CN104268783B - The method, apparatus and terminal device of car damage identification appraisal - Google Patents
The method, apparatus and terminal device of car damage identification appraisal Download PDFInfo
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- CN104268783B CN104268783B CN201410241129.1A CN201410241129A CN104268783B CN 104268783 B CN104268783 B CN 104268783B CN 201410241129 A CN201410241129 A CN 201410241129A CN 104268783 B CN104268783 B CN 104268783B
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Abstract
The method that the present invention provides a kind of to carry out setting loss appraisal in terminal device to vehicle, including：Receive the vehicle characteristic information of damaged vehicle input by user；The image information for acquiring the damaged parts of damaged vehicle, damaged parts information is determined according to image information；According to vehicle characteristic information and damaged parts information, the setting loss appraisal of damaged vehicle is determined.Embodiment provided by the present invention fills up the technological gap for being automated on the terminal device in automobile Claims Resolution field and carrying out setting loss appraisal.Embodiment provided by the present invention evaluates the mode of this high accuracy rate at low cost instead of existing artificial carry out setting loss, simplifies setting loss link, improves the accuracy of setting loss, reduces dispute on price, promotes the benign development of automobile Claims Resolution industry.
Description
Technical field
The present invention relates to the technical fields of terminal device, specifically, the present invention relates to carried out to vehicle in traffic accident
The method, apparatus and terminal device of setting loss appraisal.
Background technology
After traffic accident occurs, generally takes insurance company to reach the manual type that scene is reconnoitred and carry out setting loss.
This setting loss appraisal mode needs to occupy a large amount of human cost of insurance company, spends the higher time cost of setting loss personnel, and
Since to be likely to result in setting loss appraisal inaccurate rationally for the subjective factor of setting loss personnel so that result usually varies with each individual, because when
And it is different, it is unfavorable for the sound development of industry.In recent years, also there is automobile Claims Resolution application in automobile Claims Resolution field, but this answer
With the management for focusing primarily upon Claims Resolution flow, does not go out to be now able to be standardized, setting loss appraisal is carried out to science to vehicle
Method and system.
Invention content
The purpose of the present invention aims to solve at least one of above-mentioned technological deficiency, especially through manual type site inspection to vehicle
Carry out setting loss appraisal the problem of spending higher time and cost of labor.
The method that the present invention provides a kind of to carry out setting loss appraisal in terminal device to vehicle, including：
Receive the vehicle characteristic information of damaged vehicle input by user；
The image information for acquiring the damaged parts of damaged vehicle, damaged parts information is determined according to image information；
According to vehicle characteristic information and damaged parts information, the setting loss appraisal of damaged vehicle is determined.
The present invention also provides it is a kind of to vehicle carry out setting loss appraisal device, including receiving module, component determining module,
Determining module is evaluated in setting loss：
The receiving module, the vehicle characteristic information for receiving damaged vehicle input by user；
The component determining module, the image information of the damaged parts for acquiring damaged vehicle are true according to image information
Determine damaged parts information；
Determining module is evaluated in the setting loss, for according to vehicle characteristic information and damaged parts information, determining damaged vehicle
Setting loss appraisal.
Embodiment provided by the present invention, terminal device receive the vehicle characteristic information of damaged vehicle input by user, root
Damaged parts information is determined according to the image information of the damaged parts of collected damaged vehicle, then, is believed according to vehicle characteristics
Breath and damaged parts information determine the setting loss appraisal of damaged vehicle, fill up automation in automobile Claims Resolution field and carry out setting loss appraisal
Technological gap.Embodiment provided by the present invention evaluates this high accuracy rate at low cost instead of existing artificial carry out setting loss
Mode, simplify setting loss link, improve the accuracy of setting loss, reduce dispute on price, promote the benign development of automobile Claims Resolution industry.
Meanwhile a kind of efficient car damage identification appraisal of profession is provided for insurance company and professional service organizations when traffic accident occurs
Tool also provides a self-service setting loss evaluation tool about " vehicle damage " for car owner, greatly improves the use of car owner
Experience；Further, embodiment provided by the present invention is insurance company, professional service organizations and car owner tripartite provide company
The bridge connect, tripartite can make damaged vehicle unified and standard setting loss rating result.Said program proposed by the present invention,
To the change very little of existing system, the compatibility of system is not interfered with, and is realized simple, efficient.
The additional aspect of the present invention and advantage will be set forth in part in the description, these will become from the following description
Obviously, or practice through the invention is recognized.
