CN103810794A - Small and medium-sized enterprise supply chain financial platform on basis of could computing - Google Patents
Small and medium-sized enterprise supply chain financial platform on basis of could computing Download PDFInfo
- Publication number
- CN103810794A CN103810794A CN201410098793.5A CN201410098793A CN103810794A CN 103810794 A CN103810794 A CN 103810794A CN 201410098793 A CN201410098793 A CN 201410098793A CN 103810794 A CN103810794 A CN 103810794A
- Authority
- CN
- China
- Prior art keywords
- module
- management
- medium
- sized
- enterprise
- Prior art date
- Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
- Pending
Links
Images
Landscapes
- Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
Abstract
The invention belongs to the technical field of enterprise management and provides a small and medium-sized enterprise supply chain financial platform on the basis of could computing. The small and medium-sized enterprise supply chain financial platform is characterized in that a cloud platform abandons complex authorization configuration and master data management and completes system initialization setting in a guide mode; the cloud platform dynamically integrates user identity authentication services of an ERP (Enterprise Resource Planning) system in a private cloud according to different identities of accessing users so as to control data access permissions; user functions of the cloud platform are flexibly customized as required by an enterprise user in the ERP system so as to adapt to the access requirements in different user environments; the small and medium-sized enterprise supply chain financial platform comprises a system application module, a small and medium-sized enterprise financing module, a credit risk control module, a small and medium-sized enterprise information management module, an receivable and payable management module, a general ledger management module and an asset management module. The small and medium-sized enterprise supply chain financial platform has the advantages that the small and medium-sized enterprise supply chain financial platform is simpler and more practical, is convenient to use, can select the functional modules by the self according to the requirements of enterprises, is low in cost and is suitable for small and medium-sized enterprises.
Description
Technical field
The invention belongs to Techniques of Enterprise Management field, particularly the finance of the medium-sized and small enterprises supply chain based on cloud computing platform.
Background technology
At present a lot of medium-sized and small enterprises are all faced with and are hard up for money, shortage of staff, lack " three lack " predicament of experience aspect informatization.
A little less than medium-sized and small enterprises small scale, the ability to ward off risks, financing difficulty in addition, business capital is mainly used in development aspect, there is no unnecessary fund for informatization, and government's also just an utterly inadequate amount of special fund for helping.
Informatization success ratio is not high, and the reason of searching to the bottom is to lack veteran high-end inter-disciplinary talent.Sme informatization business kind is single, the attractive force of shortage to talent of high caliber, cannot set up professional IT department, causes a large amount of IT application in enterprises, personalized service to be not being met, and Informationization Equipment cannot be realized effect of expection.
The required professional of IT application in enterprises not can simply carry out network operation, software development, the more important thing is and can realize good communication and coordination, management, project operation.
Enterprise management system product in the market, though all there is following problem in One's name is legion: the first, infosystem is difficult to meet the individual sexual demand of medium-sized and small enterprises; The wide amount of medium-sized and small enterprises is many, and the operation way of different industries is different, and current infosystem product designs for mark post according to whole industry characteristic or large enterprise often, and this is often difficult to conform to the particular demands of medium-sized and small enterprises.The second, the information system software market price is higher, and business administration basic environment is required strictly, to exceed ability to shoulder economically and the fundamentals of management environment of most of medium-sized and small enterprises, thereby restricted sme informatization construction.The 3rd, lacking specialized information service partner provides perfect service; Current most of Informatization Specialty service provider remains to serve large and medium-sized enterprise as industry mark post, and the Informatization Service of medium-sized and small enterprises is still not being met.
Therefore, it is more succinct, practical, easy to use that one is badly in need of in Techniques of Enterprise Management field, medium-sized and small enterprises can be realized IT application in enterprises without dropping into too many manpower and financial resources, and realize the talent's maximum using, can need to carry out autonomous selection function module, the financial platform of the cost medium-sized and small enterprises supply chain based on cloud computing low, that be applicable to medium-sized and small enterprises according to enterprise.
Summary of the invention
The invention provides the medium-sized and small enterprises supply chain finance platform based on cloud computing, technical scheme is as follows:
Medium-sized and small enterprises supply chain finance platform based on cloud computing, is characterized in that, comprising:
Cloud platform has been abandoned complicated authority configuration and master data management, by arranging to the initialization of guide module completion system; Comprise: the operation interface of worktable style, the information that outstanding user need to pay close attention to; Strengthen all kinds of business papers and process and the visual adjustment of print format, advance effectively carrying out of practical business; Outstanding accounts receivable management and supply chain management, support multiple application model to select for enterprise self-determining; Applicable system can be selected according to enterprise nature is autonomous by enterprise, and concisely demonstrates intuitively different operation interfaces;
Cloud platform, according to the user identity difference of access, by the authenticating user identification service of ERP system in the privately owned cloud of dynamic integrity, is controlled data access authority;
The user function of cloud platform, by enterprise customer's flexible customization according to demand in ERP system, to be suitable for the requirements for access under different user environment, mainly comprises: system applies module and functional module;
System applies module, realizes the compatibility of the many application models of system, and the different operating interface matching with application model, and then enterprise selects the application model of coupling according to self enterprise nature, shows different systemic-functions and operation interface;
Functional module, be used for medium-sized and small enterprises according to the difference of enterprise nature, select different modules to operate, to finish the work, comprising: Financing module, credit risk control module, smb message administration module, sales management module, receivable administration module, purchasing management module, deal with administration module, inventory management module, general ledger administration module, assets management module, procedure processing module, report print module;
Financing module, for medium-sized and small enterprises according to documents such as purchase order, sales order, warehouse receipts at alignment bank apply for loan;
Credit risk control module is carried out credit evaluation before medium-sized and small enterprises are borrowed, and after controlling and borrowing, follows the tracks of and risk control in loan;
Smb message administration module, for integrating Back ground Information and the document information of medium-sized and small enterprises, by the mandate of corresponding enterprise, bank can obtain and the document information of financing relevant;
Sales management module, completes typing and circulation to sales order, the sale bill of lading, revenue shipment and whole selling operation flow process key message thereof, the inquiry of the various documents of goods in transit business model, selling operation and statistical study;
Receivable administration module, completes the management to client's master data, list of articles, the checking and writing off and inquiry and the statistics of receivable invoice of the processing of receivable invoice, accounts receivable, receivable invoice balance detail, age statistics and analyze;
Purchasing management module, completes purchase order, buying warehouse-in, deals with typing and circulation that invoice mates whole procurement business flow process key message, inquiry and the statistical study of entrust outer procurement business pattern, the various documents of procurement business;
Deal with administration module, complete the management to supplier's master data, list of articles, deal with the processing of invoice, the inquiry of checking and writing off and deal with invoice and the statistics of accounts payable, deal with invoice balance detail, age statistics and analyze;
Inventory management module, complete the maintenance and management to article, storehouse basic data, the operation of outbound, warehouse-in, transfer, material conversion and whole inventory transaction thereof, the automatic calculating of inventory cost, stock is in the inquiry of hand amount, affairs, the amount of money, voucher, and stock receives and dispatches the report form statistics of depositing;
General ledger administration module, remove the maintenance to subject, Currency Type and whole financial basic data thereof, outside the common work such as voucher typing, the business processing of examining, transferring items, to the realization flow of settling accounts the end of month, the step of checkout is visual, alleviate user's workload, facilitated the quick monthly closing entry of user, reduced artificial mistake.
