CN110264175A - Fund management system and method - Google Patents
Fund management system and method Download PDFInfo
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- CN110264175A CN110264175A CN201910557795.9A CN201910557795A CN110264175A CN 110264175 A CN110264175 A CN 110264175A CN 201910557795 A CN201910557795 A CN 201910557795A CN 110264175 A CN110264175 A CN 110264175A
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/08—Payment architectures
- G06Q20/10—Payment architectures specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems
- G06Q20/102—Bill distribution or payments
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/08—Payment architectures
- G06Q20/12—Payment architectures specially adapted for electronic shopping systems
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
- G06Q20/401—Transaction verification
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q30/00—Commerce
- G06Q30/06—Buying, selling or leasing transactions
- G06Q30/0601—Electronic shopping [e-shopping]
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Abstract
The invention discloses a kind of fund management systems, including supplement module, module of withdrawing deposit, consumption virtual product module, remaining sum with money and transfer the possession of module, freezing of funds module, deblocking of funds module and client terminal device, network module, server unit and database module；The disclosure of the present invention fund management method corresponding with above-mentioned fund management system；The present invention can solve the problem of the supplementing with money, enchashment, freeze, audit of clients fund in business system, administrative analysis, network operator can effectively manage multiple clients funds simultaneously, the mutual tube reason for realizing the fund between more clients, improves the efficiency of business system operation.
Description
Technical field
The present invention relates to data processing and management domain, in particular to a kind of fund management system and method.
Background technique
E-commerce is that it is simple with its, efficient, trans-regional etc. for the product of modern computer and internet technology
Advantage it is subtle change people's lives, as letter technology and digitalized network rapidly develop and universal, e-commerce
As the hot spot of current informatization research, the globalization of Internet, open characteristics, so that the electronics quotient based on Internet
Business achieves quick development.E-commerce refers to using electronic technology, network technology come a kind of movable business mould of developer
Formula.It is divided into narrow sense and broad sense, so-called special electronic commerce i.e. using Internet and by completing online transaction,
The main element being related to is user and businessman, and the e-commerce of broad sense will also relate to other than completing electronic transaction and cooperation
And electronic transaction and cooperation to businessman, manufacturer, businessman and bank, businessman and Delivery Co., Ltd etc., and use a network for
On-line analytical processing, settlement on networks, marketing decision.E-commerce is all friendships that both parties pass through that computer network is carried out
Easily activity, i.e., occur the transfer of material object commodity (such as clothes, household electrical appliance) ownership by transaction, or realizes service
The paid consumption of commodity, essence are exactly electronization, the networking of each link of trade activity, that is, utilize electronic information technology and meter
Calculation machine network is lived come the commercial affairs for solving expansion publicity, reducing cost, increasing value, creation business opportunity and sale product and provide service
It is dynamic.
Based on the above technical problem, the present invention provides a kind of internet electronic business system, using vendor terminal,
Customer mobile terminal and internet business management module dual can be managed transaction funds, trading object, improve
The safety and reliability of commodity transaction, client or businessman can in real time be monitored fund state, improve interconnection
The popularization and exploitation of net e-commerce system.
Summary of the invention
In order to solve problems in the prior art, the embodiment of the present invention specifically discloses a kind of fund management system, the system
System includes client terminal device, network module, server unit and database module, further includes supplementing module, module of withdrawing deposit, consumption with money
Virtual product module, remaining sum transfer the possession of module, freezing of funds module, deblocking of funds module；
It is described to supplement module with money, increase the balance of funding for the client between commercial affairs；
The module of withdrawing deposit, between commercial affairs client times cooperation, apply for a refund when extract cash；
The consumption virtual product module, for consuming the principal amount that can not be consumed by usual channel of client；
The remaining sum transfers the possession of module, transfers the possession of remaining sum mutually for the same client between different commercial affairs；
The server unit includes account generation module, account due management module, Receiving information management module, audit mould
Block, account parameter management module, payment information management module, accounting processing module, fund reconciliation management module, estimated cost pipe
Manage module and general ledger module；
The database module includes data memory module, data recordin module and data analysis module, client terminal device
It is connected by network module with server unit, server unit is connected with database.