Description of the drawings
Above-mentioned and/or additional aspect and advantage of the invention will become from the following description of the accompanying drawings of embodiments
Obviously and it is readily appreciated that, wherein：
Fig. 1 is the method flow diagram that setting loss appraisal is carried out to vehicle according to the embodiment of the present invention；
Fig. 2 is the functions of the equipments schematic diagram that setting loss appraisal is carried out to vehicle according to the embodiment of the present invention；
Fig. 3 is the exemplary plot according to a preferred embodiment of the invention；
Fig. 4 is the exemplary plot according to another preferred embodiment of the present invention.
Specific implementation mode
The embodiment of the present invention is described below in detail, examples of the embodiments are shown in the accompanying drawings, wherein from beginning to end
Same or similar label indicates same or similar element or element with the same or similar functions.Below with reference to attached
The embodiment of figure description is exemplary, and is only used for explaining the present invention, and is not construed as limiting the claims.
Those skilled in the art of the present technique are appreciated that unless expressly stated, singulative " one " used herein, " one
It is a ", " described " and "the" may also comprise plural form.It is to be further understood that is used in the specification of the present invention arranges
It refers to there are the feature, integer, step, operation, element and/or component, but it is not excluded that presence or addition to take leave " comprising "
Other one or more features, integer, step, operation, element, component and/or their group.It should be understood that when we claim member
Part is " connected " or when " coupled " to another element, it can be directly connected or coupled to other elements, or there may also be
Intermediary element.In addition, " connection " used herein or " coupling " may include being wirelessly connected or wirelessly coupling.It is used herein to arrange
Diction "and/or" includes that the whole of one or more associated list items or any cell are combined with whole.
Those skilled in the art of the present technique are appreciated that unless otherwise defined, all terms used herein (including technology art
Language and scientific terminology), there is meaning identical with the general understanding of the those of ordinary skill in fields of the present invention.Should also
Understand, those terms such as defined in the general dictionary, it should be understood that have in the context of the prior art
The consistent meaning of meaning, and unless by specific definitions as here, the meaning of idealization or too formal otherwise will not be used
To explain.
It includes wireless communication that those skilled in the art of the present technique, which are appreciated that " terminal " used herein above, " terminal device " both,
The equipment of number receiver, only has the equipment of the wireless signal receiver of non-emissive ability, and includes receiving and transmitting hardware
Equipment, have on bidirectional communication link, can carry out two-way communication reception and emit hardware equipment.This equipment
May include：Honeycomb or other communication equipments are shown with single line display or multi-line display or without multi-line
The honeycomb of device or other communication equipments；PCS (Personal Communications Service, PCS Personal Communications System), can
With combine voice, data processing, fax and/or communication ability；PDA (Personal Digital Assistant, it is personal
Digital assistants), may include radio frequency receiver, pager, the Internet/intranet access, web browser, notepad, day
It goes through and/or GPS (Global Positioning System, global positioning system) receiver；Conventional laptop and/or palm
Type computer or other equipment, have and/or the conventional laptop including radio frequency receiver and/or palmtop computer or its
His equipment." terminal " used herein above, " terminal device " they can be portable, can transport, be mounted on the vehicles (aviation,
Sea-freight and/or land) in, or be suitable for and/or be configured in local runtime, and/or with distribution form, operate in the earth
And/or any other position operation in space." terminal " used herein above, " terminal device " can also be communication terminal, on
Network termination, music/video playback terminal, such as can be PDA, MID (Mobile Internet Device, mobile Internet
Equipment) and/or mobile phone with music/video playing function, can also be the equipment such as smart television, set-top box.
Fig. 1 is the method flow diagram that setting loss appraisal is carried out to vehicle according to the embodiment of the present invention.
In step s 110, terminal device receives the vehicle characteristic information of damaged vehicle input by user.
Specifically, user can be in advance by the vehicular characteristics data of the vehicle characteristic information input terminal equipment 100 of its vehicle
In library, after traffic accident occurs, by the trigger action of user, terminal device reads impaired from the vehicular characteristics data library
The vehicle characteristic information of vehicle.Or after traffic accident occurs, user inputs the vehicle characteristic information of damaged vehicle, eventually
End equipment receives vehicle characteristic information input by user in real time.
In the step s 120, the image information for acquiring the damaged parts of damaged vehicle determines the portion of being damaged according to image information
Part information.
The mode of image information of the damaged parts of terminal device acquisition damaged vehicle includes：
1) step S120 includes step S121 (not shown) and step S122 (not shown)；In step S121, to user
Component virtual box line chart corresponding with all parts region of damaged vehicle is provided；In step S122, selected based on user
The component virtual box line chart selected, by the damaged parts of damaged vehicle by viewpoint focusing fall into selection component virtual box line chart it
It is interior, it is taken pictures to damaged parts progress frame choosing by way of taking pictures, to acquire the image information of the damaged vehicle component.
