CN101373552B - POS machine with intelligent memory card slot and uses thereof - Google Patents
POS machine with intelligent memory card slot and uses thereof Download PDFInfo
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- CN101373552B CN101373552B CN2007100452333A CN200710045233A CN101373552B CN 101373552 B CN101373552 B CN 101373552B CN 2007100452333 A CN2007100452333 A CN 2007100452333A CN 200710045233 A CN200710045233 A CN 200710045233A CN 101373552 B CN101373552 B CN 101373552B
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Abstract
The invention discloses a POS machine with an intelligent memory card slot, and the application thereof. The POS machine is mainly composed of a central processing unit module, an IC card reader, a magnetic stripe card reader, an intelligent memory card reader (slot), a communication module, a keyboard module, a data memory module, a display module and a power module, wherein, the intelligent memory card reader (slot) has a standard memory card interface, in which not only a standard memory card can be inserted for reading and writing the memory module thereof, but also an intelligent memory card can be inserted; and the POS machine visits the CPUIC in the intelligent memory card. By applying the POS machine as well as the corresponding background system thereof, the mobile payment offering service can be provided for the intelligent memory card to realize the safety and the convenience of the electronics payment application.
Description
Technical field
The present invention relates to a kind of POS machine and application thereof, relate in particular to a kind of POS machine and application thereof that has intelligent memory card slot.
Background technology
Universal day by day along with computing machine, internet, the especially develop rapidly of mechanics of communication pays having embodied tangible importance by mails.Pay industry by mails after having experienced unprecedented historic change, industry gradually grows up, and moves towards high speed development, and paying by mails has become a kind of technology trend.
On the other hand, along with the deep development of the technology of E-Payment by mails, mobile payment has become an emerging technical field.Its technical solution that provides has a variety of, for example: the NFC technology of Nokia, the SIMPASS technology of holding odd data and intelligent memory card mobile payment technology etc.
NFC (Near Field Commuication) is integrated by the non-contact radio-frequency identification and the technology that interconnects to develop, and is a kind of technology that is used for wireless near field communication.The NFC technology of Nokia mainly is that contactless smart card is embedded in the mobile phone, and the processing power by mobile phone realizes mobile payment simultaneously.
The SIMPASS technological incorporation DI technology and SIM technology, utilize the SIMPASS technology, can under the support of cordless communication network and corresponding mobile-phone payment service platform, carry out various on-the-spot mobile payment services based on mobile phone.Use the user of DISIM only to need before corresponding consumption terminal, to wave, can safely, easily finish payment process.
Intelligent memory card is to be connected to form through circuit by chip controller, standard extension interface, CPU IC (be embedded microprocessor, have the IC module of computing function), memory module and RF module and antenna thereof.Portable terminal can be connected with this standard extension card and carries out read/write operation by standard extension interface.By intelligent memory card, can support remote online payment and two kinds of modes of payments of on-the-spot non-contact mobile payment simultaneously.
The advantage of comparing other solutions based on the mobile payment solution of intelligent memory card is, financial institution can issue the intelligent memory card that has payment function independently, thereby put the interest relations between card issuer and mobile-phone manufacturers or the telecom operators well in order, made the power and responsibility border of each side very clear.Finish the process of individualized and magnetic stripe card ICization in order to make intelligent memory card, make the user can really use the function of mobile payment, just needing a kind ofly provides the equipment of mobile payment turn up service, i.e. the POS machine that has intelligent memory card slot described in this patent motion for intelligent memory card related in this technology.
Summary of the invention
The object of the present invention is to provide a kind of POS machine that has intelligent memory card slot, this POS machine is a kind of all multi-functional intelligent equipments such as reading and writing IC card, magnetic stripe card, Word message demonstration, bill printing that integrate.
Another object of the present invention is to provide the application of this POS machine, promptly using this POS machine and corresponding background system is the turn up service that intelligent memory card carries out mobile payment.
The technical scheme that realizes objects of the present invention is as follows:
A kind of POS machine that has intelligent memory card slot, comprise CPU module and the power module that is attached thereto, and the IC card reader that links to each other with power module with CPU module respectively, the magnetic stripe card card reader, intelligent memory card card reader (slot), communication module, Keysheet module, data memory module and display module, its structured flowchart is seen shown in Figure 1, described intelligent memory card card reader (slot) possesses the standard storage card, except inserting memory card and reading and writing its memory module, also can insert intelligent memory card (or title " standard extension card of built-in with CPU IC "), and by the CPU IC in the described POS machine visit intelligent memory card.But described intelligent memory card physical characteristics and application referenced patent application number are the content in 2007100363081 patent documents.
