CN105913252A - Fingerprint encrypted EID financial card and realization method - Google Patents
Fingerprint encrypted EID financial card and realization method Download PDFInfo
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- CN105913252A CN105913252A CN201610024361.9A CN201610024361A CN105913252A CN 105913252 A CN105913252 A CN 105913252A CN 201610024361 A CN201610024361 A CN 201610024361A CN 105913252 A CN105913252 A CN 105913252A
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- Prior art keywords
- fingerprint
- chip
- eid
- fiscard
- information
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/34—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
- G06Q20/341—Active cards, i.e. cards including their own processing means, e.g. including an IC or chip
- G06Q20/3415—Cards acting autonomously as pay-media
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/382—Payment protocols; Details thereof insuring higher security of transaction
- G06Q20/3823—Payment protocols; Details thereof insuring higher security of transaction combining multiple encryption tools for a transaction
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
- G06Q20/401—Transaction verification
- G06Q20/4014—Identity check for transactions
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
- G06Q20/401—Transaction verification
- G06Q20/4014—Identity check for transactions
- G06Q20/40145—Biometric identity checks
Abstract
The invention provides a fingerprint encrypted EID financial card and a realization method. Fingerprint authentication of a user can be finished in an encryption chip inside the EID financial card, authentication information is transmitted to a controlled through encryption via an ISO7816 standard interface, the controller controls activation of a financial card application according to encryption information, and after the financial card application is activated, user identify verification is carried out through information interaction between EID verification information stored in an intelligent card chip and an EID unified authentication service system. According to the invention, the user cannot normally use an application function of the EID financial card unless he succeeds in fingerprint verification and EID identity verification authentication, such that the security of the card is ensured, and the security of fingerprint information of the user is also guaranteed.
Description
Technical field
The present invention relates to fiscard technical field, it particularly relates to a kind of encrypting fingerprint EID fiscard and its implementation.
Background technology
Fiscard is also called chip bank card, is the bank card using chip as medium.Chip card capacity is big, can store the information such as key, digital certificate, fingerprint, and its operation principle is similar to microcomputer, it is possible to process several functions simultaneously, provides the facility of one card for multiple uses for holder.
Owing to traditional Password Input verification mode speed is slower, cipher memory inconvenience, there is password loss equivalent risk simultaneously, fingerprint recognition is with its speed, the factor such as convenient is used widely, the fingerprint recognition that fiscard aspect commonly uses at present substitutes the method for password mainly to be had following several: the first, at bank's registered fingerprint when user applies for, fingerprint masterplate leaves in banking data base, when using fiscard, the fingerprint identification device of consumption end scans the fingerprint of user compare with the fingerprint in data base, and then complete transaction.The second, fingerprint template information is existed in fiscard chip when fiscard is registered by user, and the fingerprint scanning user on the fingerprint identification device of consumption end is compared with the fingerprint in fiscard chip, and then completes transaction.Above certificate scheme is all probably due to there is disclosure risk in the reasons such as system administration is not good at, network attack, artificial leakage.
EID is the English abbreviation of English " Electronic Identity ", Chinese entitled " electronic ID card " or " network electronic identity card ", the network electronic identity of citizen it is signed and issued to by " Ministry of Public Security citizen network identity identification system ", based on cryptographic technique, with intelligent and safe chip as carrier, for confirming individual's true identity at network remote.
EID system relies on the Ministry of Public Security to cover the national citizenship information bank of 1,300,000,000 populations, the various identity informations utilizing user actively to submit to set up different credit grades, generating one group of unique network identifier different from traditional folk houses identity card with digital certificate, electronic ID card is used in network.From design principle, electronic ID card is one section of network identifier, and itself does not contains any subscriber identity information；From idea in management, foundation and the management of electronic ID card Association Identity are carried out by unified mechanism.The most both ensure that the verity of personal identification, and subscriber identity information can be prevented effectively from again and be carried over into the exposure at various Virtual network operator and disclosure risk.
Summary of the invention
Set forth below is the brief overview about the present invention, in order to provide the basic comprehension about certain aspects of the invention.Summarize it is understood, however, that this general introduction is not the exhaustive about the present invention.It is not intended to the critical component for determining the present invention or pith, is not to be intended to limit the scope of the present invention.Its purpose is only to provide some concept about the present invention in simplified form, in this, as preamble in greater detail given later.
