CN101976400A - Grading work control method based on credit grading work system - Google Patents

Grading work control method based on credit grading work system Download PDF

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Publication number
CN101976400A
CN101976400A CN2010105473874A CN201010547387A CN101976400A CN 101976400 A CN101976400 A CN 101976400A CN 2010105473874 A CN2010105473874 A CN 2010105473874A CN 201010547387 A CN201010547387 A CN 201010547387A CN 101976400 A CN101976400 A CN 101976400A
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Prior art keywords
grading
operation control
data
function
report
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CN2010105473874A
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Chinese (zh)
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郑爱军
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SUZHOU DEJAX INFORMATION TECHNOLOGY CO Ltd
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SUZHOU DEJAX INFORMATION TECHNOLOGY CO Ltd
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Priority to CN2010105473874A priority Critical patent/CN101976400A/en
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Abstract

The invention provides a grading work control method based on a credit grading work system, comprising the following step of: inquiring; controlling index analysis calculation and credit grading calculation; and making report paper. The method provides a grading work control method in a worktable mode to provide a work project control function for the credit grading work system, thereby an analyst can carry out grading work on the basis of a selected project; and secondly, the invention provides a unified working interface environment so that the analyst can conveniently carry out data maintenance, enterprise index analysis, scoring, grading and grading report fabrication.

