CN102521551A - Personalized IC (integrated circuit) card issuing device and method - Google Patents
Personalized IC (integrated circuit) card issuing device and method Download PDFInfo
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Abstract
The invention discloses a personalized IC (integrated circuit) card issuing device and a method. The device comprises a file input module and a card issuing script generating module, wherein the file input module is used for performing corresponding analysis and reconstitution operation of data elements for different inputted card making files according to EMV (Europay, Mastercard and VISA) personalized specifications, and generating and outputting data in a data packet identification format according to the personalized data elements to be written into IC cards, and the card issuing script generating module generates and outputs card issuing scripts according to the data outputted by the file input module, wherein the data are in the data packet identification format. The personalized data of the IC cards are processed into the format with unified specifications, accordingly, work efficiency and quality are greatly improved, simultaneously, the personalized data are organized simply in an interface manner, provided issuing functions are complete, operation is flexible, operation results are accurate, and card writing requirements of clients of banks are greatly met.
Description
Technical field
The present invention relates to EMV (Europe MasterCard VISA) migrating technology, relate in particular to and realize individualized distribution device of IC-card and method in the EMV migration engineering.
Background technology
In fact the EMV migration is representing the transition process of magnetic stripe card to IC-card, so also can be called " IC-card migration ".Because this transition process has current international standard, promptly the EMV standard is moved so be referred to as EMV.IC-card and magnetic stripe card are compared, and obviously have multinomial advantage, so the EMV migration is a kind of trend of the times.
At present, the positive acceleration of domestic EMV migrating processes.The EMV migration environment of China is mature on the whole, and Central Bank and Unionpay constantly strengthen the propelling dynamics of domestic EMV migration, and on behalf of domestic EMV migration, the appearance of a series of policy also begin to have an effect.
The EMV migration is a systems engineering, and it relates to each link such as IC-card manufacturing, bank's background system transformation and environment for use transformation.The whole industry chain mainly comprises the IC-card manufacturing of front end and two links of payment terminal production of rear end.Wherein, the IC-card manufacturing relates generally to system development merchant, the IC-card manufacturer of chip manufacturer, Ka Ji manufacturer, COS (Chip Operating System); Terminal manufacturer (mainly comprising ATM and POS machine manufacturer) and system equipment merchant etc. support enterprise.
In the face of EVM migration engineering, each big bank all need use financial IC card that integrated system is debugged.For financial IC card, be only a real complete card after only possessing personal data.But,, need it be processed into the data of unified cannonical format, to satisfy the requirement of Follow-on offering financial IC card because all there is bigger personalized difference in each bank to the personal data that blocks at present.
As shown in Figure 1, represented the topological structure of the individualized publishing system of existing realization IC-card.See that from existing card distribution process card manufacturing file outputs to the individualized publishing system at individualized center from the data preparation system of bank center, to carry out the individualized distribution of financial IC card.But; Provide by each big bank owing to output to the card manufacturing file at individualized center, at present each big bank is not still had unified code requirement, so the card manufacturing file form of each bank's output is all inequality basically; The file that has is with packet sign (DGI; Data Grouping Identifier) form provides, having plenty of with binary file format provides, and also having plenty of provides with lattice erg formula.Simultaneously, also there are a lot of difference in each bank to the data content that DGI divides into groups to be comprised.
In the face of the different bank client need carry out the EMV personal data preparation of IC-card continually and write requirement, can only adopt manual mode that personal data is processed into unified cannonical format at present, its workload is very big, thereby work efficiency is very low; And, handle some shortcomings below also having with manual mode:
(1) be easy to occur similar wrong row, change by mistake and operation such as length computation mistake;
The time and the cycle of (2) preparing are longer;
(3) frequent wrong and long setup time also can cause efficient low, in official hour, can't accomplish Processing tasks.
Can know in sum; A kind of realization IC-card individualize distribution device, system and method need be provided; Can with automated manner the personal data of IC-card be processed into unified cannonical format according to the individualized standard design of EMV, thereby increase work efficiency greatly and quality.
Summary of the invention
Technical matters to be solved by this invention provides the individualized distribution device of a kind of realization IC-card, system and method, can improve the work efficiency that personal data is handled greatly.