As the further improvement of embodiment of the present invention, the module of supplementing with money includes charging information administrative unit, fund
Balance addition unit supplements audit unit with money；
The charging information administrative unit, the charging information for acquiring in management system, the charging information include filling
The value amount of money, freeze the amount of money, collecting account, client open an account name, customer accounting code, payment time, remarks, payment voucher；
The remaining sum fund adding unit increases for receiving to produce after client recharge instruction triggers for the client in system
Add the protocol link of the balance of funding；
It is described to supplement audit unit with money, application is supplemented with money for receive and audit client.
As the further improvement of embodiment of the present invention, the module of withdrawing deposit includes withdraw deposit information management unit, fund
Remaining sum deducts unit, withdraws deposit and audit unit；
The information management unit of withdrawing deposit, the information of withdrawing deposit for acquiring in management system, the information of withdrawing deposit includes mentioning
Amount in cash, payment method, client are opened an account name, customer accounting code, remarks, the bank of deposit；
Described withdraw deposit audits unit, for receiving and auditing the examination & approval of withdrawing deposit of client submission；
Described the balance of funding deducts unit, for deducting the corresponding amount of money from clients fund after examination & approval of withdrawing deposit pass through.
As the further improvement of embodiment of the present invention, the consumption virtual product module includes virtual product consumption letter
Cease administrative unit, virtual product consumption amount deducts unit, virtual product consumption audit unit；
The virtual product consumption information administrative unit, the virtual product consumption information for being acquired in management system, institute
Virtual product consumption information is stated to include consumption amount, withhold project, remark information；
The virtual product consumption audit unit, for receiving and auditing the virtual product consumption examination & approval of client submission；
The virtual product consumption amount deducts unit, for after virtual product consumption examination & approval pass through, from clients fund
It is middle to deduct the corresponding amount of money.
As the further improvement of embodiment of the present invention, it includes that the management of remaining sum transferable information is single that the remaining sum, which transfers the possession of module,
Member, remaining sum transfer the possession of the amount of money and deduct unit, remaining sum transfer audit unit；
The remaining sum transferable information administrative unit, the remaining sum transferable information for acquiring in management system, the remaining sum turn
Allow information including transfering the amount of money, assign commercial affairs, remark information；
The remaining sum transfer audits unit, for receiving and auditing the virtual product consumption examination & approval of client submission；
The remaining sum transfers the possession of the amount of money and deducts unit, for deducting phase from clients fund after the examination & approval of remaining sum transfer pass through
Answer the amount of money.
On the other hand, the embodiment of the invention discloses a kind of fund management methods, specifically includes the following steps:
S1, the instruction supplemented with money is triggered in client, be that the client in system increases remaining sum；
Client times cooperation between S2, commercial affairs triggers the instruction withdrawn deposit when applying for a refund in client, extracts for client existing
Gold；
S3, when client can not be by the usual channel consumption fund amount of money, the instruction of client triggering consumption virtual product, from
The corresponding amount of money is deducted in clients fund；
The instruction of S4, client triggering remaining sum transfer, the same client between different commercial affairs transfer the possession of mutually remaining sum.
As the further improvement of embodiment of the present invention, the instruction supplemented with money is triggered in the step S1 in client, is
Client in system increases remaining sum and specifically includes:
S101, it is supplemented with money in the click of client's details page, the instruction that triggering system client is supplemented with money is the client's in system
Fund increases remaining sum；
S102, fill in charging information in client, including recharge amount, freeze the amount of money, collecting account, client open an account name,
Customer accounting code, payment time, remarks, payment voucher；
S103, the instruction for determining charging information is triggered in client, generate protocol link；
S104, the protocol link is sent to client；
S105, client confirm the protocol link, and system transmission is supplemented application with money and audited to financial end；
After S106, financial end triggering confirmation instruction, recharge amount can arrive account.
