WO2011150595A1 - Method and system for service settlement - Google Patents

Method and system for service settlement Download PDF

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Publication number
WO2011150595A1
WO2011150595A1 PCT/CN2010/076294 CN2010076294W WO2011150595A1 WO 2011150595 A1 WO2011150595 A1 WO 2011150595A1 CN 2010076294 W CN2010076294 W CN 2010076294W WO 2011150595 A1 WO2011150595 A1 WO 2011150595A1
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segmentation
settlement
final
item
service
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PCT/CN2010/076294
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French (fr)
Chinese (zh)
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王庆
潘易龙
叶建生
何栩翊
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中兴通讯股份有限公司
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Publication of WO2011150595A1 publication Critical patent/WO2011150595A1/en

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    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q40/00Finance; Insurance; Tax strategies; Processing of corporate or income taxes
    • G06Q40/02Banking, e.g. interest calculation or account maintenance

Definitions

  • a segmentation model whose calculation base is the total amount of the business is selected as the segmentation model with the sequential number (serial number) of 1, if there is a middle division in the segmentation model.
  • a segmentation model whose calculation criterion is the intermediate division item is selected for the intermediate division item, numbered 2, and so on.
  • the settlement is performed.
  • the configuration of the solution is completed.
  • This preferred embodiment provides a specific implementation of a pre-configured billing plan.
  • the billing plan can be flexibly configured so that managers can quickly customize a suitable billing plan for new business to calculate revenue.
  • Different settlement schemes can be formulated according to the characteristics of different businesses, which can support the reuse of multi-level distribution models.
  • the use of the business settlement system can quickly adapt to changes in the distribution of revenue caused by continuous business changes, so that the benefits of all parties can be redistributed in a timely and reasonable manner. It can provide strong back-office support for operators to continuously develop new business and enhance their competitiveness. From the above description, it can be seen that the present invention achieves the following technical effects:

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  • Business, Economics & Management (AREA)
  • Accounting & Taxation (AREA)
  • Finance (AREA)
  • Engineering & Computer Science (AREA)
  • Development Economics (AREA)
  • Economics (AREA)
  • Marketing (AREA)
  • Strategic Management (AREA)
  • Technology Law (AREA)
  • Physics & Mathematics (AREA)
  • General Business, Economics & Management (AREA)
  • General Physics & Mathematics (AREA)
  • Theoretical Computer Science (AREA)
  • Management, Administration, Business Operations System, And Electronic Commerce (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)

Abstract

A method and a system for service settlement are provided, wherein, the method comprises: acquiring the service information (S102); determining a settlement scheme according with the service type in the information (S104); dividing the service turnover of the service in the information by using the first division model of the determined settlement scheme, wherein the intermediate division terms resulted from the division are divided by using the second division model of the settlement scheme until the final division terms are acquired (S106); and aggregating the sum of the service turnover of the final division terms corresponding to each of the benefit parties of the service (S108). The invention achieves the multi division of the service turnover, so that the demand of the two, three or more layers of division in the complex division of the service settlement can be satisfied.

Description

业务结算方法和系统 技术领域 本发明涉及通信领域, 具体而言, 涉及一种业务结算方法和系统。 背景技术 通信运营商需对业务的参与各方进行业务结算, 参与结算的各方的计算 基准、 分成比率等因素各不相同。 现有技术的一种收入分成实现系统和方法, 通过从业务提供商实时获取 分成信息来分配收益。 但是, 上述现有技术无法支持收益的多次分配(分割), 即将业务总额分 割成多个部分后, 再次对这多个部分进行二次分割, 甚至是多次分割。 发明内容 本发明的主要目的在于提供一种业务结算方法和系统, 以至少解决上述 的不支持收益的多个分配的问题。 才艮据本发明的一个方面, 提供了一种业务结算方法, 包括: 获取业务的 信息; 确定符合信息中的业务类型的结算方案; 使用确定的结算方案中的第 一分割模型对信息中的业务的业务额进行分割, 其中, 对于分割得到的中间 分成项, 继续使用结算方案中的第二分割模型进行分割, 直到得到最终分成 项; 统计业务的各个分成者对应的最终分成项的业务额的总和。 根据本发明的另一方面, 提供了一种业务结算系统, 包括: 方案管理模 块, 用于获取业务的信息, 并确定符合信息中的业务类型的结算方案; 收益 统计模块, 用于使用确定的结算方案中的第一分割模型对信息中的业务的业 务额进行分割, 其中, 对于分割得到的中间分成项, 继续使用结算方案中的 第二分割模型进行分割, 直到得到最终分成项; 还用于统计业务的各个分成 者对应的最终分成项的业务额的总和。 通过本发明, 对业务进行结算所使用的结算方案包括多个分割模型, 通 过该多个分割模型对业务的业务总额进行多次分割, 解决了现有技术中不支 持多次分配的问题, 从而实现了对业务总额 (或者称为业务总收益) 的多次 分配, 满足了业务结算中对于复杂分成中的二次、 三次甚至更多层次的分成 需求。 附图说明 此处所说明的附图用来提供对本发明的进一步理解, 构成本申请的一部 分, 本发明的示意性实施例及其说明用于解释本发明, 并不构成对本发明的 不当限定。 在附图中: 图 1是 居本发明实施例的业务结算方法的流程图; 图 2是根据本发明优选实施例的分割模型的示意图; 图 3是 居本发明优选实施例的图形化建立结算方案的过程示意图; 图 4是根据本发明优选实施例的计算各个分成者的收益的流程图; 图 5是 居本发明实施例的业务结算系统的示意图。 具体实施方式 下文中将参考附图并结合实施例来详细说明本发明。 需要说明的是, 在 不冲突的情况下, 本申请中的实施例及实施例中的特征可以相互组合。 图 1是才艮据本发明实施例的业务结算方法的流程图, 包括以下步骤: 步骤 S 102 , 获取所要结算的业务的信息; 例如: 从业务系统或业务模块中获取到某一所要进行结算的业务的业务 类型等信息。 步骤 S 104, 确定符合获取到的信息中的业务类型的结算方案; 步骤 S 106,使用确定的结算方案中的第一分割模型对获取到的信息中的 业务的业务额 (业务的业务额可以称为业务总额) 进行分割, 其中, 对于分 割得到的中间分成项, 继续使用该结算方案中的第二分割模型进行分割, 直 到中间分成项均被分割成最终分成项 (不可再分割); 例如, 结算方案中包括四个分割模型, 1 )使用分割模型 1 (即第一分割 模型) 对业务的业务额进行分割, 得到中间分成项 1、 中间分成项 2、 和最 终分成项 1; 2 ) 使用分割模型 2将中间分成项 1分割成中间分成项 3、 最终 分成项 2、 和最终分成项 3; 3 ) 使用分割模型 3将中间分成项 2分割成最终 分成项 4和最终分成项 5; 4 )使用分割模型 4将中间分成项 3分割成最终分 成项 6和最终分成项 7; 其中, 分割模型 2、 分割模型 3、 和分割模型 4可以 统称为上述的第二分割模型。 步骤 S 108 , 统计该业务的各个分成者对应的最终分成项的业务额的总 和。 例如, 一个分成者 (利益方) 可以对应多个最终分成项, 对各个分成者 对应的最终分成项的业务额分别求和, 得到各个分成者对应的最终分成项的 业务额的总和。 这样可以对在一项业务中涉及多个分成环节的分成者的收益 进行自动计算。 本实施例中, 对业务进行结算所使用的结算方案包括多个分割模型, 通 过该多个分割模型对业务的业务总额进行多次分割, 解决了现有技术中不支 持多次分配的问题, 从而实现了对业务总额 (或者称为业务总收益) 的多次 分配, 满足了业务结算中对于复杂分成中的二次、 三次甚至更多层次的分成 需求。 优选地, 如图 2所示, 分割模型包括被分割的基准计算项、 基准计算项 分割成的多个最终分成项和 /或中间分成项、 以及每个最终分成项和 /或每个 中间分成项所占的比率, 基准计算项为业务的业务额或者前一次分割得到的 中间分成项。 基准计算项是进行分割的基准, 可以是业务的业务额或者中间 分成项。 中间分成项是供二次分割的临时计算项。 通过将基准计算项定义为 上次分割的中间分成项, 既实现了对于复杂分成中的二次、 三次甚至更多层 次的拆分需求, 也实现了分成项的多次重用。 如图 2, 分割模型由计算基准(即基准计算项)、 中间分成项、 最终分成 项组成, 计算基准可以是业务的业务额 (称为业务总额) 或者中间分成项。 一个分割模型必须有一个计算基准, 0 到多个中间分成项, 0 到多个最终分 成项, 但至少要有一个分成项(中间分成项或最终分成项)。 在实际实施的过 程中, 可以为每个分成项设置一个计算顺序编号(序号)。 最终分成项和中间 分成项的计算方法可以如下: D=min(max(A,BX),C) ( 1 ) 其中, A为保底金额, 即每笔业务至少得多少收益; 对应的, C为封顶 金额, 即每笔业务至多收多少钱; B 为计算基准的金额; X为分成比率; D 为分成方的收益。 当不进行封顶和保底时, 则简化为: D=BX ( 2 ) 其中, 在步骤 S 104 之前, 还包括: 预先配置上述结算方案, 为该结算 方案配置多个分割模型, 其包括: 配置第一分割模型, 用于对业务的业务额 进行分割, 得到中间分成项和 /或最终分成项; 配置第二分割模型, 用于对前 一次分割得到的中间分成项进行分割,得到新的中间分成项和 /或新的最终分 成项。 