CN101620711A - Expandable transaction sharing method and device - Google Patents
Expandable transaction sharing method and device Download PDFInfo
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- CN101620711A CN101620711A CN200810127603A CN200810127603A CN101620711A CN 101620711 A CN101620711 A CN 101620711A CN 200810127603 A CN200810127603 A CN 200810127603A CN 200810127603 A CN200810127603 A CN 200810127603A CN 101620711 A CN101620711 A CN 101620711A
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Abstract
The invention provides an expandable transaction sharing method and a device thereof, wherein the method comprises: determining various sharers to perform a transaction sharing; setting the general sharing scheme model D=min(max(A, BX), C), wherein D is the profit of the sharer, A is the minimum profit obtained by the sharer, B is the sharing base of the transaction, X is the sharing rate of the transaction, and C is the maximum profit obtained by the sharer; as for each sharer, corresponding sub-sharing scheme models are set by setting A, B, X and C in the general sharing scheme model; as for each sharer, sharing is conducted according to the corresponding sub-sharing scheme model. The invention realizes supports to different types of business sharing.
Description
Technical field
The present invention relates to the communications field, in particular to a kind of extendible transaction sharing method and device.
Background technology
In daily life, usually can run into transaction and be divided into, for example, the fund flow in profit sharing, the ecommerce etc. all belongs to transaction and is divided into.As its name suggests, the general character that various transaction are divided into is all to need to be divided into, but in different transaction, participate in being divided into each side the calculating benchmark, be divided into factor such as ratio and have nothing in common with each other, it is complicated especially that this makes that transaction income behind is divided into.So just produced the following problem:
(1) because different business must be concluded the business by special system and is divided into, and the service provider is necessary for each business and sets up network or carry out service operation by means of particular network, it is invested height, has a big risk, and is unfavorable for professional application and development;
(2) after business is reached the standard grade, when adjusting the income of each side, need make amendment and upgrade system, and can't accomplish professional dynamic adjustment and summary responses;
(3) carry out in the process in business, when needs are introduced the new side of being divided into, need transform and expand,, can't accomplish professional smooth transition to adapt to the new scheme that is divided into to system itself.
Above problem is comparatively outstanding in present electronic transaction, need a kind ofly can support simultaneously that the transaction of multiple different business is divided into mechanism.
Summary of the invention
Consider that a kind of transaction that can support multiple different business simultaneously of the needs that exist in the prior art is divided into the problem of mechanism and proposes the present invention, for this reason, the present invention aims to provide a kind of extendible transaction sharing method and device, to address the above problem at least.
According to an aspect of the present invention, provide a kind of extendible transaction sharing method.
Extendible transaction sharing method according to the embodiment of the invention comprises: the respectively side of being divided into that determines to conclude the business and be divided into; Be provided for concluding the business be divided into always be divided into scheme model D=min (max (and A, BX), C), wherein, D is the income of the side of being divided into, and A is the minimum income that the side of being divided into obtains, B is the benchmark that is divided into of transaction, and X is the ratio that is divided into of transaction, and C is maximum incomes that the side of being divided into obtains; For each side of being divided into, corresponding son is set is divided into the scheme model by A, the B, X, the C that always are divided in the scheme model are set; For each side of being divided into, be divided into the scheme model according to corresponding son and be divided into.
Preferably, by being provided with after A, the B, X, the C that always are divided in the scheme model determine that corresponding son is divided into the scheme model, method also comprises: antithetical phrase is divided into the scheme model and carries out the risk and return relationship between assessment, and A, B, X, C that the antithetical phrase of assessing according to risk and return relationship between as a result is divided in the scheme model dynamically adjust.
Preferably, for different transaction,, be provided with between different reference regions according to the difference of dealing money.
Preferably, for certain side of being divided into, it is divided into benchmark is the income amount of money that distributes another side of being divided into of income for the side of being divided into.
Preferably, said method further comprises: when the new side of being divided into introduces, be divided into the scheme model according to always being divided into the son that the scheme model is provided with the new side of being divided into.
According to another aspect of the present invention, provide a kind of extendible transaction to divide apparatus for converting.
