CN103679928A - Payment code device and implementation method thereof - Google Patents
Payment code device and implementation method thereof Download PDFInfo
- Publication number
- CN103679928A CN103679928A CN201210353905.8A CN201210353905A CN103679928A CN 103679928 A CN103679928 A CN 103679928A CN 201210353905 A CN201210353905 A CN 201210353905A CN 103679928 A CN103679928 A CN 103679928A
- Authority
- CN
- China
- Prior art keywords
- payment cipher
- image
- camera head
- image processor
- processing unit
- Prior art date
- Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
- Granted
Links
Images
Landscapes
- Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
- Image Analysis (AREA)
Abstract
The invention discloses a payment code device and an implementation method thereof. The payment code device comprises a camera device, an image processor, a central processing unit and a display device; the camera device is used for shooting an image; the image processor is used for recognizing out specific bill related information in the image shot by the camera device; the central processing unit is used for calculating a payment code according to the specific bill related information recognized out through the image processor; the display device is used for displaying the payment code; the camera device, the image processor, the central processing unit and the display device are connected in turn. A user can input the element information required by the payment code through the camera device by an image recognition technology and accordingly the problems that the manual input is complicated and the error is easy to produce are solved, the input operation of the user is greatly reduced, and a great convenience is brought to the user.
Description
Technical field
The present invention relates to payment cipher field, relate in particular to a kind of payment cipher and its implementation based on image recognition technology.
Background technology
At present, the major way of the financial industry capital settlement of China is debit bill clearing, and wherein, the payment of debit bill generally adopts payment cipher to realize Password Input.Payment cipher is for when the issuance of a note, the informixs such as note number, the amount of money, account and date are encrypted to computing and produce one group of payment cipher, enterprise fills in payment cipher corresponding to bill on bill and is combined as payment foundation with seal when the issuance of a note.
The use-pattern of traditional payment cipher is by user's manual input customizing messages relevant to bill on payment cipher, as information such as account, the amount of money, date and voucher kinds.This input process is comparatively loaded down with trivial details, and must guarantee that these information are consistent with the information that user fills on bill.If input error, makes to fill in the payment cipher mistake in nominal value (check or other financial document), cause bank not approve this bill, produce invalidated ticket, greatly incured loss through delay user's relevant issues, bring very big inconvenience.
Thereby prior art need to improve.
Summary of the invention
In view of above-mentioned the deficiencies in the prior art part, the object of the present invention is to provide a kind of payment cipher and its implementation, when being intended to solve in prior art payment cipher and using, user need to repeat to input user and fill in the information on bill, and input process is not only loaded down with trivial details and easily make mistakes and make user experience poor problem.
In order to achieve the above object, the present invention has taked following technical scheme:
A kind of payment cipher, wherein, comprising: for the camera head of photographic images, for identify the customizing messages that image that camera head takes is relevant to bill image processor, for the relevant customizing messages with bill identifying according to image processor, calculate the central processing unit of payment cipher and for showing the display device of payment cipher; Described camera head, image processor, central processing unit and display device are connected successively.
Described payment cipher, wherein, the described customizing messages relevant to bill comprises: account, the amount of money, date, voucher number and class of business.
Described payment cipher, wherein, described camera head is CMOS camera or CCD camera.
Described payment cipher, wherein, also comprises an image rectification device of correcting for the image that camera head is taken; Described camera head connects image processor by image rectification device.
Described payment cipher, wherein, comprises an external payment cipher calculation element and a mobile terminal, and described external payment cipher calculation element connects mobile terminal; Described mobile terminal comprises camera head, image processor and display device; Described external payment cipher calculation element comprises central processing unit.
Described payment cipher, wherein, described external payment cipher calculation element connects described mobile terminal by microphone interface, USB interface or the memory card interface of mobile terminal.
Described payment cipher, wherein, described mobile terminal is mobile phone.
An implementation method for payment cipher as above, wherein, comprises the following steps:
A1, camera head are taken the image of the bill of having finished writing customizing messages, and the image of shooting are sent to image processor;
A2, image processor identify the customizing messages relevant to bill in the image of shooting, and described customizing messages is sent to central processing unit;
A3, central processing unit calculate payment cipher according to above-mentioned customizing messages, and described payment cipher is sent in display device and shown.
