CN104184848B - Mobile terminal with charge-by-card function - Google Patents
Mobile terminal with charge-by-card function Download PDFInfo
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- CN104184848B CN104184848B CN201310190869.2A CN201310190869A CN104184848B CN 104184848 B CN104184848 B CN 104184848B CN 201310190869 A CN201310190869 A CN 201310190869A CN 104184848 B CN104184848 B CN 104184848B
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- 230000006870 function Effects 0.000 claims abstract description 26
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- 230000001960 triggered effect Effects 0.000 abstract description 3
- 238000004891 communication Methods 0.000 description 4
- 238000010586 diagram Methods 0.000 description 3
- 238000000034 method Methods 0.000 description 3
- 238000011161 development Methods 0.000 description 2
- 238000005516 engineering process Methods 0.000 description 2
- 238000012986 modification Methods 0.000 description 2
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- 230000009286 beneficial effect Effects 0.000 description 1
- 229910002056 binary alloy Inorganic materials 0.000 description 1
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- 238000004080 punching Methods 0.000 description 1
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Abstract
The invention discloses a kind of mobile terminal with charge-by-card function; mobile terminal includes BT/FM modules, internal memory, T Flash cards, radio-frequency module, MIC, loudspeaker, LCM, receiver, camera and the I/O interface connected respectively with CPU; also include magnetic card identification module and hardware security protection circuit, magnetic card identification module is connected by hardware safety circuit with CPU；When there is bank card to streak magnetic card identification module position on mobile terminal; magnetic card identification module is triggered; now hardware safety circuit is started working; magnetic card identification module is by the information of bank card by giving CPU after hardware safety circuit; after CPU integrates bank card information; protected by hardware safety circuit, then delivering, realization and the corresponding banking system of bank card are communicated by radio-frequency module.The present invention improves the utilization rate of bank card, substitutes instrument of swiping the card on the market, realizes convenient consumption.
Description
Technical field
The present invention relates to terminal card-punching system, more particularly to a kind of mobile terminal with charge-by-card function.
Background technology
By the end of the year 2011, China's bank card issued volume is accumulative more than 28.5 hundred million, increases by 18% on a year-on-year basis.Bank card inter-bank
Transaction it is annual more than 16 trillion yuans, 10,400,000,000, increase by 44%, 24% respectively on year-on-year basis.Although China's Bank Card Industry obtains considerable
Development, hair fastener quantity is growing day by day, and the proportion for the consumption that holds also is improving constantly, but can not avoid the problem of is exactly,
Under huge hair fastener quantity environment there is " living card rate " it is very low the problem of, there are a considerable amount of bank cards to be in " idle " shape
State, cause the significant wastage of social resources.Therefore the utilization rate for how improving bank card is one and has to solve the problems, such as.
World today's information is convenient, and mobile Internet Development Technology is maked rapid progress, one mobile phone of human hand, especially human hand one
The phenomenon of portion's intelligent machine has been seen everywhere, therefore how to be connected intelligent machine and bank card, realizes that convenient consumption is one
The individual problem for worth probing into very much.
The existing patent related to charge-by-card mobile phone includes the patent of invention CN101281670 of 2008, describes
Realize that mobile phone card-brushing is merchandised using RFID technique, its RFID POS by being built-in with the user mobile phone of RFID chip, each consuming point
Machine and associated bank's background system form, and the RFID chip record in user mobile phone has bank's card number of the user,
RFID POSs read the card number information in user mobile phone in RFID chip by radiofrequency signal, deliver at bank's background system
Reason, data exchange is carried out, perform relationship trading operation.Patent CN201732442U is a kind of mobile phone POS, and it includes primary processor
And keyboard, and display screen, internal memory, the wireless communication module being connected with the primary processor, the wireless communication module be also associated with
Speech Communication interface, wherein also include safe processor, this card card reading module, physical security protection circuit, its magnetic card Card Reader mould
Block, physical security protection circuit and keyboard are connected with safe processor, and safe processor is connected with primary processor again.It will
The function of POS, which is integrated in mobile phone, to be paid, and the security guaranteed payment.CN202514817U be based on POS with
The cell-phone cover of mobile phone fit applications, including the cell-phone cover main body being adapted with mobile phone four side, described body correspond to mobile phone
Protruding hollow tube-shape body at audio hole, the cross section in hole is n sides shape in described hollow tube-shape body.
