CN102272722A - Method for installing an electronic ticket and/or payment application on a mobile terminal - Google Patents

Method for installing an electronic ticket and/or payment application on a mobile terminal Download PDF

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Publication number
CN102272722A
CN102272722A CN2010800041340A CN201080004134A CN102272722A CN 102272722 A CN102272722 A CN 102272722A CN 2010800041340 A CN2010800041340 A CN 2010800041340A CN 201080004134 A CN201080004134 A CN 201080004134A CN 102272722 A CN102272722 A CN 102272722A
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mobile terminal
terminal device
user
application
communication
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CN2010800041340A
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S.斯皮茨
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Giesecke and Devrient GmbH
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Giesecke and Devrient GmbH
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    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06FELECTRIC DIGITAL DATA PROCESSING
    • G06F21/00Security arrangements for protecting computers, components thereof, programs or data against unauthorised activity
    • G06F21/60Protecting data
    • G06F21/606Protecting data by securing the transmission between two devices or processes
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06FELECTRIC DIGITAL DATA PROCESSING
    • G06F8/00Arrangements for software engineering
    • G06F8/60Software deployment
    • G06F8/61Installation

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  • Theoretical Computer Science (AREA)
  • Software Systems (AREA)
  • General Engineering & Computer Science (AREA)
  • Physics & Mathematics (AREA)
  • General Physics & Mathematics (AREA)
  • General Health & Medical Sciences (AREA)
  • Computer Hardware Design (AREA)
  • Computer Security & Cryptography (AREA)
  • Health & Medical Sciences (AREA)
  • Bioethics (AREA)
  • Telephonic Communication Services (AREA)
  • Mobile Radio Communication Systems (AREA)

Abstract

The invention relates to a method for installing a useful electronic application, in particular a ticket and/or payment application, on a mobile terminal (3), which communicates with a remote station (1) over a non-contact communication interface to execute the useful application and which can also communicate with a communication network over a wireless communication connection. According to the method, information about the useful application is made retrievable to a user on the mobile terminal (3) over the non-contact communication interface between the mobile terminal (3) and the remote station (1), wherein the information is retrieved over the wireless communication connection. The user can agree to the installation of the useful application through the mobile terminal (3) based on the provided information, wherein if the user agrees, a message is sent to a central computer (4) in the communication network over the wireless communication connection. After the message is received in the central computer (4), the user can initiate the loading of an application code onto the mobile terminal (3). In addition to the loading of the application code, a personalization data record for the useful application is transmitted to the mobile terminal (3) over the wireless communication connection, whereupon the useful application is installed on the mobile terminal (3) based on the application code.

