CN104182788A - RFID bank card development method based on finger vein identity recognition - Google Patents

RFID bank card development method based on finger vein identity recognition Download PDF

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Publication number
CN104182788A
CN104182788A CN201410424739.5A CN201410424739A CN104182788A CN 104182788 A CN104182788 A CN 104182788A CN 201410424739 A CN201410424739 A CN 201410424739A CN 104182788 A CN104182788 A CN 104182788A
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China
Prior art keywords
finger
atm
rfid
bank
bank card
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Pending
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CN201410424739.5A
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Chinese (zh)
Inventor
张昕明
朱勇
侯传龙
杜金龙
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Heilongjiang University
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Heilongjiang University
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Priority to CN201410424739.5A priority Critical patent/CN104182788A/en
Publication of CN104182788A publication Critical patent/CN104182788A/en
Pending legal-status Critical Current

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Abstract

The invention relates to the technical field of biological recognition, in particular to an RFID bank card development method based on finger vein identity recognition. The problems that a magnetic stripe card of a traditional bank system is prone to being copied, and passwords are prone to being lost and stolen due to the fact that the passwords are input manually are solved. A passive electronic tag is embedded in a bank card, an ATM is provided with a set of radio frequency read head equipment capable of being used in a repeated read mode and finger vein collection equipment, and a finger vein feature template is obtained through the near-infrared finger vein collection equipment in the ATM. The radio frequency read head equipment reads finger vein identity encrypted information in the RFID bank card tag into the internal storage of the ATM, and the finger vein identity encrypted information and the internal storage are matched through matching equipment in the ATM. The RFID and the finger vein recognition technology are adopted, security is better, reliability is higher, bank ATM money depositing and withdrawing management is achieved in a more convenient security and secrecy mode, identity authentication of a cardholder is completed without passwords, and the security of the cardholder is improved.