In one example, as shown in figure 3, in step S121, terminal device provides a user each with damaged vehicle
The corresponding component virtual box line chart of component area, on the right side of front bumper, front bumper left side, front bumper, front cover
Deng.After the component virtual box line chart of user's selection " on the right side of front bumper ", in step S121, by the front bumper of damaged vehicle
Right side is fallen by viewpoint focusing within " on the right side of front bumper " component virtual box line chart of selection, then by way of taking pictures
Photographing operation is selected to carrying out frame on the right side of front bumper, to acquire the image information on the right side of front bumper.
Mode described in the present embodiment, due to having provided a user the corresponding figure in all parts region of damaged vehicle
The component virtual box line chart of shape, facilitates user to select damaged parts from patterned wire figure, even to zero, automobile
The unfamiliar crowd of part can also determine damaged vehicle component based on appearance similitude and fast and accurately.
2) optionally, to user by gesture touch control operation in the damaged parts for taking pictures the damaged vehicle selected in screen
The shot region at place is taken pictures, and the image information of the damaged parts of damaged vehicle is acquired.
In one example, user can select the damaged parts of damaged vehicle by way of gesture manipulation in screen of taking pictures
The region at place then carries out the image information that photographing operation acquires the damaged parts.Wherein, when user carries out hand motion
When, the camera function of terminal device acquires video image first, and then terminal device will carry out hand to collected video image
Portion's action segmentation, finger tip positioning, tracking process, clicks the processing such as detection to determine that control mode manipulates for gesture at feature extraction.
In an embodiment of the present invention, damaged parts information includes：Damaged parts title, damaged area information, and it is impaired
Degree information.
Terminal device includes according to the method that image information determines damaged parts title and damaged area information：
1) based on user when acquiring the image information of damaged parts of damaged vehicle selected component virtual box line chart,
Determine damaged parts title.
In one example, as user, when acquiring the image information of damaged parts of damaged vehicle, selected component is virtual
Wire figure is " on the right side of front bumper " that then terminal device can determine that damaged parts are on the right side of front bumper.
2) the circle selection operation executed to described image information according to user, determines damaged area information.
In one example, as shown in figure 4, first, terminal device is according to user to being presented on the damaged vehicle in screen
The image information of damaged parts carries out circle selection operation, determines the size of circle favored area；Then, the image based on damaged parts
The predetermined ratio of size and actual vehicle size determines the damaged area information of practical damaged vehicle.
It is foundation that the practical damaged parts image of damaged vehicle is used in the present embodiment, only passes through a step circle selection operation
It realizes the accurate determination to damage field area, reduce the complexity that area determines and improves accuracy.
3) analysis and identification processing is carried out to image information by image recognition technology, determines damaged parts title and impaired face
Product information.
In one example, in advance to the typical sample of magnanimity, such as typical sample of each damaged parts, different impaired areas
Each damaged parts typical sample carry out data prediction, such as analog-to-digital conversion, binaryzation, image it is smooth, transformation, enhancing,
Restore, filter etc.；Then, feature extraction, and composition characteristic vector are carried out；Then, feature vector is normalized；Really
Recognize the corresponding damaged parts title of typical sample and/or damaged area information；By feature vector and damaged parts title and/or
Damaged area information trains respectively as the input and output of disaggregated model and simultaneously determines disaggregated model.Terminal device will be collected
Image information is put into progress analysis and identification processing in disaggregated model, determines damaged parts title and/or damaged area information；Its
In, disaggregated model includes the disaggregated model established according to any mode classification in the prior art, such as SVM, bayesian algorithm, recently
Adjacent sorting algorithm, EM algorithm etc..
4) selection operation according to user based on image information in preset extent of damage control picture, determines impaired journey
Spend information.
Specifically, first, terminal device provides a user multiple preset extent of damage control pictures；Then, Yong Huji
In the image information of the damaged parts of damaged vehicle, it is compared in multiple preset extent of damage control pictures, and select
The extent of damage consistent with the extent of damage of the damaged parts of damaged vehicle compares picture；Terminal device is according to the user's choice
It operates to determine extent of damage information.In the present embodiment, it can be history damaged vehicle case that the preset extent of damage, which compares picture,
In practical damaged parts the extent of damage sample, guiding user selection with best suit the extent of damage really damaged, reduce
User determines the complexity of degree of injury and improves accuracy.
5) after determining damaged parts title and damaged area information, believed according to damaged parts title and damaged area
Breath carries out analysis and identification processing, to determine extent of damage information based on 3D modeling technology to image information.