Client times cooperation, application as the further improvement of embodiment of the present invention, in the step S2 between commercial affairs
The step of triggering the instruction withdrawn deposit when reimbursement in client, extracting cash for client specifically includes:
S201, client trigger instruction of withdrawing deposit in client's details page, apply for a refund；
S202, client fill in information of withdrawing deposit, and the information of withdrawing deposit includes: that Withdrawal Amount, payment method, client open an account
Name, customer accounting code, remarks, the bank of deposit；
S203, client, which are withdrawn deposit, examines to financial end；
When S204, financial end examination & approval are also not finished, Withdrawal Amount is frozen；
S205, after financial end examination & approval pass through after, the corresponding amount of money is deducted from customer capital.
As the further improvement of embodiment of the present invention, when client can not be consumed by usual channel in the step S3
Principal amount, the instruction of client triggering consumption virtual product, the corresponding amount of money is deducted from clients fund and is specifically included:
S301, client are in the triggering virtual product consumption instruction of client's details page；
S302, client fill in virtual product consumption information, and the virtual product consumption information includes consumption amount, withholds
Project, remarks；
S303, client submit virtual product consumption examination & approval to financial end；
When S304, financial end examination & approval are also not finished, virtual product consumption amount is frozen；
S305, after financial end examination & approval pass through after, the corresponding amount of money is deducted from customer capital.
As the further improvement of embodiment of the present invention, the instruction of client triggering remaining sum transfer in the step S4,
Same client between different commercial affairs is transferred the possession of mutually remaining sum and is specifically included:
S401, client trigger remaining sum transfer order in client's details page；
S402, client fill in remaining sum transferable information, and the remaining sum transferable information includes transfering the amount of money, commercial affairs of assigning, standby
Note；
S403, client submit remaining sum transfer to examine to financial end；
When S404, financial end examination & approval are also not finished, it is frozen that remaining sum transfers the possession of the amount of money；
S405, after financial end examination & approval pass through after, the corresponding amount of money is deducted from customer capital.
The invention has the following advantages: the disclosure of the present invention capital management side corresponding with above-mentioned fund management system
Method；The present invention can solve the problem of the supplementing with money, enchashment, freeze, audit of clients fund in business system, administrative analysis, operation
Person effectively can manage multiple clients funds simultaneously, realize the mutual tube reason of the fund between more clients, improve commercial system
The efficiency of system operation.
Detailed description of the invention
To describe the technical solutions in the embodiments of the present invention more clearly, make required in being described below to embodiment
Attached drawing is briefly described, it should be apparent that, drawings in the following description are only some embodiments of the invention, for
For those of ordinary skill in the art, without creative efforts, it can also be obtained according to these attached drawings other
Attached drawing.
Fig. 1 is a kind of fund management method flow chart provided in an embodiment of the present invention；
Fig. 2 is a kind of fund management system structural schematic diagram provided in an embodiment of the present invention.
Specific embodiment
To make the object, technical solutions and advantages of the present invention clearer, below in conjunction with attached in the embodiment of the present invention
Figure, technical scheme in the embodiment of the invention is clearly and completely described, it is clear that described embodiment is only this
Invention a part of the embodiment, instead of all the embodiments.Based on the embodiments of the present invention, those of ordinary skill in the art exist
Every other embodiment obtained under the premise of creative work is not made, shall fall within the protection scope of the present invention.
