CN106651591A - Intelligent quotation system for car insurance - Google Patents
Intelligent quotation system for car insurance Download PDFInfo
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- CN106651591A CN106651591A CN201611195561.7A CN201611195561A CN106651591A CN 106651591 A CN106651591 A CN 106651591A CN 201611195561 A CN201611195561 A CN 201611195561A CN 106651591 A CN106651591 A CN 106651591A
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- car
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q40/00—Finance; Insurance; Tax strategies; Processing of corporate or income taxes
- G06Q40/08—Insurance
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q30/00—Commerce
- G06Q30/02—Marketing; Price estimation or determination; Fundraising
- G06Q30/0278—Product appraisal
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- H—ELECTRICITY
- H04—ELECTRIC COMMUNICATION TECHNIQUE
- H04N—PICTORIAL COMMUNICATION, e.g. TELEVISION
- H04N7/00—Television systems
- H04N7/18—Closed-circuit television [CCTV] systems, i.e. systems in which the video signal is not broadcast
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- Business, Economics & Management (AREA)
- Engineering & Computer Science (AREA)
- Finance (AREA)
- Accounting & Taxation (AREA)
- Strategic Management (AREA)
- Development Economics (AREA)
- Physics & Mathematics (AREA)
- Economics (AREA)
- Marketing (AREA)
- General Business, Economics & Management (AREA)
- General Physics & Mathematics (AREA)
- Theoretical Computer Science (AREA)
- Entrepreneurship & Innovation (AREA)
- Game Theory and Decision Science (AREA)
- Signal Processing (AREA)
- Multimedia (AREA)
- Technology Law (AREA)
- Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
Abstract
The invention discloses an intelligent quotation system for car insurance. The intelligent quotation system comprises a processor, an image processing module, an image collector, a power module, a repair factory quotation module and a display, wherein the image collector and the image processing module are connected; the image processing module, the power module and the repair factor quotation module are independently coupled with the processor; the image collector is configured for collecting the image of the damaged part of an accident car; the image processing module is configured for processing obtained image information into a digital signal and inputting the digital signal to the processor; the power module is configured for providing a stable power supply for a loss assessment and claim settlement system; the processor is configured for controlling each module to harmoniously work and carry out analysis processing on the collected image information; and the repair factory quotation module comprises the quotations of at least three repair factories. By use of the intelligent quotation system for the car insurance, the problems in the prior art that a claim settlement result for a client is unreasonable since multiple subjective factors are in the presence in a car insurance claim settlement scheme are solved.
Description
Technical field
The present invention relates to vehicle insurance field, in particular it relates to car insurance intelligence quotation system.
Background technology
Automobile insurance is " vehicle insurance ", is the one kind with motor vehicles itself and its third party liability etc. as insurance mark
Vehicle Risk.At present some insurance companies are to carry out setting loss to accident vehicle, then formulation Claims Resolution scheme, but the Claims Resolution
Subjective factor is more in scheme, for the Claims Resolution result of client has irrational phenomenon, so as to cause being unsatisfied with for client.
Therefore it provides one kind is in use, according to the damage situations of accident vehicle and vehicle insurance species can be purchased, be given
Client is reasonable, the problem that result of accurately and intuitively settling a claim car insurance intelligence quotation system is urgent need to resolve of the present invention.
The content of the invention
For above-mentioned prior art, it is an object of the present invention to overcome subjective in the vehicle insurance Claims Resolution scheme of prior art
Factor is more, for the Claims Resolution result of client has irrational phenomenon, so as to cause unsatisfied problem of client, so as to carry
According to the damage situations of accident vehicle and can purchase vehicle insurance species in use for a kind of, to client it is reasonable, accurate and
The car insurance intelligence quotation system of result of intuitively settling a claim.
To achieve these goals, the invention provides a kind of car insurance intelligence quotation system, the car insurance intelligence
Energy quotation system includes：Processor, image processing module, image acquisition device, power module, maintenance factory's quote module and display
Device, described image collector is connected with described image processing module, described image processing module, the power module and described
Maintenance factory's quote module is mutually coupled respectively with the processor, and the display is connected with maintenance factory's quote module；Wherein,
Described image collector is configured to the image of the damaged parts to accident vehicle and is acquired；Described image processing module is matched somebody with somebody
It is set to and into data signal and the Image Information Processing of acquisition is input in the processor；The power module is configured to
The setting loss Claims Resolution system provides stable power supply；The processor is configured to control modules co-ordination and to collection
Image information be analyzed process；Maintenance factory's quote module includes the price list of at least three maintenance factories, described aobvious
Show that device is display configured to vehicle insurance amount for which loss settled.
