CN104952164A - IoT (Internet of Things) multifunctional mobile POS (point of sale) and transaction payment system - Google Patents
IoT (Internet of Things) multifunctional mobile POS (point of sale) and transaction payment system Download PDFInfo
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- CN104952164A CN104952164A CN201510362859.1A CN201510362859A CN104952164A CN 104952164 A CN104952164 A CN 104952164A CN 201510362859 A CN201510362859 A CN 201510362859A CN 104952164 A CN104952164 A CN 104952164A
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- G07G—REGISTERING THE RECEIPT OF CASH, VALUABLES, OR TOKENS
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Abstract
The invention is applicable to the field of electronic payment, and provides an IoT (Internet of Things) multifunctional mobile POS (point of sale) and a transaction payment system. The IoT multifunctional mobile POS comprises a main control module, an input module, an LCD (liquid crystal display) module, a communication module and a card reading module, wherein the input module, the LCD module, the communication module and the card reading module are connected with the main control module respectively. According to the communication module of the mobile POS, corresponding network interfaces in the communication module can be selected for wireless AP (access point) network services for communication with a background server according to detected network signals, the POS can be applied to various transaction occasions such as shopping malls, restaurants, outgoing settlement and the like, and the mobility and the local area network anomaly resistance of the mobile POS are improved.
Description
Technical field
The invention belongs to E-Payment field, particularly relate to a kind of Internet of Things Multifunctional mobile POS and trading payment system.
Background technology
Mobile POS (Point of Sale, point-of-sale terminal) is a kind of RF-SIM card terminal reader, is connected with background server by modes such as CDMA, GPRS, TCP/IP.Mobile POS be arranged on the franchised business of bank card and accept in site and be unified into network with computing machine, just can realize electronic funds automatic account transfer, it has functions such as supporting consumption, pre-authorization, inquiry into balance and account transfer, uses safety, fast, reliably.
Existing mobile POS is communicated with background server by WLAN (wireless local area network), realize mobile payment function, use as the means of payment in the region that this mobile POS can only cover in WLAN, the scope covered due to WLAN is relatively little, when the position residing for mobile POS exceedes the scope of WLAN covering or WLAN occurs abnormal, then cannot communicate with background server, and then cannot payment function be realized, visible, there is mobility difference in existing mobile POS, the problem that the abnormal ability of anti-local net network is low.
Summary of the invention
The embodiment of the present invention provides a kind of Internet of Things Multifunctional mobile POS, is intended to solve existing mobile POS mobility poor, the problem that anti-Network Abnormal ability is low.
The embodiment of the present invention is achieved in that a kind of Internet of Things Multifunctional mobile POS, and described Internet of Things Multifunctional mobile POS comprises:
Main control module, is connected with LCD display module, load module, communication module and card reading module respectively, for receiving merchandise news that described communication module sends, Transaction Information and transaction results, and is sent to described LCD display module and shows; Receive commodity selection information and the bank card password of the transmission of described load module, described bank card password is encrypted, and the bank card password after described commodity selection information and encryption is sent to described communication module; Receive the bank card information that described card reading module sends, described bank card information is encrypted, and the bank card information after described encryption is sent to described communication module;
LCD display module, is connected with described main control module, for receiving merchandise news, Transaction Information and transaction results that described main control module sends, and shows;
Load module, is connected with described main control module, for receiving commodity selection information and the bank card password of user's typing, and is sent to described main control module;
Communication module, be connected with described main control module and background server respectively, for receiving merchandise news, Transaction Information and transaction results that background server sends, and described merchandise news, Transaction Information and transaction results are sent to described main control module; Receive the bank card information after the described encryption of described main control module transmission and password, and be sent to described background server;
Described communication module comprises wireless local area network communications module and mobile communication module, and when wireless LAN signal being detected, described main control module is communicated with background server by described wireless local area network communications module; When can't detect wireless LAN signal, described main control module is communicated with background server by described mobile communication module; And
Card reading module, is connected with described main control module, for reading card information, and is sent to described main control module.
