CN104063784A - Electronic payment method based on E-mail and system thereof - Google Patents
Electronic payment method based on E-mail and system thereof Download PDFInfo
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- CN104063784A CN104063784A CN201310093751.8A CN201310093751A CN104063784A CN 104063784 A CN104063784 A CN 104063784A CN 201310093751 A CN201310093751 A CN 201310093751A CN 104063784 A CN104063784 A CN 104063784A
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
- G06Q20/325—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices using wireless networks
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Abstract
The invention provides an electronic payment method based on an E-mail. The electronic payment method comprises the steps of: setting a payment-related interface which is related with a payment system in mail data to be transmitted, wherein the payment-related interface is set for displaying in a visible manner through a mail client; transmitting the mail data and the set payment-related interface together to a mail receiver; and when the payment interface is operated, transmitting a payment request to the payment system, thereby directly entering the payment operation. The invention further provides a corresponding payment system. According to the payment plan of the invention, a user can directly transmits the payment request based on the E-mail, thereby entering payment operation.
Description
Technical field
The present invention relates to payment technology, relate in particular to the E-Payment technology based on Email.
Background technology
Along with the reinforcement of people's environmental protection concept, e bill is praised highly day by day, sends bill very general, such as usual water power coal bill and Credit Statement etc. with Email.
Current, traditional mail client is to realize by conventional SMTP, POP3 mail protocol for the propelling movement of bill.User, in the time carrying out bill payment, need sign in to related web page by the link providing in Mail Contents and carry out subsequent operation again.Thisly need to login the situation that related web page carries out subsequent operation by link and be present in equally electronic business transaction.For user, the degree of convenience of this mode of operation has to be hoisted.
Summary of the invention
The invention provides a kind of electric paying method based on Email, can effectively solve user and must enter the problem that webpage just can pay that pays by the link in mail.Method provided by the present invention comprises: the payment relevant interface being associated with payment system is set in mail data to be sent, and wherein said payment relevant interface is set to show by Mail Clients with visual means; Described mail data is sent to mail reception person with together with set payment relevant interface; And described payment interface is when by operation, sends the request of payment to payment system, thereby directly enters delivery operation.
Preferably, in described method, described in mail data to be sent arrange the payment relevant interface associated with payment system comprise: by described mail data templating, and in this template, embed the payment relevant interface being associated with described payment system in the Templated while.
Preferably, in described method, described in mail data to be sent arrange the payment relevant interface associated with payment system comprise: the type of service relating to based on e-mail data, generate visual picture, corresponding to this visual picture, Javascript script is set, for generating, described payment relevant interface pays relevant visual button, for described visual button adds the Javascript script for this button, described visual button is associated with described payment system.
Preferably, in described method, described visual picture and visual button groups are dressed up to HTML (Hypertext Markup Language) fragment.
The present invention also provides a kind of electronic fare payment system based on Email, this system comprises: processing module, for the payment relevant interface being associated with payment system mail data to be sent setting, wherein said payment relevant interface is set to show by Mail Clients with visual means; Sending module, for sending to mail reception person by described mail data with together with set payment relevant interface; And virtual web server, in the time that described payment interface is operated, send the request of payment to payment system, thereby directly enter delivery operation.
Preferably, in the described electronic fare payment system based on Email, described processing module is configured in mail data to be sent, arrange in the following manner the payment relevant interface associated with payment system: mail data described in templating, and in this template, embed the payment relevant interface being associated with described payment system in the Templated while.
Preferably, in the described electronic fare payment system based on Email, described processing module is configured in mail data to be sent, arrange in the following manner the payment relevant interface associated with payment system: the type of service relating to based on e-mail data, generate visual picture, corresponding to this visual picture, Javascript script is set, for generating, described payment relevant interface pays relevant visual button, for described visual button adds the Javascript script for this button, described visual button is associated with described payment system.
According to electric paying method of the present invention or apply electronic fare payment system of the present invention and can make user directly initiate to pay request by being arranged on relevant interface in Email, thereby directly enter payment flow.
brief description of the drawings
Fig. 1 is the process flow diagram of the electric paying method based on Email according to an embodiment of the invention.
Fig. 2 is the structural representation of the electronic fare payment system based on Email according to an embodiment of the invention.
Fig. 3 can apply as described in Figure 1 method and/or adopt the applied environment figure of system as shown in Figure 2.
