CN104952164A - IoT (Internet of Things) multifunctional mobile POS (point of sale) and transaction payment system - Google Patents

IoT (Internet of Things) multifunctional mobile POS (point of sale) and transaction payment system Download PDF

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Publication number
CN104952164A
CN104952164A CN 201510362859 CN201510362859A CN104952164A CN 104952164 A CN104952164 A CN 104952164A CN 201510362859 CN201510362859 CN 201510362859 CN 201510362859 A CN201510362859 A CN 201510362859A CN 104952164 A CN104952164 A CN 104952164A
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module
pos
communication
mobile
network
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CN 201510362859
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Chinese (zh)
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李艳荣
向柄宇
林志明
王俊杰
吕烜
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深圳国微技术有限公司
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    • GPHYSICS
    • G07CHECKING-DEVICES
    • G07GREGISTERING THE RECEIPT OF CASH, VALUABLES, OR TOKENS
    • G07G1/00Cash registers

Abstract

The invention is applicable to the field of electronic payment, and provides an IoT (Internet of Things) multifunctional mobile POS (point of sale) and a transaction payment system. The IoT multifunctional mobile POS comprises a main control module, an input module, an LCD (liquid crystal display) module, a communication module and a card reading module, wherein the input module, the LCD module, the communication module and the card reading module are connected with the main control module respectively. According to the communication module of the mobile POS, corresponding network interfaces in the communication module can be selected for wireless AP (access point) network services for communication with a background server according to detected network signals, the POS can be applied to various transaction occasions such as shopping malls, restaurants, outgoing settlement and the like, and the mobility and the local area network anomaly resistance of the mobile POS are improved.

Description

一种物联网多功能移动POS机及交易支付系统 Things one kind multi-functional mobile POS and transaction payment system

技术领域 FIELD

[0001] 本发明属于电子支付领域,尤其涉及一种物联网多功能移动POS机及交易支付系统。 [0001] The present invention belongs to the field of electronic payments, in particular, it relates to a multifunctional mobile POS and payment transaction system of things.

背景技术 Background technique

[0002] 移动POS机(Point of Sale,销售终端)是一种RF-SM卡终端阅读器,通过CDMA、GPRS,TCP/IP等方式与后台服务器连接。 [0002] moving the POS (Point of Sale, the sales terminal) is an RF-SM card reader terminal, via CDMA, GPRS, TCP / IP, etc. and the back-end server. 将移动POS机安装在银行卡的特约商户和受理网点中与计算机联成网络,就能实现电子资金自动转帐,它具有支持消费、预授权、余额查询和转帐等功能,使用起来安全、快捷、可靠。 The mobile POS machines installed at merchants and bank card issuing branch with a computer linked to a network, you can achieve automatic electronic funds transfer, it has the support of consumer, pre-authorization, balance inquiries and transfers and other functions, safe to use, fast, reliable.

[0003] 现有的移动POS机通过无线局域网与后台服务器进行通信,实现移动支付功能,这种移动POS机只能在无线局域网络覆盖的区域中作为支付工具使用,由于无线局域网络覆盖的范围相对较小,当移动POS机所处的位置超过无线局域网络覆盖的范围或者无线局域网络出现异常时,则无法与后台服务器进行通信,进而无法实现支付功能,可见,现有的移动POS机存在可移动性差,抗局域网网络异常能力低的问题。 [0003] The conventional mobile POS machines through wireless LAN communication with the back-end server, to realize mobile payment function, this machine can only be used as a mobile POS payment instrument in the area covered by the wireless local area network, since the range of the WLAN coverage is relatively small, when the position at which the POS moves over the WLAN coverage range or a wireless local area network abnormality occurs, can not communicate with a background server, payment functions and thus can not be achieved, visible, conventional mobile POS machines exist poor mobility, low resistance to local area network anomalies capacity problems.

发明内容 SUMMARY

[0004] 本发明实施例提供一种物联网多功能移动POS机,旨在解决现有移动POS机可移动性较差,抗网络异常能力低的问题。 Embodiment [0004] The present invention provides a multi-functional mobile POS machines things, to solve the conventional mobile POS machine can be poor mobility, low resistance to abnormal network capacity issues.

[0005] 本发明实施例是这样实现的,一种物联网多功能移动POS机,所述物联网多功能移动POS机包括: [0005] Example embodiments of the present invention is implemented as a multi-functional mobile POS machines things, things the multifunction mobile POS machine comprising:

[0006] 主控制模块,分别与IXD显示模块、输入模块、通信模块以及读卡模块连接,用于接收所述通信模块发送的商品信息、交易信息以及交易结果,并发送至所述LCD显示模块进行显示;接收所述输入模块发送的商品选择信息以及银行卡密码,对所述银行卡密码进行加密,并将所述商品选择信息以及加密后的银行卡密码发送至所述通信模块;接收所述读卡模块发送的银行卡信息,对所述银行卡信息进行加密,并将所述加密后的银行卡信息发送至所述通信模块; [0006] The main control module, respectively IXD display module, an input module, communication module and the reader module is connected, for receiving the product information transmitted from the communication module, the transaction information and the transaction result, and transmitted to the LCD display module display; commodity selection information and bank card password sent by receiving the input module, the card encrypts the password, and the commodity selection information and the encrypted password to the card communication module; receiving said card reader module sends the information, the card information is encrypted, and transmits the card information of the encrypted communication to the module;

[0007] IXD显示模块,与所述主控制模块连接,用于接收所述主控制模块发送的商品信息、交易信息以及交易结果,并进行显示; [0007] IXD display module, connected to the main control module, for receiving the product information transmitted from the main control module, transaction information and the transaction result, and the display;

[0008] 输入模块,与所述主控制模块连接,用于接收用户录入的商品选择信息及银行卡密码,并发送至所述主控制模块; [0008] The input module, connected to the main control module, configured to receive a user input selection information and goods bank card password, and transmits to the master control module;