The embodiment of the present invention also provides a kind of trading payment system, comprises above-mentioned Internet of Things Multifunctional mobile POS, background server and bank's background system;
Merchandise news, Transaction Information and transaction results that described Internet of Things Multifunctional mobile POS sends for receiving described background server, bank card information and password are encrypted, and the bank card information after described encryption is sent to described background server;
Described background server, for the bank card information after the described encryption that receives described Internet of Things Multifunctional mobile POS and send and password, and is sent to described bank background system; Receive the described transaction results that described bank background system sends, merchandise news, Transaction Information and transaction results are sent to described Internet of Things Multifunctional mobile POS;
Described bank background system, for the bank card information after the described encryption that receives described background server and send and password, generates transaction results according to the bank card information after described encryption and password, and is sent to described background server.
The communication module of the mobile POS in the embodiment of the present invention, can according to the network signal detected, select corresponding network interface in communication module to carry out the service of wireless aps access network to communicate with background server, when the market covered in WLAN, time in the places such as dining room, wireless network is selected to realize the networking of POS by wireless local area network communications module, can realize quickly and easily communicating with background server, when when carrying out express delivery receipts list etc. and needing do not have WLAN to cover in the scene of going out to collect money, or when there is abnormal cannot providing services on the Internet in WLAN, mobile communication module is utilized to be connected to background server, the communication with background server can be realized equally, make when the position residing for POS exceed scope that WLAN covers or WLAN occur abnormal time, still can be communicated with background server by mobile communication module, improve the mobility of mobile POS and the ability of anti-local net network exception.
Accompanying drawing explanation
Fig. 1 is the structural representation of the Internet of Things Multifunctional mobile POS that embodiments of the invention provide;
Fig. 2 is the structural representation of the card reading module of the Internet of Things Multifunctional mobile POS that embodiments of the invention provide;
Fig. 3 is the structural representation of the trading payment system that the embodiment of the present invention provides;
Fig. 4 is the realization flow figure of the trading payment system that the embodiment of the present invention provides.
Embodiment
In order to make object of the present invention, technical scheme and advantage clearly understand, below in conjunction with drawings and Examples, the present invention is further elaborated.Should be appreciated that specific embodiment described herein only in order to explain the present invention, be not intended to limit the present invention.
In the place that mobile POS in the embodiment of the present invention can cover in WLAN, wireless network is selected to realize the networking of POS by wireless local area network communications module, when there is abnormal cannot providing services on the Internet in the region covered not having WLAN or WLAN, mobile communication module is utilized to be connected to background server, the communication with background server can be realized equally, make when the position residing for POS exceedes the scope of WLAN covering or WLAN occurs abnormal, still can be communicated with background server by mobile communication module, improve the mobility of mobile POS and the ability of anti-local net network exception.
Fig. 1 shows the structure of Internet of Things Multifunctional mobile POS in the embodiment of the present invention, for convenience of explanation, part related to the present invention is only shown.
Internet of Things Multifunctional mobile POS in the embodiment of the present invention comprises main control module 11, LCD display module 12, load module 13, communication module 14 and card reading module 15.
Main control module 11, be connected with LCD display module 12, load module 13, communication module 14 and card reading module 15 respectively, for merchandise news, Transaction Information and transaction results that received communication module 14 sends, and send it to LCD display module 12 and show, receive merchandise news and the bank card password of user's selection that load module 13 sends, utilize secure cryptographic algorithm to be encrypted bank card password, and the bank card password after commodity selection information and encryption is sent to communication module 14; Receive the bank card information that card reading module 15 sends, utilize secure cryptographic algorithm to be encrypted bank card information, and the bank card information after encryption is sent to communication module 14.
As one embodiment of the invention, main control module 11 has as master cpu chip, main control module 11 has secure cryptographic algorithm, not only control whole transaction flow, and provide various secure cryptographic algorithm, transaction data is encrypted and decrypted, for the data security of whole system provides guarantee.
LCD display module 12 can show the Transaction Information such as merchandise news, dealing money, pertinent transaction information can be supplied to user intuitively, so that user selects commodity.
