CN102521551B - Personalized IC (integrated circuit) card issuing device and method - Google Patents
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Abstract
The invention discloses a personalized IC (integrated circuit) card issuing device and a method. The device comprises a file input module and a card issuing script generating module, wherein the file input module is used for performing corresponding analysis and reconstitution operation of data elements for different inputted card making files according to EMV (Europay, Mastercard and VISA) personalized specifications, and generating and outputting data in a data packet identification format according to the personalized data elements to be written into IC cards, and the card issuing script generating module generates and outputs card issuing scripts according to the data outputted by the file input module, wherein the data are in the data packet identification format. The personalized data of the IC cards are processed into the format with unified specifications, accordingly, work efficiency and quality are greatly improved, simultaneously, the personalized data are organized simply in an interface manner, provided issuing functions are complete, operation is flexible, operation results are accurate, and card writing requirements of clients of banks are greatly met.
Description
Technical field
The present invention relates to EMV (Europe MasterCard VISA) migrating technology, relate in particular to and in EMV migration engineering, realize the individualized distribution device of IC-card and method.
Background technology
In fact EMV migration is representing that magnetic stripe card is to the transition process of IC-card, so also can be called " IC-card migration ".Because this transition process has current international standard, EMV standard, moves so be referred to as EMV.IC-card and magnetic stripe card are compared, and obviously have multinomial advantage, so EMV migration is a kind of trend of the times.
At present, the positive acceleration of domestic EMV migrating processes.The EMV migration environment of China is mature on the whole, and Central Bank and Unionpay constantly strengthen the propelling dynamics of domestic EMV migration, and the appearance of a series of policy is also representing that domestic EMV migration starts to have an effect.
EMV migration is a systems engineering, and it relates to each links such as IC-card manufacture, bank's background system transformation and environment for use transformation.Whole industrial chain mainly comprises the IC-card manufacture of front end and two links of the payment terminal of rear end production.Wherein, IC-card manufacture relates generally to system development business, the IC-card manufacturer of chip manufacturer, Ka Ji manufacturer, COS (Chip Operating System); Terminal manufacturer (mainly comprising ATM HePOS machine manufacturer) and system equipment business etc. support enterprise.
In the face of EVM migration engineering, each big bank all needs to use financial IC card to debug integrated system.For financial IC card, be only a real complete card after only possessing personal data.But, because current each bank all exists larger personalized difference for the personal data blocking, need to be processed into the data of unified standard form, to meet the requirement of Follow-on offering financial IC card.
As shown in Figure 1, represented the existing topological structure of realizing the individualized publishing system of IC-card.From existing card distribution process, card manufacturing file outputs to the individualized publishing system at individualized center from the data preparation system of bank center, to carry out the individualized distribution of financial IC card.But, owing to outputing to, the card manufacturing file Shi Youge big bank at individualized center provides, Dui Ge big bank does not still have unified code requirement at present, therefore the card manufacturing file form of each bank's output is substantially not identical, some files are with packet sign (DGI, Data Grouping Identifier) form provides, having plenty of provides with binary file format, and also having plenty of provides with lattice erg formula.Meanwhile, each bank data content that grouping comprises to DGI also has a lot of difference.
In the face of different bank client, need carry out continually the EMV personal data of IC-card and prepare and write requirement, can only adopt at present manual mode that personal data is processed into unified standard form, its workload is very large, thereby work efficiency is very low; And, with manual mode, process, also have following shortcomings:
(1) be easy to occur similar wrong row, change by mistake and the operation such as length computation mistake;
(2) time and the cycle of preparing are longer;
(3) wrong and longer setup time also can cause efficiency low frequently, in official hour, cannot complete Processing tasks.
Known in sum, a kind of individualized distribution device of IC-card, system and method realized need to be provided, can with automated manner, the personal data of IC-card be processed into unified standard form according to the individualized Specification Design of EMV, thereby greatly increase work efficiency and quality.
Summary of the invention
Technical matters to be solved by this invention is to provide a kind of individualized distribution device of IC-card, system and method realized, and can greatly improve the work efficiency that personal data is processed.
In order to solve the problems of the technologies described above, the invention provides a kind of individualized distribution device of IC-card of realizing, it is characterized in that, comprise interconnective document input module and hair fastener script generation module, wherein:
Document input module, for individualizing according to EMV, standard is resolved accordingly to the different card manufacturing file of input and the reorganization operation of data element, and the personalized data element that will write IC-card is by the data of standard generation and output packet sign format;
Hair fastener script generation module, for generating according to the data of the packet sign format of document input module output and output hair fastener script.
