CN104602224A - Over-the-air card activating method based on SWP-SIM card of NFC mobile phone - Google Patents
Over-the-air card activating method based on SWP-SIM card of NFC mobile phone Download PDFInfo
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- CN104602224A CN104602224A CN201410850187.4A CN201410850187A CN104602224A CN 104602224 A CN104602224 A CN 104602224A CN 201410850187 A CN201410850187 A CN 201410850187A CN 104602224 A CN104602224 A CN 104602224A
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Abstract
The invention discloses an over-the-air card activating method based on the SWP-SIM card of an NFC mobile phone. A user visits elated systems of banks and other corresponding business units by using the mobile phone through a mobile Internet to deal with an IC card account opening process, the IC card is stored in an over-the-air card opening scheme in the SWP-SIM card of the mobile phone, namely the traditional transportation card, the bank card and the citizen card are analogously simulated by the NFC terminal and the SWP-SIM card; the user inputs basic information through the mobile phone client, and sends an over-the-air card opening request to a remote server by the mobile Internet, the server judges whether the over-the-air card opening request is met, if yes, generating a card writing command about a secret key, personal data and other basic information to the mobile phone client, the mobile phone execute the card writing operation, and a successful card opening response is returned to the server after the card writing is completed.
Description
Technical field
The invention belongs to radio communication service technical field, be specifically related to a kind ofly open chucking method in the air based on NFC mobile phone SWP-SIM card.
Background technology
NFC (Near Field Communication, wireless near field communication) is a kind of wireless communication technology based on RFID (radio-frequency (RF) identification), and the Principle of Communication of short-range communication and RFID is similar in a label mode.SWP-SIM card is the Principle of Communication based on label mode, the SWP being safety chip with a kind of SIM card of new spec (Single Wire Protocol, single-wire-protocol) scheme, user basic information, key etc. are left in SIM card, be connected with NFC controller through the C6 pin on card, thus realize utilizing SWP-SIM card to store data, realize exchanges data by NFC module.
Space transference, namely carries out circle in the mode of mobile-phone payment and deposits, and as made a phone call by mobile phone, the bank card account amount of money transfers Mobile phone card wallet by the mode such as note, OTA (Over theAir Technology, over the air), menu immediately.Deposit mode relative to the traditional circle of fixed location, mobile payment substantially increases the convenience that user uses, and makes user just always and everywhere can realize arbitrary circle in the region possessing movable signal covering and deposits operation.
Existing space transference generally have employed OTA scheme, in this scheme, user uses the mobile phone (i.e. NFC mobile phone) with off line electronic purse function, STK (the SIM Tool Kit of operating handset, STK) menu, wireless charging is carried out by space transference platform, aerial charging system is undertaken alternately by charging protocol and fund management system, request is withholdd and is supplemented with money, by SMS (Short MessagingService, Short Message Service) mode supplements the corresponding amount of money with money to the off line stored value card of user, user just can use mobile phone to carry out various off-line consumption.
At present for this business long-range open card technique can only not store data based on chip, pay time networking consumption account, the account of background data base is opened, does not need to do read-write operation to the core of the card sheet.And do not possess for network condition, the off line payment account of chip stores data pattern can only be adopted, must read and write the core of the card sheet owing to opening card, cannot long-rangely realize based on prior art, therefore make a special trip to a certain place artificial sales counter in family of can only entertaining guests, card operation is carried out out, as bank card stored value card, mass transit card, Citizen Card Item etc., concerning very inconvenient client by cabinet dough figurine person and card writer.
Summary of the invention
For the above-mentioned technical problem existing for prior art, the invention provides and a kind ofly open chucking method in the air based on NFC mobile phone SWP-SIM card, make user utilize mobile Internet just can easily complete card by cell-phone customer terminal open-minded, eliminate the trouble of running business hall.
Open a chucking method in the air based on NFC mobile phone SWP-SIM card, comprise the steps:
(1) NFC mobile phone being provided with SWP-SIM card is utilized to ask to download the application of arbitrary IC-card in the mobile phone wallet client of operator;
(2), after TSM (trusted service management) platform of operator is examined download request, on the SWP-SIM card of NFC mobile phone, create the security domain of this IC-card application by mobile phone wallet client and described IC-card application is installed in this security domain;
(3) utilize NFC mobile phone download from operator's TSM platform and service customer end corresponding to this IC-card application is installed, and then start this service customer end application and open card;
(4) service customer end described in is committed to corresponding IC-card business platform with authentication of users information by opening card application, is verified rear IC-card business platform and issues individualized instruction to the service customer end in NFC mobile phone;
(5) service customer end is by the security domain of corresponding IC-card application on individualized instruction write SWP-SIM card.
When in described step (1), in mobile phone wallet client, IC-card application is downloaded in request, namely NFC mobile phone downloads the application of this IC-card by the Internet to the TSM platform request of operator.
After in described step (2), TSM platform is examined download request, first on the SWP-SIM card of NFC mobile phone, write AC access rule by mobile phone wallet client, on SWP-SIM card, then create the security domain of IC-card application and the application of this IC-card is installed.