Description

The development approach of the RFID bank card based on finger vena identification
Technical field
The present invention relates to technical field of biometric identification, specifically, is a kind of development approach of the RFID bank card based on finger vena identification.
Background technology
We live in the epoch that password is ubiquitous.Particularly biological identification technology will be following developing direction.Expedite the emergence of thus have more safety, maintain secrecy and the biological identification technology of convenience as the appearance of recognition of face, iris recognition, fingerprint recognition etc.Wherein, although fingerprint recognition application public attention is just strong, shortcoming is also a lot.Therefore, people wish that a kind of confidentiality is better, and reliability is higher, and safe and secret mode---finger vein identification technology arises at the historic moment more easily, by industry, are called the top biological identification technology in the whole world.The economic develop rapidly of China in Recent Years, the importance of information safety protection constantly highlights, and finger vein identification technology is applied to and in banking system, has caused various circles of society's extensive concern.
Radio RF recognition technology (RFID) is a kind of contactless automatic identification technology, and it is automatically identified destination object and obtained related data by radiofrequency signal, and identification work, without manual intervention, can work in various environment.For financial fields such as banks, the data of REID facilitate read-write capability, high reliability, high-durability, reusable, and the advantages such as data security can be embodied fully.
Summary of the invention
The object of the present invention is to provide a kind of development approach of the RFID bank card based on finger vena identification, to solve the magnetic stripe card transreplication of traditional bank system, the problem that exists password easily to lose, easily steal by artificial input password.
The present invention solves the problems of the technologies described above the technical scheme of taking to be:
A development approach for RFID bank card based on finger vena identification, said method comprising the steps of:
Step 1, when applicant is during to bank application RFID bank card, bank carries out the registration of finger venous image to applicant: the feature templates portion of finger venous image is deposited in the visitor of bank database; Another part utilizes encryption device to be encrypted this feature templates, then writes in the label of RFID bank card, as the unique identification of identification;
Step 2, at the inner near infrared light finger vena collecting device that is equipped with of ATM, described equipment, for finger vein image acquisition, image pre-service and feature extraction, obtains the feature templates of finger vena;
Step 3, to each applicant, RFID bank card is equipped with a passive read-write electronic tag, described label is for card holder is carried out to identification, and for storing this card holder's relevant information; Information after the feature templates that comprises card holder's finger venous image in label is encrypted;
Step 4, be that each ATM is equipped with a set of radio frequency reading head device of reading use again, for the read-write operation to RFID bank card label automatically;
Step 5, near infrared light finger vena collecting device are controlled relaying by ATM and are communicated by letter with bank's industrial control host (central industrial computer), and the radio frequency read head that is arranged on ATM inside is communicated by letter with bank industrial control host by read head controller; Radio frequency reading head device reads in the finger vena identity ciphering information in RFID bank card label in ATM internal memory, and by decryption device, the information of reading in is decrypted, obtain the feature templates of the finger venous image of the card holder in RFID bank card label, matching unit in ATM mates the two, the match is successful, and the person that do not withdraw the money is card holder; Otherwise it fails to match in prompting, the non-card holder of the person of withdrawing the money.
The invention has the beneficial effects as follows:
The development approach of the RFID bank card based on finger vena identification disclosed by the invention is the embedded passive electronic label of each bank card, for each ATM (ATM (automatic teller machine)) is equipped with a set of radio frequency reading head device and finger vena collecting device of reading use again, described radio frequency read head can be realized the read-write operation to RFID bank card label automatically, above-mentioned radio frequency read head and read head controller adopt wireless or wired connected mode, and read head controller is wireless with industrial control host employing or wired mode is connected.By being arranged on the near infrared light finger vena collecting device of ATM inside, finger venous image, by pre-service, feature extraction, is obtained to the feature templates of finger vena.Radio frequency reading head device reads in the finger vena identity ciphering information in RFID bank card label in ATM internal memory, and by decryption device, the information of reading in is decrypted, and obtains the feature templates of the finger venous image of the card holder in RFID bank card label.Now, the matching unit in ATM mates the two, and the match is successful, and the person that do not withdraw the money is card holder; Otherwise it fails to match in prompting, the non-card holder of the person of withdrawing the money.This system is by adopting RFID and finger vein identification technology, confidentiality is better, reliability is higher, in safe and secret mode more easily, realizes the management that bank ATM is deposited and withdrawn, without password can complete card holder authentication, inquiry into balance, deposit and withdraw the money.This system has not only improved the operational paradigm of banking system, has also improved card holder's security simultaneously.
The present invention compared with prior art, there is following advantage: the present invention adopts the RFID technology of prior art, technology itself is ripe, reliable, with low cost controlled, has improved bank client efficiency of service in conjunction with finger vein identification technology simultaneously, has strengthened the security that banking system is deposited and withdrawn.
Accompanying drawing explanation
Fig. 1 is the bank's registration phase schematic diagram that the present invention is based on the RFID bank card of finger vena identification; Fig. 2 is the client's operational phase schematic diagram that the present invention is based on the RFID bank card of finger vena identification.
Embodiment
Embodiment one: the development approach of a kind of RFID bank card based on finger vena identification described in present embodiment comprises the following steps:
Step 1, when applicant is during to bank application RFID bank card, bank carries out the registration of finger venous image to applicant: the feature templates portion of finger venous image is deposited in the visitor of bank database; Another part utilizes encryption device to be encrypted this feature templates, then writes in the label of RFID bank card, as the unique identification of identification;