Further, this device also comprises the data custom block being connected with hair fastener script generation module, wherein:
Data custom block, for according to the data element of different bank user's requirement groups organization data group character form, and presses that the individualized code requirement of EMV generates and the data of output packet sign format;
Hair fastener script generation module also generates according to the data of the packet sign format of this data custom block output and output hair fastener script.
Further, document input module comprises data resolution module and packet module, wherein:
Data resolution module, for accessing the corresponding data of card manufacturing file that read bank center, is processed into data element file by the data that read according to the format analysis arranging, and exports to packet module;
Packet module, for generating the data element file of input and export by standard the data of packet sign format.
Further, data resolution module comprises raw data input block, formatting unit and close/plaintext processing unit and/or other formatted file processing unit, wherein:
Raw data input block, be connected with the processing unit of form setting unit and close/expressly and/or other formatted file processing unit respectively, for reading by access card manufacturing file, need ciphertext to be processed or the corresponding data of clear text file, and export to formatting unit and close/plaintext processing unit and/or other formatted file processing unit;
Formatting unit, for according to code requirement for input data corresponding form is set;
Close/plaintext processing unit, for utilizing the master key of input data that decrypt ciphertext is become to clear data, is processed into data element file according to the form of formatting unit setting by clear data that read or deciphering;
Other formatted file processing unit, for the data of input being processed into data element file according to the data type of selecting, data type comprises Ge Er type and/or binary type;
Packet module will be integrated processing from the data element file of close/plaintext processing unit and/or the output of other formatted file processing unit, and by standard, generates and export the data of described packet sign format.
Further, data custom block comprises that interconnective data element organizes unit and DGI data generating unit, wherein:
Data element is organized unit, for resolution data unit, and by editing data unit's node and packet identification data template group organization data unit, and the output of generated data meta file;
DGI data generating unit, for generating and export the data of packet sign format by described standard to the data element file of input.
Further, data custom block also comprises respectively with data element organizes one or more in data element browse unit, data search unit and the preview unit that unit is connected, wherein:
Data element browse unit, is used to data element to organize unit to preserve newly-installed data element label, and organizes the data element of cellular organization to save as text data element;
Information search unit, organizes unit to search for data element node, data element label and packet identification information and structure thereof for data element;
Preview unit, organizes the packet identification information of unit searches and the data element of structure and tissue thereof for preview data unit;
Data element organizes unit to comprise one or more in newly-built, modification, rename, deletion and drag operation to the editor of data element node; To the editor of data group character data template comprise newly-built, open, revise and preserve one or more in operation.
In order to solve the problems of the technologies described above, the invention provides a kind of individualized distributing method of IC-card of realizing, comprising:
According to the individualized standard of EMV, the different card manufacturing file of input is resolved and the reorganization operation of data element, and the personalized data element that will write IC-card generates by standard and the data of output packet sign format; Or, according to the data element of different bank user's requirement groups organization data group character form; By the data of model requirement generated data group character form;
According to the data of packet sign format, generate and output hair fastener script.
Further, according to the individualized standard of EMV, different card manufacturing file is resolved and the reorganization operation of data element, specifically comprises:
Access corresponding data in the card manufacturing file that reads bank center, and be that the data that read arrange corresponding form according to code requirement;
Utilize the master key in reading out data that decrypt ciphertext is become to clear data, according to the data layout arranging, clear data that read or deciphering is processed into data element file;
And/or according to the data type of file selection, file data being processed into data element file, data type comprises Ge Er type and/or binary type.
Further, the data element according to different bank user's requirement groups organization data group character form, specifically comprises:
By editing data unit's node and packet identification data template group organization data unit, and generated data meta file; Wherein, the editor of data element node is comprised to one or more in newly-built, modification, rename, deletion and drag operation; To the editor of data group character data template comprise newly-built, open, revise and preserve one or more in operation.
Further, by code requirement, generate the data of described packet sign format, specifically comprise:
Data element file is integrated to processing, and by standard, generate and export the data of packet sign format.
Device provided by the invention can be processed into unified standard form by automated manner by the personal data of IC-card according to the individualized Specification Design of EMV, thereby greatly increases work efficiency and quality; Make tissue simple and the interface of personal data, more comprehensively, corresponding operation is more flexible for the distribution functions providing simultaneously, operating result is more accurate, has met dramatically the EMV personal data demand that bank client writes IC-card.