Assets management module, completes the Classification Management to assets, the manual typing of assets card and importing in batches, the automatic calculating of asset depreciation, the automatic generation of depreciation voucher;
Procedure processing module, completes basic data maintenance procedure, and system is used procedure for the first time, the end of term business processing flow of finance;
Report print module, having possessed outside the printing function of original ERP system, has increased personalized defined function, thereby meets the demand of different individualities of enterprises type styles.
Medium-sized and small enterprises supply chain based on cloud computing finance platform as above, wherein, also comprises: server resource pond module, distribution management module, hardware and software resource distribution module, load balancing module and cloud security module be set;
Server resource pond module is set, the different angle analysis such as character by the utilization factor to number of devices demand, equipment, application, safety management, operation management, build rational resource pool, promote resource utilization;
Distribution management module, distributes for the distribution to system software, renewal and authority, monitoring and maintaining-managing system hardware;
Hardware and software resource distribution module, for analyzing cloud user user demand, in the situation that meeting cloud user request for utilization, is optimized configuration to high in the clouds Service Source effectively;
Load balancing module and cloud security module by the reasonable sharing system load of application load balancing technology, rely on huge network service simultaneously, obtain in real time up-to-date Virus Info, thereby guarantee the security of system, have improved system reliability, availability.
Medium-sized and small enterprises supply chain finance platform based on cloud computing as above, wherein, system applies module also comprises: simple general ledger module, complicated general ledger module, finance and goods entry, stock and sales module, finance and goods entry, stock and sales integration module.
Simple general ledger module, enables general ledger and assets management module, is applicable to the enterprise customer that simple account is processed and account table is printed.
Complicated general ledger module, on the basis of simple general ledger module, increased receivable, deal with, check and write off and management of balance function, be applicable to the enterprise customer of standard accounts current management.
Finance and goods entry, stock and sales module have increased sale, buying and inventory management module on the basis of complicated general ledger module, are applicable to the enterprise customer of distribution and handling of goods and materials.
Finance and goods entry, stock and sales integration module have increased the subsystem voucher function of automatically transferring items on finance and the basis of goods entry, stock and sales module, are applicable to the enterprise customer that standard business is kept accounts.
Medium-sized and small enterprises supply chain finance platform based on cloud computing as above, wherein, Financing module also comprises: high in the clouds Informatization Service module, credit public credibility module;
High in the clouds Informatization Service module, checks, examines, examines client's financing application for bank, and the financing limit of managing customer is carried out on-line signing agreement for audit by the client who obtains credit, handles Electronic Signature; The situation of pledging application, financing application, the progress of examining of financing, the application of refunding is checked by loaning bill side; Monitoring party is verified and confirmed the application of pledging of the side's of loaning bill proposition, and audit is carried out stamped signature confirmation and printing by rear to electronics warehouse receipt.
Credit public credibility module, manages and assesses the basic public credibility of enterprise, supports the registration of public credibility dependent event; During to Corporate finance application, provide public credibility assessment report to bank, public credibility assessment report is by system evaluation auto-building model.
Medium-sized and small enterprises supply chain finance platform based on cloud computing as above, wherein, credit risk control module also comprises: factoring department of bank service module, administrative analysis data module;
Factoring department of bank service module, for banking risk management, comprises risk assessment and management before loan, risk monitoring and control in the borrowing risk with record, after borrowing follows the tracks of and adjustment.
Administrative analysis data module, is used to bank that the credit administrative analysis data that audit requires are provided, and meets the audit demand of bank to business standing situation, accelerates bank's factoring business credit audit.
Beneficial effect of the present invention:
1. increased Financing module, Financing pattern based on cloud platform has been proposed, when providing high in the clouds Informatization Service for medium-sized and small enterprises, also for bank credit has been set up public credibility platform, it is a kind of brand-new Financing pattern, and then be that bank reduces risk towards medium-sized and small enterprises credit, strengthen the very capable credit to medium-sized and small enterprises and help wish, solve the problem of Financing difficulty.
2. increased credit risk control module, cooperate with factoring department of bank, for bank provides effective credit risk control mode service in factoring department of bank, for bank credit risk control provides the credit administrative analysis data that audit requires, its administrative analysis data that credit audit requires are provided in platform feature, meet the demand of bank to business standing situation audit, make bank's factoring business credit audit easy, effectively solve that bank credit risk is high, the indefinite problem of target customer.
3. increased smb message administration module, and then the medium-sized and small enterprises management information platform project of building based on cloud platform is used cloud service pattern, for medium-sized and small enterprises provide convenient, inexpensive Information Service for Enterprises platform, reduce sme informatization construction cost, alleviate informatization fund and technostress, meanwhile, improve medium-sized and small enterprises management level and core competitiveness, realize the standardization of the financial affairs of the middle and little enterprise management information.
4. the innovation of system applies pattern, the selection of the many application models of back-up system, thus meet the demand of different enterprises, there is applicability more widely.
5. general ledger administration module, remove the maintenance to subject, Currency Type and whole financial basic data thereof in prior art, outside the common work such as voucher typing, the business processing of examining, transferring items, also to the realization flow of settling accounts the end of month, the step of checkout is visual, alleviate user's workload, facilitated the quick monthly closing entry of user, reduced artificial mistake.
6., outside the common work such as procedure processing module, has removed basic data maintenance procedure, and system is used procedure for the first time, the end of term business processing flow of finance, the automatic calculating of inventory cost, book keeping operation have automatically also been realized.