In one example, previously according to the different extent of damages of multiple damaged vehicle components with mutual spatial relationship
2D cross-sectional data images, come construct multiple damaged vehicle components the different extent of damages virtual 3d model.It is impaired determining
After component names and damaged area information, terminal device is according to damaged parts title and damaged area information, based on having been established
Virtual 3d model processing is identified to the impaired depth in image information, to determine extent of damage information.
In step s 130, according to vehicle characteristic information and damaged parts information, the setting loss appraisal of damaged vehicle is determined.
In an embodiment of the present invention, vehicle characteristic information includes following one or more：Vehicle brand；Vehicle model；
And the paint number of plies.
Step S130 further includes step S131 (not shown) and step S132 (not shown)；In step S131, terminal is set
For according to vehicle characteristic information and damaged parts information, determine that the maintenance man-hours information of the damaged parts of damaged vehicle and working hour are single
Valence information；In step S132, according to maintenance man-hours information and working hour unit price information, calculation processing is carried out by price formulae,
To determine the setting loss appraisal of damaged vehicle.
By establishing standard work force and the working hour pricing structure of sustainable operating, the accuracy of setting loss appraisal is improved, is protected
Dangerous company, vehicle maintenance manufacturer and three side of car owner can be evaluated system by unified standard and determine that unified setting loss is evaluated,
Reduce dispute on price.
Specifically, in step S131, terminal device is believed according to damaged parts title, damaged area information, the extent of damage
Breath, vehicle brand, vehicle model and the paint number of plies, match query is carried out in scheduled working hour corresponding relation database, is determined
Maintenance man-hours information.Wherein, working hour corresponding relation database includes different damaged parts, and/or different damaged areas
Information, and/or the different extent of damage, and/or different vehicle brands, and/or different vehicle models and/or different oil
Enamelled coating number, corresponding different maintenance man-hours information.Meanwhile terminal device reads scheduled working hour unit price information.
In step S132, terminal device passes through price formulae according to maintenance man-hours information and working hour unit price information：Setting loss
Appraisal=working hour unit price × maintenance man-hours carry out calculation processing, to determine that setting loss is evaluated.
Embodiment provided by the present invention, terminal device receive the vehicle characteristic information of damaged vehicle input by user, root
Damaged parts information is determined according to the image information of the damaged parts of collected damaged vehicle, then, is believed according to vehicle characteristics
Breath and damaged parts information determine the setting loss appraisal of damaged vehicle, fill up automation in automobile Claims Resolution field and carry out setting loss appraisal
Technological gap.Embodiment provided by the present invention evaluates mode instead of the setting loss of existing artificial high accuracy rate at low cost,
Simplify setting loss link, improve the accuracy of setting loss, reduce dispute on price, promotes the benign development of automobile Claims Resolution industry.Meanwhile
A kind of efficient car damage identification evaluation tool of profession is provided for insurance company and professional service organizations when traffic accident occurs,
A self-service setting loss evaluation tool about " vehicle damage " is provided for car owner, greatly improves the usage experience of car owner；Into
One step, embodiment provided by the present invention is insurance company, professional service organizations and car owner tripartite provide the bridge of connection
Beam, tripartite can make damaged vehicle unified and standard setting loss rating result.
In a preferred embodiment (referring to Fig.1), further include step S140, in step after determining working hour unit price information
In S140, terminal device is adjusted working hour unit price information according to scheduled Dynamic gene；Wherein, Dynamic gene includes：Vehicle
Brand message；Geographical location information；Maintenance agency information.Wherein, maintenance agency information maintenance agency type and discount information.
For example, predetermined diverse geographic location corresponds to different regulation coefficients, and when damaged vehicle is located at Beijing area, adjustment
Coefficient is 1.2, when damaged vehicle is located at Xining District, regulation coefficient 0.8.
In one example, the fixed setting loss rating result of terminal device be 1000 yuan, when damaged vehicle with being located at Xining
Qu Shi, the regulation coefficient 0.8 corresponding to scheduled Dynamic gene determine that the setting loss rating result after adjustment is 800 yuan.
Fig. 2 is the functions of the equipments schematic diagram that setting loss appraisal is carried out to vehicle according to the embodiment of the present invention.
Terminal device 100 includes the device that setting loss appraisal is carried out to vehicle, wherein device includes receiving module 110, portion
Determining module 130 is evaluated in part determining module 120 and setting loss.In an embodiment of the present invention, terminal device 100 is carried out with to vehicle
The device of setting loss appraisal equally uses, and does not distinguish.
In terminal device 100, first, receiving module 110 receives the vehicle characteristic information of damaged vehicle input by user.
Specifically, user can be in advance by the vehicular characteristics data of the vehicle characteristic information input terminal equipment 100 of its vehicle
In library, after traffic accident occurs, by the trigger action of user, terminal device reads impaired from the vehicular characteristics data library
The vehicle characteristic information of vehicle.Or after traffic accident occurs, user inputs the vehicle characteristic information of damaged vehicle, eventually
End equipment receives vehicle characteristic information input by user in real time.