Extendible transaction according to the embodiment of the invention divides apparatus for converting to comprise: determination module, the respectively side of being divided into that being used to determines to conclude the business is divided into; First is provided with module, being used to is provided for concluding the business be divided into always be divided into scheme model D=min (max (A, BX), C), wherein, D is the income of the side of being divided into, A is the minimum income that the side of being divided into obtains, B is the benchmark that is divided into of transaction, and X is the ratio that is divided into of transaction, and C is maximum incomes that the side of being divided into obtains; Second is provided with module, is used for each side of being divided into is provided with corresponding son is divided into the scheme model by A, the B, X, the C that always are divided into the scheme model are set; Be divided into module, be used for being divided into the scheme model each side of being divided into is divided into according to corresponding son.
Preferably, said apparatus further comprises: evaluation module is used for antithetical phrase and is divided into the scheme model and carries out risk and return relationship between assessment; Adjusting module is used for A, B, X, C that antithetical phrase as a result according to evaluation module assessment is divided into the scheme model and dynamically adjusts.
Preferably, said apparatus further comprises: be divided into module and also be used for being divided into the scheme model according to the adjusted son of adjusting module each side of being divided into is divided into.
By technical scheme of the present invention, by the extendible scheme model that is divided into is set, solved the problem that a kind of transaction that can support multiple different business simultaneously of the needs that exist in the prior art is divided into mechanism, realized the support that different business is divided into.
Description of drawings
Accompanying drawing described herein is used to provide further understanding of the present invention, constitutes the application's a part, and illustrative examples of the present invention and explanation thereof are used to explain the present invention, do not constitute improper qualification of the present invention.In the accompanying drawings:
Fig. 1 is the process flow diagram according to the extendible transaction sharing method of the embodiment of the invention;
Fig. 2 is the detail flowchart according to the extendible transaction sharing method of the embodiment of the invention;
Fig. 3 is the block scheme that divides apparatus for converting according to the extendible transaction of the embodiment of the invention.
Embodiment
The embodiment of the invention provides a kind of extendible transaction sharing method and device, according to each professional real needs, make the transaction that a cover meets the requirement of each side of being divided into and be divided into scheme, and can dynamically adjust according to the actual requirements, perhaps the new side of being divided into is introduced in expansion, makes operator can carry out and safeguard miscellaneous service fast, stably.Below with reference to the accompanying drawings and in conjunction with the embodiments, describe the present invention in detail.
Method embodiment
According to embodiments of the invention, provide a kind of extendible transaction sharing method.Fig. 1 is the process flow diagram according to the extendible transaction sharing method of the embodiment of the invention, and as shown in Figure 1, this method comprises:
Step S102, the respectively side of being divided into that determines to conclude the business and be divided into; That is, clearly need in transaction, obtain the each side of income, and reach certain common recognition with regard to professional carrying out;
Step S104, be provided for concluding the business be divided into always be divided into scheme model D=min (max (and A, BX), C), wherein, D is the income of the side of being divided into, A is the minimum income that the side of being divided into obtains, that is, the amount of money of guaranteeing the minimum that is to say, every transaction at least how many incomes; B is the benchmark that is divided into of transaction, be divided into benchmark and be meant that part of amount of money that is used for being divided into as income, X is the ratio that is divided into of transaction, be divided into ratio and be meant the occupation rate of the side of being divided into income, C is maximum incomes that the side of being divided into obtains, that is, the amount of money binds, that is to say that every transaction is to how much is overcharged; Wherein, for different transaction, according to the difference of dealing money, be provided with between (that is, dividing) different reference region; Be divided into the income amount of money that benchmark also can be the last side of being divided into, that is, for certain side of being divided into, it is divided into benchmark can be the income amount of money that distributes another side of being divided into of income for this side of being divided into;
Step S106 for each side of being divided into, is provided with corresponding son and is divided into the scheme model by A, the B, X, the C that always are divided in the scheme model are set; That is, by formulating being divided into benchmark and being divided into ratio and formulate and respectively be divided into the son that to expand and be divided into the scheme model separately;
Step S108 for each side of being divided into, is divided into the scheme model according to corresponding son and is divided into; That is, every transaction is corresponded to the concrete scheme that is divided into, in the service operation process, can continue to adjust each height and be divided into scheme or introduce the new side of being divided into according to the actual requirements.