7. rely on integrated data information service and risk control model, for Small and Medium Enterprises in China financing and financial sector loan administration provide the instrument of Data support and scientific management, reduce the finance costs of Small and Medium Enterprises in China, improved security and the initiative of financial sector loan administration.
8. the present invention is deployed in high in the clouds, and medium-sized and small enterprises can be applied the function of ERP by minimum input, saved a large amount of equipment purchases, maintenance cost, reduce costs further, and applicability is strong.
9. user of the present invention is logging in after ERP system, can carry out as required selection and the operation of functional module from cloud platform, more succinct, practical, easy to use.
10. the disposable expense that comes into operation of the present invention, just can be used the function on cloud platform easily, also without paying, hommization is more set in the renewal of follow-up cloud platform and after increasing function, and applicability is stronger.
Accompanying drawing explanation
Describe the present invention in detail below in conjunction with the drawings and specific embodiments:
Fig. 1 is the structural representation that the present invention is based on the medium-sized and small enterprises supply chain finance platform of cloud computing.
Fig. 2 is the process flow diagram that the present invention is based on the medium-sized and small enterprises supply chain finance platform of cloud computing.
Embodiment
For measure, creation characteristic that the technology of the present invention is realized, reach object and effect is easy to understand, below in conjunction with concrete diagram, further set forth the present invention.
Medium-sized and small enterprises supply chain finance platform based on cloud computing, comprising:
Cloud platform has been abandoned complicated authority configuration and master data management, arranges by guide Pattern completion system initialization; Comprise: the operation interface of worktable style, the information that outstanding user need to pay close attention to; Strengthen all kinds of business papers and process and the visual adjustment of print format, advance effectively carrying out of practical business; According to enterprise nature configuration, can show different operation interfaces, concisely directly perceived; Outstanding accounts receivable management and supply chain management, support that multiple application model is available;
Cloud platform is according to the user identity difference of access, and in the privately owned cloud of dynamic integrity, ERP system authenticating user identification is served, thereby controls data access authority;
Fig. 1 is the structural representation that the present invention is based on the medium-sized and small enterprises supply chain finance platform of cloud computing.Cloud platform user function, by enterprise customer's flexible customization according to demand in ERP system, to be suitable for the requirements for access under different user environment, mainly comprises: system applies module 1 and functional module;
System applies module 1, realize the compatibility of the many application models of system, and the different operating interface matching with application model, and then the application model of coupling is selected by enterprise according to self enterprise nature, show different systemic-function and operation interface, comprising: simple general ledger module 101, complicated general ledger module 102, finance and goods entry, stock and sales module 103, finance and goods entry, stock and sales integration module 104.
Simple general ledger module 101, enables general ledger and assets management module, is applicable to the enterprise customer that simple account is processed and account table is printed.
Complicated general ledger module 102, on the basis of simple general ledger module, increased receivable, deal with, check and write off and management of balance function, be applicable to the enterprise customer of standard accounts current management.
Finance and goods entry, stock and sales module 103 have increased sale, buying and inventory management module on the basis of complicated general ledger module, are applicable to the enterprise customer of distribution and handling of goods and materials.
Finance and goods entry, stock and sales integration module 104 have increased the subsystem voucher function of automatically transferring items on finance and the basis of goods entry, stock and sales module, are applicable to the enterprise customer that standard business is kept accounts.
Functional module, be used for medium-sized and small enterprises according to the difference of enterprise nature, select different modules to operate, to finish the work, comprising: Financing module 2, credit risk control module 3, smb message administration module 4, sales management module 5, receivable administration module 6, purchasing management module 7, deal with administration module 8, inventory management module 9, general ledger administration module 10, assets management module 11, procedure processing module 12, report print module 13;
Financing module 2, for medium-sized and small enterprises according to documents such as purchase order, sales order, warehouse receipts at alignment bank apply for loan, comprising: high in the clouds Informatization Service module 21, credit public credibility module 22;
High in the clouds Informatization Service module 21, checks, examines, examines client's financing application for bank, and the financing limit of managing customer is carried out on-line signing agreement for audit by the client who obtains credit, handles Electronic Signature; The situation of pledging application, financing application, the progress of examining of financing, the application of refunding is checked by loaning bill side; Monitoring party is verified and confirmed the application of pledging of the side's of loaning bill proposition, and audit is carried out stamped signature confirmation and printing by rear to electronics warehouse receipt.
Credit public credibility module 22, manages and assesses the basic public credibility of enterprise, supports the registration of public credibility dependent event; During to Corporate finance application, provide public credibility assessment report to bank, public credibility assessment report is by system evaluation auto-building model.
Credit risk control module 3 is carried out credit evaluation before medium-sized and small enterprises are borrowed, and after controlling and borrowing, follows the tracks of and risk control in loan; Also comprise: factoring department of bank service module, administrative analysis data module;
Factoring department of bank service module 31, for banking risk management, comprises risk assessment and management before loan, risk monitoring and control in the borrowing risk with record, after borrowing follows the tracks of and adjustment;
Administrative analysis data module 32, is used to bank that the credit administrative analysis data that audit requires are provided, and meets the audit demand of bank to business standing situation, accelerates bank's factoring business credit audit;
Smb message administration module 4, for integrating Back ground Information and the document information of medium-sized and small enterprises, by the mandate of corresponding enterprise, bank can obtain and the document information of financing relevant;
Sales management module 5, completes typing and circulation to sales order, the sale bill of lading, revenue shipment and whole selling operation flow process key message thereof, the inquiry of the various documents of goods in transit business model, selling operation and statistical study;
Receivable administration module 6, completes the management to client's master data, list of articles, the checking and writing off and inquiry and the statistics of receivable invoice of the processing of receivable invoice, accounts receivable, receivable invoice balance detail, age statistics and analyze;
Purchasing management module 7, completes purchase order, buying warehouse-in, deals with typing and circulation that invoice mates whole procurement business flow process key message, inquiry and the statistical study of entrust outer procurement business pattern, the various documents of procurement business;
Deal with administration module 8, complete the management to supplier's master data, list of articles, deal with the processing of invoice, the inquiry of checking and writing off and deal with invoice and the statistics of accounts payable, deal with invoice balance detail, age statistics and analyze;
Inventory management module 9, complete the maintenance and management to article, storehouse basic data, the operation of outbound, warehouse-in, transfer, material conversion and whole inventory transaction thereof, the automatic calculating of inventory cost, stock is in the inquiry of hand amount, affairs, the amount of money, voucher, and stock receives and dispatches the report form statistics of depositing;
General ledger administration module 10, remove the maintenance to subject, Currency Type and whole financial basic data thereof, outside the common work such as voucher typing, the business processing of examining, transferring items, to the realization flow of settling accounts the end of month, the step of checkout is visual, alleviate user's workload, facilitated the quick monthly closing entry of user, reduced artificial mistake.