Embodiment
Embodiments of the invention are below described with reference to the accompanying drawings comprehensively.It should be noted that the present invention can be embodied as different forms, is not limited with the example of being set forth at this.Provide the object of these embodiment and example be complete and thoroughly describe the present invention and non-limiting.All terms (comprising Science and Technology term) have the identical implication of implication of generally understanding with those skilled in the art in the invention as used herein, unless clearly definition in literary composition.
Fig. 1 is the process flow diagram of the electric paying method based on Email according to an embodiment of the invention.As shown in the figure, in step 10, before mail data sends, the payment relevant interface associated with payment system is set in described mail data.At this, mail data refers to conventional billing data, the product promotion data etc. that can send by mail and can relate to the mail data of payment.Pay relevant interface can be arranged in mail data with the form that described mail data sends together and to send the request of payment associated to the mode of payment system to operate this interface with payment system.As example, the type of service relating to according to mail data, by mail data templating, and pays relevant interface Templated embedding simultaneously.Can realize by Javascript script the templating of mail data, particularly, the type of service relating to according to mail data, generates visual bill picture, and adds corresponding Javascript script.What the type of service no matter mail data relates to is, visual payment associated button is set in Templated process, and for this payment associated button, corresponding Javascript script is set, together with this visual payment associated button, the Javascript script corresponding with this visual payment associated button, visual bill picture, the Javascript script corresponding with bill picture, be assembled into HTML(Hypertext Markup Language, HTML (Hypertext Markup Language)) fragment.
In all examples herein, the type of service that mail data relates to is for example communication cost bill, the public works expenses bill such as bill, electricity bill, water rate bill for gas charge, can also be the financial business bills such as Credit Statement, and can relate to the product promotion that user pays.Under these circumstances, for each type of service, mail data is embodied as to different templates so that user can be known the type of service that mail data relates to efficiently and easily.
In step 12, the mail data that is provided with payment relevant interface is sent to mail reception person.As described in step 10, mail data and payment relevant interface are set to visual pattern, and therefore in the time of user's reading mail, mail data and payment relevant interface are shown to user with visual means.What relate at described mail data is only bill payment, this payment relevant interface can for example be rendered as " payment " button, what relate at described mail data is product promotion, and this payment relevant interface can for example be rendered as " purchase " button.
In step 14, when user operates described payment relevant interface, send and pay relevant request to the payment system associated with it.Illustratively, in the time that user operates payment interface, the request relevant to payment is sent to virtual web server, realized the calling of electronic equipment processing layer of Javascript script and the current reading Email of user in mail by this virtual web server, that is to say, by http protocol but not mail protocol completes the local interaction of payment interface and electronic equipment, thus, this virtual web server sends to payment system by paying relevant request.
Subsequently, payment system, according to the relevant request of payment receiving, is undertaken alternately by described web server and local electronic equipment, thereby is made user complete whole payment flow.Payment flow and conventional E-Payment are similar, repeat no more.
According to example of the present invention, also provide a kind of electronic fare payment system based on Email.Fig. 2 is the structural representation of the electronic fare payment system based on Email according to an embodiment of the invention.As shown in the figure, this system comprises processing module 20, sending module 22, virtual web server 24.
Processing module 20, for before sending at mail data, arranges the payment interface associated with payment system in this mail data.As mentioned before, pay relevant interface can be arranged in mail data with the form that described mail data sends together and to send the request of payment associated to the mode of payment system to operate this interface with payment system.As example, the type of service relating to according to mail data, processing module 20 is mail data templating, and pays relevant interface Templated embedding simultaneously.Processing module 20 can realize by Javascript script the templating of mail data, and particularly, the type of service relating to according to mail data, generates visual bill picture, and adds corresponding Javascript script.What the type of service no matter mail data relates to is, visual payment associated button is set in Templated process, and for this payment associated button, corresponding Javascript script is set, this visual payment associated button, the Javascript script corresponding with this visual payment associated button, visual bill picture, the Javascript script corresponding with bill picture is assembled into HTML(Hypertext Markup Language, HTML (Hypertext Markup Language) together) fragment.
The mail data that is provided with payment relevant interface is sent to mail reception person by sending module 22.Be set to visual form because processing module 20 mail datas are communicated with payment relevant interface, therefore, in the time that user opens mail reading, mail data and payment relevant interface are all presented in visual form user.What relate at described mail data is only bill payment, this payment relevant interface can for example be rendered as " payment " button, what relate at described mail data is product promotion, and this payment relevant interface can for example be rendered as " purchase " button.
