CN101340452A - Fee charging method and system for mobile phone - Google Patents
Fee charging method and system for mobile phone Download PDFInfo
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- CN101340452A CN101340452A CNA200810113076XA CN200810113076A CN101340452A CN 101340452 A CN101340452 A CN 101340452A CN A200810113076X A CNA200810113076X A CN A200810113076XA CN 200810113076 A CN200810113076 A CN 200810113076A CN 101340452 A CN101340452 A CN 101340452A
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- phone terminal
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Abstract
The invention discloses a mobile phone paying method and a system which are designed to solve the problem of trouble payment of public utility fees; the method comprises the following steps: a payment request of the public utility fees is sent to a user mobile phone terminal by a public network; the user mobile phone terminal sends a payment command to a bank network mobile payment server; and the bank network mobile payment server sends payment completion information to the user mobile phone terminal. The system comprises: the user mobile phone terminal, a sending terminal of the public utility fees and the bank network mobile payment server; the sending terminal of the public utility fees is used for sending the payment request to the user mobile phone terminal; the user mobile phone terminal is used for receiving the payment request and sending the payment command to the bank network mobile payment server according to the payment request; the bank network mobile payment server receives the payment command, processes the related financial information and sends the operation result to the user mobile phone terminal.
Description
Technical field
The present invention relates to a kind of mobile phone fee charging method and system, relate in particular to a kind of mobile phone fee charging method and system that is used to pay expenses such as water, electricity and coal gas.
Background technology
At present, people need pay various public works expenses, in daily life as water rate, the electricity charge, gas charge, telephone charges etc. on schedule; The mode of paying of existing public works expenses is pressed the public-works spending that consumption is charged, and is generally sent someone to table look-up to the doorstep by public service, and the user pays dues then and there; By the public-works spending of monthly payment charge, generally go up toll site voluntarily or associate banker of collection pays by the user.
No matter the mode of paying of above-mentioned public-works spending is to table look-up to the doorstep, pay dues then and there, or the user pays dues voluntarily, all needs the user to pay with cash or bank card, makes user's expense of paying bother very much; Simultaneously, because the public-works spending kind is more, people need to spend sizable energy on public-works spending, and therefore paying public-works spending becomes the big worry of one in people's daily life, and daily life has been caused influence.
Summary of the invention
On the one hand, the purpose of this invention is to provide a kind of fee charging method of mobile phone fast and easily.
For achieving the above object, the present invention adopts following technical scheme:
Mobile phone fee charging method provided by the invention comprises the steps:
Send public works expenses payment request by public network to user mobile phone terminal;
User mobile phone terminal sends payment instruction to bank network mobile payment server;
Bank network mobile payment server sends payment to user mobile phone terminal and finishes information.
Further, described step user mobile phone terminal also comprises the steps: after bank network mobile payment server sends payment instruction
Bank network mobile payment server is according to described payment instruction processes related financial information.
Wherein, described payment request comprises defrayment title, payment, public works expenses payment accounts, transaction code; Described payment instruction comprises defrayment title, payment, payment both sides' number of the account, payer account number cipher, transaction code.
On the other hand, the present invention also provides a kind of hand call payment system fast and easily.
For finishing above-mentioned purpose, the present invention adopts following technical scheme:
Hand call payment system provided by the invention comprises: user mobile phone terminal, public works expenses send terminal and bank network mobile payment server;
Described public works expenses sends terminal, is used for to user mobile phone terminal by sending the payment request;
Described user mobile phone terminal is used to receive described payment request, and sends payment instruction according to the payment request to bank network mobile payment server;
Described bank network mobile payment server receives described payment instruction, processes related financial information, and operating result sent to described user mobile phone terminal.
Further, described payment request comprises defrayment title, payment, public works expenses payment accounts, transaction code; Described payment instruction comprises defrayment title, payment, payment both sides' number of the account, payer account number cipher, transaction code.
