CN103246977A - Method for sending and receiving TV payment information - Google Patents
Method for sending and receiving TV payment information Download PDFInfo
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- CN103246977A CN103246977A CN201310155835XA CN201310155835A CN103246977A CN 103246977 A CN103246977 A CN 103246977A CN 201310155835X A CN201310155835X A CN 201310155835XA CN 201310155835 A CN201310155835 A CN 201310155835A CN 103246977 A CN103246977 A CN 103246977A
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Abstract
The invention is applicable to the technical field of mobile terminals and provides a method and a device for sending TV payment information. The method comprises the steps as follows: obtaining voice information containing shopping, which is received by a TV, and abstracting shopping information from the voice information; generating a shopping order according to the shopping information, wherein the shopping order includes shopped commodities and shopping amount; obtaining payment information when receiving a request of a user for paying the shopping order, wherein the payment information includes a bank payment account and a communication number; sending the generated shopping order and the obtained payment information to a payment server to enable the payment server to notify the user of the shopped commodities in the shopping order and the shopping amount according to the communication number of the payment information after receiving the shopping order and the payment information; identifying bank password after the bank password input by the user is received; and deducting the shopping amount from a bank payment account, thus improving the safety and the convenience of TV payment.
Description
Technical field
The invention belongs to technical field of mobile terminals, relate in particular to a kind of TV payment information sending, receiving method.
Background technology
Arrival along with the television set intelligently epoch, the configuration of TV from strength to strength, function is more and more complete, and TV businessman can provide projects such as online high-definition movie, music, recreation and online shopping mall for the user, and wherein the employing way of paying of the content in the some projects offer the user.
Yet, because existing TV payment lacks security and convenience, therefore can't promote the development of TV shopping industry, main cause is as follows:
1, when TV is paid, need the user at different page input bank's card number and bank cipher, and username and password information all is manual input, make these information easily be intercepted and captured.
2, during TV shopping, need the user to adopt the telepilot operation of doing shopping, the complex steps of operation has expended time of user, causes user's operating efficiency to reduce even initiatively abandons current shopping and operate.
Summary of the invention
The purpose of the embodiment of the invention is to provide a kind of TV payment information sending method, is intended to solve the problem that lacks security and convenience in the TV payment.
The embodiment of the invention is achieved in that a kind of TV payment information sending method, comprising:
Obtain the voice messaging that comprises shopping of television reception, in described voice messaging, extract shopping information;
Generate purchase order according to described shopping information, described purchase order comprises institute's commodity of purchasing and the shopping amount of money;
When receiving the user when paying the request of described purchase order, obtain the payment information of user speech input, described payment information comprises Bank Account Number and the communicating number of payment;
The purchase order that generates and the payment information that gets access to are sent to paying server, so that after paying server receives purchase order and payment information, notify the institute's commodity of purchasing in user's purchase order and the amount of money of doing shopping according to the communicating number in the payment information, when the bank cipher of the input that receives the user, bank cipher is verified, when the bank cipher checking is passed through, the described shopping amount of money of deduction in the Bank Account Number of payment.
Another purpose of the embodiment of the invention is to provide a kind of TV payment information method of reseptance, comprising:
Paying server receives purchase order and payment information, and described purchase order comprises institute's commodity of purchasing and the shopping amount of money, and described payment information comprises Bank Account Number and the communicating number of payment;
Notify the institute's commodity of purchasing in user's purchase order and the amount of money of doing shopping according to the communicating number in the payment information;
When the bank cipher of the input that receives the user, bank cipher is verified, when the bank cipher checking by the time, the described shopping amount of money of deduction in the Bank Account Number of payment.
Another purpose of the embodiment of the invention is to provide a kind of TV payment information dispensing device, comprising:
Acquiring unit, the voice messaging that comprises shopping for obtaining television reception extracts shopping information in described voice messaging;
Generation unit is used for generating purchase order according to described shopping information, and described purchase order comprises institute's commodity of purchasing and the shopping amount of money;
Receiving element is used for obtaining the payment information that user speech is imported when receiving the user when paying the request of described purchase order, and described payment information comprises Bank Account Number and the communicating number of payment;
Transmitting element, be used for the purchase order that to generate and the payment information that gets access to and be sent to paying server, so that after paying server receives purchase order and payment information, notify the institute's commodity of purchasing in user's purchase order and the amount of money of doing shopping according to the communicating number in the payment information, when the bank cipher of the input that receives the user, bank cipher is verified, when the bank cipher checking is passed through, the described shopping amount of money of deduction in the Bank Account Number of payment.
