TW201738817A - Method for electronic payment with Morse code and a computer program product thereof rapidly, conveniently and correctly transferring payment information between different electronic devices - Google Patents

Method for electronic payment with Morse code and a computer program product thereof rapidly, conveniently and correctly transferring payment information between different electronic devices Download PDF

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TW201738817A
TW201738817A TW105112819A TW105112819A TW201738817A TW 201738817 A TW201738817 A TW 201738817A TW 105112819 A TW105112819 A TW 105112819A TW 105112819 A TW105112819 A TW 105112819A TW 201738817 A TW201738817 A TW 201738817A
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code
morse
payment
electronic device
basic
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TW105112819A
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Chinese (zh)
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ren-yong Shen
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Gash Pay Company Ltd
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Abstract

The invention discloses a method for electronic payment with Morse code and a computer program product thereof, which comprises defining all required content of the payment information of an electronic payment action with Morse coding rule into a Morse code with a plurality of basic codes; and dialing a corresponding sound according to the arrangement sequence of the basic codes in the Morse code based on the corresponding sound set of each basic code, so that the Morse code is converted into a sound wave signal. The transfer and reception of the sound waves can be realized, and the transfer of payment information can be rapidly, conveniently and correctly carried out between different electronic devices.

Description

藉由摩斯密碼進行電子支付的方法及其電腦程式產品 Method for electronic payment by Moss password and computer program product thereof

本發明係關於一種支付的方法,更特別的是關於一種藉由摩斯密碼進行電子支付的方法及其電腦程式產品。 The present invention relates to a method of payment, and more particularly to a method for electronic payment by a Morse code and a computer program product thereof.

在智慧型手機與平板電腦等可攜式電子裝置之硬體的蓬勃發展下,可攜式電子裝置可進行的功能越來越多元,電子支付就是其中一項。 Under the arduous development of portable electronic devices such as smart phones and tablets, portable electronic devices can perform more and more functions, and electronic payment is one of them.

消費者只要透過自己的可攜式電子裝置與店家的電子裝置就可以當場進行款項支付,相當便利,但這樣的支付態樣往往受限於小額支付,例如透過使用近場通訊(Near Field Communication,NFC)技術的支付方式,若遇到額度較大者則仍需以匯款轉帳方式來進行支付。 Consumers can make payments on the spot by using their own portable electronic devices and the store's electronic devices, but such payment is often limited to small payments, such as through the use of near field communication (Near Field Communication, The payment method of NFC) technology, if there is a large amount of payment, still needs to be paid by remittance transfer.

習知的轉帳方式在店家提供支付資訊(銀行別、帳號、金額)後,使用者需操作可攜式電子裝置來逐一填入,相當耗時且不方便,且往往會發生輸入錯誤或輸入不正確等問題而必須重新輸入,有時甚至需要輸入好幾次才成功,造成消費者使用上的許多困擾。 The traditional transfer method provides the payment information (bank, account, amount) after the store, the user needs to operate the portable electronic device to fill in one by one, which is quite time consuming and inconvenient, and often input errors or input If you have to wait for the correct question, you have to re-enter it. Sometimes you need to enter it several times to succeed, causing many problems for consumers.

因此,如何提高支付上的便利性與正確性即為本發明所欲揭露者。 Therefore, how to improve the convenience and correctness of payment is the subject of the present invention.

本發明之一目的在於使支付資訊在電子裝置間能便利與正確地轉移,提高使用上便利性與免除使用者在輸入上的困擾。 One of the objectives of the present invention is to enable payment information to be conveniently and correctly transferred between electronic devices, to improve ease of use and to avoid user input problems.