Step 2, at the inner near infrared light finger vena collecting device that is equipped with of ATM, described equipment, for finger vein image acquisition, image pre-service and feature extraction, obtains the feature templates of finger vena;
Step 3, to each applicant, RFID bank card is equipped with a passive read-write electronic tag, described label is for card holder is carried out to identification, and for storing this card holder's relevant information; Information after the feature templates that comprises card holder's finger venous image in label is encrypted;
Step 4, be that each ATM is equipped with a set of radio frequency reading head device of reading use again, for the read-write operation to RFID bank card label automatically;
Step 5, near infrared light finger vena collecting device are controlled relaying by ATM and are communicated by letter with bank's industrial control host (central industrial computer), and the radio frequency read head that is arranged on ATM inside is communicated by letter with bank industrial control host by read head controller; Radio frequency reading head device reads in the finger vena identity ciphering information in RFID bank card label in ATM internal memory, and by decryption device, the information of reading in is decrypted, obtain the feature templates of the finger venous image of the card holder in RFID bank card label, matching unit in ATM mates the two, the match is successful, and the person that do not withdraw the money is card holder; Otherwise it fails to match in prompting, the non-card holder of the person of withdrawing the money.
Embodiment two: present embodiment is in step 1, the acquisition process of the feature templates of finger venous image is: use near infrared light finger vein image acquisition equipment to gather applicant's finger venous image, then carry out pre-service, feature extraction, thereby obtain the feature templates of finger venous image.Other composition and annexation are identical with embodiment one.
Embodiment three: present embodiment is in step 2, the process that described near infrared light finger vena collecting device carries out finger vein image acquisition is: adopt near infrared ray transmitting and video camera imaging, wavelength is irradiated to finger back at the near-infrared LED light source of 700~1100nm, at finger belly, uses CMOS camera or infrared CCD imaging sensor to photograph finger vena image.Wavelength is irradiated to finger back at the near-infrared LED light source of 700~1100nm, and the light of this wave band easily penetrates finger bone and musculature, and haemoglobin in vein blood vessel shows sufficient absorption characteristic to the infrared light of this wave band.Other composition and annexation are identical with embodiment one or two.
Embodiment four: present embodiment is in step 3, and described information comprises identification card number, age, sex, household register, the balance of deposits, deposits and withdraws the time.Other composition and annexation are identical with embodiment one, two or three.
Embodiment five: the described near infrared light finger vena collecting device described in present embodiment is controlled relaying with ATM and adopted wired mode to be connected, and controls relaying and bank's industrial control host (central industrial computer) and adopts wireless connections; Described radio frequency read head and read head controller adopt wired connected mode, and read head controller and bank industrial control host adopt wireless or wired mode to be connected.Other composition and annexation are identical with embodiment one, two, three or four.
Below in conjunction with drawings and Examples, the present invention will be further described.
As shown in Figure 1, in the present embodiment, mainly comprise finger vena acquisition module, finger venous image pretreatment module, finger vein features extraction module, encrypting module, electronic tag.
As shown in Figure 2, in the present embodiment, mainly comprising ATM and central industrial computer forms.ATM is mainly comprised of finger vena acquisition module, finger venous image pretreatment module, finger vein features extraction module, radio frequency read head, read head control module, deciphering module.
(1) when applicant applies for RFID bank card to bank, bank carries out the registration of finger venous image to applicant.Use near infrared light finger vein image acquisition equipment to gather applicant's finger venous image, then carry out pre-service, feature extraction, thereby obtain the feature templates of finger venous image.Portion deposits in the visitor of bank database; Another part utilizes encryption device to be encrypted this feature templates, then writes in the label of RFID bank card, as the unique identification of identification.
Step 2, the inner near infrared light finger vena collecting device that is equipped with of ATM, this equipment comprises finger vein image acquisition module, image pretreatment module and characteristic extracting module.Finger vein image acquisition module mainly comprises near infrared ray transmitting and video camera imaging.Wavelength is irradiated to finger back at the near-infrared LED light source of 700~1100nm, the light of this wave band easily penetrates finger bone and musculature, and haemoglobin in vein blood vessel, the infrared light of this wave band is shown to sufficient absorption characteristic, at finger belly, use CMOS camera or infrared CCD imaging sensor to photograph finger vena image.
Step 3, to each applicant, RFID bank card is equipped with a passive read-write electronic tag, this label is for card holder is carried out to identification, and for storing this card holder's relevant information.Information, identification card number, age, sex after the feature templates that comprises card holder's finger venous image in label is encrypted, household register, the balance of deposits, the information such as time of depositing and withdrawing.
Step 4, be that each ATM is equipped with a set of radio frequency reading head device of reading use again, described radio frequency read head is arranged on ATM inside, can realize the read-write operation to RFID bank card label automatically.
Step 5, near infrared light finger vena collecting device are controlled relaying by ATM and are communicated by letter with bank's industrial control host (central industrial computer), and the radio frequency read head that is arranged on ATM inside is communicated by letter with bank industrial control host by read head controller; Radio frequency reading head device reads in the finger vena identity ciphering information in RFID bank card label in ATM internal memory, and by decryption device, the information of reading in is decrypted, obtain the feature templates of the finger venous image of the card holder in RFID bank card label, matching unit in ATM mates the two, the match is successful, and the person that do not withdraw the money is card holder; Otherwise it fails to match in prompting, the non-card holder of the person of withdrawing the money.
The above; it is only preferably embodiment of the present invention; but protection scope of the present invention is not limited to this; anyly be familiar with those skilled in the art in the technical scope that the present invention discloses; according to technical scheme of the present invention and inventive concept thereof, be equal to replacement or changed, within all should being encompassed in protection scope of the present invention.