The implementation method of described payment cipher wherein, also comprised before steps A 1:
A0, mobile terminal connect external payment cipher calculation element, enter password payment mode.
Compared to prior art, a kind of payment cipher provided by the invention and its implementation, owing to having adopted in camera head, image processor, central processing unit and display device; Described camera head, image processor, central processing unit and display device are connected successively; By camera head, take the image of the bill of finishing writing customizing messages, and be sent to image processor, by image processor, identify the customizing messages relevant to bill in the image of shooting, described customizing messages is sent to central processing unit, described central processing unit calculates payment cipher, and described payment cipher is sent in display device and shown; Pass through image recognition technology, make user can realize by camera head the input of the required element information of payment cipher, the Input Process of whole element information is simplified greatly, reduced user's input operation, also avoided the interference of human factor to cause easily makeing mistakes phenomenon, for user has brought greatly, facilitated.
Accompanying drawing explanation
Fig. 1 is the structured flowchart of payment cipher the first embodiment of the present invention.
Fig. 2 is the structured flowchart of payment cipher the second embodiment of the present invention.
Fig. 3 is the schematic diagram of payment cipher Application Example of the present invention.
Fig. 4 is the structured flowchart of payment cipher of the present invention the 3rd embodiment.
Fig. 5 is the process flow diagram of the implementation method of payment cipher of the present invention.
Embodiment
The invention provides a kind of payment cipher and its implementation, for making object of the present invention, technical scheme and effect clearer, clear and definite, referring to accompanying drawing, developing simultaneously, the present invention is described in more detail for embodiment.Should be appreciated that specific embodiment described herein, only in order to explain the present invention, is not intended to limit the present invention.
Refer to Fig. 1, Fig. 1 is the structured flowchart of payment cipher the first embodiment of the present invention.Described payment cipher comprises: camera head 110, image processor 120, central processing unit 130 and display device 140; Described camera head 110, image processor 120, central processing unit 130 and display device 140 are connected successively.
Described camera head 110, for photographic images, is taken user and has been finished writing the bill of customizing messages, and image is sent to image processor 120.Described camera head 110 is that CMOS camera or CCD shooting are first-class.Existing camera head kind is more, does not limit herein.The image customizing messages relevant to bill that described image processor 120 is taken for identifying camera head 110, and send it to central processing unit 130.Wherein, the described customizing messages relevant to bill comprises: the information such as account, the amount of money, date, voucher number and class of business, illustrate input customizing messages, for example account is 0000000000000000, date is on 08 08th, 2008, the information such as the amount of money is 10000 yuan, and voucher number is 00000000, and class of business is check.Image processor 120 can adopt existing image recognition technology, does not do too much description herein.Described central processing unit 130 is for calculating payment cipher according to image processor 120 customizing messages relevant to bill that identify, and described payment cipher is sent in display device 140 and shown.Described display device 14, for showing payment cipher, is so conveniently checked payment cipher, and payment cipher is filled on bill.
Payment cipher provided by the invention, be used to bill that payment cipher is provided, pass through image recognition technology, make user can realize by camera head the input of the required element information of payment cipher, without the artificial input of user, the Input Process of whole element information is simplified greatly, greatly reduced user's input operation, avoided the interference of human factor to cause easily makeing mistakes phenomenon, for user has brought greatly, facilitated.
Refer to Fig. 2, Fig. 2 is the structured flowchart of payment cipher the second embodiment of the present invention.Further, described payment cipher also comprises an image rectification device 150, and described camera head 110 connects image processor 120 by image rectification device 150.Described image rectification device 150 is corrected for the image that camera head 110 is taken.Due in actual use procedure, because the reason of shooting angle or bill are placed unequal reason and caused taking rear anamorphose distortion, thereby cause image processor 120 to identify wrong information; And people is that write lack of standardization also can cause that image processor 120 identifies wrong information, the present invention is by arranging an image rectification device, by image rectification device, the image after taking is corrected, thereby avoided producing the problems referred to above, improved the accuracy of image recognition.