Assets management module 11, completes the Classification Management to assets, the manual typing of assets card and importing in batches, the automatic calculating of asset depreciation, the automatic generation of depreciation voucher;
Procedure processing module 12, completes basic data maintenance procedure, and system is used procedure for the first time, the end of term business processing flow of finance;
Report print module 13, having possessed outside the printing function of original ERP system, has increased personalized defined function, thereby meets the demand of different individualities of enterprises type styles.
In another embodiment of the present invention, also comprise: server resource pond module 14, distribution management module 15, hardware and software resource distribution module 16, load balancing module 17 and cloud security module 18 be set;
Server resource pond module 14 is set, the different angle analysis such as character by the utilization factor to number of devices demand, equipment, application, safety management, operation management, build rational resource pool, promote resource utilization;
Distribution management module 15, distributes for the distribution to system software, renewal and authority, monitoring and maintaining-managing system hardware;
Hardware and software resource distribution module 16, for analyzing cloud user user demand, in the situation that meeting cloud user request for utilization, is optimized configuration to high in the clouds Service Source effectively;
Load balancing module and cloud security module 17 by the reasonable sharing system load of application load balancing technology, rely on huge network service simultaneously, obtain in real time up-to-date Virus Info, thereby guarantee the security of system, have improved system reliability, availability.
Fig. 2 is the process flow diagram that the present invention is based on the medium-sized and small enterprises supply chain finance platform of cloud computing.
First user enters the homepage of the medium-sized and small enterprises supply chain finance platform based on cloud computing; Then, user need to enter enrollment page, filling registration information, comprise: company's essential information, status of taxpayers, the default tax rate, make out a bill during, enterprise's subject structure, standard coin etc., and further upload the scanned copy of the relevant qualification files such as license of the business corporation, Tax Registration Certificate, organization mechanism code card, the licence that opens a bank account, legal representative's I.D.; Then, the audit of the medium-sized and small enterprises supply chain finance platform of wait based on cloud computing to log-on message; When not by when audit, need to rewrite log-on message and upload the scanned copy of relevant qualification file, again etc. pending, until audit is passed through; When by audit, user can select corresponding system applies module according to enterprise nature;
Further, after logging in selected system applies module, carry out basic data setting and system initialization setting, while setting for basic data setting and system initialization, guiding graphical, procedure that system applies module provides, the step that user provides according to system applies module 1 arranges; After having completed system initialization and arranging, can operate 1 functional module 2-17 under system applies module; After end of operation, the application module 1 that logs off, i.e. this EO.
The present invention has increased Financing module, Financing module based on cloud platform has been proposed, when providing high in the clouds Informatization Service for medium-sized and small enterprises, also for bank credit has been set up public credibility platform, it is a kind of brand-new Financing module, and then be that bank reduces risk towards medium-sized and small enterprises credit, strengthen the very capable credit to medium-sized and small enterprises and help wish, solve the problem of Financing difficulty.
The present invention has increased credit risk control module, cooperate with factoring department of bank, for bank provides effective credit risk control module service in factoring department of bank, for bank credit risk control provides the credit administrative analysis data that audit requires, its administrative analysis data that credit audit requires are provided in platform feature, meet the demand of bank to the audit of business standing situation, make bank factoring business credit audit easy, effectively solve that bank credit risk is high, the indefinite problem of target customer.
The present invention has increased smb message administration module, and then the medium-sized and small enterprises management information platform project of building based on cloud platform is used cloud service pattern, for medium-sized and small enterprises provide convenient, inexpensive Information Service for Enterprises platform, reduce sme informatization construction cost, alleviate informatization fund and technostress, meanwhile, improve medium-sized and small enterprises management level and core competitiveness, realize the standardization of the financial affairs of the middle and little enterprise management information.
The innovation of system applies module of the present invention, the selection of the many application models of back-up system, thus meet the demand of different enterprises, there is applicability more widely.
General ledger administration module of the present invention, remove the maintenance to subject, Currency Type and whole financial basic data thereof in prior art, outside the common work such as voucher typing, the business processing of examining, transferring items, also to the realization flow of settling accounts the end of month, the step of checkout is visual, alleviate user's workload, facilitated the quick monthly closing entry of user, reduced artificial mistake.
Outside the common work such as procedure processing module of the present invention, has removed basic data maintenance procedure, and system is used procedure for the first time, the end of term business processing flow of finance, the automatic calculating of inventory cost, book keeping operation are automatically also realized.
The present invention relies on integrated data information service and risk control model, for Small and Medium Enterprises in China financing and financial sector loan administration provide the instrument of Data support and scientific management, reduce the finance costs of Small and Medium Enterprises in China, improved security and the initiative of financial sector loan administration.
The present invention is deployed in high in the clouds, and medium-sized and small enterprises can be applied the function of ERP by minimum input, saved a large amount of equipment purchases, maintenance cost, reduce costs further, and applicability is strong.
User of the present invention is logging in after ERP system, can carry out as required selection and the operation of functional module from cloud platform, more succinct, practical, easy to use.
The disposable expense that comes into operation of the present invention, just can be used the function on cloud platform easily, also without paying, hommization is more set in the renewal of follow-up cloud platform and after increasing function, and applicability is stronger.
More than show and described ultimate principle of the present invention, principal character and advantage of the present invention.The technician of the industry should understand; the present invention is not restricted to the described embodiments; that in above-described embodiment and instructions, describes just illustrates principle of the present invention; the present invention also has various changes and modifications without departing from the spirit and scope of the present invention, and these changes and improvements all fall in the claimed scope of the invention.The claimed scope of the present invention is defined by appending claims and equivalent thereof.