How above embodiment formulates the extendible scheme model that is divided into by the extendible scheme model that is divided into being set, having solved, and how dynamically to adjust when demand changes and expand the existing problem that is divided into scheme, has realized the support that different business is divided into.
Preferably, after step S106, can also antithetical phrase be divided into the scheme model and carry out the risk and return relationship between assessment, and dynamically adjust according to A, B, X, C parameters that the antithetical phrase as a result of risk and return relationship between assessment is divided in the scheme model; And, when the new side of being divided into introduces, can be divided into the scheme model according to always being divided into the son that the scheme model is provided with the new side of being divided into.
Below in conjunction with Fig. 2, the business of paying water rate in operator's terminal by credit card with the user is an example, describes implementation method of the present invention in detail, and Fig. 2 is the detail flowchart according to the extendible transaction sharing method of the embodiment of the invention, as shown in Figure 2, may further comprise the steps:
Step S202 determines the each side that participation is divided into: service provider, credit card center, Unionpay, receipts single file, waters corporation, charg`e d'affaires family, terminal investor.Pay relevant business contract of water rate and interface protocol by responsible the reaching of operator with other 6 sides;
Step S204, by be provided with always be divided into scheme model D=min (max (and A, BX), C) A in, B, X, C formulate and respectively are divided into the son that can expand and are divided into the scheme model; The unit of below describing D1, D2, D3, D4, D5, D6, D7, A, B, C specifically comprises following process for dividing:
(1) son of definition waters corporation be divided into the scheme model be D1=min (max (and A, BX), C)=0.97B, wherein, D1 is the waters corporation income, A is 0, B is a total transaction amount, X is 0.97, C is a maximum value, does not promptly have the upper limit, no ceiling; From this model as can be seen: waters corporation is fixedly obtained 97% income from total transaction amount;
(2) to be divided into the scheme model be D2=min (max (A to the son of definition Unionpay, BX), C)=(max (100 for min, 0.003B), 5000), wherein, D2 is Unionpay's non-recurring income, A is 100, and B is a total transaction amount, and C is 5000, promptly, Unionpay at first obtains 3/1000ths service charge from total transaction amount, obtain 1 yuan at least, obtains 50 yuan at most, but, Unionpay will give the credit card center and receive the income of single file 30%, and therefore, Unionpay's income is given the credit card center and received the income of single file for Unionpay's non-recurring income deduct;
(3) son at definition credit card center be divided into the scheme model be D3=min (max (and A, BX), C)=0.2D2, wherein, D3 is a credit card center income, A is 0, B is D2, X is 0.2, C is a maximum value, does not promptly have the upper limit, no ceiling;
(4) the definition son of receiving single file be divided into the scheme model be D4=min (max (and A, BX), C)=0.1D2, wherein, D4 is for receiving the single file income, A is 0, B is D2, X is 0.1, C is a maximum value, does not promptly have the upper limit, no ceiling;
(5) son of definition operator be divided into the scheme model be D5=min (max (and A, BX), C)=max (100,0.027B), wherein, D5 is operator's non-recurring income, A is 100, and B is a total transaction amount, and X is 0.027, C is a maximum value, does not promptly have the upper limit, promptly, at least operator obtains 1 yuan, no ceiling, still, operator will give the income of acting on behalf family and terminal investor 30%, and therefore, operator's income is given the income of acting on behalf family and terminal investor for operator's non-recurring income deduct;
(6) the definition son of acting on behalf the family be divided into the scheme model be D6=min (max (and A, BX), C)=0.2D5, wherein, D6 is for acting on behalf the family income, A is 0, B is D5, X is 0.2, C is a maximum value, does not promptly have the upper limit, no ceiling;
(7) definition terminal investor's son be divided into the scheme model be D7=min (max (and A, BX), C)=0.1D5, wherein, D7 is a terminal investor income, A is 0, B is D5, X is 0.1, C is a maximum value, does not promptly have the upper limit, no ceiling;
Step S206 is divided into scheme evaluation and dynamically adjustment; That is, the above scheme that is divided into is assigned to concrete credit card and pays in the water rate transaction, carry out transaction test, check whether the side of being divided into respectively can both get the income of expection in terminal, if can not, repeating step S204 adjusts the ratio that is divided into of each side of being divided into;
Step S208 implements to be divided into scheme, that is, for each side of being divided into, be divided into the scheme model according to corresponding son and be divided into.