Embodiment 1
The embodiment of the present invention specifically discloses a kind of fund management system, as shown in Fig. 2, including client terminal device, network
Module, server unit and database module, supplement with money module, module of withdrawing deposit, consumption virtual product module, remaining sum transfer the possession of module,
Freezing of funds module, deblocking of funds module；
It supplements module with money, increases the balance of funding for the client between commercial affairs；
Withdraw deposit module, between commercial affairs client times cooperation, apply for a refund when extract cash；
Virtual product module is consumed, for consuming the principal amount that can not be consumed by usual channel of client；
Remaining sum transfers the possession of module, transfers the possession of remaining sum mutually for the same client between different commercial affairs；
Server unit include account generation module, account due management module, Receiving information management module, auditing module,
Account parameter management module, payment information management module, accounting processing module, fund reconciliation management module, estimated cost management
Module and general ledger module；
Database module includes data memory module, data recordin module and data analysis module, and client terminal device passes through
Network module is connected with server unit, and server unit is connected with database.
Specifically, module is supplemented with money to include charging information administrative unit, the balance of funding adding unit, supplement audit unit with money；
Wherein, charging information administrative unit, the charging information for acquiring in management system, the charging information include filling
The value amount of money, freeze the amount of money, collecting account, client open an account name, customer accounting code, payment time, remarks, payment voucher；
Remaining sum fund adding unit increases money for receiving to produce after client recharge instruction triggers for the client in system
The protocol link of golden remaining sum；
It supplements audit unit with money, supplements application with money for receive and audit client.
Specifically, module of withdrawing deposit deducts unit including information management unit of withdrawing deposit, the balance of funding, withdraws deposit and audit unit；
It withdraws deposit information management unit, the information of withdrawing deposit for acquiring in management system, the information of withdrawing deposit includes gold of withdrawing deposit
Volume, payment method, client are opened an account name, customer accounting code, remarks, the bank of deposit；
It withdraws deposit and audits unit, for receiving and auditing the examination & approval of withdrawing deposit of client submission；
The balance of funding deducts unit, for deducting the corresponding amount of money from clients fund after examination & approval of withdrawing deposit pass through.
Specifically, consumption virtual product module includes virtual product consumption information administrative unit, virtual product consumption amount
Deduct unit, virtual product consumption audit unit；
Virtual product consumption information administrative unit, the virtual product consumption information for being acquired in management system, the void
Quasi- product consumption information includes consumption amount, withholds project, remark information；
Virtual product consumption audit unit, for receiving and auditing the virtual product consumption examination & approval of client submission；
Virtual product consumption amount deducts unit, for being detained after virtual product consumption examination & approval pass through from clients fund
Except the corresponding amount of money.
Specifically, it includes remaining sum transferable information administrative unit, remaining sum the transfer amount of money deduction unit, remaining sum that remaining sum, which transfers the possession of module,
Transfer the possession of audit unit；
Remaining sum transferable information administrative unit, the remaining sum transferable information for being acquired in management system, the remaining sum transfer letter
It ceases including transfering the amount of money, assign commercial affairs, remark information；
Remaining sum transfer audits unit, for receiving and auditing the virtual product consumption examination & approval of client submission；
Remaining sum transfers the possession of the amount of money and deducts unit, for deducting corresponding gold from clients fund after the examination & approval of remaining sum transfer pass through
Volume.
Embodiment 2
The embodiment of the invention discloses a kind of fund management methods, as shown in Figure 1, specifically includes the following steps:
S1, the instruction supplemented with money is triggered in client, be that the client in system increases remaining sum；
Client times cooperation between S2, commercial affairs triggers the instruction withdrawn deposit when applying for a refund in client, extracts for client existing
Gold；
S3, when client can not be by the usual channel consumption fund amount of money, the instruction of client triggering consumption virtual product, from
The corresponding amount of money is deducted in clients fund；
The instruction of S4, client triggering remaining sum transfer, the same client between different commercial affairs transfer the possession of mutually remaining sum.
Further, the instruction supplemented with money is triggered in client in step S1, increases remaining sum for the client in system and specifically wraps
It includes:
S101, it is supplemented with money in the click of client's details page, the instruction that triggering system client is supplemented with money is the client's in system
Fund increases remaining sum；
S102, fill in charging information in client, including recharge amount, freeze the amount of money, collecting account, client open an account name,
Customer accounting code, payment time, remarks, payment voucher；
S103, the instruction for determining charging information is triggered in client, generate protocol link；
S104, the protocol link is sent to client；
S105, client confirm the protocol link, and system transmission is supplemented application with money and audited to financial end；
After S106, financial end triggering confirmation instruction, recharge amount can arrive account.