為達上述目的或其他目的,本發明提出一種藉由摩斯密碼進行電子支付的方法,包含:將一電子支付動作所需之支付資訊的內容,依據摩斯編碼規則予以定義成具有複數基本碼的一摩斯密碼;及基於每一基本碼所被設定之對應聲音,於該摩斯密碼中依該等基本碼的排列順序撥放對應的聲音,使得該摩斯密碼轉換為一聲波訊號,其中該聲波訊號係由一第一電子裝置產生,並由一第二電子裝置接收後還原為該摩斯密碼,進而依據該摩斯編碼規則而取得該支付資訊的內容,供該電子支付動作的進行。 For the above purpose or other purposes, the present invention provides a method for electronic payment by Moss code, comprising: defining the content of payment information required for an electronic payment action, having a complex basic code according to a Moss coding rule. a Moss password; and a corresponding sound set according to each basic code, in the Moss password, the corresponding sound is played according to the order of the basic codes, so that the Morse code is converted into a sound wave signal, The sound wave signal is generated by a first electronic device, and is received by a second electronic device and restored to the Morse code, and then the content of the payment information is obtained according to the Morse encoding rule, and the electronic payment action is performed. get on.

於本發明之一實施例中,該等基本碼係共包含至少二種的種類,以組合出不同的定義。 In an embodiment of the present invention, the basic code systems comprise at least two types to combine different definitions.

於本發明之一實施例中,該摩斯編碼規則係為將英文字母與數字使用該基本碼來定義出每一英文字母所對應的碼,以及定義出每一數字所對應的碼,進而組合成該摩斯密碼。 In an embodiment of the present invention, the Moss coding rule is to use the basic code to define the code corresponding to each English letter, and to define a code corresponding to each number, and then combine Into the Morse password.

於本發明之一實施例中,該等基本碼係包含二種的種類,一者為點符碼、另一者為線符碼,該線符碼係占用複數個該點符碼的長度而有別於單一點符碼,該點符碼及該線符碼各被設定有對應的聲音。 In an embodiment of the present invention, the basic code systems include two types, one is a dot code and the other is a line code, and the line code system occupies a plurality of lengths of the dot code. Different from the single dot code, the dot code and the line code are each set with a corresponding sound.

於本發明之一實施例中,該第一電子裝置係為收款方的電子裝置,該第二電子裝置係為支付方的電子裝置。 In an embodiment of the invention, the first electronic device is an electronic device of a payee, and the second electronic device is an electronic device of a paying party.

為達上述目的及其他目的,本發明復提出一種電腦程式產品,經由一電子裝置載入該電腦程式產品並執行後,係完成如前所述之方法。 To achieve the above and other objects, the present invention provides a computer program product which, after being loaded and executed by an electronic device, performs the method as described above.

藉此,本發明藉由支付資訊的摩斯密碼化及聲音化,即可快速、便利且正確地於電子裝置間進行支付資訊的轉移,取代人為的傳統輸入步驟,提高了使用上便利性也免除了使用者在輸入上的困擾。 Therefore, the present invention can quickly, conveniently and correctly transfer payment information between electronic devices by using Moss encryption and sounding of information, thereby replacing the traditional input steps of human beings and improving the convenience of use. Eliminate the user's troubles in the input.

100‧‧‧店家的電子裝置 100‧‧‧Store electronic devices

200‧‧‧消費者的電子裝置200 200‧‧‧ Consumer Electronics 200

S10~S20‧‧‧步驟 S10~S20‧‧‧Steps

[圖1]係為本發明一實施例中藉由摩斯密碼進行電子支付的方法流程圖。 1 is a flow chart of a method for electronic payment by a Morse code in an embodiment of the present invention.

[圖2]係為本發明一實施例中之摩斯編碼規則示意圖。 2 is a schematic diagram of a Morse coding rule in an embodiment of the present invention.

[圖3]係為本發明一實施例中之藉由摩斯密碼進行電子支付的總覽圖。 FIG. 3 is an overview diagram of electronic payment by Moss code in an embodiment of the present invention.

[圖4]係為本發明一實施例中之電子支付的示意圖。 FIG. 4 is a schematic diagram of an electronic payment in an embodiment of the present invention.

為充分瞭解本發明之目的、特徵及功效,茲藉由下述具體之實施例,並配合所附之圖式,對本發明做一詳細說明,說明如後:首先請參閱圖1,係本發明一實施例中藉由摩斯密碼進行電子支付的方法流程圖。 In order to fully understand the objects, features and advantages of the present invention, the present invention will be described in detail with reference to the accompanying drawings. A flow chart of a method for electronic payment by Moss code in an embodiment.