Claims (5)
1. the finance of the medium-sized and small enterprises supply chain based on cloud computing platform, is characterized in that, comprising:
Cloud platform has been abandoned complicated authority configuration and master data management, by arranging to the initialization of guide module completion system; Comprise: the operation interface of worktable style, the information that outstanding user need to pay close attention to; Strengthen all kinds of business papers and process and the visual adjustment of print format, advance effectively carrying out of practical business; According to enterprise nature configuration, can show different operation interfaces, concisely directly perceived; Outstanding accounts receivable management and supply chain management, support that multiple application model is available;
Cloud platform is according to the user identity difference of access, and in the privately owned cloud of dynamic integrity, ERP system authenticating user identification is served, thereby controls data access authority;
Cloud platform user function, by enterprise customer's flexible customization according to demand in ERP system, to be suitable for the requirements for access under different user environment, mainly comprises: mainly comprise: system applies module and functional module;
This system applies module, realizes the compatibility of the many application models of system, and the different operating interface matching with application model, and then enterprise selects the application model of coupling according to self enterprise nature, shows different systemic-functions and operation interface;
This functional module, be used for medium-sized and small enterprises according to the difference of enterprise nature, select different modules to operate, to finish the work, comprising: Financing module, credit risk control module, smb message administration module, sales management module, receivable administration module, purchasing management module, deal with administration module, inventory management module, general ledger administration module, assets management module, procedure processing module, report print module;
This Financing module, for medium-sized and small enterprises according to documents such as purchase order, sales order, warehouse receipts at alignment bank apply for loan;
This credit risk control module is carried out credit evaluation before medium-sized and small enterprises are borrowed, and after controlling and borrowing, follows the tracks of and risk control in loan;
This smb message administration module, for integrating Back ground Information and the document information of medium-sized and small enterprises, by the mandate of corresponding enterprise, bank can obtain and the document information of financing relevant;
This sales management module, completes typing and circulation to sales order, the sale bill of lading, revenue shipment and whole selling operation flow process key message thereof, the inquiry of the various documents of goods in transit business model, selling operation and statistical study;
This receivable administration module, completes the management to client's master data, list of articles, the checking and writing off and inquiry and the statistics of receivable invoice of the processing of receivable invoice, accounts receivable, receivable invoice balance detail, age statistics and analyze;
This purchasing management module, completes purchase order, buying warehouse-in, deals with typing and circulation that invoice mates whole procurement business flow process key message, inquiry and the statistical study of entrust outer procurement business pattern, the various documents of procurement business;
This deals with administration module, completes the management to supplier's master data, list of articles, deals with the processing of invoice, the inquiry of checking and writing off and deal with invoice and the statistics of accounts payable, deals with invoice balance detail, age statistics and analyzes;
This inventory management module, complete the maintenance and management to article, storehouse basic data, the operation of outbound, warehouse-in, transfer, material conversion and whole inventory transaction thereof, the automatic calculating of inventory cost, stock is in the inquiry of hand amount, affairs, the amount of money, voucher, and stock receives and dispatches the report form statistics of depositing;
This assets management module, completes the Classification Management to assets, the manual typing of assets card and importing in batches, the automatic calculating of asset depreciation, the automatic generation of depreciation voucher;
This procedure processing module, completes basic data maintenance procedure, and system is used procedure for the first time, the end of term business processing flow of finance;
This general ledger administration module, remove the maintenance to subject, Currency Type and whole financial basic data thereof, outside the common work such as voucher typing, the business processing of examining, transferring items, to the realization flow of settling accounts the end of month, the step of checkout is visual, alleviate user's workload, facilitated the quick monthly closing entry of user, reduced artificial mistake.
This report print module, having possessed outside the printing function of original ERP system, has increased personalized defined function, thereby meets the demand of different individualities of enterprises type styles.
2. medium-sized and small enterprises supply chain based on cloud computing finance platform according to claim 1, is characterized in that, also comprises: server resource pond module, distribution management module, hardware and software resource distribution module, load balancing module and cloud security module be set;
This server resource pond module is set, the different angle analysis such as character by the utilization factor to number of devices demand, equipment, application, safety management, operation management, build rational resource pool, promote resource utilization;
This distribution management module, distributes for the distribution to system software, renewal and authority, monitoring and maintaining-managing system hardware;
This hardware and software resource distribution module, for analyzing cloud user user demand, in the situation that meeting cloud user request for utilization, is optimized configuration to high in the clouds Service Source effectively;
This load balancing module and cloud security module by the reasonable sharing system load of application load balancing technology, rely on huge network service simultaneously, obtain in real time up-to-date Virus Info, thereby guarantee the security of system, have improved system reliability, availability.
3. the medium-sized and small enterprises supply chain finance platform based on cloud computing according to claim 1, is characterized in that, this system applies module also comprises: simple general ledger module, complicated general ledger module, finance and goods entry, stock and sales module, finance and goods entry, stock and sales integration module.
Simple general ledger module, enables general ledger and assets management module, is applicable to the enterprise customer that simple account is processed and account table is printed.Complicated general ledger module, on the basis of simple general ledger module, increased receivable, deal with, check and write off and management of balance function, be applicable to the enterprise customer of standard accounts current management.
Finance and goods entry, stock and sales module have increased sale, buying and inventory management module on the basis of complicated general ledger module, are applicable to the enterprise customer of distribution and handling of goods and materials.
Finance and goods entry, stock and sales integration module have increased the subsystem voucher function of automatically transferring items on finance and the basis of goods entry, stock and sales module, are applicable to the enterprise customer that standard business is kept accounts.
4. the medium-sized and small enterprises supply chain finance platform based on cloud computing according to claim 1, is characterized in that, this Financing module also comprises: high in the clouds Informatization Service module, credit public credibility module;
This high in the clouds Informatization Service module, checks, examines, examines client's financing application for bank, and the financing limit of managing customer is carried out on-line signing agreement for audit by the client who obtains credit, handles Electronic Signature; The situation of pledging application, financing application, the progress of examining of financing, the application of refunding is checked by loaning bill side; Monitoring party is verified and confirmed the application of pledging of the side's of loaning bill proposition, and audit is carried out stamped signature confirmation and printing by rear to electronics warehouse receipt.
This credit public credibility module, manages and assesses the basic public credibility of enterprise, supports the registration of public credibility dependent event; During to Corporate finance application, provide public credibility assessment report to bank, public credibility assessment report is by system evaluation auto-building model.
5. the medium-sized and small enterprises supply chain finance platform based on cloud computing according to claim 1, is characterized in that, this credit risk control module also comprises: factoring department of bank service module, administrative analysis data module;
This factoring department of bank service module, for banking risk management, comprises risk assessment and management before loan, risk monitoring and control in the borrowing risk with record, after borrowing follows the tracks of and adjustment.