Further, the client times cooperation in step S2 between commercial affairs, the finger withdrawn deposit is triggered when applying for a refund in client
The step of enabling, extracting cash for client specifically includes:
S201, client trigger instruction of withdrawing deposit in client's details page, apply for a refund；
S202, client fill in information of withdrawing deposit, and the information of withdrawing deposit includes: that Withdrawal Amount, payment method, client open an account
Name, customer accounting code, remarks, the bank of deposit；
S203, client, which are withdrawn deposit, examines to financial end；
When S204, financial end examination & approval are also not finished, Withdrawal Amount is frozen；
S205, after financial end examination & approval pass through after, the corresponding amount of money is deducted from customer capital.
Further, when client can not be by the usual channel consumption fund amount of money in step S3, client triggering consumption is empty
The instruction of quasi- product, the corresponding amount of money is deducted from clients fund and is specifically included:
S301, client are in the triggering virtual product consumption instruction of client's details page；
S302, client fill in virtual product consumption information, and the virtual product consumption information includes consumption amount, withholds
Project, remarks；
S303, client submit virtual product consumption examination & approval to financial end；
When S304, financial end examination & approval are also not finished, virtual product consumption amount is frozen；
S305, after financial end examination & approval pass through after, the corresponding amount of money is deducted from customer capital.
Further, in step S4 client triggering remaining sum transfer instruction, the same client between different commercial affairs turns mutually
Remaining sum is allowed to specifically include；
S401, client trigger remaining sum transfer order in client's details page；
S402, client fill in remaining sum transferable information, and the remaining sum transferable information includes transfering the amount of money, commercial affairs of assigning, standby
Note；
S403, client submit remaining sum transfer to examine to financial end；
When S404, financial end examination & approval are also not finished, it is frozen that remaining sum transfers the possession of the amount of money；
S405, after financial end examination & approval pass through after, the corresponding amount of money is deducted from customer capital.
The invention has the following advantages: the disclosure of the present invention capital management side corresponding with above-mentioned fund management system
Method；The present invention can solve the problem of the supplementing with money, enchashment, freeze, audit of clients fund in business system, administrative analysis, operation
Person effectively can manage multiple clients funds simultaneously, realize the mutual tube reason of the fund between more clients, improve commercial system
The efficiency of system operation.
All the above alternatives can form alternative embodiment of the invention using any combination, herein no longer
It repeats one by one.
It should be understood that a kind of fund management system provided by the above embodiment is when executing fund management method, only
The example of the division of the above functional modules, in practical application, can according to need and by above-mentioned function distribution by
Different functional modules is completed, i.e., the internal structure of system is divided into different functional modules, described above complete to complete
Portion or partial function.In addition, a kind of fund management method provided by the above embodiment and system embodiment belong to same structure
Think, specific implementation process is detailed in embodiment of the method, and which is not described herein again.
Those of ordinary skill in the art will appreciate that realizing that all or part of the steps of above-described embodiment can pass through hardware
It completes, relevant hardware can also be instructed to complete by program, the program can store in a kind of computer-readable
In storage medium, storage medium mentioned above can be read-only memory, disk or CD etc..
The foregoing is merely presently preferred embodiments of the present invention, is not intended to limit the invention, it is all in spirit of the invention and
Within principle, any modification, equivalent replacement, improvement and so on be should all be included in the protection scope of the present invention.