Mobile phone fee charging method provided by the invention and system, the user receives the public works expenses payment information by mobile phone terminal, and sends payment instruction by mobile phone terminal to bank network, and bank realizes transfer of payment according to instruction; Compared with prior art, on the one hand, the user can pay correlative charges according to the public works expenses payment information on time, need not worry about to keep thinking about on time again and pay dues; On the other hand, the user pays public works expenses by bank transfer, and not in cash, also not using pays dues a little goes to pay dues, not only time saving and energy saving, and safe and reliable.Therefore, carry out public works expenses by method and system of the present invention and pay, can save public works expenses management unit and user both sides' time and efforts, improve the efficient that public works expenses is paid effectively, saved social time's cost relatively.
Description of drawings
Fig. 1 is the flow chart of mobile phone fee charging method of the present invention;
Fig. 2 is the block diagram of mobile phone fee charging system of the present invention.
Embodiment
In order to make those skilled in the art person understand technical scheme of the present invention better, and above-mentioned purpose of the present invention, feature and advantage can be become apparent more, the present invention is further detailed explanation below in conjunction with drawings and Examples.
As shown in Figure 1, the embodiment of mobile phone fee charging method provided by the invention comprises the steps:
S101 sends public works expenses payment request by public network to user mobile phone terminal;
Administration of Public Affairs unit, as water resource management company, Gas Company, telephone operator, it also can be vehicle supervision department, send terminal with public works expenses bills such as water rate, gas charge, telephone charges and traffic fines by information, send to user mobile phone terminal by public network, described payment request comprises information such as defrayment title, payment, public works expenses payment accounts, transaction code.
The S102 user mobile phone terminal sends payment instruction to bank network mobile payment server;
The user sends payment instruction by mobile phone terminal to bank network mobile payment server, and payment instruction comprises information such as defrayment title, payment, payment both sides' number of the account, payer account number cipher, transaction code.
The S103 bank network mobile payment server is according to described payment instruction processes related financial information;
Bank network comprises the network of same bank inside, and the network that connects between the two tame banks, and bank network is finished the work of transferring accounts between user account and the Administration of Public Affairs unit's number of the account according to described payment instruction.
The S104 bank network mobile payment server sends payment to user mobile phone terminal and finishes information.
If transfer accounts successfully, bank network mobile payment server sends the successful information of transferring accounts to user mobile phone terminal; Or the failure of transferring accounts, bank network mobile payment server sends the failure information of transferring accounts to user mobile phone terminal; User's operation of can transferring accounts again.
Mobile phone fee charging method provided by the invention, the user receives the public works expenses payment information by mobile phone terminal, and sends payment instruction by mobile phone terminal to bank network, and bank realizes transfer of payment according to instruction; Compared with prior art, on the one hand, the user can pay correlative charges according to the public works expenses payment information on time, need not worry about to keep thinking about on time again and pay dues; On the other hand, the user pays public works expenses by bank transfer, and not in cash, also not using pays dues a little goes to pay dues, not only time saving and energy saving, and safe and reliable.Therefore, carry out public works expenses by method and system of the present invention and pay, can save public works expenses management unit and user both sides' time and efforts, improve the efficient that public works expenses is paid effectively, saved social time's cost relatively.
As shown in Figure 2, the embodiment of hand call payment system provided by the invention comprises: user mobile phone terminal, public works expenses send terminal and bank network mobile payment server;
Described public works expenses sends terminal, is used for to user mobile phone terminal by sending the payment request;
Described payment request comprises defrayment title, payment, public works expenses payment accounts, transaction code; Described payment instruction comprises defrayment title, payment, payment both sides' number of the account, payer account number cipher, transaction code.
Described user mobile phone terminal is used to receive described payment request, and sends payment instruction according to the payment request to bank network mobile payment server;
Described bank network mobile payment server receives described payment instruction, processes related financial information, and operating result sent to described user mobile phone terminal.
Mobile phone fee charging system provided by the invention, the user receives the public works expenses payment information by mobile phone terminal, and sends payment instruction by mobile phone terminal to bank network, and bank realizes transfer of payment according to instruction; Compared with prior art, on the one hand, the user can pay correlative charges according to the public works expenses payment information on time, need not worry about to keep thinking about on time again and pay dues; On the other hand, the user pays public works expenses by bank transfer, and not in cash, also not using pays dues a little goes to pay dues, not only time saving and energy saving, and safe and reliable.Therefore, carry out public works expenses by method and system of the present invention and pay, can save public works expenses management unit and user both sides' time and efforts, improve the efficient that public works expenses is paid effectively, saved social time's cost relatively.