Another purpose of the embodiment of the invention is to provide a kind of TV payment information receiving trap, comprising:
Receiving element is used for paying server and receives purchase order and payment information, and described purchase order comprises institute's commodity of purchasing and the shopping amount of money, and described payment information comprises Bank Account Number and the communicating number of payment;
Notification unit is used for notifying the institute's commodity of purchasing in user's purchase order and the amount of money of doing shopping according to the communicating number of payment information;
Authentication unit when being used for the bank cipher when the input that receives the user, is verified bank cipher, when the bank cipher checking by the time, in the Bank Account Number of payment, deduct the described shopping amount of money.
In embodiments of the present invention, obtain the voice messaging that comprises shopping of television reception, in voice messaging, extract shopping information, generate purchase order according to shopping information, and obtain the payment information of user speech input, described payment information comprises Bank Account Number and the communicating number of payment, the purchase order that generates and the payment information that gets access to are sent to paying server, so that after paying server receives purchase order and payment information, notify the institute's commodity of purchasing in user's purchase order and the amount of money of doing shopping according to the communicating number in the payment information, when the bank cipher of the input that receives the user, bank cipher is verified, when the bank cipher checking is passed through, the deduction shopping amount of money in the Bank Account Number of payment so that the user need not at page input bank's card number and bank cipher, need not to adopt the telepilot operation of doing shopping, thereby promoted the development of TV shopping industry, improved security and convenience in the TV payment.
Description of drawings
Fig. 1 is the realization flow figure of the TV payment information sending method that provides of the embodiment of the invention;
Fig. 2 is the preferable implementing procedure figure that the purchase order that provides of the embodiment of the invention generates;
Fig. 3 is the preferable implementing procedure figure that the purchase order that provides of another embodiment of the present invention generates;
Fig. 4 is the preferable implementing procedure figure that the order that provides of the embodiment of the invention is submitted to;
Fig. 5 is the preferable implementing procedure figure of payment successful information that the embodiment of the invention provides;
Fig. 6 is the realization flow figure of the method for reseptance of the TV payment information that provides of the embodiment of the invention;
Fig. 7 is the preferable implementing procedure figure of the legitimacy of the validation of payment information that provides of the embodiment of the invention;
Fig. 8 is the preferable implementing procedure of the TV shopping that provides of the embodiment of the invention;
Fig. 9 is the structured flowchart of the TV payment information dispensing device that provides of the embodiment of the invention;
Figure 10 is the structured flowchart of the TV payment information receiving trap that provides of the embodiment of the invention.
Embodiment
In order to make purpose of the present invention, technical scheme and advantage clearer, below in conjunction with drawings and Examples, the present invention is further elaborated.Should be appreciated that specific embodiment described herein only in order to explaining the present invention, and be not used in restriction the present invention.
In embodiments of the present invention, obtain the voice messaging that comprises shopping of television reception, in voice messaging, extract shopping information, generate purchase order according to shopping information, and obtain the payment information of user speech input, described payment information comprises Bank Account Number and the communicating number of payment, the purchase order that generates and the payment information that gets access to are sent to paying server, so that after paying server receives purchase order and payment information, notify the institute's commodity of purchasing in user's purchase order and the amount of money of doing shopping according to the communicating number in the payment information, when the bank cipher of the input that receives the user, bank cipher is verified, when the bank cipher checking is passed through, the deduction shopping amount of money in the Bank Account Number of payment so that the user need not at page input bank's card number and bank cipher, need not to adopt the telepilot operation of doing shopping, thereby promoted the development of TV shopping industry, improved security and convenience in the TV payment.
Fig. 1 shows the realization flow of a kind of TV payment information sending method that the embodiment of the invention provides, and details are as follows:
In step S101, obtain the voice messaging that comprises shopping of television reception, in described voice messaging, extract shopping information;
In the present embodiment, obtain the voice messaging that comprises shopping of television reception, particularly, when showing the webpage of shopping on the TV, by the sound pick-up outfit that TV is built-in user's voice is sampled, and the simulating signal that sampling obtains is carried out digitizing generation voice signal, generate voice messaging according to voice signal, the voice messaging of this moment is the voice messaging that comprises shopping, and the data with voice messaging are kept in the buffer zone simultaneously, extract shopping information in voice messaging.
In the present embodiment, the voice messaging that comprises shopping of television reception, alternatively, when showing the webpage of shopping on the TV, also can sample to user's voice by the built-in sound pick-up outfit of telepilot, and the simulating signal that sampling obtains is carried out digitizing generate voice signal, generating voice messaging according to voice signal, the voice messaging of this moment is the voice messaging that comprises shopping.Further, after the data packing with voice messaging, be sent to TV by default signal procedure, default signal procedure comprises but is not limited to infrared communication, Bluetooth communication, even thereby the user is in larger distance, TV also can receive the voice messaging that comprises shopping.