Existing hand call payment system is by the use of mobile phone as the network platform mostly, completes to prop up by third party software
Pay, or special POS completes payment transaction, but for the former, it is impossible to realize that the bank card of substantial amounts is swiped the card
Transaction, is a kind of waste of resource, and for second of transaction system, it is done directly friendship using bank card for common people
Easily, it appears that nor very convenient.
The content of the invention
For above-mentioned problem, it is an object of the invention to provide a kind of mobile terminal for having charge-by-card function, leads to
Cross the mobile terminals such as the mobile phone carried with and realize that bank card is swiped the card transaction, it is convenient and swift.
The purpose of the present invention is achieved through the following technical solutions：
A kind of mobile terminal with charge-by-card function, the mobile terminal include the BT/FM moulds connected respectively with CPU
Block, internal memory, T-Flash cards, radio-frequency module, MIC, loudspeaker, LCM, receiver, camera and I/O interface, wherein, in addition to magnetic card knowledge
Other module and hardware security protection circuit, the magnetic card identification module are connected by the hardware safety circuit with the CPU；
When there is bank card to streak the magnetic card identification module position on the mobile terminal, the magnetic card identifies mould
Block is triggered, and now the hardware safety circuit is started working, and protects safe and reliable, the magnetic card identification module of entirely merchandising
By the information of bank card by giving the CPU after the hardware safety circuit, after the CPU integrates bank card information, pass through
Hardware safety circuit protection, then by the radio-frequency module by delivering, is realized and the corresponding banking system of bank card
Communication.
The above-mentioned mobile terminal with charge-by-card function, wherein, the hardware security protection circuit includes being sequentially connected
8-3 line coding devices circuit, comparator circuit, logic gates and on-off circuit.
The above-mentioned mobile terminal with charge-by-card function, wherein, the comparator circuit includes three comparators, described
8-3 line coding devices circuit exports with three tunnels, connects three comparators respectively, and the side of input one of three comparators is
The output of described 8-3 line codings device circuit, the opposing party input for the fixed voltage of different numerical value.
The above-mentioned mobile terminal with charge-by-card function, wherein, the on-off circuit is mainly by metal-oxide-semiconductor and diode structure
Into concatenating the diode between the source electrode of the metal-oxide-semiconductor and drain electrode, the positive pole of the diode is described towards the drain electrode
The grid of metal-oxide-semiconductor is connected with the output of the comparator circuit.
The above-mentioned mobile terminal with charge-by-card function, wherein, the metal-oxide-semiconductor is PMOS.
The above-mentioned mobile terminal with charge-by-card function, wherein, the mobile terminal is provided with card-brushing groove, described to swipe the card
Groove is corresponding with the magnetic card identification module position, and the card-brushing groove is located at the side of the mobile terminal.
The above-mentioned mobile terminal with charge-by-card function, wherein, the mobile terminal is smart mobile phone.
Compared with the prior art, the beneficial effects of the present invention are：
Completed based on nowadays convenient simple mobile platform, be mainly used as transaction platform with mobile phone, in mobile phone
Upper increase magnetic card identification module and hardware security module, and the card-brushing groove of bank card is reserved, it can complete to swipe the card by mobile phone
Service, the utilization rate of bank card is improved with this, instrument of swiping the card on the market is substituted, realizes convenient consumption.
Brief description of the drawings
Fig. 1 is the structural schematic block diagram for the mobile terminal that the present invention has charge-by-card function；
Fig. 2 is the schematic diagram of the hardware security protection circuit for the mobile terminal that the present invention has charge-by-card function.
Embodiment
With reference to schematic diagram and concrete operations embodiment, the invention will be further described.