[0009] 通信模块,分别与所述主控制模块以及后台服务器连接,用于接收后台服务器发送的商品信息、交易信息以及交易结果,并将所述商品信息、交易信息以及交易结果发送至所述主控制模块;接收所述主控制模块发送的所述加密后的银行卡信息以及密码,并发送至所述后台服务器; [0009] communication module, connected with the main control module and a back-end server for receiving the product information of the back-end server, the transaction information and the transaction result, and the product information, transaction information and the transaction result to the the main control module; after receiving the master control module sends the encrypted card information and the password, and sends back to the server;

[0010] 所述通信模块包括无线局域网通信模块与移动通信模块,当检测到无线局域网络信号时,所述主控制模块通过所述无线局域网通信模块与后台服务器进行通信;当检测不到无线局域网络信号时,所述主控制模块通过所述移动通信模块与后台服务器进行通信;以及 [0010] The communication module includes a wireless LAN communication module and a mobile communication module, when the wireless LAN signal is detected, the main control module communicate via the wireless local area communication module and the back-end server; not detected when the wireless local area network when the envelope signal, the main control module communicate via the mobile communication module and a back-end server; and

[0011] 读卡模块,与所述主控制模块连接,用于读取卡信息,并发送至所述主控制模块。 [0011] reader module, connected to the main control module for reading the card information, and transmits to the master control module.

[0012] 本发明实施例还提供一种交易支付系统,包括上述的物联网多功能移动POS机、后台服务器以及银行后台系统; Example [0012] The present invention also provides a transaction payment system comprising the above-described multi-functional mobile POS machines things, back-end server and back-end banking system;

[0013] 所述物联网多功能移动POS机用于接收所述后台服务器发送的商品信息、交易信息以及交易结果,对银行卡信息以及密码进行加密,并将所述加密后的银行卡信息发送至所述后台服务器; [0013] The multifunctional mobile POS machines things for receiving the product information of the back-end server, the transaction information and the transaction result, card information and the password is encrypted, and the bank card the encrypted information transmitted background to the server;

[0014] 所述后台服务器用于接收所述物联网多功能移动POS机发送的所述加密后的银行卡信息以及密码,并发送至所述银行后台系统;接收所述银行后台系统发送的所述交易结果,将商品信息、交易信息以及交易结果发送至所述物联网多功能移动POS机; [0014] The back-end server for receiving the things the encrypted multi-functional mobile POS sends card information and the password, and sends back to the banking system; receiving the transmitted background banking system said transaction result, transmits the product information, transaction information and the transaction result to the mobile POS things multifunction machine;

[0015] 所述银行后台系统用于接收所述后台服务器发送的所述加密后的银行卡信息以及密码,根据所述加密后的银行卡信息以及密码生成交易结果,并发送至所述后台服务器。 [0015] Background of the banking system for the back-end server receiving the card information and the encrypted password is generated according to the results of the transaction card information and the password is encrypted and sent to the backend server .

[0016] 本发明实施例中的移动POS机的通信模块,可以根据检测到的网络信号,选择通信模块中相应网络接口进行无线AP接入网络服务与后台服务器进行通信,当在无线局域网络覆盖的商场、餐厅等场所中时,通过无线局域网通信模块选择无线网络实现POS机的联网,可以快速便捷的实现与后台服务器进行通信,当在进行快递收单等需要外出收款的场景中没有无线局域网络覆盖时,或者当无线局域网络出现异常无法提供网络服务时,利用移动通信模块连接至后台服务器,同样可以实现与后台服务器的通信,使得当POS机所处的位置的超过无线局域网络覆盖的范围或者无线局域网络出现异常时,仍然能够通过移动通信模块与后台服务器通信,提高了移动POS机的可移动性以及抗局域网网络异常的能力。 [0016] Examples of the communication module of the mobile POS machine embodiment of the present invention, a network based on the detected signal, for selecting a network access service to the wireless AP backend server communication module corresponding communication network interface, a wireless local area network coverage when shopping malls, restaurants and other places in time, networked POS machines selected wireless network through a wireless local area network communication module, you can quickly and easily implement the back-end server to communicate, when to go out to the scene of receivables during delivery and so on is not acquiring wireless when LAN coverage, wireless local area network, or when abnormal can not provide network services, the mobile communication module is connected to the backend server can also communicate with a backend server, such as wireless local area network than the position in which the cover of the POS when an abnormality occurs range or WLAN, is still able to communicate with the mobile communication module through the back-end server, the mobile POS machines improving mobility and resistance to abnormal local area network capability.

附图说明 BRIEF DESCRIPTION

[0017] 图1是本发明的实施例提供的物联网多功能移动POS机的结构示意图; [0017] FIG. 1 is a block diagram of an embodiment of the present invention to provide a multifunctional mobile things POS machine;

[0018]图2是本发明的实施例提供的物联网多功能移动POS机的读卡模块的结构示意图; [0018] FIG. 2 is a block diagram of an embodiment of the present invention to provide a multifunctional mobile things POS machine reader module;

[0019]图3是本发明实施例提供的交易支付系统的结构示意图; [0019] FIG. 3 is a schematic structural diagram of the payment transaction system according to an embodiment of the present invention;

[0020]图4是本发明实施例提供的交易支付系统的实现流程图。 [0020] FIG. 4 is a flow chart for implementing transaction payment system according to an embodiment of the present invention.

具体实施方式 detailed description

[0021] 为了使本发明的目的、技术方案及优点更加清楚明白,以下结合附图及实施例,对本发明进行进一步详细说明。 [0021] To make the objectives, technical solutions and advantages of the present invention will become more apparent hereinafter in conjunction with the accompanying drawings and embodiments of the present invention will be further described in detail. 应当理解,此处所描述的具体实施例仅仅用以解释本发明,并不用于限定本发明。 It should be understood that the specific embodiments described herein are only intended to illustrate the present invention and are not intended to limit the present invention.