在实际实施的过程中, 结算方案由分割模型按加入顺序组合而成, 首先 选择一个计算基准为业务总额的分割模型作为顺序编号 (序号) 为 1的分割 模型, 如果该分割模型中有中间分成项, 则为该中间分成项选择一个计算基 准为该中间分成项的分割模型, 编号为 2 , 以此类推, 当为该结算方案中的 所有的中间分成项都选择了分割模型, 则该结算方案的配置完成。 该优选实施例提供了预先配置结算方案的具体实施方案。 结算方案可以 灵活配置,便于管理者能够为新业务快速定制出适合的结算方案来统计收益。 可以根据不同业务的特点制定不同的结算方案, 可以支持多层次的分配模型 的重用。 运营商针对新的业务可以利用现有分割模型的组合快速制定出新的 结算方案, 提升了运营商对新业务的快速响应能力以及合作伙伴的满意度。 优选地, 预先配置多个结算方案, 为该结算方案配置多个分割模型还包 括: 提供多个饼状图, 该多个饼状图用于分别对应多个分割模型 (即分割模 型用饼状图的形式显示,每个分割模型对应一个饼状图); 通过接收用户对多 个饼状图的操作, 实现对该结算方案中的多个分割模型的配置。 在实际的实施过程中, 每一个分割模型以图形化的饼状图直观地展示给 用户 (如图 3 所示), 把业务总额作为一块完整的饼, 将一个饼状图 (对应 一个分割模型)拖入业务总额这块饼中作为一次分割,再将另一个饼状图(分 割模型)拖入前面分割后的饼的某一块作为 2次分割, 以此类推, 直到饼中 的每一块都不能再分割(即为最终分成项),也就是说所有的中间分成项都使 用了分割模型 (每一块都是最终分成项), 一个结算方案就配置完成了。 该优选实施例提供了预先配置结算方案的另一种具体实施方案。 可以以 图形化的方式辅助用户进行结算方案的配置, 图形化的方式更加地直观。 优选地, 步骤 S 106 包括: 按照选择的结算方案中的分割模型的编号, 依次使用该结算方案中的多个分割模型进行多次分割 ,得到各个最终分成项, 其中, 分割模型的编号预先根据中间分成项和最终分成项的拓朴关系进行设 置; 其中, 对中间分成项使用对应该中间分成项的分割模型进行分割。 在实际实施的过程中, 可以首先找到选择的结算方案中序号为 1的分割 模型, 对该分割模型下的分成项按序号依次进行计算, 如果分成项为中间分 成项, 则将计算得到的该中间分成项对应的收益 (即中间分成项的业务额) 与分成项编号关联后暂存, 如果有多个中间分成项, 则形成一个中间分成项 的收益集合; 然后, 找到该结算方案中序号为 2的分割模型, 取得该分割模 型的计算基准对应的中间分成项的编号, 才艮据取得的编号在前一步暂存的中 间分成项的收益集合中找到对应的中间分成项的收益, 以此收益为基准对该 分割模型下的分成项按序号依次进行计算; 以此类推, 对该结算方案中序号 为 3...N的分割模型进行上述计算, 最终会得到各个最终分成项的收益。 该优选实施例对于复杂的多层次的分配方案的收益不进行递归计算, 而 釆用线性计算的方式从而提高了效率。 优选地, 在上述的方法中, 还包括: 预先定义业务的分成者、 上述中间 分成项和最终分成项、 以及分成者与最终分成项的对应关系。 这样, 运营商 可以根据市场需求在现有业务中引入新的分成者或者新的分成项, 而系统中 的收益分配报表等程序不会受影响, 无需对系统进行改造, 规避了开发和升 级风险。 运营商可以灵活调整分成者参与的分成项, 而不需要改造程序, 规 避了开发和升级风险。 在实际实施的过程中, 才艮据最终分成项与分成者的对应关系对最终分成 项的收益进行汇总(求和;), 从而得到各个分成者的收益(即各个分成者的业 务额)。 在上述的业务结算方法中, 在步骤 S 104 之后, 还可以包括: 根据用户 选择的结算方式来执行步骤 S 108, 该结算方式为实时结算或者为定期结算。 这样, 可以同时支持实时和定期结算的方式。 图 5是 居本发明实施例的业务结算系统的示意图, 包括: 方案管理模 块 10 , 其与分割模型管理模块 30、 收益统计模块 20和系统外部的业务模块 50相连, 用于获取所要结算的业务的信息, 并确定符合该信息中的业务类型 的结算方案; 收益统计模块 20 , 其与方案管理模块 10、 角色管理模块 40、 和业务模块 50 相连, 用于使用确定的结算方案中的第一分割模型对该信息 中的业务的业务额进行分割, 其中, 对于分割得到的中间分成项, 继续使用 该结算方案中的第二分割模型进行分割, 直到得到最终分成项; 还用于统计 该业务的各个分成者对应的最终分成项的业务额的总和。 该优选实施例可以 对在一项业务中涉及多个分成环节的分成者的收益进行自动计算。 运营商可 以根据市场需求在现有业务中引入新的分成者或者新的分成项, 而系统中的 收益分配报表等程序不会受影响, 无需对系统进行改造, 规避了开发和升级 风险。 运营商可以灵活调整分成者参与的分成项, 而不需要改造程序, 规避 了开发和升级风险。 具体地, 上述的收益统计模块 20 负责进行业务最终分成的数据展现, 各方利益的最终分配都反映在这个模块。 该模块主要分两步进行收益计算: ( 1 ) 计算最终分成项收益: 找到业务对应的结算方案, 按分割模型编号顺 序处理每个分割模型, 在每一个分割模型中, 按分成项编号顺序计算每个分 成项的收益。 (2 ) 计算分成者收益: 居分成者与最终分成项的对应关系, 将最终分成项收益进行归类得到分成者的收益。 优选地, 在上述的系统中, 还包括: 分割模型管理模块 30, 其与方案管 理模块 10和角色管理模块 40相连, 用于管理预先定义的分割模型 (负责定 义各种层次的分割模型), 其中, 每个分割模型包括被分割的基准计算项、 基 准计算项分割成的多个最终分成项和 /或中间分成项及其所占的比率(包括该 多个最终分成项和 /或中间分成项所占的比率), 基准计算项为业务的业务额 或者前一次分割得到的中间分成项, 如图 2所示。 基准计算项是进行分割的 基准, 可以是业务的业务额或者中间分成项。 中间分成项是供二次分割的临 时计算项。 系统通过将基准计算项定义为上次分割的中间分成项, 既实现了 对于复杂分成中的二次、 三次甚至更多层次的拆分需求, 也实现了分成项的 多次重用。 优选地, 方案管理模块 10 还用于在确定符合获取到的信息中的业务类 型的结算方案之前, 预先配置该结算方案, 为该结算方案配置多个所述分割 模型; 则方案管理模块 10 包括: 第一配置模块, 用于配置第一分割模型, 该第一分割模型用于对业务的业务额进行分割,得到中间分成项和 /或最终分 成项; 第二配置模块, 用于配置第二分割模型, 该第二分割模型用于对前一 次分割得到的中间分成项进行分割,得到新的中间分成项和 /或新的最终分成 项。 优选地, 方案管理模块 10 还包括: 界面模块, 用于提供分别对应于多 个分割模型的多个饼状图; 操作模块, 用于通过接收用户对该多个饼状图的 操作, 实现对该结算方案中的多个分割模型的配置。 方案管理模块主要负责 实现业务与具体分割模型的对应关系, 是业务结算系统的核心, 是业务模块 确定结算方案的来源, 也是收益统计模块的计算依据。 结算方案由分割模型 按加入顺序组合而成, 每一个分割模型以图形化的饼状图直观的展示给用户 (见图 3 ), 把业务总额作为一块完整的饼, 将一个饼状图 (分割模型)拖入 业务总额这块饼中作为一次分割, 再将另一个饼状图 (分割模型)拖入前面 分割后的饼的某一块作为 2次分割, 以此类推, 直到饼中的每一块都不能再 分割(即为最终分成项), 也就是说所有的中间分成项都使用了分割模型,一 个结算方案就配置完成了。 优选地, 收益统计模块 20包括: 分割模块, 用于按照方案管理模块 10 确定的结算方案中的分割模型的编号, 依次使用该多个分割模型进行多次分 割, 得到各个最终分成项, 其中, 分割模型的编号预先根据中间分成项和最 终分成项的拓朴关系进行设置; 还用于对中间分成项使用对应中间分成项的 分割模型进行分割。 如图 5所示, 在上述的系统中, 还可以包括: 角色管理模块 40 , 其与分 割模型管理模块 30和收益统计模块 20相连, 是收益统计模块的统计基础, 用于接受用户预先定义业务的分成者、 上述中间分成项和最终分成项、 以及 分成者与最终分成项的对应关系。 分成者与一个或多个最终分成项相关联。 对于业务结算系统外部的业务模块 50 , 其与方案管理模块 10和收益统 计模块 20 相连, 负责具体的业务流程, 是系统的数据来源, 属于系统的外 部关联模块。 结合图 5所示的业务结算系统, 该系统进行业务结算的方法包括以下步 骤: 步骤 1 , 在角色管理模块中定义分成者, 明确需要在业务中取得收益的 各方; 例如, 以用户在运营商终端通过信用卡缴电费的业务为例,定义分成者, 此业务涉及的分成者有运营商、 招商银行、 银联、 电力公司、 代办户。 由运 营商牵头, 跟其他 5方达成缴水费相关的商务合同和接口协议。 步骤 2, 在角色管理模块中定义最终分成项和中间分成项, 一个分成项 可以在多个分割模型中使用; 如上例, 定义中间分成项, 有金融机构手续费和系统运营综合费。 定义 最终分成项, 有电费、 信用卡中心手续费、 收单行手续费、 银联手续费、 代 办户手续费、 终端投资方手续费、 和运营费。 步骤 3 , 在角色管理模块中确定最终分成项及其与分成者的关系。 在一 个业务的开展过程中, 一个分成者可能参与多个环节 (最终分成项) 的投资 与建设, 也就是说可能多个环节的收益都属于同一个分成者, 所以要定义分 成者与最终分成项的一对多的对应关系, 便于统计时对分成者的收益进行汇 总; 确定最终分成项及其与分成者的关系如下: 运营商的收益为终端投资方 手续费, 运营费; 招商银行的收益为信用卡中心手续费, 收单行手续费; 银 联的收益为 4艮联手续费; 电力公司的收益为电费; 代办户的收益为代办户手 续费。 步骤 4, 在分割模型管理模块中选择多个分割模型; 分割模型由计算基 准, 中间分成项, 最终分成项组成。 计算基准可以是业务总额或者中间分成 项。 一个分割模型必须有一个计算基准, 0 到多个中间分成项, 0 到多个最 终分成项, 但至少要有一个分成项。 每个分成项都有一个计算顺序编号 (序 号)。 最终分成项和中间分成项的计算方法为: D=min(max(A,BX),C), 其中 A 为保底金额, 即每笔业务至少得多少收益; 对应的, C为封顶金额, 即每笔 业务至多收多少钱; B为计算基准的金额; X为分成比率; D为分成方的收 益。 当不进行封顶和保底时, 则简化为: D=BX。 例如, 确定分割模型如下: 分割模型 a: 计算基准为业务总额 B, 最终分成项为电费 (A1), 中间分 成项为金融机构手续费 (A2), 系统运营综合费 (A3)。 计算方法如下: Al=0.97B,A2=min(max(100,0.003B),5000),A3=max(100,0.027B); 分割模型 b: 计算基准为金融机构手续费 (A2), 最终分成项为信用卡中 心手续费 (B1) , 收单行手续费 (B2), 银联手续费 (B3)。 无中间分成项。 计算 方法如下: B1=0.2A2, B2=0.1A2,B3=0.7A2; 分割模型 c: 计算基准为系统运营综合费 (A3), 最终分成项为代办户手 续费 (C1), 终端投资方手续费 (C2), 运营费 (C3)。 无中间分成项, 计算方法 如下: TECHNICAL FIELD The present invention relates to the field of communications, and in particular to a service settlement method and system. BACKGROUND OF THE INVENTION A communication carrier needs to perform business settlement on all parties involved in the business, and factors such as calculation basis and division ratio of parties participating in the settlement are different. A revenue sharing implementation system and method of the prior art distributes revenue by obtaining share information from a service provider in real time. However, the above prior art cannot support multiple allocation (segmentation) of revenue, that is, after dividing the total amount of business into a plurality of parts, the plurality of parts are again divided into two, even multiple times. SUMMARY OF THE INVENTION A primary object of the present invention is to provide a service settlement method and system to solve at least the above-mentioned problem of multiple allocations that do not support revenue. According to an aspect of the present invention, a service settlement method is provided, including: acquiring information of a service; determining a settlement plan conforming to a service type in the information; using the first segmentation model in the determined settlement plan in the information The business volume of the service is divided, wherein, for the intermediate split item obtained by the split, the second split model in the settlement scheme is continued to be divided until the final split item is obtained; the traffic amount of the final split item corresponding to each splitter of the statistical service Sum. According to another aspect of the present invention, a service settlement system is provided, including: a scheme management