As shown in figure 1, there is the present invention mobile terminal of charge-by-card function to include the BT/FM moulds connected respectively with CPU
Block, internal memory, T-Flash cards, radio-frequency module, MIC, loudspeaker, LCM, receiver, camera and I/O interface, in addition to magnetic card identification mould
Block and hardware security protection circuit, magnetic card identification module are connected by hardware safety circuit with CPU.
Referring to shown in Fig. 1 and Fig. 2, hardware security protection circuit includes 8-3 line coding devices circuit, the comparator being sequentially connected
Circuit, logic gates and on-off circuit.
Comparator circuit includes three comparators, and 8-3 line coding devices circuit exports with three tunnels, connects three comparisons respectively
Device, the side of input one of three comparators are the output of equal 8-3 line codings device circuit, and the opposing party is defeated for the fixed voltage of different numerical value
Enter.As shown in Fig. 2 different fixed voltage inputs is realized by bleeder circuit, bleeder circuit includes three resistance R1, R2
And R3, bleeder circuit lower end ground connection, upper termination supply voltage.
The logic function of encoder is exactly that each low and high level signal of input is weaved into a corresponding binary system generation
Code.The bank's card signal collected is sent to the line of 8 line -3 by 8 road signal wires (S1~S8) and compiled by magnetic card identification module in the present invention
In code device 74HC148 (i.e. U01), the difference for the low and high level that encoder passes through this 8 road signal is weaved into two corresponding to one
It is worth code, is then exported again by Y0, Y1 and Y2 mouth, now, the binary signal that 8 road signals are just made up of Y2Y1Y0 is uniquely true
It is fixed.
Herein：
γ2=(U4+I5+I6+I7)·S
γ1=(I2I′4I′5+I3I′4I′5+I6+I7)·S
γ0=(I1I′2I′4I′6+I3I′4I′6+I5I′6+I7)·S
In above three equation, I represents U01 input, and I ' represents the state relative with I, for example it 0, I ' is just 1, S that I, which is,
Represent the signal on signal wire in Fig. 2, "+" represent or relation, " " represents the relation of sum.
In other words, output signal is result of the input signal after certain logic computing, and this is that the first layer data adds
It is close.
There are three comparators (being represented with U02) in the present invention, as shown in Fig. 2 wherein the voltage of 1,3 and 5 port is by R1, R2
Obtained with R3 electric resistance partial pressures, after comparator U02 respectively makes comparisons the voltage of the voltage of 1,3 and 5 port and Y0, Y1 and Y2,7,
8,9 ports can export corresponding low and high level, and now these three low and high levels are sent in logic gates U03 again and patrolled
Collect computing.The effect that this 3 comparators are added in the present invention is actually to carry out the second layer of data encryption, by changing R1, R2,
R3 and VCC value, 1 mouthful, 3 mouthfuls and 5 mouthfuls of three comparators can be made to obtain different magnitudes of voltage, and then influence three comparators
Delivery outlet (i.e. 7,8,9 mouthfuls of result), the security in process of exchange is increased with this, simplest feelings are only discussed herein
Condition, i.e. input are the situations that two 1 bit A compare with B, at this moment there is three kinds of possibility：
A>B (i.e. A=1, B=0), γAB=AB'
A=B (i.e. A=B=1 or A=B=0), YAB=A⊙B
A<B (i.e. A=0, B=1), γAB=A'B
Logic gates U03 is one three and enters a logical AND gate out in the present invention, its three height for sending out comparator
Low level carries out logic and operation, then operation result is sent in metal-oxide-semiconductor U04.
U04 is an on-off circuit, and it is (high or low) output of output particular level that it, which is acted on, and last signal is re-fed into CPU
In, now safety circuit work finishes.On-off circuit is mainly made up of metal-oxide-semiconductor and diode, between the source electrode of metal-oxide-semiconductor and drain electrode
Series diode, the positive pole of diode connect towards drain electrode, the output of the grid and comparator circuit of metal-oxide-semiconductor.Metal-oxide-semiconductor is preferably
PMOS.
Mobile terminal is provided with card-brushing groove, and card-brushing groove is corresponding with magnetic card identification module position, and card-brushing groove is positioned at shifting
The side of dynamic terminal.
