CN103679928B - A kind of payment cipher and its implementation - Google Patents
A kind of payment cipher and its implementation Download PDFInfo
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- CN103679928B CN103679928B CN201210353905.8A CN201210353905A CN103679928B CN 103679928 B CN103679928 B CN 103679928B CN 201210353905 A CN201210353905 A CN 201210353905A CN 103679928 B CN103679928 B CN 103679928B
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- payment cipher
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- customizing messages
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Abstract
The invention discloses a kind of payment cipher and its implementation, wherein, the payment cipher includes：Camera device for shooting image, calculate the central processing unit of payment cipher and the display device for showing payment cipher with image processor, the customizing messages relevant with bill for being identified according to image processor of the relevant customizing messages of bill in the image for identifying camera device shooting；The camera device, image processor, central processing unit and display device are sequentially connected；Pass through image recognition technology, allow the input for the element information that user realized by camera device needed for payment cipher, avoid user and be manually entered phenomenon that is not only troublesome and easily malfunctioning, greatly reduce the input operation of user, bring for user and greatly facilitate.
Description
Technical field
The present invention relates to payment cipher field, more particularly to a kind of payment cipher based on image recognition technology and its
Implementation method.
Background technology
At present, the major way of the financial industry capital settlement in China is cleared for debit instrument, wherein, the branch of debit instrument
Pay and Password Input is generally realized using payment cipher.Payment cipher is used in the issuance of a note, to note number, gold
The informixes such as volume, account and date are encrypted computing and produce one group of payment cipher, and enterprise is in the issuance of a note by bill pair
The payment cipher answered fills in is combined as payment foundation with seal on bill.
The occupation mode of traditional payment cipher be manually entered by user on payment cipher it is related to bill
Customizing messages, such as account, the amount of money, date and voucher species information.The input process is relatively complicated, and must assure that these
The information that information is filled in user on bill is consistent.If input error so that fill in nominal value（Check or other financial tickets
According to）On payment cipher mistake, cause bank not approve the bill, produce invalidated ticket, delay the relevant issues of user, band significantly
Carry out very big inconvenience.
Thus the prior art could be improved and improve.
The content of the invention
In view of in place of above-mentioned the deficiencies in the prior art, it is an object of the invention to provide a kind of payment cipher and its realization
Method, it is intended to solve payment cipher in the prior art in use, user, which needs to repeatedly input user, fills in letter on bill
Breath, input process is not only cumbersome and error-prone the problem of making user experience poor.
In order to achieve the above object, this invention takes following technical scheme：
A kind of payment cipher, wherein, including：Camera device for shooting image, for identifying that camera device is clapped
With the image processor of the relevant customizing messages of bill, for being identified according to image processor and bill phase in the image taken the photograph
The customizing messages of pass calculates the central processing unit of payment cipher and the display device for showing payment cipher；The shooting dress
Put, image processor, central processing unit and display device are sequentially connected.
The payment cipher, wherein, it is described to include with the relevant customizing messages of bill：Account, the amount of money, the date, with
Demonstrate,prove number and class of business.
The payment cipher, wherein, the camera device is CMOS camera or CCD camera.
The payment cipher, wherein, further include an image for being used to correct the image of camera device shooting
Correcting device；The camera device connects image processor by image rectification device.
The payment cipher, wherein, including an external payment cipher computing device and a mobile terminal, it is described outer
Put formula payment cipher computing device connection mobile terminal；The mobile terminal includes camera device, image processor and display dress
Put；The external payment cipher computing device includes central processing unit.
The payment cipher, wherein, the microphone that the external payment cipher computing device passes through mobile terminal
Interface, USB interface or memory card interface connect the mobile terminal.
The payment cipher, wherein, the mobile terminal is mobile phone.
A kind of implementation method of payment cipher as described above, wherein, comprise the following steps：
A1, camera device shooting have finished writing the image of the bill of customizing messages, and the image of shooting is sent to image
Manage device；
A2, image processor are identified in the image of shooting with the relevant customizing messages of bill, and the customizing messages is sent out
It is sent to central processing unit；
A3, central processing unit calculate payment cipher according to above-mentioned customizing messages, and the payment cipher are sent to aobvious
Shown on showing device.
The implementation method of the payment cipher, wherein, further included before step A1：
A0, mobile terminal connection external payment cipher computing device, into password payment mode.