module, configured to acquire information of a service, and determine a settlement scheme that conforms to a service type in the information; a revenue statistics module, configured to use the determined The first segmentation model in the settlement scheme divides the traffic amount of the service in the information, wherein, for the intermediate segmentation obtained by the segmentation, the second segmentation model in the settlement scheme is continued to be segmented until the final segmentation is obtained; The sum of the business amounts of the final divided items corresponding to the respective sharers of the statistical business. According to the present invention, the settlement scheme used for settlement of the business includes a plurality of segmentation models, and the plurality of segmentation models are used to divide the total business volume of the service multiple times, thereby solving the problem in the prior art. With multiple allocations, multiple allocations of total business (or total business revenue) are achieved, satisfying the secondary, tertiary, and even more levels of sharing in the complex settlement. BRIEF DESCRIPTION OF THE DRAWINGS The accompanying drawings, which are set to illustrate,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,, 1 is a flow chart of a service settlement method according to an embodiment of the present invention; FIG. 2 is a schematic diagram of a segmentation model according to a preferred embodiment of the present invention; and FIG. 3 is a graphical establishment settlement in accordance with a preferred embodiment of the present invention. FIG. 4 is a flow chart for calculating the revenue of each of the splitters according to a preferred embodiment of the present invention; and FIG. 5 is a schematic diagram of the service settlement system of the embodiment of the present invention. BEST MODE FOR CARRYING OUT THE INVENTION Hereinafter, the present invention will be described in detail with reference to the accompanying drawings. It should be noted that the embodiments in the present application and the features in the embodiments may be combined with each other without conflict. 1 is a flowchart of a service settlement method according to an embodiment of the present invention, including the following steps: Step S102: Acquire information of a service to be settled; for example, obtain a certain settlement to be obtained from a service system or a service module. Information about the type of business of the business. Step S104, determining a settlement plan that meets the service type in the acquired information. Step S106: using the first segmentation model in the determined settlement plan, the service amount of the service in the acquired information (the service amount of the service may be For the total amount of the business, the segmentation is performed, wherein, for the intermediate segmentation obtained by the segmentation, the second segmentation model in the settlement scheme is continued to be segmented until the intermediate segmentation items are divided into final segmentation items (cannot be subdivided); for example , the settlement plan includes four segmentation models, 1) using segmentation model 1 (ie, the first segmentation) Model) Divide the business volume of the business, and obtain the intermediate division 1, the intermediate division 2, and the final division into the item 1; 2) use the segmentation model 2 to divide the intermediate division item 1 into the intermediate division item 3, and finally divide the item 2 And finally divided into items 3; 3) using the segmentation model 3 to divide the intermediate divided item 2 into a final divided item 4 and a final divided item 5; 4) using the segmentation model 4 to divide the intermediate divided item 3 into a final divided item 6 and a final divided item 7; wherein the segmentation model 2, the segmentation model 3, and the segmentation model 4 may be collectively referred to as the second segmentation model described above. Step S108: Count the sum of the business amounts of the final divided items corresponding to the respective sharers of the service. For example, a sharer (stakeholder) may correspond to a plurality of final split items, and sum the business amounts of the final split items corresponding to the respective sharers, and obtain the sum of the business amounts of the final split items corresponding to the respective sharers. This allows for automatic calculation of the revenue of a splitter involved in multiple divisions in a business. In this embodiment, the settlement scheme used for the settlement of the service includes a plurality of segmentation models, and the plurality of segmentation models are used to divide the total service amount of the service multiple times, thereby solving the problem that the prior art does not support multiple allocations. Thereby, the multiple allocation of the total amount of business (or the total revenue of the business) is realized, which satisfies the secondary, tertiary and even more hierarchical sharing requirements in the complex settlement in the business settlement. Preferably, as shown in FIG. 2, the segmentation model includes a divided reference calculation item, a plurality of final division items and/or intermediate division items into which the reference calculation item is divided, and each final division item and/or each intermediate division The ratio of the item, the benchmark item is the business amount of the business or the intermediate part of the previous split. The benchmark calculation item is the basis for the division, and may be the business amount or the intermediate division of the business. The intermediate division is a temporary calculation term for secondary division. By defining the baseline calculation term as the intermediate division of the last division, both the separation requirements for the second, third, and even more levels in the complex division are realized, and the multiple reuse of the division items is also realized. As shown in FIG. 2, the segmentation model is composed of a calculation reference (ie, a reference calculation item), an intermediate division item, and a final division item, and the calculation reference may be a business amount of the business (referred to as a total amount of business) or an intermediate division item. A segmentation model must have a calculation basis, 0 to multiple intermediate divisions, 0 to multiple final divisions, but at least one division (intermediate division or final division). In the actual implementation process, a calculation sequence number (serial number) can be set for each of the divided items. The