Then, component determining module 120 acquires the image information of the damaged parts of damaged vehicle, is determined according to image information
Damaged parts information.
The mode of image information that component determining module 120 acquires the damaged parts of damaged vehicle includes：
1) component determining module 120 includes providing module (not shown) and acquisition module (not shown)；There is provided module to
Family provides component virtual box line chart corresponding with all parts region of damaged vehicle；Acquisition module is selected based on user
Component virtual box line chart falls into the damaged parts of damaged vehicle within the component virtual box line chart of selection by viewpoint focusing,
Frame choosing is carried out by way of taking pictures to the damaged parts to take pictures, to acquire the image information of the damaged vehicle component.
In one example, as shown in figure 3, provide module provide a user it is right respectively with all parts region of damaged vehicle
The component virtual box line chart answered, such as front bumper, front bumper left side, front bumper right side, front cover.User's selection is " preceding
After the component virtual box line chart on bumper bar right side ", acquisition module will be fallen on the right side of the front bumper of damaged vehicle by viewpoint focusing
Enter within " on the right side of front bumper " component virtual box line chart of selection, then to being carried out on the right side of front bumper by way of taking pictures
Frame selects photographing operation, to acquire the image information on the right side of front bumper.
Mode described in the present embodiment, due to having provided a user the corresponding figure in all parts region of damaged vehicle
The component virtual box line chart of shape, facilitates user to select damaged parts from patterned wire figure, even to zero, automobile
The unfamiliar crowd of part can also determine damaged vehicle component based on appearance similitude and fast and accurately.
2) optionally, component determining module 120 to user by gesture touch control operation take pictures selected in screen by
Shot region where damaging the damaged parts of vehicle is taken pictures, and the image information of the damaged parts of damaged vehicle is acquired.
In one example, user can select the damaged parts of damaged vehicle by way of gesture manipulation in screen of taking pictures
The region at place then carries out the image information that photographing operation acquires the damaged parts.Wherein, when user carries out hand motion
When, the camera function of terminal device acquires video image first, and then terminal device will carry out hand to collected video image
Portion's action segmentation, finger tip positioning, tracking process, clicks the processing such as detection to determine that control mode manipulates for gesture at feature extraction.
In an embodiment of the present invention, damaged parts information includes：Damaged parts title, damaged area information, and it is impaired
Degree information.
Component determining module 120 includes according to the method that image information determines damaged parts title and damaged area information：
1) component determining module 120 is selected when acquiring the image information of damaged parts of damaged vehicle based on user
Component virtual box line chart, determines damaged parts title.
In one example, as user, when acquiring the image information of damaged parts of damaged vehicle, selected component is virtual
Wire figure is " on the right side of front bumper " that then component determining module 120 can determine that damaged parts are on the right side of front bumper.
2) the circle selection operation that component determining module 120 executes described image information according to user determines that damaged area is believed
Breath.
In one example, as shown in figure 4, first, component determining module 120 is impaired in screen to being presented on according to user
The image information of the damaged parts of vehicle carries out circle selection operation, determines the size of circle favored area；Then, damaged parts are based on
Image size and actual vehicle size predetermined ratio, determine the damaged area information of practical damaged vehicle.
It is foundation that the practical damaged parts image of damaged vehicle is used in the present embodiment, only passes through a step circle selection operation
It realizes the accurate determination to damage field area, reduce the complexity that area determines and improves accuracy.
3) component determining module 120 carries out analysis and identification processing by image recognition technology to image information, determines impaired
Component names and damaged area information.
In one example, in advance to the typical sample of magnanimity, such as typical sample of each damaged parts, different impaired areas
Each damaged parts typical sample carry out data prediction, such as analog-to-digital conversion, binaryzation, image it is smooth, transformation, enhancing,
Restore, filter etc.；Then, feature extraction, and composition characteristic vector are carried out；Then, feature vector is normalized；Really
Recognize the corresponding damaged parts title of typical sample and/or damaged area information；By feature vector and damaged parts title and/or
Damaged area information trains respectively as the input and output of disaggregated model and simultaneously determines disaggregated model.Terminal device will be collected
Image information is put into progress analysis and identification processing in disaggregated model, determines damaged parts title and/or damaged area information；Its
In, disaggregated model includes the disaggregated model established according to any mode classification in the prior art, such as SVM, bayesian algorithm, recently
Adjacent sorting algorithm, EM algorithm etc..
4) selection of the component determining module 120 according to user based on image information in preset extent of damage control picture
Operation, determines extent of damage information.