In the present embodiment, in voice messaging, extract shopping information, particularly, can carry out voice messaging identification to voice messaging, to extract shopping information.Voice messaging is carried out voice messaging identification, can adopt any recognition methods of prior art to identify.Recognition methods includes but not limited to that recognition methods includes but not limited to the method for method, template matches based on channel model and voice knowledge and utilizes Artificial Neural Network model.
In step S102, generate purchase order according to described shopping information, described purchase order comprises institute's commodity of purchasing and the shopping amount of money;
In the present embodiment, generating purchase order according to shopping information, is example with the commodity of being purchased that extract in the shopping information, owing to stored the speech model of each commodity of purchasing in advance, after voice messaging carried out speech recognition, therefore can draw each commodity of purchasing in the voice messaging.In addition and since each institute's commodity of purchasing corresponding a unit price, therefore can extract the unit price corresponding with purchasing commodity, and unit price is added up as the amount of money of doing shopping.
In step S103, when receiving the user when paying the request of described purchase order, obtain the payment information of user speech input, described payment information comprises Bank Account Number and the communicating number of payment;
In the present embodiment, when receiving the user when paying the request of purchase order, send the request of obtaining payment information to the user, as Bank Account Number and the communicating number of phonetic entry payment " please " etc., to get access to the payment information of user speech input.
In the present embodiment, communicating number comprises fixed telephone number and phone number.
As a preferred embodiment of the present invention, described payment information also comprises user's identification card number of binding with Bank Account Number payment that import, so that follow-up paying server is according to the ID (identity number) card No. in the payment information, judge whether this ID (identity number) card No. is consistent with the identification card number with Bank Account Number binding payment storage in advance, when both were consistent, the expression payment information was effective, when both are inconsistent, the expression payment information is effective, thereby improves security of payment.
As a preferred embodiment of the present invention, described payment information also comprises user's identification card number of binding with Bank Account Number payment that import, so that follow-up paying server is according to the phone number in the payment information, judge whether this phone number is consistent with the identification card number with Bank Account Number binding payment storage in advance, when both were consistent, the expression payment information was effective, when both are inconsistent, the expression payment information is effective, thereby improves security of payment.
As the preferred embodiments of the present invention, also comprise: when not receiving the user in the Preset Time when paying the request of described purchase order, cancel described purchase order.
In the present embodiment, if the user does not have payment then to cancel an order automatically in the Preset Time, avoid too much purchase order, cause bigger load for the interface of the server on backstage, influenced the processing speed of background server to data.
In step S104, the purchase order that generates and the payment information that gets access to are sent to paying server, so that after paying server receives purchase order and payment information, notify the institute's commodity of purchasing in user's purchase order and the amount of money of doing shopping according to the communicating number in the payment information, when the bank cipher of the input that receives the user, bank cipher is verified, when the bank cipher checking is passed through, the described shopping amount of money of deduction in the Bank Account Number of payment.
In the present embodiment, call the payment interface that paying server provides, the mode of taking to resolve layer by layer and encrypt sends or receives message, to guarantee TV and paying server network stabilization and communication security before.
As the preferred embodiments of the present invention, Fig. 2 shows the legitimacy of the described TV of checking that the embodiment of the invention provides, and details are as follows:
In step S201, the legitimacy of checking TV;
In the present embodiment, before generating the step of purchase order according to shopping information, the server of the data of the legitimacy of storage checking TV, obtain the unique identification of described TV by default interface, unique identification includes but not limited to that the user is based on the special number of the account of TV, the MAC Address that TV is exclusive.
In the present embodiment, according to unique identification, the legitimacy of this TV of checking in background server.
In step S202, when the legitimacy of checking TV is passed through, carry out the step that generates purchase order according to shopping information.
In the present embodiment, inquire about unique identification in the database at background server, when inquiring unique identification in the database at background server, the legitimacy of expression checking TV is passed through, and this TV has the authority of TV shopping.When inquiry was less than unique identification in background server, the legitimacy of expression checking TV was not passed through, and this TV does not have the authority of TV shopping.Thereby the equipment that has guaranteed the network of access TV shopping is the legal electronic product that TV manufacturer is admitted, has improved the security of user's TV shopping effectively.