calculation method of the final divided item and the intermediate divided item can be as follows: D=min(max(A,BX),C) (1) where A is the guaranteed amount, that is, at least how much profit per business; correspondingly, C is the capped amount, that is, how much is charged for each business; B To calculate the amount of the benchmark; X is the share ratio; D is the share of the share. When the capping and the bottoming are not performed, it is simplified as: D=BX (2) wherein, before step S104, the method further includes: pre-configuring the foregoing settlement scheme, and configuring a plurality of segmentation models for the settlement scheme, including: a segmentation model for segmenting the business volume of the business to obtain an intermediate segmentation and/or a final segmentation; configuring a second segmentation model for segmenting the intermediate segmentation obtained by the previous segmentation to obtain a new intermediate segmentation Item and/or new final share. In the actual implementation process, the settlement plan is composed of the segmentation models in the order of joining. First, a segmentation model whose calculation base is the total amount of the business is selected as the segmentation model with the sequential number (serial number) of 1, if there is a middle division in the segmentation model. For the item, a segmentation model whose calculation criterion is the intermediate division item is selected for the intermediate division item, numbered 2, and so on. When the segmentation model is selected for all the intermediate division items in the settlement plan, the settlement is performed. The configuration of the solution is completed. This preferred embodiment provides a specific implementation of a pre-configured billing plan. The billing plan can be flexibly configured so that managers can quickly customize a suitable billing plan for new business to calculate revenue. Different settlement schemes can be formulated according to the characteristics of different businesses, which can support the reuse of multi-level distribution models. Operators can quickly develop new settlement plans for new businesses using a combination of existing segmentation models, improving operators' responsiveness to new services and partner satisfaction. Preferably, a plurality of settlement schemes are pre-configured, and configuring the plurality of segmentation models for the settlement scheme further comprises: providing a plurality of pie charts for respectively corresponding to the plurality of segmentation models (ie, the segmentation model is shaped like a pie The form of the graph shows that each segmentation model corresponds to a pie chart); the configuration of the plurality of segmentation models in the settlement scheme is realized by receiving the user's operation on the plurality of pie charts. In the actual implementation process, each segmentation model is visually displayed to the user in a graphical pie chart (as shown in Figure 3). The total amount of the business is used as a complete pie, and a pie chart (corresponding to a segmentation model) Drag into the pie of the total business as a split, then drag another pie chart (segmentation model) into a piece of the previously split pie as 2 splits, and so on, until each block in the pie It can no longer be split (that is, it is finally divided into items), that is to say, all the intermediate items are divided into models (each piece is the final item), and a settlement plan is configured. This preferred embodiment provides another specific implementation of a pre-configured settlement scheme. The user can configure the settlement plan graphically, and the graphical way is more intuitive. Preferably, the step S106 includes: performing, according to the number of the segmentation model in the selected settlement plan, multiple segmentation models in the settlement scheme to perform multiple segmentation to obtain respective final segmentation items, wherein the segmentation model number is pre-determined according to The intermediate relationship is divided into the finalized item's topological relationship; wherein the intermediate part is segmented using a segmentation model corresponding to the intermediate part. In the actual implementation process, the segmentation model with the serial number 1 in the selected settlement plan may be first found, and the divided items under the segmentation model are sequentially calculated by the serial number, and if the divided item is the intermediate divided item, the calculated The income corresponding to the middle divided item (that is, the business amount of the intermediate divided item) is temporarily stored after being associated with the divided item number. If there are multiple intermediate divided items, a set of income of the intermediate divided item is formed; then, the serial number in the settlement plan is found. For the segmentation model of 2, the number of the intermediate component corresponding to the calculation reference of the segmentation model is obtained, and the income of the corresponding intermediate segment is found in the income set of the intermediate segment temporarily stored in the previous step according to the obtained number, The income is used as a benchmark to calculate the divided items under the segmentation model in sequence. By analogy, the above-mentioned calculation is performed on the segmentation model with the serial number 3...N in the settlement plan, and finally the proceeds of each final segment are obtained. . The preferred embodiment does not perform recursive calculations for the benefits of a complex multi-level allocation scheme, but uses linear computation to increase efficiency. Preferably, in the above method, the method further includes: pre-defining a splitter of the service, the intermediate split item and the final split item, and a correspondence between the splitter and the final split item. In this way, the operator can introduce new splitters or new splits into the existing business according to market demand, and the procedures such as the income distribution report in the system will not be affected, and the system need not be modified, and the development and upgrade risks are avoided. . Operators can flexibly adjust the splits of the splitter participation without the need to modify the program and circumvent the development and upgrade risks. In the actual implementation process, the revenue of the final split item is summed (summed;) according to the correspondence between the final split item and the sharer, thereby obtaining the revenue of each splitter (ie, the amount of business of