For the above-mentioned problems in the prior art, it is an object of the invention to provide EID fiscard and the implementation method of a kind of encrypting fingerprint, described EID fiscard can complete the finger print identifying of user in internal encryption chip, and authentication information is sent to intelligent card chip by ISO7816 standard interface through encryption, described intelligent card chip controls the activation of financial card application according to adding confidential information, after financial card application activates, it is mutual that EID checking information and the EID unified certification service system being stored in intelligent card chip carries out information, carry out subscriber authentication, only could normally use the application of this EID fiscard after user has passed through fingerprint authentication and EID authentication certification, i.e. ensure that the safety of card, in turn ensure that the safety of user fingerprints information.
To achieve these goals, the invention provides a kind of encrypting fingerprint EID fiscard, including being integrated in same chip:
Finger print safety chip, is integrated with fingerprint sensor and safety chip；
Intelligent card chip；
Power circuit；
And the multiple interfaces to external system；
nullDescribed finger print safety chip is for sensing initial fingerprint and at least one subsequent fingerprint of user，The initial fingerprint of described user and at least one subsequent fingerprint form initial fingerprint characteristic information and at least one subsequent fingerprint characteristic information through safety chip process，Described user's initial fingerprint characteristic information burning in safety chip among，Described initial fingerprint characteristic information completes at finger print safety chip internal with the comparison of at least one subsequent fingerprint characteristic information，Comparative result information is sent to intelligent card chip by 7816 interfaces through finger print safety chip encryption，Described intelligent card chip controls the activation of financial card application according to adding confidential information，After the activation of financial card application，It is mutual that EID checking information and the EID unified certification service system being stored in intelligent card chip carries out information，Carry out subscriber authentication，Only could normally use the application of this EID fiscard after user has passed through fingerprint authentication and EID authentication certification.
It is an advantage of the current invention that while guaranteeing fiscard safety by fingerprint recognition certification and EID certification, the safety of the user fingerprints information that guarantees to know clearly by finger print identifying in chip；
By below in conjunction with the accompanying drawing detailed description to highly preferred embodiment of the present invention, the these and other advantage of the present invention will be apparent from.
Accompanying drawing explanation
The present invention can employ same or analogous reference to represent same or like parts the most in all of the figs by with reference to being better understood below in association with the detailed description given by accompanying drawing.Described accompanying drawing comprises in this manual together with detailed description below and forms a part for description, is used for being further illustrated by the preferred embodiments of the present invention and explaining the principle and advantage of the present invention.
Fig. 1 shows the block diagram of encrypting fingerprint EID fiscard according to an embodiment of the invention；
Fig. 2 shows the block diagram of the finger print safety chip shown in Fig. 1；
Fig. 3 shows the exemplary processes performed during fingerprint register on card according to the encrypting fingerprint EID fiscard shown in embodiments of the invention Fig. 1；And
Fig. 4 shows the exemplary processes performed during fingerprint authentication on card according to the encrypting fingerprint EID fiscard shown in embodiments of the invention Fig. 1.
Fig. 5 shows the exemplary processes performed in use according to the encrypting fingerprint EID fiscard shown in embodiments of the invention Fig. 2.
Detailed description of the invention
Hereinafter in connection with accompanying drawing, the one exemplary embodiment of the present invention is described.For clarity and conciseness, all features of actual embodiment are not the most described.It should be understood, however, that must make during developing any this practical embodiments much specific to the decision of embodiment, in order to realize the objectives of developer.
Below to be integrated with finger print safety chip, intelligent card chip, power supply and to as a example by the encrypting fingerprint EID fiscard design of fingerprint register on multiple interfaces and support card of external system and the upper fingerprint authentication of card, structure and relevant processing procedure to encrypting fingerprint finance EID card according to embodiments of the present invention illustrate.
Fig. 1 shows the block diagram of encrypting fingerprint smart card according to an embodiment of the invention.Fiscard only, after the fingerprint collecting end of its integrated finger print safety chip has carried out effective fingerprint pressing (that is, having passed through fingerprint authentication), just can be used for normal subsequent treatment.