In the time that user operates payment relevant interface, virtual web server 24 sends and pays relevant request to the payment system associated with it.Illustratively, in the time that user operates payment interface, the request relevant to payment is sent to virtual web server 24, realized the calling of electronic equipment processing layer of Javascript script and the current reading Email of user in mail by this virtual web server 24, that is to say, by http protocol but not mail protocol completes the local interaction of payment interface and electronic equipment, thus, this virtual web server sends to payment system by paying relevant request.Payment system, according to the relevant request of payment receiving, is undertaken alternately by web server 24 and local electronic equipment, thereby is made user complete whole payment flow.Payment flow and conventional E-Payment are similar, repeat no more.
Fig. 3 can apply as described in Figure 1 method and/or adopt the applied environment figure of system as shown in Figure 2.As shown in Figure 3, trade company 30 can be the unit that Gas Company, telecommunications company, Running-water Company and Utilities Electric Co. etc. provide bill, also can be the trade company of vending articles, can also be other service class unit, all be contained by trade company 30 at this as long as can carry out the unit relevant with payment transaction by network.Trade company 30 has the electronic equipment 300 of accessible network, such as computer etc.Mail Clients 340 is arranged in terminal user's electronic equipment 34, and this electronic equipment can be any portable set that desktop computer, notebook computer and smart mobile phone etc. can access networks.In the time that the method shown in Fig. 1 is applied in this environment, first trade company processes to sent mail data in electronic equipment 300, is exactly to perform step 10 particularly, and the payment relevant interface associated with payment system is set in this mail data.After step 10 completes, trade company 30 sends mail to mail reception person (in this article by electronic equipment 300, mail reception person is also referred to as user, terminal user), as step 12, as is known to the person skilled in the art, this mail is in the time that user downloads it to this locality, and this mail is stored in webmail service device.Via the Internet, this mail is sent in terminal user's mailbox, access while checking Email by its Mail Clients by electronic equipment 34 this terminal user, the virtual web server being for example arranged in terminal user's electronic equipment 34 will be in the time that user operates payment interface, ask request to send to payment system 32 by relevant the received payment being produced by operation payment interface, as shown in step 14.Payment system 32 is as the payment platform such as Unionpay, Alipay.Payment system 32 receives after the request of payment, and network is communicated by letter with terminal user's electronic equipment 34, particularly, is to communicate by letter with electronic equipment 34 via web server, thereby makes user complete delivery operation.
System applies shown in Fig. 2 is in the environment shown in Fig. 3 time, shown in each module of electronic fare payment system based on Email can be separately positioned in the electronic equipment 300 of trade company 30 and terminal user's electronic equipment 34.For example, processing module 20 is arranged in the electronic equipment 300 of trade company 30, and sending module 22 is also arranged in electronic equipment 300, and virtual web server 24 is arranged in terminal user's electronic equipment 34.The electronic fare payment system so arranging, processing module 20 before mail data sends, as described above the payment interface associated with payment system be set like that in this mail data.The Email of processing via module 20 is mail to mail reception person by sending module 22.Terminal user opens after mail by Mail Clients 340, will see visual mail data, such as telecommunications bill etc.In the time that user's operation is rendered as the payment relevant interface of " payment " button, the request of payment just sends to payment system 32 via virtual web server 24, payment system 32 is mutual with terminal user's electronic equipment by web server 24, thereby makes user complete payment process.
As described above, via the payment associated button being associated with payment system is set in mail data, can make user directly enter payment flow by mail,, connect and enter payment webpage by payment, then pay as prior art without again.
Finally it should be noted that above embodiment is only in order to technical scheme of the present invention to be described but not be limited.Although the present invention is had been described in detail with reference to above-mentioned embodiment, should be appreciated that those skilled in the art can modify or part technical characterictic is equal to replacement the specific embodiment of the present invention.Do not departing under the spirit of technical scheme of the present invention, these are equal in the middle of the technical scheme scope that replacement, amendment and conversion etc. all should be encompassed in request of the present invention protection.
Claims (7)
1. the electric paying method based on Email, is characterized in that, described method comprises:
The payment relevant interface being associated with payment system is set in mail data to be sent, and wherein said payment relevant interface is set to show by Mail Clients with visual means;
Described mail data is sent to mail reception person with together with set payment relevant interface;
Described payment interface, when by operation, sends the request of payment to payment system, thereby directly enters delivery operation.