Description

Be used on mobile terminal device, installing the method for electronic bill and/or payment application
Technical field
The present invention relates to a kind of method that is used on mobile terminal device installing electronic application and a kind of corresponding communication system.
Background technology
Use electronic bill or payment system at present, so that do not sign and issue the bill of ticket for example with having paper or be used for cashless payment much more more and more.In these are used, user's mobile terminal device is used for, by carrying out corresponding electronic transaction with the contactless communication of remote station.The usable range of electronic billing system for example is the automatic affirmation of the ticket price on public transport and pays.
In known electronic bill or payment were used, the user was at first in the operator of corresponding bill or the payment system first registration of handling affairs, wherein only after the registration of success electronic bill or payment use and can not use.Registration process is normally very consuming time, and partly even also carries out based on paper.Only after successfully registering, just the central computer by the operator of system is installed in new application on the mobile terminal device.The user does not have influence at this for using final spendable time span.New bill or payment system that therefore the user can not spontaneously use it to have not yet registered in advance.
Publication WO 2006/006001 A1 has described a kind of mobile device, utilizes it can contactlessly read different labels, RFID label for example, and can trigger the corresponding subsequent action based on the information on the label.
Summary of the invention
The technical problem to be solved in the present invention is, provide a kind of and be used to install electronics and effectively use method that (Nutz-Applikation), particularly bill or payment use and a kind of corresponding communication system, described communication system makes effective application to use by the interaction of user and its mobile terminal device at short notice.
Above-mentioned technical matters is by solving according to the method for claim 1 and according to the communication system of claim 15.Expansion of the present invention limits in the dependent claims.
In the conversion of the method according to this invention, will effectively use and be installed on the mobile terminal device, described mobile terminal device is communicated by letter with remote station by the contactless communication interface for carrying out effectively to use, and by the radio communication connection can with communication.The contactless communication interface is at this NFC communication interface (NFC=Near Field Communication preferably, be also referred to as near-field communication), described NFC communication interface is known fully from prior art, and present preferred communication type as contactless execution bill or payment application.The other radio communication of mobile terminal device is undertaken by wireless mobile communication network especially.That is, the mobile radio terminal equipment that mobile terminal device preferably moves in wireless mobile communication network, for example mobile phone, notebook computer, PDA etc.
In the conversion of the method according to this invention, in step a), use the user of new effective application for hope information about the effective application on the mobile terminal device is provided by the contactless communication interface between mobile terminal device and the remote station.Preferably, the realization of contactless communication interface is not directly passed through in not providing of this information, but makes this information only can pass through the contactless communication interface interchange, and wherein calling by the radio communication connection of mobile terminal device of information undertaken.
The user can read the information that is provided or call by the corresponding user interface on its mobile terminal device.If the user determines that based on information in fact he wish to use this effectively to use, then can make the user agree effectively to use and be installed in the mobile terminal device by mobile terminal device.Under the situation that the user agrees, the radio communication by mobile terminal device in the step b) of the method according to this invention connects on the central computer that sends a message in the communication network.Central computer is at the operator's of this corresponding in particular bill or payment system server.In addition, central computer is preferably addressable by the Internet, and promptly mobile terminal device can connect also and Internet traffic by radio communication.At this, regard GPRS or EDGE as the radio communication connection especially.
After in central computer, receiving the message that relates to agreement, in step c), provide application code by central computer.The user can trigger application code being written on mobile terminal device at this.Being written into preferably of application code undertaken by the radio communication connection of mobile terminal device, but also can carry out by the contactless communication interface.Being expressed in this and broadly being understood of " being written on mobile terminal device ", and also can comprise especially on the data carrier that is loaded in the data carrier that is installed on or is inserted in the mobile terminal device.
Under situation about being written on the mobile terminal device, in the step d) of the method according to this invention, the personal data group that will be used to use is delivered to mobile terminal device by the radio communication connection at application code.Then, only can application be installed on the mobile terminal device based on application code by means of personal data.The statement that " is installed on the mobile terminal device " is also broadly understood, and preferably also comprises on the data carrier that is installed in the data carrier that is installed on or is inserted in the mobile terminal device.
The conversion of the method according to this invention is characterised in that, makes the user can carry out with the installation of effective application of following closely hope in the swift electron application at the operator of system place by simple mode.Therefore the user can spontaneously use new billing system or payment system, because the user can contactlessly or wirelessly receive new effective application immediately on its mobile terminal device and be mounted thereto.In addition, the user can control erection schedule voluntarily, because application code to the transmission on user's the mobile terminal device must trigger by the user.