Accompanying drawing explanation
Fig. 1 is the existing topological structure schematic diagram of realizing the individualized publishing system of IC-card;
Fig. 2 is the structured flowchart of realizing the individualized distribution device embodiment of IC-card of the present invention;
Fig. 3 is the user interface schematic diagram of data custom block in the device embodiment shown in Fig. 2;
Fig. 4 is the function demonstration schematic diagram of the data custom block user interface shown in Fig. 3;
Fig. 5 is the user interface schematic diagram of document input module in the device embodiment shown in Fig. 2;
Fig. 6 is the function demonstration schematic diagram of the document input module user interface shown in Fig. 3.
Embodiment
Below in conjunction with accompanying drawing and preferred embodiment, technical scheme of the present invention is at length set forth.Should be appreciated that, the embodiment below exemplifying is only for description and interpretation the present invention, and do not form the restriction to technical solution of the present invention.
The individualized distribution device embodiment of IC-card that realizes provided by the invention, its structure as shown in Figure 2, comprises interconnective document input module and hair fastener script generation module, wherein:
Document input module, for individualizing according to EMV, standard is resolved accordingly to the different card manufacturing file of input and the reorganization operation of data element, and the personalized data element that will write IC-card is by standard generation and output DGI formatted data;
Hair fastener script generation module, for generating according to the DGI formatted data of document input module output and output hair fastener script.
Said apparatus embodiment also comprises the data custom block being connected with hair fastener script generation module, wherein:
Data custom block, for organize the data element of DGI form according to different bank user's demand, and presses the individualized code requirement generation of EMV and output DGI formatted data;
Hair fastener script generation module also generates according to the DGI formatted data of data custom block output and output hair fastener script.
In said apparatus embodiment, the structure of document input module embodiment as shown in Figure 2, comprises data resolution module and packet module, wherein:
Data resolution module, for accessing the corresponding data of card manufacturing file that read bank center, processes (as the little circular graphical chart in Fig. 2 shows, processing operation) by the data that read according to the format analysis arranging and becomes data element file, and export to packet module;
Packet module, for generating the data element file of input and output DGI formatted data by standard.
In said apparatus embodiment, data resolution module further comprises raw data input block, formatting unit and close/plaintext processing unit and/or other formatted file processing unit, wherein:
Raw data input block, be connected with form setting unit, close/plaintext processing unit and/or other formatted file processing unit respectively, for reading by access card manufacturing file, need ciphertext to be processed or the corresponding data of clear text file, and export to formatting unit, close/plaintext processing unit and/or other formatted file processing unit;
Formatting unit, for according to code requirement for input data corresponding form is set;
Close/plaintext processing unit, for utilizing the master key of input data that decrypt ciphertext is become to clear data, is processed into data element file according to the form of formatting unit setting by clear data that read or deciphering;
Other formatted file processing unit, for the data of input being processed into data element file according to the data type of selecting, data type comprises Ge Er type and/or binary type;
Packet module will be integrated processing from the data element file of close/plaintext processing unit and/or the output of other formatted file processing unit, and generates and output DGI formatted data by standard.
In said apparatus embodiment, the structure of data custom block embodiment as shown in Figure 2, comprises that interconnective data element organizes unit and DGI data generating unit, wherein:
Data element is organized unit, for resolution data unit, and by editing data unit's node and DGI data template organising data unit, and the output of generated data meta file;
DGI data generating unit, for generating by standard the data element file of input and output DGI formatted data;
Hair fastener script generation module generates according to the DGI formatted data of data custom block output and output hair fastener script.
In said apparatus embodiment, data custom block embodiment also comprises respectively with data element and organizes one or more in data element browse unit, data search unit and the preview unit that unit is connected, wherein:
Data element browse unit, is used to data element to organize unit to preserve newly-installed data element label, and organizes the data element of cellular organization to save as text data element;
Information search unit, organizes unit to search for data element node, data element label and DGI information and structure thereof for data element;
Preview unit, organizes the DGI information of unit searches and the data element of structure and tissue thereof for preview data unit;
Data element organizes unit to comprise one or more in newly-built, modification, rename, deletion and drag operation to the editor of data element node; To the editor of DGI data template comprise newly-built, open, revise and preserve one or more in operation.