Preferably, the car insurance intelligence quotation system also includes owner information typing module, the owner information record
Enter module to be connected with the processor, the owner information typing module be configured to car owner's personal information, information of vehicles and
The vehicle insurance of purchase carries out typing.
Preferably, described image processing module includes：The video memory being mutually coupled and A/D video converters, it is described
Video memory is also connected with the camera, and the A/D video converters are connected with the processor, and the A/D videos turn
Parallel operation is configured to for the vision signal that the camera is gathered to be converted into data signal, and is input into the processor.
Preferably, memory module has been also coupled on the processor, the storage module is configured to the processor
Space needed for the operation of offer program, code and operating system storage.
Preferably, the memory module includes：RAM memory, FLASH memory and eeprom memory, the RAM is deposited
Reservoir is configured to offer program operation requisite space, and the FLASH memory is configured to deposit operation system and applies journey
Space needed for sequence code, the eeprom memory is configured for storing configuration information of the user to the processor.
Preferably, encrypting module is also associated with the processor, the encrypting module is configured in the processor
It is encrypted.
Preferably, sending module is connected with maintenance factory's quote module, the sending module is configured to report maintenance factory
Valency information is sent to the mobile terminal of car owner.
According to above-mentioned technical proposal, the car insurance intelligence quotation system that the present invention is provided is by the image to accident vehicle
Information, and information is carried out being input to after conversion process in the processor carry out setting loss analysis, wherein, it is described
Maintenance factory's quote module is coupled with processor, Zhe Duojia maintenance factories are deposited in maintenance factory's quote module to damaged vehicle
Maintenance price, in order to increase the accuracy of quotation, maintenance factory's quote module includes the price list of at least three maintenance factories,
Then final Claims Resolution scheme is made in the processor analysis, and draws corresponding car according to the vehicle insurance species of car owner's purchase
Dangerous amount for which loss settled, and show on the display.The car insurance intelligence quotation system of the present invention is overcome in prior art
Vehicle insurance Claims Resolution scheme in subjective factor it is more, for the Claims Resolution result of client has irrational phenomenon, so as to cause client
Unsatisfied problem.
Other features and advantages of the present invention will be described in detail in subsequent specific embodiment part.
Description of the drawings
Accompanying drawing is, for providing a further understanding of the present invention, and to constitute the part of specification, with following tool
Body embodiment is used to explain the present invention together, but is not construed as limiting the invention.In the accompanying drawings：
Fig. 1 is the structural frames of the car insurance intelligence quotation system of a kind of preferred embodiment middle offer of the present invention
Figure.
Specific embodiment
The specific embodiment of the present invention is described in detail below in conjunction with accompanying drawing.It should be appreciated that this place is retouched
The specific embodiment stated is merely to illustrate and explains the present invention, is not limited to the present invention.
Such as Fig. 1, the invention provides a kind of car insurance intelligence quotation system, the car insurance intelligence quotation system bag
Include：Processor, image processing module, image acquisition device, power module, maintenance factory's quote module and display, described image is adopted
Storage is connected with described image processing module, described image processing module, the power module and maintenance factory quotation mould
Block is mutually coupled respectively with the processor, and the display is connected with maintenance factory's quote module；Wherein, described image collection
Device is configured to the image of the damaged parts to accident vehicle and is acquired；Described image processing module is configured to acquisition
Image Information Processing is into data signal and is input in the processor；The power module is configured to the setting loss Claims Resolution
System provides stable power supply；The processor is configured to control modules co-ordination and the image information to gathering is entered
Row analyzing and processing；Maintenance factory's quote module includes the price list of at least three maintenance factories, and the display is configured to
Show vehicle insurance amount for which loss settled.