The above; only be the specific embodiment of the present invention, but protection scope of the present invention is not limited thereto, anyly is familiar with those skilled in the art in the technical scope that the present invention discloses; the variation that can expect easily or replacement all should be encompassed within protection scope of the present invention.Therefore, protection scope of the present invention should be as the criterion with the protection range that claim was defined.
Claims (5)
1, a kind of mobile phone fee charging method is characterized in that, comprises the steps:
Send public works expenses payment request by public network to user mobile phone terminal;
User mobile phone terminal sends payment instruction to bank network mobile payment server;
Bank network mobile payment server sends payment to user mobile phone terminal and finishes information.
2, mobile phone fee charging method according to claim 1 is characterized in that, described step user mobile phone terminal also comprises the steps: after bank network mobile payment server sends payment instruction
Bank network mobile payment server is according to described payment instruction processes related financial information.
3, mobile phone fee charging method according to claim 1 is characterized in that, described payment request comprises defrayment title, payment, public works expenses payment accounts, transaction code; Described payment instruction comprises defrayment title, payment, payment both sides' number of the account, payer account number cipher, transaction code.
4, a kind of hand call payment system is characterized in that, comprising: user mobile phone terminal, public works expenses send terminal and bank network mobile payment server;
Described public works expenses sends terminal, is used for to user mobile phone terminal by sending the payment request;
Described user mobile phone terminal is used to receive described payment request, and sends payment instruction according to the payment request to bank network mobile payment server;
Described bank network mobile payment server receives described payment instruction, processes related financial information, and operating result sent to described user mobile phone terminal.
5, hand call payment system according to claim 4 is characterized in that, described payment request comprises defrayment title, payment, public works expenses payment accounts, transaction code; Described payment instruction comprises defrayment title, payment, payment both sides' number of the account, payer account number cipher, transaction code.
Priority Applications (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CNA200810113076XA CN101340452A (en) | 2008-05-27 | 2008-05-27 | Fee charging method and system for mobile phone |
Applications Claiming Priority (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CNA200810113076XA CN101340452A (en) | 2008-05-27 | 2008-05-27 | Fee charging method and system for mobile phone |
Publications (1)
| Publication Number | Publication Date |
|---|---|
| CN101340452A true CN101340452A (en) | 2009-01-07 |
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| Application Number | Title | Priority Date | Filing Date |
|---|---|---|---|
| CNA200810113076XA Pending CN101340452A (en) | 2008-05-27 | 2008-05-27 | Fee charging method and system for mobile phone |
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| CN (1) | CN101340452A (en) |
Cited By (3)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN102201091A (en) * | 2010-03-23 | 2011-09-28 | 安智金融与工业公司 | Method and system for validating a transaction, and corresponding transactional terminal and programme |
| CN104463570A (en) * | 2014-12-09 | 2015-03-25 | 东莞宇龙通信科技有限公司 | Smart trading method and system |
| CN108573374A (en) * | 2018-04-10 | 2018-09-25 | 平安科技（深圳）有限公司 | It is a kind of that the daily fee payment method turning to pay and system are redeemed based on fund share |
-
2008
- 2008-05-27 CN CNA200810113076XA patent/CN101340452A/en active Pending
Cited By (5)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN102201091A (en) * | 2010-03-23 | 2011-09-28 | 安智金融与工业公司 | Method and system for validating a transaction, and corresponding transactional terminal and programme |
| CN104463570A (en) * | 2014-12-09 | 2015-03-25 | 东莞宇龙通信科技有限公司 | Smart trading method and system |
| CN108573374A (en) * | 2018-04-10 | 2018-09-25 | 平安科技（深圳）有限公司 | It is a kind of that the daily fee payment method turning to pay and system are redeemed based on fund share |
| WO2019196231A1 (en) * | 2018-04-10 | 2019-10-17 | 平安科技（深圳）有限公司 | Daily payment method and system based on fund share redemption-to-payment transfer |
| CN108573374B (en) * | 2018-04-10 | 2023-03-31 | 平安科技（深圳）有限公司 | Daily payment method and system based on fund share redemption payment |
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Open date: 20090107 |