each splitter). In the above-mentioned service settlement method, after step S104, the method may further include: performing step S108 according to a settlement mode selected by the user, the settlement mode being real-time settlement or periodic settlement. This way, both real-time and periodic billing methods can be supported. FIG. 5 is a schematic diagram of a service settlement system according to an embodiment of the present invention, including: a scheme management module Block 10, which is connected to the segmentation model management module 30, the revenue statistics module 20, and the service module 50 outside the system, for acquiring information of the service to be settled, and determining a settlement plan that conforms to the service type in the information; 20, which is connected to the solution management module 10, the role management module 40, and the service module 50, for segmenting the service amount of the service in the information by using the first segmentation model in the determined settlement plan, where The intermediate partitioning item continues to be segmented using the second segmentation model in the settlement scheme until the final segmentation item is obtained; and is also used to count the sum of the business amounts of the final segmentation items corresponding to the respective sharers of the service. The preferred embodiment can automatically calculate the revenue of a splitter involved in a plurality of splits in a business. Operators can introduce new splitters or new splits into existing services according to market demand, and the procedures such as revenue distribution reports in the system will not be affected. There is no need to modify the system and avoid development and upgrade risks. Operators can flexibly adjust the splits of the splitter participation without the need to modify the program and circumvent the development and upgrade risks. Specifically, the revenue statistics module 20 described above is responsible for data presentation of the final division of the business, and the final distribution of the interests of the parties is reflected in this module. The module mainly calculates the income in two steps: (1) Calculating the final revenue of the item: Find the settlement plan corresponding to the business, and process each segmentation model in the order of the segmentation model number. In each segmentation model, calculate the order by the number of the item. The revenue of each divided item. (2) Calculating the revenue of the splitter: The corresponding relationship between the splitter and the final share, and classifying the final split income to obtain the income of the splitter. Preferably, in the above system, the method further includes: a segmentation model management module 30 connected to the scenario management module 10 and the role management module 40 for managing a predefined segmentation model (responsible for defining segmentation models of various levels), Wherein each segmentation model includes a divided reference calculation item, a plurality of final division items into which the reference calculation item is divided, and/or an intermediate division item and a ratio thereof (including the plurality of final division items and/or intermediate divisions) The ratio of the item), the base calculation item is the business amount of the business or the intermediate part obtained by the previous division, as shown in Figure 2. The benchmark calculation item is the basis for the division, and may be the business amount or the intermediate division of the business. The intermediate division is a temporary calculation term for secondary division. By defining the baseline calculation term as the intermediate division of the last division, the system not only realizes the splitting requirements for the second, third or even more levels in the complex division, but also realizes the multiple reuse of the divided items. Preferably, the solution management module 10 is further configured to pre-configure the settlement plan to configure a plurality of the segmentation models for the settlement plan before determining a settlement plan that meets the service type in the acquired information; then the solution management module 10 includes The first configuration module is configured to configure a first segmentation model, where the first segmentation model is used to segment the traffic volume of the service, and obtain an intermediate segmentation and/or a final segment. The second configuration module is configured to configure a second segmentation model, and the second segmentation model is configured to segment the intermediate segmentation obtained by the previous segmentation to obtain a new intermediate segmentation item and/or a new final segmentation term. Preferably, the solution management module 10 further includes: an interface module, configured to provide a plurality of pie charts respectively corresponding to the plurality of segmentation models; and an operation module, configured to receive, by receiving a user operation on the plurality of pie charts, The configuration of multiple segmentation models in the settlement scenario. The solution management module is mainly responsible for realizing the correspondence between the business and the specific segmentation model. It is the core of the business settlement system, and is the source of the settlement plan determined by the business module, and is also the calculation basis of the revenue statistics module. The settlement plan is composed of the segmentation models in the order of addition. Each segmentation model is visually displayed to the user in a graphical pie chart (see Figure 3). The total amount of the business is used as a complete pie, and a pie chart is segmented. Model) dragged into the pie of the business total as a split, then drag another pie chart (split model) into a block of the previously split pie as 2 splits, and so on, until each block in the pie Can not be divided (that is, the final split), that is to say, all the intermediate items use the segmentation model, and a settlement plan is configured. Preferably, the revenue statistic module 20 includes: a segmentation module, configured to use the plurality of segmentation models to perform multiple segmentation according to the number of the segmentation model in the settlement plan determined by the scenario management module 10, to obtain each final segmentation item, where The number of the segmentation model is set in advance according to the topological relationship between the intermediate division and the final division; it is also used to segment the intermediate division