In order to solve the problems of the technologies described above, the invention provides the individualized distribution device of a kind of realization IC-card, it is characterized in that, comprise interconnective document input module and hair fastener script generation module, wherein:
Document input module is used for the different card manufacturing file of input being resolved accordingly and the reorganization operation of data element according to the individualized standard of EMV, and the personalized data element that will write IC-card generates by standard and the data of output data group character form;
The hair fastener script generation module is used for data generation and output hair fastener script according to the packet sign format of document input module output.
Further, this device also comprises the data custom block that is connected with the hair fastener script generation module, wherein:
The data custom block is used for the data element according to different bank user's requirement groups organization data group character form, and presses the data of individualized code requirement generation of EMV and output data group character form;
The hair fastener script generation module also generates and output hair fastener script according to the data of the packet sign format of this data custom block output.
Further, document input module comprises data resolution module and packet module, wherein:
Data resolution module is used for visiting the corresponding data of the card manufacturing file that reads bank center, the data that read is processed into the data element file according to the format analysis that is provided with, and exports to the packet module;
The packet module is used for the data of the data element file of importing by standard generation and output data group character form.
Further, data resolution module comprises raw data input block, formatting unit and close/plaintext processing unit and/or other formatted file processing unit, wherein:
The raw data input block; Be connected with the processing unit of formatting unit and close/expressly and/or other formatted file processing unit respectively; Be used for reading ciphertext or the corresponding data of clear text file that needs are handled, and export to formatting unit and close/plaintext processing unit and/or other formatted file processing unit through the visit card manufacturing file;
The formatting unit is used for for the data of importing corresponding form being set according to code requirement;
Close/the plaintext processing unit, be used for utilizing the master key of input data that decrypt ciphertext is become clear data, be processed into the data element file according to the form of formatting unit setting clear data that will read or deciphering;
Other formatted file processing unit is used for according to the data type of selecting the data processing of importing being become the data element file, and data type comprises Ge Er type and/or binary type;
The packet module will be carried out integration processing from the data element file of close/plaintext processing unit and/or the output of other formatted file processing unit, and generate and export the data of said packet sign format by standard.
Further, the data custom block comprises that interconnective data element organizes unit and DGI data generating unit, wherein:
Data element is organized the unit, is used for resolution data unit, through editing data unit's node and packet identification data template group organization data unit, and generates the output of data element file;
The DGI data generating unit is used for that data element file to input generates by said standard and the data of output data group character form.
Further, the data custom block also comprises respectively with data element organizes one or more in data element browse unit, data search unit and the preview unit that the unit is connected, wherein:
The data element browse unit is used to data element and organizes the unit to preserve newly-installed data element label, and organizes the data element of cellular organization to save as text data element;
Information search unit is used for data element and organizes the unit that data element node, data element label and packet identification information and structure thereof are searched for;
Preview unit is used for preview data unit and organizes the packet identification information of unit searches and the data element of structure and tissue thereof;
Data element organizes the unit that the editor of data element node is comprised in newly-built, modification, rename, deletion and the drag operation one or more; To the editor of data group character data template comprise newly-built, open, revise and preserve in the operation one or more.
In order to solve the problems of the technologies described above, the invention provides the individualized distributing method of a kind of realization IC-card, comprising:
The different card manufacturing file of input is resolved and the reorganization operation of data element according to the individualized standard of EMV, and the personalized data element that will write IC-card generates by standard and the data of output data group character form; Perhaps, according to the data element of different bank user's requirement groups organization data group character form; Generate the data of packet sign format by the model requirement;
Data according to the packet sign format generate and output hair fastener script.
Further, different card manufacturing file is resolved and the reorganization operation of data element, specifically comprises according to the individualized standard of EMV:
Corresponding data in the card manufacturing file of bank center are read in visit, and are that the data that read are provided with corresponding form according to code requirement;
Utilize the master key in the reading of data that decrypt ciphertext is become clear data, clear data that will read according to the data layout that is provided with or deciphering is processed into the data element file;
And/or file data being processed into the data element file according to the data type that file is selected, data type comprises Ge Er type and/or binary type.
Further, the data element according to different bank user's requirement groups organization data group character form specifically comprises:
Through editing data unit's node and packet identification data template group organization data unit, and generate the data element file; Wherein, the editor of data element node is comprised in newly-built, modification, rename, deletion and the drag operation one or more; To the editor of data group character data template comprise newly-built, open, revise and preserve in the operation one or more.
Further, generate the data of said packet sign format, specifically comprise by code requirement:
The data element file is carried out integration processing, and press the data of standard generation and output data group character form.