Specifically, first, terminal device 100 provides a user multiple preset extent of damage control pictures；Then, user
The image information of damaged parts based on damaged vehicle is compared in multiple preset extent of damage control pictures, and selects
Select the extent of damage control picture consistent with the extent of damage of the damaged parts of damaged vehicle；120 basis of component determining module
The selection operation of user determines extent of damage information.
In the present embodiment, it can be the practical damaged parts in history damaged vehicle case that the preset extent of damage, which compares picture,
The extent of damage sample, guiding user selection with best suit the extent of damage really damaged, reduce user determine damage journey
The complexity of degree simultaneously improves accuracy.
5) after determining damaged parts title and damaged area information, component determining module 120 is according to damaged parts name
Title and damaged area information carry out analysis and identification processing, to determine extent of damage information based on 3D modeling technology to image information.
In one example, previously according to the different extent of damages of multiple damaged vehicle components with mutual spatial relationship
2D cross-sectional data images, come construct multiple damaged vehicle components the different extent of damages virtual 3d model.It is impaired determining
After component names and damaged area information, component determining module 120 is based on according to damaged parts title and damaged area information
Processing is identified to the impaired depth in image information in established virtual 3d model, to determine extent of damage information.
Then, setting loss evaluates determining module 130 according to vehicle characteristic information and damaged parts information, determines damaged vehicle
Setting loss is evaluated.
In an embodiment of the present invention, vehicle characteristic information includes following one or more：Vehicle brand；Vehicle model；
And the paint number of plies.
It includes working hour unit price determining module (not shown) and computing module (not shown) that determining module 130 is evaluated in setting loss；Work
When unit price determining module according to vehicle characteristic information and damaged parts information, determine the maintenance man-hours of the damaged parts of damaged vehicle
Information and working hour unit price information；Computing module is counted according to maintenance man-hours information and working hour unit price information by price formulae
Calculation is handled, to determine that the setting loss of damaged vehicle is evaluated.
By establishing standard work force and the working hour pricing structure of sustainable operating, the accuracy of setting loss appraisal is improved, is protected
Dangerous company, vehicle maintenance manufacturer and three side of car owner can be evaluated system by unified standard and determine that unified setting loss is evaluated,
Reduce dispute on price.
Specifically, working hour unit price determining module is according to damaged parts title, damaged area information, extent of damage information, vehicle
Brand, vehicle model and the paint number of plies, carry out match query in scheduled working hour corresponding relation database, determine maintenance mans
When information.Wherein, working hour corresponding relation database include different damaged parts, and/or different damaged area information,
And/or the different extent of damage, and/or different vehicle brands, and/or different vehicle models and/or different skin of paints
Number, corresponding different maintenance man-hours information.Meanwhile terminal device reads scheduled working hour unit price information.
Computing module passes through price formulae according to maintenance man-hours information and working hour unit price information：Setting loss appraisal=working hour is single
Valence × maintenance man-hours carry out calculation processing, to determine that setting loss is evaluated.
Embodiment provided by the present invention, terminal device receive the vehicle characteristic information of damaged vehicle input by user, root
Damaged parts information is determined according to the image information of the damaged parts of collected damaged vehicle, then, is believed according to vehicle characteristics
Breath and damaged parts information determine the setting loss appraisal of damaged vehicle, fill up automation in automobile Claims Resolution field and carry out setting loss appraisal
Technological gap.Embodiment provided by the present invention evaluates mode instead of the setting loss of existing artificial high accuracy rate at low cost,
Simplify setting loss link, improve the accuracy of setting loss, reduce dispute on price, promotes the benign development of automobile Claims Resolution industry.Meanwhile
A kind of efficient car damage identification evaluation tool of profession is provided for insurance company and professional service organizations when traffic accident occurs,
A self-service setting loss evaluation tool about " vehicle damage " is provided for car owner, greatly improves the usage experience of car owner；Into
One step, embodiment provided by the present invention is insurance company, professional service organizations and car owner tripartite provide the bridge of connection
Beam, tripartite can make damaged vehicle unified and standard setting loss rating result.
Further include adjustment module (not shown) after determining working hour unit price information in a preferred embodiment (with reference to Fig. 2),
Module is adjusted according to scheduled Dynamic gene, working hour unit price information is adjusted；Wherein, Dynamic gene includes：Vehicle brand
Information；Geographical location information；Maintenance agency information.
Wherein, maintenance agency information maintenance agency type and discount information.
For example, predetermined diverse geographic location corresponds to different regulation coefficients, and when damaged vehicle is located at Beijing area, adjustment
Coefficient is 1.2, when damaged vehicle is located at Xining District, regulation coefficient 0.8.