As the preferred embodiments of the present invention, the preferable implementing procedure that the purchase order that Fig. 3 shows another embodiment of the present invention to be provided generates, details are as follows:
In step S301, when comprising physical item in the purchasing commodity, inquire about whether described physical item exists the stock or not on shelf.
In the present embodiment, when comprising physical item in the purchasing commodity, whether the query entity article exist the stock and whether on the shelf, thereby have avoided because order is submitted time-delay to, cause the situation appearance of undercarriage of the shortage of stock or commodity, it is authentic and valid to have guaranteed that institute purchases commodity.
In step S302, when there is the stock in physical item and on shelf the time, obtains the ship-to of user speech input;
In step S303, judge that the ship-to of user speech input is whether in the express delivery scope, be then to generate purchase order according to shopping information, otherwise show corresponding prompting message to the user on screen, described prompting message comprises that the inaccessible message of ship-to or suggestion user reselect the message of ship-to.
In the present embodiment, when getting access to the ship-to of user speech input, call the interface that the server of storage express delivery scope provides, in server, inquire about ship-to, to judge whether goods can reach, if when inquiry is less than ship-to in server, the express company of expression cooperation is all unreachable, then returns the message that the inaccessible message of ship-to or suggestion user reselect ship-to.If when inquiring ship-to in server, the express company of expression cooperation can reach, and then generates order, and shows details such as ship-to and express company, estimated time of arrival (ETA).Thereby can determine the express delivery address according to the real-time condition of trade company, guaranteed normally to collect after the user places an order purchase physical goods in the commodity.
As another embodiment of the present invention, select the express delivery mode and judge whether goods can reach according to the interface that the server of storing the express delivery scope provides, if the express company of cooperation is all unreachable, then return the inaccessible message of ship-to, the suggestion user reselects, if express company can reach, then generate order.Thereby can determine express delivery mode and express delivery address according to the real-time condition of trade company, guaranteed normally to collect after the user places an order purchase physical goods in the commodity.
For ease of explanation, the preferable implementing procedure that the order that Fig. 4 shows the embodiment of the invention to be provided is submitted to, details are as follows:
In step S401, the user selects corresponding store client and carries out the login of networking of unified TV user number of the account, and the service provider of paying server and TV will verify user's legitimacy.
In step S402, the user carries out selection of goods.
In the present embodiment, current shopping mode is not limited to the purchase of physical commodity, and virtual objects simultaneously is as film, use Games Software etc. and also can buy by paying.Difference is, physical item need be confirmed the specifying information of receiving, and after the virtual objects payment, just can obtain at once, so the order page needs to handle respectively.
In step S403, select to start the payment client terminal application after the clearing, with scheduling uniformly and all orders of managing on the intelligent television.
In step S404, when purchase is virtual objects, ejects goods orders and confirm the interface, comprise information such as trade name and commodity price; When purchase is physical item, eject the acknowledgement of orders interface earlier, comprise information such as trade name, commodity price, quantity purchase, stock, wait for that the user confirms.
In the present embodiment, after the user examined and finishes, the concrete information with the input of prompting user speech is received comprised consignee's name, consignee's address and consignee's cell-phone number.
In step S405, when the user confirms the purchase article, select to submit order to, transfer to the payment services backstage and further handle.
As the preferred embodiments of the present invention, also comprise:
When payment successful information that described television reception sends to paying server, the not pay status that on the screen of described TV described purchase order is shown is updated to pay status.
In the present embodiment, the payment interface readjustment that paying server provides, and return the payment successful information, the not pay status that on the screen of TV purchase order is shown is updated to pay status, thereby finish the prepaid information of synchronous demonstration order, allow the result who shows per step operation at screen, so that the user experiences the sense of superiority that TV shopping is not brought.
For ease of explanation, the preferable implementing procedure of payment successful information is adjusted back and returned to the payment interface that Fig. 5 shows the embodiment of the invention to be provided, and details are as follows:
In step S501, paying server starts communication, and the prepaid message of order is sent to television operator.
In step S502, television operator receives the prepaid information of order, and sends the information that successfully receives to the payment services backstage.
In the present embodiment, television operator at first needs order status is updated to be paid, and transferred transaction processing system, and set about and the docking of merchant server, also need the Content Management runing the monitoring management of statistical study, user's service and be presented on the TV end etc. then.
In step S503, the payment services backstage receives the successful reception information that television operator is returned, and upgrades order status, and monitors the state of television operator aspect, receives the institute's feedforward information about order status in real time.
In the present embodiment, be responsible for directly communicating by letter with client application in the payment services backstage, and what its carried is going into and going out of message, so very big effect is arranged.In order to run and reconciliation, the payment services backstage needs to carry out the operation statistical study simultaneously, implements concrete operation with statistics.