In particularly preferred embodiments, being installed on the interior portable data medium of mobile terminal device of effectively using carried out, and is installed on the chip card especially.Portable data medium can be connected with mobile terminal device by inserting or be installed in the mobile terminal device.For example, such portable data medium is the Subscriber Identity Module of wireless mobile communication network, for example the usim card of the SIM card of GSM network and/or UMTS network.Portable data medium also can be safety element and/or safe flashing card.These parts are fully known for the professional.
In the other particularly preferred embodiment of the method according to this invention, before the step a) of carrying out the method according to this invention, whether remote station has been present on the mobile terminal device by effective application of contactless communication interface checking, wherein only as effect when not being present on the mobile terminal device, the other step of manner of execution.Therefore, provide the new bill or the installation of payment application by remote station for the user automatically, as long as this application is not stored on the mobile terminal device as yet.
In the other particularly preferred embodiment of the method according to this invention, in method, pass through the executable action of user, particularly call and/or be equipped with agreement that effect uses and/or the action that is written into the triggering of effective application about the information of effective application, by the display on the mobile terminal device, for example by corresponding browser display and triggering.That is, be provided for triggering the user interface of corresponding action for the user by display.
In the other structure of the method according to this invention, in step a), be provided for the electronic protocol of the effectively use of application and/or described electronic protocol can be called, wherein in step b) providing by means of signature under the situation of agreement by the user, signed agreement is delivered on the central computer as message.Guaranteed in this manner, also provided the approval that possesses legal obligation for the use of effective application by the user.For agreement is signed the signature of signature in this particularly is stored in aforementioned portable data medium that signature uses, or pass through the signature that described portable data medium calculates.
In the other structure of the method according to this invention, at execution in step d) validity of the signed agreement of check in central computer before, if wherein agreement is considered invalid then method stops.Avoided in this manner not got usurping of authorized person.When check validity, for example can check the authenticity of signature.
In the other preferred implementation of the method according to this invention, the data transfer that the user must be further specific with the user under the situation about agreeing in step b) is to central computer.Such data for example can comprise the information about the payment form that the clearing by the effective application service that provides are provided.
In the other particularly preferred embodiment of the method according to this invention, the information about effective application and/or application code that provides for the user and/or call is transmitted by http protocol and/or HTTPS agreement (HTTP=Hypertext Transfer Protocol) by means of URL (URL=Uniform Resource Locator).By using general HTTP or HTTPS agreement, guaranteed simple download of information from the Internet.
In other particularly preferred embodiment of the present invention, application code is written into the form of so-called Midlet, and the form with J2ME-Midlet is written into especially.Midlet is the software that is used for mobile terminal device at this.In the other structure of the method according to this invention, by means of URL, personalized especially URL passes through HTTP and/or HTTPS agreement and/or passes through the SMS transmission of SMS (SMS=Short Message Service), particularly encryption personal data in step d).
Other especially preferred embodiment in, the personal data group is from the believable mechanism in the communication network.In this manner, avoided effective application to usurp by the personal data that must not authorize.
Except that the method for the above, the invention still further relates to a kind of being used for electronics is effectively used the communication system that is installed on the mobile terminal device, wherein this communication system is constructed so that each variant of described method can carry out in this system.
Description of drawings
Embodiments of the invention 1 describe in detail hereinafter with reference to the accompanying drawings.
Fig. 1 shows the synoptic diagram of the flow process of the variant that is used to install the method according to this invention that electronic bill and/or payment use.
Embodiment
Fig. 1 has explained and has participated in new mounted component and interaction thereof of using.This comprises remote station 1, portable data medium 2, is suitable for and remote station 1 and mobile terminal device 3 of communicating by letter with server 4 and server 4.
Remote station 1 is designed for the fixed station of carrying out with the reading device contactless communication suitably.The part of remote station 1 check reading device is inquired about, and the data transfer of certain storage is arrived reading device.Contactless communication NFC communication suitably.Remote station 1 for example can form the form of CI/CO label (CI/CO=Check-In/Check-Out).As substituting of NFC system, also use system with optics or acoustics work.
For portable data medium 2, hereinafter based on enforcement as SIM card.Except as the SIM card, portable data medium 2 also can be embodied as other embodiment, for example is embodied as usim card, safety element or safe flashing card, for example SD card.Portable data medium 2 also can be embodied as the SW parts or the HW parts of mobile terminal device 3, perhaps also fully phases out or realizes by mobile terminal device 3.
For mobile terminal device 3, hereinafter based on the mobile phone that can use NFC.But mobile terminal device 3 can easily be PDA also, portable computer or complete other device, and described other device is suitable for being connected with label on the one hand, and communicates to connect with server 4 on the other hand, for example portable music player.
Server 4 is connected the Internet and/or in addition on other the network suitably.Server 4 for example can be a central computer.
Illustrate by corresponding arrow that in parts 1 to each communication steps between the parts 4 arrow that wherein has thick line represents that safe communication connects.The safety that communicates to connect for example can be carried out by the SSL/TLS passage or by password transmission safety.