This administrative analysis data module, is used to bank that the credit administrative analysis data that audit requires are provided, and meets the audit demand of bank to business standing situation, accelerates bank's factoring business credit audit.
Priority Applications (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201410098793.5A CN103810794A (en) | 2014-03-18 | 2014-03-18 | Small and medium-sized enterprise supply chain financial platform on basis of could computing |
Applications Claiming Priority (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201410098793.5A CN103810794A (en) | 2014-03-18 | 2014-03-18 | Small and medium-sized enterprise supply chain financial platform on basis of could computing |
Publications (1)
| Publication Number | Publication Date |
|---|---|
| CN103810794A true CN103810794A (en) | 2014-05-21 |
Family
ID=50707505
Family Applications (1)
| Application Number | Title | Priority Date | Filing Date |
|---|---|---|---|
| CN201410098793.5A Pending CN103810794A (en) | 2014-03-18 | 2014-03-18 | Small and medium-sized enterprise supply chain financial platform on basis of could computing |
Country Status (1)
| Country | Link |
|---|---|
| CN (1) | CN103810794A (en) |
Cited By (38)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN104616192A (en) * | 2015-02-02 | 2015-05-13 | 戴海涛 | System for managing and controlling risk of investment and financing business of private lending |
| CN105654233A (en) * | 2015-12-25 | 2016-06-08 | 芜湖众创物流投资中心（有限合伙） | Digital logistics financial management system and risk rating method thereof |
| CN105787680A (en) * | 2014-12-19 | 2016-07-20 | 江苏融成嘉益信息科技有限公司 | ERP (enterprise resource planning)-based raw material depot real-time tracking method |
| CN105930981A (en) * | 2016-05-10 | 2016-09-07 | 大连理工大学 | Supply chain financing platform capable of risk quantification and real-time automatic processing |
| CN106157136A (en) * | 2016-08-30 | 2016-11-23 | 北京蜂向信息科技有限公司 | A kind of supply chain financial service management system and method |
| CN106355492A (en) * | 2016-08-30 | 2017-01-25 | 亚洲保理（深圳）有限公司 | Commercial factoring cloud transaction platform |
| CN106846138A (en) * | 2016-12-31 | 2017-06-13 | 融捷科技（武汉）有限公司 | Supply chain financial platform document file management system |
| WO2017100994A1 (en) * | 2015-12-15 | 2017-06-22 | 深圳市银信网银科技有限公司 | Big-data-based loan method and system |
| CN106952116A (en) * | 2017-03-21 | 2017-07-14 | 赵荣庚 | Platform exchange information processing method and its system |
| CN107093026A (en) * | 2017-04-26 | 2017-08-25 | 北京绿汽科技有限公司 | A kind of auto metal halide lamp platform management system and its management method |
| CN107194806A (en) * | 2016-09-13 | 2017-09-22 | 深圳中兴飞贷金融科技有限公司 | Server for mobile phone loan |
| CN107301601A (en) * | 2017-05-26 | 2017-10-27 | 中企云链（北京）金融信息服务有限公司 | The system and method for supply chain financial platform |
| CN107316237A (en) * | 2017-05-26 | 2017-11-03 | 中企云链（北京）金融信息服务有限公司 | Assignment of credit system and method for factoring again |
| CN107316243A (en) * | 2017-05-26 | 2017-11-03 | 中企云链（北京）金融信息服务有限公司 | The service system and its method of double factorings |
| CN107403372A (en) * | 2017-07-31 | 2017-11-28 | 北京欣欣苹果网络科技有限公司 | Internet finance data processing platform |
| CN107481148A (en) * | 2017-08-16 | 2017-12-15 | 北京国新汇金股份有限公司 | A kind of medium-sized and small enterprises equity investment and financing information system |
| CN108053321A (en) * | 2017-12-11 | 2018-05-18 | 东软集团股份有限公司 | A kind of method and apparatus for realizing Supply chain financing |
| CN108765124A (en) * | 2018-04-03 | 2018-11-06 | 四川新网银行股份有限公司 | A kind of syndicated loan business solution Internet-based |
| CN108876587A (en) * | 2018-01-03 | 2018-11-23 | 上海指旺信息科技有限公司 | Supply chain financial platform and method based on block chain |
| CN108985608A (en) * | 2018-07-06 | 2018-12-11 | 中投摩根信息技术（北京）有限责任公司 | A kind of enterprise information management system based on supply chain |
| CN109242429A (en) * | 2018-09-03 | 2019-01-18 | 郑州市轨道交通有限公司 | Integrated managing information platform applied to rail traffic Top-layer Design Method |
| CN109685484A (en) * | 2019-01-18 | 2019-04-26 | 厦门众智睿博信息科技有限公司 | A kind of ERP system suitable for medium-sized and small enterprises |
| CN109919757A (en) * | 2019-02-28 | 2019-06-21 | 中科云创(厦门)科技有限公司 | Data processing method and device applied to credit risk monitoring |
| TWI664598B (en) * | 2017-05-23 | 2019-07-01 | 第一商業銀行股份有限公司 | Financial service method with point of sale terminal |
| CN110298634A (en) * | 2019-07-01 | 2019-10-01 | 王霞 | A kind of rare metal B2B2C electronization financing cloud platform |
| CN110310133A (en) * | 2019-07-01 | 2019-10-08 | 西南财经大学 | A kind of transaction of rare metal and service system |
| CN110675245A (en) * | 2019-09-05 | 2020-01-10 | 南京中诚区块链研究院有限公司 | Financial supply chain transaction platform system and method |
| CN110910113A (en) * | 2018-09-18 | 2020-03-24 | 深圳友朋智能商业科技有限公司 | Payment system for vending machine |
| CN111222175A (en) * | 2020-01-08 | 2020-06-02 | 广东工业大学 | Multi-source data block chain tamper-proof financing credit guarantee method and system |
| CN111553783A (en) * | 2019-02-11 | 2020-08-18 | 中企链信(北京)科技有限公司 | Bank direct insurance integration service platform based on internet WebAPI technology |
| CN111598557A (en) * | 2020-04-29 | 2020-08-28 | 上海瀚银信息技术有限公司 | Comprehensive payment service system |
| CN111738783A (en) * | 2020-08-18 | 2020-10-02 | 国信电子票据平台信息服务有限公司 | High-availability electronic invoice issuing method and system |