In step S504, client application shows the prepaid information of order synchronously.
In the embodiment of the invention, because the whole process of a plurality of partners fellowship, ensured communication process, guaranteed quick transmission and the renewal of message, let user experiencing and be different from the TV shopping sense of superiority that the PC shopping brings.
Fig. 6 shows a kind of concrete implementing procedure of method of reseptance of TV payment information, and details are as follows:
In step S601, paying server receives purchase order and payment information, and described purchase order comprises institute's commodity of purchasing and the shopping amount of money, and described payment information comprises Bank Account Number and the communicating number of payment;
In the present embodiment, call the information interface that the TV background server provides, the mode of taking to resolve layer by layer and encrypt receives purchase order and payment information, to guarantee TV and paying server network stabilization and communication security before.Purchase order comprises institute's commodity of purchasing and the shopping amount of money, and payment information comprises Bank Account Number and the communicating number of payment.
In the present embodiment, communicating number comprises fixed telephone number and phone number.
In step S602, notify the institute's commodity of purchasing in user's purchase order and the amount of money of doing shopping according to the communicating number in the payment information;
In the present embodiment, paying server parses communicating number, adopts the transmission link of the special use that common carrier provides, to guarantee to notify the institute's commodity of being purchased in user's purchase order and the amount of money of doing shopping.
As the preferred embodiments of the present invention, notify the institute's commodity of purchasing in user's purchase order and the amount of money of doing shopping according to the communicating number in the payment information, be specially:
According to the institute's commodity of purchasing in the communicating number voice in the payment information or the SMS notification user purchase order and the shopping amount of money,
Preferably, adopt the institute's commodity of purchasing in the verbal announcement user purchase order and the amount of money of doing shopping.
In step S603, when the bank cipher of the input that receives the user, bank cipher is verified, when the bank cipher checking by the time, the described shopping amount of money of deduction in the Bank Account Number of payment.
In the present embodiment, the user can be by voice or note input bank cipher.Paying server is by calling the interface that bank provides, and so that bank cipher is verified, when the bank cipher checking was passed through, bank is the deduction shopping amount of money in the Bank Account Number of payment.
As a preferred embodiment of the present invention, when paying server according to the institute's commodity of purchasing in the communicating number verbal announcement user purchase order in the payment information and shopping during the amount of money, the user can be by the phonetic entry bank cipher.When paying server according to the institute's commodity of purchasing in the communicating number SMS notification user purchase order in the payment information and shopping during the amount of money, the user can pass through the SMS notification bank cipher.
As the preferred embodiments of the present invention, after described paying server received purchase order and payment information, institute's commodity of purchasing and the shopping amount of money notifying according to the communicating number in the payment information in user's purchase order, also comprised before:
The legitimacy of validation of payment information,
The legitimacy of described validation of payment information comprises: one or more in the legitimacy of the phone number of binding with the Bank Account Number of payment in the legitimacy of the ID (identity number) card No. of binding with the Bank Account Number of payment in the legitimacy of the Bank Account Number of paying in the validation of payment information, the validation of payment information, the validation of payment information.
In the present embodiment, the legitimacy of the Bank Account Number of paying in the validation of payment information, particularly, paying server so that Bank Account Number is verified, if the Bank Account Number that provides is wrong, then returns failed message by calling the interface that bank provides.
When also having the ID (identity number) card No. of binding with the Bank Account Number of payment in the payment information, need in the validation of payment information legitimacy with the ID (identity number) card No. of the Bank Account Number binding of payment, particularly, paying server is by calling the interface that bank provides, so that ID (identity number) card No. is verified, if the ID (identity number) card No. that provides is wrong, then return failed message.
When also having the phone number of binding with the Bank Account Number of payment in the payment information, need in the validation of payment information legitimacy with the phone number of the Bank Account Number binding of payment, particularly, paying server is by calling the interface that bank provides, so that phone number is verified, if the phone number that provides is wrong, then return failed message.
Preferably, the legitimacy of the ID (identity number) card No. of binding with the Bank Account Number of payment in the legitimacy of the Bank Account Number of paying in the employing validation of payment information and the validation of payment information, thus guaranteed user's TV security of payment.
For ease of explanation, Fig. 7 shows the preferable implementing procedure of the legitimacy of the validation of payment information that the embodiment of the invention provides, and details are as follows:
In step S701, the concrete amount of money of paying is confirmed in the order payment request that the service provider of reception TV is transmitted.