Description

Grading operation control method based on the credit rating work system
Technical field
The present invention relates to a kind of grading operation control method, belong to the credit services technical field based on the credit rating work system.
Background technology
Credit rating claims " credit rating " or " prestige assessment " again, is important content and the basis of setting up social credit system.According to common definition, credit rating is that credit rating service organization is with third-party objective, just position, evaluation index system according to standard, the appraisal procedure of utilization science, fulfil strict appraisal procedure, to enterprise, financial institution, market such as bond issue person and social organization participates in the credit record of main body, the quality of enterprise, managerial ability, management level, external environment condition, financial position, development prospects etc. fully understand, survey and study, after the analysis and research, with regard to its ability of meeting commitment in following a period of time, the comprehensive evaluation that the various risk that may occur is done, and with certain symbolic representation it is good and bad and be published in a kind of economic activity of the public.
Credit rating already is intermediary sevices special in the financial system, credit rating is to estimate by the debt repayment risk to business and government, investment of guiding financial capital and economic decision-making, he is directly connected to the pricing right of financial product, and influence state's credit market rate and exchange rate formation, closely related with country's finance sovereignty and economic security.So in a sense, credit rating is an important force of safeguarding country's finance sovereignty, has represented the statehood of country in the international finance service system, is an important service that is related to national financial strategic security.
The credit rating work system provides, carries out the information system of credit rating business for credit rating service organization, can help the information management of rating organization's realization to grading operation flow overall process, also provide a kind of integrated workbench for being engaged in the professional staff of grading simultaneously, integrated a series of grading support facility can be increased work efficiency and work quality provides technical support for the staff on unified operation interface.
Summary of the invention
The grading operation control method that the purpose of this invention is to provide a kind of advanced person based on the credit rating work system.
Purpose of the present invention is achieved through the following technical solutions:
A kind of grading operation control method based on the credit rating work system, described credit rating work system is by client terminal device, network equipment, server zone, data bus and database constitute, described client terminal device is connected with server zone by network equipment, comprise operation control device in the described server zone, the maintenance of information device, the report producing device, the analysis tool device, each server unit of described server zone inside connects by data bus, and be connected to described database by data bus
Described grading operation control method comprises the steps,
When a) project work began, the user carried out the inquiry of project list from client terminal device by operation control device, and at client terminal device display items display inventory;
B) operation control device carries out mark to the user from the project of the ownership oneself of client terminal device selection, enters into the project work state then;
C) in working order down, the maintenance of information device is safeguarded and is submitted the company information data to, being stored in the database;
D) operation control device calls the analysis tool device and carries out that index analysis calculates and credit scoring calculating; During this time, described analysis tool device calls data of database and carries out index analysis and calculate;
E) operation control device calls the report producing device and is responsible for making the report draft, and the report that will complete is stored in the database;
F) user finishes this project work from client terminal device by operation control device.
Further, described company information data comprise enterprise's essential information, financial data and non-financial data.
Further, described operation control device comprises by having of connecting of the data bus project that inquiring user relates to and the user job inquiry element of Entry Details function; User job task control element with project and function that the control project is switched of consumer positioning work at present; Has the user job achievement control element of achievement being submitted to higher level's audit function; And, the control element of doing over again of the user who re-executes function with grading work.
Further, described maintenance of information device comprises by having of connecting of data bus element is safeguarded in the registration of the basic document of grading object and the company information of maintenance function; Have the financial statement of safeguarding the enterprise financial report function and safeguard element; And, have non-financial index is set up and safeguarded that the non-financial statement of accounting logging function safeguards element.
Further, described report producing device comprises that the grading report chapters and sections with grading report chapters and sections editor and management function that connect by data bus safeguard element; And, the grading Reports Administration element of the systematic function of the foundation of the essential information that having grades reports, editor's draft and grading report.
Further, described analysis tool device comprises by having on the basis of marking table template that data bus connects, prepares the marking list cell spare of data, deal with data, execution marking function; Has on the basis of analyzing template the index analysis element of the analysis result function of extracted data and parameter; And, having on the basis of off-line data extraction template, extracted data also passes to the off-line analysis tool elements that client is carried out the analyzing and processing function down.
Beneficial effect of the present invention is embodied in: the invention provides a kind of grading operation control method of worktable pattern, for the credit rating work system provides the job control function, the analyst can carry out grading work based on selected project; Secondly, provide unified working interface environment, can be so that the analyst carries out data maintenance, business indicators analysis, marking, rating and making grading report easily.
Description of drawings
The invention will be further described below in conjunction with accompanying drawing:
Fig. 1: the basic framework synoptic diagram of credit rating work system of the present invention.
Fig. 2: the schematic flow sheet that the present invention is based on the grading work control of credit rating work system.
Embodiment
The present invention has disclosed a kind of grading work control flow based on the credit rating work system.
As shown in Figure 1, credit rating work system of the present invention is made of client terminal device, network equipment, server zone, data bus and database, described client terminal device is connected with server zone by network equipment, each server of described server zone inside connects by data bus, and be connected to described database by data bus, described server zone comprises operation control device, maintenance of information device, report producing device, analysis tool device