After write AC access rule, establishment security domain, the application of installation IC-card all complete, mobile phone wallet client is fed back to operator's TSM platform and is successfully created information.
Service customer end corresponding to described IC-card application provides out card, supplements with money, the service of transaction record and inquiry into balance.
In described step (5) after service customer end is by the security domain of corresponding IC-card application on individualized instruction write SWP-SIM card, the successful information of individualized instruction typing is fed back to corresponding IC-card business platform by service customer end by NFC mobile phone, then open card success response.
Described individualized instruction includes key and user profile.
In the present invention, user handles by corresponding service unit related systems such as mobile Internet access bank the process that IC-card opens an account on mobile phone, the IC-card handled is deposited in and is opened card scheme in the air in the SWP-SIM card of mobile phone, namely by NFC terminal and SWP-SIM card, mass transit card, bank card, Citizen Card Item that analogue simulation one is traditional; User inputs essential information by cell-phone customer terminal, utilize mobile Internet to send to remote server and open card request in the air, server judges whether to meet opens card request in the air, if met the demands, then generate the essential information such as key, personal data to write card instruction and be sent to cell-phone customer terminal, cell-phone customer terminal performs writing operation, completes and writes the backward server of card and return out card success response.
Therefore the present invention makes user just complete public transport based on NFC mobile phone and SWP-SIM card by the mode opening card in the air applies and open card, solving bank card in prior art, mass transit card, Citizen Card Item etc. adopts the off line payment account of chip stores data pattern open-minded, scene, business hall must be gone to carry out out the problem of card operation, it is open-minded that user utilizes mobile Internet just can easily complete card by cell-phone customer terminal, eliminate and run the trouble of business hall, for user made convenience, safety, fast, the brand-new adventure in daily life of safety, fashion.
Accompanying drawing explanation
Fig. 1 is the schematic flow sheet that the present invention opens chucking method in the air.
Embodiment
In order to more specifically describe the present invention, below in conjunction with the drawings and the specific embodiments, technical scheme of the present invention is described in detail.
As shown in Figure 1, for bus IC card, the present invention is based on and open chucking method in the air by NFC mobile phone and SWP-SIM card, comprise the steps:
User asks public transport to apply download by the mobile phone wallet client (China Mobile and bag) of operator;
Cell-phone customer terminal downloads corresponding public transport application by the Internet to the application of operator TSM platform;
After operator TSM Platform Server is examined request, on SWP-SIM card, write AC access rule by mobile phone wallet client, create public transport safety territory, down load application;
Write AC access rule, create public transport safety territory, down load application all after success, mobile phone wallet client is fed back to operator's TSM platform and is successfully created information;
NFC terminal downloads corresponding public transport cell-phone customer terminal from operator TSM platform;
User starts public transport cell-phone customer terminal and card is opened in application;
Application information is submitted to public transport business platform authentication of users information by public transport cell-phone customer terminal;
After public transport business platform user profile is verified, issue individualized instruction to public transport cell-phone customer terminal;
Personal data is written in public transport safety territory corresponding to SWP-SIM card by public transport cell-phone customer terminal;
Individualized successful information is fed back to public transport business platform by public transport cell-phone customer terminal by NFC terminal;
Card success is opened in public transport application in the air.
SWP-SIM card can divide different security domains according to different application, provides the logic isolation between application firewall mechanism security domain, between security domain and application, between application and application.User utilizes the mobile phone wallet application supermarket of operator to be downloaded to operator TSM platform request public transport application by the Internet;
After operator TSM platform is examined request, between TSM platform and SWP-SIM card, set up a secure communication channel, this passage provides following security feature based on high-strength cryptographic algorithm:
● bi-directional authentification: bidirectional identity authentication between SWP-SIM card and TSM platform;
● message integrity: ensure that the message transmitted between SWP-SIM card and TSM platform can not be tampered;
● message confidentiality: ensure that the message between SWP-SIM card and TSM platform can not be revealed.
Present embodiment adopts SCP02 secure communication channel, TSM platform can be allowed on SWP-SIM card, to create public transport safety territory by cell-phone customer terminal, download public transport application, after success, cell-phone customer terminal to be fed back to TSM platform by secure communication channel and successfully creates information;
After establishment public transport safety territory, down load application are all successful, cell-phone customer terminal is individualized to public transport business platform request application.After public transport business platform authentication of users information, generate individualized instruction;
TSM platform does not process individualized instruction, directly passes through the security domain that SWP-SIM card is corresponding;
Personal data is written in public transport safety territory corresponding to SWP-SIM card by public transport cell-phone customer terminal;
Individualized successful information is fed back to public transport business platform by public transport cell-phone customer terminal by NFC terminal, and card success is opened in public transport application in the air.
If after personalization process is extremely failed, individualized for application in application downloading process, the application example public transport business platform that also notice is corresponding deleted by TSM platform, example individualized operation again.For individualized renewal rewards theory, TSM platform will notify public transport business platform, feed back subsequent operation by public transport business platform, again can individualize or again individualize after deleting example.