Device provided by the invention can be processed into unified cannonical format through automated manner with the personal data of IC-card according to the individualized standard design of EMV, thereby increases work efficiency greatly and quality; Make tissue simpleization and the interfaceization of personal data simultaneously, the distribution functions that provides is more comprehensive, operates more flexibly accordingly, operating result is more accurate, has satisfied the EMV personal data demand that bank client writes IC-card dramatically.
Description of drawings
Fig. 1 is the topological structure synoptic diagram of the individualized publishing system of existing realization IC-card;
Fig. 2 is the structured flowchart of the individualized distribution device embodiment of realization IC-card of the present invention;
Fig. 3 is the user interface synoptic diagram of data custom block among the device embodiment shown in Figure 2;
Fig. 4 is the function demonstration synoptic diagram of data custom block user interface shown in Figure 3;
Fig. 5 is the user interface synoptic diagram of device embodiment file load module shown in Figure 2;
Fig. 6 is the function demonstration synoptic diagram of document input module user interface shown in Figure 3.
Embodiment
Below in conjunction with accompanying drawing and preferred embodiment technical scheme of the present invention is at length set forth.Should be appreciated that the embodiment that below gives an example only is used for explanation and explains the present invention, and does not constitute the restriction to technical scheme of the present invention.
The realization IC-card provided by the invention distribution device embodiment that individualizes, its structure is as shown in Figure 2, comprises interconnective document input module and hair fastener script generation module, wherein:
Document input module is used for the different card manufacturing file of input being resolved accordingly and the reorganization operation of data element according to the individualized standard of EMV, and the personalized data element that will write IC-card generates by standard and output DGI formatted data;
The hair fastener script generation module is used for generating and output hair fastener script according to the DGI formatted data of document input module output.
Said apparatus embodiment also comprises the data custom block that is connected with the hair fastener script generation module, wherein:
The data custom block is used for organizing according to different bank user's demand the data element of DGI form, and presses individualized code requirement generation of EMV and output DGI formatted data;
The hair fastener script generation module also generates and output hair fastener script according to the DGI formatted data of data custom block output.
In said apparatus embodiment, the structure of document input module embodiment is as shown in Figure 2, comprises data resolution module and packet module, wherein:
Data resolution module is used for visiting the corresponding data of the card manufacturing file that reads bank center, the data that read is become the data element file according to the format analysis processing that is provided with (showing the processing operation like the little circular graphical chart among Fig. 2), and export to the packet module;
The packet module is used for the data element file of input is generated by standard and output DGI formatted data.
In said apparatus embodiment, data resolution module further comprises raw data input block, formatting unit and close/plaintext processing unit and/or other formatted file processing unit, wherein:
The raw data input block; Be connected with formatting unit, close/plaintext processing unit and/or other formatted file processing unit respectively; Be used for reading ciphertext or the corresponding data of clear text file that needs are handled, and export to formatting unit, close/plaintext processing unit and/or other formatted file processing unit through the visit card manufacturing file;
The formatting unit is used for for the data of importing corresponding form being set according to code requirement;
Close/the plaintext processing unit, be used for utilizing the master key of input data that decrypt ciphertext is become clear data, be processed into the data element file according to the form of formatting unit setting clear data that will read or deciphering;
Other formatted file processing unit is used for according to the data type of selecting the data processing of importing being become the data element file, and data type comprises Ge Er type and/or binary type;
The packet module will be carried out integration processing from the data element file of close/plaintext processing unit and/or the output of other formatted file processing unit, and generate and output DGI formatted data by standard.
In said apparatus embodiment, the structure of data custom block embodiment is as shown in Figure 2, comprises that interconnective data element organizes unit and DGI data generating unit, wherein:
Data element is organized the unit, is used for resolution data unit, organizes data element through editing data unit's node and DGI data template, and generates the output of data element file;
The DGI data generating unit is used for the data element file of input is generated by standard and output DGI formatted data;
The hair fastener script generation module generates and output hair fastener script according to the DGI formatted data of data custom block output.
In said apparatus embodiment, data custom block embodiment also comprises respectively with data element and organizes one or more in data element browse unit, data search unit and the preview unit that the unit is connected, wherein:
The data element browse unit is used to data element and organizes the unit to preserve newly-installed data element label, and organizes the data element of cellular organization to save as text data element;
Information search unit is used for data element and organizes the unit that data element node, data element label and DGI information and structure thereof are searched for;
Preview unit is used for preview data unit and organizes the DGI information of unit searches and the data element of structure and tissue thereof;
Data element organizes the unit that the editor of data element node is comprised in newly-built, modification, rename, deletion and the drag operation one or more; To the editor of DGI data template comprise newly-built, open, revise and preserve in the operation one or more.