using the segmentation model corresponding to the intermediate division. As shown in FIG. 5, in the above system, the method further includes: a role management module 40, which is connected to the segmentation model management module 30 and the revenue statistics module 20, and is a statistical basis of the revenue statistics module, and is used to accept user predefined services. The splitter, the intermediate split and the final split, and the corresponding relationship between the splitter and the final split. A splitter is associated with one or more final splits. For the service module 50 outside the service settlement system, it is connected to the solution management module 10 and the revenue statistics module 20, and is responsible for the specific business process, which is the data source of the system and belongs to the external association module of the system. In combination with the service settlement system shown in FIG. 5, the method for performing service settlement includes the following steps: Step 1: Define a sharer in the role management module, and specify parties that need to obtain revenue in the service; For example, a service is defined by a user who pays a credit card through a credit card at a carrier terminal, and the operator is divided into an operator, a merchant bank, a UnionPay, a power company, and an agent. The operator will take the lead in reaching the business contract and interface agreement related to the water payment fee with the other five parties. Step 2: Define the final split item and the intermediate split item in the role management module. One divided item can be used in multiple split models. In the above example, the intermediate split item is defined, and there is a financial institution fee and a system operation comprehensive fee. Define the final item, including electricity bill, credit card center fee, billing bank fee, UnionPay fee, agent fee, terminal investor fee, and operating fee. Step 3: Determine the final split and its relationship with the splitter in the role management module. In the process of developing a business, a sharer may participate in the investment and construction of multiple links (final splits), that is, the benefits of multiple links may belong to the same sharer, so define the splitter and final share. The one-to-many correspondence of items facilitates the aggregation of the revenues of the splitters during the statistics; the final division and its relationship with the sharers are as follows: The operator's income is the terminal investor's fee, operating expenses; China Merchants Bank's The income is the credit card center fee, the billing fee; the UnionPay's income is 4 手续 joint fee; the power company's income is the electricity fee; the agent's income is the agent's fee. Step 4: Select a plurality of segmentation models in the segmentation model management module; the segmentation model is divided into calculation items, divided into items in the middle, and finally divided into items. The calculation basis can be the total amount of business or the intermediate item. A segmentation model must have a calculation basis, 0 to multiple intermediate divisions, 0 to multiple final divisions, but at least one division. Each part has a calculation order number (serial number). The calculation method of the final divided item and the intermediate divided item is: D=min(max(A, BX), C), where A is the guaranteed amount, that is, at least how much profit per business; correspondingly, C is the capped amount, ie How much is charged for each business; B is the amount of the calculation basis; X is the share ratio; D is the share of the share. When not capping and bottoming, it is simplified as: D=BX. For example, the segmentation model is determined as follows: Segmentation model a: The calculation basis is the total amount of business B, and the final division is the electricity fee (A1), the middle division is the financial institution fee (A2), and the system operation comprehensive fee (A3). The calculation method is as follows: Al=0.97B, A2=min(max(100,0.003B),5000), A3=max(100,0.027B); Segmentation model b: The calculation basis is the financial institution fee (A2), and the final split is credit card. Center handling fee (B1), acquiring bank handling fee (B2), UnionPay handling fee (B3). There is no intermediate division. The calculation method is as follows: B1=0.2A2, B2=0.1A2, B3=0.7A2; Segmentation model c: The calculation basis is the system operation integration fee (A3), and the final division is the agent handling fee (C1), terminal investor procedures Fee (C2), operating fee (C3). There is no intermediate division, and the calculation method is as follows:
C1=0.2A3,C2=0.1A3,C3=0.7A3。 步骤 5 , 在方案管理模块配置多个结算方案: 首先选择一个计算基准为 业务总额的分割模型作为顺序编号 (序号) 为 1的分割模型, 如果该分割模 型有中间分成项, 则为该中间分成项选择一个计算基准为该中间分成项的分 割模型, 编号为 2, 以此类推, 当结算方案配置中所有的中间分成项都选择 了分割模型, 则配置完成。 在进行该部分配置时, 分割模型使用图形化的饼状图展示给用户(见图C1 = 0.2A3, C2 = 0.1A3, and C3 = 0.7A3. Step 5: Configure multiple settlement schemes in the scheme management module: First, select a segmentation model whose calculation base is the total amount of the business as a segmentation model with a sequential number (sequence number) of 1. If the segmentation model has an intermediate division, the intermediate division is The item selects a calculation model as the division model of the intermediate division item, numbered 2, and so on. When all the intermediate divisions in the settlement plan configuration select the segmentation model, the configuration is completed. When performing this part of the configuration, the segmentation model is presented to the user using a graphical pie chart (see figure