Described CPU module is made up of devices such as 32 embedded type CPU chips, data-carrier store chipset, program storage chipsets, described communication module is the proprietary extensions interface board, it comprises standard parallel communication interface, four serial communication interfaces (meets MODEM and is connected into wide area network, a serial communication interface that connects IC-card read write line, a connection intelligent memory card read write line, a composition LAN (Local Area Network)) of a connection bill printer, a magnetic card reader driving interface, an intelligent memory card driving interface.Other also comprises input/output interface, display module and the power module etc. of keyboard.
Have the application of the POS machine of intelligent memory card slot, on described POS machine, be connected with intelligent memory card slot, after intelligent memory card is inserted slot, use bank card (magnetic stripe card) operation of on this POS machine, swiping the card, the POS machine will read magnetic stripe card information, and read the sequence number of the embedded CPU IC of intelligent memory card, by delivering to background server on the network, authenticate through background server, encrypt the back passback, and write by the POS machine among the CPU IC of intelligent memory card inside, pass through the information of POS machine screen display Transaction Success at last, and print detailed document (as shown in Figure 3).
Described POS can visit the embedded CPU IC of intelligent memory card by the mode of normative document read-write, thereby finishes sequence number that reads CPU IC and the operations such as magnetic track information that write encryption.The concrete mode of described file read-write can be consulted the content among the number of patent application 200710044269.X.
Intelligent memory card after opening not only can carry out the operation of mobile payment on mobile phone, also intelligent memory card can be inserted in the computing equipment that computing machine, PDA etc. possess the standard storage card slot and realize safety, pay by mails easily.
Description of drawings
Fig. 1 is a kind of structured flowchart that has the POS machine of intelligent memory card slot of the present invention.
Fig. 2 is a kind of schematic perspective view that has the POS machine of intelligent memory card slot of the present invention.
Fig. 3 is a kind of application operating synoptic diagram that has the POS machine of intelligent memory card slot of the present invention.
Fig. 4 is the operational flowchart of the embodiment of the invention.
The number in the figure explanation
1-CPU module, 2-IC card reader, 3-magnetic stripe card card reader
4-intelligent memory card card reader, 5-mobile communcations system module, 6-Keysheet module
7-data memory module, 8-display module, 9-print module
10-power module, 11-POS machine, 12-intelligent memory card slot
13-keyboard, 14-display, 15-magnetic stripe card draw-in groove
16-IC-card slot, 17-printer
Embodiment
How further describe the present invention below in conjunction with accompanying drawing realizes.
Embodiment
As shown in Figure 1, Fig. 1 is the structured flowchart of the embodiment of the invention.Its basic comprising comprises CPU module 1 and the IC card reader 2 that is connected with described central processing module, magnetic stripe card card reader 3 and intelligent memory card card reader 4, mobile communcations system module 5, Keysheet module 6, data memory module 7, display module 8, print module 9 and power module 10.
CPU module 1: take charge and coordinate the work of correlation function module (as the data memory module).
IC-card card reader 2: the IC-card of supporting the ID-1 type of read-write ISO/IEC7618 and ISO14443 Type A/B standard.
Magnetic stripe card card reader 3: support read-write to meet the magnetic stripe card of EMV, VIS and PBOC standard.Characteristic, coding techniques and the coded character set of bank card magnetic stripe should meet the relevant requirements among the GB/T15120.2 simultaneously.
Intelligent memory card card reader 4: the standard extension card (intelligent memory card) of supporting read-write built-in with CPU IC.
Communication module 5: the host communication module is used to finish the communication between keyboard and the POS main frame.The external communication module is used for carrying out communication with the data of administrative center.The RS232C communication interface of use standard or RS485 communication interface.
Keysheet module 6: the user is by user data such as Keysheet module input payment ciphers.Support encryption standards such as DES.
Data memory module 7: the management data and the transaction data that are used to store POS machine inside.Function with power-down data protection and long preservation data.
Display module 8: be used for man-machine interactive operation, show necessary transaction information.
Print module 9: print the detailed document of transaction, adopt the easy paper mode that goes up, the speed of prining: per second 22.5 row (but adjustment).
Power module 10: use the rechargeable lithium polymer battery, the external 5V charge power supply of built-in charging circuit jack.Monitoring cell voltage changes in real time, is conventional operation technique to battery protection, needn't add to explain.