When no transaction needs to carry out, mobile terminal maintains normal function, now magnetic card identification module and hardware security
Circuit does not work；When having deposit card or credit card streaks magnetic card identification module position on the mobile terminal, magnetic card is known
Other module is triggered, and now hardware safety circuit is started working, and protection is entirely merchandised safe and reliable, and magnetic card identification module is by silver
The information of row card after CPU integrates bank card information, is protected by giving CPU after hardware safety circuit by hardware safety circuit,
Delivering, realization and the corresponding banking system of bank card are communicated by radio-frequency module again.Bank will confirm that information by penetrating
Frequency part sends back CPU again, and CPU does final confirmation after bank information is integrated, you can realizes function of deducting fees, now transaction knot
Beam.
In embodiments of the present invention, mobile terminal is preferably smart mobile phone.The present invention is in existing smart mobile phone module
On the basis of, increase magnetic card identification module and hardware safety circuit module, making the function of mobile phone, to be not limited to original phone short
Letter and function of surfing the Net, also add convenient consumption function, that is, intelligent machine and POS are combined, consumer passes through handle
Credit card or deposit card streak the card-brushing groove reserved on mobile phone, then input the payment cipher of bank card, the channel radio of mobile phone again
Believe that module can be to realize data exchange and validation of information, most by CPU control with the network system of bank where bank card
Bankcard consumption is realized eventually.
The present invention can be used for it is a variety of in the case of charge-by-card, for example pecuniary exchange between individual or businessman be present when two
When, can realize convenient consumption by the present invention, for example a needs to refund to b, as long as b by a credit card or deposit card oneself
Brushed on mobile phone, then allow a to input the bank card payment cipher of oneself again, can be to complete to refund, whole process is simply square
Just, it is workable.
The specific embodiment of the present invention is described in detail above, but the present invention is not restricted to tool described above
Body embodiment, it is intended only as example.To those skilled in the art, any equivalent modifications and replacement are also all in the present invention
Category among.Therefore, made impartial conversion and modification without departing from the spirit and scope of the invention, should all cover
In the scope of the present invention.
Claims (5)
1. a kind of mobile terminal with charge-by-card function, the mobile terminal includes the BT/FM moulds connected respectively with CPU
Block, internal memory, T-Flash cards, radio-frequency module, MIC, loudspeaker, LCM, receiver, camera and I/O interface, it is characterised in that also include
Magnetic card identification module and hardware security protection circuit, the magnetic card identification module by the hardware security protection circuit with it is described
CPU connections；
When there is bank card to streak the magnetic card identification module position on the mobile terminal, the magnetic card identification module quilt
Triggering, now the hardware security protection circuit start-up operation, protects safe and reliable, the magnetic card identification module of entirely merchandising
By the information of bank card by giving the CPU after the hardware security protection circuit, after the CPU integrates bank card information,
Protected, then by the radio-frequency module by delivering, realized and the corresponding bank of bank card by the hardware safety circuit
System communicates；
The hardware security protection circuit include be sequentially connected 8-3 line coding devices circuit, comparator circuit, logic gates and
On-off circuit, the comparator circuit include three comparators, and the 8-3 line codings device circuit is exported with three tunnels, connected respectively
Connect three comparators, the side of input one of three comparators is the output of the 8-3 line codings device circuit, the opposing party
Inputted for the fixed voltage of different numerical value.
2. there is the mobile terminal of charge-by-card function according to claim 1, it is characterised in that the on-off circuit is main
It is made up of metal-oxide-semiconductor and diode, the diode, the positive pole of the diode is concatenated between the source electrode of the metal-oxide-semiconductor and drain electrode
Towards the drain electrode, the grid of the metal-oxide-semiconductor is connected with the output of the comparator circuit.
3. there is the mobile terminal of charge-by-card function according to claim 2, it is characterised in that the metal-oxide-semiconductor is PMOS
Pipe.
4. there is the mobile terminal of charge-by-card function according to claim 1, it is characterised in that set on the mobile terminal
There is card-brushing groove, the card-brushing groove is corresponding with the magnetic card identification module position, and the card-brushing groove is positioned at described mobile whole
The side at end.