The present invention it is a kind of preferred embodiment in, car insurance intelligence quotation system also includes owner information
Typing module, the owner information typing module is connected with the processor, and it is right that the owner information typing module is configured to
The vehicle insurance of car owner's personal information, information of vehicles and purchase carries out typing, can according to the owner information and damaged vehicle situation of typing
More reasonably to draw Claims Resolution scheme, more accurate amount for which loss settled finally can be just given.
In the present invention, the image information of described image collector collection belongs to analog signal, it is impossible to using the processor
Be analyzed, need to convert analog signals into data signal, the present invention it is a kind of preferred embodiment in, described image
Processing module includes：The video memory being mutually coupled and A/D video converters, described image memory also with the camera
It is connected, the A/D video converters are connected with the processor, and the A/D video converters are configured to the camera
The vision signal of collection is converted into data signal, and is input into the processor, and described image memory can be to acquisition
Image information is preserved, and is prevented information from losing and is brought inconvenience.
The present invention it is a kind of preferred embodiment in, memory module, the storage have been also coupled on the processor
Module is configured to the processor and provides program operation, code and operating system storage required space.
For the specific part of the storage module and the effect of each part, the present invention one kind preferred embodiment
In, the memory module includes：RAM memory, FLASH memory and eeprom memory, the RAM memory is configured to
Offer program runs requisite space, and the FLASH memory is configured to needed for deposit operation system and application code
Space, the eeprom memory is configured for storing configuration information of the user to the processor, the memory module
The inside division of labor is clear and definite, and work is more stable.
It is preferred in one kind of the present invention in order to increase the security of the car insurance intelligence quotation system in the present invention
Embodiment in, encrypting module is also associated with the processor, the encrypting module is configured in and the processor is entered
Row encryption.
In accident, car owner can not stay in the scene of the accident or cannot obtain on the display because of personal principle
Amount for which loss settled, in order that car owner timely and effectively must live Claims Resolution result, the present invention it is a kind of preferred embodiment in, dimension
Repair and sending module is connected with factory's quote module, the sending module is configured to maintenance factory's quotation information be sent to car owner's
On mobile terminal.
The preferred embodiment of the present invention is described in detail above in association with accompanying drawing, but, the present invention is not limited to above-mentioned reality
The detail in mode is applied, in the range of the technology design of the present invention, various letters can be carried out to technical scheme
Monotropic type, these simple variants belong to protection scope of the present invention.
It is further to note that each particular technique feature described in above-mentioned specific embodiment, in not lance
In the case of shield, can be combined by any suitable means, in order to avoid unnecessary repetition, the present invention to it is various can
The combination of energy is no longer separately illustrated.
Additionally, can also be combined between a variety of embodiments of the present invention, as long as it is without prejudice to this
The thought of invention, it should equally be considered as content disclosed in this invention.
Claims (7)
1. a kind of car insurance intelligence quotation system, it is characterised in that the car insurance intelligence quotation system includes：Process
Device, image processing module, image acquisition device, power module, maintenance factory's quote module and display, described image collector and institute
State image processing module to be connected, described image processing module, the power module and maintenance factory's quote module respectively with
The processor is mutually coupled, and the display is connected with maintenance factory's quote module；Wherein,
Described image collector is configured to the image of the damaged parts to accident vehicle and is acquired；Described image processing module
It is configured into data signal and the Image Information Processing of acquisition is input in the processor；The power module is configured
Become the setting loss Claims Resolution system and stable power supply is provided；The processor is configured to control modules co-ordination and right
The image information of collection is analyzed process；Maintenance factory's quote module includes the price list of at least three maintenance factories, institute
State display and be display configured to vehicle insurance amount for which loss settled.
2. car insurance according to claim 1 intelligence quotation system, it is characterised in that the car insurance is intelligently offered
System also includes owner information typing module, and the owner information typing module is connected with the processor, the owner information
Typing module is configured to carry out typing to the vehicle insurance of car owner's personal information, information of vehicles and purchase.
3. car insurance according to claim 1 intelligence quotation system, it is characterised in that described image processing module bag
Include：The video memory being mutually coupled and A/D video converters, described image memory is also connected with the camera, described
A/D video converters are connected with the processor, and the A/D video converters are configured to the video for gathering the camera
Signal is converted into data signal, and is input into the processor.