As shown in Fig. 1, by ISO7816 standard definition contact pins, (figure Intermediate gasket is schematic diagram to fiscard, it is not to limit only with gasket style as shown in FIG., the pad of any ISO7816 of meeting standard can use), conventional APDU order and response protocol defined in ISO7816 is utilized to communicate with extraneous (such as, card reader).In fiscard, at least include two chips, intelligent card chip and finger print safety chip, finger print safety integrated chip fingerprint sensor and encrypting fingerprint chip.Power supply is powered through all parts that power circuit is integrated in smart card, and fingerprint sensor is used for detecting the information in fingerprint of user (that is, card holder).Finger print safety chip has ISO7816
Main interface, it is via APDU order conventional defined in ISO7816 and response protocol intelligent card chip exchange message.
Fiscard, in addition to providing contact communication mode, also provides for contactless communication mode such as NFC, Bluetooth, WiFi, Zigbee.
The sensitive data of the fingerprint feature information of user's registration is stored in encrypting fingerprint chip, fingerprint authentication is performed by encrypting fingerprint chip, i.e. encrypting fingerprint chip will form user fingerprints characteristic information after the finger print information extraction of fingerprint sensor, this feature information is compared with the fingerprint feature information prestored, in order to determine whether card holder is the card owner.Described encrypting fingerprint chip comprises fingerprint driving, fingerprint engine, fingerprint template, ISO7816 driving.
Fingerprint drive, for sensor acquisition to fingerprint carry out feature information extraction.
Fingerprint engine, is used for preserving fingerprint algorithm, and described fingerprint algorithm enters memory module by burning mode burning.
Fingerprint template, for preserving the finger print information of institute user, the fingerprint feature information of described user registration is to enter fingerprint template by burning mode burning.
ISO7816 drives, and the object information after described processing module is carried out finger print information comparison is encrypted.
Described AES can include following one or more: AES, DES, 3DES, RSA, ECC data AES, Advanced Encryption Standard, the close SM1 of state, the close SM2 of state, the close SM3 of state and the close SM4 of state etc..
First described encrypting fingerprint chip gathers finger print information from fingerprint sensor, this fingerprint sensor can be slidingtype, it can also be pressing type, wherein the collection area of pressing type can be 192*192, 160*160, 176*176 equidimension, encrypting fingerprint chip carries out fingerprint pretreatment by fingerprint algorithm to the finger print information of fingerprint sensor collection, including carrying out image block, linearity filters, image enhaucament, extract Block direction, ask for singular point block, extract the field of direction, the field of direction filters, obtain singular point, image binaryzation, binaryzation is modified, obtain frequency fields, obtain fingerprint density, obtain fingerprint pattern, fingerprint image refines, obtain fingerprint minutiae, integration templates etc. operate, fingerprint feature information after finally processing is stored in encrypting fingerprint chip.
Encrypting fingerprint chip can use SC 300 32-bit RISC core high-performance processor as kernel.Described intelligent card chip is selected from SLE97, SLE4404, SLE4406, SLE4418, SLE4428, SLE4432/4442, SLE4436, NXP MF1 IC S20, NXP MF1 IC S50, NXP
MF1 IC S70、AT88SC101、AT88SC102、AT88SC200、M68HC05SC、MF4406、MF4428、MF4442。
Described energy supply control module, powers for controlling all parts integrated in smart card.
Fingerprint register process as shown in Fig. 3, from step S310 from the beginning of, then in step S320, one display device of encrypting fingerprint chip controls be used for pointing out intelligent card subscriber to carry out fingerprint register.Here, any method well known in the prior art can be used to carry out prompting such as display lamp, display screen.
In step S330, when its finger is placed on fingerprint sensor in response to prompting shown in display device by user, gathers the fingerprint image of user via fingerprint sensor, and provide it to encrypting fingerprint chip.
Encrypting fingerprint chip is after receiving user fingerprint image, in step S340, carries out Finger print characteristic abstract process, in order to extract the fingerprint feature information of user.Here, encrypting fingerprint chip can use any feature extraction algorithm well known in the prior art to extract user fingerprints pattern.
In step S350, the described fingerprint pattern information received is stored in the internal storage device (not shown in figure 1) of encrypting fingerprint chip by fingerprint register and checking application program, and sends " succeeding in registration " response message to instruction device.
In step S360, instruction device is in response to described " succeeding in registration " response message, by updating instruction device information, in order to notice user fingerprints registration completes.Subsequently, processing procedure 300 terminates in step S370, this completes fingerprint register process on the card of user (that is, the card owner).
When user needs to use intelligent card chip to carry out subsequent treatment, such as when completing once to conclude the business, he first has to complete on card after fingerprint recognition success (now, card is placed on hand), i.e. pass through on the card shown in Fig. 3 after fingerprint authentication process, smart card could be activated and follow-up being put in card reader by smart card operates accordingly, otherwise will be unable to card is normally used.