In step S702, paying server need call the interface that bank provides, Bank Account Number according to the input of previous step user speech, to verify that at first whether bank card is legal effective, if the Bank Account Number that provides is wrong, then returns failed message, be communicated to client application layer by layer, prompting user Bank Account Number is invalid, if the Bank Account Number authentication is passed through, then enters next step operation of withholing.
In step S703, the paying server phone is paid a return visit the user, inform that at first the user has an order to withhold, and strict and impartial with the amount of money of taking off, whether the user confirms oneself whether to have this subscription procedure according to details and selects to pay, and selects cell phone keyboard " 0 ", expression is withheld payment, payment so this time terminates, and returns service provider's payment failure of TV, and the synchronous more state of new order; Select cell phone keyboard " 1 ", bank will notify the user to import bank cipher after handling.
In step S704, the user is by the operation of paying of mobile phone input bank cipher.At first can notify the user to input password in the phone, after the user imports by cell phone keyboard, bank's end carries out password authentification, if because of password mistake and Sorry, your ticket has not enough value, then can cause the payment failure, will return failure information equally to service side, service side upgrades order status accordingly, if password authentification is passed through and payable this order amount of money, then implement to withhold operation.
In step S705, take off amount of money success, the message that paying server returns success finished payment to show order, and paying server can be notified the user with the result that withholds with way of short messages synchronously to the service provider of TV.
In example of the present invention, the user directly pays by the mode of mobile phone input password, really accomplishes freedom, TV shopping easily, and this pattern has let user experiencing one-stop service, and is the pattern of strict safety.
The preferable implementing procedure of the TV shopping that Fig. 8 provides for the embodiment of the invention, at first, SCN subscriber connection network enters the TV store and carries out choosing of commodity, when confirming to buy certain commodity, select to buy option, at this time will call the payment client terminal software that is installed in TV in advance, the software unified management is ordered and payment thus, the invention provides the user and uses voice to carry out the technology of commodity purchasing and payment.For convenience of explanation, only show the structural representation that success is paid in the embodiment of the invention.Wherein:
In step S801, the user selects commodity and determines to buy, and starts payment client terminal and uses;
In step S802, authentication is carried out to the user in the payment services backstage, sets up mutual communication transmission passage;
In embodiments of the present invention, payment services backstage and payment client terminal are integrated, and the backstage is implemented first order authentication and constantly the state that gets access to shown in client, paying server is as bridge, managing service monitoring, synchronization implementation operation statistics is in occupation of critical role.
In step S803, obtain the order detail message of user speech input, television operator verifies and generates effective order to order;
Whether in embodiments of the present invention, television operator is carried out profound data analysis with needs, can come into force according to the information analysis order of order, judging successfully generation order afterwards, and synchronization message is to payment client terminal.
In step S804, payment client terminal explicit user order generates, and the user selects whether to pay operation;
In step S805, receive the request that the user pays after, obtain Bank Account Number and the phone number of the payment of user speech input, television operator is called default third party's payment interface;
In embodiments of the present invention, provide interface to television operator by paying server, television operator is offered the authentication and accounting system, carry out the service monitoring management in real time, after receiving the message that the user will pay, order specifying information and payment that operator will further handle are committed to paying server, the direct and user session by paying server.
In step S806, the mode that paying server is paid a return visit the user by phone is carried out delivery operation;
In embodiments of the present invention, the user only needs the password of mobile phone input bank card, carries out the operation of unilaterally withholing, and will finish conversation after the success of withholing automatically.Withhold after the success, will be by paying server pass-along message to television operator, television operator is runed statistical study and content operation management, and all information are checked management with the branch authority for SP/CP user and platform keeper.The successful message of payment will be synchronously to the payment services backstage thereupon, and the operation statistics is carried out on the backstage equally, and the message transmission is returned payment client terminal for user's examination.
In step S807, television operator is carried out asynchronous interface and is called by transaction processing system request merchant server, and operation is directly finished with the communication between server;
In step S808, trade company receives the request of operator, distinguishes delivery according to the classification of purchase.
In embodiments of the present invention, virtual objects finishes directly to open user's number of the account authority, is embodied in the store client immediately, and the physical item packing is finished by express company and carried out deliver goods, during process can be inquired about in real time by client;
In step S809, the user receives the commodity of purchasing, and finishes transaction.
In embodiments of the present invention, use day by day ripe TV voice technology and third party's phone-payment mode, carry out the TV shopping new model of voice payment on TV, the intelligent Web TV is firmly got liking of users on the one hand, invent another kind enjoyment that lets user experiencing TV shopping with this, return the user on the other hand more flexible, quick, the easy modes of payments is provided, promote the overall quality of tv product.