LCD display module 12 is connected with main control module 11, for receiving merchandise news, Transaction Information and transaction results that main control module 11 sends, and shows.
Load module 13 is connected with main control module 11, for receiving commodity selection information and the bank card password of user's typing, and sends it to main control module 11.
Load module 13 in embodiments of the present invention has key-press input keyboard, and the mode of key-press input can be adopted to input the commodity of needs selection for user and input bank card password when paying.
The mode that load module 13 in embodiments of the present invention can also adopt touch-control to input inputs the commodity of needs selection for user and inputs bank card password when paying.
Communication module 14 is connected with main control module 11 and background server, for correspondingly selecting network to carry out online connection server according to the network signal covered in application scenarios, and according to merchandise news, Transaction Information and transaction results that the network reception background server selected sends, and merchandise news, Transaction Information and transaction results are sent to main control module 11, and the bank card password after the encryption of reception main control module 11 transmission, and send it to background server.
As one embodiment of the invention, communication module 14 comprises wireless local area network communications module 141 and mobile communication module 142.
Wireless local area network communications module 141 is connected in WLAN (wireless local area network) in the scope that covers in WLAN, makes POS be connected to background server, and provides reliable data transmission path.
Wireless local area network communications module 141 in the embodiment of the present invention can pass through WIFI (WIreless-Fidelity: wireless connections) and be connected to network and communicate.
When using in the place such as market, dining room that the Internet of Things Multifunctional mobile POS in the embodiment of the present invention covers in WLAN, select wireless network to realize the networking of POS by wireless local area network communications module 141, can realize quickly and easily communicating with background server.
Mobile communication module 142, for when not having WLAN, provides mobile Internet access service by plug-in.
Internet of Things Multifunctional mobile POS in the embodiment of the present invention is when carrying out express delivery receipts list etc. and needing to use in the scene of going out to collect money, when detect in these scenes do not have WLAN to cover or WLAN occurs abnormal cannot providing services on the Internet time, mobile communication module 142 is utilized to be connected to background server, the communication with background server can be realized equally, make, when the position residing for POS exceedes the scope of WLAN covering or WLAN occurs abnormal, still to be communicated with background server by mobile communication module.
Mobile communication module 142 singly provides conveniently for mobile receipts of going out, and can be connected directly to background server carry out payment transaction by mobile communication module 142.
As one embodiment of the present of invention, mobile communication module 142 is 4G communication module, when not having WLAN, can provide 4G service on net by plug-in by 4G communication module.
As one embodiment of the present of invention, communication module 14 also comprises bluetooth communication.
Bluetooth communication is used for being connected with mobile communication, makes mobile POS complete payment transaction by mobile phone, is connected by bluetooth communication with mobile phone, mobile phone A PP carries out swipe the card, transfers accounts, supplements with money, the function such as inquiry, and POS can be made to reduce costs and power consumption.
Card reading module 15 is connected with main control module 11, for reading bank card information and sending it to main control module 11.
Card reading module 15 can read bank card information.
The communication module 14 of the mobile POS in the embodiment of the present invention comprises wireless local area network communications module 141 and mobile communication module 142, in the market that WLAN covers, the places such as dining room, wireless network is selected to realize the networking of POS by wireless local area network communications module 141, realize the communication with background server quickly and easily, need to go out to receive single wait the region that do not have WLAN to cover in place or WLAN appearance exception to provide services on the Internet time, mobile communication module 142 is utilized to be connected to background server, the communication with background server can be realized equally, make when the position residing for POS exceed scope that WLAN covers or WLAN occur abnormal time, still can be communicated with background server by mobile communication module 142, improve the mobility of mobile POS and the ability of anti-local net network exception.
As one embodiment of the present of invention, preferably, Internet of Things Multifunctional mobile POS also comprises printer module.
Printer module, is connected with main control module 11, for receiving the transaction results that main control module 11 sends, and by its printout.Transaction results can be printed by printer module, so that user carries out signing a bill, confirmation completes payment transaction.