Above-mentioned is can understand and apply the invention for ease of those skilled in the art to the description of embodiment.Person skilled in the art obviously easily can make various amendment to above-described embodiment, and General Principle described herein is applied in other embodiments and need not through performing creative labour.Therefore, the invention is not restricted to above-described embodiment, those skilled in the art are according to announcement of the present invention, and the improvement made for the present invention and amendment all should within protection scope of the present invention.
Claims (8)
1. open a chucking method in the air based on NFC mobile phone SWP-SIM card, comprise the steps:
(1) NFC mobile phone being provided with SWP-SIM card is utilized to ask to download the application of arbitrary IC-card in the mobile phone wallet client of operator;
(2), after the TSM platform of operator is examined download request, on the SWP-SIM card of NFC mobile phone, create the security domain of this IC-card application by mobile phone wallet client and described IC-card application is installed in this security domain;
(3) utilize NFC mobile phone download from operator's TSM platform and service customer end corresponding to this IC-card application is installed, and then start this service customer end application and open card;
(4) service customer end described in is committed to corresponding IC-card business platform with authentication of users information by opening card application, is verified rear IC-card business platform and issues individualized instruction to the service customer end in NFC mobile phone;
(5) service customer end is by the security domain of corresponding IC-card application on individualized instruction write SWP-SIM card.
2. according to claim 1ly open chucking method in the air, it is characterized in that: when in described step (1), in mobile phone wallet client, IC-card application is downloaded in request, namely NFC mobile phone downloads the application of this IC-card by the Internet to the TSM platform request of operator.
3. according to claim 1ly open chucking method in the air, it is characterized in that: after in described step (2), TSM platform is examined download request, first on the SWP-SIM card of NFC mobile phone, write AC access rule by mobile phone wallet client, on SWP-SIM card, then create the security domain of IC-card application and the application of this IC-card is installed.
4. according to claim 3ly open chucking method in the air, it is characterized in that: when write AC access rule, create security domain, install after IC-card application all completes, mobile phone wallet client is fed back to operator's TSM platform and successfully created information.
5. according to claim 1ly open chucking method in the air, it is characterized in that: service customer end corresponding to described IC-card application provides out card, supplements with money, the service of transaction record and inquiry into balance.
6. according to claim 1ly open chucking method in the air, it is characterized in that: in described step (5) after service customer end is by the security domain of corresponding IC-card application on individualized instruction write SWP-SIM card, the successful information of individualized instruction typing is fed back to corresponding IC-card business platform by service customer end by NFC mobile phone, then open card success response.
7. according to claim 1ly open chucking method in the air, it is characterized in that: described individualized instruction includes key and user profile.
8. according to claim 1ly open chucking method in the air, it is characterized in that: user inputs essential information by cell-phone customer terminal, utilize mobile Internet to send to remote server and open card request in the air, server judges whether to meet opens card request in the air, if met the demands, then generate the essential information such as key, personal data to write card instruction and be sent to cell-phone customer terminal, cell-phone customer terminal performs writing operation, completes to write the backward server of card and return out card success response.
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| Application Number | Priority Date | Filing Date | Title |
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| CN201410850187.4A CN104602224B (en) | 2014-12-31 | 2014-12-31 | It is a kind of that chucking method is opened based on NFC mobile phone SWP-SIM cards in the air |
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| CN201410850187.4A CN104602224B (en) | 2014-12-31 | 2014-12-31 | It is a kind of that chucking method is opened based on NFC mobile phone SWP-SIM cards in the air |
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| CN104602224A true CN104602224A (en) | 2015-05-06 |
| CN104602224B CN104602224B (en) | 2018-07-24 |
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| CN104994494A (en) * | 2015-05-07 | 2015-10-21 | 深圳市数智国兴信息科技有限公司 | One-card service implementation method and system |
| CN105631496A (en) * | 2015-12-30 | 2016-06-01 | 深圳中科讯联科技有限公司 | Remote card opening method and system and terminal equipment |
| CN105678618A (en) * | 2015-12-31 | 2016-06-15 | 深圳前海微众银行股份有限公司 | Over-the-air card issuing method and device |
| CN106156667A (en) * | 2016-06-23 | 2016-11-23 | 北京小米移动软件有限公司 | Open card method for writing data, Apparatus and system |
| CN106330267A (en) * | 2016-08-22 | 2017-01-11 | 努比亚技术有限公司 | Mobile terminal and card opening method based on near field communication |
| CN106326786A (en) * | 2016-08-26 | 2017-01-11 | 易联(北京)物联网科技有限公司 | Automatic batch processing method based on NFC chip anti-counterfeiting authentication |
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| CN106682894A (en) * | 2016-11-30 | 2017-05-17 | 广东工业大学 | National all-purpose card interconnection and intercommunication payment method based on mobile phone NFC |
| CN106709727A (en) * | 2016-12-07 | 2017-05-24 | 深圳市久和久科技有限公司 | Intelligent card management method and system thereof, terminal and card service management apparatus |
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