5. there is the mobile terminal of charge-by-card function according to any one in Claims 1-4, it is characterised in that institute
It is smart mobile phone to state mobile terminal.
Priority Applications (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201310190869.2A CN104184848B (en) | 2013-05-21 | 2013-05-21 | Mobile terminal with charge-by-card function |
Applications Claiming Priority (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201310190869.2A CN104184848B (en) | 2013-05-21 | 2013-05-21 | Mobile terminal with charge-by-card function |
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| Publication Number | Publication Date |
|---|---|
| CN104184848A CN104184848A (en) | 2014-12-03 |
| CN104184848B true CN104184848B (en) | 2018-01-16 |
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| Application Number | Title | Priority Date | Filing Date |
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| CN201310190869.2A Active CN104184848B (en) | 2013-05-21 | 2013-05-21 | Mobile terminal with charge-by-card function |
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Families Citing this family (1)
| Publication number | Priority date | Publication date | Assignee | Title |
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| CN108668200B (en) * | 2018-06-29 | 2024-04-19 | 深圳微步信息股份有限公司 | Audio payment control circuit and mobile terminal |
Family Cites Families (4)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| WO2001052212A1 (en) * | 2000-01-14 | 2001-07-19 | Sony Electronics, Inc. | Secure electronic commerce system |
| CN101741956A (en) * | 2009-09-25 | 2010-06-16 | 李镇波 | Mobile phone |
| CN101950453A (en) * | 2010-07-19 | 2011-01-19 | 福建联迪商用设备有限公司 | Novel mobile phone payment terminal-based payment method |
| CN202662097U (en) * | 2012-05-08 | 2013-01-09 | 智嘉通讯科技(东莞)有限公司 | Encryption type mobile phone card reader |
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Effective date of registration: 20201118 Address after: Room 10242, No. 260, Jiangshu Road, Xixing street, Binjiang District, Hangzhou City, Zhejiang Province Patentee after: Hangzhou Jiji Intellectual Property Operation Co.,Ltd. Address before: 201616 Shanghai city Songjiang District Guangfulin road 4855 Lane 20, No. 90 Patentee before: Phicomm (Shanghai) Co.,Ltd. |
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Application publication date: 20141203 Assignee: ZHEJIANG SUPCON TECHNOLOGY Co.,Ltd. Assignor: Hangzhou Jiji Intellectual Property Operation Co.,Ltd. Contract record no.: X2021330000762 Denomination of invention: Mobile terminal with card swiping charging function Granted publication date: 20180116 License type: Common License Record date: 20211117 Application publication date: 20141203 Assignee: Hangzhou Bolian Intelligent Technology Co.,Ltd. Assignor: Hangzhou Jiji Intellectual Property Operation Co.,Ltd. Contract record no.: X2021330000761 Denomination of invention: Mobile terminal with card swiping charging function Granted publication date: 20180116 License type: Common License Record date: 20211117 |
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Effective date of registration: 20221230 Address after: 313000 room 1019, Xintiandi commercial office, Yishan street, Wuxing District, Huzhou, Zhejiang, China Patentee after: Huzhou YingLie Intellectual Property Operation Co.,Ltd. Address before: Room 10242, No. 260, Jiangshu Road, Xixing street, Binjiang District, Hangzhou City, Zhejiang Province Patentee before: Hangzhou Jiji Intellectual Property Operation Co.,Ltd. |
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Effective date of registration: 20231208 Address after: 518000 area a, 3rd floor, building 1, Tianxing Dongzheng Industrial Park, 1514 sightseeing Road, dashuikeng community, Fucheng street, Longhua District, Shenzhen City, Guangdong Province Patentee after: Shenzhen newpass Intelligent Technology Co.,Ltd. Address before: 313000 room 1019, Xintiandi commercial office, Yishan street, Wuxing District, Huzhou, Zhejiang, China Patentee before: Huzhou YingLie Intellectual Property Operation Co.,Ltd. |
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