本發明之藉由摩斯密碼進行電子支付的方法包含:步驟S10、將一電子支付動作所需之支付資訊的內容,依據摩斯編碼規則予以定義成具有複數基本碼的一摩斯密碼;及步驟S20、基於每一基本碼所被設定之對應聲音,於該摩斯密碼中依該等基本碼的排列順序撥放對應的聲音,使得該摩斯密碼轉換為一聲波訊號。其中該聲波訊號係由一第一電子裝置產生,並由一第二電子裝 置接收後還原為該摩斯密碼,進而依據該摩斯編碼規則而取得該支付資訊的內容,供該電子支付動作的進行。 The method for electronic payment by Moss code of the present invention includes: Step S10, defining the content of the payment information required for an electronic payment action, and defining the Moss code having the plurality of basic codes according to the Moss coding rule; Step S20: Based on the corresponding sound set by each basic code, the corresponding sound is played in the Morse code according to the order of the basic codes, so that the Morse code is converted into a sound wave signal. The sound wave signal is generated by a first electronic device and is loaded by a second electronic device. After receiving, the content is restored to the Morse code, and the content of the payment information is obtained according to the Morse coding rule, and the electronic payment operation is performed.

於步驟S10中,進一步地說,第一電子裝置係為收款方的電子裝置,例如店家的電子裝置,店家在消費者購買意願確定後即可操作店家的電子裝置,如:平板電腦、桌上電腦、智慧型手機、筆記型電腦等電子裝置、或是電腦銷售點管理主機(Point of Sales,POS)皆可用來供店家操作以產生相關支付資訊(如銀行代號、帳號、金額等),該店家的電子裝置係進一步將此等電子支付動作所需之支付資訊的內容(如銀行代號、帳號、金額等),依據摩斯編碼規則予以定義成具有複數基本碼的一摩斯密碼。 In step S10, further, the first electronic device is an electronic device of the payee, such as an electronic device of the store, and the store can operate the electronic device of the store after the purchase intention of the consumer is determined, such as: a tablet computer, a table. Electronic devices such as computers, smart phones, notebook computers, or computerized point of sales (POS) can be used by store operators to generate relevant payment information (such as bank code, account number, amount, etc.). The electronic device of the store further defines the content of the payment information (such as bank code, account number, amount, etc.) required for the electronic payment action, and defines a Morse code having a plurality of basic codes according to the Moss coding rule.

請同時參閱圖2,係為本發明一實施例中之摩斯編碼規則示意圖。該等基本碼係共包含至少二種的種類,以組合出不同的定義,以及,該摩斯編碼規則係為將英文字母與數字使用該基本碼來定義出每一英文字母所對應的碼,以及定義出每一數字所對應的碼,進而組合成該摩斯密碼。如圖2所示,該等基本碼係包含二種的種類,一者為點符碼、另一者為線符碼,該線符碼係占用複數個該點符碼的長度而有別於單一點符碼,該點符碼及該線符碼各被設定有對應的聲音。再以圖2來說,一個點符碼係占用一個單位的長度,而一個線符碼係占用三個單位的長度,並可透過相鄰兩字母或相鄰兩數字間的間隔長度、相鄰兩單字間的間隔長度等之定義方式來使該摩斯密碼中夾帶著電子支付動作所需之支付資訊的內容。 Please refer to FIG. 2 as a schematic diagram of a Morse coding rule in an embodiment of the present invention. The basic code system includes at least two types to combine different definitions, and the Morse coding rule is to use the basic code to define the code corresponding to each English letter by using English letters and numbers. And defining the code corresponding to each number, and then combining the Moss code. As shown in FIG. 2, the basic code systems include two types, one is a dot code and the other is a line code, and the line code is different from the length of the plurality of dot codes. A single dot code, the dot code and the line code are each set with a corresponding sound. In Fig. 2, a dot code system occupies the length of one unit, and a line code system occupies the length of three units, and can pass the interval length between adjacent two letters or two adjacent numbers, adjacent The length of the interval between the two words is defined in such a manner as to enclose the content of the payment information required for the electronic payment action in the Morse code.