As shown in Figure 4, in step S410, prompting user proceeds by fingerprint authentication to fingerprint authentication process.
In step S420, its finger is placed on fingerprint sensor by user, gathers the fingerprint image of user via fingerprint sensor, and provides it to encrypting fingerprint chip.
In step S430, encrypting fingerprint chip extracts user fingerprints characteristic information.
In step S440, fingerprint register and checking application program, the user fingerprints pattern information extracted in step S430 is compared with the registered fingerprint characteristic information being previously stored in fingerprint recognition chip, to determine whether the two mates.
If determining that in step S440 above-mentioned fingerprint feature information is mutually matched, then process and proceed to step S450, encrypting fingerprint chip comparison result is encrypted, add confidential information and send to intelligent card chip through 7816 interfaces；Otherwise, process proceeds to step S470.
In step S460, intelligent card chip fingerprint authentication Success Flag is set to true to activate the application function of intelligent card chip according to adding confidential information by intelligent card chip.
In step S470, encrypting fingerprint chip instruction display device displays to the user that fingerprint authentication is the most successful.Hereafter, on card, the process of fingerprint authentication terminates in step S480.
In order to ensure only could normally use smart card after by fingerprint authentication, conventional application program on intelligent card chip needs to utilize the value of above-mentioned fingerprint authentication Success Flag, only when fingerprint authentication Success Flag is set, intelligent card chip could be activated properly functioning, to interact with external card reader, such as, it is traded by card reader.
After activating fiscard chip, fiscard is put into corresponding application terminal and enters flow for authenticating ID, as shown in Figure 5.After experience S510-S520 preparation process, in step S530, fiscard is asked to sending real-name authentication and provides the EID information being stored in fiscard.In step S540, terminal applies system proposes the checking request to this fiscard to EID service system.In step S550, EID service platform starts checking after receiving the checking request to this fiscard and fiscard EID checking information, if entering step 560 by checking, if not by entering step 540.In step S560, EID service platform transmits authentication information to application terminal system.Complete above step and i.e. complete authentication.The method decreases user than general EID checking and inputs EID information Step, decreases exchange hour and user's EID information uplink time, can reduce user profile disclosure risk while accelerating the operation speed.
Although combining accompanying drawing above to describe embodiments of the invention in detail, it is to be understood that embodiments described above is only intended to the present invention is described, and it is not intended that limitation of the present invention.For a person skilled in the art, above-mentioned embodiment can be made various modifications and changes without departing from the spirit and scope of the invention.Therefore, the scope of the present invention is only limited by appended claim and equivalents thereof.
Claims (10)
1. an encrypting fingerprint EID fiscard, it is characterised in that: it is integrated in same chip
Finger print safety chip, is integrated with fingerprint sensor and safety chip；
Intelligent card chip；
Power circuit；
And the multiple interfaces to external system；
nullDescribed finger print safety chip is for sensing initial fingerprint and at least one subsequent fingerprint of user，The initial fingerprint of described user and at least one subsequent fingerprint form initial fingerprint characteristic information and at least one subsequent fingerprint characteristic information through safety chip process，Described user's initial fingerprint characteristic information burning in safety chip among，Described initial fingerprint characteristic information completes at finger print safety chip internal with the comparison of at least one subsequent fingerprint characteristic information，Comparative result information is sent to intelligent card chip by 7816 interfaces through finger print safety chip encryption，Described intelligent card chip controls the activation of financial card application according to adding confidential information，After the activation of financial card application，It is mutual that EID checking information and the EID unified certification service system being stored in intelligent card chip carries out information，Carry out subscriber authentication，Only could normally use the application of this EID fiscard after user has passed through fingerprint authentication and EID authentication certification.
2. smart card as claimed in claim 1, it is characterised in that: described safety chip can be from selected from SLE97, SLE4404, SLE4406, SLE4418, SLE4428, SLE4432/4442, SLE4436, NXP MF1 IC S20, NXP MF1 IC S50, NXP MF1 IC S70, AT88SC101, AT88SC102, AT88SC200, M68HC05SC, MF4406, MF4428, MF4442.
3. fiscard as claimed in claim 1, it is characterised in that: described multiple interfaces to external system comprise one or more among contact pins and antenna assembly.