Claims (10)
1. a kind of fund management system, which is characterized in that the system comprises client terminal device, network module, server units
And database module, it further include supplementing module, module of withdrawing deposit, consumption virtual product module, remaining sum with money to transfer the possession of module, freezing of funds mould
Block, deblocking of funds module；
It is described to supplement module with money, increase the balance of funding for the client between commercial affairs；
The module of withdrawing deposit, between commercial affairs client times cooperation, apply for a refund when extract cash；
The consumption virtual product module, for consuming the principal amount that can not be consumed by usual channel of client；
The remaining sum transfers the possession of module, transfers the possession of remaining sum mutually for the same client between different commercial affairs；
The server unit include account generation module, account due management module, Receiving information management module, auditing module,
Account parameter management module, payment information management module, accounting processing module, fund reconciliation management module, estimated cost management
Module and general ledger module；
The database module includes data memory module, data recordin module and data analysis module, and client terminal device passes through
Network module is connected with server unit, and server unit is connected with database.
2. fund management system according to claim 1, which is characterized in that the module of supplementing with money includes charging information management
Unit, supplements audit unit with money at the balance of funding adding unit；
The charging information administrative unit, the charging information for acquiring in management system, the charging information include supplementing gold with money
Volume, freeze the amount of money, collecting account, client open an account name, customer accounting code, payment time, remarks, payment voucher；
The remaining sum fund adding unit increases money for receiving to produce after client recharge instruction triggers for the client in system
The protocol link of golden remaining sum；
It is described to supplement audit unit with money, application is supplemented with money for receive and audit client.
3. fund management system according to claim 1, which is characterized in that the module of withdrawing deposit includes information management of withdrawing deposit
Unit, the balance of funding deduct unit, withdraw deposit and audit unit；
The information management unit of withdrawing deposit, the information of withdrawing deposit for acquiring in management system, the information of withdrawing deposit includes gold of withdrawing deposit
Volume, payment method, client are opened an account name, customer accounting code, remarks, the bank of deposit；
Described withdraw deposit audits unit, for receiving and auditing the examination & approval of withdrawing deposit of client submission；
Described the balance of funding deducts unit, for deducting the corresponding amount of money from clients fund after examination & approval of withdrawing deposit pass through.
4. fund management system according to claim 1, which is characterized in that the consumption virtual product module includes virtual
Product consumption information administrative unit, virtual product consumption amount deduct unit, virtual product consumption audit unit；
The virtual product consumption information administrative unit, the virtual product consumption information for being acquired in management system, the void
Quasi- product consumption information includes consumption amount, withholds project, remark information；
The virtual product consumption audit unit, for receiving and auditing the virtual product consumption examination & approval of client submission；
The virtual product consumption amount deducts unit, for being detained after virtual product consumption examination & approval pass through from clients fund
Except the corresponding amount of money.
5. client management system according to claim 1, which is characterized in that it includes remaining sum transfer that the remaining sum, which transfers the possession of module,
Information management unit, remaining sum transfer the possession of the amount of money and deduct unit, remaining sum transfer audit unit；
The remaining sum transferable information administrative unit, the remaining sum transferable information for being acquired in management system, the remaining sum transfer letter
It ceases including transfering the amount of money, assign commercial affairs, remark information；
The remaining sum transfer audits unit, for receiving and auditing the virtual product consumption examination & approval of client submission；
The remaining sum transfers the possession of the amount of money and deducts unit, for deducting corresponding gold from clients fund after the examination & approval of remaining sum transfer pass through
Volume.
6. a kind of fund management method, which is characterized in that specifically includes the following steps:
S1, the instruction supplemented with money is triggered in client, be that the client in system increases remaining sum；
Client times cooperation between S2, commercial affairs triggers the instruction withdrawn deposit when applying for a refund in client, extracts cash for client；
S3, when client can not pass through the usual channel consumption fund amount of money, client triggering consumption virtual product instruction, from client
The corresponding amount of money is deducted in fund；
The instruction of S4, client triggering remaining sum transfer, the same client between different commercial affairs transfer the possession of mutually remaining sum.