Wherein:
Client terminal device is user's a operator's console, is a kind of User Interface, and the user fills in the result of data, the request of submission business processing, acceptance and display process by client terminal device.
Server zone is the lift-launch platform of processing element, and server zone inside is made up of some Service Process Server devices, carries out the business processing step according to the programmed logic that presets.
Data bus is the parts of inner each server unit of Connection Service device group, and data bus provides standardized information transfer channel and interface, and each server unit comes swap data by data bus and calls the other side's processing logic.Secondly, data bus also is the link of client terminal device and server zone, and the work disposal request of client terminal device is distributed each server unit processing by data bus, also by data bus the result who finishes dealing with is sent to client terminal device.
Network equipment is to be used for the parts of Connection Service device group and client terminal device, network equipment is finished the function of the data transmission between server unit and the client by unified data bus, and network equipment can select public network (being the internet), private network forms such as (being intramural dedicated network) to realize.
Database is the parts that each server unit carries out canned data, and each server unit is realized access of database by data bus.
Below, we introduce each server unit content in the server zone in detail.
One, operation control device
This server unit provides provides the management control function to the preliminary assessment process, for the grading analyst provide use the grading operation process enter and withdraw from control function.After the analyst started working, this server was located grading analyst's job automatically, and behind end-of-job, the analyst submits achievement to, and system then locks action, can not revise, so that the reviewer examines and evaluates.
This server unit has comprised user job inquiry element, user job task control element, user job achievement control element, the user control element etc. of doing over again.Wherein: user job inquiry element provides each project that inquiring user (analyst) relates to and the details of project.User job task control element provides the function of the project of consumer positioning work at present, and the switching of control project work.The function that user job achievement control element provides achievement to submit to the higher level to examine submits to back worksheet information to lock at once.User job is done over again and is controlled the function that re-executes that grading work is provided.
Two, maintenance of information device
The function that this server unit provides the analyst that the grading object data is safeguarded is finished the essential information of enterprise, the typing and the maintenance of report messages.
This server unit has comprised that company information safeguards that element, financial statement safeguard that element, non-financial statement safeguard parts such as element.Wherein, company information safeguards that element provides registration and the maintenance function to the basic document of grading object.Financial statement safeguards that element provides the function of safeguarding enterprise financial report, accounting logging is set up and safeguarded to all kinds of financial statements that project team collected, accounting logging comprises sublists such as balance sheet, profit statement and statement of profit distribution, cash flow statement, cash flow statement updates, owner's equity change table, and functions such as financial statement balance check, currency conversion are provided.Non-financial statement safeguards that element provides all kinds of non-financial index that project team was collected to set up and safeguard the function of accounting logging, and provide a kind of form expanded function, at non-financial statement, can be according to the column of template definition, system dynamics generates the editing interface of form, on the form editing interface, can typing, revise report data.
Three, report producing device
This server unit provides functions such as editor's grading report draft and management grading report information.
This server unit has comprised parts such as grading report chapters and sections are safeguarded element, the Reports Administration element of grading.Wherein, grading report chapters and sections safeguard that element provides chapters and sections editor and management function, when the user sets up the grading report, can be according to oneself requirement definition chapters and sections, and in system, set up it, thus can define the template that grading is reported neatly.Grading Reports Administration element is finished the generation of foundation, editor's draft and grading report to the essential information of grading report, can carry out preview to the grading report that completes, all information of inquiry grading report, and derive it.
Four, analysis tool device
This server unit provides functions such as the marking model, index analysis calculating of business standing grading.Concrete parts have comprised marking list cell spare, index analysis element, off-line analysis tool elements etc.
Wherein, marking list cell spare can be given a mark on the basis of table template, prepares data, deal with data, execution marking function, provides the scoring after the calculating, and can adjust result calculated.The index analysis element is by the analysis template of system definition, extracted data in system, the analysis result of parameter.The off-line data extraction template that the off-line analysis instrument provides by system extracts at the financial data and the supplementary statement data of database, produces data file, and passing to client carries out analyzing and processing down.
As shown in Figure 2, described grading operation control method comprises the steps:
When a) project work began, the user carried out the inquiry of project list from client terminal device by operation control device, and at client terminal device display items display inventory;
B) operation control device carries out mark to the user from the project of the ownership oneself of client terminal device selection, enters into the project work state then;
C) in working order down, the maintenance of information device is safeguarded and is submitted the company information data to, being stored in the database; Described company information data comprise enterprise's essential information, financial data and non-financial data;
D) operation control device calls the analysis tool device and carries out that index analysis calculates and credit scoring calculating; During this time, described analysis tool device calls data of database and carries out index analysis and calculate;
E) operation control device calls the report producing device and is responsible for making the report draft, and the report that will complete is stored in the database;
F) user finishes this project work from client terminal device by operation control device.
The present invention still has multiple concrete embodiment, and all employings are equal to replacement or equivalent transformation and all technical schemes of forming, all drop within the scope of protection of present invention.