[0022] 本发明实施例中的移动POS机可以在无线局域网络覆盖的场所中,通过无线局域网通信模块选择无线网络实现POS机的联网,在没有无线局域网络覆盖的区域或者无线局域网络出现异常无法提供网络服务时,利用移动通信模块连接至后台服务器,同样可以实现与后台服务器的通信,使得当POS机所处的位置超过无线局域网络覆盖的范围或者无线局域网络出现异常时,仍然能够通过移动通信模块与后台服务器通信,提高了移动POS机的可移动性以及抗局域网网络异常的能力。 [0022] The embodiment of the present invention, a mobile POS machine embodiment may be in place WLAN coverage, select a wireless network via wireless local area communication module networked POS machine abnormality occurs in the absence of a wireless local area network coverage area or the wireless local area network can not provide network services, the mobile communication module is connected to the backend server can also communicate with a backend server, so that when an abnormal position POS machine is located over the WLAN coverage range or a wireless local area network, should still be able to the mobile communication module communicating with a backend server, the mobile POS machines to improve mobility and resistance to abnormal local area network capability.

[0023] 图1示出了本发明实施例中物联网多功能移动POS机的结构,为了便于说明,仅示出与本发明相关的部分。 [0023] FIG 1 shows a present invention embodiment things multifunctional mobile POS machine structure embodiment, for convenience of description, showing only the part related to the present invention.

[0024] 本发明实施例中的物联网多功能移动POS机包括主控制模块11,IXD显示模块12,输入模块13、通信模块14和读卡模块15。 [0024] Example embodiment of the present invention was in a networked multi-function mobile POS machine includes a main control module 11, IXD display module 12, an input module 13, a communication module 14 and the reader module 15.

[0025] 主控制模块11,分别与IXD显示模块12、输入模块13、通信模块14以及读卡模块15连接,用于接收通信模块14发送的商品信息、交易信息以及交易结果,并将其发送至LCD显示模块12进行显示,接收输入模块13发送的用户选择的商品信息以及银行卡密码,利用安全加密算法对银行卡密码进行加密,并将商品选择信息以及加密后的银行卡密码发送至通信模块14 ;接收读卡模块15发送的银行卡信息,利用安全加密算法对银行卡信息进行加密,并将加密后的银行卡信息发送至通信模块14。 [0025] The main control module 11, respectively IXD display module 12, an input module 13, a communication module 14 and the reader module 15 is connected, for receiving the product information transmitted by the communication module 14, transaction information and the transaction result, and transmits LCD display module 12 to display, receive an input product information and bank card password selected by the user module 13 sent to the bank encrypted with the security card password encryption algorithm, and product selection information and the encrypted password to the communication card module 14; receiving card information sent by the reader module 15, using a secure encryption algorithm to encrypt the bank card information, and transmits the encrypted card information to the communication module 14.

[0026] 作为本发明一个实施例,主控制模块11具有作为主控CPU芯片,主控制模块11具有安全加密算法,不仅控制整个交易流程,而且提供了各种安全加密算法,对交易数据进行加密和解密,为整个系统的数据安全提供了保证。 [0026] As an embodiment of the present invention, the control module 11 has a main CPU as the main control chip, the master control module 11 has a security encryption algorithms, not only controls the entire transaction process, but also provides a variety of security encryption algorithms to encrypt the transaction data and decryption, provide a guarantee for the data security of the entire system.

[0027] IXD显不t旲块12可以对商品彳目息、交易金额等交易彳目息进彳丁显不,可以将相关交易信息直观的提供给用户,以便用户对商品进行选择。 [0027] IXD t Dae not significantly block 12 can mesh left foot commodity information, transaction amount and other transaction information mesh left foot stimulation was not significantly butoxy, may be directly related to the transaction information provided to the user, so that user selection of commodities.

[0028] IXD显示模块12与主控制模块11连接,用于接收主控制模块11发送的商品信息、交易信息以及交易结果,并进行显示。 [0028] IXD display module 12 is connected to the main control module 11, for receiving the product information transmitted from the master control module 11, the results of the transaction and transaction information, and displayed.

[0029] 输入模块13与主控制模块11连接,用于接收用户录入的商品选择信息及银行卡密码,并将其发送至主控制模块11。 [0029] The input module 13 is connected to the main control module 11, for receiving a user input selection information and goods bank card password and sends it to the main control module 11.

[0030] 在本发明实施例中的输入模块13具有按键输入键盘,可以采用按键输入的方式供用户输入需要选择的商品及在支付时输入银行卡密码。 [0030] In an embodiment of the present invention, the input module having a key input keyboard 13, key input mode may be adopted for the user to enter selection of goods and inputs a password at the payment card.

[0031] 在本发明实施例中的输入模块13还可以采用触控输入的方式供用户输入需要选择的商品及在支付时输入银行卡密码。 [0031] In this example embodiment of input module 13 may further embodiment of the present invention, the touch input for user input and the need to select the goods to enter the bank card payment password when employed.

[0032] 通信模块14与主控制模块11以及后台服务器连接,用于根据应用场景中覆盖的网络信号相应地选择网络进行上网连接服务器,并根据选择的网络接收后台服务器发送的商品信息、交易信息以及交易结果,并将商品信息、交易信息以及交易结果发送至主控制模块11,以及接收主控制模块11发送的加密后的银行卡密码,并将其发送至后台服务器。 [0032] The communication module 14 to the main control module 11 and a back-end server connected to the server application for the Internet connection network signal coverage scenario selected as appropriate for the network, and receives a back-end server of the network according to the selected product information, transaction information as well as trading results and product information, transaction information and transaction results are sent to the main control module 11, and the encrypted bank card password sent by the master control module receives 11, and sends it to the back-end server.