3), 首先让用户选择一个大饼(计算基准为业务总额的某个分割模型), 选中 大饼的某一块, 为这一块选择一个小饼 (计算基准为中间分成项的某个分割 模型), 依此类推, 直到饼上的每一块都不能再分割为止(每一块都是最终分 成项;)。 步骤 6, 在业务模块中进行业务时根据业务类型等信息确定该笔业务使 用的结算方案; 例如, 确定缴电费的业务的结算方案为: 该结算方案由分割模型 a, b, c 构成。 在结算方案中的序号分别为 1,2,3。 分割模型 a的中间分成项 A2关联 的分割模型为 b,中间分成项 A3关联的分割模型为 c。 步骤 7, 在收益统计模块中进行结算方案的收益的分配 (如图 4所示;); 具体地, 找到结算方案中序号为 1的分割模型, 对该分割模型下的分成 项按序号依次进行计算, 如果分成项为中间分成项, 则将该项收益与分成项 编号关联后暂存, 如果有多个中间项, 则形成一个中间分成项收益的集合; 找到结算方案中序号为 2的分割模型, 取得该分割模型的计算基准对应的中 间分成项编号, 才艮据编号在前一步暂存中间分成项收益集合中找到对应的中 间分成项收益, 以此收益为基准对该分割模型下的分成项按序号依次进行计 算; 以此类推, 对结算方案中序号为 3...N的分割模型进行上述计算, 最终会 得到各最终分成项的收益。 然后 居最终分成项与分成者的关系对最终分成 项的收益进行汇总从而得到分成者的收益。 例如, 假设业务总额为 100000元。 对序号为 1的分割模型 a使用公式进行计算, 得到: 3) First, let the user select a large pie (calculated as a segmentation model of the total business), select a block of the pie, and select a pie for the block (the calculation benchmark is a segmentation model of the middle segment) , and so on, until each piece on the pie can't be split again (each piece is the final item;). Step 6: When performing the service in the service module, determine a settlement plan used by the service according to the service type and the like; for example, the settlement plan of the service for determining the payment of the electricity fee is: the settlement plan is composed of the segmentation models a, b, and c. The serial numbers in the settlement plan are 1, 2, and 3, respectively. In the middle of the segmentation model a, the segmentation model associated with item A2 is b, and the segmentation model associated with item A3 is c. Step 7, in the revenue statistics module, the distribution of the income of the settlement scheme is performed (as shown in FIG. 4); specifically, the segmentation model with the serial number 1 in the settlement plan is found, and the divided items under the segmentation model are sequentially performed by the serial number. Calculate, if the divided item is an intermediate divided item, the income is temporarily stored in association with the divided item number, and if there are multiple intermediate items, a set of intermediate divided item income is formed; Find the segmentation model with sequence number 2 in the settlement plan, obtain the intermediate segmentation item number corresponding to the calculation benchmark of the segmentation model, and find the corresponding intermediate segmentation income in the previous segment intermediate storage term income set. The income is used as a benchmark to calculate the divided items under the segmentation model according to the serial number; and so on, the above calculation is performed on the segmentation model with the serial number 3...N in the settlement plan, and finally the proceeds of each final segmentation are obtained. Then, the relationship between the final split and the sharer is summarized for the revenue of the final split to obtain the revenue of the splitter. For example, suppose the total business is 100,000 yuan. Calculate the split model a with sequence number 1 using the formula to get:
Al=97000元 ,A2=300元 ,A3=2700元; 对序号为 2的分割模型 b进行计算,由于 b的基准计算项为中间分成项, 需要根据基准计算项编号查找到前一步已经计算出的 A2的金额为 300元,使 用计算方法计算, 得到: Al=97000 yuan, A2=300 yuan, A3=2700 yuan; Calculate the segmentation model b with sequence number 2, since the benchmark calculation item of b is the intermediate division item, it needs to be calculated according to the reference calculation item number to the previous step. The amount of A2 is 300 yuan, calculated using the calculation method, and you get:
Bl=60元 ,B2=30元 ,B3=210元; 对序号为 3的分割模型 c进行计算,由于 c的基准计算项为中间分成项, 需要才艮据基准计算项编号查找到前一步已经计算出的 A3 的金额为 2700元, 使用计算方法计算, 得到: Bl=60 yuan, B2=30 yuan, B3=210 yuan; Calculate the segmentation model c with sequence number 3. Since the reference calculation item of c is the intermediate division item, it is necessary to find the previous step according to the reference calculation item number. The calculated amount of A3 is 2,700 yuan, calculated using the calculation method, and you get:
Cl=540元, C2=270元, C3=1890元; 才艮据最终分成项与分成者的对应关系得到: 运营商的收益 =终端投资方手续费 (C2)+ 运营费 (C3)=2160元; 招商银行的收益 =信用卡中心手续费 (Bl)+ 收单行手续费 (B2) = 90元; 银联的收益 =银联手续费 (B3) = 210元; 电力公司的收益=电费 (Al) = 97000元; 代办户的收益 =代办户手续费 (C1) = 540元。 综上所述, 使用该业务结算系统能快速适应因业务不断变化引起的收益 分配的变化, 使各方收益能够得到及时合理的重新分配。 可以为运营商不断 发展新业务, 提升竟争力提供有力的后台支持。 从以上的描述中, 可以看出, 本发明实现了如下技术效果: Cl=540 yuan, C2=270 yuan, C3=1890 yuan; According to the correspondence between the final split and the sharer: Operator's income = terminal investor fee (C2) + operation fee (C3) = 2160 Yuan; China Merchants Bank's income = credit card center fee (Bl) + billing bank fee (B2) = 90 yuan; UnionPay's income = UnionPay fee (B3) = 210 yuan; power company's income = electricity bill (Al) = 9 7 000 yuan; income of the agent = agent fee (C1) = 540 yuan. In summary, the use of the business settlement system can quickly adapt to changes in the distribution of revenue caused by continuous business changes, so that the benefits of all parties can be redistributed in a timely and reasonable manner. It can provide strong back-office support for operators to continuously develop new business and enhance their competitiveness. From the above description, it can be seen that the present invention achieves the following technical effects:
( 1 ) 运营商针对新的业务可以利用现有分割模型的组合快速制定出新 的结算方案,提升运营商对新业务的快速响应能力,提升合作伙伴的满意度; (1) Operators can quickly develop new settlement plans for new services using a combination of existing segmentation models, improve operators' ability to respond quickly to new services, and increase partner satisfaction;
( 2 ) 运营商可以^ f艮据市场需求在现有业务中引入新的分成者或者新的 分成项, 而系统中的收益分配报表等程序不会受影响, 无需对系统进行改造, 规避了开发和升级风险; (2) The operator can introduce new distributors or new divisions into the existing business according to market demand, and the procedures such as the income distribution report in the system will not be affected, and the system need not be modified and circumvented. Development and upgrade risks;
( 3 ) 运营商可以灵活调整分成者参与的分成项, 而不需要改造程序, 规避了开发和升级风险。 显然, 本领域的技术人员应该明白, 上述的本发明的各模块或各步骤可 以用通用的计算装置来实现, 它们可以集中在单个的计算装置上, 或者分布 在多个计算装置所组成的网络上, 可选地, 它们可以用计算装置可执行的程 序代码来实现, 从而, 可以将它们存储在存储装置中由计算装置来执行, 并 且在某些情况下, 可以以不同于此处的顺序执行所示出或描述的步骤, 或者 将它们分别制作成各个集成电路模块, 或者将它们中的多个模块或步骤制作 成单个集成电路模块来实现。 这样, 本发明不限制于任何特定的硬件和软件 结合。 以上所述仅为本发明的优选实施例而已, 并不用于限制本发明, 对于本 领域的技术人员来说, 本发明可以有各种更改和变化。 凡在本发明的 ^"神和 原则之内, 所作的任何修改、 等同替换、 改进等, 均应包含在本发明的保护 范围之内。 (3) Operators can flexibly adjust the splits of the splitter participation without modifying the procedures and avoiding development and upgrade risks. Obviously, those skilled in the art should understand that the above modules or steps of the present invention can be implemented by a general-purpose computing device, which can be concentrated on a single computing device or distributed over a network composed of multiple computing devices. Alternatively, they may be implemented by program code executable by the computing device, such that they may be stored in the storage device by the computing device and, in some cases, may be different from the order herein. The steps shown or described are performed, or they are separately fabricated into individual integrated circuit modules, or a plurality of modules or steps are fabricated as a single integrated circuit module. Thus, the invention is not limited to any particular combination of hardware and software. The above description is only the preferred embodiment of the present invention, and is not intended to limit the present invention, and various modifications and changes can be made to the present invention. Any modifications, equivalent substitutions, improvements, etc. made within the scope of the present invention are intended to be included within the scope of the present invention.

