CN104574061A - Mobile payment function terminal - Google Patents
Mobile payment function terminal Download PDFInfo
- Publication number
- CN104574061A CN104574061A CN201510021004.2A CN201510021004A CN104574061A CN 104574061 A CN104574061 A CN 104574061A CN 201510021004 A CN201510021004 A CN 201510021004A CN 104574061 A CN104574061 A CN 104574061A
- Authority
- CN
- China
- Prior art keywords
- card
- terminal
- terminal body
- body portion
- payment function
- Prior art date
- Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
- Pending
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Classifications
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
- G06Q20/322—Aspects of commerce using mobile devices [M-devices]
- G06Q20/3221—Access to banking information through M-devices
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/34—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
- G06Q20/353—Payments by cards read by M-devices
Abstract
The invention discloses a mobile payment function terminal. The mobile payment function terminal is characterized by comprising a terminal body (1) and a rear cover (3) combined with the terminal body (1), wherein a card swiping slot (102) is formed between the terminal body (1) and the rear cover (3), a magnetic stripe reader (101) is arranged in the card swiping slot (102) and connected with a bank network system, the magnetic stripe reader (101) reads magnetic stripe information on credit cards so as to have access to the bank network system, and the card swiping function is achieved. A mobile phone capable of swiping cards achieves the advantages that financial terminal equipment is small in size, light and convenient to carry. The mobile phone capable of swiping cards integrates a common mobile phone and the financial terminal equipment and provides financial and communication services for people anytime anywhere.
Description
Technical field
The invention belongs to a kind of mobile payment function terminal, have, refer to a kind of mobile phone with function of swiping card, belong to communication field.
Background technology
Current multimedia self-help terminal and Automatic Teller Machine, and other desktops are all that volume is large to media self-help terminal equipment, Heavy Weight, carries inconvenience, cost intensive, and production difficulty is large, and market penetration rate is low, generally only has bank and the buying of Third-party payment company.Along with the popularization of mobile finance, the portability of financial terminal equipment brings acid test, traditional financial terminal equipment (as Automatic Teller Machine and multimedia self-help terminal) be all fixing on the wall and put on the table (as La Kala runs a shop treasured), what network connected is netting twine interconnection network.
Along with the popularization of mobile finance, the portability of financial terminal equipment has welcome acid test, and traditional financial terminal equipment facility volume is large, quality weight, is inconvenient to carry with, can not carry out call function, and conventional mobile phone does not have financial function.
Summary of the invention
Technical matters to be solved by this invention is to provide a kind of mobile payment function terminal.
It is as follows that the present invention solves the problems of the technologies described above taked technical scheme:
A kind of mobile payment function terminal, comprise: terminal body portion (1) and the rear cap (3) combined with terminal body portion (1), card-brushing groove (102) is provided with between described terminal body portion (1) and rear cap (3), magnetic strip reader (101) is established in described card-brushing groove (102), and magnetic strip reader (101) is connected with network system of bank, wherein, described magnetic strip reader (101) reads the network system that the magnetic strip information on credit card goes to bank with connection, realizes swiping the card.
Further, preferably, be also provided with card slot (103), described card slot (103) is arranged in terminal body portion (1), and establishes chip reader in card slot (103), for reading the magnetic card on bank card, to realize swiping the card.
Further, preferably, be also provided with draw-in groove over cap (2), described draw-in groove over cap (2) coordinates with the top of terminal body portion (1) or coordinates with bottom, and described draw-in groove over cap (2) inserts in card-brushing groove (102);
Wherein, described card-brushing groove (102) and magnetic strip reader (101) are placed in terminal body portion (1) top, and card slot (103) is placed in terminal body portion (1) middle and lower part.
Further, preferably, described mobile payment function terminal is mobile phone.
Compared with prior art, the invention has the advantages that:
(1) can card swiping mobile phone to achieve the volume of financial terminal equipment machine little, quality is light, is convenient for carrying;
(2) mobile phone can be achieved and financial terminal equipment unites two into one by card swiping mobile phone, for people provide finance and Communications service anywhere or anytime.