Fig. 2 shows the structure of the card reading module of Internet of Things Multifunctional mobile POS in the embodiment of the present invention, for convenience of explanation, part related to the present invention is only shown.
As one embodiment of the present of invention, card reading module 15 comprises card reader for magnetic strip cards 151, IC-card card reader 152 and NFC (Near Field Communication: near-field communication technology) card reader 153, the relevant information making POS can read all Unionpay mark card by card reading module 15 closes information, as medical insurance card, social security card, city one-card and bank card etc., by main control module 11 and communication module 14, can be connected with background server and carry out payment verification, realize swiping the card transaction payment.
Client can respond to by direct plug-in card Zhi Fuyu payment two kinds of modes of swiping the card and carry out transaction payment, when client carries out the payment of direct plug-in card, can carry out payment of swiping the card by card reader for magnetic strip cards 151 and IC-card card reader 152; When client carries out induction payment, carry out Card Reader payment by NFC card reader 153.
As a preferred embodiment of the present invention, LCD display module 12 is touching display screen, and user can carry out the selection of commodity by the input mode of touch-control, be more conducive to Consumer's Experience, provide humanized man-machine interaction mode.
Fig. 3 shows the structure of the trading payment system that the embodiment of the present invention provides, and for convenience of explanation, part related to the present invention is only shown.
Trading payment system in the embodiment of the present invention comprises Internet of Things Multifunctional mobile POS 21, background server 22 and bank's background system 23 described above.
Background server 22 in the embodiment of the present invention has communicated as data processing centre (DPC) and with bank background system 23 payment transaction.
Merchandise news or menu information etc. are sent to mobile POS 21 by the background server 22 in the embodiment of the present invention, mobile POS 21 can select different communication modules to communicate according to application scenarios, and by LCD display module 12, merchandise news is showed user, after user understands selection, the merchandise news selected is needed by input, the merchandise news that user selects is sent to background server 22 by mobile POS 21 again, background server 22 generates Transaction Information according to commodity selection information, Transaction Information is issued to mobile POS 21 again, after user confirms Transaction Information, start payment transaction.Mobile POS 21 in the embodiment of the present invention not only as the means of payment, display of commodity information can also be selected for client simultaneously, has several functions.
In the embodiment of the present invention, after user confirms the Transaction Information that LCD shows, brush magnetic stripe card can be selected, or insertion IC-card, or select NFC Card Reader to carry out transaction payment, after mobile POS 21 reads bank card information, user can by the button in mobile POS 21 or touch screen screen input bank card password, security encryption chip in mobile POS 21 is sent to background server 22 by after bank card information and password encryption by communication module 14, bank card information after encryption and password are forwarded to bank's background system 23 and carry out on-line transaction by background server 22, bank's background system 23 generates transaction results according to bank card information and password, and transaction results is back to background server 22, transaction results is issued to mobile POS 21 by background server 22 again, if Transaction Success, then move POS 21 and print transaction results, user's signature, complete payment transaction.
Trading payment system in embodiments of the present invention also goes for using when going out to receive list, mobile POS 21 can carry out payment transaction by using mobile communication module 142 to be connected to background server 22, or use bluetooth communication to be connected to the mobile terminal such as mobile phone or PAD, mobile POS 21 is connected to background server 22 and carries out payment transaction.
As one embodiment of the present of invention, bank's background system 23 is connected with background server 22, and background server 22 is at least connected with an Internet of Things Multifunctional mobile POS 21.
Background server 22 in the embodiment of the present invention can support that multiple mobile POS 21 connects simultaneously and concludes the business, multiple mobile POS 21 is made to complete merchandise news display, Transaction Information shows, and bank card information reads, the functions such as Password Input and transaction results printing.
In an embodiment of the present invention, Internet of Things Multifunctional mobile POS 21 can also by transaction results printout to user.
As one embodiment of the present of invention, preferably, Internet of Things Multifunctional mobile POS 21 can also be used for being connected with mobile communication, realizes the communication with background server 22 by mobile phone.