Other connection and the additional device of all each several parts because persons skilled in the art can be understood referring to accompanying drawing, are explained no longer one by one.
As shown in Figure 2, the POS machine that has intelligent memory card slot among the present invention comprises: intelligent memory card slot 12, keyboard 13, display 14, magnetic stripe card draw-in groove 15, IC-card slot 16, printer 17.
Intelligence stores card slot 12: support to insert the also standard extension card (intelligent memory card) of read-write built-in with CPU IC.
Keyboard 13: by user data such as keyboard input payment ciphers.
Display 14: be used for man-machine interactive operation, show necessary transaction information.
Magnetic stripe card draw-in groove 15: read-write meets the magnetic stripe card of EMV, VIS and PBOC standard.Characteristic, coding techniques and the coded character set of bank card magnetic stripe should meet the relevant requirements among the GB/T15120.2 simultaneously.
IC-card slot 16: support read-write to meet the IC-card of ID-1 type of ISO/IEC7618 and ISO14443 Type A/B standard.
Printer 17: the detailed document of printing transaction.
The connection of other each several parts or additional device because persons skilled in the art can be understood referring to accompanying drawing, are not explained at this one by one.
Fig. 3 is about using this POS machine and intelligent memory card to open the application of mobile payment service at the scene
According to shown in Figure 3, the system that the mobile payment service is opened at the scene comprises: the background server of intelligent memory card, the POS machine that has intelligent memory card slot, bank card (magnetic stripe card), bank or bank card tissue.
With intelligent memory card insert have the POS machine of intelligent memory card slot after, use bank card (magnetic stripe card) operation of swiping the card, the POS machine will read magnetic stripe card information, and by delivering to background server on the network, passback after background server authentication, encryption, and write the safety encipher chip of intelligent memory card inside by the mechanism of normative document read-write by the POS machine, the information by POS machine screen display Transaction Success at last, and print detailed document (as shown in Figure 3).The concrete mode of described normative document read-write form visit intelligent memory card can be consulted the content that relates among the number of patent application 200710044269.X.
Those skilled in the art should be able to understand at an easy rate, the innovative point that the mobile payment service mode is opened at the scene of describing among the present invention is that mainly on-the-spot end is intelligent memory card and the POS machine that has intelligent memory card slot, whole opening process makes opening process safer, reliable because bank card information all adopts the mode of encryption by network (as GPRS, dialing etc.) transmission.
Use intelligent memory card and the POS machine that has intelligent memory card slot to carry out an embodiment of mobile payment turn up service as scene shown in Figure 4, its detailed process is as follows.
1, intelligent memory card is inserted on the quick-witted energy of the POS of the present invention storage card slot.
2, on POS machine of the present invention, carry out the operation of swiping the card of bank card (magnetic stripe card).
3, the machine-readable magnetic track information of getting bank card of POS, inner simultaneously PSAM card is encrypted the magnetic track information that reads, and is sent to the background server of bank card/bank card tissue.
4-5-6, background server will be decrypted and judge its legitimacy to the enciphered message of receiving.
7, background server is followed rule set between intelligent memory card and the bank card/bank card tissue to legal information and is carried out cryptographic operation and return to the POS machine.
8, the POS machine is followed rule set between intelligent memory card and the bank card/bank card tissue and is decrypted operation, and by the mode of normative document read-write the bank card information after deciphering is write in the safety encipher chip of intelligent memory card inside.
9-10, the mobile payment of POS machine screen display are opened successful information and are printed document.
To utilize the intelligent memory card on the mobile phone to carry out the mobile payment turn up service according to the present invention with the POS machine that has intelligent memory card slot, thereby make this individual terminal devices of mobile phone and intelligent memory card become a kind of user account fund and handle media, very big made things convenient for the user as credit card.
Use intelligent memory card and this POS machine to carry out mobile payment and open when operating, safety is the important elements of at first considering.In whole opening process of the present invention, user's electronic payment secret code all is to import on the cryptographic key of this POS terminal, and what go up to propagate at public network (as GPRS) is encrypted personal information and payment cipher, thereby has fully ensured the security and the reliability of whole process of exchange.
The above; only for the preferable embodiment of the present invention, when protection scope of the present invention is not limited thereto, anyly be familiar with those skilled in the art in the technical scope that the present invention discloses; can expect easily changing or replacing, all should be encompassed within protection scope of the present invention.Therefore, the scope of breaking even of the present invention should be as the criterion with the protection domain of claim.