The present invention is directed to said apparatus embodiment, the embodiment that realizes the individualized distributing method of IC-card correspondingly also be provided, comprising:
Different card manufacturing file is resolved and the reorganization operation of data element according to the individualized standard of EMV, perhaps, organize the data element of DGI form according to different bank user's demand; Press code requirement and generate the DGI formatted data;
Data according to the DGI form that generates generate the hair fastener script.
Fig. 3, Fig. 5 comprise " from file " interface shown in Figure 3 and " self-defined " interface shown in Figure 5 for realizing the user interface among the said method embodiment, wherein:
" from file " interface is used for realizing: organize the data element of DGI form according to different bank user's demand, press code requirement generation DGI formatted data.
" self-defined " interface is used for realizing: individualizing according to EMV, standard is resolved different card manufacturing file and the reorganization of data element operation, and presses code requirement generation DGI formatted data.
Among the said method embodiment, different card manufacturing file is resolved and the reorganization operation of data element, specifically comprises according to the individualized standard of EMV:
(1) corresponding data in the card manufacturing file of bank center are read in visit, and are that the data that read are provided with corresponding form according to code requirement;
(2) utilize the master key in the reading of data that decrypt ciphertext is become clear data, and clear data that will read according to the data layout that is provided with or deciphering is processed into the data element file.
Among the said method embodiment, different card manufacturing file is resolved and the reorganization operation of data element, also comprises according to the individualized standard of EMV:
(3) data type of selecting according to file is processed into the data element file with file data, and data type comprises Ge Er type and/or binary type.
As shown in Figure 4, be two functions in above-mentioned " from file " interface, comprise data parsing function and packet function, wherein:
The data parsing function is used to realize above-mentioned steps (1), (2) or (3); Step that the packet function is used to realize above-mentioned " press code requirement and generate the DGI formatted data ".
Among the said method embodiment, press code requirement and generate the DGI formatted data, specifically comprise:
The data element file is carried out integration processing, and generate and output DGI formatted data by standard.
Among the said method embodiment, organize the data element of DGI form, specifically comprise according to different bank user's demand:
Organize data element through editing data unit's node and DGI data template, and generate the data element file; Wherein, the editor of data element node is comprised in newly-built, modification, rename, deletion and the drag operation one or more; To the editor of DGI data template comprise newly-built, open, revise and preserve in the operation one or more.
Above-mentioned steps organizes function to realize through the included data element in " self-defined " interface shown in Figure 6.
Among the said method embodiment, organize the data element of DGI form, one or more in also comprising the following steps according to different bank user's demand:
Preserve newly-installed data element label, and data element is saved as text; This step realizes through the included data element function of browse in " self-defined " interface shown in Figure 6.
Data element node, data element label and DGI information and structure thereof are searched for; This step realizes through the included information search function in " self-defined " interface shown in Figure 6.
Preview data unit organizes the DGI information of unit searches and the data element of structure and tissue thereof.This step realizes through the included information preview function in " self-defined " interface shown in Figure 6.
To those skilled in the art; After having understood content of the present invention and principle; Can be under the situation that does not deviate from the principle and scope of the present invention; Carry out various corrections and change on form and the details according to the method for the invention, but these are based on correction of the present invention with change still within claim protection domain of the present invention.
Claims (10)
1. realize the individualized distribution device of IC-card for one kind, it is characterized in that, comprise interconnective document input module and hair fastener script generation module, wherein:
Document input module; Be used for the different card manufacturing file of input being resolved accordingly and the reorganization operation of data element, and the personalized data element that will write said IC-card generates by said standard and the data of output data group character form according to the individualized standard of EMV;
The hair fastener script generation module is used for data generation and output hair fastener script according to the said packet sign format of document input module output.
2. according to the described device of claim 1, it is characterized in that, also comprise the data custom block that is connected with said hair fastener script generation module, wherein:
The data custom block is used for organizing according to different bank user's demand the data element of said packet sign format, and generates and export the data of said packet sign format by the individualized code requirement of said EMV;
The hair fastener script generation module also generates and output hair fastener script according to the data of the said packet sign format of this data custom block output.