By embodiments of the invention, operator is can be at different service definition different is divided into scheme, has realized the support to different business, is convenient to carry out new business, brings new profit growth point; Can dynamically adjust the respectively distribution of income of the side of being divided into by the simple parameters configuration according to actual conditions, and need not existing system is made amendment, evade exploitation and upgrading risk; Can in existing business, introduce the new side of being divided into according to the market demand, and need not system is transformed, evade exploitation and upgrading risk once more.
Device embodiment
According to embodiments of the invention, provide a kind of extendible transaction to divide apparatus for converting.Fig. 3 is the block scheme that divides apparatus for converting according to the extendible transaction of the embodiment of the invention, as shown in Figure 3, this device comprises: determination module 32, first is provided with module 34, second and module 36 is set, is divided into module 38, and the module to said apparatus describes in detail below:
First is provided with module 34, being used to is provided for concluding the business be divided into always be divided into scheme model D=min (max (A, BX), C), wherein, D is the income of the side of being divided into, A is the minimum income that the side of being divided into obtains, B is the benchmark that is divided into of transaction, and X is the ratio that is divided into of transaction, and C is maximum incomes that the side of being divided into obtains;
Second is provided with module 36, is connected to determination module 32 and first module 34 is set, and is used for by first module 34 being set and each side of being divided into that the A, the B that always are divided into the scheme model, X, C determine determination module 32 are set corresponding son is set is divided into the scheme model;
Be divided into module 38, be connected to second module 36 is set, be used for being divided into the scheme model each side of being divided into is divided into according to the second corresponding son that module 36 settings are set; Also being used for being divided into the scheme model according to the adjusted son of adjusting module is divided into each side of being divided into.
Further, said apparatus also comprises: evaluation module is used for antithetical phrase and is divided into the scheme model and carries out risk and return relationship between assessment; Adjusting module is used for A, B, X, C that antithetical phrase as a result according to evaluation module assessment is divided into the scheme model and dynamically adjusts.
In sum, the sharing method that provides of the embodiment of the invention and device can be according to the actual requirements in the shortest time, dynamically adjust the transaction income in the respectively distribution between the side of being divided into the change amount of minimum.
Obviously, those skilled in the art should be understood that, above-mentioned each module of the present invention or each step can realize with the general calculation device, they can concentrate on the single calculation element, perhaps be distributed on the network that a plurality of calculation element forms, alternatively, they can be realized with the executable program code of calculation element, thereby, they can be stored in the memory storage and carry out by calculation element, perhaps they are made into each integrated circuit modules respectively, perhaps a plurality of modules in them or step are made into the single integrated circuit module and realize.Like this, the present invention is not restricted to any specific hardware and software combination.
The above is the preferred embodiments of the present invention only, is not limited to the present invention, and for a person skilled in the art, the present invention can have various changes and variation.Within the spirit and principles in the present invention all, any modification of being done, be equal to replacement, improvement etc., all should be included within protection scope of the present invention.
Claims (8)
1. an extendible transaction sharing method is characterized in that, comprising:
The respectively side of being divided into that determines to conclude the business and be divided into;
Be provided for concluding the business be divided into always be divided into scheme model D=min (max (and A, BX), C), wherein, D is the income of the described side of being divided into, and A is the minimum income that the described side of being divided into obtains, B is the benchmark that is divided into of transaction, and X is the ratio that is divided into of transaction, and C is maximum incomes that the described side of being divided into obtains;
For each side of being divided into, corresponding son is set is divided into the scheme model by described A, B, X, the C that always is divided in the scheme model is set;
For each side of being divided into, be divided into the scheme model according to corresponding son and be divided into.