[0033] 作为本发明一个实施例,通信模块14包括无线局域网通信模块141以及移动通信模块142。 [0033] The present invention as an embodiment, the communication module includes a wireless local area network communications embodiments 14 and a mobile communication module 141 module 142.

[0034] 无线局域网通信模块141用于在无线局域网络覆盖的范围内连接至无线局域网中,使POS机连接至后台服务器,并提供可靠的数据传输通路。 [0034] WLAN communication module 141 for connection in the range of the WLAN coverage in the wireless LAN to the back-end server connected to a POS machine, and to provide reliable data transmission path.

[0035] 本发明实施例中的无线局域网通信模块141可以通过WIFI (WIreless-Fidelity:无线连接)连接至网络进行通信。 Connected to the network for communication: via the WIFI (wireless connection WIreless-Fidelity) wireless local area communication module 141 in the embodiment of [0035] the present invention.

[0036] 本发明实施例中的物联网多功能移动POS机在无线局域网络覆盖的商场、餐厅等场所中使用时,通过无线局域网通信模块141选择无线网络实现POS机的联网,可以快速便捷的实现与后台服务器进行通信。 [0036] When the multifunctional mobile POS machine network WLAN coverage shopping malls, restaurants and other places in the embodiment was used in the present embodiment of the invention, the wireless network selection networked POS machine 141 via the wireless LAN communication module, can be quickly and easily implement communicate with back-end server.

[0037] 移动通信模块142,用于在没有无线局域网络的情况下,通过内置程序提供移动上网服务。 [0037] The mobile communication module 142 for a wireless local area network in the absence of a case, to provide Internet access through the mobile built-in program.

[0038] 本发明实施例中的物联网多功能移动POS机在进行快递收单等需要外出收款的场景中使用时,当检测到这些场景中没有无线局域网络覆盖或者无线局域网络出现异常无法提供网络服务时,利用移动通信模块142连接至后台服务器,同样可以实现与后台服务器的通信,使得当POS机所处的位置超过无线局域网络覆盖的范围或者无线局域网络出现异常时,仍然能够通过移动通信模块与后台服务器通信。 When the scene to go out receivable [0038] Example embodiment of the present invention was in a networked multi-function mobile POS machines and the like making use of express acquiring, when detecting these scenarios no WLAN coverage or not abnormal WLAN providing network services, the mobile communication module 142 is connected to the back-end server, to communicate with the backend server in the same can be achieved, so that when an abnormal range of a wireless local area network coverage of the WLAN or the appearance position is located over the POS, still be able to the mobile communication module communicating with a backend server.

[0039] 移动通信模块142为外出移动收单提供了方便,通过移动通信模块142可直接连接至后台服务器进行支付交易。 [0039] The mobile communication module 142 is moved out to provide a convenient single received, the backend server 142 may be connected to the payment transactions through the mobile communication module directly.

[0040] 作为本发明的一个实施例,移动通信模块142为4G通信模块,通过4G通信模块可以在没有无线局域网络的情况下,通过内置程序提供4G上网服务。 [0040] As one embodiment of the present invention, a mobile communication module 142 is a 4G communication module may be without a wireless local area network, the Internet service provided by the 4G 4G communication module through the built-in program.

[0041] 作为本发明的一个实施例,通信模块14还包括蓝牙通信模块。 [0041] As one embodiment of the present invention, the communication module 14 further comprises a Bluetooth communication module.

[0042] 蓝牙通信模块用于与手机通信连接,使移动POS机通过手机完成支付交易,通过蓝牙通信模块与手机连接,在手机APP上进行刷卡、转账、充值、查询等功能,能使POS机降低成本和功耗。 [0042] Bluetooth communication module for communication with a phone connection, the mobile POS machines to complete payment transactions via mobile phone connected via Bluetooth communication module and a mobile phone, a credit card on the phone APP, transfers, recharge, query and other functions, enables POS machines reduce cost and power consumption.

[0043] 读卡模块15与主控制模块11连接,用于读取银行卡信息并将其发送至主控制模块Ilo [0043] The reader module 15 is connected to the main control module 11 for reading the card information and transmits it to the master control module Ilo

[0044] 读卡模块15可以读取银行卡信息。 [0044] The reader module 15 can read the card information.

[0045] 本发明实施例中的移动POS机的通信模块14包括无线局域网通信模块141与移动通信模块142,在无线局域网络覆盖的商场、餐厅等场所,通过无线局域网通信模块141选择无线网络实现POS机的联网,快速便捷的实现与后台服务器的通信,在需要外出收单等场所中没有无线局域网络覆盖的区域或者无线局域网络出现异常无法提供网络服务时,利用移动通信模块142连接至后台服务器,同样可以实现与后台服务器的通信,使得当POS机所处的位置的超过无线局域网络覆盖的范围或者无线局域网络出现异常时,仍然能够通过移动通信模块142与后台服务器通信,提高了移动POS机的可移动性以及抗局域网网络异常的能力。 [0045] The communication module of the mobile POS machine in an embodiment of the present invention 14 comprises a wireless local area communication module 141 and the mobile communication module 142, a wireless local area network coverage shopping malls, restaurants and other places, 141 select the wireless networks through the wireless local area network communication module communications networking, fast and convenient POS machine to achieve the backend server, the need to go out acquiring other places no WLAN coverage area or the wireless local area network when abnormality can not provide network services, the mobile communication module 142 is connected to the background server can also communicate with a backend server, such that when the wireless local area exceeds the abnormal range position at which the POS network coverage or wireless local area network appear, still capable of communicating with a mobile communication module 142 through the back-end server, to improve the movement mobility and the ability of anti-LAN network anomaly POS machine.

[0046] 作为本发明的一个实施例,优选的,物联网多功能移动POS机还包括打印机模块。 [0046] As one embodiment of the present invention, preferably, networking multifunction machine further comprising a mobile POS printer module.