Internet of Things Multifunctional mobile POS 21 in an embodiment of the present invention has touching display screen, and user can carry out the selection of commodity by the input mode of touch-control, be more conducive to Consumer's Experience, provide humanized man-machine interaction mode.
Fig. 4 shows the realization flow of the trading payment system of the embodiment of the present invention, and details are as follows:
1, merchandise news or menu information etc. are sent to mobile POS by background server;
2, after mobile POS receives the data of background server transmission, user is showed by LCD display module;
3, user understands after detailed merchandise news selects, and can input the merchandise news needing to select;
4, the commodity selection information that user inputs by POS is sent to background server;
5, background server generates Transaction Information according to the commodity selection information received;
6, Transaction Information is sent to POS by background server;
7, Transaction Information shows user to confirm by POS;
8, after user confirms the Transaction Information that LCD shows, carrying out swiping the card pays POS and reads by card reading module the bank card password that bank card information and user inputted by load module;
9, POS is sent to background server by after bank card information and bank card password encryption;
10, the bank card information after encryption and password are forwarded to bank's background system and carry out on-line transaction by background server;
11, bank's background system generates transaction results according to the bank card information after encryption and password confirming payment information;
12, transaction results is back to background server by bank's background system;
13, transaction results is forwarded to mobile POS by background server;
14, POS prints transaction results and exports to user, and user signs, and transaction payment completes.
By utilizing the communication technology such as localized network or internet that multiple mobile POS 21, background server 22 and bank's background system 23 are linked togather in the embodiment of the present invention, form a trading payment system, provide a kind of multiple mobile POS 21 to use simultaneously and can be applicable in multiple different application scenarios, mobile POS 21 not only can as the means of payment, can also display of commodity information select for client simultaneously, and express delivery, buying etc. can be met to go out the user demand of the modes of payments, substantially increase transaction payment efficiency.
The market that mobile POS in the embodiment of the present invention can cover in WLAN, in the places such as dining room, wireless network is selected to realize the networking of POS by wireless local area network communications module, the needs covered not having WLAN go out in the place of collecting money or there is abnormal cannot providing services on the Internet in WLAN time, mobile communication module is utilized to be connected to background server, the communication with background server can be realized equally, make when the position residing for POS exceed scope that WLAN covers or WLAN occur abnormal time, still can be communicated with background server by mobile communication module, improve the mobility of mobile POS and the ability of anti-local net network exception.
The foregoing is only preferred embodiment of the present invention, not in order to limit the present invention, all any amendments done within the spirit and principles in the present invention, equivalent replacement and improvement etc., all should be included within protection scope of the present invention.
Claims (10)
1. an Internet of Things Multifunctional mobile POS, is characterized in that, described Internet of Things Multifunctional mobile POS comprises:
Main control module, is connected with LCD display module, load module, communication module and card reading module respectively, for receiving merchandise news that described communication module sends, Transaction Information and transaction results, and is sent to described LCD display module and shows; Receive commodity selection information and the bank card password of the transmission of described load module, described bank card password is encrypted, and the bank card password after described commodity selection information and encryption is sent to described communication module; Receive the bank card information that described card reading module sends, described bank card information is encrypted, and the bank card information after described encryption is sent to described communication module;
LCD display module, is connected with described main control module, for receiving merchandise news, Transaction Information and transaction results that described main control module sends, and shows;
Load module, is connected with described main control module, for receiving commodity selection information and the bank card password of user's typing, and is sent to described main control module;
Communication module, be connected with described main control module and background server respectively, for receiving merchandise news, Transaction Information and transaction results that background server sends, and described merchandise news, Transaction Information and transaction results are sent to described main control module; Receive the bank card information after the described encryption of described main control module transmission and password, and be sent to described background server;
Described communication module comprises wireless local area network communications module and mobile communication module, and when wireless LAN signal being detected, described main control module is communicated with background server by described wireless local area network communications module; When can't detect wireless LAN signal, described main control module is communicated with background server by described mobile communication module; And
Card reading module, is connected with described main control module, for reading card information, and is sent to described main control module.