3. according to the described device of claim 1, it is characterized in that said document input module comprises data resolution module and packet module, wherein:
Data resolution module is used for visiting the corresponding data of the card manufacturing file that reads bank center, the data that read is processed into the data element file according to the format analysis that is provided with, and exports to the packet module;
The packet module is used for the data element file of input is generated and exports by standard the data of said packet sign format.
4. according to the described device of claim 3, it is characterized in that said data resolution module comprises raw data input block, formatting unit and close/plaintext processing unit and/or other formatted file processing unit, wherein:
The raw data input block; Be connected with the processing unit of formatting unit and close/expressly and/or other formatted file processing unit respectively; Be used for reading ciphertext or the corresponding data of clear text file that needs are handled, and export to formatting unit and close/plaintext processing unit and/or other formatted file processing unit through the visit card manufacturing file;
The formatting unit is used for for the data of importing corresponding form being set according to said code requirement;
Close/the plaintext processing unit, be used for utilizing the master key of input data that decrypt ciphertext is become clear data, be processed into said data element file according to the form of formatting unit setting clear data that will read or deciphering;
Other formatted file processing unit is used for according to the data type of selecting the data processing of importing being become said data element file, and said data type comprises Ge Er type and/or binary type;
Said packet module will be carried out integration processing from the data element file of close/plaintext processing unit and/or the output of other formatted file processing unit, and generate and export the data of said packet sign format by said standard.
5. according to the described device of claim 2, it is characterized in that said data custom block comprises that interconnective data element organizes unit and DGI data generating unit, wherein:
Data element is organized the unit, is used for resolution data unit, organizes said data element through editing data unit's node and packet identification data template, and generates the output of data element file;
The DGI data generating unit is used for the said data element file of input is generated and exports by said standard the data of said packet sign format.
6. according to the described device of claim 5, it is characterized in that said data custom block also comprises respectively with data element organizes one or more in data element browse unit, data search unit and the preview unit that the unit is connected, wherein:
The data element browse unit is used to said data element and organizes the unit to preserve newly-installed data element label, and organizes the data element of cellular organization to save as text data element;
Information search unit is used for said data element and organizes the unit that data element node, data element label and packet identification information and structure thereof are searched for;
Preview unit is used for the said data element of preview and organizes the said packet identification information of unit searches and the said data element of structure and tissue thereof;
Said data element organizes the unit that the said editor of said data element node is comprised in newly-built, modification, rename, deletion and the drag operation one or more; To the editor of said packet identification data template comprise newly-built, open, revise and preserve in the operation one or more.
7. realize the individualized distributing method of IC-card for one kind, comprising:
The different card manufacturing file of input is resolved and the reorganization operation of data element according to the individualized standard of EMV, and the personalized data element that will write said IC-card generates by said standard and the data of output data group character form; Perhaps, organize the data element of said packet sign format according to different bank user's demand; Generate the data of packet sign format by said code requirement;
Data according to said packet sign format generate and output hair fastener script.
8. according to the described method of claim 7, it is characterized in that, saidly different card manufacturing file resolved and the reorganization operation of data element, specifically comprise according to the individualized standard of EMV:
Corresponding data in the card manufacturing file of bank center are read in visit, and are that the said data that read are provided with corresponding form according to said code requirement;
The master key that utilization is read in the said data becomes clear data with decrypt ciphertext, and clear data that will read according to the data layout that is provided with or deciphering is processed into the data element file;
And/or file data being processed into the data element file according to the data type that file is selected, said data type comprises Ge Er type and/or binary type.
9. according to the described method of claim 7, it is characterized in that said demand according to the different bank user is organized the data element of said packet sign format, specifically comprises:
Organize said data element through editing data unit's node and packet identification data template, and generate the data element file; Wherein, the editor of said data element node is comprised in newly-built, modification, rename, deletion and the drag operation one or more; To the editor of said packet identification data template comprise newly-built, open, revise and preserve in the operation one or more.
10. according to claim 8 or 9 described methods, it is characterized in that, saidly generate the data of said packet sign format, specifically comprise by code requirement:
Said data element file is carried out integration processing, and generate and export the data of said packet sign format by standard.
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CN105205423A (en) * | 2015-10-27 | 2015-12-30 | 成都卫士通信息产业股份有限公司 | Financial IC card fabrication data generation method |
WO2018165950A1 (en) * | 2017-03-16 | 2018-09-20 | 深圳大趋智能科技有限公司 | Emv implementation method and device |
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