[0047] 打印机模块,与主控制模块η连接,用于接收主控制模块11发送的交易结果,并将其打印输出。 [0047] The printer module, connected to the main control module η, the transaction result sent to the main control module 11 receives and printed output. 通过打印机模块可以将交易结果进行打印,以便用户进行签单确认完成支付交易。 Trading results can be printed by the printer module, so that users confirm the signing to complete the payment transaction.

[0048] 图2示出了本发明实施例中物联网多功能移动POS机的读卡模块的结构,为了便于说明,仅示出与本发明相关的部分。 [0048] FIG. 2 shows an embodiment of the present invention Things multifunctional mobile POS machine reader module structure of embodiment, for convenience of description, showing only the part related to the present invention.

[0049] 作为本发明的一个实施例,读卡模块15包含磁条卡读卡器151、IC卡读卡器152和NFC (Near Field Communicat1n:近场通信技术)读卡器153,通过读卡模块15使POS机可以读取所有银联标志卡的相关信息关信息,如医保卡、社保卡、城市一卡通以及银行卡等,通过主控制模块11以及通信模块14,可以和后台服务器连接进行支付验证,实现有刷卡交易支付。 [0049] As one embodiment of the present invention, a magnetic stripe reader 15 includes a card reader module 151, IC card reader 152 and NFC (Near Field Communicat1n: near field communication technology) reader 153 via the card reader module 15 so that the POS may read the relevant information on flags All CUP cards, such as health insurance card, social security card, bank card and the card city, 14, and backend server can be connected to the main control module 11 and a communication module for payment authorization realize there are credit card transaction payment.

[0050] 客户可以通过直接插卡支付与感应刷卡支付两种方式进行交易支付,当客户进行直接插卡支付时,可以通过磁条卡读卡器151以及IC卡读卡器152进行刷卡支付;当客户进行感应支付时,通过NFC读卡器153进行读卡支付。 [0050] Customer card payment may be performed in two ways by direct payment card payment transactions with induction when the client direct payment card, payment by credit card may be a magnetic stripe card reader 151 and the IC card reader 152; when customers pay induction, payments through a card swipe NFC reader 153.

[0051] 作为本发明的一个优选实施例,IXD显示模块12为触控显示屏,用户可以通过触控的输入方式进行商品的选择,更有利于用户体验,提供了更为人性化的人机交互方式。 [0051] As a preferred embodiment of the present invention, IXD display module 12 is a touch screen, the user can select items by way of the touch input, the more user-friendly experience, a more user-friendly man-machine interactive mode.

[0052] 图3示出了本发明实施例提供的交易支付系统的结构,为了便于说明,仅示出与本发明相关的部分。 [0052] FIG. 3 shows the structure of the present invention provide a transaction payment system according to the embodiment, for convenience of description, showing only the part related to the present invention.

[0053] 本发明实施例中的交易支付系统包括上述所述的物联网多功能移动POS机21、后台服务器22以及银行后台系统23。 [0053] The multifunctional mobile things the POS machines 21, 22 and the back-end server system according to the present invention, the background banking transaction payment system embodiment comprises 23.

[0054] 本发明实施例中的后台服务器22作为数据处理中心并与银行后台系统23通信完成支付交易。 [0054] Example embodiments of the present invention, the backend server 22 as a data processing center 23 and a communication system with a bank background complete payment transactions.

[0055] 本发明实施例中的后台服务器22将商品信息或菜单信息等发送至移动POS机21,移动POS机21可以根据应用场景选择不同的通信模块进行通信,并通过LCD显示模块12将商品信息展示给用户,用户了解选择后,通过输入需要选择的商品信息,移动POS机21再将用户选择的商品信息发送至后台服务器22,后台服务器22根据商品选择信息生成交易信息,再将交易信息下发至移动POS机21,用户确认交易信息后,开始支付交易。 [0055] The embodiments of the present invention backend server 22 commodity information or menu information 21, the mobile POS machine transmits to the mobile POS unit 21 may select different communication modules communicate according to scenarios, and the display module 12 items through LCD after the information is presented to the user, the user understand the selection, by inputting product information to choose, POS machine 21 commodity information of the mobile user then transmits to the selected backend server 22, the backend server 22 according to the commodity selection information generating transaction information, transaction information and then issued to the mobile POS machines 21, after the user confirms the transaction information, start paying transaction. 本发明实施例中的移动POS机21不仅可以作为支付工具,同时还可以显示商品信息供顾客进行选择,具有多种功能。 The embodiments of the present invention can not only move the POS 21 as a payment instrument, but also can display product information for the customer to choose, it has multiple functions.

[0056] 本发明实施例中,用户确认IXD显示的交易信息后,可以选择刷磁条卡,或插入IC卡,或选择NFC读卡进行交易支付,移动POS机21读取银行卡信息后,用户可以通过移动POS机21中的按键或者是触屏屏幕输入银行卡密码,移动POS机21中的安全加密芯片将银行卡信息以及密码加密后通过通信模块14发送至后台服务器22,后台服务器22将加密后的银行卡信息以及密码转发至银行后台系统23进行联机交易,银行后台系统23根据银行卡信息以及密码生成交易结果,并将交易结果返回至后台服务器22,后台服务器22再将交易结果下发至移动POS机21,若交易成功,则移动POS机21打印交易结果,用户签名,完成支付交易。 [0056] The embodiments of the present invention, after the user confirms the transaction information displayed IXD, magnetic stripe card may be selected brush, or into the IC card, or select a payment transaction NFC reader, after reading the information card 21 is moved POS, the user can move through the POS machines 21 or touch screen buttons to enter the bank card password, mobile POS machines 21 after security encryption chip card and the password to encrypt information sent to the backend server 22 through the communication module 14, a background server 22 the encrypted bank card information and password forwarded to the banking back-office systems 23 for online transactions, transaction banking back office systems generate results based on 23 bank card information and password and trading results are returned to the backend server 22, 22 and then the back-end server transaction results issued to the mobile POS machines 21, if the transaction is successful, the mobile POS machines to print 21 trading results, the user signature to complete the payment transaction.