Other features and advantages of the present invention will be set forth in the following description, and, partly become apparent from instructions, or understand by implementing the present invention.Object of the present invention and other advantages realize by structure specifically noted in write instructions, claims and accompanying drawing and obtain.
Accompanying drawing explanation
Below in conjunction with accompanying drawing, the present invention is described in detail, to make above-mentioned advantage of the present invention definitely.Wherein,
Fig. 1 is the structural representation of mobile payment function terminal of the present invention.
Embodiment
Describe embodiments of the present invention in detail below with reference to drawings and Examples, to the present invention, how application technology means solve technical matters whereby, and the implementation procedure reaching technique effect can fully understand and implement according to this.It should be noted that, only otherwise form conflict, each embodiment in the present invention and each feature in each embodiment can be combined with each other, and the technical scheme formed is all within protection scope of the present invention.
as shown in Figure 1, a kind of mobile payment function terminal, comprise: terminal body portion (1) and the rear cap (3) combined with terminal body portion (1), card-brushing groove (102) is provided with between described terminal body portion (1) and rear cap (3), magnetic strip reader (101) is established in described card-brushing groove (102), and magnetic strip reader (101) is connected with network system of bank, wherein, described magnetic strip reader (101) reads the network system that the magnetic strip information on credit card goes to bank with connection, realizes swiping the card.
Further, preferably, be also provided with card slot (103), described card slot (103) is arranged in terminal body portion (1), and establishes chip reader in card slot (103), for reading the magnetic card on bank card, to realize swiping the card.
Further, preferably, be also provided with draw-in groove over cap (2), described draw-in groove over cap (2) coordinates with the top of terminal body portion (1) or coordinates with bottom, and described draw-in groove over cap (2) inserts in card-brushing groove (102);
Wherein, described card-brushing groove (102) and magnetic strip reader (101) are placed in terminal body portion (1) top, and card slot (103) is placed in terminal body portion (1) middle and lower part.
Further, in one embodiment, the present invention relates to one can card swiping mobile phone, comprises mobile phone body, draw-in groove over cap 2 and bonnet 3, it is characterized in that: its mobile phone body also comprises magnetic strip reader 101, card-brushing groove 102, card slot 103; Wherein, draw-in groove over cap 2 can closely cooperate with mobile phone body 1 top, can insert in card-brushing groove 102 after its over cap, and bonnet 3 also can be used in conjunction with each other with mobile phone body 1 rear portion; Card-brushing groove 102 and magnetic strip reader 101 are placed in mobile phone body 1 top, and card slot 103 is placed in mobile phone body 1 middle and lower part; Present invention achieves mobile phone and financial terminal equipment unites two into one (supporting all banks magnetic stripe card, chip card), for people provide finance and Communications service anywhere or anytime, ripe title puts into pocket bank.
Preferably, describedly card slot 103 size of card swiping mobile phone and ordinary bank can to block and adapt.
Preferably, describedly card-brushing groove 102 size of card swiping mobile phone and ordinary bank can to block and adapt.
Compared with prior art, the invention has the advantages that:
(1) can card swiping mobile phone to achieve the volume of financial terminal equipment machine little, quality is light, is convenient for carrying;
(2) mobile phone can be achieved and financial terminal equipment unites two into one by card swiping mobile phone, for people provide finance and Communications service anywhere or anytime.
Last it is noted that the foregoing is only the preferred embodiments of the present invention, be not limited to the present invention, although with reference to previous embodiment to invention has been detailed description, for a person skilled in the art, it still can be modified to the technical scheme described in foregoing embodiments, or carries out equivalent replacement to wherein portion of techniques feature.Within the spirit and principles in the present invention all, any amendment done, equivalent replacement, improvement etc., all should be included within protection scope of the present invention.