Claims (5)

1. a development approach for the RFID bank card based on finger vena identification, is characterized in that, said method comprising the steps of:
Step 1, when applicant is during to bank application RFID bank card, bank carries out the registration of finger venous image to applicant: the feature templates portion of finger venous image is deposited in the visitor of bank database; Another part utilizes encryption device to be encrypted this feature templates, then writes in the label of RFID bank card, as the unique identification of identification;
Step 2, at the inner near infrared light finger vena collecting device that is equipped with of ATM, described equipment, for finger vein image acquisition, image pre-service and feature extraction, obtains the feature templates of finger vena;
Step 3, to each applicant, RFID bank card is equipped with a passive read-write electronic tag, described label is for card holder is carried out to identification, and for storing this card holder's relevant information; Information after the feature templates that comprises card holder's finger venous image in label is encrypted;
Step 4, be that each ATM is equipped with a set of radio frequency reading head device of reading use again, for the read-write operation to RFID bank card label automatically;
Step 5, near infrared light finger vena collecting device are controlled relaying by ATM and are communicated by letter with bank industrial control host, and the radio frequency read head that is arranged on ATM inside is communicated by letter with bank industrial control host by read head controller; Radio frequency reading head device reads in the finger vena identity ciphering information in RFID bank card label in ATM internal memory, and by decryption device, the information of reading in is decrypted, obtain the feature templates of the finger venous image of the card holder in RFID bank card label, matching unit in ATM mates the two, the match is successful, and the person that do not withdraw the money is card holder; Otherwise it fails to match in prompting, the non-card holder of the person of withdrawing the money.
2. the development approach of a kind of RFID bank card based on finger vena identification according to claim 1, it is characterized in that: in step 1, the acquisition process of the feature templates of finger venous image is: use near infrared light finger vein image acquisition equipment to gather applicant's finger venous image, then carry out pre-service, feature extraction, thereby obtain the feature templates of finger venous image.
3. the development approach of a kind of RFID bank card based on finger vena identification according to claim 1 and 2, it is characterized in that: in step 2, the process that described near infrared light finger vena collecting device carries out finger vein image acquisition is: adopt near infrared ray transmitting and video camera imaging, wavelength is irradiated to finger back at the near-infrared LED light source of 700~1100nm, at finger belly, uses CMOS camera or infrared CCD imaging sensor to photograph finger vena image.
4. the development approach of a kind of RFID bank card based on finger vena identification according to claim 3, is characterized in that: in step 3, described information comprises identification card number, age, sex, household register, the balance of deposits, deposits and withdraws the time.
5. the development approach of a kind of RFID bank card based on finger vena identification according to claim 4, it is characterized in that: described near infrared light finger vena collecting device is controlled relaying with ATM and adopted wired mode to be connected, control relaying and bank's industrial control host employing wireless connections; Described radio frequency read head and read head controller adopt wired connected mode, and read head controller and bank industrial control host adopt wireless or wired mode to be connected.
CN201410424739.5A 2014-08-26 2014-08-26 RFID bank card development method based on finger vein identity recognition Pending CN104182788A (en)

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Cited By (3)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
CN108921085A (en) * 2018-06-29 2018-11-30 北京百度网讯科技有限公司 Auth method, device and equipment
CN111325189A (en) * 2020-03-30 2020-06-23 深圳前海微众银行股份有限公司 Living body detection method, living body detection device, living body detection equipment and computer readable storage medium
CN117315298A (en) * 2023-11-27 2023-12-29 欧科华创自动化(深圳)有限公司 RFID tag-based identification method and device, electronic equipment and storage medium

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CN1952985A (en) * 2005-10-19 2007-04-25 日立欧姆龙金融系统有限公司 Ic card identification system
CN1979518A (en) * 2005-11-30 2007-06-13 中国科学院自动化研究所 Smart identification terminal system and method based radio-frequency identification and biological characteristic
EP2051178A1 (en) * 2006-07-05 2009-04-22 Valley Technologies, LLC. Method, device, server and system for authenticating identity with biological character

Patent Citations (3)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
CN1952985A (en) * 2005-10-19 2007-04-25 日立欧姆龙金融系统有限公司 Ic card identification system
CN1979518A (en) * 2005-11-30 2007-06-13 中国科学院自动化研究所 Smart identification terminal system and method based radio-frequency identification and biological characteristic
EP2051178A1 (en) * 2006-07-05 2009-04-22 Valley Technologies, LLC. Method, device, server and system for authenticating identity with biological character

Cited By (5)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
CN108921085A (en) * 2018-06-29 2018-11-30 北京百度网讯科技有限公司 Auth method, device and equipment
CN108921085B (en) * 2018-06-29 2020-01-07 北京百度网讯科技有限公司 Identity verification method, device and equipment
CN111325189A (en) * 2020-03-30 2020-06-23 深圳前海微众银行股份有限公司 Living body detection method, living body detection device, living body detection equipment and computer readable storage medium
CN117315298A (en) * 2023-11-27 2023-12-29 欧科华创自动化(深圳)有限公司 RFID tag-based identification method and device, electronic equipment and storage medium
CN117315298B (en) * 2023-11-27 2024-03-19 欧科华创自动化(深圳)有限公司 RFID tag-based identification method and device, electronic equipment and storage medium

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