;
Service package interface, for receiving the solicited message of user's input; According to described request information display service content, described business tine comprises mobile terminal type information and communication service information;
Information submits interface to, sends advance deposit freeze request, with the advance deposit making bank's background apparatus freeze described user for the target service content selected from described business tine according to described user to bank preposing device; Reception is freezed the backward described user of successful information and to be provided and delivered mobile terminal.
27. operator according to claim 26 front devices, it is characterized in that, described information submit to interface also for receive that operator's background apparatus sends open an account before promise breaking information, and according to described in open an account before promise breaking information send the advance deposit request of thawing to described bank preposing device; Or
Promise breaking information in the intended duration that reception operator background apparatus sends, and collect communication cost and described mobile terminal according to promise breaking information in described intended duration to described user; Or
Receive intended duration that operator background apparatus sends to break a contract outward information, and send promise breaking information according to described intended duration outer promise breaking information to described bank preposing device.
28. operator according to claim 27 front devices, is characterized in that, described information submits interface to also for receiving the agreement expiration notice that described operator background apparatus sends; Send the advance deposit request of thawing according to described agreement expiration notice to described bank preposing device, to thaw the advance deposit of described user to make bank's background apparatus.
29. 1 kinds of mobile terminals are purchased and management system, it is characterized in that, comprise the bank preposing device as described in any one of claim 15-18, the operator's front device as described in any one of claim 19-22, the bank's background apparatus as described in any one of claim 23-25, and described operator background apparatus.
30. 1 kinds of mobile terminals are purchased and management system, it is characterized in that, comprise the bank preposing device as described in any one of claim 15-18, the operator's front device as described in any one of claim 26-28, the bank's background apparatus as described in any one of claim 23-25, and described operator background apparatus.
CN201510092259.8A 2015-03-02 2015-03-02 Mobile terminal purchasing and management method and device Pending CN104636913A (en)

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CN110298644A (en) * 2019-05-27 2019-10-01 阿里巴巴集团控股有限公司 Account recovery method, apparatus, server and readable storage medium storing program for executing
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