Compared to the prior art, a kind of payment cipher provided by the invention and its implementation, as a result of taking the photograph
As device, image processor, central processing unit and display device；The camera device, image processor, central processing unit and aobvious
Showing device is sequentially connected；The image of the bill of customizing messages has been finished writing by camera device shooting, and has been sent to image processor,
Identified by image processor in the image of shooting with the relevant customizing messages of bill, the customizing messages is sent to center
Processor, the central processing unit calculates payment cipher, and the payment cipher is sent in display device and is shown；Pass through
Image recognition technology, allows the input for the element information that user realized by camera device needed for payment cipher so that whole
The Input Process of element information greatly simplifies, and reduces the input operation of user, it is thus also avoided that the interference of human factor causes easily
Malfunction phenomenon, brings for user and greatly facilitates.
Brief description of the drawings
Fig. 1 is the structure diagram of payment cipher first embodiment of the present invention.
Fig. 2 is the structure diagram of payment cipher second embodiment of the present invention.
Fig. 3 is the schematic diagram of payment cipher Application Example of the present invention.
Fig. 4 is the structure diagram of payment cipher 3rd embodiment of the present invention.
Fig. 5 is the flow chart of the implementation method of payment cipher of the present invention.
Embodiment
The present invention provides a kind of payment cipher and its implementation, to make the purpose of the present invention, technical solution and effect
Clearer, clear and definite, the present invention is described in more detail for the embodiment that develops simultaneously referring to the drawings.It should be appreciated that this place is retouched
The specific embodiment stated only to explain the present invention, is not intended to limit the present invention.
Referring to Fig. 1, Fig. 1 is the structure diagram of payment cipher first embodiment of the present invention.The payment cipher bag
Include：Camera device 110, image processor 120, central processing unit 130 and display device 140；The camera device 110, image
Processor 120, central processing unit 130 and display device 140 are sequentially connected.
The camera device 110 is used for shooting image, and shooting user has finished writing the bill of customizing messages, and image is sent out
Give image processor 120.The camera device 110 is CMOS camera or CCD camera etc..Existing camera device species
It is more, it is not limited herein.Described image processor 120 be used for identify camera device 110 shoot image in bill phase
The customizing messages of pass, and send it to central processing unit 130.Wherein, it is described to include with the relevant customizing messages of bill：Account
Number, the amount of money, the date, the information such as voucher number and class of business, illustrate input customizing messages, for example account is
0000000000000000, the date is on 08 08th, 2008, and the amount of money is 10000 yuan, and voucher number is 00000000, business kind
Class is the information such as check.Image processor 120 can use existing image recognition technology, not do excessive description herein.In described
Central processor 130 calculates payment cipher for being identified according to image processor 120 with the relevant customizing messages of bill, and
The payment cipher is sent in display device 140 and is shown.The display device 140 is used to show payment cipher, this sample prescription
Just check payment cipher, and payment cipher is filled on bill.
Payment cipher provided by the invention, for providing payment cipher for bill, by image recognition technology, makes user
The input of the element information needed for payment cipher can be realized by camera device, is manually entered without user so that whole key element
The Input Process of information greatly simplifies, and greatly reduces the input operation of user, avoiding the interference of human factor causes easily to go out
Wrong phenomenon, brings for user and greatly facilitates.
Referring to Fig. 2, Fig. 2 is the structure diagram of payment cipher second embodiment of the present invention.Further, the payment
Scrambler further includes an image rectification device 150, and the camera device 110 connects image procossing by image rectification device 150
Device 120.Described image correcting device 150 is used to correct the image that camera device 110 is shot.Due in actual use
During, due to shooting angle or bill places anamorphose distortion after unequal reason causes to shoot, so as to cause
Image processor 120 identifies the information to make mistake；And that artificially writes lack of standardization also can cause image processor 120 to identify
The information of mistake, the present invention entangle the image after shooting by image rectification device by setting an image rectification device
Just, so as to avoid producing the above problem, the accuracy of image recognition is improved.