接著再回到圖1,進入步驟S20,進一步地說,第二電子裝置係為支付方的電子裝置,例如為消費者的智慧型手機,基於每一基本碼已被設定 對應的聲音,第二電子裝置就會基於該摩斯密碼而依基本碼的排列順序來逐一撥放對應的聲音,使得該摩斯密碼轉藉此換為一聲波訊號。 Then, returning to FIG. 1, proceeding to step S20, further, the second electronic device is an electronic device of the payer, such as a smart phone of the consumer, which has been set based on each basic code. Corresponding sounds, the second electronic device will play the corresponding sounds one by one according to the order of the basic codes based on the Morse code, so that the Morse code is converted into a sound wave signal.

接著請參閱圖3,係為本發明一實施例中之藉由摩斯密碼進行電子支付的總覽圖。如前所述,店家操作電子裝置來產生用於夾帶電子支付所需之支付資訊的聲音訊號,消費者藉由所安裝之應用程式(APP)的開啟來接收該聲音訊號以反譯取得支付資訊,再透過一般常見之密碼的檢核機制來確認操作者為用於付款之帳號的合法使用人(如本人或經本人授權操作的其他人),並於付款成功時由支付系統主機(係有連結金融交易系統以進行相關款項的匯款動作)發送付款成功的通知予店家之電子裝置及消費者的電子裝置。其中,店家之電子裝置及消費者的電子裝置係透過應用程式的安裝以使用相同的該摩斯編碼規則,且該應用程式係可取得電子裝置之硬體的使用權,以進行播音及收音等之對應的相關動作。 Next, please refer to FIG. 3, which is an overview diagram of electronic payment by Moss code in an embodiment of the present invention. As described above, the store operates the electronic device to generate an audio signal for enrolling the payment information required for electronic payment, and the consumer receives the voice signal by opening the installed application (APP) to obtain the payment information by translating. And then through the general common password check mechanism to confirm that the operator is the legitimate user of the account used for payment (such as the person or other person authorized by the person), and by the payment system host when the payment is successful (there are Linking the financial transaction system to carry out the remittance action of the relevant payment) Sending a notification of successful payment to the electronic device of the store and the electronic device of the consumer. The electronic device of the store and the electronic device of the consumer use the same Moss coding rule through the installation of the application, and the application system can obtain the right to use the hardware of the electronic device for broadcasting and radio reception. Corresponding related actions.

接著請參閱圖4,係為本發明一實施例中之電子支付的示意圖。圖中示例的是二智慧型手機,其一者為店家的電子裝置100,另一者為消費者的電子裝置200,藉由聲音及摩斯密碼的搭配即可進行支付資訊的移轉,進而供消費者接續去完成後續的確認付款的動作。也因此,店家的電子裝置上即係透過作為電腦程式產品之一種應用程式(APP)的安裝來協同完成前述之支付資訊的轉移。 4 is a schematic diagram of an electronic payment in an embodiment of the present invention. Illustrated in the figure are two smart phones, one of which is the electronic device 100 of the store, and the other is the electronic device 200 of the consumer, and the transfer of the payment information can be performed by the combination of the voice and the Morse code. For the consumer to continue to complete the follow-up confirmation payment action. Therefore, the electronic device of the store cooperates to complete the transfer of the aforementioned payment information through the installation of an application (APP) as a computer program product.

綜合上述,本發明藉由支付資訊的摩斯密碼化及聲音化,即可快速、便利且正確地於電子裝置間進行支付資訊的轉移,取代人為的傳統輸入步驟,提高了使用上便利性也免除了使用者在輸入上的困擾。 In summary, the present invention can quickly, conveniently, and correctly transfer payment information between electronic devices by using Moss encryption and sounding of information, thereby replacing the traditional input steps and improving the convenience of use. Eliminate the user's troubles in the input.