Claims (6)

1. grading operation control method based on the credit rating work system, described credit rating work system is by client terminal device, network equipment, server zone, data bus and database constitute, described client terminal device is connected with server zone by network equipment, comprise operation control device in the described server zone, the maintenance of information device, the report producing device, the analysis tool device, each server unit of described server zone inside connects by data bus, and be connected to described database by data bus, it is characterized in that: described grading operation control method comprises the steps
When a) project work began, the user carried out the inquiry of project list from client terminal device by operation control device, and at client terminal device display items display inventory;
B) operation control device carries out mark to the user from the project of the ownership oneself of client terminal device selection, enters into the project work state then;
C) in working order down, the maintenance of information device is safeguarded and is submitted the company information data to, being stored in the database;
D) operation control device calls the analysis tool device and carries out that index analysis calculates and credit scoring calculating; During this time, described analysis tool device calls data of database and carries out index analysis and calculate;
E) operation control device calls the report producing device and is responsible for making the report draft, and the report that will complete is stored in the database;
F) user finishes this project work from client terminal device by operation control device.
2. the grading operation control method based on the credit rating work system according to claim 1 is characterized in that: described company information data comprise enterprise's essential information, financial data and non-financial data.
3. the grading operation control method based on the credit rating work system according to claim 1 is characterized in that: described operation control device comprises and connecting by data bus
Have the project that inquiring user relates to and the user job inquiry element of Entry Details function;
User job task control element with project and function that the control project is switched of consumer positioning work at present;
Has the user job achievement control element of achievement being submitted to higher level's audit function;
And, the control element of doing over again of the user who re-executes function with grading work.
4. the grading operation control method based on the credit rating work system according to claim 1 is characterized in that: described maintenance of information device comprises and connecting by data bus
Have element is safeguarded in the registration of basic document of grading object and the company information of maintenance function;
Have the financial statement of safeguarding the enterprise financial report function and safeguard element;
And, have non-financial index is set up and safeguarded that the non-financial statement of accounting logging function safeguards element.
5. the grading operation control method based on the credit rating work system according to claim 1 is characterized in that: described report producing device comprises and connecting by data bus
Grading report chapters and sections with grading report chapters and sections editor and management function are safeguarded element;
And, the grading Reports Administration element of the systematic function of the foundation of the essential information that having grades reports, editor's draft and grading report.
6. the grading operation control method based on the credit rating work system according to claim 1 is characterized in that: described analysis tool device comprises and connecting by data bus
Have on the basis of marking table template, prepare the marking list cell spare of data, deal with data, execution marking function;
Has on the basis of analyzing template the index analysis element of the analysis result function of extracted data and parameter;
And, having on the basis of off-line data extraction template, extracted data also passes to the off-line analysis tool elements that client is carried out the analyzing and processing function down.
CN2010105473874A 2010-11-17 2010-11-17 Grading work control method based on credit grading work system Pending CN101976400A (en)

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Cited By (5)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
CN102779317A (en) * 2012-06-18 2012-11-14 大连理工大学 System and method used for credit rating and based on matching of credit rate and loss given default
CN106875132A (en) * 2017-03-17 2017-06-20 严东军 Objective dynamic credit rating method and platform based on subjective consciousness of honesty
CN107153993A (en) * 2017-04-19 2017-09-12 畅捷通信息技术股份有限公司 The realization method and system of big data financial platform
CN109413218A (en) * 2019-01-14 2019-03-01 紫光云数科技有限公司 Integrated information obtains system, method and son and obtains node system
CN110533293A (en) * 2019-07-29 2019-12-03 河北远东通信系统工程有限公司 A kind of underground engineering Quality Monitoring System based on the collaboration of mobile Internet multiterminal

Cited By (7)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
CN102779317A (en) * 2012-06-18 2012-11-14 大连理工大学 System and method used for credit rating and based on matching of credit rate and loss given default
CN102779317B (en) * 2012-06-18 2015-08-19 大连理工大学 The Credit rating system mated with loss given default based on credit grade and method
CN106875132A (en) * 2017-03-17 2017-06-20 严东军 Objective dynamic credit rating method and platform based on subjective consciousness of honesty
CN106875132B (en) * 2017-03-17 2020-11-24 严东军 Subjective integrity consciousness-based objective dynamic credit rating assessment method and platform
CN107153993A (en) * 2017-04-19 2017-09-12 畅捷通信息技术股份有限公司 The realization method and system of big data financial platform
CN109413218A (en) * 2019-01-14 2019-03-01 紫光云数科技有限公司 Integrated information obtains system, method and son and obtains node system
CN110533293A (en) * 2019-07-29 2019-12-03 河北远东通信系统工程有限公司 A kind of underground engineering Quality Monitoring System based on the collaboration of mobile Internet multiterminal

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Application publication date: 20110216