Refer to Fig. 3, Fig. 3 is the schematic diagram of payment cipher Application Example of the present invention.When concrete application, described payment cipher comprises a main body, is provided with camera head 110 in described main body.Described camera head 110 can be arranged on main body above or below, as shown in Figure 3, described camera head 110 is preposition.In described main body, be also provided with a display device 140, described display device 140 can be LCD or OLED display screen etc.In described body interior, be also provided with a circuit board, described image processor 120 and central processing unit 130 are arranged on circuit board.When concrete application, described display device 140 is also for display image processor 120 customizing messages relevant to bill that identify.In the main body of described payment cipher, also can be provided with and confirm button and cancel button.Whether user can compare the customizing messages that display device 140 Identification displays go out one by one consistent with the customizing messages that user fills on bill, if consistent, presses confirmation button, thereby generates payment cipher; If inconsistent, press cancellation button, again take and identify.Like this, not only reduced user's input operation, also stopped wrong input problem, error rate has been down to minimum.
Refer to Fig. 4, Fig. 4 is the structured flowchart of payment cipher of the present invention the 3rd embodiment.Payment cipher provided by the invention, be used to bill that payment cipher is provided, as shown in Figure 4, described payment cipher comprises an external payment cipher calculation element 200 and a mobile terminal 300, and described external payment cipher calculation element 200 connects mobile terminal 300.
Wherein, described camera head 110, image processor 120 and display device 140 are arranged on mobile terminal 300.Described camera head 110 connects image processor 120.Described central processing unit 130 is arranged on external payment cipher calculation element 200.
The camera head 110 of described mobile terminal 300 is taken the image of the bill of having finished writing customizing messages, and the image of shooting is sent to the image processor 120 of mobile terminal 300.The image processor 120 of described mobile terminal 300 identifies the customizing messages relevant to bill in the image of shooting, described customizing messages is sent to the central processing unit 130 of external payment cipher calculation element 200.The central processing unit 130 of external payment cipher calculation element 200 calculates payment cipher according to above-mentioned customizing messages, and described payment cipher is sent in the display device 140 of mobile terminal 300 and show.
In the present embodiment, described payment cipher utilizes camera head 110, image processor 120 and the display device 140 of mobile terminal 300 as the relevant components and parts of payment cipher, make mobile terminal also there is the corresponding function of payment cipher, can further reduce the production cost of payment cipher, correspondingly also reduced user's purchase cost, greatly facilitated user simultaneously and use.In actual applications, image processor also can be arranged in external payment cipher, and this can arrange according to actual needs.No longer describe in detail herein.
Further, described mobile terminal 300 can be mobile phone, panel computer etc.Described external payment cipher calculation element 200 can connect by microphone interface, USB interface or the memory card interface of mobile terminal 300 described mobile terminal 300, thereby carries out information interaction.
Refer to Fig. 5, the process flow diagram of the implementation method that Fig. 5 is payment cipher of the present invention.The present invention also provides a kind of implementation method based on above-mentioned payment cipher, as shown in Figure 5, comprises the following steps:
A1, camera head are taken the image of the bill of having finished writing customizing messages, and the image of shooting are sent to image processor.
A2, image processor identify the customizing messages relevant to bill in the image of shooting, and described customizing messages is sent to central processing unit.
A3, central processing unit calculate payment cipher according to above-mentioned customizing messages, and described payment cipher is sent in display device and shown.The algorithm of the payment cipher in central processing unit, can set as required.
Further, the implementation method of described payment cipher also comprises: to finishing writing the bill of customizing messages, again take, calculate payment cipher, described central processing unit contrasts the payment cipher calculating, if consistent, send to display device and show; If inconsistent, again take.Preferably, can also take repeatedly, select the payment cipher that wherein occurrence number is maximum to show.
Please continue to refer to Fig. 5, as shown in Figure 5, before steps A 1, also comprise:
A0, mobile terminal connect external payment cipher calculation element, enter password payment mode.
In sum, a kind of payment cipher provided by the invention and its implementation, described payment cipher comprises camera head, image processor, central processing unit and display device; Described camera head, image processor, central processing unit and display device are connected successively; Pass through image recognition technology, make user can realize by camera head the input of the required element information of payment cipher, the phenomenon of having avoided the artificial input of user not only to bother but also easily make mistakes, has greatly reduced user's input operation, for user has brought convenience, has promoted user's experience.
Be understandable that, for those of ordinary skills, can be equal to replacement or change according to technical scheme of the present invention and inventive concept thereof, and all these changes or replacement all should belong to the protection domain of the appended claim of the present invention.