Claims

权 利 要 求 书 一种业务结算方法, 其特征在于, 包括: Claims A business settlement method, characterized in that it comprises:
获取业务的信息; 确定符合所述信息中的业务类型的结算方案;  Obtaining information of the business; determining a settlement plan that conforms to the type of business in the information;
使用所述确定的结算方案中的第一分割模型对所述信息中的所述业 务的业务额进行分割, 其中, 对于分割得到的中间分成项, 继续使用所 述结算方案中的第二分割模型进行分割, 直到得到最终分成项;  Separating the traffic amount of the service in the information by using a first segmentation model in the determined settlement scheme, wherein, for the intermediate segmentation obtained by the segmentation, continuing to use the second segmentation model in the settlement scenario Split until the final split is obtained;
统计所述业务的各个分成者对应的所述最终分成项的业务额的总 和。 根据权利要求 1所述的方法, 其特征在于, 所述分割模型包括被分割的 基准计算项、 所述基准计算项分割成的多个最终分成项和 /或中间分成 项、 以及每个所述最终分成项和 /或每个所述中间分成项所占的比率, 所 述基准计算项为所述业务的业务额或者前一次分割得到的所述中间分成 项。 根据权利要求 2所述的方法, 其特征在于, 在所述确定符合所述信息中 的业务类型的结算方案之前, 还包括:  The sum of the business amounts of the final divided items corresponding to the respective sharers of the service is counted. The method according to claim 1, wherein the segmentation model comprises a divided reference calculation item, a plurality of final division items and/or intermediate division items into which the reference calculation item is divided, and each of the methods The ratio of the final divided item and/or each of the intermediate divided items, the reference calculating item being the business amount of the business or the intermediate dividing item obtained by the previous splitting. The method according to claim 2, further comprising: before the determining the settlement scheme that meets the type of service in the information, further comprising:
预先配置所述结算方案, 为所述结算方案配置多个所述分割模型, 包括:  The settlement scheme is pre-configured, and the plurality of the segmentation models are configured for the settlement scheme, including:
配置所述第一分割模型, 用于对所述业务的业务额进行分割, 得到 所述中间分成项和 /或所述最终分成项;  And configuring the first segmentation model to segment the traffic volume of the service, to obtain the intermediate segmentation item and/or the final segmentation item;
配置所述第二分割模型, 用于对前一次分割得到的中间分成项进行 分割, 得到新的中间分成项和 /或新的最终分成项。 才艮据权利要求 3所述的方法, 其特征在于, 所述预先配置所述结算方案, 为所述结算方案配置多个所述分割模型还包括:  The second segmentation model is configured to segment the intermediate segmentation obtained by the previous segmentation to obtain a new intermediate segmentation item and/or a new final segmentation term. The method according to claim 3, wherein the pre-configuring the settlement scheme, configuring the plurality of the segmentation models for the settlement scheme further comprises:
提供多个饼状图, 用于分别对应多个所述分割模型;  Providing a plurality of pie charts for respectively corresponding to the plurality of segmentation models;
通过接收用户对所述多个饼状图的操作, 实现对多个所述分割模型 的配置。 根据权利要求 3或 4所述的方法, 其特征在于, 所述使用所述确定的结 算方案中的第一分割模型对所述信息中的所述业务的业务额进行分割, 其中, 对于分割得到的中间分成项, 继续使用所述结算方案中的第二分 割模型进行分割, 直到得到最终分成项包括: The configuration of a plurality of the segmentation models is implemented by receiving an operation of the user on the plurality of pie charts. The method according to claim 3 or 4, wherein the segmentation of the traffic in the information is segmented using a first segmentation model in the determined settlement scheme, wherein The intermediate partition is continued to be segmented using the second segmentation model in the settlement scheme until the final segmentation is obtained:
按照所述确定的结算方案中的所述分割模型的编号, 依次使用多个 所述分割模型进行多次分割, 得到各个所述最终分成项, 其中, 所述分 割模型的编号预先 居所述中间分成项和所述最终分成项的拓朴关系进 行设置;  And performing, according to the number of the segmentation model in the determined settlement plan, a plurality of the segmentation models to perform multiple segmentation in sequence to obtain each of the final segmentation items, wherein the number of the segmentation model is pre-located in the middle Setting the topological relationship of the divided items and the final divided items;
对所述中间分成项使用对应所述中间分成项的所述分割模型进行分 割。 一种业务结算系统, 其特征在于, 包括: 方案管理模块, 用于获取业务的信息, 并确定符合所述信息中的业 务类型的结算方案;  The segmentation model corresponding to the intermediate segmentation is divided for the intermediate segmentation. A service settlement system, comprising: a solution management module, configured to acquire information of a service, and determine a settlement plan that conforms to a service type in the information;
收益统计模块, 用于使用确定的所述结算方案中的第一分割模型对 所述信息中的所述业务的业务额进行分割, 其中, 对于分割得到的中间 分成项, 继续使用所述结算方案中的第二分割模型进行分割, 直到得到 最终分成项; 还用于统计所述业务的各个分成者对应的所述最终分成项 的业务额的总和。 根据权利要求 6所述的系统, 其特征在于, 还包括: 分割模型管理模块, 用于管理预先定义的所述分割模型, 其中, 所 述分割模型包括被分割的基准计算项、 所述基准计算项分割成的多个最 终分成项和 /或中间分成项、以及每个所述最终分成项和 /或每个所述中间 分成项所占的比率, 所述基准计算项为所述业务额或者前一次分割得到 的中间分成项。 才艮据权利要求 7所述的系统, 其特征在于, 所述方案管理模块还用于在 确定符合所述信息中的业务类型的结算方案之前, 预先配置所述结算方 案, 为所述结算方案配置多个所述分割模型; 所述方案管理模块包括: 第一配置模块, 用于配置所述第一分割模型, 所述第一分割模型用 于对所述业务的业务额进行分割, 得到所述中间分成项和 /或所述最终分 成项; 第二配置模块, 用于配置所述第二分割模型, 所述第二分割模型用 于对前一次分割得到的中间分成项进行分割, 得到新的中间分成项和 / 或新的最终分成项。 a revenue statistic module, configured to divide a traffic amount of the service in the information by using a first segmentation model in the determined settlement scheme, where the settlement scheme is continued to be used for the intermediate segmentation obtained by the segmentation The second segmentation model is segmented until a final segmentation is obtained; and is also used to count the sum of the traffic amounts of the final segmentation items corresponding to the respective sharers of the service. The system according to claim 6, further comprising: a segmentation model management module, configured to manage the segmentation model defined in advance, wherein the segmentation model includes a segmented reference calculation item, the reference calculation a plurality of final divided items and/or intermediate divided items divided into items, and a ratio of each of said final divided items and/or each of said intermediate divided items, said reference calculating item being said business amount or The middle divided item obtained by the previous split. The system according to claim 7, wherein the solution management module is further configured to pre-configure the settlement plan for the settlement plan before determining a settlement plan that conforms to a service type in the information. Configuring a plurality of the segmentation models; the scenario management module includes: a first configuration module, configured to configure the first segmentation model, where the first segmentation model is configured to segment a service amount of the service, and obtain a Said intermediate item and/or said final divided item; The second configuration module is configured to configure the second segmentation model, and the second segmentation model is configured to segment the intermediate segmentation obtained by the previous segmentation to obtain a new intermediate segmentation item and/or a new final segmentation term.
9. 根据权利要求 8所述的系统, 其特征在于, 所述方案管理模块还包括: 界面模块, 用于提供分别对应多个所述分割模型的多个饼状图; 操作模块, 用于通过接收用户对所述多个饼状图的操作, 实现对多 个所述分割模型的配置。 The system according to claim 8, wherein the solution management module further comprises: an interface module, configured to provide a plurality of pie charts respectively corresponding to the plurality of segmentation models; and an operation module, configured to pass Receiving an operation of the plurality of pie charts by a user, and implementing configuration of a plurality of the segmentation models.
10. 居权利要求 8或 9所述的系统, 其特征在于, 所述收益统计模块包括: 分割模块,用于按照所述确定的结算方案中的所述分割模型的编号, 依次使用多个所述分割模型进行多次分割, 得到各个所述最终分成项, 其中, 所述分割模型的编号预先 居所述中间分成项和所述最终分成项 的拓朴关系进行设置; 还用于对所述中间分成项使用对应所述中间分成 项的所述分割模型进行分割。 The system of claim 8 or 9, wherein the revenue statistics module comprises: a segmentation module, configured to sequentially use the plurality of locations according to the number of the segmentation model in the determined settlement plan The segmentation model performs multiple segmentation to obtain each of the final segmentation items, wherein the number of the segmentation model is pre-set in the topological relationship between the intermediate segmentation term and the final segmentation term; The intermediate division is divided using the segmentation model corresponding to the intermediate division.
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