2. method according to claim 1 is characterized in that, by being provided with after described A, B, X, the C that always is divided in the scheme model determine that corresponding son is divided into the scheme model, described method also comprises described:
Described son is divided into the scheme model carries out the risk and return relationship between assessment, and A, B, X, the C that described son is divided in the scheme model dynamically adjusted according to the result of risk and return relationship between assessment.
3. method according to claim 1 is characterized in that, for different transaction, according to the difference of dealing money, is provided with between different reference regions.
4. method according to claim 1 is characterized in that, for certain side of being divided into, it is divided into benchmark is the income amount of money that distributes another side of being divided into of income for the described side of being divided into.
5. method according to claim 1 is characterized in that, further comprises:
When the new side of being divided into introduces, always be divided into the son that the scheme model is provided with the described new side of being divided into and be divided into the scheme model according to described.
6. an extendible transaction divides apparatus for converting, it is characterized in that, comprising:
Determination module, the respectively side of being divided into that being used to determines to conclude the business is divided into;
First is provided with module, being used to is provided for concluding the business be divided into always be divided into scheme model D=min (max (A, BX), C), wherein, D is the income of the described side of being divided into, A is the minimum income that the described side of being divided into obtains, B is the benchmark that is divided into of transaction, and X is the ratio that is divided into of transaction, and C is maximum incomes that the described side of being divided into obtains;
Second is provided with module, is used for each side of being divided into is provided with corresponding son is divided into the scheme model by described A, B, X, the C that always is divided into the scheme model is set;
Be divided into module, be used for being divided into the scheme model each side of being divided into is divided into according to corresponding son.
7. device according to claim 6 is characterized in that, further comprises:
Evaluation module is used for that described son is divided into the scheme model and carries out the risk and return relationship between assessment;
Adjusting module is used for according to the result of described evaluation module assessment A, B, X, the C that described son is divided into the scheme model dynamically being adjusted.
8. device according to claim 7 is characterized in that, further comprises: the described module that is divided into also is used for being divided into the scheme model according to the adjusted described son of described adjusting module each side of being divided into is divided into.
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| Application Number | Priority Date | Filing Date | Title |
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| CN200810127603A CN101620711A (en) | 2008-06-30 | 2008-06-30 | Expandable transaction sharing method and device |
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| Application Number | Priority Date | Filing Date | Title |
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| CN200810127603A CN101620711A (en) | 2008-06-30 | 2008-06-30 | Expandable transaction sharing method and device |
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| CN101620711A true CN101620711A (en) | 2010-01-06 |
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| CN200810127603A Pending CN101620711A (en) | 2008-06-30 | 2008-06-30 | Expandable transaction sharing method and device |
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Cited By (3)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| WO2011150595A1 (en) * | 2010-06-03 | 2011-12-08 | 中兴通讯股份有限公司 | Method and system for service settlement |
| CN108960919A (en) * | 2018-07-04 | 2018-12-07 | 北京四季沐歌太阳能技术集团有限公司 | Management of the use of water method, apparatus, terminal and storage medium |
| CN113128906A (en) * | 2021-05-11 | 2021-07-16 | 广州博冠信息科技有限公司 | Live data processing method and device, electronic equipment and computer readable medium |
-
2008
- 2008-06-30 CN CN200810127603A patent/CN101620711A/en active Pending
Cited By (4)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| WO2011150595A1 (en) * | 2010-06-03 | 2011-12-08 | 中兴通讯股份有限公司 | Method and system for service settlement |
| CN108960919A (en) * | 2018-07-04 | 2018-12-07 | 北京四季沐歌太阳能技术集团有限公司 | Management of the use of water method, apparatus, terminal and storage medium |
| CN113128906A (en) * | 2021-05-11 | 2021-07-16 | 广州博冠信息科技有限公司 | Live data processing method and device, electronic equipment and computer readable medium |
| CN113128906B (en) * | 2021-05-11 | 2024-02-27 | 广州博冠信息科技有限公司 | Live broadcast data processing method and device, electronic equipment and computer readable medium |
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Application publication date: 20100106 |