Equipment shown in Figure 1 has allowed effectively to be applied in arbitrarily basically mobile phone 3 or the Fast Installation on SIM card 2.Effectively use by means of such electronics, can carry out for example cash-free payment process, ticket, pass-check or bill are loaded on the mobile phone, or determine automatically and pay ticket price in the vehicles by NFC communication.Enumerate and be not understood that final.
Hereinafter, be to improve clarity, always with significant applicable cases especially as the basis, make that the user can implement the electronic bill traffic with the SIM card of mobile phone of using his used NFC or the paying traffic is used; Effectively being applied in this is that bill traffic or paying traffic are used.But the present invention is not restricted to use in the application that bill traffic or paying traffic are used, but usually is suitable for use in the safe electronic application and also uses in unsafe application.
When carrying out ticket applications, the user presents mobile phone to the remote station that for example has the CI/CO label form, carries out corresponding effective the application by the NFC interface then.In order to carry out effective application, require it is installed on the mobile phone.If it is really not so, then the problem that exists up to now is to wish to use the user of new effective application must be with partly even based on the registered application of paper the registering at the corresponding operator of system place of costliness, just can be installed on its mobile phone with effectively using then and can use described effective application.
According to the embodiment that describes below, the registration process the preceding that need not costliness in the shorter time that is installed in of effective application that the user wishes realizes.Hope uses the user of the application of the billing system that is not installed in its place as yet can begin the installation process of execution fast at this, and uses billing system then immediately.
In the situation of Fig. 1, the user wishes to use effective application of uninstalled billing system still in the scope of the NFC communication in NFC remote station 1 on its mobile phone 3.The user is presented on its mobile phone 3 in the NFC remote station 1 for this reason.Then, at first detect by remote station 1 in step S1, whether desired effective application has been present on the SIM card 2.Determine that in illustrated example effective application that requires does not exist.Then, remote station 1 is provided to URL by the NFC interface browser of mobile phone 3.By this URL, the user of mobile phone 3 can connect by mobile communication then, connects by GPRS/EDGE especially, will be about the information of billing system and the online protocol that is used for the use of effectively using accordingly download from the server 4 in the Internet.This server is in this system operator's operation by effective application.In step S3, the user calls corresponding URL and obtains about the information of billing system and the online protocol by http protocol from server 4 then.
The user can check information and agreement by the browser of its mobile phone 3.In the example of Fig. 1, the user agrees terms of agreement.Then, the user subscribes to the agreement by the corresponding signature that generates on its SIM card in step S4.The step of agreement signature is selected, and can cancel in case of necessity.Then, user's corresponding affirmation and with being intended among the step S5 browser by mobile phone 3 sends on the server 4 in online protocol.In the example of Miao Shuing, be delivered on the server 4 from mobile phone 3 herein with the online protocol that is intended to signature.At this, especially can, make the user to provide specific customer data by the browser of its mobile phone, can send agreement then.Customer data for example can comprise user's personal data, and comprises payment information especially.
After receiving agreement, the form that will effectively use with application code by server 4 in step S6 provides, and wherein this code is not as yet for user personalization.Being provided at this and being undertaken by corresponding URL of application code, described URL is passed on the mobile phone 3.The user can come the down load application code by download the corresponding interaction of carrying out by HTTP or HTTPS on the browser of mobile phone then in step S7.Therefore, download only causes with the relative trigger instruction according to user's hope.Application code preferably exists with the form of J2ME-Midlet at this, and the download of code on mobile phone preferably undertaken by the GPRS/EDGE connection.
In next procedure S8, be provided for the personal data of application code at last and visit data also is provided in case of necessity.Personal data is derived from believable mechanism at this, and this mechanism is called as " TrustedParty ".Only just application can be installed by means of personal data.For example be used for the visit data of key of the Global Platform Security Domain of SIM card, allowed the visit of SIM card effective application.Have only when the check for the online protocol of signing has shown that the signing of agreement has validity, personal data and visit data just are provided.Validity for example can be undertaken by the check of signature authenticity.If the signing of agreement has validity, then the SMS that will have an encryption of personal data by server 4 then in step S9 sends to mobile phone 3.In case of necessity, personal data also can be downloaded by HTTPS provides.At this, download and undertaken by personalized URL, described URL protects with corresponding mandate.In step S10, will effectively use at last and be installed on the SIM card based on application code.Will effectively use be installed on the SIM card after, can use corresponding billing system immediately.
The advantage that the aforementioned embodiments of the method according to this invention has is bill or payment system can be paid user's use immediately under the condition that does not have expensive registration process.Especially, can directly cause effective application with corresponding new billing system to be installed on user's the mobile terminal device according to user's hope or on user's the SIM card.This realizes by the electronics of service condition is promised to undertake, signs by the electronic protocol between operator of system and the user especially and carries out.At this, can when effectively agreement is signed, will effectively use accordingly by the user immediately and download and install.Then, billing system can use immediately for the user.