| CN112330436A (en) * | 2020-09-30 | 2021-02-05 | 威智荟智能科技有限公司 | Financing management method based on medium and small enterprise financing credit system |
| WO2021027187A1 (en) * | 2019-08-14 | 2021-02-18 | 南京中诚区块链研究院有限公司 | Financial supply chain transaction platform system and method |
| CN112419023A (en) * | 2020-11-18 | 2021-02-26 | 广州城建职业学院 | Intelligent financial management tool based on cloud computing |
| CN112581231A (en) * | 2020-12-24 | 2021-03-30 | 汕头东风印刷股份有限公司 | Cloud customization integrated printing system |
| CN116630035A (en) * | 2023-07-26 | 2023-08-22 | 深圳市企企通科技有限公司 | Enterprise financing-based life cycle tracking method, device, equipment and medium |
| TWI817147B (en) * | 2021-06-23 | 2023-10-01 | 鼎新電腦股份有限公司 | Automated interface management method |
Citations (7)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN101089890A (en) * | 2007-07-12 | 2007-12-19 | 中国工商银行股份有限公司 | Loan accept system based on network and its loan accept terminal |
| CN101661596A (en) * | 2009-09-24 | 2010-03-03 | 北京英思沃工业科技有限公司 | Network financing service system |
| CN102044044A (en) * | 2010-12-13 | 2011-05-04 | 苏州德融嘉信信用管理技术有限公司 | Group credit granting business processing method based on credit granting business system |
| CN102571815A (en) * | 2012-02-13 | 2012-07-11 | 浪潮集团山东通用软件有限公司 | Method of integrated ERP (Enterprise Resource Planning) user authentication for e-procurement private cloud |
| CN102800012A (en) * | 2012-07-18 | 2012-11-28 | 北京博惠聚通科技有限责任公司 | Cooperative service integration method and system based on Internet of things and cloud computing |
| US20130086037A1 (en) * | 2011-10-04 | 2013-04-04 | Microsoft Corporation | Encapsulated, model-centric aggregation of data from differentiated data sources |
| CN103563294A (en) * | 2011-06-30 | 2014-02-05 | 国际商业机器公司 | Authentication and authorization methods for cloud computing platform security |
-
2014
- 2014-03-18 CN CN201410098793.5A patent/CN103810794A/en active Pending
Patent Citations (7)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN101089890A (en) * | 2007-07-12 | 2007-12-19 | 中国工商银行股份有限公司 | Loan accept system based on network and its loan accept terminal |
| CN101661596A (en) * | 2009-09-24 | 2010-03-03 | 北京英思沃工业科技有限公司 | Network financing service system |
| CN102044044A (en) * | 2010-12-13 | 2011-05-04 | 苏州德融嘉信信用管理技术有限公司 | Group credit granting business processing method based on credit granting business system |
| CN103563294A (en) * | 2011-06-30 | 2014-02-05 | 国际商业机器公司 | Authentication and authorization methods for cloud computing platform security |
| US20130086037A1 (en) * | 2011-10-04 | 2013-04-04 | Microsoft Corporation | Encapsulated, model-centric aggregation of data from differentiated data sources |
| CN102571815A (en) * | 2012-02-13 | 2012-07-11 | 浪潮集团山东通用软件有限公司 | Method of integrated ERP (Enterprise Resource Planning) user authentication for e-procurement private cloud |
| CN102800012A (en) * | 2012-07-18 | 2012-11-28 | 北京博惠聚通科技有限责任公司 | Cooperative service integration method and system based on Internet of things and cloud computing |
Non-Patent Citations (2)
| Title |
|---|
| 何娟等: "基于第三方电子交易平台的供应链金融服务创新——云仓及其运作模式初探", 《商业经济与管理》 * |
| 林汉贝: "钢铁供应链BAB电子商务模式及解决方案", 《现代物流报》 * |
Cited By (39)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN105787680A (en) * | 2014-12-19 | 2016-07-20 | 江苏融成嘉益信息科技有限公司 | ERP (enterprise resource planning)-based raw material depot real-time tracking method |
| CN104616192A (en) * | 2015-02-02 | 2015-05-13 | 戴海涛 | System for managing and controlling risk of investment and financing business of private lending |
| WO2017100994A1 (en) * | 2015-12-15 | 2017-06-22 | 深圳市银信网银科技有限公司 | Big-data-based loan method and system |
| CN105654233A (en) * | 2015-12-25 | 2016-06-08 | 芜湖众创物流投资中心（有限合伙） | Digital logistics financial management system and risk rating method thereof |
| CN105930981A (en) * | 2016-05-10 | 2016-09-07 | 大连理工大学 | Supply chain financing platform capable of risk quantification and real-time automatic processing |
| CN106157136A (en) * | 2016-08-30 | 2016-11-23 | 北京蜂向信息科技有限公司 | A kind of supply chain financial service management system and method |
| CN106355492A (en) * | 2016-08-30 | 2017-01-25 | 亚洲保理（深圳）有限公司 | Commercial factoring cloud transaction platform |
| CN107194806A (en) * | 2016-09-13 | 2017-09-22 | 深圳中兴飞贷金融科技有限公司 | Server for mobile phone loan |
| CN106846138A (en) * | 2016-12-31 | 2017-06-13 | 融捷科技（武汉）有限公司 | Supply chain financial platform document file management system |
| CN106952116A (en) * | 2017-03-21 | 2017-07-14 | 赵荣庚 | Platform exchange information processing method and its system |
| CN107093026A (en) * | 2017-04-26 | 2017-08-25 | 北京绿汽科技有限公司 | A kind of auto metal halide lamp platform management system and its management method |
| TWI664598B (en) * | 2017-05-23 | 2019-07-01 | 第一商業銀行股份有限公司 | Financial service method with point of sale terminal |
| CN107301601A (en) * | 2017-05-26 | 2017-10-27 | 中企云链（北京）金融信息服务有限公司 | The system and method for supply chain financial platform |
| CN107316237A (en) * | 2017-05-26 | 2017-11-03 | 中企云链（北京）金融信息服务有限公司 | Assignment of credit system and method for factoring again |
| CN107316243A (en) * | 2017-05-26 | 2017-11-03 | 中企云链（北京）金融信息服务有限公司 | The service system and its method of double factorings |
| CN107403372A (en) * | 2017-07-31 | 2017-11-28 | 北京欣欣苹果网络科技有限公司 | Internet finance data processing platform |
| CN107481148A (en) * | 2017-08-16 | 2017-12-15 | 北京国新汇金股份有限公司 | A kind of medium-sized and small enterprises equity investment and financing information system |
| CN108053321A (en) * | 2017-12-11 | 2018-05-18 | 东软集团股份有限公司 | A kind of method and apparatus for realizing Supply chain financing |