[0057] 在本发明实施例中的交易支付系统也可以适用于外出收单时使用,移动POS机21可以通过使用移动通信模块142连接至后台服务器22进行支付交易,或者使用蓝牙通信模块连接至手机或PAD等移动终端,将移动POS机21连接至后台服务器22进行支付交易。 [0057] In the transaction payment system in the embodiment of the present invention may be applied to out acquiring use, mobile POS machines 21 may be connected through the mobile communication module 142 to the backend server 22 and performs payment transactions, or a Bluetooth communication module is connected to the PAD and other mobile phone or mobile terminal, the mobile POS machine 21 is connected to the backend server 22 payment transactions.

[0058] 作为本发明的一个实施例,银行后台系统23与后台服务器22连接,后台服务器22至少与一个物联网多功能移动POS机21连接。 [0058] As one embodiment of the present invention, the bank back office system 23 and the backend server 22 is connected, at least 22 networked backend server 21 is connected with a multifunctional mobile POS machines thereof.

[0059] 本发明实施例中的后台服务器22可以支持多个移动POS机21同时连接和进行交易,使多个移动POS机21完成商品信息显示,交易信息显示,银行卡信息读取,密码输入及交易结果打印等功能。 [0059] Example embodiments of the present invention, the backend server 22 may support multiple mobile units 21 simultaneously connected and POS transactions, a plurality of mobile POS machine 21 commodity information display is completed, transaction information, bank card information reading, the password input and trading results printing.

[0060] 在本发明的实施例中,物联网多功能移动POS机21还可以将交易结果打印输出给用户。 [0060] In an embodiment of the present invention, the multi-function mobile things POS transaction machine 21 may also be output to a user to print the results.

[0061] 作为本发明的一个实施例,优选的,物联网多功能移动POS机21还可以用于与手机通信连接,通过手机实现与后台服务器22的通信。 [0061] As one embodiment of the present invention, preferably, a multifunctional mobile things POS machines 21 may also be used in connection with mobile communications, 22 enable communication with the backend server through the mobile phone.

[0062] 在本发明的实施例中的物联网多功能移动POS机21具有触控显示屏,用户可以通过触控的输入方式进行商品的选择,更有利于用户体验,提供了更为人性化的人机交互方式。 [0062] In an embodiment of the present invention was in a networked multi-function mobile POS machines 21 having a touch screen, the user can select items by way of the touch input, the more user-friendly experience, a more humane human-computer interaction.

[0063] 图4示出了本发明实施例的交易支付系统的实现流程,详述如下: [0063] FIG. 4 shows a process of the present invention achieves the transaction payment system according to embodiments, as detailed below:

[0064] 1、后台服务器将商品信息或菜单信息等发送至移动POS机; [0064] 1, the back-end server commodity information or menu information to the mobile POS machines;

[0065] 2、移动POS机接收到后台服务器发送的数据后,通过IXD显示模块展示给用户; After [0065] 2, mobile POS server receives the data sent back by the display module IXD presented to the user;

[0066] 3、用户了解详细商品信息进行选择后,可以输入需要选择的商品信息; [0066] 3, user selection for more product information, product information can be entered to choose;

[0067] 4、POS机将用户输入的商品选择信息发送至后台服务器; [0067] 4, POS machine product selection information input by the user is sent to the backend server;

[0068] 5、后台服务器根据接收的商品选择信息生成交易信息; [0068] 5, the backend server selection information based on the received transaction information generating commodities;

[0069] 6、后台服务器将交易信息发送至POS机; [0069] 6, the back-end server sends transaction information to the POS machines;

[0070] 7、POS机将交易信息展示给用户进行确认; [0070] 7, POS machine to confirm the transaction information display to the user;

[0071] 8、用户确认LCD显示的交易信息后,进行刷卡支付POS机通过读卡模块读取银行卡信息以及用户通过输入模块输入的银行卡密码; [0071] 8, after the user confirms the transaction information LCD display, for reading the card information and the card user password input through the card reader module by module inputs the POS payment;

[0072] 9, POS机将银行卡信息以及银行卡密码加密后发送至后台服务器; [0072] 9, POS machine the credit card and bank card information to the backend server sends the encrypted password;

[0073] 10、后台服务器将加密后的银行卡信息及密码转发至银行后台系统进行联机交易; [0073] 10, the back-end server bank card information and password encrypted forwarded to the banking back-office systems for online transactions;

[0074] 11、银行后台系统根据加密后的银行卡信息及密码确认支付信息生成交易结果; [0074] 11, the bank back-office systems to confirm payment information to generate results based on bank card transaction information and encrypted passwords;

[0075] 12、银行后台系统将交易结果返回至后台服务器; [0075] 12, bank transaction system returns the results back to the back-end server;

[0076] 13、后台服务器将交易结果转发至移动POS机; [0076] 13, the back-end server forwards the transaction results to the mobile POS machines;

[0077] 14、POS机打印交易结果输出给用户,用户进行签名,交易支付完成。 [0077] 14, POS machine to print transaction results output to the user, the user is signed, the payment transaction is completed.

[0078] 本发明实施例中通过利用局部网络或互联网等通信技术把多个移动POS机21、后台服务器22以及银行后台系统23联在一起,形成一个交易支付系统,提供了一种多个移动POS机21可以同时使用且能适用于多个不同的应用场景中,移动POS机21不仅可以作为支付工具,同时还可以显示商品信息供顾客进行选择,而且能满足快递、采购等外出支付方式的使用需求,大大提高了交易支付效率。 [0078] The embodiments of the present invention by using a local network or the Internet and other communication technologies plurality of mobile POS machines 21, 22 and the back-end server system 23 associated bank back together to form a transaction payment system, a plurality of a mobile POS machine 21 can be used simultaneously and can be applied to a number of different application scenarios, mobile POS machines 21 not only as a payment tool, but also can display the product information for customers to choose, and to meet delivery and procurement out payment methods needs, greatly improving the efficiency of the payment transaction.