Claims (2)
1. POS machine that has intelligent memory card slot, comprise CPU module and the power module that is attached thereto, and the IC card reader, magnetic stripe card card reader, intelligent memory card slot, communication module, Keysheet module, data memory module and the display module that link to each other with power module with CPU module respectively, it is characterized in that, described intelligent memory card slot possesses the standard storage card, except inserting memory card and reading and writing its memory module, also can insert intelligent memory card, and by the CPU IC in the described POS machine visit intelligent memory card;
Described POS machine is visited the embedded CPU IC of intelligent memory card by the mode of normative document read-write, thereby finishes sequence number that reads CPU IC and the magnetic track information operation that writes encryption.
2. the described application that has the POS machine of intelligent memory card slot of claim 1, it is characterized in that: on described POS machine, be connected with intelligent memory card slot, after intelligent memory card is inserted slot, use the magnetic stripe card operation of on this POS machine, swiping the card, the POS machine will read magnetic stripe card information, and read the sequence number of the embedded CPU IC of intelligent memory card, by delivering to background server on the network, authenticate through background server, encrypt the back passback, and write by the POS machine among the CPU IC of intelligent memory card inside, pass through the information of POS machine screen display Transaction Success at last, and print detailed document.
Priority Applications (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN2007100452333A CN101373552B (en) | 2007-08-24 | 2007-08-24 | POS machine with intelligent memory card slot and uses thereof |
Applications Claiming Priority (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN2007100452333A CN101373552B (en) | 2007-08-24 | 2007-08-24 | POS machine with intelligent memory card slot and uses thereof |
Publications (2)
| Publication Number | Publication Date |
|---|---|
| CN101373552A CN101373552A (en) | 2009-02-25 |
| CN101373552B true CN101373552B (en) | 2011-03-09 |
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Family Applications (1)
| Application Number | Title | Priority Date | Filing Date |
|---|---|---|---|
| CN2007100452333A Expired - Fee Related CN101373552B (en) | 2007-08-24 | 2007-08-24 | POS machine with intelligent memory card slot and uses thereof |
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Families Citing this family (15)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN102542696B (en) * | 2010-12-27 | 2015-03-25 | 中国银联股份有限公司 | Security information interaction system and method |
| CN102956072A (en) * | 2011-08-25 | 2013-03-06 | 深圳光启高等理工研究院 | Mobile payment system and card reader thereof, mobile payment terminal and distance determination method |
| CN102956071A (en) * | 2011-08-25 | 2013-03-06 | 深圳光启高等理工研究院 | Mobile payment system and card reader thereof, mobile payment terminal and communication control method |
| CN102306434A (en) * | 2011-09-16 | 2012-01-04 | 上海智翔信息科技股份有限公司 | Mobile POS (point of sales) machine |
| WO2013051030A1 (en) * | 2011-10-03 | 2013-04-11 | Ezetap Mobile Solutions Private Limited | A dongle device with communication module for a secure electronic transaction |
| CN102737311B (en) * | 2012-05-11 | 2016-08-24 | 福建联迪商用设备有限公司 | Internet bank security authentication method and system |
| CN102768784A (en) * | 2012-07-18 | 2012-11-07 | 北京支付通电子设备有限公司 | Shell of portable payment terminal, and portable payment terminal |
| CN104766410A (en) * | 2014-01-03 | 2015-07-08 | 苏州海博智能系统有限公司 | Ic card device |
| CN104318288A (en) * | 2014-11-04 | 2015-01-28 | 成都汇合乾元科技有限公司 | IC card reader |
| CN104952164A (en) * | 2015-06-26 | 2015-09-30 | 深圳国微技术有限公司 | IoT (Internet of Things) multifunctional mobile POS (point of sale) and transaction payment system |
| CN105303208B (en) * | 2015-10-26 | 2019-01-25 | 新大陆数字技术股份有限公司 | A kind of IC card management method and system |
| CN106056803A (en) * | 2016-04-14 | 2016-10-26 | 陈泽伟 | Multichannel POS (Point of Sale) machine system |
| CN106127980B (en) * | 2016-08-03 | 2019-02-19 | 杭州易雅通科技有限公司 | A kind of intelligent consumer machine |
| CN106355793A (en) * | 2016-11-22 | 2017-01-25 | 钱包智能（平潭）科技有限公司 | Card swiping device and POS machine |
| CN110874731A (en) * | 2019-10-11 | 2020-03-10 | 上海瀚银信息技术有限公司 | POS machine payment system and development method thereof |
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| CN101373552A (en) | 2009-02-25 |
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