本發明在上文中已以較佳實施例揭露,然熟習本項技術者應理解的是,該實施例僅用於描繪本發明,而不應解讀為限制本發明之範圍。應注意的是,舉凡與該實施例等效之變化與置換,均應設為涵蓋於本發明之範疇內。因此,本發明之保護範圍當以申請專利範圍所界定者為準。 The invention has been described above in terms of the preferred embodiments, and it should be understood by those skilled in the art that the present invention is not intended to limit the scope of the invention. It should be noted that variations and permutations equivalent to those of the embodiments are intended to be included within the scope of the present invention. Therefore, the scope of protection of the present invention is defined by the scope of the patent application.

S10~S20‧‧‧步驟 S10~S20‧‧‧Steps

Claims (6)

一種藉由摩斯密碼進行電子支付的方法,包含:將一電子支付動作所需之支付資訊的內容,依據摩斯編碼規則予以定義成具有複數基本碼的一摩斯密碼;及基於每一基本碼所被設定之對應聲音,於該摩斯密碼中依該等基本碼的排列順序撥放對應的聲音,使得該摩斯密碼轉換為一聲波訊號,其中該聲波訊號係由一第一電子裝置產生,並由一第二電子裝置接收後還原為該摩斯密碼,進而依據該摩斯編碼規則而取得該支付資訊的內容,供該電子支付動作的進行。 A method for electronic payment by a Morse code, comprising: defining a content of payment information required for an electronic payment action into a Morse code having a plurality of basic codes according to a Moss coding rule; and based on each basic Corresponding sounds that are set in the code, in the Morse code, the corresponding sound is played according to the order of the basic codes, so that the Morse code is converted into a sound wave signal, wherein the sound wave signal is controlled by a first electronic device And generated by a second electronic device and restored to the Morse code, and then the content of the payment information is obtained according to the Morse coding rule, for the electronic payment operation to proceed. 如請求項1所述之方法,其中該等基本碼係共包含至少二種的種類,以組合出不同的定義。 The method of claim 1, wherein the basic code systems comprise at least two categories to combine different definitions. 如請求項2所述之方法,其中該摩斯編碼規則係為將英文字母與數字使用該基本碼來定義出每一英文字母所對應的碼,以及定義出每一數字所對應的碼,進而組合成該摩斯密碼。 The method of claim 2, wherein the Moss coding rule is to use the basic code to define an English letter and a number to define a code corresponding to each English letter, and define a code corresponding to each number, and further The Morse password is synthesized. 如請求項3所述之方法,其中該等基本碼係包含二種的種類,一者為點符碼、另一者為線符碼,該線符碼係占用複數個該點符碼的長度而有別於單一點符碼,該點符碼及該線符碼各被設定有對應的聲音。 The method of claim 3, wherein the basic code system comprises two types, one is a dot code and the other is a line code, and the line code system occupies a plurality of lengths of the dot code Different from the single dot code, the dot code and the line code are each set with a corresponding sound. 如請求項1所述之方法,其中該第一電子裝置係為收款方的電子裝置,該第二電子裝置係為支付方的電子裝置。 The method of claim 1, wherein the first electronic device is an electronic device of a payee, and the second electronic device is an electronic device of a paying party. 一種電腦程式產品,經由一電子裝置載入該電腦程式產品並執行後,係完成如請求項1至5中任一項所述之方法。 A computer program product, the method of any one of claims 1 to 5, after the computer program product is loaded and executed by an electronic device.
TW105112819A 2016-04-25 2016-04-25 Method for electronic payment with Morse code and a computer program product thereof rapidly, conveniently and correctly transferring payment information between different electronic devices TW201738817A (en)

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Cited By (2)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
TWI673663B (en) * 2018-02-13 2019-10-01 合作金庫商業銀行股份有限公司 Pre-checking electronic payment method and system
CN113407041A (en) * 2018-08-01 2021-09-17 神讯电脑(昆山)有限公司 Moss code input method and portable electronic device thereof

Cited By (3)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
TWI673663B (en) * 2018-02-13 2019-10-01 合作金庫商業銀行股份有限公司 Pre-checking electronic payment method and system
CN113407041A (en) * 2018-08-01 2021-09-17 神讯电脑(昆山)有限公司 Moss code input method and portable electronic device thereof
CN113407041B (en) * 2018-08-01 2023-09-05 神讯电脑(昆山)有限公司 Moss code input method and portable electronic device thereof

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