[0079] 本发明实施例中的移动POS机可以在无线局域网络覆盖的商场、餐厅等场所中,通过无线局域网通信模块选择无线网络实现POS机的联网,在没有无线局域网络覆盖的需要外出收款的场所中或者无线局域网络出现异常无法提供网络服务时,利用移动通信模块连接至后台服务器,同样可以实现与后台服务器的通信,使得当POS机所处的位置的超过无线局域网络覆盖的范围或者无线局域网络出现异常时,仍然能够通过移动通信模块与后台服务器通信,提高了移动POS机的可移动性以及抗局域网网络异常的能力。 [0079] The mobile POS machine in the embodiment of the present invention may be a wireless local area network coverage shopping malls, restaurants and other places, the networked POS machine selecting a wireless network through a wireless LAN communication module, to go out to close at need not have a wireless local area network coverage paragraph places or when an abnormality occurs WLAN can not provide network services, the mobile communication module is connected to the backend server can also communicate with a backend server, such as wireless local area network over a range of positions POS machine cover is located or when abnormality occurs WLAN, still be able to communicate with the mobile communication module through the back-end server, the mobile POS machines improving mobility and resistance to abnormal local area network capability.

[0080] 以上所述仅为本发明的较佳实施例而已,并不用以限制本发明,凡在本发明的精神和原则之内所作的任何修改、等同替换和改进等,均应包含在本发明的保护范围之内。 [0080] The foregoing is only preferred embodiments of the present invention but are not intended to limit the present invention, any modifications within the spirit and principle of the present invention, equivalent substitutions and improvements should be included in the present within the scope of the invention.

Claims (10)