2. Internet of Things Multifunctional mobile POS as claimed in claim 1, it is characterized in that, described Internet of Things Multifunctional mobile POS also comprises:
Printer module, is connected with described main control module, for receiving the transaction results that described main control module sends, and prints.
3. Internet of Things Multifunctional mobile POS as claimed in claim 1, it is characterized in that, described communication module also comprises:
Bluetooth communication, for being connected with mobile communication, realizes the communication with background server by mobile phone.
4. Internet of Things Multifunctional mobile POS as claimed in claim 1, it is characterized in that, described card reading module comprises card reader for magnetic strip cards, IC-card card reader and NFC card reader.
5. the Internet of Things Multifunctional mobile POS any one of claim 1,2,3 or 4 as described in claim, is characterized in that, described LCD display module is touching display screen.
6. a trading payment system, comprises background server and bank's background system, it is characterized in that, also comprises Internet of Things Multifunctional mobile POS;
Described Internet of Things Multifunctional mobile POS comprises:
Main control module, is connected with LCD display module, load module, communication module and card reading module respectively, for receiving merchandise news that described communication module sends, Transaction Information and transaction results, and is sent to described LCD display module and shows; Receive commodity selection information and the bank card password of the transmission of described load module, described bank card password is encrypted, and the bank card password after described commodity selection information and encryption is sent to described communication module; Receive the bank card information that described card reading module sends, described bank card information is encrypted, and the bank card information after described encryption is sent to described communication module;
LCD display module, is connected with described main control module, for receiving merchandise news, Transaction Information and transaction results that described main control module sends, and shows;
Load module, is connected with described main control module, for receiving commodity selection information and the bank card password of user's typing, and is sent to described main control module;
Communication module, be connected with described main control module and background server respectively, for receiving merchandise news, Transaction Information and transaction results that background server sends, and described merchandise news, Transaction Information and transaction results are sent to described main control module; Receive the bank card information after the described encryption of described main control module transmission and password, and be sent to described background server;
Described communication module comprises wireless local area network communications module and mobile communication module, and when wireless LAN signal being detected, described main control module is communicated with background server by described wireless local area network communications module; When can't detect wireless LAN signal, described main control module is communicated with background server by described mobile communication module; And
Card reading module, is connected with described main control module, for reading card information, and is sent to described main control module.
Described background server, for the bank card information after the described encryption that receives described Internet of Things Multifunctional mobile POS and send and password, and is sent to described bank background system; Receive the described transaction results that described bank background system sends, merchandise news, Transaction Information and transaction results are sent to described Internet of Things Multifunctional mobile POS;
Described bank background system, for the bank card information after the described encryption that receives described background server and send and password, generates transaction results according to the bank card information after described encryption and password, and is sent to described background server.
7. trading payment system as claimed in claim 6, it is characterized in that, described Internet of Things Multifunctional mobile POS also comprises:
Printer module, is connected with described main control module, for receiving the transaction results that described main control module sends, and prints.
8. trading payment system as claimed in claim 7, it is characterized in that, described communication module also comprises:
Bluetooth communication, for being connected with mobile communication, realizes the communication with background server by mobile phone.
9. trading payment system as claimed in claim 8, it is characterized in that, described card reading module comprises card reader for magnetic strip cards, IC-card card reader and NFC card reader.
10. the trading payment system any one of claim 6,7,8 or 9 as described in claim, is characterized in that, described LCD display module is touching display screen.
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| Application Number | Priority Date | Filing Date | Title |
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| CN201510362859.1A CN104952164A (en) | 2015-06-26 | 2015-06-26 | IoT (Internet of Things) multifunctional mobile POS (point of sale) and transaction payment system |
| PCT/CN2016/085047 WO2016206535A1 (en) | 2015-06-26 | 2016-06-07 | Internet of things multifunctional mobile pos terminal and intelligent payment system |
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| CN201510362859.1A CN104952164A (en) | 2015-06-26 | 2015-06-26 | IoT (Internet of Things) multifunctional mobile POS (point of sale) and transaction payment system |
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| CN104952164A true CN104952164A (en) | 2015-09-30 |
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