Claims (4)
1. a mobile payment function terminal, it is characterized in that, comprise: terminal body portion (1) and the rear cap (3) combined with terminal body portion (1), card-brushing groove (102) is provided with between described terminal body portion (1) and rear cap (3), magnetic strip reader (101) is established in described card-brushing groove (102), and magnetic strip reader (101) is connected with network system of bank, wherein, described magnetic strip reader (101) reads the network system that the magnetic strip information on credit card goes to bank with connection, realizes swiping the card.
2. mobile payment function terminal according to claim 1, is characterized in that, is also provided with card slot (103), described card slot (103) is arranged in terminal body portion (1), and establish chip reader in card slot (103), for reading the magnetic card on bank card, to realize swiping the card.
3. mobile payment function terminal according to claim 1, it is characterized in that, also be provided with draw-in groove over cap (2), described draw-in groove over cap (2) coordinates with the top of terminal body portion (1) or coordinates with bottom, and described draw-in groove over cap (2) inserts in card-brushing groove (102);
Wherein, described card-brushing groove (102) and magnetic strip reader (101) are placed in terminal body portion (1) top, and card slot (103) is placed in terminal body portion (1) middle and lower part.
4., according to the arbitrary described mobile payment function terminal of claim 1 ~ 3, it is characterized in that, described mobile payment function terminal is mobile phone.
Priority Applications (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201510021004.2A CN104574061A (en) | 2015-01-16 | 2015-01-16 | Mobile payment function terminal |
Applications Claiming Priority (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201510021004.2A CN104574061A (en) | 2015-01-16 | 2015-01-16 | Mobile payment function terminal |
Publications (1)
| Publication Number | Publication Date |
|---|---|
| CN104574061A true CN104574061A (en) | 2015-04-29 |
Family
ID=53090066
Family Applications (1)
| Application Number | Title | Priority Date | Filing Date |
|---|---|---|---|
| CN201510021004.2A Pending CN104574061A (en) | 2015-01-16 | 2015-01-16 | Mobile payment function terminal |
Country Status (1)
| Country | Link |
|---|---|
| CN (1) | CN104574061A (en) |
Cited By (1)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN107545291A (en) * | 2016-06-27 | 2018-01-05 | 汪风珍 | A kind of cell phone bank card and its financial trade method |
Citations (5)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| US20040087339A1 (en) * | 2002-10-30 | 2004-05-06 | Scott Goldthwaite | Mobile communication device equipped with a magnetic stripe reader |
| CN101950453A (en) * | 2010-07-19 | 2011-01-19 | 福建联迪商用设备有限公司 | Novel mobile phone payment terminal-based payment method |
| WO2011047613A1 (en) * | 2009-10-23 | 2011-04-28 | Shanghai Onbest Electronics Technology Co., Ltd. | Personal financial terminal device |
| CN202189407U (en) * | 2011-08-23 | 2012-04-11 | 北京东方银安科技发展有限公司 | Card swiping payment equipment on basis of mobile phone |
| CN202758442U (en) * | 2012-08-28 | 2013-02-27 | 上海方付通商务服务有限公司 | Mobile card-swiping terminal |
-
2015
- 2015-01-16 CN CN201510021004.2A patent/CN104574061A/en active Pending
Patent Citations (5)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| US20040087339A1 (en) * | 2002-10-30 | 2004-05-06 | Scott Goldthwaite | Mobile communication device equipped with a magnetic stripe reader |
| WO2011047613A1 (en) * | 2009-10-23 | 2011-04-28 | Shanghai Onbest Electronics Technology Co., Ltd. | Personal financial terminal device |
| CN101950453A (en) * | 2010-07-19 | 2011-01-19 | 福建联迪商用设备有限公司 | Novel mobile phone payment terminal-based payment method |
| CN202189407U (en) * | 2011-08-23 | 2012-04-11 | 北京东方银安科技发展有限公司 | Card swiping payment equipment on basis of mobile phone |
| CN202758442U (en) * | 2012-08-28 | 2013-02-27 | 上海方付通商务服务有限公司 | Mobile card-swiping terminal |
Cited By (1)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN107545291A (en) * | 2016-06-27 | 2018-01-05 | 汪风珍 | A kind of cell phone bank card and its financial trade method |
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