Referring to Fig. 3, Fig. 3 is the schematic diagram of payment cipher Application Example of the present invention.In specific application, the branch
Paying scrambler includes a main body, is provided with camera device 110 on the body.The camera device 110 may be provided at main body
Above or below, as shown in figure 3, the camera device 110 is preposition.A display device is additionally provided with the body
140, the display device 140 can be LCD or OLED display screen etc..A circuit board is additionally provided with the body interior, it is described
Image processor 120 and central processing unit 130 are set on circuit boards.In specific application, the display device 140 is additionally operable to
Display image processor 120 identify with the relevant customizing messages of bill.It can also be set in the main body of the payment cipher
Have and confirm button and cancellation button.User can compare display device 140 one by one and show that the customizing messages identified is filled in user
Whether the customizing messages on bill is consistent, if unanimously, confirmation button is pressed, so as to generate payment cipher；If inconsistent,
Cancellation button is pressed, re-shoots and identifies.In this way, not only reducing the input operation of user, wrong input is also prevented and has asked
Topic, error rate is minimized.
Referring to Fig. 4, Fig. 4 is the structure diagram of payment cipher 3rd embodiment of the present invention.Payment provided by the invention
Scrambler, for providing payment cipher for bill, as shown in figure 4, the payment cipher includes an external payment cipher meter
200 and one mobile terminal 300 of device is calculated, the external payment cipher computing device 200 connects mobile terminal 300.
Wherein, the camera device 110, image processor 120 and display device 140 are arranged on mobile terminal 300.Institute
State camera device 110 and connect image processor 120.The central processing unit 130 is arranged on external payment cipher computing device
On 200.
The camera device 110 of the mobile terminal 300 shoots the image for the bill for having finished writing customizing messages, and by shooting
Image is sent to the image processor 120 of mobile terminal 300.The image processor 120 of the mobile terminal 300 identifies shooting
Image in the relevant customizing messages of bill, the customizing messages is sent to external payment cipher computing device 200
Central processing unit 130.The central processing unit 130 of external payment cipher computing device 200 is calculated according to above-mentioned customizing messages
Payment cipher, and the payment cipher is sent in the display device 140 of mobile terminal 300 and is shown.
In the present embodiment, the payment cipher utilizes camera device 110, the image processor 120 of mobile terminal 300
To related component of the display device 140 as payment cipher so that mobile terminal also has the corresponding work(of payment cipher
Energy, can further reduce the production cost of payment cipher, correspondingly also reduce the purchase cost of user, while big generous
User use.In practical applications, image processor can also be arranged in external payment cipher, this can be according to reality
Border needs to be configured.No longer it is described in detail herein.
Further, the mobile terminal 300 can be mobile phone, tablet computer etc..The external payment cipher calculates
Device 200 can connect the mobile terminal by the microphone interface, USB interface or memory card interface of mobile terminal 300
300, so as to carry out information exchange.
Referring to Fig. 5, Fig. 5 is the flow chart of the implementation method of payment cipher of the present invention.Present invention also offers one kind
Based on the implementation method of above-mentioned payment cipher, as shown in figure 5, comprising the following steps：
A1, camera device shooting have finished writing the image of the bill of customizing messages, and the image of shooting is sent to image
Manage device.
A2, image processor are identified in the image of shooting with the relevant customizing messages of bill, and the customizing messages is sent out
It is sent to central processing unit.
A3, central processing unit calculate payment cipher according to above-mentioned customizing messages, and the payment cipher are sent to aobvious
Shown on showing device.The algorithm of payment cipher in central processing unit, can set as needed.
Further, the implementation method of the payment cipher further includes：The bill for having finished writing customizing messages is carried out again
Secondary shooting, calculates payment cipher, and the central processing unit is contrasted the payment cipher calculated, if unanimously, sending
Shown to display device；If inconsistent, re-shoot.Preferably, it can also shoot repeatedly, select wherein occurrence number most
Payment cipher shown.
Please continue to refer to Fig. 5, as shown in figure 5, being further included before step A1：
A0, mobile terminal connection external payment cipher computing device, into password payment mode.
In conclusion a kind of payment cipher provided by the invention and its implementation, the payment cipher includes taking the photograph
As device, image processor, central processing unit and display device；The camera device, image processor, central processing unit and aobvious
Showing device is sequentially connected；By image recognition technology, user is set to realize the key element needed for payment cipher by camera device
The input of information, avoids user and is manually entered phenomenon that is not only troublesome and easily malfunctioning, greatly reduce the input of user
Operation, brings for user and conveniently improves user experience.
It is understood that for those of ordinary skills, can be with technique according to the invention scheme and its hair
Bright design is subject to equivalent substitution or change, and all these changes or replacement should all belong to the guarantor of appended claims of the invention
Protect scope.