The present invention is directed to said apparatus embodiment, the embodiment that realizes the individualized distributing method of IC-card be correspondingly also provided, comprising:
According to the individualized standard of EMV, different card manufacturing file is resolved and the reorganization operation of data element, or, the data element of DGI form according to different bank user's demand, organized; Press code requirement and generate DGI formatted data;
According to the data of the DGI form generating, generate hair fastener script.
Fig. 3, Fig. 5 are the user interface realizing in said method embodiment, comprise " self-defined " interface shown in " from the file " interface shown in Fig. 3 and Fig. 5, wherein:
" from file " interface is for realizing: according to different bank user's demand, organize the data element of DGI form, by code requirement, generate DGI formatted data.
" self-defined " interface is for realizing: according to the individualized standard of EMV, different card manufacturing file is resolved and the reorganization operation of data element, and press code requirement generation DGI formatted data.
In said method embodiment, according to the individualized standard of EMV, different card manufacturing file is resolved and the reorganization operation of data element, specifically comprises:
(1) access corresponding data in the card manufacturing file that reads bank center, and be that the data that read arrange corresponding form according to code requirement;
(2) utilize the master key in reading out data that decrypt ciphertext is become to clear data, and according to the data layout arranging, clear data that read or deciphering is processed into data element file.
In said method embodiment, according to the individualized standard of EMV, different card manufacturing file is resolved and the reorganization operation of data element, also comprises:
(3) data type of selecting according to file is processed into data element file by file data, and data type comprises Ge Er type and/or binary type.
As shown in Figure 4, be two functions in above-mentioned " from file " interface, comprise Data Analysis function and packet function, wherein:
Data Analysis function is used for realizing above-mentioned steps (1), (2) or (3); Step that packet function is used for realizing above-mentioned " generating DGI formatted data by code requirement ".
In said method embodiment, by code requirement, generate DGI formatted data, specifically comprise:
Data element file is integrated to processing, and generate and output DGI formatted data by standard.
In said method embodiment, according to different bank user's demand, organize the data element of DGI form, specifically comprise:
By editing data unit's node and DGI data template organising data unit, and generated data meta file; Wherein, the editor of data element node is comprised to one or more in newly-built, modification, rename, deletion and drag operation; To the editor of DGI data template comprise newly-built, open, revise and preserve one or more in operation.
Above-mentioned steps organizes function to realize by the included data element in " self-defined " interface shown in Fig. 6.
In said method embodiment, according to different bank user's demand, organize the data element of DGI form, one or more in also comprising the following steps:
Preserve newly-installed data element label, and data element is saved as to text; This step realizes by the included data element function of browse in " self-defined " interface shown in Fig. 6.
Data element node, data element label and DGI information and structure thereof are searched for; This step realizes by the included information search function in " self-defined " interface shown in Fig. 6.
Preview data unit organizes the DGI information of unit searches and the data element of structure and tissue thereof.This step realizes by the included information preview function in " self-defined " interface shown in Fig. 6.
For those skilled in the art; after having understood content of the present invention and principle; can be in the situation that not deviating from the principle and scope of the present invention; the method according to this invention is carried out various corrections and the change in form and details, but these are based on correction of the present invention with change still within claim protection domain of the present invention.
Claims (10)
1. realize the individualized distribution device of IC-card, it is characterized in that, comprise interconnective document input module and hair fastener script generation module, wherein:
Document input module, for individualizing according to EMV, standard is resolved accordingly to the different card manufacturing file of input and the reorganization operation of data element, and the personalized data element that will write described IC-card is by the data of described standard generation and output packet sign format;
Hair fastener script generation module, for generating according to the data of the described packet sign format of document input module output and output hair fastener script.
2. according to device claimed in claim 1, it is characterized in that, also comprise the data custom block being connected with described hair fastener script generation module, wherein:
Data custom block, for organize the data element of described packet sign format according to different bank user's demand, and individualizes by described EMV the data that code requirement generated and exported described packet sign format;
Hair fastener script generation module also generates according to the data of the described packet sign format of this data custom block output and output hair fastener script.
3. according to device claimed in claim 1, it is characterized in that, described document input module comprises data resolution module and packet module, wherein:
Data resolution module, for accessing the corresponding data of card manufacturing file that read bank center, is processed into data element file by the data that read according to the format analysis arranging, and exports to packet module;
Packet module, for generating the data element file of input and export by standard the data of described packet sign format.