Fig. 9 shows the structured flowchart of the TV payment information dispensing device that the embodiment of the invention provides, and this device can run on this device can run on diverse network communication terminal by wired or wireless network access server, includes but not limited to TV.For convenience of explanation, only show the part relevant with present embodiment.
With reference to Fig. 9, this TV payment information dispensing device comprises:
Acquiring unit 91, the voice messaging that comprises shopping for obtaining television reception extracts shopping information in described voice messaging;
Receiving element 93 is used for obtaining the payment information that user speech is imported when receiving the user when paying the request of described purchase order, and described payment information comprises Bank Account Number and the communicating number of payment;
Transmitting element 94, be used for the purchase order that to generate and the payment information that gets access to and be sent to paying server, so that after paying server receives purchase order and payment information, notify the institute's commodity of purchasing in user's purchase order and the amount of money of doing shopping according to the communicating number in the payment information, when the bank cipher of the input that receives the user, bank cipher is verified, when the bank cipher checking is passed through, the described shopping amount of money of deduction in the Bank Account Number of payment.
Further, in this device, also comprise:
Authentication unit is for the legitimacy of the described TV of checking;
Performance element is used for generating purchase order according to described shopping information when the legitimacy of the described TV of checking is passed through.
Further, in this device, described generation unit 92 also comprises:
Obtain subelement 922, be used for having the stock and on shelf the time, obtaining the ship-to that user speech is imported when physical item;
Figure 10 shows the structured flowchart of the TV payment information receiving trap that the embodiment of the invention provides, and this device can run on the various servers that possess communication module.For convenience of explanation, only show the part relevant with present embodiment.
Receiving element 101 is used for paying server and receives purchase order and payment information, and described purchase order comprises institute's commodity of purchasing and the shopping amount of money, and described payment information comprises Bank Account Number and the communicating number of payment;
Further, in this device, described authentication unit 103 also is used for
The legitimacy of validation of payment information,
The legitimacy of described validation of payment information comprises: one or more in the legitimacy of the phone number of binding with the Bank Account Number of payment in the legitimacy of the ID (identity number) card No. of binding with the Bank Account Number of payment in the legitimacy of the Bank Account Number of paying in the validation of payment information, the validation of payment information, the validation of payment information.
In embodiments of the present invention, obtain the voice messaging that comprises shopping of television reception, in voice messaging, extract shopping information, generate purchase order according to shopping information, and obtain the payment information of user speech input, described payment information comprises Bank Account Number and the communicating number of payment, the purchase order that generates and the payment information that gets access to are sent to paying server, so that after paying server receives purchase order and payment information, notify the institute's commodity of purchasing in user's purchase order and the amount of money of doing shopping according to the communicating number in the payment information, when the bank cipher of the input that receives the user, bank cipher is verified, when the bank cipher checking is passed through, the deduction shopping amount of money in the Bank Account Number of payment so that the user need not at page input bank's card number and bank cipher, need not to adopt the telepilot operation of doing shopping, thereby promoted the development of TV shopping industry, improved security and convenience in the TV payment.
The above only is preferred embodiment of the present invention, not in order to limiting the present invention, all any modifications of doing within the spirit and principles in the present invention, is equal to and replaces and improvement etc., all should be included within protection scope of the present invention.
Claims (10)
1. a TV payment information sending method is characterized in that, comprising:
Obtain the voice messaging that comprises shopping of television reception, in described voice messaging, extract shopping information;
Generate purchase order according to described shopping information, described purchase order comprises institute's commodity of purchasing and the shopping amount of money;
When receiving the user when paying the request of described purchase order, obtain the payment information of user speech input, described payment information comprises Bank Account Number and the communicating number of payment;
The purchase order that generates and the payment information that gets access to are sent to paying server, so that after paying server receives purchase order and payment information, notify the institute's commodity of purchasing in user's purchase order and the amount of money of doing shopping according to the communicating number in the payment information, when the bank cipher of the input that receives the user, bank cipher is verified, when the bank cipher checking is passed through, the described shopping amount of money of deduction in the Bank Account Number of payment.
2. the method for claim 1 is characterized in that, before described step according to described shopping information generation purchase order, comprising:
Verify the legitimacy of described TV;
When the legitimacy of the described TV of checking is passed through, carry out the step that generates purchase order according to described shopping information.