  1. 1.一种物联网多功能移动POS机,其特征在于,所述物联网多功能移动POS机包括: 主控制模块,分别与IXD显示模块、输入模块、通信模块以及读卡模块连接,用于接收所述通信模块发送的商品信息、交易信息以及交易结果,并发送至所述LCD显示模块进行显示;接收所述输入模块发送的商品选择信息以及银行卡密码,对所述银行卡密码进行加密,并将所述商品选择信息以及加密后的银行卡密码发送至所述通信模块;接收所述读卡模块发送的银行卡信息,对所述银行卡信息进行加密,并将所述加密后的银行卡信息发送至所述通信模块; LCD显示模块,与所述主控制模块连接,用于接收所述主控制模块发送的商品信息、交易信息以及交易结果,并进行显示; 输入模块,与所述主控制模块连接,用于接收用户录入的商品选择信息及银行卡密码,并发送至所述主 A multi-functional mobile things POS, wherein said moving things multifunction POS machine comprising: a main control module, respectively IXD display module, an input module, communication module and the reader module is connected, for receiving the product information transmitted from the communication module, the transaction information and the transaction result, and transmitted to the LCD display module for display; commodity module receiving the input selection information and transmits the password the bank card, the bank card password is encrypted and the commodity selection information and the encrypted password to the card communication module; after receiving the card information sent from the reader module, the card information is encrypted, and the encrypted bank card information to the communication module; the LCD display module, the main control module, for receiving the product information transmitted from the main control module, transaction information and the transaction result, and display; an input module, with the said main control module, configured to receive a user input selection information and goods bank card password and sent to the main 制模块; 通信模块,分别与所述主控制模块以及后台服务器连接,用于接收后台服务器发送的商品信息、交易信息以及交易结果,并将所述商品信息、交易信息以及交易结果发送至所述主控制模块;接收所述主控制模块发送的所述加密后的银行卡信息以及密码,并发送至所述后台服务器;所述通信模块包括无线局域网通信模块与移动通信模块,当检测到无线局域网络信号时,所述主控制模块通过所述无线局域网通信模块与后台服务器进行通信;当检测不到无线局域网络信号时,所述主控制模块通过所述移动通信模块与后台服务器进行通信;以及读卡模块,与所述主控制模块连接,用于读取卡信息,并发送至所述主控制模块。 System module; a communication module, connected with the main control module and a back-end server for receiving the product information of the back-end server, the transaction information and the transaction result, and the product information, transaction information and the transaction result to the the main control module; after receiving the master control module sends the encrypted card information and the password, and sends back to the server; the communications module comprises a wireless local area network communications module and a mobile communication module, when the detected wireless local area network when the envelope signal, the main control module communicate via the wireless local area communication module backend server; when the wireless LAN signal is not detected, the main control module communicate via the mobile communication module and a back-end server; and card reader module, connected to the main control module for reading the card information, and transmits to the master control module.
  2. 2.如权利要求1所述的物联网多功能移动POS机,其特征在于,所述物联网多功能移动POS机还包括: 打印机模块,与所述主控制模块连接,用于接收所述主控制模块发送的交易结果,并打印。 2. The composition according to claim 1 multifunctional mobile networking POS machines, characterized in that the multifunctional mobile things POS machine further comprising: a printer module, the main control module, for receiving the primary control module sends the transaction results and prints.
  3. 3.如权利要求1所述的物联网多功能移动POS机,其特征在于,所述通信模块还包括: 蓝牙通信模块,用于与手机通信连接,通过手机实现与后台服务器的通信。 3. The composition according to claim 1 multifunctional mobile networking POS machines, characterized in that said communication module further comprising: a Bluetooth communication module, for communicating with the phone connected to enable communication with the backend server through the mobile phone.
  4. 4.如权利要求1所述的物联网多功能移动POS机,其特征在于,所述读卡模块包括磁条卡读卡器、IC卡读卡器和NFC读卡器。 4. The composition according to claim 1 multifunctional mobile networking POS machines, characterized in that said magnetic stripe card reader comprises a card reader module, IC cards and reader NFC reader.
  5. 5.如权利要求1、2、3或4中任一项权利要求所述的物联网多功能移动POS机,其特征在于,所述IXD显示模块为触控显示屏。 5. The composition according to any one of claims 2, 3 or 4, wherein a networked multi-function mobile POS machine as claimed in claim, wherein said display module is a touch screen IXD.
  6. 6.一种交易支付系统,包括后台服务器以及银行后台系统,其特征在于,还包括物联网多功能移动POS机; 所述物联网多功能移动POS机包括: 主控制模块,分别与IXD显示模块、输入模块、通信模块以及读卡模块连接,用于接收所述通信模块发送的商品信息、交易信息以及交易结果,并发送至所述LCD显示模块进行显示;接收所述输入模块发送的商品选择信息以及银行卡密码,对所述银行卡密码进行加密,并将所述商品选择信息以及加密后的银行卡密码发送至所述通信模块;接收所述读卡模块发送的银行卡信息,对所述银行卡信息进行加密,并将所述加密后的银行卡信息发送至所述通信模块; LCD显示模块,与所述主控制模块连接,用于接收所述主控制模块发送的商品信息、交易信息以及交易结果,并进行显示; 输入模块,与所述主控制模块连接,用于接 A transaction payment system comprising a back-end server and back-end banking system, characterized by, further comprising a multifunctional mobile POS machines things; the things multifunction mobile POS machine comprising: a main control module, display module, respectively IXD , input module, communication module and the reader module is connected, for receiving the product information transmitted from the communication module, the transaction information and the transaction result, and transmitted to the LCD display module for display; commodity selection module receiving said transmitted input password information and bank card, the bank card password is encrypted, and the commodity selection information and the encrypted password to the card communication module; receiving the card reader module information transmitted on the encrypts said card information, bank card information and transmits the encrypted communication to the module; the LCD display module, the main control module, for receiving the product information transmitted from the main control module, transaction transaction information and results, and a display; an input module, connected to the main control module, for receiving 收用户录入的商品选择信息及银行卡密码,并发送至所述主控制模块; 通信模块,分别与所述主控制模块以及后台服务器连接,用于接收后台服务器发送的商品信息、交易信息以及交易结果,并将所述商品信息、交易信息以及交易结果发送至所述主控制模块;接收所述主控制模块发送的所述加密后的银行卡信息以及密码,并发送至所述后台服务器; 所述通信模块包括无线局域网通信模块与移动通信模块,当检测到无线局域网络信号时,所述主控制模块通过所述无线局域网通信模块与后台服务器进行通信;当检测不到无线局域网络信号时,所述主控制模块通过所述移动通信模块与后台服务器进行通信;以及读卡模块,与所述主控制模块连接,用于读取卡信息,并发送至所述主控制模块。 Receiving user enters commodity selection information and bank card password, and transmits to the master control module; a communication module, connected with the main control module and a back-end server for receiving the product information transmitted from the backend server, the transaction information and the transaction as a result, the commodity information and transaction information and the transaction result to the master control module; after receiving the encrypted master control module sends the card information and the password, and sends back to the server; the said communication module includes a wireless LAN communication module and a mobile communication module, when the wireless LAN signal is detected, the main control module communicate via the wireless local area communication module backend server; when the wireless LAN signal is not detected, the main control module communicate via the mobile communication module and a back-end server; and a reader module, connected to the main control module for reading the card information, and transmits to the master control module. 所述后台服务器用于接收所述物联网多功能移动POS机发送的所述加密后的银行卡信息以及密码,并发送至所述银行后台系统;接收所述银行后台系统发送的所述交易结果,将商品信息、交易信息以及交易结果发送至所述物联网多功能移动POS机; 所述银行后台系统用于接收所述后台服务器发送的所述加密后的银行卡信息以及密码,根据所述加密后的银行卡信息以及密码生成交易结果,并发送至所述后台服务器。 The back-end server for receiving the IOT after the multifunctional mobile POS sends encrypted card information and the password, and sends back to the banking system; receiving the result of the transaction the bank background transmission system , the product information, transaction information and the transaction result to the mobile POS machine multifunction things; the banking system for the back of the back-end server receiving the encrypted card information and the password, in accordance with the encrypted bank card information and password generation trading results, and send it to the back-end server.
  7. 7.如权利要求6所述的交易支付系统,其特征在于,所述物联网多功能移动POS机还包括: 打印机模块,与所述主控制模块连接,用于接收所述主控制模块发送的交易结果,并打印。 7. The transaction payment system according to claim 6, wherein said moving things multifunction POS machine further comprising: a printer module, the main control module, for receiving the transmitted main control module trading results, and print.
  8. 8.如权利要求7所述的交易支付系统,其特征在于,所述通信模块还包括: 蓝牙通信模块,用于与手机通信连接,通过手机实现与后台服务器的通信。 8. The transaction payment system according to claim 7, wherein the communication module further comprises: a Bluetooth communication module, for communicating with the phone connected to enable communication with the backend server through the mobile phone.
  9. 9.如权利要求8所述的交易支付系统,其特征在于,所述读卡模块包括磁条卡读卡器、IC卡读卡器和NFC读卡器。 9. The transaction payment system according to claim 8, characterized in that said magnetic stripe card reader comprises a card reader module, IC cards and reader NFC reader.
  10. 10.如权利要求6、7、8或9中任一项权利要求所述的交易支付系统,其特征在于,所述IXD显不板块为触控显不屏。 According to claim 7, 8 or 9 payment transaction system according to any preceding claim, characterized in that the plate is not significantly IXD touch screen is not significant.
CN 201510362859 2015-06-26 2015-06-26 IoT (Internet of Things) multifunctional mobile POS (point of sale) and transaction payment system CN104952164A (en)

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