Claims (9)
1. a payment cipher, it is characterized in that, comprising: for the camera head of photographic images, for identifying the image processor of the customizing messages that image that camera head takes is relevant to bill, for calculating the central processing unit of payment cipher according to described customizing messages and for showing the display device of payment cipher; Described camera head, image processor, central processing unit and display device are connected successively.
2. payment cipher according to claim 1, is characterized in that, the described customizing messages relevant to bill comprises: account, the amount of money, date, voucher number and class of business.
3. payment cipher according to claim 1, is characterized in that, described camera head is CMOS camera or CCD camera.
4. payment cipher according to claim 1, is characterized in that, also comprises an image rectification device of correcting for the image that camera head is taken; Described camera head connects image processor by image rectification device.
5. payment cipher according to claim 1, is characterized in that, comprises an external payment cipher calculation element and a mobile terminal, and described external payment cipher calculation element connects mobile terminal; Described mobile terminal comprises camera head, image processor and display device; Described external payment cipher calculation element comprises central processing unit.
6. payment cipher according to claim 5, is characterized in that, described external payment cipher calculation element connects described mobile terminal by microphone interface, USB interface or the memory card interface of mobile terminal.
7. payment cipher according to claim 5, is characterized in that, described mobile terminal is mobile phone.
8. an implementation method for payment cipher as claimed in claim 1, is characterized in that, comprises the following steps:
A1, camera head are taken the image of the bill of having finished writing customizing messages, and the image of shooting are sent to image processor;
A2, image processor identify the customizing messages relevant to bill in the image of shooting, and described customizing messages is sent to central processing unit;
A3, central processing unit calculate payment cipher according to above-mentioned customizing messages, and described payment cipher is sent in display device and shown.
9. the implementation method of payment cipher according to claim 8, is characterized in that, before steps A 1, also comprises:
A0, mobile terminal connect external payment cipher calculation element, enter password payment mode.
Priority Applications (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201210353905.8A CN103679928B (en) | 2012-09-21 | 2012-09-21 | A kind of payment cipher and its implementation |
Applications Claiming Priority (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201210353905.8A CN103679928B (en) | 2012-09-21 | 2012-09-21 | A kind of payment cipher and its implementation |
Publications (2)
| Publication Number | Publication Date |
|---|---|
| CN103679928A true CN103679928A (en) | 2014-03-26 |
| CN103679928B CN103679928B (en) | 2018-05-01 |
Family
ID=50317358
Family Applications (1)
| Application Number | Title | Priority Date | Filing Date |
|---|---|---|---|
| CN201210353905.8A Active CN103679928B (en) | 2012-09-21 | 2012-09-21 | A kind of payment cipher and its implementation |
Country Status (1)
| Country | Link |
|---|---|
| CN (1) | CN103679928B (en) |
Citations (9)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN2610419Y (en) * | 2003-02-18 | 2004-04-07 | 深圳市兆日信息技术有限公司 | Single screen display structure of payment cipher apparatus |
| CN1684092A (en) * | 2004-04-16 | 2005-10-19 | 东方惠科防伪技术有限公司 | Method and device for reading bar code and anti-fake identification |
| CN101159081A (en) * | 2007-11-07 | 2008-04-09 | 魏恺言 | Equipment supporting external connection calculate electric payment password safety device and implementing method thereof |
| US20100008535A1 (en) * | 2008-07-14 | 2010-01-14 | Abulafia David | Mobile Phone Payment System using Integrated Camera Credit Card Reader |
| CN201638306U (en) * | 2009-11-26 | 2010-11-17 | 常州轻工职业技术学院 | Financial note safety transmission system device |
| CN102222294A (en) * | 2011-05-31 | 2011-10-19 | 李镇波 | Novel mobile phone payment method |