3. method as claimed in claim 1 or 2 is characterized in that, described step according to described shopping information generation purchase order is specially:
When described institute purchases when comprising physical item in the commodity, inquire about whether described physical item exists the stock or not on shelf;
When there is the stock in physical item and on shelf the time, obtains the ship-to of user speech input;
Judge that the ship-to of user speech input is whether in the express delivery scope, be then to generate purchase order according to shopping information, otherwise show corresponding prompting message to the user on screen, described prompting message comprises that the inaccessible message of ship-to or suggestion user reselect the message of ship-to.
4. the method for reseptance of a TV payment information is characterized in that, comprising:
Paying server receives purchase order and payment information, and described purchase order comprises institute's commodity of purchasing and the shopping amount of money, and described payment information comprises Bank Account Number and the communicating number of payment;
Notify the institute's commodity of purchasing in user's purchase order and the amount of money of doing shopping according to the communicating number in the payment information;
When the bank cipher of the input that receives the user, bank cipher is verified, when the bank cipher checking by the time, the described shopping amount of money of deduction in the Bank Account Number of payment.
5. method as claimed in claim 4 is characterized in that, after described paying server receives purchase order and payment information, before the institute's commodity of purchasing and the shopping amount of money notified according to the communicating number in the payment information in user's purchase order, also comprises:
The legitimacy of validation of payment information,
The legitimacy of described validation of payment information comprises: one or more in the legitimacy of the phone number of binding with the Bank Account Number of payment in the legitimacy of the ID (identity number) card No. of binding with the Bank Account Number of payment in the legitimacy of the Bank Account Number of paying in the validation of payment information, the validation of payment information, the validation of payment information.
6. a TV payment information dispensing device is characterized in that, comprising:
Acquiring unit, the voice messaging that comprises shopping for obtaining television reception extracts shopping information in described voice messaging;
Generation unit is used for generating purchase order according to described shopping information, and described purchase order comprises institute's commodity of purchasing and the shopping amount of money;
Receiving element is used for obtaining the payment information that user speech is imported when receiving the user when paying the request of described purchase order, and described payment information comprises Bank Account Number and the communicating number of payment;
Transmitting element, be used for the purchase order that to generate and the payment information that gets access to and be sent to paying server, so that after paying server receives purchase order and payment information, notify the institute's commodity of purchasing in user's purchase order and the amount of money of doing shopping according to the communicating number in the payment information, when the bank cipher of the input that receives the user, bank cipher is verified, when the bank cipher checking is passed through, the described shopping amount of money of deduction in the Bank Account Number of payment.
7. device as claimed in claim 6 is characterized in that, also comprises:
Authentication unit is for the legitimacy of the described TV of checking;
Performance element is used for carrying out the step that generates purchase order according to described shopping information when the legitimacy of the described TV of checking is passed through.
8. as claim 6 or 7 described devices, it is characterized in that described generation unit also comprises:
The inquiry subelement is used for when the described commodity of purchasing comprise physical item, inquires about described physical item and whether has the stock or deny on shelf;
Obtain subelement, be used for having the stock and on shelf the time, obtaining the ship-to that user speech is imported when physical item;
Judgment sub-unit, be used for judging that ship-to that user speech imports is whether in the express delivery scope, be then to generate purchase order according to shopping information, otherwise show corresponding prompting message to the user on screen, described prompting message comprises that the inaccessible message of ship-to or suggestion user reselect the message of ship-to.
9. the receiving trap of a TV payment information is characterized in that, comprising:
Receiving element is used for paying server and receives purchase order and payment information, and described purchase order comprises institute's commodity of purchasing and the shopping amount of money, and described payment information comprises Bank Account Number and the communicating number of payment;
Notification unit is used for notifying the institute's commodity of purchasing in user's purchase order and the amount of money of doing shopping according to the communicating number of payment information;
Authentication unit when being used for the bank cipher when the input that receives the user, is verified bank cipher, when the bank cipher checking by the time, in the Bank Account Number of payment, deduct the described shopping amount of money.
10. device as claimed in claim 9 is characterized in that, described authentication unit also is used for
The legitimacy of validation of payment information,
The legitimacy of described validation of payment information comprises: one or more in the legitimacy of the phone number of binding with the Bank Account Number of payment in the legitimacy of the ID (identity number) card No. of binding with the Bank Account Number of payment in the legitimacy of the Bank Account Number of paying in the validation of payment information, the validation of payment information, the validation of payment information.
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| CN201310155835XA CN103246977A (en) | 2013-04-28 | 2013-04-28 | Method for sending and receiving TV payment information |
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| CN201310155835XA CN103246977A (en) | 2013-04-28 | 2013-04-28 | Method for sending and receiving TV payment information |
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