| CN108053321B (en) * | 2017-12-11 | 2021-06-18 | 东软集团股份有限公司 | Method and device for realizing supply chain financing |
| CN108876587A (en) * | 2018-01-03 | 2018-11-23 | 上海指旺信息科技有限公司 | Supply chain financial platform and method based on block chain |
| CN108765124A (en) * | 2018-04-03 | 2018-11-06 | 四川新网银行股份有限公司 | A kind of syndicated loan business solution Internet-based |
| CN108985608A (en) * | 2018-07-06 | 2018-12-11 | 中投摩根信息技术（北京）有限责任公司 | A kind of enterprise information management system based on supply chain |
| CN109242429A (en) * | 2018-09-03 | 2019-01-18 | 郑州市轨道交通有限公司 | Integrated managing information platform applied to rail traffic Top-layer Design Method |
| CN110910113A (en) * | 2018-09-18 | 2020-03-24 | 深圳友朋智能商业科技有限公司 | Payment system for vending machine |
| CN109685484A (en) * | 2019-01-18 | 2019-04-26 | 厦门众智睿博信息科技有限公司 | A kind of ERP system suitable for medium-sized and small enterprises |
| CN111553783A (en) * | 2019-02-11 | 2020-08-18 | 中企链信(北京)科技有限公司 | Bank direct insurance integration service platform based on internet WebAPI technology |
| CN109919757A (en) * | 2019-02-28 | 2019-06-21 | 中科云创(厦门)科技有限公司 | Data processing method and device applied to credit risk monitoring |
| CN110298634A (en) * | 2019-07-01 | 2019-10-01 | 王霞 | A kind of rare metal B2B2C electronization financing cloud platform |
| CN110310133A (en) * | 2019-07-01 | 2019-10-08 | 西南财经大学 | A kind of transaction of rare metal and service system |
| WO2021027187A1 (en) * | 2019-08-14 | 2021-02-18 | 南京中诚区块链研究院有限公司 | Financial supply chain transaction platform system and method |
| CN110675245A (en) * | 2019-09-05 | 2020-01-10 | 南京中诚区块链研究院有限公司 | Financial supply chain transaction platform system and method |
| CN111222175A (en) * | 2020-01-08 | 2020-06-02 | 广东工业大学 | Multi-source data block chain tamper-proof financing credit guarantee method and system |
| CN111598557A (en) * | 2020-04-29 | 2020-08-28 | 上海瀚银信息技术有限公司 | Comprehensive payment service system |
| CN111738783A (en) * | 2020-08-18 | 2020-10-02 | 国信电子票据平台信息服务有限公司 | High-availability electronic invoice issuing method and system |
| CN112330436A (en) * | 2020-09-30 | 2021-02-05 | 威智荟智能科技有限公司 | Financing management method based on medium and small enterprise financing credit system |
| CN112419023A (en) * | 2020-11-18 | 2021-02-26 | 广州城建职业学院 | Intelligent financial management tool based on cloud computing |
| CN112581231A (en) * | 2020-12-24 | 2021-03-30 | 汕头东风印刷股份有限公司 | Cloud customization integrated printing system |
| TWI817147B (en) * | 2021-06-23 | 2023-10-01 | 鼎新電腦股份有限公司 | Automated interface management method |
| CN116630035A (en) * | 2023-07-26 | 2023-08-22 | 深圳市企企通科技有限公司 | Enterprise financing-based life cycle tracking method, device, equipment and medium |
Similar Documents
| Publication | Publication Date | Title |
|---|---|---|
| CN103810794A (en) | Small and medium-sized enterprise supply chain financial platform on basis of could computing | |
| US11416931B2 (en) | Investment fund token ownership | |
| CN111640014B (en) | Block chain technology-based account-receivable, credit and right-of-use financing system and method | |
| US9213993B2 (en) | Investment, trading and accounting management system | |
| CN105719088A (en) | Intelligent profit sharing settlement method and system | |
| CN109584035A (en) | The overdue method of disposal of micro-credit and system | |
| CN104599176A (en) | Artificial intelligent accounting bookkeeping system and method | |
| CN104240129A (en) | Commercial factoring networking application system | |
| Adhami et al. | Initial coin offerings: Tokens as innovative financial assets | |
| CN106339933A (en) | Accounting document generating method and accounting document generating system | |
| KR20190139546A (en) | Method for proving detailed information of tax report and tax accounting processing apparatus therefor | |
| Yeow et al. | Indonesian Microfinance Institutions (MFI) move to technology–TBOP's prodigy experience | |
| CN111768281A (en) | General ledger voucher generation method, device and system | |
| CN111179020A (en) | Military and civil dual-purpose technology online transaction system and method | |
| US11847675B2 (en) | Method and system for facilitating a marketplace for labor arbitrage | |
| Izmailov et al. | Information systems and technologies in accounting and taxation as a means of integration into the digital economy | |
| Kumar | INTERCOMPANY PROCESSES EFFICIENCY USING ORACLE FUSION ERP CLOUD--A SYSTEMATIC REVIEW | |
| CN201629010U (en) | Payment instrument based on double-medium medical insurance cards | |
| Panova | Paradoxes of financial market institutions: traditions and ecosystems | |
| Bagazonzya et al. | Linking up and reaching out in Bangladesh: information and communications technology for microfinance | |
| Oliverio et al. | A hybrid model for fraud detection on purchase orders | |
| KR100539123B1 (en) | Methods for paying wages by credit cards | |
| Cobović et al. | Control of cash payment system based on the software as a service | |
| US20060010050A1 (en) | Income tax preparation kiosk | |
| Koroleva et al. | Information technologies as an instrument to administrate added value tax |
Legal Events
| Date | Code | Title | Description |
|---|---|---|---|
| C06 | Publication | ||
| PB01 | Publication | ||
| C10 | Entry into substantive examination | ||
| SE01 | Entry into force of request for substantive examination | ||
| WD01 | Invention patent application deemed withdrawn after publication |
Application publication date: 20140521 |
|
| WD01 | Invention patent application deemed withdrawn after publication |