| CN102567764A (en) * | 2012-01-13 | 2012-07-11 | 中国工商银行股份有限公司 | Bill certificate and system for improving electronic image recognition efficiency |
| CN102567877A (en) * | 2011-12-01 | 2012-07-11 | 福建新大陆电脑股份有限公司 | Field payment method, equipment and system |
| CN202394268U (en) * | 2011-12-01 | 2012-08-22 | 福建新大陆电脑股份有限公司 | On-site payment equipment |
-
2012
- 2012-09-21 CN CN201210353905.8A patent/CN103679928B/en active Active
Patent Citations (9)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN2610419Y (en) * | 2003-02-18 | 2004-04-07 | 深圳市兆日信息技术有限公司 | Single screen display structure of payment cipher apparatus |
| CN1684092A (en) * | 2004-04-16 | 2005-10-19 | 东方惠科防伪技术有限公司 | Method and device for reading bar code and anti-fake identification |
| CN101159081A (en) * | 2007-11-07 | 2008-04-09 | 魏恺言 | Equipment supporting external connection calculate electric payment password safety device and implementing method thereof |
| US20100008535A1 (en) * | 2008-07-14 | 2010-01-14 | Abulafia David | Mobile Phone Payment System using Integrated Camera Credit Card Reader |
| CN201638306U (en) * | 2009-11-26 | 2010-11-17 | 常州轻工职业技术学院 | Financial note safety transmission system device |
| CN102222294A (en) * | 2011-05-31 | 2011-10-19 | 李镇波 | Novel mobile phone payment method |
| CN102567877A (en) * | 2011-12-01 | 2012-07-11 | 福建新大陆电脑股份有限公司 | Field payment method, equipment and system |
| CN202394268U (en) * | 2011-12-01 | 2012-08-22 | 福建新大陆电脑股份有限公司 | On-site payment equipment |
| CN102567764A (en) * | 2012-01-13 | 2012-07-11 | 中国工商银行股份有限公司 | Bill certificate and system for improving electronic image recognition efficiency |
Non-Patent Citations (1)
| Title |
|---|
| 李春宇: "金融发票印刷体数字及面值识别方法的研究", 《中国优秀硕士学位论文全文数据库(电子期刊)信息科技辑》 * |
Also Published As
| Publication number | Publication date |
|---|---|
| CN103679928B (en) | 2018-05-01 |
Similar Documents
| Publication | Publication Date | Title |
|---|---|---|
| US8837833B1 (en) | Payment card OCR with relaxed alignment | |
| EP3654268B1 (en) | Card registration method for payment service and mobile electronic device implementing the same | |
| CN102779382B (en) | Self-service issuing device for social security financial IC (integrated circuit) card and data processing method thereof | |
| US20160098709A1 (en) | Atm with dual display having privacy filter | |
| US20160098692A1 (en) | Method for processing transaction statement inquiries via an atm | |
| US20150006362A1 (en) | Extracting card data using card art | |
| US20160098700A1 (en) | Method for providing privacy through atm communication to consumer devices | |
| US20130232040A1 (en) | Expense Report System With Receipt Image Processing | |
| EP3017399B1 (en) | Payment card ocr with relaxed alignment | |
| WO2015135388A1 (en) | Device, system, and method for creating virtual credit card | |
| US11055714B2 (en) | Methods, systems, and articles of manufacture for fingerprinting signatures and enhanced signature capturing for charge card transactions on mobile communication devices | |
| US20210182899A1 (en) | Credit data management method and apparatus, node device, user equipment, storage medium, and system | |
| TWI633507B (en) | System for mobile payment, payment method thereof, computer program product | |
| US10210509B2 (en) | Method and system for hybrid transportation-enabled payment card | |
| US20150023604A1 (en) | Card art display | |
| CN202838511U (en) | Payment code device | |
| CN112911180A (en) | Video recording method and device, electronic equipment and readable storage medium | |
| CN107977841A (en) | The method and its terminal of two-dimension code safe payment are realized based on driving layer | |
| CN109118357A (en) | Transaction tail difference processing method, device and computer readable storage medium | |
| TWM548306U (en) | Mobile device for mobile payment | |
| CN111192036A (en) | Account resource updating method and device, computer equipment and storage medium | |
| CN103679928A (en) | Payment code device and implementation method thereof | |
| US11049180B1 (en) | Systems and methods for collateral deposit identification | |
| CN202916909U (en) | Payment coding device and code payment system | |
| CN208737532U (en) | Loan information management system |
Legal Events
| Date | Code | Title | Description |
|---|---|---|---|
| PB01 | Publication | ||
| PB01 | Publication | ||
| C10 | Entry into substantive examination | ||
| SE01 | Entry into force of request for substantive examination | ||
| GR01 | Patent grant | ||
| GR01 | Patent grant |