Claims (15)

1. one kind is used for electronics is effectively used the method that is installed on the mobile terminal device (3), described mobile terminal device (3) is communicated by letter with remote station (1) by the contactless communication interface in order to carry out effective application, and can connect and communication by radio communication, wherein:
A) make the user can call the information about the effective application on the mobile terminal device (3) by the contactless communication interface between described mobile terminal device (3) and the remote station (1), wherein, this calls by described radio communication connection and is undertaken;
B) user can agree effectively to use based on the information that is provided and/or call and is installed on the mobile terminal device (3), wherein, connects the central computer (4) that sends a message in the communication network by described radio communication in the situation that the user agrees;
C) in described central computer (4), receive this message after, can trigger application code being written on described mobile terminal device (3) that connects execution by described contactless communication interface and/or radio communication by the user;
D) in the situation about being written into of application code on described mobile terminal device (3), the personal data group that will be used for effectively using is delivered to described mobile terminal device (3) by described radio communication connection, will effectively use based on application code then to be installed on the described mobile terminal device (3).
2. method according to claim 1 is characterized in that, the communication by described contactless communication interface is NFC communication.
3. method according to claim 1 and 2 is characterized in that, described mobile terminal device (3) is the mobile radio terminal equipment that moves in wireless mobile communication network, and wherein, described wireless connections are undertaken by described wireless mobile communication network.
4. according to each described method in the aforementioned claim, it is characterized in that, being installed on the interior portable data medium (2) of mobile terminal device (3) of described effective application carried out, this portable data medium is the form of the Subscriber Identity Module of wireless mobile communication network especially, be preferably the SIM card of GSM network and/or the usim card of UMTS network, and/or be the form of safety element and/or safe flashing card.
5. according to each described method in the aforementioned claim, it is characterized in that, in described method, communicate by letter with the central computer that particularly has form server (4) in the Internet.
6. according to each described method in the aforementioned claim, it is characterized in that, in execution in step a) before, whether remote station (1) has had effect by described contactless communication interface checking on described mobile terminal device (3) uses, wherein, only effectively using the other step of under the situation that described mobile terminal device (3) upward exists, just carrying out this method.
7. according to each described method in the aforementioned claim, it is characterized in that, by the display on the mobile terminal device (3), preferably by browser display and trigger the action that can carry out in the method by the user, particularly to about the information of effective application call and/or to agreement that effect uses being installed and/or to being written into the triggering of effective application.
8. according to each described method in the aforementioned claim, it is characterized in that, in step a), be provided for the electronic protocol of the effectively use of application and/or make described electronic protocol to be called, wherein, in step b) by the user by means of situation about consenting by signature under, signed agreement is delivered on the described central computer (4) as message.
9. method according to claim 8 is characterized in that, at execution in step d) before, the validity of the signed agreement of check wherein, stops described method if agreement is considered invalid in described central computer (4).
10. according to each described method in the aforementioned claim, it is characterized in that under the situation about agreeing, the data transfer that the user must be further specific with the user is to described central computer (4) in step b).
11. according to each described method in the aforementioned claim, it is characterized in that, be the user provided and/or called information by http protocol and/or the transmission of HTTPS agreement about effective application and/or application code by means of URL.
12. according to each described method in the aforementioned claim, it is characterized in that described application code is written into the form of Midlet, the form with J2ME-Midlet is written into especially.
13., it is characterized in that by means of URL, personalized especially URL transmits described personal data group by HTTP and/or HTTPS agreement and/or by the SMS that SMS particularly encrypts in step d) according to each described method in the aforementioned claim.
14., it is characterized in that described personal data group is from the believable mechanism in the communication network according to each described method in the aforementioned claim.
15. one kind is used for electronics is effectively used the communication system that is installed on the mobile terminal device (3), described mobile terminal device (3) is communicated by letter with remote station (1) by the contactless communication interface in order to carry out effective application, and can connect and communication by radio communication, wherein, described communication system is constructed to make and can carries out in this communication system according to a described method of claim 1 to 14.
CN2010800041340A 2009-01-08 2010-01-07 Method for installing an electronic ticket and/or payment application on a mobile terminal Pending CN102272722A (en)

Applications Claiming Priority (3)

Application Number Priority Date Filing Date Title
DE200910004113 DE102009004113A1 (en) 2009-01-08 2009-01-08 Method for installing an electronic ticket and / or payment application on a mobile terminal
DE102009004113.3 2009-01-08
PCT/EP2010/050101 WO2010079195A1 (en) 2009-01-08 2010-01-07 Method for installing an electronic ticket and/or payment application on a mobile terminal

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CN102272722A true CN102272722A (en) 2011-12-07

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EP (1) EP2386082A1 (en)
CN (1) CN102272722A (en)
DE (1) DE102009004113A1 (en)
WO (1) WO2010079195A1 (en)

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CN107122965A (en) * 2013-08-02 2017-09-01 东芝泰格有限公司 Information processor and electronic billing system
CN104602224A (en) * 2014-12-31 2015-05-06 浙江融创信息产业有限公司 Over-the-air card activating method based on SWP-SIM card of NFC mobile phone
CN104602224B (en) * 2014-12-31 2018-07-24 浙江融创信息产业有限公司 It is a kind of that chucking method is opened based on NFC mobile phone SWP-SIM cards in the air
CN109155045A (en) * 2016-03-25 2019-01-04 可口可乐公司 The system and method bought by using mobile phone from automatic vending machine
CN109155045B (en) * 2016-03-25 2023-04-04 可口可乐公司 System and method for making purchase from vending machine by using mobile phone
CN106648739A (en) * 2016-10-13 2017-05-10 青岛海信移动通信技术股份有限公司 Control method and device of application installation

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