Claims (3)
- A kind of 1. payment cipher, it is characterised in that including：Camera device for shooting image, for identifying shooting dress Put in the image of shooting with the image processor of the relevant customizing messages of bill, for close according to customizing messages calculating payment The central processing unit of code and the display device for showing payment cipher；The camera device, image processor, central processing unit It is sequentially connected with display device；It is described to include with the relevant customizing messages of bill：Account, the amount of money, date, voucher number and class of business；The payment cipher includes a main body, be additionally provided with the main body of the payment cipher confirm button and cancel by Key；Including one the image rectification device for being corrected to the image of camera device shooting；The camera device passes through image Correcting device connects image processor；The camera device repeatedly shoots image, the central processing unit is identified according to image processor and bill Relevant customizing messages calculates payment cipher, and the payment cipher for selecting occurrence number most is shown.
- 2. payment cipher according to claim 1, it is characterised in that the camera device is CMOS camera or CCD Camera.
- 3. a kind of implementation method of payment cipher as claimed in claim 1, it is characterised in that comprise the following steps：A1, camera device shooting have finished writing the image of the bill of customizing messages, and the image of shooting is sent to image processor；A2, image processor are identified in the image of shooting with the relevant customizing messages of bill, and the customizing messages is sent to Central processing unit；A3, central processing unit calculate payment cipher according to above-mentioned customizing messages, and the payment cipher is sent to display dress Put display；The payment cipher includes：Camera device for shooting image, in the image for identifying camera device shooting Image processor with the relevant customizing messages of bill, the central processing unit for calculating payment cipher according to the customizing messages With the display device for showing payment cipher；The camera device, image processor, central processing unit and display device are successively Connection；It is described to include with the relevant customizing messages of bill：Account, the amount of money, date, voucher number and class of business；The payment cipher includes a main body, be additionally provided with the main body of the payment cipher confirm button and cancel by Key；Including one the image rectification device for being corrected to the image of camera device shooting；The camera device passes through image Correcting device connects image processor；The camera device repeatedly shoots image, the central processing unit is identified according to image processor and bill Relevant customizing messages calculates payment cipher, and the payment cipher for selecting occurrence number most is shown.
Priority Applications (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201210353905.8A CN103679928B (en) | 2012-09-21 | 2012-09-21 | A kind of payment cipher and its implementation |
Applications Claiming Priority (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201210353905.8A CN103679928B (en) | 2012-09-21 | 2012-09-21 | A kind of payment cipher and its implementation |
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| Publication Number | Publication Date |
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| CN103679928A CN103679928A (en) | 2014-03-26 |
| CN103679928B true CN103679928B (en) | 2018-05-01 |
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| Application Number | Title | Priority Date | Filing Date |
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| CN201210353905.8A Active CN103679928B (en) | 2012-09-21 | 2012-09-21 | A kind of payment cipher and its implementation |
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Family Cites Families (9)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN2610419Y (en) * | 2003-02-18 | 2004-04-07 | 深圳市兆日信息技术有限公司 | Single screen display structure of payment cipher apparatus |
| CN1684092A (en) * | 2004-04-16 | 2005-10-19 | 东方惠科防伪技术有限公司 | Method and device for reading bar code and anti-fake identification |
| CN101159081A (en) * | 2007-11-07 | 2008-04-09 | 魏恺言 | Equipment supporting external connection calculate electric payment password safety device and implementing method thereof |
| US9269010B2 (en) * | 2008-07-14 | 2016-02-23 | Jumio Inc. | Mobile phone payment system using integrated camera credit card reader |
| CN201638306U (en) * | 2009-11-26 | 2010-11-17 | 常州轻工职业技术学院 | Financial note safety transmission system device |
| CN102222294A (en) * | 2011-05-31 | 2011-10-19 | 李镇波 | Novel mobile phone payment method |
| CN202394268U (en) * | 2011-12-01 | 2012-08-22 | 福建新大陆电脑股份有限公司 | On-site payment equipment |
| CN102567877A (en) * | 2011-12-01 | 2012-07-11 | 福建新大陆电脑股份有限公司 | Field payment method, equipment and system |
| CN102567764B (en) * | 2012-01-13 | 2016-03-02 | 中国工商银行股份有限公司 | A kind of bill evidence and system improving electron image recognition efficiency |
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