4. car insurance according to claim 1 intelligence quotation system, it is characterised in that be also coupled on the processor
Memory module, the storage module is configured to the processor and provides needed for program operation, code and operating system storage
Space.
5. car insurance according to claim 1 intelligence quotation system, it is characterised in that the memory module includes：RAM
Memory, FLASH memory and eeprom memory, the RAM memory is configured to offer program operation requisite space, institute
State the space needed for FLASH memory is configured to deposit operation system and application code, the eeprom memory quilt
It is disposed for storing configuration information of the user to the processor.
6. car insurance according to claim 1 intelligence quotation system, it is characterised in that be also associated with the processor
Encrypting module, the encrypting module is configured in and the processor is encrypted.
7. car insurance according to claim 1 intelligence quotation system, it is characterised in that connect in maintenance factory's quote module
There is sending module, the sending module is configured to maintenance factory's quotation information be sent to the mobile terminal of car owner.
Priority Applications (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201611195561.7A CN106651591A (en) | 2016-12-22 | 2016-12-22 | Intelligent quotation system for car insurance |
Applications Claiming Priority (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201611195561.7A CN106651591A (en) | 2016-12-22 | 2016-12-22 | Intelligent quotation system for car insurance |
Publications (1)
| Publication Number | Publication Date |
|---|---|
| CN106651591A true CN106651591A (en) | 2017-05-10 |
Family
ID=58833526
Family Applications (1)
| Application Number | Title | Priority Date | Filing Date |
|---|---|---|---|
| CN201611195561.7A Pending CN106651591A (en) | 2016-12-22 | 2016-12-22 | Intelligent quotation system for car insurance |
Country Status (1)
| Country | Link |
|---|---|
| CN (1) | CN106651591A (en) |
Citations (6)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN102831502A (en) * | 2012-08-13 | 2012-12-19 | 福州华昆电子科技有限公司 | Automobile insurance management system and method |
| CN203206391U (en) * | 2013-02-26 | 2013-09-18 | 南京以太安全技术有限公司 | Insurance vehicle loss assessment system |
| CN104268783A (en) * | 2014-05-30 | 2015-01-07 | 翱特信息系统（中国）有限公司 | Vehicle loss assessment method and device and terminal device |
| CN104932359A (en) * | 2015-05-29 | 2015-09-23 | 大连楼兰科技股份有限公司 | Vehicle remote unattended loss assessment system based on CAE technology and loss assessment method thereof |
| CN106097103A (en) * | 2016-06-01 | 2016-11-09 | 深圳市永兴元科技有限公司 | Motor vehicles vehicle insurance reparation strategy determines method and apparatus |
| CN106131206A (en) * | 2016-08-01 | 2016-11-16 | 深圳市永兴元科技有限公司 | Car accident reconnaissance at criminal scene method and apparatus |
-
2016
- 2016-12-22 CN CN201611195561.7A patent/CN106651591A/en active Pending
Patent Citations (6)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN102831502A (en) * | 2012-08-13 | 2012-12-19 | 福州华昆电子科技有限公司 | Automobile insurance management system and method |
| CN203206391U (en) * | 2013-02-26 | 2013-09-18 | 南京以太安全技术有限公司 | Insurance vehicle loss assessment system |
| CN104268783A (en) * | 2014-05-30 | 2015-01-07 | 翱特信息系统（中国）有限公司 | Vehicle loss assessment method and device and terminal device |
| CN104932359A (en) * | 2015-05-29 | 2015-09-23 | 大连楼兰科技股份有限公司 | Vehicle remote unattended loss assessment system based on CAE technology and loss assessment method thereof |
| CN106097103A (en) * | 2016-06-01 | 2016-11-09 | 深圳市永兴元科技有限公司 | Motor vehicles vehicle insurance reparation strategy determines method and apparatus |
| CN106131206A (en) * | 2016-08-01 | 2016-11-16 | 深圳市永兴元科技有限公司 | Car accident reconnaissance at criminal scene method and apparatus |
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| PB01 | Publication | ||
| SE01 | Entry into force of request for substantive examination | ||
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| RJ01 | Rejection of invention patent application after publication |
Application publication date: 20170510 |
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| RJ01 | Rejection of invention patent application after publication |