7. fund management method according to claim 6, which is characterized in that supplemented with money in the step S1 in client triggering
Instruction, increase remaining sum for the client in system and specifically include:
S101, it is supplemented with money in the click of client's details page, the instruction that triggering system client is supplemented with money is the fund of the client in system
Increase remaining sum；
S102, fill in charging information in client, including recharge amount, freeze the amount of money, collecting account, client open an account name, client
Account, payment time, remarks, payment voucher；
S103, the instruction for determining charging information is triggered in client, generate protocol link；
S104, the protocol link is sent to client；
S105, client confirm the protocol link, and system transmission is supplemented application with money and audited to financial end；
After S106, financial end triggering confirmation instruction, recharge amount can arrive account.
8. client management method according to claim 6, which is characterized in that the client times in the step S2 between commercial affairs
The step of triggering the instruction withdrawn deposit when cooperating, applying for a refund in client, extracting cash for client specifically includes:
S201, client trigger instruction of withdrawing deposit in client's details page, apply for a refund；
S202, client fill in information of withdrawing deposit, and the information of withdrawing deposit includes: that Withdrawal Amount, payment method, client open an account name, visitor
Family account, remarks, the bank of deposit；
S203, client, which are withdrawn deposit, examines to financial end；
When S204, financial end examination & approval are also not finished, Withdrawal Amount is frozen；
S205, after financial end examination & approval pass through after, the corresponding amount of money is deducted from customer capital.
9. client management system according to claim 1, which is characterized in that when client can not be by just in the step S3
The normal approach consumption fund amount of money, the instruction of client triggering consumption virtual product, it is specific to deduct the corresponding amount of money from clients fund
Include:
S301, client are in the triggering virtual product consumption instruction of client's details page；
S302, client fill in virtual product consumption information, and the virtual product consumption information includes consumption amount, withholds item
Mesh, remarks；
S303, client submit virtual product consumption examination & approval to financial end；
When S304, financial end examination & approval are also not finished, virtual product consumption amount is frozen；
S305, after financial end examination & approval pass through after, the corresponding amount of money is deducted from customer capital.
10. client management system according to claim 1, which is characterized in that client triggers remaining sum in the step S4
The instruction of transfer, the same client between different commercial affairs are transferred the possession of mutually remaining sum and are specifically included:
S401, client trigger remaining sum transfer order in client's details page；
S402, client fill in remaining sum transferable information, the remaining sum transferable information include transfer the amount of money, assign commercial affairs, remarks；
S403, client submit remaining sum transfer to examine to financial end；
When S404, financial end examination & approval are also not finished, it is frozen that remaining sum transfers the possession of the amount of money；
S405, after financial end examination & approval pass through after, the corresponding amount of money is deducted from customer capital.
Priority Applications (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201910557795.9A CN110264175A (en) | 2019-06-25 | 2019-06-25 | Fund management system and method |
Applications Claiming Priority (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201910557795.9A CN110264175A (en) | 2019-06-25 | 2019-06-25 | Fund management system and method |
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Cited By (3)
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| CN110930137A (en) * | 2019-11-28 | 2020-03-27 | 苏州徽实信息技术有限公司 | Internet of things-based fund management system |
| CN111626862A (en) * | 2020-05-21 | 2020-09-04 | 重庆耀嵘照明有限公司 | Online charging system applied to smart city |
| CN114255043A (en) * | 2021-11-05 | 2022-03-29 | 国网河北省电力有限公司营销服务中心 | Method and device for allocating electric power payment funds and terminal equipment |
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| CN106157136A (en) * | 2016-08-30 | 2016-11-23 | 北京蜂向信息科技有限公司 | A kind of supply chain financial service management system and method |
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| CN110930137A (en) * | 2019-11-28 | 2020-03-27 | 苏州徽实信息技术有限公司 | Internet of things-based fund management system |
| CN111626862A (en) * | 2020-05-21 | 2020-09-04 | 重庆耀嵘照明有限公司 | Online charging system applied to smart city |
| CN114255043A (en) * | 2021-11-05 | 2022-03-29 | 国网河北省电力有限公司营销服务中心 | Method and device for allocating electric power payment funds and terminal equipment |
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