In one example, it has been determined that setting loss rating result be 1000 yuan, when damaged vehicle is located at Xining District, according to
Regulation coefficient 0.8 corresponding to scheduled Dynamic gene, adjustment module determine that the setting loss rating result after adjustment is 800 yuan.
Those skilled in the art of the present technique are appreciated that the present invention includes being related to for executing in operation described herein
One or more equipment.These equipment can specially be designed and be manufactured for required purpose, or can also include general
Known device in computer.These equipment have the computer program being stored in it, these computer programs are selectively
Activation or reconstruct.Such computer program can be stored in equipment (for example, computer) readable medium or be stored in
It e-command and is coupled to respectively in any kind of medium of bus suitable for storage, the computer-readable medium includes but not
Be limited to any kind of disk (including floppy disk, hard disk, CD, CD-ROM and magneto-optic disk), ROM (Read-Only Memory, only
Read memory), RAM (Random Access Memory, immediately memory), EPROM (Erasable Programmable
Read-Only Memory, Erarable Programmable Read only Memory), EEPROM (Electrically Erasable
Programmable Read-Only Memory, Electrically Erasable Programmable Read-Only Memory), flash memory, magnetic card or light card
Piece.It is, readable medium includes by any Jie of equipment (for example, computer) storage or transmission information in the form of it can read
Matter.
Those skilled in the art of the present technique be appreciated that can with computer program instructions come realize these structure charts and/or
The combination of each frame and these structure charts and/or the frame in block diagram and/or flow graph in block diagram and/or flow graph.This technology is led
Field technique personnel be appreciated that these computer program instructions can be supplied to all-purpose computer, special purpose computer or other
The processor of programmable data processing method is realized, to pass through the processing of computer or other programmable data processing methods
Device come execute structure chart and/or block diagram and/or flow graph disclosed by the invention frame or multiple frames in specify scheme.
Those skilled in the art of the present technique are appreciated that in the various operations crossed by discussion in the present invention, method, flow
Steps, measures, and schemes can be replaced, changed, combined or be deleted.Further, each with having been crossed by discussion in the present invention
Other steps, measures, and schemes in kind operation, method, flow may also be alternated, changed, rearranged, decomposed, combined or deleted.
Further, in the prior art to have and step, measure, the scheme in various operations, method, flow disclosed in the present invention
It may also be alternated, changed, rearranged, decomposed, combined or deleted.
The above is only some embodiments of the present invention, it is noted that for the ordinary skill people of the art
For member, various improvements and modifications may be made without departing from the principle of the present invention, these improvements and modifications are also answered
It is considered as protection scope of the present invention.
Claims (19)
1. a kind of method of car damage identification appraisal, which is characterized in that including：
Receive the vehicle characteristic information of damaged vehicle input by user；
The image information for acquiring the damaged parts of the damaged vehicle determines damaged parts information according to described image information；
According to the vehicle characteristic information and the damaged parts information, the setting loss appraisal of the damaged vehicle is determined；
The image information of the collection vehicle damaged parts, specifically includes：
The patterned virtual wire of component corresponding with all parts region of the damaged vehicle is provided to the user
Figure；
Based on the component virtual box line chart of user selection, the damaged parts of the damaged vehicle are fallen by viewpoint focusing
Within the component virtual box line chart of selection, taken pictures to damaged parts progress frame choosing by way of taking pictures, described in acquisition
The image information of damaged vehicle component；
Based on the user when acquiring the image information of damaged parts of the damaged vehicle the selected virtual wire of component
Figure, determines damaged parts title；And the circle selection operation that described image information is executed according to the user, determine damaged area
Information.
2. the method for car damage identification appraisal according to claim 1, which is characterized in that damaged parts information, including：
Damaged parts title, damaged area information and extent of damage information.
3. the method for car damage identification according to claim 2 appraisal, which is characterized in that according to described image information determine by
Component names and damaged area information are damaged, including：
Analysis and identification processing is carried out to described image information by image recognition technology, determines damaged parts title and damaged area
Information.
4. the method for car damage identification according to claim 2 appraisal, which is characterized in that according to described image information determine by
Degree information is damaged, including：
Selection operation according to the user based on described image information in preset extent of damage control picture, determines impaired
Degree information.
5. the method for car damage identification appraisal according to claim 2, which is characterized in that determine damaged parts title and be damaged
After area information, extent of damage information is determined according to described image information, including：
According to the damaged parts title and the damaged area information, described image information is divided based on 3D modeling technology
Identifying processing is analysed, to determine extent of damage information.
6. the method for car damage identification appraisal according to claim 2, which is characterized in that vehicle characteristic information, including it is following
It is one or more：
Vehicle brand；Vehicle model；And the paint number of plies.