4. fiscard as claimed in claim 3, it is characterized in that: described antenna assembly is selected from NFC and the chip of support 13.56MHz operating frequency, Bluetooth and the chip of support 2.4GHz, 5-7 GHz operating frequency, WiFi and the chip of support 2.4GHz, 5.8GHz operating frequency, one or more in the chip of Zigbee and support 868GMHz, 915GMHz, 2.3GHz operating frequency.
5. fiscard as claimed in claim 1, farther includes power supply, it is characterised in that: one or more in lithium battery, graphene battery, polymer battery, fuel cell, ceramic cell, solaode of described power supply.
6. fiscard as claimed in claim 5, it is characterised in that: described power supply comprises " super capacitor " as Power convert further.
7. fiscard as claimed in claim 1, it is characterised in that: described fingerprint sensor is the one in sweep fingerprint sensor, pressing type fingerprint sensor.
8. fiscard as claimed in claim 1, it is characterised in that: farther include on and off switch.
9. fiscard as claimed in claim 1, it is characterised in that: farther include to indicate device.
10. the certification implementation method of an encrypting fingerprint EID fiscard, it is characterised in that: comprise the steps of
Adding finger print safety chip, power circuit in fiscard, finger print safety integrated chip has fingerprint sensor and safety chip, and power circuit is used for powering to each parts in fiscard inside,；
nullDescribed finger print safety chip is for sensing initial fingerprint and at least one subsequent fingerprint of user，The initial fingerprint of described user and the encrypted chip process of at least one subsequent fingerprint form initial fingerprint characteristic information and at least one subsequent fingerprint characteristic information，Described user's initial fingerprint characteristic information burning is among described finger print safety chip，Described initial fingerprint characteristic information completes inside encryption chip with the comparison of at least one subsequent fingerprint characteristic information，Comparative result is sent to intelligent card chip by 7816 interfaces through finger print safety chip encryption，Intelligent card chip controls whether the application of activation fiscard according to adding confidential information，The EID information being stored in intelligent card chip is by carry out information mutual with EID unified certification service system，Carry out subscriber authentication，Only could normally use the application of this fiscard after user has passed through fingerprint authentication and EID authentication certification.
Applications Claiming Priority (2)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN2015107804253 | 2015-11-16 | ||
| CN201510780425 | 2015-11-16 |
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| CN105913252A true CN105913252A (en) | 2016-08-31 |
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| Application Number | Title | Priority Date | Filing Date |
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| CN201610024361.9A Pending CN105913252A (en) | 2015-11-16 | 2016-01-15 | Fingerprint encrypted EID financial card and realization method |
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Cited By (5)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN106779014A (en) * | 2016-12-26 | 2017-05-31 | 深圳市中舜创新科技有限公司 | Smart card and application method with push type fingerprint sensor |
| CN107358286A (en) * | 2017-07-24 | 2017-11-17 | 深圳华视微电子有限公司 | A kind of biometric security authentication smart card and authentication method towards passive scene |
| CN108734014A (en) * | 2017-04-20 | 2018-11-02 | 深圳兆日科技股份有限公司 | Cryptographic data authentication method and apparatus, code data guard method and device |
| CN108734020A (en) * | 2017-04-20 | 2018-11-02 | 深圳兆日科技股份有限公司 | Method of password authentication and device |
| CN114745126A (en) * | 2022-03-18 | 2022-07-12 | 中国建设银行股份有限公司 | Identity verification method and device and smart card |
-
2016
- 2016-01-15 CN CN201610024361.9A patent/CN105913252A/en active Pending
Cited By (5)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN106779014A (en) * | 2016-12-26 | 2017-05-31 | 深圳市中舜创新科技有限公司 | Smart card and application method with push type fingerprint sensor |
| CN108734014A (en) * | 2017-04-20 | 2018-11-02 | 深圳兆日科技股份有限公司 | Cryptographic data authentication method and apparatus, code data guard method and device |
| CN108734020A (en) * | 2017-04-20 | 2018-11-02 | 深圳兆日科技股份有限公司 | Method of password authentication and device |
| CN107358286A (en) * | 2017-07-24 | 2017-11-17 | 深圳华视微电子有限公司 | A kind of biometric security authentication smart card and authentication method towards passive scene |
| CN114745126A (en) * | 2022-03-18 | 2022-07-12 | 中国建设银行股份有限公司 | Identity verification method and device and smart card |
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