4. according to device claimed in claim 3, it is characterized in that, described data resolution module comprises raw data input block, also comprises formatting unit, close/in processing unit, other formatted file processing unit or multinomial expressly, wherein:
Raw data input block, be connected with the processing unit of form setting unit and close/expressly and/or other formatted file processing unit respectively, for reading by access card manufacturing file, need ciphertext to be processed or the corresponding data of clear text file, and export to formatting unit and close/plaintext processing unit and/or other formatted file processing unit;
Formatting unit, for according to described code requirement for input data corresponding form is set;
Close/plaintext processing unit, for utilizing the master key of input data that decrypt ciphertext is become to clear data, is processed into described data element file according to the form of formatting unit setting by clear data that read or deciphering;
Other formatted file processing unit, for the data of input being processed into described data element file according to the data type of selecting, described data type comprises binary type;
Described packet module will be integrated processing from the data element file of close/plaintext processing unit and/or the output of other formatted file processing unit, and by described standard, generates and export the data of described packet sign format.
5. according to device claimed in claim 2, it is characterized in that, described data custom block comprises that interconnective data element organizes unit and packet sign DGI data generating unit, wherein:
Data element is organized unit, for resolution data unit, by editing data unit's node and packet identification data template, organizes described data element, and the output of generated data meta file;
DGI data generating unit, for generating and export the data of described packet sign format by described standard to the described data element file of input.
6. according to device claimed in claim 5, it is characterized in that, described data custom block also comprises respectively with data element organizes one or more in data element browse unit, information search unit and the preview unit that unit is connected, wherein:
Data element browse unit, is used to described data element to organize unit to preserve newly-installed data element label, and organizes the data element of cellular organization to save as text data element;
Information search unit, organizes unit to search for data element node, data element label and packet identification information and structure thereof for described data element;
Preview unit, organizes the described packet identification information of unit searches and the described data element of structure and tissue thereof for data element described in preview;
Described data element organizes unit to comprise one or more in newly-built, modification, rename, deletion and drag operation to the described editor of described data element node; To the editor of described packet identification data template comprise newly-built, open, revise and preserve one or more in operation.
7. realize the individualized distributing method of IC-card, comprising:
According to the individualized standard of EMV, the different card manufacturing file of input is resolved and the reorganization operation of data element, and the personalized data element that will write described IC-card generates by described standard and the data of output packet sign format; Or, according to different bank user's demand, organize the data element of described packet sign format; By the data of described code requirement generated data group character form;
According to the data of described packet sign format, generate and output hair fastener script.
8. in accordance with the method for claim 7, it is characterized in that, describedly according to the individualized standard of EMV, different card manufacturing file resolved and the reorganization operation of data element, specifically comprise:
Access corresponding data in the card manufacturing file that reads bank center, and be that the described data that read arrange corresponding form according to described code requirement;
Also comprise and utilize the master key reading in described data that decrypt ciphertext is become to clear data, according to the data layout arranging, clear data that read or deciphering is processed into data element file; And/or according to the data type of file selection, file data being processed into data element file, described data type comprises binary type.
9. in accordance with the method for claim 7, it is characterized in that, the described demand according to different bank user is organized the data element of described packet sign format, specifically comprises:
By editing data unit's node and packet identification data template, organize described data element, and generated data meta file; Wherein, the editor of described data element node is comprised to one or more in newly-built, modification, rename, deletion and drag operation; To the editor of described packet identification data template comprise newly-built, open, revise and preserve one or more in operation.
10. according to the method described in claim 8 or 9, it is characterized in that, the described data that generate described packet sign format by code requirement, specifically comprise:
Described data element file is integrated to processing, and by standard, generate and export the data of described packet sign format.
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| CN103955392A (en) * | 2014-05-21 | 2014-07-30 | 东信和平科技股份有限公司 | Generation method and system for intelligent card writing-in file |
| CN104200247B (en) * | 2014-08-19 | 2017-08-22 | 大唐微电子技术有限公司 | A kind of method and device, terminal for handling personal data |
| CN105389295A (en) * | 2015-09-30 | 2016-03-09 | 金邦达有限公司 | Data processing method and system for card personalization |
| CN105205423A (en) * | 2015-10-27 | 2015-12-30 | 成都卫士通信息产业股份有限公司 | Financial IC card fabrication data generation method |
| WO2018165950A1 (en) * | 2017-03-16 | 2018-09-20 | 深圳大趋智能科技有限公司 | Emv implementation method and device |
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