7. the method for car damage identification according to claim 6 appraisal, which is characterized in that according to the vehicle characteristic information and
The damaged parts information determines the setting loss appraisal of the damaged vehicle, including：
According to the vehicle characteristic information and the damaged parts information, the maintenance mans of the damaged parts of the damaged vehicle are determined
When information and working hour unit price information；
According to the maintenance man-hours information and the working hour unit price information, calculation processing is carried out by price formulae, to determine
State the setting loss appraisal of damaged vehicle.
8. the method for car damage identification according to claim 7 appraisal, which is characterized in that according to the vehicle characteristic information and
The damaged parts information determines the maintenance man-hours information of the damaged parts of the damaged vehicle, including：
According to the damaged parts title, the damaged area information, the extent of damage information, the vehicle brand, described
Vehicle model and the paint number of plies, match query is carried out in scheduled working hour corresponding relation database, with the determination dimension
Repair working hour information.
9. the method for car damage identification appraisal according to claim 7, which is characterized in that after determining working hour unit price information, also
Including：
According to scheduled Dynamic gene, working hour unit price information is adjusted；
Wherein, the Dynamic gene includes following one or more：
Vehicle brand information；Geographical location information；Maintenance agency information.
10. a kind of device of car damage identification appraisal, which is characterized in that true including receiving module, component determining module, setting loss appraisal
Cover half block：
The receiving module, the vehicle characteristic information for receiving damaged vehicle input by user；
The component determining module, the image information of the damaged parts for acquiring the damaged vehicle, believes according to described image
Breath determines damaged parts information；
Determining module is evaluated in the setting loss, described according to the vehicle characteristic information and the damaged parts information, determining
The setting loss of damaged vehicle is evaluated；
The component determining module specifically includes：Module and acquisition module are provided, wherein：
The offer module, for providing figure corresponding with all parts region of the damaged vehicle to the user
The component virtual box line chart of change；
The acquisition module, the component virtual box line chart for being selected based on the user, by the impaired portion of the damaged vehicle
Part is fallen by viewpoint focusing within the component virtual box line chart of selection, and frame is carried out to the damaged parts by way of taking pictures
Choosing is taken pictures, to acquire the image information of the damaged vehicle component；
The component determining module is used for based on the user when acquiring the image information of damaged parts of the damaged vehicle
Selected component virtual box line chart, determines damaged parts title；And the component determining module is used for according to the user
To the circle selection operation that described image information executes, damaged area information is determined.
11. the device of car damage identification appraisal according to claim 10, which is characterized in that damaged parts information, including：
Damaged parts title, damaged area information and extent of damage information.
12. the device of car damage identification appraisal according to claim 11, which is characterized in that the component determining module is used for
Analysis and identification processing is carried out to described image information by image recognition technology, determines damaged parts title and damaged area letter
Breath.
13. the device of car damage identification appraisal according to claim 11, which is characterized in that the component determining module is used for
Selection operation according to the user based on described image information in preset extent of damage control picture, determines the extent of damage
Information.
14. the device of car damage identification appraisal according to claim 11, which is characterized in that the component determining module is used for
According to the damaged parts title and the damaged area information, analysis knowledge is carried out to described image information based on 3D modeling technology
Other places are managed, to determine extent of damage information.
15. the device of car damage identification appraisal according to claim 11, which is characterized in that vehicle characteristic information, including with
The next item down is multinomial：
Vehicle brand；Vehicle model；And the paint number of plies.
16. the device of car damage identification appraisal according to claim 15, which is characterized in that determining module is evaluated in the setting loss
Including working hour unit price determining module and computing module：
The working hour unit price determining module, described according to the vehicle characteristic information and the damaged parts information, determining
The maintenance man-hours information and working hour unit price information of the damaged parts of damaged vehicle；
The computing module, for according to the maintenance man-hours information and the working hour unit price information, being carried out by price formulae
Calculation processing is evaluated with the setting loss of the determination damaged vehicle.
17. the device of car damage identification appraisal according to claim 16, which is characterized in that the working hour unit price determining module
For according to the damaged parts title, the damaged area information, the extent of damage information, the vehicle brand, described
Vehicle model and the paint number of plies, match query is carried out in scheduled working hour corresponding relation database, with the determination dimension
Repair working hour information.
18. the device of car damage identification appraisal according to claim 16, which is characterized in that further include adjustment module：
The adjustment module is for after determining working hour unit price information, according to scheduled Dynamic gene, carrying out working hour unit price information
Adjustment；
Wherein, the Dynamic gene includes following one or more：
Vehicle brand information；Geographical location information；Maintenance agency information.
19. a kind of terminal device, which is characterized in that include the device of the car damage identification appraisal described in claim 10-18.
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