2. electric paying method as claimed in claim 1, is characterized in that, the described payment relevant interface being associated with payment system that arranges in mail data to be sent comprises:
By described mail data templating, and in the time of templating, in this template, embed the payment relevant interface being associated with described payment system.
3. electric paying method as claimed in claim 1, is characterized in that, the described payment relevant interface being associated with payment system that arranges in mail data to be sent comprises:
The type of service relating to based on e-mail data, generates visual picture;
Corresponding to this visual picture, Javascript script is set;
Pay relevant visual button for described payment relevant interface generates, for described visual button adds the Javascript script for this button, described visual button is associated with described payment system.
4. electric paying method as claimed in claim 3, is characterized in that,
Described visual picture and visual button groups are dressed up to HTML (Hypertext Markup Language) fragment.
5. the electronic fare payment system based on Email, is characterized in that, described system comprises:
Processing module, the payment relevant interface being associated with payment system for the mail data to be sent setting, wherein said payment relevant interface is set to show by Mail Clients with visual means;
Sending module, for sending to mail reception person by described mail data with together with set payment relevant interface;
Virtual web server, in the time that described payment interface is operated, sends the request of payment to payment system, thereby directly enters delivery operation.
6. the electronic fare payment system based on Email as claimed in claim 5, described processing module is configured in mail data to be sent, arrange in the following manner the payment relevant interface being associated with payment system:
Mail data described in templating, and in this template, embed the payment relevant interface being associated with described payment system in the Templated while.
7. the electronic fare payment system based on Email as claimed in claim 5, is characterized in that, described processing module is further configured to:
The type of service relating to based on e-mail data, generates visual picture;
Corresponding to this visual picture, Javascript script is set;
Pay relevant visual button for described payment relevant interface generates, for described visual button adds the Javascript script for this button, described visual button is associated with described payment system.
Priority Applications (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201310093751.8A CN104063784A (en) | 2013-03-22 | 2013-03-22 | Electronic payment method based on E-mail and system thereof |
Applications Claiming Priority (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201310093751.8A CN104063784A (en) | 2013-03-22 | 2013-03-22 | Electronic payment method based on E-mail and system thereof |
Publications (1)
| Publication Number | Publication Date |
|---|---|
| CN104063784A true CN104063784A (en) | 2014-09-24 |
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Family Applications (1)
| Application Number | Title | Priority Date | Filing Date |
|---|---|---|---|
| CN201310093751.8A Pending CN104063784A (en) | 2013-03-22 | 2013-03-22 | Electronic payment method based on E-mail and system thereof |
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Cited By (2)
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| CN105631725A (en) * | 2015-12-17 | 2016-06-01 | 珠海横琴跨境说网络科技有限公司 | Reverse electric business system and reverse electric business method for picture shopping and promotion |
| CN109756418A (en) * | 2019-01-30 | 2019-05-14 | 张海旻 | It is a kind of to merge the e-mail system of currency agreement, mail sending, receiving method |
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| US20100070419A1 (en) * | 2008-09-17 | 2010-03-18 | Srinivas Vadhri | System and method to initiate a function with an email message |
| CN101674265A (en) * | 2009-03-03 | 2010-03-17 | 周佺喜 | Method for carrying out paid services by on-line payment in email |
| US20110093322A1 (en) * | 2009-04-09 | 2011-04-21 | Tabbatha Christie Lawe | System and method for substituting one email address for another to redirect a reward payment |
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Cited By (4)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN105631725A (en) * | 2015-12-17 | 2016-06-01 | 珠海横琴跨境说网络科技有限公司 | Reverse electric business system and reverse electric business method for picture shopping and promotion |
| CN109756418A (en) * | 2019-01-30 | 2019-05-14 | 张海旻 | It is a kind of to merge the e-mail system of currency agreement, mail sending, receiving method |
| WO2020155581A1 (en) * | 2019-01-30 | 2020-08-06 | 上海风汇网络科技有限公司 | Electronic mail system fused with currency protocols, mail sending method and mail receiving method |
| CN109756418B (en) * | 2019-01-30 | 2021-11-16 | 上海风汇网络科技有限公司 | E-mail system fusing currency protocol, and mail sending and receiving method |
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Application publication date: 20140924 |